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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 236,330 $ 183,615 $ 173,438
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation, amortization, accretion and other, net 64,050 33,914 39,912
Stock-based compensation expense 6,808 6,381 6,469
Provision (release) for credit losses 3,000 500 21,750
Loss (gain) on sale of investment securities (99) (14) (15,028)
Prepayment penalty on early extinguishment of debt 0 13,788 13,809
Gain on early termination of long term borrowing hedge 0 (14,110) 0
Gain on settlements of bank owned life insurance (1,385) 0 0
Impairment loss on premises and equipment 0 944 6,431
Net realized (gain) loss on sales of premises, equipment and real estate owned 655 (593) (31,990)
Decrease (increase) in accrued interest receivable (13,236) 3,163 (4,942)
Decrease (increase) in federal and state income tax receivable 3,877 1,831 (5,708)
Decrease (increase) in cash surrender value of bank owned life insurance (5,549) (5,514) (5,673)
Decrease (increase) in other assets (100,146) 155,599 (146,893)
Increase (decrease) in federal and state income tax liabilities 8,386 (15,781) 890
Increase (decrease) in accrued expenses and other liabilities 65,774 (49,269) 114,135
Net cash provided (used) by operating activities 268,465 314,454 166,600
CASH FLOWS FROM INVESTING ACTIVITIES      
Origination of loans and principal repayments, net (1,748,955) (556,274) (902,481)
Loans purchased (576,697) (488,147) (15,456)
FHLB & FRB stock purchase (293,800) (296,073) (435,200)
FHLB & FRB stock redeemed 301,590 335,200 417,200
Available-for-sale securities purchased (587,942) (530,227) (1,064,815)
Principal payments and maturities of available-for-sale securities 510,156 646,532 493,402
Proceeds from sales of available-for-sale investment securities 5,020 1,499 204,351
Held-to-maturity securities purchased (195,357) 0 0
Principal payments and maturities of held-to-maturity securities 95,326 332,001 356,532
Proceeds from sales of real estate owned 6,978 3,340 5,022
Proceeds from settlements of bank owned life insurance 2,266 0 0
Net cash received (paid) in business combinations 0 (1,500) (2,810)
Proceeds from sales of premises and equipment 41 3,376 55,213
Premises and equipment purchased and REO improvements (11,790) (29,472) (31,937)
Net cash provided (used) by investing activities (2,493,164) (579,745) (920,979)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase (decrease) in customer accounts 487,458 1,762,488 1,788,860
Proceeds from borrowings 7,345,000 7,400,000 10,880,000
Repayments of borrowings (6,940,000) (8,393,788) (10,443,809)
Proceeds from the early termination of long term borrowing hedge 0 14,110 0
Proceeds from stock-based awards 1,823 339 144
Proceeds from issuance of preferred stock, net 0 293,325 0
Dividends paid on common stock (61,576) (65,876) (66,496)
Dividends paid on preferred stock (14,625) (6,378) 0
Treasury stock purchased (3,260) (348,651) (112,133)
Increase (decrease) in advance payments by borrowers for taxes and insurance 3,035 (2,446) (8,368)
Net cash provided (used) by financing activities 817,855 653,123 2,038,198
Increase (decrease) in cash and cash equivalents (1,406,844) 387,832 1,283,819
Cash and cash equivalents at beginning of year 2,090,809 1,702,977 419,158
Cash and cash equivalents at end of year 683,965 2,090,809 1,702,977
Non-cash investing activities      
Real estate acquired through foreclosure 73 221 1,765
Other personal property acquired through foreclosure 577 0 359
Non-cash financing activities      
Preferred stock dividend payable 3,656 3,656
Cash paid during the year for      
Interest 65,175 71,845 146,675
Income taxes $ 35,098 $ 47,854 $ 35,640