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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
INTEREST INCOME        
Loans receivable $ 232,167 $ 149,113 $ 659,070 $ 426,882
Mortgage-backed securities 10,454 8,618 31,489 18,069
Investment securities and cash equivalents 29,859 9,417 70,686 23,475
Interest income 272,480 167,148 761,245 468,426
INTEREST EXPENSE        
Customer accounts 70,062 9,284 153,831 25,970
Borrowings 33,718 6,118 80,877 21,486
Interest expense 103,780 15,402 234,708 47,456
Net interest income 168,700 151,746 526,537 420,970
Provision (release) for credit losses 9,000 1,500 15,000 1,500
Net interest income after provision (release) 159,700 150,246 511,537 419,470
OTHER INCOME        
Gain (loss) on sale of investment securities 0 0 0 81
Gain (loss) on hedging derivatives (926) 0 (900) 0
Loan fee income $ 1,000 $ 1,618 $ 3,154 $ 6,014
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member]
Deposit fee income $ 6,660 $ 6,613 $ 19,201 $ 19,338
Other income 7,037 9,319 16,412 26,457
Other income, total 13,771 17,550 37,867 51,890
OTHER EXPENSE        
Compensation and benefits 50,456 48,073 150,970 142,613
Occupancy 10,444 10,053 31,464 31,931
FDIC insurance premiums 5,350 2,100 13,025 7,300
Product delivery 5,217 4,667 15,154 14,432
Information technology 11,661 11,831 36,775 34,974
Other expense 11,571 10,679 36,470 34,183
Other expense, total 94,699 87,403 283,858 265,433
Gain (loss) on real estate owned, net 722 448 411 1,139
Income before income taxes 79,494 80,841 265,957 207,066
Income tax expense 17,719 17,546 58,739 44,131
Net income 61,775 63,295 207,218 162,935
Dividends on preferred stock 3,656 3,656 10,969 10,969
Net income available to common shareholders $ 58,119 $ 59,639 $ 196,249 $ 151,966
PER SHARE DATA        
Basic earnings per common share (in dollars per share) $ 0.89 $ 0.91 $ 3.00 $ 2.33
Diluted earnings per common share (in dollars per share) 0.89 0.91 3.00 2.32
Dividends paid on common stock per share (in dollars per share) $ 0.25 $ 0.24 $ 0.74 $ 0.71
Basic weighted average number of shares outstanding (in shares) 65,194,880 65,315,481 65,348,709 65,274,488
Diluted weighted average number of shares outstanding (in shares) 65,212,846 65,395,666 65,442,910 65,397,579