XML 93 R50.htm IDEA: XBRL DOCUMENT
v3.24.3

Shareholders' Equity (Tables) | 12 Months Ended
--- | ---
Sep. 30, 2024
Equity [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements | As of September 30, 2024, and 2023, the Company and the Bank met all capital adequacy requirements to which they are subject, and the Bank's regulators categorized it as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum Common Equity Tier 1, Tier 1 risk-based, Total risk-based and Tier 1 leverage ratios as set forth in the following table. The Bank's actual capital amounts and ratios as of these dates are also presented. There are no conditions or events since that management believes have changed the Bank's categorization.
| Actual |  |  | Capital Adequacy Guidelines |  | Categorized as Well Capitalized Under Prompt Corrective Action Provisions
| Capital | Ratio |  |  | Ratio |  | Ratio
September 30, 2024 | ($ in thousands)
Common Equity Tier 1 risk-based capital ratio: |  |  |  |  |  |  |
The Company | $ | 2,153,721 |  | 11.31 | % |  |  | 4.50 | % |  | NA
The Bank | 2,463,266 |  | 12.94 |  |  |  | 4.50 |  |  | 6.50 | %
Tier 1 risk-based capital ratio: |  |  |  |  |  |  |
The Company | 2,453,721 |  | 12.88 |  |  |  | 6.00 |  |  | NA
The Bank | 2,463,266 |  | 12.94 |  |  |  | 6.00 |  |  | 8.00 |
Total risk-based capital ratio: |  |  |  |  |  |  |
The Company | 2,722,290 |  | 14.29 |  |  |  | 8.00 |  |  | NA
The Bank | 2,681,116 |  | 14.08 |  |  |  | 8.00 |  |  | 10.00 |
Tier 1 leverage ratio: |  |  |  |  |  |  |
The Company | 2,453,721 |  | 8.90 |  |  |  | 4.00 |  |  | NA
The Bank | 2,463,266 |  | 8.94 |  |  |  | 4.00 |  |  | 5.00 |
September 30, 2023 |  |  |  |  |  |  |
Common Equity Tier 1 risk-based capital ratio: |  |  |  |  |  |  |
The Company | $ | 1,769,170 |  | 10.37 | % |  |  | 4.50 | % |  | NA
The Bank | 1,982,943 |  | 11.63 |  |  |  | 4.50 |  |  | 6.50 | %
Tier 1 risk-based capital ratio: |  |  |  |  |  |  |
The Company | 2,069,170 |  | 12.12 |  |  |  | 6.00 |  |  | NA
The Bank | 1,982,943 |  | 11.63 |  |  |  | 6.00 |  |  | 8.00 |
Total risk-based capital ratio: |  |  |  |  |  |  |
The Company | 2,270,877 |  | 13.31 |  |  |  | 8.00 |  |  | NA
The Bank | 2,184,650 |  | 12.81 |  |  |  | 8.00 |  |  | 10.00 |
Tier 1 leverage ratio: |  |  |  |  |  |  |
The Company | 2,069,170 |  | 9.39 |  |  |  | 4.00 |  |  | NA
The Bank | 1,982,943 |  | 9.10 |  |  |  | 4.00 |  |  | 5.00 |
Schedule of Earnings Per Share Calculation | The following table sets forth information regarding earnings per common share calculations.
Year ended September 30, | 2024 |  | 2023 |  | 2022
Weighted average shares outstanding | 74,244,323 |  |  | 65,192,510 |  |  | 65,287,650 |
Weighted average dilutive options | 46,245 |  |  | 62,773 |  |  | 116,460 |
Weighted average diluted shares | 74,290,568 |  |  | 65,255,283 |  |  | 65,404,110 |
Net income available to common shareholders (in thousands) | $ | 185,416 |  |  | $ | 242,801 |  |  | $ | 221,705 |
Basic EPS | $ | 2.50 |  |  | $ | 3.72 |  |  | $ | 3.40 |
Diluted EPS | 2.50 |  |  | 3.72 |  |  | 3.39 |

X
- References No definition available. + Details
Name: | us-gaap_EquityAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 260 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1 + Details
Name: | us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration