XML 87 R35.htm IDEA: XBRL DOCUMENT
v3.19.3

Customer Accounts (Tables) | 12 Months Ended
--- | ---
Sep. 30, 2019
Banking and Thrift [Abstract] |
Schedule of deposit liabilities | The following tables provide the composition of the Company's customer accounts, including time deposits.
| September 30, 2019 |  | September 30, 2018
| Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate |  | Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate
($ in thousands) |  |  |  |  |  |  |  |  |  |  |
Non-interest checking | $ | 1,621,343 |  |  | 13.5 | % |  | — | % |  | $ | 1,401,226 |  |  | 12.4 | % |  | — | %
Interest checking | 1,984,576 |  |  | 16.6 |  |  | 0.61 |  |  | 1,778,520 |  |  | 15.6 |  |  | 0.50 |
Savings | 753,574 |  |  | 6.3 |  |  | 0.13 |  |  | 836,501 |  |  | 7.3 |  |  | 0.11 |
Money market | 2,724,308 |  |  | 22.7 |  |  | 0.82 |  |  | 2,566,096 |  |  | 22.5 |  |  | 0.65 |
Time deposits | 4,906,963 |  |  | 40.9 |  |  | 1.91 |  |  | 4,804,803 |  |  | 42.2 |  |  | 1.50 |
Total | $ | 11,990,764 |  |  | 100 | % |  | 1.08 | % |  | $ | 11,387,146 |  |  | 100 | % |  | 0.87 | %
Schedule of time deposits |
Time deposits by rate band are as follows: | September 30, 2019 | September 30, 2018
| (In thousands)
Time deposit accounts |  |
Less than 1.00% | $ | 21,281 |  | $ | 629,589 |
1.00% to 1.99% | 3,588,689 |  | 3,761,543 |
2.00% to 2.99% | 1,294,889 |  | 413,671 |
3.00% to 3.99% | 2,104 |  | — |
Total time deposits | $ | 4,906,963 |  | $ | 4,804,803 |
Time deposits by maturity band are as follows: | September 30, 2019 | September 30, 2018
| (In thousands)
Within 1 year | $ | 3,489,839 |  | $ | 2,800,978 |
1 to 2 years | 925,170 |  | 1,335,242 |
2 to 3 years | 294,990 |  | 296,238 |
Over 3 years | 196,964 |  | 372,345 |
| $ | 4,906,963 |  | $ | 4,804,803 |
Schedule of interest expense on customer deposits | Interest expense on customer accounts consisted of the following:
Year ended September 30, | 2019 | 2018 | 2017
| (In thousands)
Checking accounts | $ | 12,499 |  | $ | 6,072 |  | $ | 2,721 |
Savings accounts | 980 |  | 920 |  | 978 |
Money market accounts | 21,967 |  | 7,788 |  | 3,592 |
Time deposit accounts | 87,665 |  | 58,468 |  | 45,256 |
| 123,111 |  | 73,248 |  | 52,547 |
Less early withdrawal penalties | (895 | ) | (756 | ) | (524 | )
| $ | 122,216 |  | $ | 72,492 |  | $ | 52,023 |
Weighted average interest rate at end of year | 1.08 | % | 0.87 | % | 0.54 | %
Weighted daily average interest rate during the year | 1.05 | % | 0.65 | % | 0.49 | %

X
- References No definition available. + Details
Name: | us-gaap_BankingAndThriftAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of type of deposit liability. + References No definition available. + Details
Name: | us-gaap_DepositLiabilitiesTypeTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of interest income and expense, including, but not limited to, interest income and expense from investments, loans, and securities. + References No definition available. + Details
Name: | us-gaap_InterestIncomeAndInterestExpenseDisclosureTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of time deposit liability maturities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6802200&loc=d3e1835-112601 + Details
Name: | us-gaap_TimeDepositMaturitiesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration