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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2020
INTEREST INCOME      
Loans receivable $ 601,592 $ 537,660 $ 545,708
Mortgage-backed securities 26,332 24,708 49,312
Investment securities and cash equivalents 38,435 29,242 26,245
Total Income 666,359 591,610 621,265
INTEREST EXPENSE      
Customer accounts 43,041 42,313 100,312
FHLB advances 28,729 44,188 51,445
Total interest expense 71,770 86,501 151,757
Net interest income 594,589 505,109 469,508
Provision (release) for credit losses 3,000 500 21,750
Net interest income after provision (release) 591,589 504,609 447,758
OTHER INCOME      
Gain (loss) on sale of investment securities 99 14 15,028
Gain (loss) on termination of hedging derivatives 0 14,110 0
Prepayment penalty on long-term debt 0 (13,788) (13,809)
Loan fee income $ 7,168 $ 6,899 $ 7,293
Deposit fee income Deposit Account [Member] Deposit Account [Member] Deposit Account [Member]
Deposit fee income $ 25,942 $ 24,686 $ 23,691
Other income 33,163 28,640 54,757
Total other income 66,372 60,561 86,960
OTHER EXPENSE      
Compensation and benefits 193,917 176,106 147,596
Occupancy 42,499 39,610 39,570
FDIC insurance premiums 9,531 14,368 10,939
Product delivery 19,536 18,505 17,010
Information technology 47,202 42,737 52,902
Other expense 45,890 41,133 47,541
Total other expense 358,575 332,459 315,558
Gain (loss) on real estate owned, net 651 427 26
Income before income taxes 300,037 233,138 219,186
Income tax expense 63,707 49,523 45,748
Net income 236,330 183,615 173,438
Dividends on preferred stock 14,625 10,034 0
Net income available to common shareholders, basic 221,705 173,581 173,438
Net income available to common shareholders, diluted $ 221,705 $ 173,581 $ 173,438
PER SHARE DATA      
Basic earnings per share (in dollars per share) $ 3.40 $ 2.39 $ 2.26
Diluted earnings per share (in dollars per share) 3.39 2.39 2.26
Dividends paid on common stock per share (in dollars per share) $ 0.95 $ 0.91 $ 0.87
Basic weighted average number of common shares outstanding (in shares) 65,287,650 72,529,188 76,721,969
Diluted weighted average number of common shares outstanding (in shares) 65,404,110 72,565,920 76,731,464