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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
INTEREST INCOME        
Loans receivable $ 274,341 $ 222,957 $ 520,133 $ 426,903
Mortgage-backed securities 12,905 10,422 24,171 21,035
Investment securities and cash equivalents 31,580 21,967 61,368 40,827
Total income 318,826 255,346 605,672 488,765
INTEREST EXPENSE        
Customer accounts 116,164 52,123 212,835 83,769
Borrowings, senior debt and junior subordinated debentures 44,065 28,185 82,003 47,159
Total interest expense 160,229 80,308 294,838 130,928
Net interest income 158,597 175,038 310,834 357,837
Provision for credit losses 16,000 3,500 16,000 6,000
Net interest income after provision (release) 142,597 171,538 294,834 351,837
OTHER INCOME        
Gain (loss) on sale of investment securities 90 0 171 0
Gain (loss) on termination of hedging derivatives 6 26 115 26
Loan fee income 550 652 1,394 2,154
Deposit fee income $ 6,698 $ 6,188 $ 13,500 $ 12,541
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member]
Other income $ 6,048 $ 3,206 $ 12,379 $ 9,375
Total other income 13,392 10,072 27,559 24,096
OTHER EXPENSE        
Compensation and benefits 73,155 51,444 122,996 100,514
Occupancy 10,918 10,918 20,289 21,020
FDIC insurance premiums 7,900 4,000 14,470 7,675
Product delivery 5,581 5,316 11,590 9,937
Information technology 12,883 12,785 25,749 25,114
Other expense 23,275 12,418 35,158 24,899
Total other expense 133,712 96,881 230,252 189,159
Gain (loss) on real estate owned, net (1,315) (199) 511 (311)
Income before income taxes 20,962 84,530 92,652 186,463
Income tax expense 5,074 18,596 18,311 41,020
Net income 15,888 65,934 74,341 145,443
Dividends on preferred stock 3,656 3,656 7,312 7,312
Net income available to common shareholders $ 12,232 $ 62,278 $ 67,029 $ 138,131
PER SHARE DATA        
Basic earnings per common share (in dollars per share) $ 0.17 $ 0.95 $ 1.00 $ 2.11
Diluted earnings per common share (in dollars per share) 0.17 0.95 1.00 2.11
Dividends paid on common stock (in dollars per share) $ 0.26 $ 0.25 $ 0.51 $ 0.49
Basic weighted average number of shares outstanding (in shares) 70,129,072 65,511,131 67,197,352 65,425,623
Diluted weighted average number of shares outstanding (in shares) 70,164,558 65,551,185 67,225,099 65,510,275