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Customer Accounts (Tables) | 12 Months Ended
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Sep. 30, 2020
Banking and Thrift, Interest [Abstract] |
Schedule of deposit liabilities | The following tables provide the composition of the Company's customer accounts, including time deposits.
| September 30, 2020 |  | September 30, 2019
| Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate |  | Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate
($ in thousands) |  |  |  |  |  |  |  |  |  |  |
Non-interest checking | $ | 2,164,071 |  |  | 15.7 | % |  | — | % |  | $ | 1,621,343 |  |  | 13.5 | % |  | — | %
Interest checking | 3,029,576 |  |  | 22.0 |  |  | 0.23 |  |  | 1,984,576 |  |  | 16.6 |  |  | 0.61 |
Savings | 872,087 |  |  | 6.3 |  |  | 0.11 |  |  | 753,574 |  |  | 6.3 |  |  | 0.13 |
Money market | 3,740,698 |  |  | 27.1 |  |  | 0.30 |  |  | 2,724,308 |  |  | 22.7 |  |  | 0.82 |
Time deposits | 3,973,192 |  |  | 28.8 |  |  | 1.17 |  |  | 4,906,963 |  |  | 40.9 |  |  | 1.91 |
Total | $ | 13,779,624 |  |  | 100 | % |  | 0.48 | % |  | $ | 11,990,764 |  |  | 100 | % |  | 1.08 | %
Schedule of time deposits |
Time deposits by rate band are as follows: | September 30, 2020 | September 30, 2019
| (In thousands)
Less than 1.00% | $ | 920,220 |  | $ | 21,281 |
1.00% to 1.99% | 2,967,345 |  | 3,588,689 |
2.00% to 2.99% | 85,533 |  | 1,294,889 |
3.00% to 3.99% | 94 |  | 2,104 |
| $ | 3,973,192 |  | $ | 4,906,963 |
Time deposits by maturity band are as follows: | September 30, 2020 | September 30, 2019
| (In thousands)
Within 1 year | $ | 3,127,416 |  | $ | 3,489,839 |
1 to 2 years | 532,264 |  | 925,170 |
2 to 3 years | 111,204 |  | 294,990 |
Over 3 years | 202,308 |  | 196,964 |
| $ | 3,973,192 |  | $ | 4,906,963 |
Schedule of interest expense on customer deposits | Interest expense on customer accounts consisted of the following:
Year ended September 30, | 2020 | 2019 | 2018
| (In thousands)
Checking accounts | $ | 8,447 |  | $ | 12,499 |  | $ | 6,072 |
Savings accounts | 959 |  | 980 |  | 920 |
Money market accounts | 18,951 |  | 21,967 |  | 7,788 |
Time deposit accounts | 72,494 |  | 87,665 |  | 58,468 |
| 100,851 |  | 123,111 |  | 73,248 |
Less early withdrawal penalties | (539) |  | (895) |  | (756) |
| $ | 100,312 |  | $ | 122,216 |  | $ | 72,492 |
Weighted average interest rate at end of year | 0.48 | % | 1.08 | % | 0.87 | %
Daily weighted average interest rate during the year | 0.94 | % | 1.05 | % | 0.65 | %

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