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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2020
Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 38,951 $ 67,866
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, accretion and other, net 9,211 15,275
Stock-based compensation expense 1,449 1,379
Provision (release) for credit losses 3,000 (3,750)
Net realized (gain) loss on sales of premises, equipment, and real estate owned 15 (32,734)
Impairment loss on premises and equipment 0 5,931
Decrease (increase) in accrued interest receivable 1,128 2,132
Decrease (increase) in federal and state income tax receivable 5,708 0
Decrease (increase) in cash surrender value of bank owned life insurance (1,426) (1,457)
Decrease (increase) in other assets 71,923 (3,793)
Increase (decrease) in federal and state income tax liabilities 981 14,654
Increase (decrease) in accrued expenses and other liabilities (36,761) 8,092
Net cash provided by (used in) operating activities 94,179 73,595
CASH FLOWS FROM INVESTING ACTIVITIES    
Origination of loans and principal repayments, net (91,857) 20,131
FHLB & FRB stock purchased (108,001) (77,200)
FHLB & FRB stock redeemed 112,000 77,200
Available-for-sale securities purchased (379,760) (82,028)
Principal payments and maturities of available-for-sale securities 157,246 69,085
Principal payments and maturities of held-to-maturity securities 116,223 81,329
Proceeds from sales of real estate owned 357 820
Net cash received (paid) in business combinations 0 (1,725)
Proceeds from sales of premises and equipment 0 53,790
Premises and equipment purchased and REO improvements (8,388) (4,931)
Net cash provided by (used in) investing activities (202,180) 136,471
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in customer accounts 386,917 (58,626)
Proceeds from borrowings 2,700,007 1,930,000
Repayments of borrowings (2,800,007) (1,930,000)
Proceeds from stock-based awards 30 50
Dividends paid on common stock (16,577) (16,433)
Treasury stock purchased (701) (33,479)
Increase (decrease) in advances payments by borrowers for taxes and insurance (33,923) (36,931)
Net cash provided by (used in) financing activities 235,746 (145,419)
Increase (decrease) in cash and cash equivalents 127,745 64,647
Cash, cash equivalents and restricted cash at beginning of period 1,702,977 419,158
Cash, cash equivalents and restricted cash at end of period 1,830,722 483,805
Non-cash investing activities    
Real estate acquired through foreclosure (161) 272
Non-cash financing activities    
Stock issued upon exercise of warrants 0 0
Cash paid (received) during the period for    
Interest 23,164 45,954
Income taxes $ (19) $ 0