<SEC-DOCUMENT>0000936528-16-000060.txt : 20160524
<SEC-HEADER>0000936528-16-000060.hdr.sgml : 20160524
<ACCEPTANCE-DATETIME>20160523183550
ACCESSION NUMBER:		0000936528-16-000060
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20160523
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20160524
DATE AS OF CHANGE:		20160523

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WASHINGTON FEDERAL INC
		CENTRAL INDEX KEY:			0000936528
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				911661606
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34654
		FILM NUMBER:		161670416

	BUSINESS ADDRESS:	
		STREET 1:		425 PIKE STREET
		CITY:			SEATTLE
		STATE:			WA
		ZIP:			98101
		BUSINESS PHONE:		2066247930

	MAIL ADDRESS:	
		STREET 1:		425 PIKE ST
		CITY:			SEATTLE
		STATE:			WA
		ZIP:			98101
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>may2320168-kcfo.htm
<DESCRIPTION>MAY2320168-KCFO
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2016 Workiva -->
		<title>SEC Document</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s16510EC31AB3C5D5579ACF51F910E777"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:18pt;"><font style="font-family:inherit;font-size:18pt;font-weight:bold;">UNITED STATES</font></div><div style="line-height:120%;text-align:center;font-size:18pt;"><font style="font-family:inherit;font-size:18pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Washington, D.C. 20549</font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">____________________________________</font></div><div style="line-height:120%;padding-top:6px;text-align:center;font-size:18pt;"><font style="font-family:inherit;font-size:18pt;font-weight:bold;">FORM 8-K</font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">____________________________________</font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;padding-top:6px;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;font-weight:bold;">CURRENT REPORT</font></div><div style="line-height:120%;padding-top:12px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Pursuant to Section&#160;13 or 15(d) of the</font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Securities Exchange Act of 1934</font></div><div style="line-height:120%;padding-top:12px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Date of Report (Date of earliest event reported): May 23, 2016</font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;____________________________________</font></div><div style="line-height:120%;padding-top:6px;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;font-weight:bold;">Washington Federal, Inc.</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(Exact name of registrant as specified in its charter)</font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;____________________________________</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:31%;"></td><td style="width:1%;"></td><td style="width:37%;"></td><td style="width:1%;"></td><td style="width:30%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Washington</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">001-34654</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">91-1661606</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;text-align:center;">(State or other jurisdiction</font></div><div style="padding-bottom:1px;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;text-align:center;">of incorporation)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;text-align:center;">(Commission</font></div><div style="padding-bottom:1px;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;text-align:center;">File Number)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;text-align:center;">(IRS Employer</font></div><div style="padding-bottom:1px;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;text-align:center;">Identification No.)</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">425 Pike Street, Seattle, Washington 98101</font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">(Address of principal executive offices)(Zip Code)</font></div><div style="line-height:120%;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Registrant&#8217;s telephone number, including area code (206)&#160;624-7930</font></div><div style="line-height:120%;padding-top:12px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Not Applicable</font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">(Former name or former address, if changed since last report)</font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">____________________________________</font></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;padding-top:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:79.1015625%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:6%;"></td><td style="width:4%;"></td><td style="width:90%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:79.296875%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:6%;"></td><td style="width:4%;"></td><td style="width:90%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:96.6796875%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:5%;"></td><td style="width:3%;"></td><td style="width:92%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:96.2890625%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:5%;"></td><td