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Allowance for Losses on Loans (Tables) | 9 Months Ended
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Jun. 30, 2019
Receivables [Abstract] |
Summary of Activity in Allowance for Loan Losses | The following tables summarize the activity in the allowance for loan losses.
Three Months Ended June 30, 2019 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 31,476 |  |  | $ | (65 | ) |  | $ | 47 |  |  | $ | 56 |  |  | $ | 31,514 |
Construction | 33,396 |  |  | — |  |  | — |  |  | 661 |  |  | 34,057 |
Construction - custom | 1,976 |  |  | (339 | ) |  | — |  |  | 247 |  |  | 1,884 |
Land - acquisition & development | 9,734 |  |  | (65 | ) |  | 2,025 |  |  | (2,306 | ) |  | 9,388 |
Land - consumer lot loans | 2,076 |  |  | (215 | ) |  | — |  |  | 171 |  |  | 2,032 |
Multi-family | 7,394 |  |  | — |  |  | — |  |  | (111 | ) |  | 7,283 |
Commercial real estate | 12,448 |  |  | — |  |  | 90 |  |  | 466 |  |  | 13,004 |
Commercial & industrial | 30,574 |  |  | (4,034 | ) |  | 3,218 |  |  | 1,313 |  |  | 31,071 |
HELOC | 1,082 |  |  | — |  |  | 1 |  |  | 4 |  |  | 1,087 |
Consumer | 2,930 |  |  | (34 | ) |  | 307 |  |  | (501 | ) |  | 2,702 |
| $ | 133,086 |  |  | $ | (4,752 | ) |  | $ | 5,688 |  |  | $ | — |  |  | $ | 134,022 |
Three Months Ended June 30, 2018 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 34,144 |  |  | $ | (299 | ) |  | $ | 283 |  |  | $ | 273 |  |  | $ | 34,401 |
Construction | 27,389 |  |  | — |  |  | — |  |  | 2,744 |  |  | 30,133 |
Construction - custom | 2,081 |  |  | — |  |  | — |  |  | (67 | ) |  | 2,014 |
Land - acquisition & development | 7,622 |  |  | (12 | ) |  | 2,699 |  |  | (2,609 | ) |  | 7,700 |
Land - consumer lot loans | 2,853 |  |  | (1 | ) |  | 35 |  |  | 20 |  |  | 2,907 |
Multi-family | 7,982 |  |  | — |  |  | — |  |  | 109 |  |  | 8,091 |
Commercial real estate | 11,588 |  |  | — |  |  | 91 |  |  | (100 | ) |  | 11,579 |
Commercial & industrial | 29,330 |  |  | (3,317 | ) |  | 433 |  |  | 1,069 |  |  | 27,515 |
HELOC | 802 |  |  | — |  |  | — |  |  | 9 |  |  | 811 |
Consumer | 3,785 |  |  | (45 | ) |  | 223 |  |  | (448 | ) |  | 3,515 |
| $ | 127,576 |  |  | $ | (3,674 | ) |  | $ | 3,764 |  |  | $ | 1,000 |  |  | $ | 128,666 |
Nine Months Ended June 30, 2019 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 33,033 |  |  | $ | (238 | ) |  | $ | 586 |  |  | $ | (1,867 | ) |  | $ | 31,514 |
Construction | 31,317 |  |  | — |  |  | — |  |  | 2,740 |  |  | 34,057 |
Construction - custom | 1,842 |  |  | (339 | ) |  | — |  |  | 381 |  |  | 1,884 |
Land - acquisition & development | 7,978 |  |  | (65 | ) |  | 5,107 |  |  | (3,632 | ) |  | 9,388 |
Land - consumer lot loans | 2,164 |  |  | (336 | ) |  | 265 |  |  | (61 | ) |  | 2,032 |
Multi-family | 8,329 |  |  | — |  |  | — |  |  | (1,046 | ) |  | 7,283 |
Commercial real estate | 11,852 |  |  | (339 | ) |  | 860 |  |  | 631 |  |  | 13,004 |
