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Loans Receivable | 12 Months Ended
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Sep. 30, 2020
Receivables [Abstract] |
Loans Receivable | LOANS RECEIVABLE For a detailed discussion of loans and credit quality, including accounting policies and the CECL methodology used to estimate the allowance for credit losses, see Note A "Summary of Significant Accounting Policies" and Note B "New Accounting Pronouncements" above. The Company's loans held for investment are divided into two portfolio segments, commercial loans and consumer loans, with each of those segments further split into loan classes for purposes of estimating the allowance for credit losses. The following table is a summary of loans receivable by loan portfolio segment and class.
| September 30, 2020 |  | September 30, 2019
| ($ in thousands) |  | ($ in thousands)
Gross loans by category |  |  |  |  |
Commercial loans |  |  |  |  |
Multi-family | $ | 1,538,762 |  | 10.6 | % |  | $ | 1,422,674 |  | 10.7 | %
Commercial real estate | 1,895,086 |  | 13.1 |  |  | 1,631,170 |  | 12.3 |
Commercial & industrial (1) | 2,132,160 |  | 14.7 |  |  | 1,268,695 |  | 9.5 |
Construction | 2,403,276 |  | 16.6 |  |  | 2,038,052 |  | 15.3 |
Land - acquisition & development | 193,745 |  | 1.3 |  |  | 204,107 |  | 1.5 |
Total commercial loans | 8,163,029 |  | 56.3 |  |  | 6,564,698 |  | 49.3 |
Consumer loans |  |  |  |  |
Single-family residential | 5,304,689 |  | 36.7 |  |  | 5,835,194 |  | 43.8 |
Construction - custom | 674,879 |  | 4.7 |  |  | 540,741 |  | 4.1 |
Land - consumer lot loans | 102,263 |  | 0.7 |  |  | 99,694 |  | 0.7 |
HELOC | 139,703 |  | 1.0 |  |  | 142,178 |  | 1.1 |
Consumer | 83,159 |  | 0.6 |  |  | 129,883 |  | 1.0 |
Total consumer loans | 6,304,693 |  | 43.7 |  |  | 6,747,690 |  | 50.7 |
Total gross loans | 14,467,722 |  | 100 | % |  | 13,312,388 |  | 100 | %
Less: |  |  |  |  |
Allowance for loan losses | 166,955 |  |  |  | 131,534 |  |
Loans in process | 1,456,072 |  |  |  | 1,201,341 |  |
Net deferred fees, costs and discounts | 52,378 |  |  |  | 48,938 |  |
Total loan contra accounts | 1,675,405 |  |  |  | 1,381,813 |  |
Net loans | $ | 12,792,317 |  |  |  | $ | 11,930,575 |  |
(1) Includes $762,004,000 of SBA Payroll Protection Program loans as of September 30, 2020. The Company elected to exclude AIR from the amortized cost basis of loans for disclosure purposes and from the calculations of estimated credit losses. As of September 30, 2020 and September 30, 2019, AIR for loans totaled $48,704,000 and $41,429,000, respectively, and is included in the “accrued interest receivable” line item on the Company’s consolidated statements of financial condition. Loans in the amount of $5,361,504,000 and $5,874,704,000 at September 30, 2020 and September 30, 2019, respectively, were pledged to secure borrowings from the FHLB as part of our liquidity management strategy. The FHLB does not have the right to sell or re-pledge these loans. The following summary breaks down the Company's fixed rate and adjustable rate loans by time to maturity or to rate adjustment.