style="width:3%;"></td><td style="width:92%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;">o</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div></div><hr style="page-break-after:always"><div><a name="s7D249AAE292C60B09FB8CF51F93FAB4C"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:12%;"></td><td style="width:88%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Item 5.02</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Departure of Directors or Certain Officers; Election of&#160;Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers</font></div><div style="font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(c)  &#160;&#160;&#160;&#160;Today, May 23, 2016, the Board of Directors of Washington Federal, Inc. (the &#8220;Company&#8221;), parent company of Washington Federal, N.A., announced the appointment of Vincent L. Beatty, age 56,  as Senior Vice President and Chief Financial Officer.  Executive Vice President and Chief Banking Officer Brent Beardall, who has served as Interim Chief Financial Officer since September 2015, will resume his full time role as Chief Banking Officer of the Company.  </font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Mr. Beatty most recently served as Chief Financial Officer for the Federal Home Loan Bank of Seattle from 2008 until its merger with the Federal Home Loan Bank of Des Moines in June 2015.  Mr. Beatty joined the Federal Home Loan Bank of Seattle in 2004 and previously spent 13 years in various financial positions with First Interstate Bank, JP Morgan Chase and Glendale Federal.  Mr. Beatty holds a bachelor&#8217;s degree in Mathematical Economics from Pomona College and a MBA from the Anderson School of Management at UCLA.</font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(e)&#160;&#160;&#160;&#160;Mr. Beatty will be employed on an at-will basis.  Mr. Beatty will  receive an annual salary of $280,000, a restricted stock grant of 10,000 shares  of common stock of the Company that will vest ratably over three years beginning October 31, 2016, and a restricted stock performance grant of 15,000 shares of common stock of the Company, that will vest ratably over a three year period beginning October 31, 2016 and is additionally subject to performance vesting based upon the achievement of certain total shareholder return targets pre-established by the Compensation Committee of the Board of Directors of the Company.  Mr. Beatty&#8217;s targets are consistent with the targets established for the other named executive officers of the Company, and will be adjusted pro-rata for the partial fiscal year of Mr. Beatty&#8217;s tenure through the Company&#8217;s fiscal year end on September 30, 2016.</font></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:12%;"></td><td style="width:88%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Item 7.01</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Regulation FD Disclosure</font></div><div style="font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">A copy of the press release issued by the Company announcing the appointment of Mr. Beatty is furnished as Exhibit 99.1 to this Report.   Exhibit 99.1 shall not be deemed &#8220;filed&#8221; for purposes of Section 18 of the Securities Exchange Act of 1934 (&#8220;Exchange Act&#8221;) or otherwise subject to the liabilities under that section and shall not be deemed to be incorporated by reference into any filing of the registrant under the Securities Act of 1933 or the Exchange Act.</font></div><div style="line-height:120%;padding-bottom:6px;padding-top:6px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:12%;"></td><td style="width:88%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Item 9.01</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Financial Statements and Exhibits</font></div><div style="font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(a) Not applicable</font></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(b) Not applicable</font></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(c) Not applicable</font></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(d) Exhibits:</font></div><div style="line-height:120%;text-indent:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">99.1 Press release dated May 23, 2016</font></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3</font></div></div><hr style="page-break-after:always"><div><a name="s2DCA9BC64A3420F11FB3CF51F95E6C85"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">SIGNATURES</font></div><div style="line-height:120%;padding-top:12px;text-indent:32px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</font></div><div style="line-height:120%;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">&#160;</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:93.9453125%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"></td></tr><tr><td style="width:22%;"></td><td style="width:1%;"></td><td style="width:26%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:45%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Date: May 23, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">WASHINGTON FEDERAL, INC.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">/s/ ROY M. WHITEHEAD</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Roy M. Whitehead</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Chairman, President</font></div><div style="padding-bottom:1px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">and Chief Executive Officer</font></div></td></tr></table></div></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4</font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit991_may2016cfo.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2016 Workiva -->
