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Customer Accounts (Tables)

12 Months Ended

Sep. 30, 2022

Banking and Thrift, Interest [Abstract]

Schedule of deposit liabilities

The following tables provide the composition of the Company's customer accounts, including time deposits.

			September 30, 2022																		September 30, 2021
			Deposit Account Balance						As a % of Total Deposits						Weighted Average Rate						Deposit Account Balance						As a % of Total Deposits						Weighted Average Rate
($ in thousands)
Non-interest checking			$	3,266,734					20.4		%				—		%				$	3,122,397					20.1		%				—		%
Interest checking			3,497,795						21.8						0.90						3,566,322						22.9						0.20
Savings			1,059,093						6.6						0.13						1,039,336						6.7						0.11
Money market			4,867,905						30.4						0.49						4,379,970						28.2						0.19
Time deposits			3,338,043						20.8						0.74						3,434,087						22.1						0.54
Total			$	16,029,570					100		%				0.51		%				$	15,542,112					100		%				0.23		%

Schedule of time deposits

Time deposits by rate band are as follows:			September 30, 2022			September 30, 2021
			(In thousands)
Less than 1.00%			$	2,705,212		$	3,153,788
1.00% to 1.99%			304,702			229,594
2.00% to 2.99%			327,852			50,608
3.00% to 3.99%			277			97
			$	3,338,043		$	3,434,087
Time deposits by maturity band are as follows:			September 30, 2022			September 30, 2021
			(In thousands)
Three months or less			$	1,007,735		$	1,085,001
Over 3 through 6 months			966,800			819,906
Over 6 through 12 months			810,680			870,801
Over 12 months			552,828			658,379
			$	3,338,043		$	3,434,087

Schedule of interest expense on customer deposits

Interest expense on customer accounts consisted of the following: 

Year ended September 30,			2022			2021			2020
			(In thousands)
Checking accounts			$	10,086		$	5,545		$	8,447
Savings accounts			1,377			1,143			959
Money market accounts			12,423			8,723			18,951
Time deposit accounts			19,422			27,100			72,494
			43,308			42,511			100,851
Less early withdrawal penalties			(267)			(198)			(539)
			$	43,041		$	42,313		$	100,312
Weighted average interest rate at end of year			0.51		%	0.23		%	0.48		%
Daily weighted average interest rate during the year			0.34		%	0.35		%	0.94		%

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Tabular disclosure of type of deposit liability.

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