Commercial & industrial | 28,702 |  |  | (4,499 | ) |  | 3,276 |  |  | 3,592 |  |  | 31,071 |
HELOC | 781 |  |  | (1,086 | ) |  | 45 |  |  | 1,347 |  |  | 1,087 |
Consumer | 3,259 |  |  | (506 | ) |  | 784 |  |  | (835 | ) |  | 2,702 |
| $ | 129,257 |  |  | $ | (7,408 | ) |  | $ | 10,923 |  |  | $ | 1,250 |  |  | $ | 134,022 |
Nine Months Ended June 30, 2018 | Beginning Allowance |  | Charge-offs |  | Recoveries |  | Provision & Transfers |  | Ending Allowance
| (In thousands)
Single-family residential | $ | 36,892 |  |  | $ | (1,049 | ) |  | $ | 615 |  |  | $ | (2,057 | ) |  | $ | 34,401 |
Construction | 24,556 |  |  | — |  |  | — |  |  | 5,577 |  |  | 30,133 |
Construction - custom | 1,944 |  |  | (50 | ) |  | — |  |  | 120 |  |  | 2,014 |
Land - acquisition & development | 6,829 |  |  | (12 | ) |  | 7,278 |  |  | (6,395 | ) |  | 7,700 |
Land - consumer lot loans | 2,649 |  |  | (67 | ) |  | 35 |  |  | 290 |  |  | 2,907 |
Multi-family | 7,862 |  |  | — |  |  | — |  |  | 229 |  |  | 8,091 |
Commercial real estate | 11,818 |  |  | (36 | ) |  | 92 |  |  | (295 | ) |  | 11,579 |
Commercial & industrial | 28,524 |  |  | (3,433 | ) |  | 603 |  |  | 1,821 |  |  | 27,515 |
HELOC | 855 |  |  | (1 | ) |  | — |  |  | (43 | ) |  | 811 |
Consumer | 1,144 |  |  | (217 | ) |  | 785 |  |  | 1,803 |  |  | 3,515 |
| $ | 123,073 |  |  | $ | (4,865 | ) |  | $ | 9,408 |  |  | $ | 1,050 |  |  | $ | 128,666 |
Summary of Loans Collectively and Individually Evaluated for Impairment and Related Allocation of Reserves | The following tables show loans collectively and individually evaluated for impairment and the related allocation of general and specific reserves.
June 30, 2019 | Loans Collectively Evaluated for Impairment |  | Loans Individually Evaluated for Impairment
| Allowance Allocation |  | Recorded Investment of Loans |  | Ratio |  | Allowance Allocation |  | Recorded Investment of Loans |  | Ratio
| (In thousands, except ratio data) |  | (In thousands, except ratio data)
Single-family residential | $ | 31,514 |  |  | $ | 5,861,596 |  |  | 0.5 | % |  | $ | — |  |  | $ | 16,107 |  |  | — | %
Construction | 34,057 |  |  | 1,168,667 |  |  | 2.9 |  |  | — |  |  | — |  |  | — |
Construction - custom | 1,884 |  |  | 293,063 |  |  | 0.6 |  |  | — |  |  | 1,161 |  |  | — |
Land - acquisition & development | 9,371 |  |  | 160,210 |  |  | 5.8 |  |  | 17 |  |  | 173 |  |  | 9.8 |
Land - consumer lot loans | 2,032 |  |  | 90,629 |  |  | 2.2 |  |  | — |  |  | 582 |  |  | — |
Multi-family | 7,279 |  |  | 1,401,288 |  |  | 0.5 |  |  | 4 |  |  | 1,832 |  |  | 0.2 |
Commercial real estate | 12,772 |  |  | 1,609,208 |  |  | 0.8 |  |  | 232 |  |  | 13,736 |  |  | 1.7 |
Commercial & industrial | 30,993 |  |  | 1,250,289 |  |  | 2.5 |  |  | 78 |  |  | 6,155 |  |  | 1.3 |
HELOC | 1,087 |  |  | 138,269 |  |  | 0.8 |  |  | — |  |  | 692 |  |  | — |
Consumer | 2,702 |  |  | 142,210 |  |  | 1.9 |  |  | — |  |  | — |  |  | — |
| $ | 133,691 |  |  | $ | 12,115,429 |  |  | 1.1 | % |  | $ | 331 |  |  | $ | 40,438 |  |  | 0.8 | %
