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Customer Accounts | 12 Months Ended
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Sep. 30, 2022
Banking and Thrift, Interest [Abstract] |
Customer Accounts | CUSTOMER ACCOUNTS The following tables provide the composition of the Company's customer accounts, including time deposits.
| September 30, 2022 |  | September 30, 2021
| Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate |  | Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate
($ in thousands) |  |  |  |  |  |  |  |  |  |  |
Non-interest checking | $ | 3,266,734 |  |  | 20.4 | % |  | — | % |  | $ | 3,122,397 |  |  | 20.1 | % |  | — | %
Interest checking | 3,497,795 |  |  | 21.8 |  |  | 0.90 |  |  | 3,566,322 |  |  | 22.9 |  |  | 0.20 |
Savings | 1,059,093 |  |  | 6.6 |  |  | 0.13 |  |  | 1,039,336 |  |  | 6.7 |  |  | 0.11 |
Money market | 4,867,905 |  |  | 30.4 |  |  | 0.49 |  |  | 4,379,970 |  |  | 28.2 |  |  | 0.19 |
Time deposits | 3,338,043 |  |  | 20.8 |  |  | 0.74 |  |  | 3,434,087 |  |  | 22.1 |  |  | 0.54 |
Total | $ | 16,029,570 |  |  | 100 | % |  | 0.51 | % |  | $ | 15,542,112 |  |  | 100 | % |  | 0.23 | %
Time deposits by rate band are as follows: | September 30, 2022 | September 30, 2021
| (In thousands)
Less than 1.00% | $ | 2,705,212 |  | $ | 3,153,788 |
1.00% to 1.99% | 304,702 |  | 229,594 |
2.00% to 2.99% | 327,852 |  | 50,608 |
3.00% to 3.99% | 277 |  | 97 |
| $ | 3,338,043 |  | $ | 3,434,087 |
Time deposits by maturity band are as follows: | September 30, 2022 | September 30, 2021
| (In thousands)
Three months or less | $ | 1,007,735 |  | $ | 1,085,001 |
Over 3 through 6 months | 966,800 |  | 819,906 |
Over 6 through 12 months | 810,680 |  | 870,801 |
Over 12 months | 552,828 |  | 658,379 |
| $ | 3,338,043 |  | $ | 3,434,087 |
Customer accounts over $250,000 (uninsured deposits) totaled $7,400,474,000 as of September 30, 2022, compared to $7,198,111,000 as of September 30, 2021. Interest expense on customer accounts consisted of the following:
Year ended September 30, | 2022 | 2021 | 2020
| (In thousands)
Checking accounts | $ | 10,086 |  | $ | 5,545 |  | $ | 8,447 |
Savings accounts | 1,377 |  | 1,143 |  | 959 |
Money market accounts | 12,423 |  | 8,723 |  | 18,951 |
Time deposit accounts | 19,422 |  | 27,100 |  | 72,494 |
| 43,308 |  | 42,511 |  | 100,851 |
Less early withdrawal penalties | (267) |  | (198) |  | (539) |
| $ | 43,041 |  | $ | 42,313 |  | $ | 100,312 |
Weighted average interest rate at end of year | 0.51 | % | 0.23 | % | 0.48 | %
Daily weighted average interest rate during the year | 0.34 | % | 0.35 | % | 0.94 | %

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (e) Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1406 + Details
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