XML 56 R46.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Allowance for Losses on Loans - Internally Assigned Grade (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2023
Mar. 31, 2024
Sep. 30, 2023
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 20,996,836 $ 17,653,757
Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 20,459,022 17,246,669
Pass | Accounts Receivable | Credit Concentration Risk      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total grade as a % of total loans 97.69% 97.44%  
Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 230,403 101,922
Special mention | Accounts Receivable | Credit Concentration Risk      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total grade as a % of total loans 0.58% 1.10%  
Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 307,411 305,166
Substandard | Accounts Receivable | Credit Concentration Risk      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total grade as a % of total loans 1.73% 1.47%  
Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 0 0
Doubtful | Accounts Receivable | Credit Concentration Risk      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total grade as a % of total loans 0.00% 0.00%  
Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 0 0
Loss | Accounts Receivable | Credit Concentration Risk      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total grade as a % of total loans 0.00% 0.00%  
Commercial loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 11,717,725 10,507,610
Commercial loans | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   11,200,644 10,119,666
Commercial loans | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   230,403 101,922
Commercial loans | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   286,678 286,022
Commercial loans | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Multi-family      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   4,089,719 2,886,594
Commercial loans | Multi-family | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   3,944,926 2,772,538
Commercial loans | Multi-family | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   112,984 90,428
Commercial loans | Multi-family | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   31,809 23,628
Commercial loans | Multi-family | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Multi-family | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Commercial real estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   3,544,884 3,310,101
Commercial loans | Commercial real estate | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   3,386,918 3,207,596
Commercial loans | Commercial real estate | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   42,394 4,847
Commercial loans | Commercial real estate | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   115,572 97,658
Commercial loans | Commercial real estate | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Commercial real estate | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Commercial & industrial      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   2,283,922 2,315,318
Commercial loans | Commercial & industrial | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   2,092,707 2,164,876
Commercial loans | Commercial & industrial | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   71,783 6,647
Commercial loans | Commercial & industrial | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   119,432 143,795
Commercial loans | Commercial & industrial | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Commercial & industrial | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Construction      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   1,623,496 1,838,936
Commercial loans | Construction | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   1,600,992 1,818,266
Commercial loans | Construction | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   2,888 0
Commercial loans | Construction | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   19,616 20,670
Commercial loans | Construction | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Construction | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Land - acquisition & development      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   175,704 156,661
Commercial loans | Land - acquisition & development | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   175,101 156,390
Commercial loans | Land - acquisition & development | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   354 0
Commercial loans | Land - acquisition & development | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   249 271
Commercial loans | Land - acquisition & development | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Commercial loans | Land - acquisition & development | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   9,279,111 7,146,147
Consumer loans | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   9,258,378 7,127,003
Consumer loans | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   20,733 19,144
Consumer loans | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Construction      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   223,377 324,451
Consumer loans | Construction | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   223,290 324,363
Consumer loans | Construction | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Construction | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   87 88
Consumer loans | Construction | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Construction | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Single-family residential      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   8,619,916 6,388,990
Consumer loans | Single-family residential | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   8,599,901 6,370,936
Consumer loans | Single-family residential | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Single-family residential | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   20,015 18,054
Consumer loans | Single-family residential | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Single-family residential | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Land - consumer lot loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   114,256 124,842
Consumer loans | Land - consumer lot loans | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   114,256 124,588
Consumer loans | Land - consumer lot loans | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Land - consumer lot loans | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 254
Consumer loans | Land - consumer lot loans | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Land - consumer lot loans | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | HELOC      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   247,305 237,754
Consumer loans | HELOC | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   246,814 237,018
Consumer loans | HELOC | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | HELOC | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   491 736
Consumer loans | HELOC | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | HELOC | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Consumer      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   74,257 70,110
Consumer loans | Consumer | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   74,117 70,098
Consumer loans | Consumer | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Consumer | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   140 12
Consumer loans | Consumer | Doubtful      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   0 0
Consumer loans | Consumer | Loss      
Financing Receivable, Credit Quality Indicator [Line Items]      
Gross loans   $ 0 $ 0