September 30, 2018 | Loans Collectively Evaluated for Impairment |  | Loans Individually Evaluated for Impairment
| Allowance Allocation |  | Recorded Investment of Loans |  | Ratio |  | Allowance Allocation |  | Recorded Investment of Loans |  | Ratio
| (In thousands, except ratio data) |  | (In thousands, except ratio data)
Single-family residential | $ | 33,033 |  |  | $ | 5,782,870 |  |  | 0.6 | % |  | $ | — |  |  | $ | 21,345 |  |  | — | %
Construction | 31,317 |  |  | 1,060,428 |  |  | 3.0 |  |  | — |  |  | 2,427 |  |  | — |
Construction - custom | 1,842 |  |  | 289,192 |  |  | 0.6 |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 7,969 |  |  | 122,639 |  |  | 6.5 |  |  | 9 |  |  | 920 |  |  | 1.0 |
Land - consumer lot loans | 2,164 |  |  | 96,583 |  |  | 2.2 |  |  | — |  |  | 507 |  |  | — |
Multi-family | 8,325 |  |  | 1,384,655 |  |  | 0.6 |  |  | 4 |  |  | 448 |  |  | 1.0 |
Commercial real estate | 11,702 |  |  | 1,432,791 |  |  | 0.8 |  |  | 150 |  |  | 19,378 |  |  | 0.8 |
Commercial & industrial | 28,348 |  |  | 1,126,438 |  |  | 2.5 |  |  | 354 |  |  | 14,437 |  |  | 2.5 |
HELOC | 781 |  |  | 128,715 |  |  | 0.6 |  |  | — |  |  | 1,162 |  |  | — |
Consumer | 3,259 |  |  | 173,181 |  |  | 1.9 |  |  | — |  |  | 56 |  |  | — |
| $ | 128,740 |  |  | $ | 11,597,492 |  |  | 1.1 | % |  | $ | 517 |  |  | $ | 60,680 |  |  | 0.9 | %
Summary of Loans Based on Credit Quality Indicators | The following tables provide information on loans based on risk rating categories as defined above.
June 30, 2019 | Internally Assigned Grade |  |
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |  | Total Gross Loans
| (In thousands, except ratio data)
Loan type |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 5,846,169 |  |  | $ | — |  |  | $ | 27,414 |  |  | $ | — |  |  | $ | — |  |  | $ | 5,873,583 |
Construction | 1,997,236 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,997,236 |
Construction - custom | 569,736 |  |  | — |  |  | 1,161 |  |  | — |  |  | — |  |  | 570,897 |
Land - acquisition & development | 199,241 |  |  | — |  |  | 3,845 |  |  | — |  |  | — |  |  | 203,086 |
Land - consumer lot loans | 94,413 |  |  | — |  |  | 814 |  |  | — |  |  | — |  |  | 95,227 |
Multi-family | 1,395,316 |  |  | — |  |  | 7,826 |  |  | — |  |  | — |  |  | 1,403,142 |
Commercial real estate | 1,590,337 |  |  | 2,771 |  |  | 29,835 |  |  | — |  |  | — |  |  | 1,622,943 |
Commercial & industrial | 1,224,843 |  |  | 4,141 |  |  | 26,139 |  |  | 1,275 |  |  | — |  |  | 1,256,398 |
HELOC | 139,112 |  |  | — |  |  | 802 |  |  | — |  |  | — |  |  | 139,914 |
Consumer | 142,317 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 142,317 |
Total gross loans | $ | 13,198,720 |  |  | $ | 6,912 |  |  | $ | 97,836 |  |  | $ | 1,275 |  |  | $ | — |  |  | $ | 13,304,743 |
Total grade as a % of total gross loans | 99.20 | % |  | 0.05 | % |  | 0.74 | % |  | 0.01 | % |  | — | % |  |
