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v3.20.2

Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Sep. 30, 2020 | Sep. 30, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | $ 131,534 | [1] | $ 129,257
Charge-offs |  | (5,755) |  | (11,476)
Recoveries |  | 9,026 |  | 15,053
Provision & Transfers |  | 14,400 |  | (1,300)
Ending Allowance | [1] | 166,955 |  | 131,534
Commercial loans |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 93,470 |  | 88,178
Charge-offs |  | (4,318) |  | (6,317)
Recoveries |  | 5,646 |  | 12,101
Provision & Transfers |  | 19,260 |  | (492)
Ending Allowance |  | 109,923 |  | 93,470
Commercial loans | Multi-family |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 7,391 |  | 8,329
Charge-offs |  | 0 |  | 0
Recoveries |  | 498 |  | 0
Provision & Transfers |  | 2,951 |  | (938)
Ending Allowance |  | 13,853 |  | 7,391
Commercial loans | Commercial real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 13,170 |  | 11,852
Charge-offs |  | (111) |  | (428)
Recoveries |  | 2,447 |  | 1,102
Provision & Transfers |  | 7,156 |  | 644
Ending Allowance |  | 22,516 |  | 13,170
Commercial loans | Commercial & industrial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 31,450 |  | 28,702
Charge-offs |  | (4,196) |  | (5,782)
Recoveries |  | 443 |  | 3,443
Provision & Transfers |  | 10,183 |  | 5,087
Ending Allowance |  | 38,665 |  | 31,450
Commercial loans | Construction |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 32,304 |  | 31,317
Charge-offs |  | 0 |  | 0
Recoveries |  | 188 |  | 99
Provision & Transfers |  | 1,200 |  | 888
Ending Allowance |  | 24,156 |  | 32,304
Commercial loans | Land - acquisition & development |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 9,155 |  | 7,978
Charge-offs |  | (11) |  | (107)
Recoveries |  | 2,070 |  | 7,457
Provision & Transfers |  | (2,230) |  | (6,173)
Ending Allowance |  | 10,733 |  | 9,155
Consumer loans |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 38,064 |  | 41,079
Charge-offs |  | (1,437) |  | (5,159)
Recoveries |  | 3,380 |  | 2,952
Provision & Transfers |  | (4,860) |  | (808)
Ending Allowance |  | 57,032 |  | 38,064
Consumer loans | Construction |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 1,369 |  | 1,842
Charge-offs |  | 0 |  | (1,973)
Recoveries |  | 0 |  | 0
Provision & Transfers |  | 675 |  | 1,500
Ending Allowance |  | 3,555 |  | 1,369
Consumer loans | Single-family residential |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 30,988 |  | 33,033
Charge-offs |  | (131) |  | (268)
Recoveries |  | 1,394 |  | 1,020
Provision & Transfers |  | (3,848) |  | (2,797)
Ending Allowance |  | 45,186 |  | 30,988
Consumer loans | Land - consumer lot loans |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 2,143 |  | 2,164
Charge-offs |  | (237) |  | (804)
Recoveries |  | 639 |  | 719
Provision & Transfers |  | (308) |  | 64
Ending Allowance |  | 2,729 |  | 2,143
Consumer loans | HELOC |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 1,103 |  | 781
Charge-offs |  | 0 |  | (1,086)
Recoveries |  | 95 |  | 46
Provision & Transfers |  | 428 |  | 1,362
Ending Allowance |  | 2,571 |  | 1,103
Consumer loans | Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning Allowance |  | 2,461 |  | 3,259
Charge-offs |  | (1,069) |  | (1,028)
Recoveries |  | 1,252 |  | 1,167
Provision & Transfers |  | (1,807) |  | (937)
Ending Allowance |  | $ 2,991 |  | $ 2,461
[1] | Effective October 1, 2019, the Company has applied FASB ASU 2016-13, Financial Instruments - Credit Losses ("ASC 326"), which requires the use of the current expected credit loss methodology ("CECL"). Prior to October 1, 2019, the calculation was based on incurred loss methodology. See Note E "Allowance for Loan Losses" for details.

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121599878&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
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