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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
3 Months Ended 9 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
INTEREST INCOME        
Loans receivable $ 132,847,000 $ 145,490,000 $ 413,543,000 $ 423,616,000
Mortgage-backed securities 10,843,000 18,719,000 40,796,000 57,254,000
Investment securities and cash equivalents 6,019,000 7,617,000 19,812,000 21,160,000
Interest income 149,709,000 171,826,000 474,151,000 502,030,000
INTEREST EXPENSE        
Customer accounts 21,393,000 32,331,000 81,512,000 88,576,000
FHLB advances 10,938,000 17,829,000 37,963,000 52,566,000
Interest expense 32,331,000 50,160,000 119,475,000 141,142,000
Net interest income 117,378,000 121,666,000 354,676,000 360,888,000
Provision (release) for credit losses 10,800,000 0 15,250,000 250,000
Net interest income after provision (release) 106,578,000 121,666,000 339,426,000 360,638,000
OTHER INCOME        
Gain (loss) on sale of investment securities 0 0 15,028,000 (9,000)
Prepayment penalty on long-term debt 0 0 (13,809,000) 0
Loan fee income 1,380,000 1,334,000 6,231,000 2,971,000
Deposit fee income 5,479,000 6,258,000 17,837,000 18,387,000
Other income 6,415,000 6,450,000 50,602,000 24,512,000
Other income, total 13,274,000 14,042,000 75,889,000 45,861,000
OTHER EXPENSE        
Compensation and benefits 36,058,000 34,297,000 111,306,000 100,954,000
Occupancy 9,357,000 9,684,000 30,406,000 28,782,000
FDIC insurance premiums 2,365,000 2,559,000 7,305,000 7,399,000
Product delivery 4,397,000 3,912,000 12,560,000 11,478,000
Information technology 12,154,000 9,935,000 40,761,000 27,730,000
Other expense 10,992,000 10,511,000 35,053,000 34,194,000
Other expense, total 75,323,000 70,898,000 237,391,000 210,537,000
Gain (loss) on real estate owned, net (219,000) 353,000 (1,074,000) 1,481,000
Income before income taxes 44,310,000 65,163,000 176,850,000 197,443,000
Income tax expense 9,458,000 11,309,000 37,755,000 39,549,000
NET INCOME $ 34,852,000 $ 53,854,000 $ 139,095,000 $ 157,894,000
PER SHARE DATA        
Basic earnings per share (in dollars per share) $ 0.46 $ 0.67 $ 1.80 $ 1.95
Diluted earnings per share (in dollars per share) 0.46 0.67 1.80 1.95
Dividends paid on common stock per share (in dollars per share) $ 0.22 $ 0.20 $ 0.65 $ 0.58
Basic weighted average number of shares outstanding (in shares) 75,705,993 79,976,574 77,063,121 80,915,162
Diluted weighted average number of shares outstanding (in shares) 75,712,898 79,992,356 77,078,067 80,941,617
Revenue, Product and Service [Extensible List] us-gaap:DepositAccountMember us-gaap:DepositAccountMember us-gaap:DepositAccountMember us-gaap:DepositAccountMember