XML 28 R17.htm IDEA: XBRL DOCUMENT
v3.4.0.3

Allowance for Losses on Loans (Tables) | 6 Months Ended
--- | ---
Mar. 31, 2016
Receivables [Abstract] |
Summary of Activity in Allowance for Loan Losses | The following tables summarize the activity in the allowance for loan losses.
Three Months Ended March 31, 2016 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 47,756 |  |  | $ | (1,026 | ) |  | $ | 111 |  |  | $ | (5,013 | ) |  | $ | 41,828 |
Construction | 7,014 |  |  | — |  |  | (5 | ) |  | 8,717 |  |  | 15,726 |
Construction - custom | 1,062 |  |  | — |  |  | — |  |  | (40 | ) |  | 1,022 |
Land - acquisition & development | 6,778 |  |  | — |  |  | 3,371 |  |  | (2,897 | ) |  | 7,252 |
Land - consumer lot loans | 3,001 |  |  | (268 | ) |  | — |  |  | (267 | ) |  | 2,466 |
Multi-family | 5,047 |  |  | — |  |  | — |  |  | 1,737 |  |  | 6,784 |
Commercial real estate | 10,344 |  |  | (9 | ) |  | 992 |  |  | (3,544 | ) |  | 7,783 |
Commercial & industrial | 24,096 |  |  | (331 | ) |  | 590 |  |  | (531 | ) |  | 23,824 |
HELOC | 820 |  |  | (26 | ) |  | — |  |  | 34 |  |  | 828 |
Consumer | 1,983 |  |  | (278 | ) |  | 397 |  |  | 304 |  |  | 2,406 |
| $ | 107,901 |  |  | $ | (1,938 | ) |  | $ | 5,456 |  |  | $ | (1,500 | ) |  | $ | 109,919 |
Three Months Ended March 31, 2015 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 55,495 |  |  | $ | (1,409 | ) |  | $ | 4,122 |  |  | $ | (3,446 | ) |  | $ | 54,762 |
Construction | 5,451 |  |  | — |  |  | 75 |  |  | (81 | ) |  | 5,445 |
Construction - custom | 965 |  |  | — |  |  | — |  |  | 3 |  |  | 968 |
Land - acquisition & development | 6,671 |  |  | — |  |  | 204 |  |  | 530 |  |  | 7,405 |
Land - consumer lot loans | 3,113 |  |  | (52 | ) |  | 34 |  |  | (60 | ) |  | 3,035 |
Multi-family | 4,500 |  |  | — |  |  | — |  |  | 173 |  |  | 4,673 |
Commercial real estate | 5,872 |  |  | — |  |  | 453 |  |  | 409 |  |  | 6,734 |
Commercial & industrial | 23,328 |  |  | (355 | ) |  | 18 |  |  | (1,845 | ) |  | 21,146 |
HELOC | 892 |  |  | — |  |  | — |  |  | (42 | ) |  | 850 |
Consumer | 2,413 |  |  | (701 | ) |  | 734 |  |  | 859 |  |  | 3,305 |
| $ | 108,700 |  |  | $ | (2,517 | ) |  | $ | 5,640 |  |  | $ | (3,500 | ) |  | $ | 108,323 |
Six Months Ended March 31, 2016 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 47,347 |  |  | $ | (2,165 | ) |  | $ | 2,577 |  |  | $ | (5,931 | ) |  | $ | 41,828 |
Construction | 6,680 |  |  | — |  |  | 150 |  |  | 8,896 |  |  | 15,726 |
Construction - custom | 990 |  |  | (60 | ) |  | — |  |  | 92 |  |  | 1,022 |
Land - acquisition & development | 5,781 |  |  | — |  |  | 3,406 |  |  | (1,935 | ) |  | 7,252 |
Land - consumer lot loans | 2,946 |  |  | (676 | ) |  | — |  |  | 196 |  |  | 2,466 |
Multi-family | 5,304 |  |  | — |  |  | — |  |  | 1,480 |  |  | 6,784 |
Commercial real estate | 8,960 |  |  | (32 | ) |  | 1,115 |  |  | (2,260 | ) |  | 7,783 |
Commercial & industrial | 24,980 |  |  | (579 | ) |  | 591 |  |  | (1,168 | ) |  | 23,824 |
HELOC | 902 |  |  | (27 | ) |  | 21 |  |  | (68 | ) |  | 828 |
