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Allowance for Losses on Loans (Tables) | 9 Months Ended
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Jun. 30, 2016
Receivables [Abstract] |
Summary of Activity in Allowance for Loan Losses | The following tables summarize the activity in the allowance for loan losses.
Three Months Ended June 30, 2016 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 41,828 |  |  | $ | (634 | ) |  | $ | 162 |  |  | $ | (675 | ) |  | $ | 40,681 |
Construction | 15,726 |  |  | — |  |  | 207 |  |  | 1,729 |  |  | 17,662 |
Construction - custom | 1,022 |  |  | — |  |  | 60 |  |  | (54 | ) |  | 1,028 |
Land - acquisition & development | 7,252 |  |  | (31 | ) |  | 2,741 |  |  | (3,240 | ) |  | 6,722 |
Land - consumer lot loans | 2,466 |  |  | (26 | ) |  | 5 |  |  | 59 |  |  | 2,504 |
Multi-family | 6,784 |  |  | — |  |  | — |  |  | 137 |  |  | 6,921 |
Commercial real estate | 7,783 |  |  | — |  |  | 454 |  |  | (94 | ) |  | 8,143 |
Commercial & industrial | 23,824 |  |  | (150 | ) |  | 6 |  |  | 716 |  |  | 24,396 |
HELOC | 828 |  |  | (27 | ) |  | — |  |  | 55 |  |  | 856 |
Consumer | 2,406 |  |  | (307 | ) |  | 437 |  |  | (433 | ) |  | 2,103 |
| $ | 109,919 |  |  | $ | (1,175 | ) |  | $ | 4,072 |  |  | $ | (1,800 | ) |  | $ | 111,016 |
Three Months Ended June 30, 2015 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 54,762 |  |  | $ | (1,698 | ) |  | $ | 3,878 |  |  | $ | (4,938 | ) |  | $ | 52,004 |
Construction | 5,445 |  |  | — |  |  | — |  |  | 488 |  |  | 5,933 |
Construction - custom | 968 |  |  | — |  |  | — |  |  | 17 |  |  | 985 |
Land - acquisition & development | 7,405 |  |  | — |  |  | 1 |  |  | (1,634 | ) |  | 5,772 |
Land - consumer lot loans | 3,035 |  |  | (276 | ) |  | 187 |  |  | 53 |  |  | 2,999 |
Multi-family | 4,673 |  |  | — |  |  | — |  |  | 362 |  |  | 5,035 |
Commercial real estate | 6,734 |  |  | (1,592 | ) |  | 230 |  |  | 1,896 |  |  | 7,268 |
Commercial & industrial | 21,146 |  |  | (2,106 | ) |  | 896 |  |  | 1,726 |  |  | 21,662 |
HELOC | 850 |  |  | (26 | ) |  | 1 |  |  | 39 |  |  | 864 |
Consumer | 3,305 |  |  | (853 | ) |  | 1,045 |  |  | (408 | ) |  | 3,089 |
| $ | 108,323 |  |  | $ | (6,551 | ) |  | $ | 6,238 |  |  | $ | (2,399 | ) |  | $ | 105,611 |
Nine Months Ended June 30, 2016 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 47,347 |  |  | $ | (2,800 | ) |  | $ | 2,739 |  |  | $ | (6,605 | ) |  | $ | 40,681 |
Construction | 6,680 |  |  | — |  |  | 357 |  |  | 10,625 |  |  | 17,662 |
Construction - custom | 990 |  |  | (60 | ) |  | 60 |  |  | 38 |  |  | 1,028 |
Land - acquisition & development | 5,781 |  |  | (31 | ) |  | 6,148 |  |  | (5,176 | ) |  | 6,722 |
Land - consumer lot loans | 2,946 |  |  | (701 | ) |  | 5 |  |  | 254 |  |  | 2,504 |
