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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
9 Months Ended
Jun. 30, 2019
Jun. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 157,894,000 $ 152,335,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion expense, net 20,606,000 38,980,000
Cash received from (paid to) FDIC under loss share agreements, net 0 1,595,000
Stock-based compensation expense 4,061,000 3,634,000
Provision (release) for loan losses 250,000 50,000
Loss (gain) on sale of investment securities 9,000 0
Gain on bank owned life insurance 0 (2,416,000)
Net realized (gain) loss on sales of premises, equipment, and real estate owned (9,098,000) (1,333,000)
Decrease (increase) in accrued interest receivable (709,000) (2,027,000)
Decrease (increase) in federal and state income tax receivable 1,804,000 (4,293,000)
Decrease (increase) in cash surrender value of bank owned life insurance (4,356,000) (4,490,000)
Decrease (increase) in other assets (23,046,000) (878,000)
Increase (decrease) in federal and state income tax liabilities 1,232,000 0
Increase (decrease) in accrued expenses and other liabilities 20,055,000 (40,862,000)
Net cash provided by (used in) operating activities 168,702,000 140,295,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Origination of loans and principal repayments, net (496,438,000) (308,167,000)
Loans purchased 0 (143,605,000)
FHLB & FRB stock purchased (440,600,000) (408,800,000)
FHLB & FRB stock redeemed 433,600,000 403,000,000
Available-for-sale securities purchased (327,670,000)  
Available-for-sale securities purchased   (166,696,000)
Principal payments and maturities of available-for-sale securities 164,295,000 156,240,000
Proceeds from sales of available-for-sale securities 491,000  
Proceeds from sales of available-for-sale securities   0
Held-to-maturity securities purchased 0 (170,836,000)
Principal payments and maturities of held-to-maturity securities 114,678,000 143,837,000
Proceeds from sales of real estate owned 8,484,000 11,960,000
Proceeds from settlement of bank owned life insurance 0 3,484,000
Cash paid for acquisitions 0 (2,211,000)
Proceeds from sales of premises and equipment 11,669,000 1,000
Premises and equipment purchased and REO improvements (30,845,000) (22,604,000)
Net cash provided by (used in) investing activities (562,336,000) (504,397,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in customer accounts 413,252,000 452,694,000
Proceeds from borrowings 11,015,000,000 10,220,000,000
Repayments of borrowings (10,840,000,000) (10,075,000,000)
Proceeds from stock-based awards 712,000 1,288,000
Dividends paid on common stock (46,749,000) (41,091,000)
Treasury stock purchased (103,935,000) (136,941,000)
Increase (decrease) in borrower advances related to taxes and insurance, net (23,468,000) (23,999,000)
Net cash provided by (used in) financing activities 414,812,000 396,951,000
Increase (decrease) in cash and cash equivalents 21,178,000 32,849,000
Cash, cash equivalents and restricted cash at beginning of period 268,650,000 313,070,000
Cash, cash equivalents and restricted cash at end of period 289,828,000 345,919,000
Non-cash investing activities    
Real estate acquired through foreclosure 1,669,000 1,517,000
Non-cash financing activities    
Stock issued upon exercise of warrants 1,082,000 3,836,000
Cash paid during the period for    
Interest 143,740,000 95,394,000
Income taxes $ 25,655,000 $ 34,160,000