		<title>SEC Exhibit</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sc8ad7a8a14e640c79204d031e97f289d"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-indent:336px;font-size:10pt;"><img src="exhibit991logo.gif" style="height:57px;width:262px;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;text-indent:528px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">Monday, May 23, 2016 </font></div><div style="line-height:120%;text-align:right;padding-left:384px;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">FOR IMMEDIATE RELEASE</font></div><div style="line-height:120%;text-align:right;text-indent:240px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;font-weight:bold;">Washington Federal Announces </font></div><div style="line-height:120%;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;font-weight:bold;">Vincent L. Beatty as Chief Financial Officer</font></div><div style="line-height:120%;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:120%;"><hr></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:justify;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">SEATTLE, WASHINGTON - Washington Federal, Inc. (NASDAQ: WAFD) today announced the appointment of Vincent L. Beatty as Senior Vice President &amp; Chief Financial Officer. Executive Vice President and Chief Banking Officer Brent Beardall, who has served as Interim Chief Financial Officer since September 2015, will resume his full time role as Chief Banking Officer for the Company. </font></div><div style="line-height:174%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:justify;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Mr. Beatty most recently served as Chief Financial Officer for the Federal Home Loan Bank of Seattle from 2008 until its merger in 2015 with the Federal Home Loan Bank of Des Moines.  Mr. Beatty joined the Federal Home Loan Bank of Seattle in 2004 and previously spent 13 years in various financial positions with First Interstate Bank, JP Morgan Chase and Glendale Federal.  Mr. Beatty holds a bachelor&#8217;s degree in Mathematical Economics from Pomona College and a MBA from the Anderson School of Management at UCLA. </font></div><div style="line-height:174%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:justify;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Chairman, President &amp; CEO Roy M. Whitehead commented, &#8220;Washington Federal is quite fortunate to add Vince&#8217;s extensive financial experience and track record of leadership to its Executive Management Committee.&#8221; </font></div><div style="line-height:174%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:justify;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Washington Federal, Inc. is the parent company of Washington Federal, a national bank that provides consumer and commercial deposit accounts, insurance products, financing for small to middle market businesses, commercial real estate and residential real estate, including consumer mortgages and home equity lines of credit. Established in 1917, the Company operates 243 branches in Washington, Oregon, Idaho, Utah, Nevada, Arizona, Texas and New Mexico.  As of March 31, 2016, the Company reported $14.7 billion in assets, $10.5 billion in deposits and $2.0 billion in stockholders&#8217; equity.</font></div><div style="line-height:174%;text-align:center;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">###</font></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Contact: </font></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Washington Federal, Inc. </font></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">425 Pike Street, Seattle, WA 98101 </font></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Amanda Maier</font></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">206-626-8178</font></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Amanda.maier@wafd.com</font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>exhibit991logo.gif
<TEXT>
begin 644 exhibit991logo.gif
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M\]GQ?WQ.GV#_]OK%9]]O\/G''H #YL<>=^^)5Y]\\QT(E'L)&AB@A=J)5*!
M@(6T88,5W@<A:A)V5B*')R(XHH(9EA>BB"L*V"*+#A*6XG8U_O?@C->]Z&*,
ML]T((I!#,CC3ARH:.1UY/F*X8I-!\J<DC*R1>.&//!)X)8U%G;=ED5F"62.6
M8^(HI)E?1DFDB6G"UB9H4G8H9ID[AEE<G,UQJ=58>-K))I1'%;8FFM(!BN*;
M/4[IX8U(.JEH>H@FZ2>ACVH9VT:-'FKHGX.J62FGG_(9:72=>J0CJ*'>N6E:
M9U(Z::+^KTI*9U2A650KE:FJ6JJNJEFZ*Z^SRMHEJ;FZ&JRP>Y*9+$N9.EHL
ML,=Z&JNST7JY*IRG_NGKFW+6^2R(N YK:[;0BAOAJ)_%E*>HHQK+6+?2NK:M
MO-3J%F^5]=X**[YS]ID<I/K.&S# Q.6[7+B77B4<N_ >3#"_WD+\,'7P:KHP
MLKU*IO'&'&-[+:K5=BSRR"27;/+)**=,4[I6MJKRRS#'+//,--?<<<(VYZSS
MSCSW[///0 <M]-!$*T;)T4@G7?32CR7M-$I.*\WTU%17;9?45G<<-=(Q;WTT
MU%YG+?;89)=M]D1>NP1SVF!O??;;<,>M4=IN,T3WW7CGK9#^WA71O=#="0$.