Multi-family | 5,304 |  |  | — |  |  | — |  |  | 1,617 |  |  | 6,921 |
Commercial real estate | 8,960 |  |  | (32 | ) |  | 1,569 |  |  | (2,354 | ) |  | 8,143 |
Commercial & industrial | 24,980 |  |  | (729 | ) |  | 597 |  |  | (452 | ) |  | 24,396 |
HELOC | 902 |  |  | (54 | ) |  | 21 |  |  | (13 | ) |  | 856 |
Consumer | 2,939 |  |  | (827 | ) |  | 1,226 |  |  | (1,235 | ) |  | 2,103 |
| $ | 106,829 |  |  | $ | (5,234 | ) |  | $ | 12,722 |  |  | $ | (3,301 | ) |  | $ | 111,016 |
Nine Months Ended June 30, 2015 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 62,763 |  |  | $ | (4,801 | ) |  | $ | 10,553 |  |  | $ | (16,511 | ) |  | $ | 52,004 |
Construction | 6,742 |  |  | (388 | ) |  | 75 |  |  | (496 | ) |  | 5,933 |
Construction - custom | 1,695 |  |  | — |  |  | — |  |  | (710 | ) |  | 985 |
Land - acquisition & development | 5,592 |  |  | (38 | ) |  | 206 |  |  | 12 |  |  | 5,772 |
Land - consumer lot loans | 3,077 |  |  | (363 | ) |  | 221 |  |  | 64 |  |  | 2,999 |
Multi-family | 4,248 |  |  | — |  |  | 220 |  |  | 567 |  |  | 5,035 |
Commercial real estate | 7,548 |  |  | (1,619 | ) |  | 711 |  |  | 628 |  |  | 7,268 |
Commercial & industrial | 16,527 |  |  | (2,461 | ) |  | 948 |  |  | 6,648 |  |  | 21,662 |
HELOC | 928 |  |  | (26 | ) |  | 1 |  |  | (39 | ) |  | 864 |
Consumer | 3,227 |  |  | (1,981 | ) |  | 2,394 |  |  | (551 | ) |  | 3,089 |
Covered loans | 2,244 |  |  |  |  |  |  | (2,244 | ) |  | — |
| $ | 114,591 |  |  | $ | (11,677 | ) |  | $ | 15,329 |  |  | $ | (12,632 | ) |  | $ | 105,611 |
Summary of Loans Collectively and Individually Evaluated for Impairment and Related Allocation of Reserves | The following tables show loans collectively and individually evaluated for impairment and the related allocation of general and specific reserves.
June 30, 2016 | Loans Collectively Evaluated for Impairment |  | Loans Individually Evaluated for Impairment
| Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio |  | Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio
| (In thousands) |  |  |  | (In thousands)
Single-family residential | $ | 39,986 |  |  | $ | 5,547,373 |  |  | 0.7 | % |  | $ | 693 |  |  | $ | 24,451 |  |  | 2.8 | %
Construction | 17,662 |  |  | 442,437 |  |  | 4.0 |  |  | — |  |  | — |  |  | — |
Construction - custom | 1,027 |  |  | 211,215 |  |  | 0.5 |  |  | — |  |  | 1,125 |  |  | — |
Land - acquisition & development | 6,710 |  |  | 87,099 |  |  | 7.7 |  |  | 13 |  |  | 1,454 |  |  | 0.9 |
Land - consumer lot loans | 2,504 |  |  | 90,983 |  |  | 2.8 |  |  | — |  |  | 1,238 |  |  | — |
Multi-family | 6,911 |  |  | 1,091,709 |  |  | 0.6 |  |  | 11 |  |  | 1,513 |  |  | 0.7 |
Commercial real estate | 7,963 |  |  | 848,187 |  |  | 0.9 |  |  | 180 |  |  | 21,313 |  |  | 0.8 |
Commercial & industrial | 24,397 |  |  | 832,429 |  |  | 2.9 |  |  | — |  |  | — |  |  | — |
HELOC | 856 |  |  | 132,869 |  |  | 0.6 |  |  | — |  |  | 468 |  |  | — |
Consumer | 2,103 |  |  | 154,107 |  |  | 1.4 |  |  | — |  |  | — |  |  | — |
| $ | 110,119 |  |  | $ | 9,438,408 |  |  | 1.2 | % |  | $ | 897 |  |  | $ | 51,562 |  |  | 1.7 | %
(1) | Excludes acquired loans with discounts sufficient to absorb potential losses and covered loans
September 30, 2015 | Loans Collectively Evaluated for Impairment |  | Loans Individually Evaluated for Impairment
| Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio |  | Allowance Allocation |  | Recorded Investment of Loans (1) |  | Ratio
| (In thousands) |  |  |  | (In thousands)
Single-family residential | $ | 47,073 |  |  | $ | 5,595,752 |  |  | 0.8 | % |  | $ | 275 |  |  | $ | 51,718 |  |  | 0.5 | %
Construction | 6,680 |  |  | 124,679 |  |  | 5.4 |  |  | — |  |  | 5,441 |  |  | — |
Construction - custom | 990 |  |  | 205,692 |  |  | 0.5 |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 5,781 |  |  | 72,602 |  |  | 8.0 |  |  | — |  |  | 2,198 |  |  | — |
Land - consumer lot loans | 2,946 |  |  | 93,103 |  |  | 3.2 |  |  | — |  |  | 10,824 |  |  | — |
Multi-family | 5,304 |  |  | 1,062,194 |  |  | 0.5 |  |  | — |  |  | 5,348 |  |  | — |
Commercial real estate | 8,960 |  |  | 844,691 |  |  | 1.1 |  |  | — |  |  | 8,826 |  |  | — |
Commercial & industrial | 24,980 |  |  | 643,577 |  |  | 3.9 |  |  | — |  |  | — |  |  | — |
HELOC | 902 |  |  | 126,594 |  |  | 0.7 |  |  | — |  |  | 1,072 |  |  | — |
Consumer | 2,938 |  |  | 194,569 |  |  | 1.5 |  |  | — |  |  | 86 |  |  | — |
| $ | 106,554 |  |  | $ | 8,963,453 |  |  | 1.2 | % |  | $ | 275 |  |  | $ | 85,513 |  |  | 0.3 | %
(1) Excludes acquired loans with discounts sufficient to absorb potential losses and covered loans
Summary of Loans Based on Credit Quality Indicators | The following tables provide information on loans based on risk rating categories as defined above.
June 30, 2016 | Internally Assigned Grade |  |
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |  | Total Gross Loans
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 5,533,837 |  |  | $ | — |  |  | $ | 59,181 |  |  | $ | — |  |  | $ | — |  |  | $ | 5,593,018 |
Construction | 1,012,203 |  |  | — |  |  | 4,102 |  |  | — |  |  | — |  |  | 1,016,305 |
Construction - custom | 408,538 |  |  | — |  |  | 578 |  |  | — |  |  | — |  |  | 409,116 |
Land - acquisition & development | 94,830 |  |  | — |  |  | 7,019 |  |  | — |  |  | — |  |  | 101,849 |
Land - consumer lot loans | 100,173 |  |  | — |  |  | 1,558 |  |  | — |  |  | — |  |  | 101,731 |
Multi-family | 1,087,363 |  |  | 3,252 |  |  | 4,121 |  |  | — |  |  | — |  |  | 1,094,736 |