Consumer | 2,939 |  |  | (520 | ) |  | 789 |  |  | (802 | ) |  | 2,406 |
| $ | 106,829 |  |  | $ | (4,059 | ) |  | $ | 8,649 |  |  | $ | (1,500 | ) |  | $ | 109,919 |
Six Months Ended March 31, 2015 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 62,763 |  |  | $ | (3,103 | ) |  | $ | 6,675 |  |  | $ | (11,573 | ) |  | $ | 54,762 |
Construction | 6,742 |  |  | (388 | ) |  | 75 |  |  | (984 | ) |  | 5,445 |
Construction - custom | 1,695 |  |  | — |  |  | — |  |  | (727 | ) |  | 968 |
Land - acquisition & development | 5,592 |  |  | (38 | ) |  | 205 |  |  | 1,646 |  |  | 7,405 |
Land - consumer lot loans | 3,077 |  |  | (87 | ) |  | 34 |  |  | 11 |  |  | 3,035 |
Multi-family | 4,248 |  |  | — |  |  | 220 |  |  | 205 |  |  | 4,673 |
Commercial real estate | 7,548 |  |  | (27 | ) |  | 481 |  |  | (1,268 | ) |  | 6,734 |
Commercial & industrial | 16,527 |  |  | (355 | ) |  | 52 |  |  | 4,922 |  |  | 21,146 |
HELOC | 928 |  |  | — |  |  | — |  |  | (78 | ) |  | 850 |
Consumer | 3,227 |  |  | (1,128 | ) |  | 1,349 |  |  | (143 | ) |  | 3,305 |
Covered loans | 2,244 |  |  |  |  |  |  | (2,244 | ) |  | — |
| $ | 114,591 |  |  | $ | (5,126 | ) |  | $ | 9,091 |  |  | $ | (10,233 | ) |  | $ | 108,323 |
Summary of Loans Collectively and Individually Evaluated for Impairment and Related Allocation of Reserves | The following tables show loans collectively and individually evaluated for impairment and the related allocation of general and specific reserves.
March 31, 2016 | Loans Collectively Evaluated for Impairment |  | Loans Individually Evaluated for Impairment
| Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio |  | Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio
| (In thousands) |  |  |  | (In thousands)
Single-family residential | $ | 40,974 |  |  | $ | 5,557,463 |  |  | 0.7 | % |  | $ | 854 |  |  | $ | 28,462 |  |  | 3.0 | %
Construction | 15,726 |  |  | 391,616 |  |  | 4.0 |  |  | — |  |  | — |  |  | — |
Construction - custom | 1,021 |  |  | 210,809 |  |  | 0.5 |  |  | — |  |  | 171 |  |  | — |
Land - acquisition & development | 7,221 |  |  | 88,064 |  |  | 8.2 |  |  | 31 |  |  | 1,280 |  |  | 2.4 |
Land - consumer lot loans | 2,466 |  |  | 89,741 |  |  | 2.8 |  |  | — |  |  | 1,114 |  |  | — |
Multi-family | 6,774 |  |  | 1,070,178 |  |  | 0.6 |  |  | 11 |  |  | 1,522 |  |  | 0.7 |
Commercial real estate | 7,643 |  |  | 810,343 |  |  | 0.9 |  |  | 140 |  |  | 12,602 |  |  | 1.1 |
Commercial & industrial | 23,824 |  |  | 829,394 |  |  | 2.9 |  |  | — |  |  | — |  |  | — |
HELOC | 828 |  |  | 128,295 |  |  | 0.7 |  |  | — |  |  | 566 |  |  | — |
Consumer | 2,406 |  |  | 164,612 |  |  | 1.5 |  |  | — |  |  | — |  |  | — |
| $ | 108,883 |  |  | $ | 9,340,515 |  |  | 1.2 | % |  | $ | 1,036 |  |  | $ | 45,717 |  |  | 2.3 | %
(1) | Excludes acquired loans with discounts sufficient to absorb potential losses and covered loans
September 30, 2015 | Loans Collectively Evaluated for Impairment |  | Loans Individually Evaluated for Impairment
| Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio |  | Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio
| (In thousands) |  |  |  | (In thousands)
Single-family residential | $ | 47,073 |  |  | $ | 5,595,752 |  |  | 0.8 | % |  | $ | 275 |  |  | $ | 51,718 |  |  | 0.5 | %
Construction | 6,680 |  |  | 124,679 |  |  | 5.4 |  |  | — |  |  | 5,441 |  |  | — |
Construction - custom | 990 |  |  | 205,692 |  |  | 0.5 |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 5,781 |  |  | 72,602 |  |  | 8.0 |  |  | — |  |  | 2,198 |  |  | — |
Land - consumer lot loans | 2,946 |  |  | 93,103 |  |  | 3.2 |  |  | — |  |  | 10,824 |  |  | — |
Multi-family | 5,304 |  |  | 1,062,194 |  |  | 0.5 |  |  | — |  |  | 5,348 |  |  | — |
Commercial real estate | 8,960 |  |  | 844,691 |  |  | 1.1 |  |  | — |  |  | 8,826 |  |  | — |
Commercial & industrial | 24,980 |  |  | 643,577 |  |  | 3.9 |  |  | — |  |  | — |  |  | — |
HELOC | 902 |  |  | 126,594 |  |  | 0.7 |  |  | — |  |  | 1,072 |  |  | — |
Consumer | 2,938 |  |  | 194,569 |  |  | 1.5 |  |  | — |  |  | 86 |  |  | — |
| $ | 106,554 |  |  | $ | 8,963,453 |  |  | 1.2 | % |  | $ | 275 |  |  | $ | 85,513 |  |  | 0.3 | %
(1) Excludes acquired loans with discounts sufficient to absorb potential losses and covered loans
Summary of Loans Based on Credit Quality Indicators | The following tables provide information on loans based on risk rating categories as defined above.
March 31, 2016 | Internally Assigned Grade |  |
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |  | Total Gross Loans
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 5,547,231 |  |  | $ | — |  |  | $ | 71,723 |  |  | $ | — |  |  | $ | — |  |  | $ | 5,618,954 |
Construction | 774,540 |  |  | 7,500 |  |  | 3,806 |  |  | — |  |  | — |  |  | 785,846 |
Construction - custom | 395,010 |  |  | — |  |  | 3,787 |  |  | — |  |  | — |  |  | 398,797 |
Land - acquisition & development | 93,668 |  |  | — |  |  | 7,937 |  |  | — |  |  | — |  |  | 101,605 |
Land - consumer lot loans | 99,081 |  |  | — |  |  | 1,775 |  |  | — |  |  | — |  |  | 100,856 |
Multi-family | 1,065,161 |  |  | 3,613 |  |  | 4,448 |  |  | — |  |  | — |  |  | 1,073,222 |
Commercial real estate | 813,405 |  |  | 8,281 |  |  | 11,884 |  |  | — |  |  | — |  |  | 833,570 |
Commercial & industrial | 747,693 |  |  | 3,975 |  |  | 53,604 |  |  | — |  |  | — |  |  | 805,272 |
HELOC | 129,656 |  |  | — |  |  | 803 |  |  | — |  |  | — |  |  | 130,459 |
Consumer | 164,292 |  |  | — |  |  | 380 |  |  | — |  |  | — |  |  | 164,672 |
| 9,829,737 |  |  | 23,369 |  |  | 160,147 |  |  | — |  |  | — |  |  | 10,013,253 |
Non-impaired acquired loans | 143,164 |  |  | — |  |  | 9,408 |  |  | — |  |  | — |  |  | 152,572 |
Credit-impaired acquired loans | 73,699 |  |  | — |  |  | 32,938 |  |  | — |  |  | — |  |  | 106,637 |
Covered loans | 33,649 |  |  | — |  |  | 562 |  |  | — |  |  | — |  |  | 34,211 |
Total gross loans | $ | 10,080,249 |  |  | $ | 23,369 |  |  | $ | 203,055 |  |  | $ | — |  |  | $ | — |  |  | $ | 10,306,673 |