MD>![1WU0WHAC?;C?"!$^.-\")?[T29)7;CC:; >>N>:6(_[WYHN'+??H98LN
M$>BGF_YYW:DKWKCJ$:%N$.PBR=Z0[0_A3I#N#O'>$NV/L[[ZY9@+7SCQ%OE^
M//*D-U\T\+=#G[OQ=DM?$/.O=ZZ]VLLG/K?UV6]O.>?8%U]^2,H/[WKHXE<>
M_?G3M^^^\_0/#3[YD_=-?>_0P\]^_CSQWOO\%SX FB1]U=L?^NZG/JXUT($L
M86#WUE>_"M)/@K/#8 $A2!'5$7"#%/0) Q%X/1)^3X/_"R%(3)C"KPW0@)13
M8.Q0:,$:5HV&D</A[F08/,9EQ'/^)83<!E_(PQ9R<(='' @0@XBW^,EO?"O4
MH1*+:$3L"3"!,+S($J<H1"92T89@#*,8QTC&,IKQC&A,HQK7R,8VNO&-<(RC
M''W&O3FN;%EVS*,>]VB5.$W$9>6JV,T N:AF\3%G_L+99.R51HGQA%P1"YFP
M;&9(A?V*:I4<72:EQ3%(EG&3S*HD(ULF29&!\I 8R]@G"1DS3Y+QE*$4DGT:
MU:1$XC&2T*&E+9_ER'[M<EJ!M,[%@EFP5")'3[\T%ZO:Y2B!*8EE$]OEN=ZU
M+G?AR9K/&1<SUP*?$!4(4-^R6+%<-BU#;C*3HDQ1LUPI3F"VLY3OK)8Y6>G,
M:\I(DM_^G*<ZURG+?2H35M.\Y+UNV9<%#:HV'S/8*)4E2(3]*YK_=*@J(4I0
MACX4FQ?%Y1];Q4Y?9A2C&]VF1(F%T43>$Y[$M*@MZ_E1AF736@+="37+F9A-
M5?.D%=5F0ST:TH0JE%CNC&=.C:G(@(:SHP,=ZD^-&M21:@B6$ITH2UNZKXBB
MY)30Q"E5->J67JKTDKI$5#B%*E6>,A6EP00J//DYUH[H4Z29>FM,2=G6LZ+5
MKJ4D%U*'(]*E3E6M5L52379*T;4F\TDF!5E6%2JA8285H<7T*']@2J^2%A67
M!KWL5!?*5VEN]I>8/:9E 7G8&#F6L5M%I6HI.U;"KO:UL(W^K6P+6U:Z-G6V
MN,VM;O58VM3N]K? #:YPATO<XAK7CI);X!:/RUS8.JZY66.A%J4(W>I:-[?2
M-1IU6_?!ZWK7C,O%G^RV)][Y33"\7C3O=,4'0ODY4;T8(2\7N[L1U,GWA)WK
MH0]SV$3^:>^[ #9B!Z6XW_*Z<,!93&\2'[C@#"9X@N]5(18?;. Z,OC W*7P
M[[[87@Q/6,(=CC"(SR?=[ 88MSHT\7Q!C$3ZMMC#55RO_Y[[D1)O%P#@4_&*
M6<P1'>/XBSY.WXV#?.,3HS+%VZ6A\NC[1/A^.+DSY/"+FTSC'3<XRB[^89*I
M2.4KGM?"&>ZRCXU\9"DK&,98YG'^B-,;YBL'<(1*+G*;T9QF->-7PT\&<XPC
M:.8UD_G/<T9PE@4LXRKK%\_U1;2#%:WB I/$T2*F<Q3[O&@[0WHD<KYTC0<-
MZ#*R]\Q>!G47(ZWG.T.QSO<5-)3S'.KDG7K*E/YRJZT\ZPZCU]:W/K23+USJ
M3OOZU\ .MK"'3>QB&_O8R$ZVLI>-8V8[^]G0CG9)!B;M:L/$IV/$MB5?BM>>
