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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Mar. 31, 2015
Mar. 31, 2014
INTEREST INCOME        
Loans & covered assets $ 109,274us-gaap_InterestAndFeeIncomeLoansAndLeases $ 106,334us-gaap_InterestAndFeeIncomeLoansAndLeases $ 217,567us-gaap_InterestAndFeeIncomeLoansAndLeases $ 213,561us-gaap_InterestAndFeeIncomeLoansAndLeases
Mortgage-backed securities 18,143us-gaap_InterestIncomeSecuritiesMortgageBacked 20,968us-gaap_InterestIncomeSecuritiesMortgageBacked 37,318us-gaap_InterestIncomeSecuritiesMortgageBacked 40,360us-gaap_InterestIncomeSecuritiesMortgageBacked
Investment securities and cash equivalents 5,213wfsl_InvestmentIncomeAndOther 5,049wfsl_InvestmentIncomeAndOther 11,029wfsl_InvestmentIncomeAndOther 9,688wfsl_InvestmentIncomeAndOther
Interest Income 132,630us-gaap_InvestmentIncomeInterestAndDividend 132,351us-gaap_InvestmentIncomeInterestAndDividend 265,914us-gaap_InvestmentIncomeInterestAndDividend 263,609us-gaap_InvestmentIncomeInterestAndDividend
INTEREST EXPENSE        
Customer accounts 12,574us-gaap_InterestExpenseDeposits 14,780us-gaap_InterestExpenseDeposits 26,018us-gaap_InterestExpenseDeposits 30,279us-gaap_InterestExpenseDeposits
FHLB advances and other borrowings 16,176us-gaap_InterestExpenseBorrowings 16,935us-gaap_InterestExpenseBorrowings 33,832us-gaap_InterestExpenseBorrowings 34,383us-gaap_InterestExpenseBorrowings
Interest Expense 28,750us-gaap_InterestExpense 31,715us-gaap_InterestExpense 59,850us-gaap_InterestExpense 64,662us-gaap_InterestExpense
Net interest income 103,880us-gaap_InterestIncomeExpenseNet 100,636us-gaap_InterestIncomeExpenseNet 206,064us-gaap_InterestIncomeExpenseNet 198,947us-gaap_InterestIncomeExpenseNet
Reversal of provision for loan losses (3,949)us-gaap_ProvisionForLoanAndLeaseLosses (4,336)us-gaap_ProvisionForLoanAndLeaseLosses (9,449)us-gaap_ProvisionForLoanAndLeaseLosses (8,936)us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after reversal of provision for loan losses 107,829us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 104,972us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 215,513us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 207,883us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
OTHER INCOME        
Loan fee income 2,048us-gaap_FeesAndCommissionsMortgageBanking 1,324us-gaap_FeesAndCommissionsMortgageBanking 4,112us-gaap_FeesAndCommissionsMortgageBanking 3,370us-gaap_FeesAndCommissionsMortgageBanking
Deposit fee income 5,405us-gaap_FeesAndCommissionsDepositorAccounts 3,381us-gaap_FeesAndCommissionsDepositorAccounts 11,383us-gaap_FeesAndCommissionsDepositorAccounts 5,084us-gaap_FeesAndCommissionsDepositorAccounts
Other income 3,388us-gaap_NoninterestIncomeOtherOperatingIncome 1,997us-gaap_NoninterestIncomeOtherOperatingIncome 726us-gaap_NoninterestIncomeOtherOperatingIncome 4,036us-gaap_NoninterestIncomeOtherOperatingIncome
OTHER INCOME 10,841us-gaap_NoninterestIncome 6,702us-gaap_NoninterestIncome 16,221us-gaap_NoninterestIncome 12,490us-gaap_NoninterestIncome
OTHER EXPENSE        
Compensation and benefits 30,469us-gaap_LaborAndRelatedExpense 27,836us-gaap_LaborAndRelatedExpense 59,629us-gaap_LaborAndRelatedExpense 52,962us-gaap_LaborAndRelatedExpense
Occupancy 8,239us-gaap_OccupancyNet 7,346us-gaap_OccupancyNet 16,374us-gaap_OccupancyNet 14,396us-gaap_OccupancyNet
FDIC insurance premiums 2,380us-gaap_FederalDepositInsuranceCorporationPremiumExpense 2,767us-gaap_FederalDepositInsuranceCorporationPremiumExpense 3,055us-gaap_FederalDepositInsuranceCorporationPremiumExpense 5,701us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Information technology 3,882us-gaap_InformationTechnologyAndDataProcessing 3,931us-gaap_InformationTechnologyAndDataProcessing 7,912us-gaap_InformationTechnologyAndDataProcessing 6,860us-gaap_InformationTechnologyAndDataProcessing
Product delivery 5,420wfsl_ProductDeliveryExpense 4,066wfsl_ProductDeliveryExpense 11,047wfsl_ProductDeliveryExpense 5,384wfsl_ProductDeliveryExpense
Other expense 6,934us-gaap_OtherNoninterestExpense 6,113us-gaap_OtherNoninterestExpense 12,909us-gaap_OtherNoninterestExpense 10,876us-gaap_OtherNoninterestExpense
Noninterest Expense 57,324us-gaap_NoninterestExpense 52,059us-gaap_NoninterestExpense 110,926us-gaap_NoninterestExpense 96,179us-gaap_NoninterestExpense
Gain (loss) on real estate acquired through foreclosure, net 1,473us-gaap_GainsLossesOnSalesOfOtherRealEstate 553us-gaap_GainsLossesOnSalesOfOtherRealEstate 1,788us-gaap_GainsLossesOnSalesOfOtherRealEstate (1,398)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Income before income taxes 62,819us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 60,168us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 122,596us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 122,796us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax provision 22,458us-gaap_IncomeTaxExpenseBenefit 21,511us-gaap_IncomeTaxExpenseBenefit 43,828us-gaap_IncomeTaxExpenseBenefit 43,903us-gaap_IncomeTaxExpenseBenefit
NET INCOME $ 40,361us-gaap_NetIncomeLoss $ 38,657us-gaap_NetIncomeLoss $ 78,768us-gaap_NetIncomeLoss $ 78,893us-gaap_NetIncomeLoss
PER SHARE DATA        
Basic earnings (in dollars per share) $ 0.42us-gaap_EarningsPerShareBasic $ 0.38us-gaap_EarningsPerShareBasic $ 0.81us-gaap_EarningsPerShareBasic $ 0.77us-gaap_EarningsPerShareBasic
Diluted earnings (in dollars per share) $ 0.42us-gaap_EarningsPerShareDiluted $ 0.38us-gaap_EarningsPerShareDiluted $ 0.81us-gaap_EarningsPerShareDiluted $ 0.77us-gaap_EarningsPerShareDiluted
Dividends paid on common stock (in dollars per share) $ 0.13us-gaap_CommonStockDividendsPerShareCashPaid $ 0.10us-gaap_CommonStockDividendsPerShareCashPaid $ 0.28us-gaap_CommonStockDividendsPerShareCashPaid $ 0.20us-gaap_CommonStockDividendsPerShareCashPaid
Basic weighted average number of shares outstanding (in shares) 96,373,366us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 102,013,857us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 97,270,403us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 102,173,829us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Diluted weighted average number of shares outstanding, including dilutive stock options (in shares) 96,725,234us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 102,488,844us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 97,635,201us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 102,652,984us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding