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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2019
INTEREST INCOME      
Loans receivable $ 537,660 $ 545,708 $ 568,096
Mortgage-backed securities 24,708 49,312 74,485
Investment securities and cash equivalents 29,242 26,245 28,885
Total Income 591,610 621,265 671,466
INTEREST EXPENSE      
Customer accounts 42,313 100,312 122,216
FHLB advances 44,188 51,445 68,190
Total interest expense 86,501 151,757 190,406
Net interest income 505,109 469,508 481,060
Provision (release) for credit losses 500 21,750 (1,650)
Net interest income after provision (release) 504,609 447,758 482,710
OTHER INCOME      
Gain (loss) on sale of investment securities 14 15,028 (9)
Gain (loss) on termination of hedging derivatives 14,110 0 0
Prepayment penalty on long-term debt (13,788) (13,809) 0
Loan fee income $ 6,899 $ 7,293 $ 3,941
Deposit fee income Deposit Account [Member] Deposit Account [Member] Deposit Account [Member]
Deposit fee income $ 24,686 $ 23,691 $ 24,882
Other income 28,640 54,757 33,504
Total other income 60,561 86,960 62,318
OTHER EXPENSE      
Compensation and benefits 176,106 147,596 133,588
Occupancy 39,610 39,570 38,579
FDIC insurance premiums 14,368 10,939 9,808
Product delivery 18,505 17,010 15,934
Information technology 42,737 52,902 38,955
Other expense 41,133 47,541 46,199
Total other expense 332,459 315,558 283,063
Gain (loss) on real estate owned, net 427 26 810
Income before income taxes 233,138 219,186 262,775
Income tax expense 49,523 45,748 52,519
Net income 183,615 173,438 210,256
Dividends on preferred stock 10,034 0 0
Net income available to common shareholders, basic 173,581 173,438 210,256
Net income available to common shareholders, diluted $ 173,581 $ 173,438 $ 210,256
PER SHARE DATA      
Basic earnings per share (in dollars per share) $ 2.39 $ 2.26 $ 2.61
Diluted earnings per share (in dollars per share) 2.39 2.26 2.61
Dividends paid on common stock per share (in dollars per share) $ 0.91 $ 0.87 $ 0.79
Basic weighted average number of common shares outstanding (in shares) 72,529,188 76,721,969 80,471,316
Diluted weighted average number of common shares outstanding (in shares) 72,565,920 76,731,464 80,495,163