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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
 3 Months Ended
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 58,453,000 $ 79,509,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, accretion and other, net (22,095,000) 1,613,000
Stock-based compensation expense 2,293,000 1,571,000
Provision (release) for credit losses 0 2,500,000
Loss (gain) on sale of investment securities (81,000) 0
Gain on settlements of bank owned life insurance 0 (821,000)
Net realized (gain) loss on sales of premises, equipment, and real estate owned (3,571,000) (230,000)
Decrease (increase) in accrued interest receivable (19,000) (11,444,000)
Decrease (increase) in federal and state income tax receivable 8,451,000 0
Decrease (increase) in cash surrender value of bank owned life insurance (1,639,000) (439,000)
Decrease (increase) in other assets 85,553,000 3,134,000
Increase (decrease) in federal and state income tax liabilities 1,478,000 16,920,000
Increase (decrease) in accrued expenses and other liabilities (18,563,000) (26,213,000)
Net cash provided by (used in) operating activities 110,260,000 66,100,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Origination of loans and principal repayments, net (81,947,000) (802,470,000)
Loans purchased 0 (77,484,000)
FHLB stock purchased (156,375,000) (176,000,000)
FHLB stock redeemed 145,255,000 138,000,000
Available-for-sale securities purchased (49,380,000) (115,909,000)
Principal payments and maturities of available-for-sale securities 64,120,000 100,340,000
Proceeds from sales of available-for-sale securities 2,624,000 0
Principal payments and maturities of held-to-maturity securities 8,438,000 9,793,000
Proceeds from sales of real estate owned 4,762,000 744,000
Purchase of strategic investments 0 (7,500,000)
Net cash received (paid) in business combinations (750,000) 0
Proceeds from sales of premises and equipment 421,000 664,000
Premises and equipment purchased and REO improvements (8,195,000) (2,217,000)
Net cash provided by (used in) investing activities (71,027,000) (932,039,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in customer accounts (31,542,000) (69,535,000)
Proceeds from borrowings 6,050,000,000 4,400,000,000
Repayments of borrowings (5,825,000,000) (3,450,000,000)
Proceeds from stock-based awards 1,220,000 765,000
Dividends paid on common stock (15,989,000) (15,585,000)
Dividends paid on preferred stock (3,656,000) (3,656,000)
Proceeds from employee stock purchase 229,000 0
Treasury stock purchased (17,064,000) (1,728,000)
Increase (decrease) in advances payments by borrowers for taxes and insurance (33,306,000) (32,425,000)
Net cash provided by (used in) financing activities 124,892,000 827,836,000
Increase (decrease) in cash and cash equivalents 164,125,000 (38,103,000)
Cash, cash equivalents and restricted cash at beginning of period 980,649,000 683,965,000
Cash, cash equivalents and restricted cash at end of period 1,144,774,000 645,862,000
Non-cash investing activities    
Real estate acquired through foreclosure 0 95,000
Non-cash financing activities    
Preferred stock dividend payable 3,656,000 3,656,000
Cash paid (received) during the period for    
Interest 131,204,000 48,195,000
Income tax $ (738,000) $ 1,016,000