September 30, 2018 | Internally Assigned Grade |  |
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |  | Total Gross Loans
| (In thousands, except ratio data)
Loan type |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 5,766,096 |  |  | $ | — |  |  | $ | 32,870 |  |  | $ | — |  |  | $ | — |  |  | $ | 5,798,966 |
Construction | 1,886,304 |  |  | 1,937 |  |  | 2,427 |  |  | — |  |  | — |  |  | 1,890,668 |
Construction - custom | 624,479 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 624,479 |
Land - acquisition & development | 152,984 |  |  | — |  |  | 2,220 |  |  | — |  |  | — |  |  | 155,204 |
Land - consumer lot loans | 101,249 |  |  | — |  |  | 787 |  |  | — |  |  | — |  |  | 102,036 |
Multi-family | 1,378,803 |  |  | 1,633 |  |  | 4,689 |  |  | — |  |  | — |  |  | 1,385,125 |
Commercial real estate | 1,421,602 |  |  | 7,114 |  |  | 23,452 |  |  | — |  |  | — |  |  | 1,452,168 |
Commercial & industrial | 1,093,405 |  |  | 16,513 |  |  | 30,956 |  |  | — |  |  | — |  |  | 1,140,874 |
HELOC | 130,330 |  |  | — |  |  | 522 |  |  | — |  |  | — |  |  | 130,852 |
Consumer | 173,285 |  |  | — |  |  | 21 |  |  | — |  |  | — |  |  | 173,306 |
Total gross loans | $ | 12,728,537 |  |  | $ | 27,197 |  |  | $ | 97,944 |  |  | $ | — |  |  | $ | — |  |  | $ | 12,853,678 |
Total grade as a % of total gross loans | 99.03 | % |  | 0.21 | % |  | 0.76 | % |  | — | % |  | — | % |  |
The following tables provide information on gross loans based on borrower payment activity.
June 30, 2019 | Performing Loans |  | Non-Performing Loans
| Amount |  | % of Total Gross Loans |  | Amount |  | % of Total Gross Loans
| (In thousands, except ratio data)
Single-family residential | $ | 5,851,298 |  |  | 99.6 | % |  | $ | 22,285 |  |  | 0.4 | %
Construction | 1,997,236 |  |  | 100.0 |  |  | — |  |  | — |
Construction - custom | 569,736 |  |  | 99.8 |  |  | 1,161 |  |  | 0.2 |
Land - acquisition & development | 202,913 |  |  | 99.9 |  |  | 173 |  |  | 0.1 |
Land - consumer lot loans | 94,586 |  |  | 99.3 |  |  | 641 |  |  | 0.7 |
Multi-family | 1,401,711 |  |  | 99.9 |  |  | 1,431 |  |  | 0.1 |
Commercial real estate | 1,614,479 |  |  | 99.5 |  |  | 8,464 |  |  | 0.5 |
Commercial & industrial | 1,250,351 |  |  | 99.5 |  |  | 6,047 |  |  | 0.5 |
HELOC | 139,111 |  |  | 99.4 |  |  | 803 |  |  | 0.6 |
Consumer | 142,317 |  |  | 100.0 |  |  | — |  |  | — |
| $ | 13,263,738 |  |  | 99.7 | % |  | $ | 41,005 |  |  | 0.3 | %
September 30, 2018 | Performing Loans |  | Non-Performing Loans
| Amount |  | % of Total Gross Loans |  | Amount |  | % of Total Gross Loans
| (In thousands, except ratio data)
Single-family residential | $ | 5,771,323 |  |  | 99.5 | % |  | $ | 27,643 |  |  | 0.5 | %
Construction | 1,888,241 |  |  | 99.9 |  |  | 2,427 |  |  | 0.1 |
Construction - custom | 624,479 |  |  | 100.0 |  |  | — |  |  | — |
Land - acquisition & development | 154,284 |  |  | 99.4 |  |  | 920 |  |  | 0.6 |