M:M8P7HVEMJVMKM[NM3+47F6Z9>)'O/KVL3<=&51=.FYRB]O<]9;*N6LX[VG#
M,M[>#BS*^NVFO@J-X&.#:EVKLF\+(GS;<T6M4KU%27K.]N%94_AMEV3Q"F+\
MJ7WE+$3^$=GQV'Z\:B??6,,]7G*5R-6UDZ2MP4=[6\@"G-[O5JQ6[[KSA>]\
MF3 />$6#;J.98\IA;EWLRLGJ\YB;];,1!ZF^.<J9N!+)L[85+=2YC4Q#X3OB
M^(;WMZMZ6IHG%N(+IVF[67OVK(]=XF7'.ML%WA,D#<CN:_K5S5,YL:C>G>A\
MG[MHD([9KM=6L1.WK.$/;W;<K/OH(9]5MES9T,<;4Z7N)LVC]'[.EM\[5Q7:
M4*=:RZAV?>OE&T<G:3]D]6VB/JCL9*O10ZOURSL5\72W/>9OWW4%N2KS@$V\
M3$MT=>(WG;:;1<SJ#:YZN/K3I[*/Z;DIO_Q\T[[L:15ZF?;^JM?J<W[VD-=V
MROU])2CY)NK WWKNT^]VX0=>^^M_/^X9+_^_1M5CJWI]_(.?\R*5M/%9,GWY
ME%F5Q55W%'G@5VX!XG7H(5!RIW[.YWKTU'S8QGI4)X&F!TJ>I'_N!W\=J"8
MR'7PQG];]76)1W /R'L<AQ_Y!QZ[\GC_%EF[UW[]]W3L1X/T1W9#)8 9:'$;
MZ'W'9X! 9WWW)W@[.'Y"2((!R$I(2'YG\3$U-4YXEX ]]VX<6(./18)&F(-B
M1W@W:'CX]WW0YWE25TA4"(9;R'A-^'-AR$M,2(8**'*8)X9@!8>19'\XJ%-1
METX1*(<%)WT4>"U7R(5;2!)+5X3^F4=_:UA_'MA_@1B$@V5Y7Z5V@EAZ>256
M0)AZ;]B'=8A^G05VF8A/H;A_A6B(A_A9B8B*+M=Q825^Y'2&C;AQ3">*U319
MG+1X7#B(>IAVA#2%>V>&YB=5OTA,A.A7*F@J=CA_8P)))KB$E>>+GCB+R6*+
M24A[<=ARBR5S:L%9_G)]+BB"Q!AOU"B-]!%V.#B,?>)W% ..D^B%GR@E:=@<
M?@AW[DB.PTA4Z4B/!W**,O,E6 AUOV6.'HB,R4@__$AQWZ%\!;D2_EB,UT:*
M]G8V,0B+$5F1%FERGK>(%[F1',E&*Z>1'1F2(JEN CF2)GF2P[52*+F2+-F2
M+OF2,!G^DS(YDS2Y,9JV8;%6DSIY0#FYDRJQ:CC97SXYE#$AE$3Y$V.F:Y)V
ME$R):4E)7$\)%U%)1&[6E%8YDU/I%EEY85?9E4.YE5P!EA7FE6090]]#E549
MEH;68VOI7YRFE&EI:@\FEGY68;W6$6WI:KUVD[QVEV497;4F:H9#9564:[1F
ME+#V7ZK6/H69:K@&E.8C9G&9:&Y#F(7V:;)V.;M6:9CYEV>#9*/6F&CIET0T
MFJ1&FOR592ZF8WR9F*CIFDLIF+&)EX9YF+/)F6K6FK!)0?"CFS\F9YY9,Z#Y
MEH=IFOK#8MFU9+&F:+])G"8F9*P)G,:YF)/9G,P):FZ9F[S^.9S7&9QTE)-$
MMIIQAIQ;1D!TB9US]IIUN6=Z29S4>9M?-IWOB9I#5I[NZ9W""9[V:6?6R9\?
