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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2022
INTEREST INCOME      
Loans receivable $ 1,165,849 $ 900,068 $ 601,592
Mortgage-backed securities 59,782 43,184 26,332
Investment securities and cash equivalents 146,079 99,703 38,435
Total Income 1,371,710 1,042,955 666,359
INTEREST EXPENSE      
Customer accounts 532,434 237,233 43,041
Borrowings, senior debt and junior subordinated debentures 178,444 115,488 28,729
Total interest expense 710,878 352,721 71,770
Net interest income 660,832 690,234 594,589
Provision for credit losses 17,500 41,500 3,000
Net interest income after provision 643,332 648,734 591,589
NON-INTEREST INCOME      
Gain (loss) on sale of investment securities 342 33 99
Gain (loss) on termination of hedging derivatives 241 (867) 0
Loan fee income 2,745 3,885 7,168
Deposit fee income $ 27,507 $ 26,050 $ 25,942
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member]
Other income $ 29,857 $ 23,100 $ 33,163
Total non-interest income 60,692 52,201 66,372
NON-INTEREST EXPENSE      
Compensation and benefits 234,148 196,534 193,917
Occupancy 42,036 41,579 42,499
FDIC insurance premiums 28,870 20,025 9,531
Product delivery 23,986 20,973 19,536
Information technology 53,306 49,447 47,202
Other expense 65,926 47,477 45,890
Total non-interest expense 448,272 376,035 358,575
Gain on real estate owned, net 304 176 651
Income before income taxes 256,056 325,076 300,037
Income tax expense 56,015 67,650 63,707
Net income 200,041 257,426 236,330
Dividends on preferred stock 14,625 14,625 14,625
Net income available to common shareholders $ 185,416 $ 242,801 $ 221,705
PER SHARE DATA      
Basic earnings per share (in dollars per share) $ 2.50 $ 3.72 $ 3.40
Diluted earnings per share (in dollars per share) 2.50 3.72 3.39
Dividends paid on common stock per share (in dollars per share) $ 1.03 $ 0.99 $ 0.95
Basic weighted average number of common shares outstanding (in shares) 74,244,323 65,192,510 65,287,650
Diluted weighted average number of common shares outstanding (in shares) 74,290,568 65,255,283 65,404,110