Land - consumer lot loans | 101,249 |  |  | 99.2 |  |  | 787 |  |  | 0.8 |
Multi-family | 1,385,125 |  |  | 100.0 |  |  | — |  |  | — |
Commercial real estate | 1,443,197 |  |  | 99.4 |  |  | 8,971 |  |  | 0.6 |
Commercial & industrial | 1,126,480 |  |  | 98.7 |  |  | 14,394 |  |  | 1.3 |
HELOC | 130,329 |  |  | 99.6 |  |  | 523 |  |  | 0.4 |
Consumer | 173,285 |  |  | 100.0 |  |  | 21 |  |  | — |
| $ | 12,797,992 |  |  | 99.6 | % |  | $ | 55,686 |  |  | 0.4 | %
Summary of Impaired Loans Based on Type | The following tables provide information on impaired loan balances and the related allowances by loan types.
June 30, 2019 | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment (Year-To-Date)
| (In thousands)
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Single-family residential | $ | 15,045 |  |  | $ | 16,340 |  |  | $ | — |  |  | $ | 16,361 |
Construction | — |  |  | — |  |  | — |  |  | 1,465 |
Construction - custom | 1,257 |  |  | 1,257 |  |  | — |  |  | 314 |
Land - acquisition & development | 78 |  |  | 143 |  |  | — |  |  | 343 |
Land - consumer lot loans | 466 |  |  | 499 |  |  | — |  |  | 273 |
Multi-family | 1,431 |  |  | 1,431 |  |  | — |  |  | 358 |
Commercial real estate | 8,854 |  |  | 14,320 |  |  | — |  |  | 9,245 |
Commercial & industrial | 5,715 |  |  | 9,904 |  |  | — |  |  | 8,682 |
HELOC | 692 |  |  | 785 |  |  | — |  |  | 537 |
Consumer | — |  |  | 35 |  |  | — |  |  | 17 |
| 33,538 |  |  | 44,714 |  |  | — |  |  | 37,595 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Single-family residential | 117,967 |  |  | 120,785 |  |  | 2,165 |  |  | 129,459 |
Land - acquisition & development | 95 |  |  | 153 |  |  | — |  |  | 101 |
Land - consumer lot loans | 4,056 |  |  | 4,472 |  |  | 17 |  |  | 4,516 |
Multi-family | 402 |  |  | 402 |  |  | 4 |  |  | 426 |
Commercial real estate | 4,882 |  |  | 6,002 |  |  | 232 |  |  | 5,408 |
Commercial & industrial | 440 |  |  | 529 |  |  | 78 |  |  | 3,063 |
HELOC | 953 |  |  | 966 |  |  | — |  |  | 964 |
Consumer | 62 |  |  | 62 |  |  | — |  |  | 66 |
| 128,857 |  |  | 133,371 |  |  | 2,496 |  | (1) | 144,003 |
Total impaired loans: |  |  |  |  |  |  |
Single-family residential | 133,012 |  |  | 137,125 |  |  | 2,165 |  |  | 145,820 |
Construction | — |  |  | — |  |  | — |  |  | 1,465 |
Construction - custom | 1,257 |  |  | 1,257 |  |  | — |  |  | 314 |
Land - acquisition & development | 173 |  |  | 296 |  |  | — |  |  | 444 |
Land - consumer lot loans | 4,522 |  |  | 4,971 |  |  | 17 |  |  | 4,789 |
Multi-family | 1,833 |  |  | 1,833 |  |  | 4 |  |  | 784 |
Commercial real estate | 13,736 |  |  | 20,322 |  |  | 232 |  |  | 14,653 |
Commercial & industrial | 6,155 |  |  | 10,433 |  |  | 78 |  |  | 11,745 |
HELOC | 1,645 |  |  | 1,751 |  |  | — |  |  | 1,501 |
Consumer | 62 |  |  | 97 |  |  | — |  |  | 83 |
| $ | 162,395 |  |  | $ | 178,085 |  |  | $ | 2,496 |  | (1) | $ | 181,598 |
(1) | Includes $331,000 of specific reserves and $2,165,000 included in the general reserves.
