XML 82 R4.htm IDEA: XBRL DOCUMENT v3.3.0.814
Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2013
INTEREST INCOME      
Loans $ 437,002 $ 430,850 $ 454,915
Mortgage-backed securities 71,392 80,260 48,520
Investment securities and cash equivalents 22,159 22,587 12,856
Interest income 530,553 533,697 516,291
INTEREST EXPENSE      
Customer accounts 51,054 58,524 67,903
FHLB advances and other borrowings 66,018 69,553 68,256
Interest expense 117,072 128,077 136,159
Net interest income 413,481 405,620 380,132
Provision (reversal) for loan losses (11,162) (15,401) 1,350
Net interest income after provision for loan losses 424,643 421,021 378,782
OTHER INCOME      
Gain on sale of investments 9,641 0 0
Prepayment penalty on long-term debt (10,554) 0 0
Loan fee income 8,788 7,706 8,585
Deposit fee income 22,459 14,306 5,015
Other income 10,089 8,647 8,333
Noninterest income 40,423 30,659 21,933
OTHER EXPENSE      
Compensation and benefits 119,939 109,730 90,815
Occupancy 33,956 30,452 23,597
FDIC insurance premiums 7,916 11,009 12,214
Product delivery 22,325 14,973 4,414
Information technology 15,976 14,303 10,999
Other expense 24,739 23,542 22,201
Noninterest expense 224,851 204,009 164,240
Gain (loss) on real estate acquired through foreclosure, net 9,304 (2,743) (1,859)
Income before income taxes 249,519 244,928 234,616
Income taxes      
Current 86,477 75,784 71,969
Deferred 2,726 11,780 11,142
Income taxes 89,203 87,564 83,111
NET INCOME $ 160,316 $ 157,364 $ 151,505
PER SHARE DATA      
Basic earnings (in dollars per share) $ 1.68 $ 1.56 $ 1.45
Diluted earnings (in dollars per share) $ 1.67 $ 1.55 $ 1.45
Basic weighted average number of shares outstanding (in shares) 95,644,639 101,154,030 104,684,812
Diluted weighted average number of shares outstanding, including dilutive stock options (in shares) 96,053,959 101,590,351 104,837,470