September 30, 2020
Fixed-Rate |  | Adjustable-Rate
Term To Maturity | Loans | % of Loans |  | Term To Rate Adjustment | Loans | % of Loans
| (In thousands) |  |  |  | (In thousands) |
Within 1 year | $ | 128,254 |  | 1.0 | % |  | Less than 1 year | $ | 3,592,689 |  | 27.7 | %
1 to 3 years | 1,179,316 |  | 9.1 |  |  | 1 to 3 years | 440,980 |  | 3.4 |
3 to 5 years | 398,019 |  | 3.1 |  |  | 3 to 5 years | 588,366 |  | 4.5 |
5 to 10 years | 1,044,581 |  | 8.1 |  |  | 5 to 10 years | 46,473 |  | 0.4 |
10 to 20 years | 983,856 |  | 7.6 |  |  | 10 to 20 years | 25,190 |  | 0.2 |
Over 20 years | 4,517,836 |  | 34.9 |  |  | Over 20 years | 13,712 |  | 0.1 |
| $ | 8,251,862 |  | 63.8 | % |  |  | $ | 4,707,410 |  | 36.3 | %
The Company has granted loans to officers and directors of the Company and related interests. These loans are made on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons and do not involve more than the normal risk of collectability. The aggregate dollar amount of these loans, including unfunded commitments to lend, was $112,812,000 and $76,288,000 at September 30, 2020 and 2019, respectively. As of September 30, 2020, all of these loans were performing in accordance with contractual terms. The following table sets forth the amortized cost basis of loans receivable for specific disclosures required by ASC 326.
| September 30, 2020 |  | September 30, 2019
| (In thousands, except ratio data)
| Non-accrual |  | Non-accrual with no ACL |  | 90 days or more past due and accruing |  | Non-accrual |  | Non-accrual with no ACL |  | 90 days or more past due and accruing
Commercial loans |  |  |  |  |  |  |  |  |  |  |
Multi-family | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate | 3,771 |  |  | — |  |  | — |  |  | 5,835 |  |  | — |  |  | — |
Commercial & industrial | 329 |  |  | — |  |  | — |  |  | 1,292 |  |  | — |  |  | — |
Construction | 1,669 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | — |  |  | — |  |  | — |  |  | 169 |  |  | — |  |  | — |
Total commercial loans | 5,769 |  |  | — |  |  | — |  |  | 7,296 |  |  | — |  |  | — |
Consumer loans |  |  |  |  |  |  |  |  |  |  |
Single-family residential | 22,431 |  |  | — |  |  | 933 |  |  | 25,271 |  |  | — |  |  | 1,671 |
Construction - custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - consumer lot loans | 243 |  |  | — |  |  | — |  |  | 246 |  |  | — |  |  | 620 |
HELOC | 553 |  |  | — |  |  | — |  |  | 907 |  |  | — |  |  | — |
Consumer | 60 |  |  | — |  |  | 17 |  |  | 11 |  |  | — |  |  | 19 |
Total consumer loans | 23,287 |  |  | — |  |  | 950 |  |  | 26,435 |  |  | — |  |  | 2,310 |
Total loans | $ | 29,056 |  |  | $ | — |  |  | $ | 950 |  |  | $ | 33,731 |  |  | $ | — |  |  | $ | 2,310 |
% of total loans | 0.22 | % |  |  |  |  |  | 0.28 | % |  |  |  |
The following tables break down loan delinquencies by loan portfolio segment and class.
September 30, 2020 |  |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Loan type | Loans Receivable (Amortized Cost) |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| ($ in thousands) |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-Family | $ | 1,538,240 |  |  | $ | 1,538,240 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | — | %
Commercial Real Estate | 1,884,688 |  |  | 1,884,210 |  |  | — |  |  | 195 |  |  | 283 |  |  | 478 |  |  | 0.03 |
Commercial & Industrial | 2,115,513 |  |  | 2,114,650 |  |  | — |  |  | 583 |  |  | 280 |  |  | 863 |  |  | 0.04 |
Construction - Speculative | 1,352,414 |  |  | 1,350,752 |  |  | — |  |  | — |  |  | 1,662 |  |  | 1,662 |  |  | 0.12 |
Land - Acquisition & Development | 153,571 |  |  | 153,571 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total commercial loans | 7,044,426 |  |  | 7,041,423 |  |  | — |  |  | 778 |  |  | 2,225 |  |  | 3,003 |  |  | 0.04 |
Consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 5,293,962 |  |  | 5,267,608 |  |  | 3,922 |  |  | 3,108 |  |  | 19,324 |  |  | 26,354 |  |  | 0.50 |
Construction - Custom | 295,953 |  |  | 295,953 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 101,394 |  |  | 101,029 |  |  | 152 |  |  | — |  |  | 213 |  |  | 365 |  |  | 0.36 |
HELOC | 140,222 |  |  | 139,491 |  |  | 275 |  |  | 76 |  |  | 380 |  |  | 731 |  |  | 0.52 |
Consumer | 83,315 |  |  | 82,959 |  |  | 121 |  |  | 11 |  |  | 224 |  |  | 356 |  |  | 0.43 |
Total consumer loans | 5,914,846 |  |  | 5,887,040 |  |  | 4,470 |  |  | 3,195 |  |  | 20,141 |  |  | 27,806 |  |  | 0.47 |
Total Loans | $ | 12,959,272 |  |  | $ | 12,928,463 |  |  | $ | 4,470 |  |  | $ | 3,973 |  |  | $ | 22,366 |  |  | $ | 30,809 |  |  | 0.24 | %
Delinquency % |  |  | 99.76% |  | 0.03% |  | 0.03% |  | 0.17% |  | 0.24% |  |
September 30, 2019 |  |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Loan type | Loans Receivable (Net of Loans in Process) |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| ($ in thousands) |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-Family | $ | 1,422,652 |  |  | $ | 1,422,652 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | — | %
Commercial Real Estate | 1,631,171 |  |  | 1,625,509 |  |  | 1,614 |  |  | 285 |  |  | 3,763 |  |  | 5,662 |  |  | 0.35 |
Commercial & Industrial | 1,268,695 |  |  | 1,267,828 |  |  | — |  |  | — |  |  | 867 |  |  | 867 |  |  | 0.07 |
Construction - Speculative | 1,164,889 |  |  | 1,164,889 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 161,194 |  |  | 161,194 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total commercial loans | 5,648,601 |  |  | 5,642,072 |  |  | 1,614 |  |  | 285 |  |  | 4,630 |  |  | 6,529 |  |  | 0.12 |
Consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 5,835,186 |  |  | 5,809,239 |  |  | 3,672 |  |  | 3,211 |  |  | 19,064 |  |  | 25,947 |  |  | 0.44 |
Construction - Custom | 255,505 |  |  | 255,505 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 99,694 |  |  | 98,916 |  |  | 112 |  |  | 619 |  |  | 47 |  |  | 778 |  |  | 0.78 |
HELOC | 142,178 |  |  | 140,718 |  |  | 580 |  |  | 183 |  |  | 697 |  |  | 1,460 |  |  | 1.03 |
Consumer | 129,883 |  |  | 129,227 |  |  | 295 |  |  | 117 |  |  | 244 |  |  | 656 |  |  | 0.51 |
Total consumer loans | 6,462,446 |  |  | 6,433,605 |  |  | 4,659 |  |  | 4,130 |  |  | 20,052 |  |  | 28,841 |  |  | 0.45 |
Total Loans | $ | 12,111,047 |  |  | $ | 12,075,677 |  |  | $ | 6,273 |  |  | $ | 4,415 |  |  | $ | 24,682 |  |  | $ | 35,370 |  |  | 0.29 | %
Delinquency % |  |  | 99.71% |  | 0.05% |  | 0.04% |  | 0.20% |  | 0.29% |  |
The Company participated in the Small Business Administration’s Paycheck Protection Program. This program came about through the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) passed by Congress to help small businesses keep their employees employed through the COVID-19 shelter in place orders. In 2020, the Company assisted over 6,500 businesses with more than $780,000,000 in PPP loan originations. The Company is actively working with its borrowers to modify consumer mortgage and commercial loans to provide payment deferrals as a result of the COVID-19 pandemic. The terms of the payment deferrals are generally 90 days for consumer mortgage loans and up to 180 days for commercial loans and borrowers may be eligible for multiple deferrals. Pursuant to the CARES Act, these loan modifications are not accounted for as TDRs. As of September 30, 2020, 