M-&:^4YO'R6D RD.^*6MM<Y_]>9OAV5WUV9.IV9WXJ3/<R9^$II3929^2F9>V
MB9APF9X;*FE)>9ZX"9\&QFHAJJ$*FJ(D.J%:HY\0NJ#JZ9H0EJ'5F:"!R9ZD
M]I-%UJ(TVI[D&:.7::+KZ:)D5*$W>J&H1F>J*9TEX:$Z:J-$*I=)&J5.&:/W
M<Z!!6:6B9J1GA*136J) JCAOZ:.;YJ X9*8_.J9<.J 2>F;RF1(/JJ!>6CHP
MNJ)8*CKNJ:7Q9:&)&:>G*:?1*:3^'\JFK\FG5*IE3EJG3 .F,ZJD;MJCB!JA
M'[:D,TI=')I"IWFHH:E<>-JDS\EHA!JASCF7:LJH.]&9I+J9,BJ@HLF68B:E
MCKFI4+JJ[@6B\Y.C<)EKJOJ8KU:BD&FILPJL88JJRU:K?=JI0]JFLLF30/:=
MDYH3R'IHQEJMUGJMV)JMVKJMW-JMWOJMX!JNXCJNY%JNYGJNZ)JNZKJN+<&N
M[OJNCP:O\CJO(;F0]+I'_ZA&^0IMX1:']YIQ@,=O :N0[,@E\0B2[#:/#$F1
M7MF,1#A\D@A&_?IY,DA1L7B/<3&Q5W60#>NPD BQ]2A&&KN*XUA8%\NQ4X&P
MHR6N'OO^L3HQL@ZGL DKL\K8A@S+</9ZCOO*J"WKD%N!LG&CLA?[CI#XL(MT
MLR>K24B+2=@HBU.7LV8CM$-KLT%HM'8AM8P8M5#+-!K'<[2"M44#MHBHA#L;
M3Q6WM*SE/&*K,UT+D8NQM@>WM47'? -[+V=KM:@$MW<;C8G227H+-'_[5;OX
MB!\X2&@[1X$[,XF;LHO+,XW;<P?KME5%<H<K1X_[,I<;*)F[MRY+L&-(LW,R
MN$[;>SB7>Y6[&_NAB'S+4B"'M[[$+ 9+L5X[MYV+D/^7=*M+(&0BNK.;A5_[
MBJ ;+Q!(A 4[?UTHBX!'> 5(M6MGC\$;CJZH=#!;NH5+NQ'^J[/:\9'+JWZ2
MI;JUQ[O5>XT.B!FQ5WS=&+G96(7%&X*XV!3P2+8EFX+=&[+SVR7O:XH(V('-
MB[YOYXV6"!CKII+@6[8OT7JG8< "!UKJ>+TZF(_MNWX]Z[-?=[SS*+_X*,"M
MNX?1TG8+_+T/[%JE%8+IBWQ/&RFS!(T)W)#4)WJ4>%C:."D17(Q[M[P6/,(C
MW, NC'8U%RPSC, Y+'-5J(P%VU@8RX8E3(?+8H&ATHF8B"XMW$U%7(:):+HK
MW(*<R(O]-(JI<L/4NZ]^TGTF7,1<S%AX"(%@\GMCFX>,^WRYQ,)+[$Y*/+[R
M!+QTF[]SQ8P7^+D5Z,.DQTQ B\/^ZYM]95RSYYA\)*R*:'S&:AR+.-LFWG0B
MX 3'_]O'[J>+6EB*A4RZAWR,:)C)F_S)!*G 4CS(NI?&1@S*IRP@B8S*I*RY
MQJ<HIQ+)M&A3<BO(G,S*FKS(QON%N6S(4]O*,SB$&#R"[E9XO[S+NER-2;+*
MP-S+OUM+Y@O-M3O*08R_>HQ^A&M8W*+%6!A]3=>*=YRS?!A8XYQWY3QZY[S!