September 30, 2018 | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment (Year-To-Date)
| (In thousands)
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Single-family residential | $ | 18,872 |  |  | $ | 20,050 |  |  | $ | — |  |  | $ | 20,097 |
Construction | 2,698 |  |  | 2,818 |  |  | — |  |  | 1,349 |
Construction - custom | — |  |  | — |  |  | — |  |  | 74 |
Land - acquisition & development | 814 |  |  | 814 |  |  | — |  |  | 572 |
Land - consumer lot loans | 311 |  |  | 336 |  |  | — |  |  | 260 |
Multi-family | — |  |  | — |  |  | — |  |  | 70 |
Commercial real estate | 9,425 |  |  | 14,035 |  |  | — |  |  | 11,158 |
Commercial & industrial | 10,137 |  |  | 10,146 |  |  | — |  |  | 9,208 |
HELOC | 410 |  |  | 1,170 |  |  | — |  |  | 450 |
Consumer | 20 |  |  | 56 |  |  | — |  |  | 54 |
| 42,687 |  |  | 49,425 |  |  | — |  |  | 43,292 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Single-family residential | 139,796 |  |  | 143,099 |  |  | 2,871 |  |  | 161,729 |
Land - acquisition & development | 107 |  |  | 157 |  |  | — |  |  | 39 |
Land - consumer lot loans | 4,916 |  |  | 5,290 |  |  | 9 |  |  | 6,449 |
Multi-family | 448 |  |  | 448 |  |  | 4 |  |  | 471 |
Commercial real estate | 6,254 |  |  | 7,733 |  |  | 150 |  |  | 10,445 |
Commercial & industrial | 4,291 |  |  | 7,506 |  |  | 354 |  |  | 4,495 |
HELOC | 976 |  |  | 984 |  |  | — |  |  | 1,395 |
Consumer | 70 |  |  | 70 |  |  | — |  |  | 83 |
| 156,858 |  |  | 165,287 |  |  | 3,388 |  | (1) | 185,106 |
Total impaired loans: |  |  |  |  |  |  |
Single-family residential | 158,668 |  |  | 163,149 |  |  | 2,871 |  |  | 181,826 |
Construction | 2,698 |  |  | 2,818 |  |  | — |  |  | 1,349 |
Construction - custom | — |  |  | — |  |  | — |  |  | 74 |
Land - acquisition & development | 921 |  |  | 971 |  |  | — |  |  | 611 |
Land - consumer lot loans | 5,227 |  |  | 5,626 |  |  | 9 |  |  | 6,709 |
Multi-family | 448 |  |  | 448 |  |  | 4 |  |  | 541 |
Commercial real estate | 15,679 |  |  | 21,768 |  |  | 150 |  |  | 21,603 |
Commercial & industrial | 14,428 |  |  | 17,652 |  |  | 354 |  |  | 13,703 |
HELOC | 1,386 |  |  | 2,154 |  |  | — |  |  | 1,845 |
Consumer | 90 |  |  | 126 |  |  | — |  |  | 137 |
| $ | 199,545 |  |  | $ | 214,712 |  |  | $ | 3,388 |  | (1) | $ | 228,398 |
(1) Includes $517,000 of specific reserves and $2,871,000 included in the general reserves.

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
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- Definition Schedule of Loans Collectively and Individually Evaluated for Impairment [Table Text Block] + References No definition available. + Details
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