612 mortgage loans totaling $171,000,000 and 69 commercial loans totaling $167,000,000 that had been modified remain in deferral. These loans are not considered past due until after the deferral period is over and scheduled payments have resumed. Most TDRs are accruing and performing loans where the borrower has proactively approached the Company about modifications due to temporary financial difficulties. Each request is individually evaluated for merit and likelihood of success. The concession for these loans is typically a payment reduction through a rate reduction of 100 to 200 bps for a specific term, usually six to 12 months. Interest-only payments may also be approved during the modification period. Principal forgiveness is not an available option for restructured loans. As of September 30, 2020, the outstanding balance of TDRs was $91,408,000 as compared to $121,677,000 as of September 30, 2019. As of September 30, 2020, 97.4% of the restructured loans were performing. Single-family residential loans comprised 93.6% of TDRs as of September 30, 2020. The Company's ACL methodology takes into account the following performance indicators for restructured loans: 1) time since modification, 2) current payment status and 3) geographic area. We evaluate the credit quality of our commercial loans based on regulatory risk ratings and also consider other factors. Based on this evaluation, the loans are assigned a grade and classified as follows: •Pass – the credit does not meet one of the definitions below. •Special mention – A special mention credit is considered to be currently protected from loss but is potentially weak. No loss of principal or interest is foreseen; however, proper supervision and management attention is required to deter further deterioration in the credit. Assets in this category constitute some undue and unwarranted credit risk but not to the point of justifying a risk rating of substandard. The credit risk may be relatively minor yet constitutes an unwarranted risk in light of the circumstances surrounding a specific asset. •Substandard – A substandard credit is an unacceptable credit. Additionally, repayment in the normal course is in jeopardy due to the existence of one or more well defined weaknesses. In these situations, loss of principal is likely if the weakness is not corrected. A substandard asset is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Assets so classified will have a well-defined weakness or weaknesses that jeopardize the collection or liquidation of the debt. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets risk rated substandard. •Doubtful – A credit classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weakness makes collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The probability of loss is high, but because of certain important and reasonably specific pending factors that may work to the advantage and strengthening of the asset, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors include proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral, and refinancing plans. •Loss – Credits classified loss are considered uncollectible and of such little value that their continuance as a bankable asset is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off this asset even though partial recovery may be affected in the future. Losses should be taken in the period in which they are identified as uncollectible. Partial charge-off versus full charge-off may be taken if the collateral offers some identifiable protection. The following tables present by credit quality indicator, loan class, and year of origination, the amortized cost basis of loans receivable as of September 30, 2020.