MM>S,N#PAYQ?-/N*Z66MVP-A6G6?'=>7&UTS)<CQS/XB!\MS )%7*M\QT2BBX
MC,S.!;R) =T;!$@G-C>Z@4S!O6O)F,S+S6R,OMS.!)V*&9W*H:S!5M6,D)N&
M[6A/P9S^P=O+T3]1CJ#7@/9\OB\\@=SLLP)]T07MNRP]SR5]T!]-S;@;O01%
MTK=[S"*,?3IMO26;T^@6>J5B&94XS,,;S@"-S0P-BDT<QC7MR2;]TSQ-M&B5
M(R;8TQZMO@ZLS/"[TE[M$U#MAOJ!Q#+-OT>UU9><T!A=U(1\UV1MU,C,U'\X
MS62\L5=]4%C;ME*]TRWM'5;\=U(X>638OQJ]UD MV4G=COA8UQO-UR"MT.&7
MNWCMA$(MRPW-V>J8TG[MSN8!A<;Q@GB,M/1[T\D<VXAM@U/=<'R,O"@,>^*\
MV^N<4EW=UPMK=&(\V*-[@-BAVD_(VDY\N,-=U3Z7S9)KRQW^/)'([<^Y?8E+
MFW)_O-= ;,RR&]V1#=RGC=J%0M7E'2O@#-A?'=ZF/=[KO=FU';Z3G==E3=KP
MW=GJ#=L.W8L#>+KOW=[W#>!K_-HB/-O2K<J-2-GZK=<"CM:V&]P)Q8/5;=Z>
M_=_,*]])6]_<O=_YEMX[[-_67+?.ZXAG$L>%.\DQ7<>AG<]YW+N8W=U<;=_S
M#=;@;<HZK-LHGM_BS>"T[=YD=R0$;M:5?-WQQ\^-O<^:B,]-Y>$$W,4V7;YT
M3.$ZWH11_-=1G<4@;M 7GG/0K;^%'>1"CKUF/2\V/N,!WN .GN:53;(K_M1(
M9='"7-RXF'7M*^0D7L6DB%4]7.7^:R[$-HW?PCVP'BM9^NCC"R[;"G[H=L[
MZKLO8PYW+Y[H'XSA)UVQ1WV_%VSI9A[?'FSAY"B^Q,OG@!S7(W[#\0N.F%[J
M([+4T-OIE2[-*/WJ"<+J_@NTHLSIKJZ/ 9SJLG[J0RSJ(1WJ&I@PW!CKEZY,
M2\WKOAYWYC;%D,SKM;[J$UV_8[SE8'[LHU[DT$[M@ZAY [/MO@WJ<A[NUIY1
M;5[MV?Z-'JSL(DCKZ8[4])S6*+7LFN[G(N[L+@[I3N?D@.CN<QZZN$YWH_VO
M*OW#!'_P=3KLO8WP#&^1AJWC#1_Q%SEOFROQ%O]G%+_P%[_QRO;PX\[Q(&]O
MP"Z-(5_^\CL9=/=N\BH_\26Y\BXODP;_\C)?D\8^\S9_E0-_\SJ_\SS?\S[_
M\T ?]$(_] /Z$GY*]$B/7;IJJ(N:],9U].@:K)2IK$[?:=%*KE)/I4U?];^5
MJ?1ZJJ?*]:LUK?\*]ELO]KIU]=<%]89A]J.*]L-U]FDO]U3A]G0*]WB?JG0_
M%7;_IGG_]V_V]F_1]VP/^(9O$V$/%(3/K(??^#*1^$BY]VOJ^)2O^)(?%8M?