Total grade as a % of total gross loans | 97.8 | % |  | 0.2 | % |  | 2.0 | % |  | — | % |  | — | % |  |
September 30, 2015 | Internally Assigned Grade |  |
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |  | Total Gross Loans
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 5,558,700 |  |  | $ | — |  |  | $ | 93,145 |  |  | $ | — |  |  | $ | — |  |  | $ | 5,651,845 |
Construction | 197,935 |  |  | — |  |  | 2,574 |  |  | — |  |  | — |  |  | 200,509 |
Construction - custom | 396,307 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 396,307 |
Land - acquisition & development | 89,656 |  |  | — |  |  | 4,552 |  |  | — |  |  | — |  |  | 94,208 |
Land - consumer lot loans | 103,569 |  |  | — |  |  | 420 |  |  | — |  |  | — |  |  | 103,989 |
Multi-family | 1,118,673 |  |  | 865 |  |  | 6,184 |  |  | — |  |  | — |  |  | 1,125,722 |
Commercial real estate | 971,510 |  |  | 4,360 |  |  | 10,400 |  |  | — |  |  | — |  |  | 986,270 |
Commercial & industrial | 575,034 |  |  | 1,496 |  |  | 36,306 |  |  | — |  |  | — |  |  | 612,836 |
HELOC | 127,398 |  |  | — |  |  | 248 |  |  | — |  |  | — |  |  | 127,646 |
Consumer | 194,451 |  |  | — |  |  | 204 |  |  | — |  |  | — |  |  | 194,655 |
| 9,333,233 |  |  | 6,721 |  |  | 154,033 |  |  | — |  |  | — |  |  | 9,493,987 |
Non-impaired acquired loans | 149,891 |  |  | — |  |  | 16,402 |  |  | — |  |  | — |  |  | 166,293 |
Credit-impaired acquired loans | 61,019 |  |  | — |  |  | 26,062 |  |  | — |  |  | — |  |  | 87,081 |
Covered loans | 61,776 |  |  | — |  |  | 14,133 |  |  | — |  |  | — |  |  | 75,909 |
Total gross loans | $ | 9,605,919 |  |  | $ | 6,721 |  |  | $ | 210,630 |  |  | $ | — |  |  | $ | — |  |  | $ | 9,823,270 |
Total grade as a % of total gross loans | 97.8 | % |  | 0.1 | % |  | 2.1 | % |  | — | % |  | — | % |  |
The following tables provide information on loans (excluding acquired and covered loans) based on borrower payment activity.
March 31, 2016 | Performing Loans |  | Non-Performing Loans
| Amount |  | % of Total Gross Loans |  | Amount |  | % of Total Gross Loans
| (In thousands)
Single-family residential | $ | 5,576,559 |  |  | 99.2 | % |  | $ | 42,395 |  |  | 0.8 | %
Construction | 785,846 |  |  | 100.0 |  |  | — |  |  | — |
Construction - custom | 398,730 |  |  | 100.0 |  |  | 67 |  |  | — |
Land - acquisition & development | 101,128 |  |  | 99.5 |  |  | 477 |  |  | 0.5 |
Land - consumer lot loans | 99,916 |  |  | 99.1 |  |  | 940 |  |  | 0.9 |
Multi-family | 1,071,702 |  |  | 99.9 |  |  | 1,520 |  |  | 0.1 |
Commercial real estate | 825,869 |  |  | 99.1 |  |  | 7,701 |  |  | 0.9 |
Commercial & industrial | 804,676 |  |  | 99.9 |  |  | 596 |  |  | 0.1 |
HELOC | 129,905 |  |  | 99.6 |  |  | 554 |  |  | 0.4 |
Consumer | 164,363 |  |  | 99.8 |  |  | 309 |  |  | 0.2 |
| $ | 9,958,694 |  |  | 99.5 | % |  | $ | 54,559 |  |  | 0.5 | %
September 30, 2015 | Performing Loans |  | Non-Performing Loans
| Amount |  | % of Total Gross Loans |  | Amount |  | % of Total Gross Loans
| (In thousands)
Single-family residential | $ | 5,592,771 |  |  | 99.0 | % |  | $ | 59,074 |  |  | 1.0 | %