| Term Loans Amortized Cost Basis by Origination Year |  |  |
(In thousands) | 2020 | 2019 | 2018 | 2017 | 2016 | Prior to 2016 | Revolving Loans | Revolving to Term Loans | Total Loans
Commercial loans |  |  |  |  |  |  |  |  |
Multi-family |  |  |  |  |  |  |  |  |
Pass | $ | 397,008 |  | $ | 151,175 |  | $ | 267,832 |  | $ | 243,349 |  | $ | 177,888 |  | $ | 255,177 |  | $ | 14,263 |  | $ | — |  | $ | 1,506,692 |
Special Mention | 649 |  | 2,815 |  | 907 |  | 4,515 |  | 2,654 |  | 2,181 |  | — |  | — |  | 13,721 |
Substandard | — |  | 7,543 |  | 3,974 |  | 3,791 |  | 2,298 |  | 221 |  | — |  | — |  | 17,827 |
Total | $ | 397,657 |  | $ | 161,533 |  | $ | 272,713 |  | $ | 251,655 |  | $ | 182,840 |  | $ | 257,579 |  | $ | 14,263 |  | $ | — |  | $ | 1,538,240 |
Commercial real estate |  |  |  |  |  |  |  |  |
Pass | $ | 425,246 |  | $ | 243,780 |  | $ | 259,958 |  | $ | 265,841 |  | $ | 182,584 |  | $ | 301,156 |  | $ | 2,558 |  | $ | 107 |  | $ | 1,681,230 |
Special Mention | 5,096 |  | 13,694 |  | 3,987 |  | 14,910 |  | 303 |  | 54,194 |  | — |  | — |  | 92,184 |
Substandard | 4,196 |  | 25,607 |  | 2,718 |  | 38,289 |  | 10,041 |  | 30,423 |  | — |  | — |  | 111,274 |
Total | $ | 434,538 |  | $ | 283,081 |  | $ | 266,663 |  | $ | 319,040 |  | $ | 192,928 |  | $ | 385,773 |  | $ | 2,558 |  | $ | 107 |  | $ | 1,884,688 |
Commercial & industrial |  |  |  |  |  |  |  |  |
Pass | $ | 908,408 |  | $ | 64,015 |  | $ | 90,796 |  | $ | 79,421 |  | $ | 99,426 |  | $ | 75,672 |  | $ | 580,123 |  | $ | 848 |  | $ | 1,898,709 |
Special Mention | 25,612 |  | 7,107 |  | 1,167 |  | 4,330 |  | 24,204 |  | — |  | 2,275 |  | — |  | 64,695 |
Substandard | 30,894 |  | 9,696 |  | 10,780 |  | 901 |  | 23,907 |  | 4,561 |  | 71,223 |  | 147 |  | 152,109 |
Total | $ | 964,914 |  | $ | 80,818 |  | $ | 102,743 |  | $ | 84,652 |  | $ | 147,537 |  | $ | 80,233 |  | $ | 653,621 |  | $ | 995 |  | $ | 2,115,513 |
Construction |  |  |  |  |  |  |  |  |
Pass | $ | 344,346 |  | $ | 405,030 |  | $ | 239,125 |  | $ | 132,034 |  | $ | 290 |  | $ | — |  | $ | 66,961 |  | $ | — |  | $ | 1,187,786 |
Special Mention | 2,275 |  | — |  | 43,486 |  | 15,417 |  | — |  | — |  | — |  | — |  | 61,178 |
Substandard | 7 |  | 33,457 |  | 5,847 |  | 21,915 |  | 42,224 |  | — |  | — |  | — |  | 103,450 |
Total | $ | 346,628 |  | $ | 438,487 |  | $ | 288,458 |  | $ | 169,366 |  | $ | 42,514 |  | $ | — |  | $ | 66,961 |  | $ | — |  | $ | 1,352,414 |
Land - acquisition & development |  |  |  |  |  |  |  |  |
Pass | $ | 47,223 |  | $ | 43,297 |  | $ | 18,139 |  | $ | 18,338 |  | $ | 3,774 |  | $ | 1,911 |  | $ | 5,316 |  | $ | — |  | $ | 137,998 |
Special Mention | — |  | — |  | — |  | — |  | — |  | 15,573 |  | — |  | — |  | 15,573 |
Total | $ | 47,223 |  | $ | 43,297 |  | $ | 18,139 |  | $ | 18,338 |  | $ | 3,774 |  | $ | 17,484 |  | $ | 5,316 |  | $ | — |  | $ | 153,571 |
Total commercial loans |  |  |  |  |  |  |  |  |
Pass | $ | 2,122,231 |  | $ | 907,297 |  | $ | 875,850 |  | $ | 738,983 |  | $ | 463,962 |  | $ | 633,916 |  | $ | 669,221 |  | $ | 955 |  | $ | 6,412,415 |
Special Mention | 33,632 |  | 23,616 |  | 49,547 |  | 39,172 |  | 27,161 |  | 71,948 |  | 2,275 |  | — |  | 247,351 |
Substandard | 35,097 |  | 76,303 |  | 23,319 |  | 64,896 |  | 78,470 |  | 35,205 |  | 71,223 |  | 147 |  | 384,660 |
Total | $ | 2,190,960 |  | $ | 1,007,216 |  | $ | 948,716 |  | $ | 843,051 |  | $ | 569,593 |  | $ | 741,069 |  | $ | 742,719 |  | $ | 1,102 |  | $ | 7,044,426 |
| Term Loans Amortized Cost Basis by Origination Year |  |  |
(In thousands) | 2020 | 2019 | 2018 | 2017 | 2016 | Prior to 2016 | Revolving Loans | Revolving to Term Loans | Total Loans
