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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 3 Months Ended
Dec. 31, 2021
Dec. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 50,281,000 $ 38,951,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, accretion and other, net 7,944,000 9,211,000
Stock-based compensation expense 1,390,000 1,449,000
Provision (release) for credit losses 500,000 3,000,000
Loss (gain) on sale of investment securities (81,000) 0
Net realized (gain) loss on sales of premises, equipment, and real estate owned (355,000) 15,000
Decrease (increase) in accrued interest receivable (1,115,000) 1,128,000
Decrease (increase) in federal and state income tax receivable 3,877,000 5,708,000
Decrease (increase) in cash surrender value of bank owned life insurance (1,397,000) (1,426,000)
Decrease (increase) in other assets (3,422,000) 71,923,000
Increase (decrease) in federal and state income tax liabilities 5,090,000 981,000
Increase (decrease) in accrued expenses and other liabilities (35,871,000) (36,761,000)
Net cash provided by (used in) operating activities 26,841,000 94,179,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Origination of loans and principal repayments, net (347,596,000) (91,857,000)
Loans purchased (413,326,000) 0
FHLB & FRB stock purchased (56,000,000) (108,001,000)
FHLB & FRB stock redeemed 56,000,000 112,000,000
Available-for-sale securities purchased 0 (379,760,000)
Principal payments and maturities of available-for-sale securities 170,847,000 157,246,000
Proceeds from sales of available-for-sale securities 4,510,000 0
Principal payments and maturities of held-to-maturity securities 38,679,000 116,223,000
Proceeds from sales of real estate owned 2,883,000 357,000
Proceeds from sales of premises and equipment 2,000 0
Premises and equipment purchased and REO improvements (2,771,000) (8,388,000)
Net cash provided by (used in) investing activities (546,772,000) (202,180,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in customer accounts 359,934,000 386,917,000
Proceeds from borrowings 1,400,000,000 2,700,007,000
Repayments of borrowings (1,400,000,000) (2,800,007,000)
Proceeds from stock-based awards 828,000 30,000
Dividends paid on common stock (14,899,000) (16,577,000)
Dividends paid on preferred stock (3,656,000) 0
Treasury stock purchased (2,973,000) (701,000)
Increase (decrease) in advances payments by borrowers for taxes and insurance (29,465,000) (33,923,000)
Net cash provided by (used in) financing activities 309,769,000 235,746,000
Increase (decrease) in cash and cash equivalents (210,162,000) 127,745,000
Cash, cash equivalents and restricted cash at beginning of period 2,090,809,000 1,702,977,000
Cash, cash equivalents and restricted cash at end of period 1,880,647,000 1,830,722,000
Non-cash investing activities    
Real estate acquired through foreclosure 0 (161,000)
Other personal property acquired through foreclosure 422,000 0
Non-cash financing activities    
Preferred stock dividend payable 3,656,000 0
Cash paid (received) during the period for    
Interest 13,275,000 23,164,000
Income taxes $ 0 $ (19,000)