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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2021
Dec. 31, 2020
INTEREST INCOME    
Loans receivable $ 138,509 $ 133,671
Mortgage-backed securities 4,792 7,230
Investment securities and cash equivalents 7,139 6,921
Interest income 150,440 147,822
INTEREST EXPENSE    
Customer accounts 8,461 14,110
FHLB advances 7,843 13,198
Interest expense 16,304 27,308
Net interest income 134,136 120,514
Provision (release) for credit losses 500 3,000
Net interest income after provision (release) 133,636 117,514
OTHER INCOME    
Gain (loss) on sale of investment securities 81 0
Loan fee income $ 1,921 $ 2,392
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member]
Deposit fee income $ 6,443 $ 6,026
Other income 10,236 5,452
Other income, total 18,681 13,870
OTHER EXPENSE    
Compensation and benefits 47,425 42,723
Occupancy 10,090 9,592
FDIC insurance premiums 3,100 3,263
Product delivery 4,721 4,937
Information technology 11,421 11,831
Other expense 12,856 9,064
Other expense, total 89,613 81,410
Gain (loss) on real estate owned, net 562 (449)
Income before income taxes 63,266 49,525
Income tax expense 12,985 10,574
Net income 50,281 38,951
Dividends on preferred stock 3,656 0
Net income available to common shareholders $ 46,625 $ 38,951
PER SHARE DATA    
Basic earnings per common share (in dollars per share) $ 0.72 $ 0.51
Diluted earnings per common share (in dollars per share) 0.71 0.51
Dividends paid on common stock per share (in dollars per share) $ 0.23 $ 0.22
Basic weighted average number of shares outstanding (in shares) 65,207,837 75,792,995
Diluted weighted average number of shares outstanding (in shares) 65,350,174 75,798,460