Construction | 199,755 |  |  | 99.6 |  |  | 754 |  |  | 0.4 |
Construction - custom | 395,575 |  |  | 99.8 |  |  | 732 |  |  | 0.2 |
Land - acquisition & development | 94,208 |  |  | 100.0 |  |  | — |  |  | — |
Land - consumer lot loans | 102,716 |  |  | 98.8 |  |  | 1,273 |  |  | 1.2 |
Multi-family | 1,123,165 |  |  | 99.8 |  |  | 2,558 |  |  | 0.2 |
Commercial real estate | 984,093 |  |  | 99.8 |  |  | 2,176 |  |  | 0.2 |
Commercial & industrial | 612,836 |  |  | 100.0 |  |  | — |  |  | — |
HELOC | 127,083 |  |  | 99.6 |  |  | 563 |  |  | 0.4 |
Consumer | 193,975 |  |  | 99.7 |  |  | 680 |  |  | 0.3 |
| $ | 9,426,177 |  |  | 99.3 | % |  | $ | 67,810 |  |  | 0.7 | %
Summary of Impaired Loans Based on Type | The following tables provide information on impaired loan balances and the related allowances by loan types.
March 31, 2016 | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment
| (In thousands)
With no related allowance recorded: |  |  |  |  |  |  |
Single-family residential | $ | 11,818 |  |  | $ | 13,412 |  |  | $ | — |  |  | $ | 10,345 |
Construction - custom | 699 |  |  | 759 |  |  | — |  |  | 449 |
Land - acquisition & development | 188 |  |  | 9,086 |  |  | — |  |  | 365 |
Land - consumer lot loans | 548 |  |  | 634 |  |  | — |  |  | 418 |
Multi-family | 1,044 |  |  | 4,793 |  |  | — |  |  | 675 |
Commercial real estate | 5,797 |  |  | 6,428 |  |  | — |  |  | 4,891 |
Commercial & industrial | 182 |  |  | 6,611 |  |  | — |  |  | 567 |
HELOC | 439 |  |  | 830 |  |  | — |  |  | 330 |
Consumer | 116 |  |  | 501 |  |  | — |  |  | 218 |
| 20,831 |  |  | 43,054 |  |  | — |  |  | 18,258 |
With an allowance recorded: |  |  |  |  |  |  |
Single-family residential | 233,544 |  |  | 237,663 |  |  | 4,277 |  |  | 234,260 |
Land - acquisition & development | 1,632 |  |  | 2,834 |  |  | 24 |  |  | 1,867 |
Land - consumer lot loans | 9,981 |  |  | 11,037 |  |  | 7 |  |  | 10,496 |
Multi-family | 1,522 |  |  | 1,522 |  |  | 11 |  |  | 1,527 |
Commercial real estate | 22,139 |  |  | 24,586 |  |  | 140 |  |  | 22,876 |
HELOC | 1,396 |  |  | 1,398 |  |  | — |  |  | 1,394 |
Consumer | 94 |  |  | 284 |  |  | — |  |  | 96 |
| 270,308 |  |  | 279,324 |  |  | 4,459 |  | (1) | 272,516 |
Total: |  |  |  |  |  |  |
Single-family residential | 245,362 |  |  | 251,075 |  |  | 4,277 |  |  | 244,605 |
Construction - custom | 699 |  |  | 759 |  |  | — |  |  | 449 |
Land - acquisition & development | 1,820 |  |  | 11,920 |  |  | 24 |  |  | 2,232 |
Land - consumer lot loans | 10,529 |  |  | 11,671 |  |  | 7 |  |  | 10,914 |
Multi-family | 2,566 |  |  | 6,315 |  |  | 11 |  |  | 2,202 |
Commercial real estate | 27,936 |  |  | 31,014 |  |  | 140 |  |  | 27,767 |
Commercial & industrial | 182 |  |  | 6,611 |  |  | — |  |  | 567 |
HELOC | 1,835 |  |  | 2,228 |  |  | — |  |  | 1,724 |
Consumer | 210 |  |  | 785 |  |  | — |  |  | 314 |
| $ | 291,139 |  |  | $ | 322,378 |  |  | $ | 4,459 |  | (1) | $ | 290,774 |
(1) | Includes $1,036,000 of specific reserves and $3,423,000 included in the general reserves.