MK)7?]7>J0JQ:]Y\?F4MOI8KJJJ)/8YE?:J$_GP5:/F1/K)=?^5DOFUASJ[#_
M^HKIJUYOE[NVH:,Y^[L*1*G?H50?_,5/_! $_+MY_)O/]$#^QJ*.QIA]:3M"
M]/J-^:NV*OV\?V#,K_O:_Z30K_G97_MDSZ(HFOS6W_RE#_6I)J!JOZJ_CZ*%
M6IJRNJRSN?O$GYEW3ZN@8_I=RFL  4#@0((%!5)"F%#A0H0$&1ITR# AQ((2
M)U+$F%'C1HX=/7X$&5+D2)(E39Y$F5+E2I8 +(ZT>/%CS(8:8YY\://ES)T;
M>W;,R?$FR:% BPH]ZI%FRXPT*85TRO.GSZDZEU(,6C&IU:Q,O7X%&U;L6+)E
MS9[%*A%F5:E=TZHENI J7)!;#;+E6A,I7:AX\RHTZG>N6[!VE0K6RO>PXJ:,
M(1(V_%<F6LJ5+5_&G%FS6<08(^_^)?RX\]O)I.6N=1PQ=-[%JR7KK3OZ*FK7
M+3\//HT;,.W<KP/#/CC:].[-Q8T?1YY<^5?A=YN+3NT\^E_=P&-/=XE]Y>WA
MI:_7GLV;^%CNC;4'/^\Y_7/UZ;L_71Y?_GSZ]3.S'UC>?._7\-M:EZZVZ@#,
M3S^3#%1-P/WX"Y#!OMQ#"4'H'&QP/)'*PZ]"[[ZCT#X//P0Q1!$3M+"U#G\K
M<<$4V]M00P)-7+' \&S#3\()8\PNP\045,G&'7&4D4<63PP22-"('-"_$9=D
MLDDG,=/11Q);?$])W9)4T2D!M322PRY_Q)'+&:>D\K\O4Y*RR#+1BTY,#"&L
M<D@WUWS^LDX[[\0313KC+(D]_12<,] W!;7R02'5)#10.??$LJPTV30R44D+
MO9'112?E,D]--^6TTRAU1)32_JX\$E,QS9SSPAI-593/ T%5%4X7DV15-EG!
MK'7,3G?EM5?Z/KV53%%'55%/2\E+U,MC(3VS1UA#'9:I1W-$<MI7#ZUT65^W
MY;;;$('%=E9#3Q32VL)2-?;%2Z/UREQS8=065W:I1?+<<.6=UUM]]^57.7#K
MS3+?; D\]%UDHRI56X/AC1=?SI[M;.%Q&X96X'XOQCCC@P%VT>+WXF(,6UWE
M&]EA9=5MUUJ)B06YWI49QNE9C6>FN>8!Q:.8691] W/BG"W^&S3<DIF3^>5U
MKW59YI:;==5FIY^&&E6/A9U:7)QANW?HY6R]U>B =V9Y8XX_IK6RHKV..FVU
M\_R7::NOAN]>G<'>SNU0$Z8;WZICAA7MCI'^4NN4Y=9[;<,/K[GMG\_.B7!Z
M[5YZ[\?!EE)PEA".U7&?\R8;;\[1#+9CR1$GO?0F%?_\;;@UG_SG[$B56N T
M,4<MW66U?#CTN6,?O4"803\[;-.')W[PL:D&W/76CU^74:T+1G!VVH7_>D5!
M<]?<S^F;3[=NRY<?=OOBQR?_Y'(SY1WRBGL7W51:DS7?S2I9C3]7W9MG^E2&
M:^V/];GYGQ_[RC= PTVJ?;@+H/B)/"? @1$J?:W*G /QAZX^&7!]ZM,;^AJH
MP?Y!<(((C)RD;)<Z I;P<!:DFOXV"$+SA>5Z?),@#%DX0J/)KSOV@M\*%?A!
MD6$*>!0\F0F%.$0B%M&(1T1B$I6X1"8VT8E/A&(4I3A%*E;1BE?$8A:UN$4N
9=M&+7P1C&,4X1C*6T8QG1&,:U7B6@   .P$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