Commercial real estate | 861,771 |  |  | 11,345 |  |  | 13,841 |  |  | — |  |  | — |  |  | 886,957 |
Commercial & industrial | 755,361 |  |  | 6,532 |  |  | 48,549 |  |  | — |  |  | — |  |  | 810,442 |
HELOC | 133,939 |  |  | — |  |  | 796 |  |  | — |  |  | — |  |  | 134,735 |
Consumer | 154,148 |  |  | — |  |  | 113 |  |  | — |  |  | — |  |  | 154,261 |
| 10,142,163 |  |  | 21,129 |  |  | 139,858 |  |  | — |  |  | — |  |  | 10,303,150 |
Non-impaired acquired loans | 132,710 |  |  | 47 |  |  | 7,612 |  |  | — |  |  | — |  |  | 140,369 |
Credit-impaired acquired loans | 65,106 |  |  | — |  |  | 31,381 |  |  | — |  |  | 4 |  |  | 96,491 |
Covered loans | 31,849 |  |  | — |  |  | 342 |  |  | — |  |  | — |  |  | 32,191 |
Total gross loans | $ | 10,371,828 |  |  | $ | 21,176 |  |  | $ | 179,193 |  |  | $ | — |  |  | $ | 4 |  |  | $ | 10,572,201 |
Total grade as a % of total gross loans | 98.1 | % |  | 0.2 | % |  | 1.7 | % |  | — | % |  | — | % |  |
September 30, 2015 | Internally Assigned Grade |  |
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |  | Total Gross Loans
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 5,558,700 |  |  | $ | — |  |  | $ | 93,145 |  |  | $ | — |  |  | $ | — |  |  | $ | 5,651,845 |
Construction | 197,935 |  |  | — |  |  | 2,574 |  |  | — |  |  | — |  |  | 200,509 |
Construction - custom | 396,307 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 396,307 |
Land - acquisition & development | 89,656 |  |  | — |  |  | 4,552 |  |  | — |  |  | — |  |  | 94,208 |
Land - consumer lot loans | 103,569 |  |  | — |  |  | 420 |  |  | — |  |  | — |  |  | 103,989 |
Multi-family | 1,118,673 |  |  | 865 |  |  | 6,184 |  |  | — |  |  | — |  |  | 1,125,722 |
Commercial real estate | 971,510 |  |  | 4,360 |  |  | 10,400 |  |  | — |  |  | — |  |  | 986,270 |
Commercial & industrial | 575,034 |  |  | 1,496 |  |  | 36,306 |  |  | — |  |  | — |  |  | 612,836 |
HELOC | 127,398 |  |  | — |  |  | 248 |  |  | — |  |  | — |  |  | 127,646 |
Consumer | 194,451 |  |  | — |  |  | 204 |  |  | — |  |  | — |  |  | 194,655 |
| 9,333,233 |  |  | 6,721 |  |  | 154,033 |  |  | — |  |  | — |  |  | 9,493,987 |
Non-impaired acquired loans | 149,891 |  |  | — |  |  | 16,402 |  |  | — |  |  | — |  |  | 166,293 |
Credit-impaired acquired loans | 61,019 |  |  | — |  |  | 26,062 |  |  | — |  |  | — |  |  | 87,081 |
Covered loans | 61,776 |  |  | — |  |  | 14,133 |  |  | — |  |  | — |  |  | 75,909 |
Total gross loans | $ | 9,605,919 |  |  | $ | 6,721 |  |  | $ | 210,630 |  |  | $ | — |  |  | $ | — |  |  | $ | 9,823,270 |
Total grade as a % of total gross loans | 97.8 | % |  | 0.1 | % |  | 2.1 | % |  | — | % |  | — | % |  |
The following tables provide information on loans (excluding acquired and covered loans) based on borrower payment activity.