Consumer loans |  |  |  |  |  |  |  |  |
Single-family residential |  |  |  |  |  |  |  |  |
Current | $ | 828,030 |  | $ | 585,133 |  | $ | 597,198 |  | $ | 714,066 |  | $ | 523,000 |  | $ | 2,020,181 |  | $ | — |  | $ | — |  | $ | 5,267,608 |
30 days past due | — |  | — |  | — |  | 859 |  | 135 |  | 2,928 |  | — |  | — |  | 3,922 |
60 days past due | — |  | — |  | — |  | — |  | — |  | 3,108 |  | — |  | — |  | 3,108 |
90+ days past due | — |  | 680 |  | — |  | 440 |  | 640 |  | 17,564 |  | — |  | — |  | 19,324 |
Total | $ | 828,030 |  | $ | 585,813 |  | $ | 597,198 |  | $ | 715,365 |  | $ | 523,775 |  | $ | 2,043,781 |  | $ | — |  | $ | — |  | $ | 5,293,962 |
Construction - custom |  |  |  |  |  |  |  |  |
Current | $ | 200,853 |  | $ | 91,940 |  | $ | 3,160 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 295,953 |
Total | $ | 200,853 |  | $ | 91,940 |  | $ | 3,160 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 295,953 |
Land - consumer lot loans |  |  |  |  |  |  |  |  |
Current | $ | 44,908 |  | $ | 18,139 |  | $ | 6,971 |  | $ | 7,693 |  | $ | 2,619 |  | $ | 20,699 |  | $ | — |  | $ | — |  | $ | 101,029 |
30 days past due | — |  | — |  | 152 |  | — |  | — |  | — |  | — |  | — |  | 152 |
90+ days past due | — |  | — |  | — |  | 122 |  | — |  | 91 |  | — |  | — |  | 213 |
Total | $ | 44,908 |  | $ | 18,139 |  | $ | 7,123 |  | $ | 7,815 |  | $ | 2,619 |  | $ | 20,790 |  | $ | — |  | $ | — |  | $ | 101,394 |
HELOC |  |  |  |  |  |  |  |  |
Current | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 6,732 |  | $ | 131,353 |  | $ | 1,406 |  | $ | 139,491 |
30 days past due | — |  | — |  | — |  | — |  | — |  | 44 |  | 231 |  | — |  | 275 |
60 days past due | — |  | — |  | — |  | — |  | — |  | 37 |  | 39 |  | — |  | 76 |
90+ days past due | — |  | — |  | — |  | — |  | — |  | 30 |  | 350 |  | — |  | 380 |
Total | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 6,843 |  | $ | 131,973 |  | $ | 1,406 |  | $ | 140,222 |
Consumer |  |  |  |  |  |  |  |  |
Current | $ | 1,334 |  | $ | 1,527 |  | $ | 58,384 |  | $ | 129 |  | $ | 338 |  | $ | 18,523 |  | $ | 2,724 |  | $ | — |  | $ | 82,959 |
30 days past due | — |  | — |  | — |  | 62 |  | — |  | 59 |  | — |  | — |  | 121 |
60 days past due | — |  | — |  | — |  | — |  | — |  | 11 |  | — |  | — |  | 11 |
90+ days past due | — |  | 54 |  | — |  | 159 |  | — |  | 6 |  | 5 |  | — |  | 224 |
Total | $ | 1,334 |  | $ | 1,581 |  | $ | 58,384 |  | $ | 350 |  | $ | 338 |  | $ | 18,599 |  | $ | 2,729 |  | $ | — |  | $ | 83,315 |
Total consumer loans |  |  |  |  |  |  |  |  |
Current | $ | 1,075,125 |  | $ | 696,739 |  | $ | 665,713 |  | $ | 721,888 |  | $ | 525,957 |  | $ | 2,066,135 |  | $ | 134,077 |  | $ | 1,406 |  | $ | 5,887,040 |
30 days past due | — |  | — |  | 152 |  | 921 |  | 135 |  | 3,031 |  | 231 |  | — |  | 4,470 |
60 days past due | — |  | — |  | — |  | — |  | — |  | 3,156 |  | 39 |  | — |  | 3,195 |
90+ days past due | — |  | 734 |  | — |  | 721 |  | 640 |  | 17,691 |  | 355 |  | — |  | 20,141 |
Total | $ | 1,075,125 |  | $ | 697,473 |  | $ | 665,865 |  | $ | 723,530 |  | $ | 526,732 |  | $ | 2,090,013 |  | $ | 134,702 |  | $ | 1,406 |  | $ | 5,914,846 |

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- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -URI http://asc.fasb.org/subtopic&trid=2196772 + Details
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- References No definition available. + Details
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Namespace Prefix: | us-gaap_
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Balance Type: | na
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