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Income Taxes (Tables)
12 Months Ended
Sep. 30, 2015
Income Tax Disclosure [Abstract]  
Summary of major sources of temporary differences and deferred tax effects
The major sources of these temporary differences and their deferred tax effects were as follows:
September 30,
2015
2014
 
(In thousands)
Deferred tax assets
 
 
Loan loss reserves
$
43,749

$
48,505

REO reserves
11,213

13,680

Asset purchase tax basis difference (net)
5,973

8,812

Delinquent accrued interest
3,069

4,767

FDIC loss share guarantee receivable
7,803

1,800

Other, net
3,891

4,749

Total deferred tax assets
75,698

82,313

Deferred tax liabilities
 
 
Federal Home Loan Bank stock dividends
24,135

32,810

Valuation adjustment on available-for-sale securities
205

12,032

Loan origination costs
13,875

13,002

Depreciation
25,934

22,021

Total deferred tax liabilities
64,149

79,865

Net deferred tax asset
11,549

2,448

Current tax asset
2,964

14,067

Net tax asset
$
14,513

$
16,515

Schedule of effective income tax rate reconciliation
A reconciliation of the statutory federal income tax rate to the effective income tax rate follows:

Year ended September 30,
2015
2014
2013
Statutory income tax rate
35
 %
35
 %
35
 %
State income tax
2

2

2

Other differences
(1
)
(1
)
(2
)
Effective income tax rate
36
 %
36
 %
35
 %
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]
Income taxes (benefit) are summarized as follows:
 
2015
2014
2013
 
(In thousands)
Federal:
 
 
 
Current
$
79,841

$
70,797

$
66,756

Deferred
3,244

10,591

10,355

 
83,085

81,388

77,111

State:
 
 
 
  Current
$
6,636

$
4,987

$
5,213

  Deferred
(518
)
1,189

787

 
6,118

6,176

6,000

Total
 
 
 
  Current
86,477

75,784

71,969

  Deferred
2,726

11,780

11,142

 
$
89,203

$
87,564

$
83,111