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v3.23.3

Customer Accounts (Tables) | 12 Months Ended
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Sep. 30, 2023
Banking and Thrift, Interest [Abstract] |
Schedule of Deposit Liabilities | The following tables provide the composition of the Company's customer accounts, including time deposits.
| September 30, 2023 |  | September 30, 2022
| Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate |  | Deposit Account Balance |  | As a % of Total Deposits |  | Weighted Average Rate
($ in thousands) |  |  |  |  |  |  |  |  |  |  |
Non-interest checking | $ | 2,706,448 |  |  | 16.8 | % |  | — | % |  | $ | 3,266,734 |  |  | 20.4 | % |  | — | %
Interest checking | 3,882,715 |  |  | 24.2 |  |  | 2.28 |  |  | 3,497,795 |  |  | 21.8 |  |  | 0.90 |
Savings | 817,547 |  |  | 5.1 |  |  | 0.21 |  |  | 1,059,093 |  |  | 6.6 |  |  | 0.13 |
Money market | 3,358,603 |  |  | 20.9 |  |  | 1.48 |  |  | 4,867,905 |  |  | 30.4 |  |  | 0.49 |
Time deposits | 5,305,016 |  |  | 33.0 |  |  | 3.77 |  |  | 3,338,043 |  |  | 20.8 |  |  | 0.74 |
Total | $ | 16,070,329 |  |  | 100 | % |  | 2.12 | % |  | $ | 16,029,570 |  |  | 100 | % |  | 0.51 | %
Schedule of Time Deposits |
Time deposits by rate band are as follows: | September 30, 2023 | September 30, 2022
| (In thousands)
Less than 1.00% | $ | 139,525 |  | $ | 2,705,212 |
1.00% to 1.99% | 64,262 |  | 304,702 |
2.00% to 2.99% | 248,973 |  | 327,852 |
3.00% to 3.99% | 3,884,337 |  | 277 |
4.00% to 4.99% | 532,153 |  | — |
5.00% and higher | 435,766 |  | — |
| $ | 5,305,016 |  | $ | 3,338,043 |
Time deposits by maturity band are as follows: | September 30, 2023 | September 30, 2022
| (In thousands)
Three months or less | $ | 2,383,793 |  | $ | 1,007,735 |
Over 3 through 6 months | 1,517,379 |  | 966,800 |
Over 6 through 12 months | 732,141 |  | 810,680 |
Over 12 months | 671,703 |  | 552,828 |
| $ | 5,305,016 |  | $ | 3,338,043 |
Schedule of Interest Expense on Customer Deposits | Interest expense on customer accounts consisted of the following:
Year ended September 30, | 2023 | 2022 | 2021
| (In thousands)
Checking accounts | $ | 70,396 |  | $ | 10,086 |  | $ | 5,545 |
Savings accounts | 1,715 |  | 1,377 |  | 1,143 |
Money market accounts | 47,485 |  | 12,423 |  | 8,723 |
Time deposit accounts | 119,255 |  | 19,422 |  | 27,100 |
| 238,851 |  | 43,308 |  | 42,511 |
Less early withdrawal penalties | (1,618) |  | (267) |  | (198) |
| $ | 237,233 |  | $ | 43,041 |  | $ | 42,313 |
Weighted average interest rate at end of year | 2.12 | % | 0.51 | % | 0.23 | %
Daily weighted average interest rate during the year | 1.84 | % | 0.34 | % | 0.35 | %

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- Definition Tabular disclosure of type of deposit liability. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (a) -Publisher SEC Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (a) -Subparagraph (1) -Publisher SEC Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (a) -Subparagraph (2) -Publisher SEC Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (a) -Subparagraph (3) -Publisher SEC Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (a) -Subparagraph (4) -Publisher SEC Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (a) -Subparagraph (5) -Publisher SEC Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (c) -Publisher SEC Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (d) -Publisher SEC Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (e) -Publisher SEC Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (f) -Subparagraph (1) -Publisher SEC Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (f) -Subparagraph (2) -Publisher SEC Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (f) -Subparagraph (2)(i) -Publisher SEC Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (f) -Subparagraph (2)(i)(ii) -Publisher SEC Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (f) -Subparagraph (2)(i)(iii) -Publisher SEC Reference 15: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (f) -Subparagraph (2)(i)(iv) -Publisher SEC + Details
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