June 30, 2016 | Performing Loans |  | Non-Performing Loans
| Amount |  | % of Total Gross Loans |  | Amount |  | % of Total Gross Loans
| (In thousands)
Single-family residential | $ | 5,556,312 |  |  | 99.3 | % |  | $ | 36,707 |  |  | 0.7 | %
Construction | 1,016,305 |  |  | 100.0 |  |  | — |  |  | — |
Construction - custom | 408,610 |  |  | 99.9 |  |  | 506 |  |  | 0.1 |
Land - acquisition & development | 101,422 |  |  | 99.6 |  |  | 427 |  |  | 0.4 |
Land - consumer lot loans | 100,626 |  |  | 98.9 |  |  | 1,105 |  |  | 1.1 |
Multi-family | 1,093,495 |  |  | 99.9 |  |  | 1,238 |  |  | 0.1 |
Commercial real estate | 880,661 |  |  | 99.3 |  |  | 6,297 |  |  | 0.7 |
Commercial & industrial | 809,921 |  |  | 99.9 |  |  | 521 |  |  | 0.1 |
HELOC | 134,188 |  |  | 99.6 |  |  | 548 |  |  | 0.4 |
Consumer | 154,261 |  |  | 100.0 |  |  | — |  |  | — |
| $ | 10,255,801 |  |  | 99.5 | % |  | $ | 47,349 |  |  | 0.5 | %
September 30, 2015 | Performing Loans |  | Non-Performing Loans
| Amount |  | % of Total Gross Loans |  | Amount |  | % of Total Gross Loans
| (In thousands)
Single-family residential | $ | 5,592,771 |  |  | 99.0 | % |  | $ | 59,074 |  |  | 1.0 | %
Construction | 199,755 |  |  | 99.6 |  |  | 754 |  |  | 0.4 |
Construction - custom | 395,575 |  |  | 99.8 |  |  | 732 |  |  | 0.2 |
Land - acquisition & development | 94,208 |  |  | 100.0 |  |  | — |  |  | — |
Land - consumer lot loans | 102,716 |  |  | 98.8 |  |  | 1,273 |  |  | 1.2 |
Multi-family | 1,123,165 |  |  | 99.8 |  |  | 2,558 |  |  | 0.2 |
Commercial real estate | 984,093 |  |  | 99.8 |  |  | 2,176 |  |  | 0.2 |
Commercial & industrial | 612,836 |  |  | 100.0 |  |  | — |  |  | — |
HELOC | 127,083 |  |  | 99.6 |  |  | 563 |  |  | 0.4 |
Consumer | 193,975 |  |  | 99.7 |  |  | 680 |  |  | 0.3 |
| $ | 9,426,177 |  |  | 99.3 | % |  | $ | 67,810 |  |  | 0.7 | %
Summary of Impaired Loans Based on Type | The following tables provide information on impaired loan balances and the related allowances by loan types.
June 30, 2016 | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment
| (In thousands)
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Single-family residential | $ | 9,602 |  |  | $ | 11,287 |  |  | $ | — |  |  | $ | 8,491 |
Construction - custom | 578 |  |  | 578 |  |  | — |  |  | 289 |
Land - acquisition & development | 164 |  |  | 8,393 |  |  | — |  |  | 164 |
Land - consumer lot loans | 650 |  |  | 747 |  |  | — |  |  | 599 |
Multi-family | 428 |  |  | 4,177 |  |  | — |  |  | 736 |
Commercial real estate | 5,673 |  |  | 6,588 |  |  | — |  |  | 5,697 |
Commercial & industrial | 906 |  |  | 7,627 |  |  | — |  |  | 544 |
HELOC | 368 |  |  | 483 |  |  | — |  |  | 354 |
Consumer | 33 |  |  | 483 |  |  | — |  |  | 17 |
| 18,402 |  |  | 40,363 |  |  | — |  |  | 16,891 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Single-family residential | 223,533 |  |  | 227,633 |  |  | 4,202 |  |  | 224,274 |
Land - acquisition & development | 1,454 |  |  | 2,656 |  |  | 8 |  |  | 1,543 |
Land - consumer lot loans | 9,672 |  |  | 10,734 |  |  | 5 |  |  | 9,748 |
Multi-family | 1,513 |  |  | 1,513 |  |  | 11 |  |  | 1,518 |
Commercial real estate | 20,490 |  |  | 24,316 |  |  | 180 |  |  | 19,816 |
HELOC | 1,379 |  |  | 1,394 |  |  | — |  |  | 1,388 |
Consumer | 95 |  |  | 285 |  |  | — |  |  | 95 |
| 258,136 |  |  | 268,531 |  |  | 4,406 |  | (1) | 258,382 |
Total impaired loans: |  |  |  |  |  |  |
Single-family residential | 233,135 |  |  | 238,920 |  |  | 4,202 |  |  | 232,765 |
Construction - custom | 578 |  |  | 578 |  |  | — |  |  | 289 |
Land - acquisition & development | 1,618 |  |  | 11,049 |  |  | 8 |  |  | 1,707 |
Land - consumer lot loans | 10,322 |  |  | 11,481 |  |  | 5 |  |  | 10,347 |
Multi-family | 1,941 |  |  | 5,690 |  |  | 11 |  |  | 2,254 |
Commercial real estate | 26,163 |  |  | 30,904 |  |  | 180 |  |  | 25,513 |
Commercial & industrial | 906 |  |  | 7,627 |  |  | — |  |  | 544 |
HELOC | 1,747 |  |  | 1,877 |  |  | — |  |  | 1,742 |
Consumer | 128 |  |  | 768 |  |  | — |  |  | 112 |
| $ | 276,538 |  |  | $ | 308,894 |  |  | $ | 4,406 |  | (1) | $ | 275,273 |
(1) | Includes $897,000 of specific reserves and $3,509,000 included in the general reserves.
September 30, 2015 | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment
| (In thousands)
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Single-family residential | $ | 17,250 |  |  | $ | 19,644 |  |  | $ | — |  |  | $ | 14,069 |
Construction | 453 |  |  | 2,151 |  |  | — |  |  | 471 |
Construction - custom | 554 |  |  | 554 |  |  | — |  |  | 182 |
Land - acquisition & development | 2,570 |  |  | 9,426 |  |  | — |  |  | 926 |
Land - consumer lot loans | 727 |  |  | 814 |  |  | — |  |  | 544 |
Multi-family | 3,770 |  |  | 7,054 |  |  | — |  |  | 1,545 |
Commercial real estate | 9,427 |  |  | 15,620 |  |  | — |  |  | 8,130 |
Commercial & industrial | 2,955 |  |  | 13,066 |  |  | — |  |  | 2,681 |
HELOC | 683 |  |  | 1,532 |  |  | — |  |  | 536 |
Consumer | 477 |  |  | 703 |  |  | — |  |  | 390 |
| 38,866 |  |  | 70,564 |  |  | — |  |  | 29,474 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Single-family residential | 259,461 |  |  | 263,268 |  |  | 6,678 |  |  | 260,028 |
Construction | 4,988 |  |  | 5,778 |  |  | — |  |  | 5,432 |
Land - acquisition & development | 2,486 |  |  | 3,426 |  |  | — |  |  | 3,478 |
Land - consumer lot loans | 11,289 |  |  | 11,554 |  |  | — |  |  | 11,324 |
Multi-family | 3,823 |  |  | 3,823 |  |  | — |  |  | 3,732 |
Commercial real estate | 19,124 |  |  | 21,078 |  |  | — |  |  | 18,886 |
HELOC | 1,443 |  |  | 1,443 |  |  | — |  |  | 1,359 |
Consumer | 99 |  |  | 289 |  |  | — |  |  | 102 |
| 302,713 |  |  | 310,659 |  |  | 6,678 |  | (1) | 304,341 |
Total impaired loans: |  |  |  |  |  |  |
Single-family residential | 276,711 |  |  | 282,912 |  |  | 6,678 |  |  | 274,097 |
Construction | 5,441 |  |  | 7,929 |  |  | — |  |  | 5,903 |
Construction - custom | 554 |  |  | 554 |  |  | — |  |  | 182 |
Land - acquisition & development | 5,056 |  |  | 12,852 |  |  | — |  |  | 4,404 |
Land - consumer lot loans | 12,016 |  |  | 12,368 |  |  | — |  |  | 11,868 |
Multi-family | 7,593 |  |  | 10,877 |  |  | — |  |  | 5,277 |
Commercial real estate | 28,551 |  |  | 36,698 |  |  | — |  |  | 27,016 |
Commercial & industrial | 2,955 |  |  | 13,066 |  |  | — |  |  | 2,681 |
HELOC | 2,126 |  |  | 2,975 |  |  | — |  |  | 1,895 |
Consumer | 576 |  |  | 992 |  |  | — |  |  | 492 |
| $ | 341,579 |  |  | $ | 381,223 |  |  | $ | 6,678 |  | (1) | $ | 333,815 |
(1) | Includes $275,000 of specific reserves and $6,403,000 included in the general reserves

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5212-111524 + Details
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- Definition Schedule of Loans Collectively and Individually Evaluated for Impairment [Table Text Block] + References No definition available. + Details
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