September 30, 2015 | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment
| (In thousands)
With no related allowance recorded: |  |  |  |  |  |  |
Single-family residential | $ | 17,250 |  |  | $ | 19,644 |  |  | $ | — |  |  | $ | 14,069 |
Construction | 453 |  |  | 2,151 |  |  | — |  |  | 471 |
Construction - custom | 554 |  |  | 554 |  |  | — |  |  | 182 |
Land - acquisition & development | 2,570 |  |  | 9,426 |  |  | — |  |  | 926 |
Land - consumer lot loans | 727 |  |  | 814 |  |  | — |  |  | 544 |
Multi-family | 3,770 |  |  | 7,054 |  |  | — |  |  | 1,545 |
Commercial real estate | 9,427 |  |  | 15,620 |  |  | — |  |  | 8,130 |
Commercial & industrial | 2,955 |  |  | 13,066 |  |  | — |  |  | 2,681 |
HELOC | 683 |  |  | 1,532 |  |  | — |  |  | 536 |
Consumer | 477 |  |  | 703 |  |  | — |  |  | 390 |
| 38,866 |  |  | 70,564 |  |  | — |  |  | 29,474 |
With an allowance recorded: |  |  |  |  |  |  |
Single-family residential | 259,461 |  |  | 263,268 |  |  | 6,678 |  |  | 260,028 |
Construction | 4,988 |  |  | 5,778 |  |  | — |  |  | 5,432 |
Land - acquisition & development | 2,486 |  |  | 3,426 |  |  | — |  |  | 3,478 |
Land - consumer lot loans | 11,289 |  |  | 11,554 |  |  | — |  |  | 11,324 |
Multi-family | 3,823 |  |  | 3,823 |  |  | — |  |  | 3,732 |
Commercial real estate | 19,124 |  |  | 21,078 |  |  | — |  |  | 18,886 |
HELOC | 1,443 |  |  | 1,443 |  |  | — |  |  | 1,359 |
Consumer | 99 |  |  | 289 |  |  | — |  |  | 102 |
| 302,713 |  |  | 310,659 |  |  | 6,678 |  | (1) | 304,341 |
Total: |  |  |  |  |  |  |
Single-family residential | 276,711 |  |  | 282,912 |  |  | 6,678 |  |  | 274,097 |
Construction | 5,441 |  |  | 7,929 |  |  | — |  |  | 5,903 |
Construction - custom | 554 |  |  | 554 |  |  | — |  |  | 182 |
Land - acquisition & development | 5,056 |  |  | 12,852 |  |  | — |  |  | 4,404 |
Land - consumer lot loans | 12,016 |  |  | 12,368 |  |  | — |  |  | 11,868 |
Multi-family | 7,593 |  |  | 10,877 |  |  | — |  |  | 5,277 |
Commercial real estate | 28,551 |  |  | 36,698 |  |  | — |  |  | 27,016 |
Commercial & industrial | 2,955 |  |  | 13,066 |  |  | — |  |  | 2,681 |
HELOC | 2,126 |  |  | 2,975 |  |  | — |  |  | 1,895 |
Consumer | 576 |  |  | 992 |  |  | — |  |  | 492 |
| $ | 341,579 |  |  | $ | 381,223 |  |  | $ | 6,678 |  | (1) | $ | 333,815 |
(1) | Includes $275,000 of specific reserves and $6,403,000 included in the general reser

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Loans Collectively and Individually Evaluated for Impairment [Table Text Block] + References No definition available. + Details
Name: | wfsl_ScheduleOfLoansCollectivelyAndIndividuallyEvaluatedForImpairmentTableTextBlock
Namespace Prefix: | wfsl_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration