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INCOME TAXES - Reconciliation of Effective Income Tax Rate (Details)
12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2023
Income Tax Disclosure [Abstract]      
Statutory income tax rate 21.00% 21.00% 21.00%
State income tax 2.30% 2.30% 1.70%
Tax-exempt interest income (1.70%) (2.10%) (1.20%)
Interest expense disallowance 0.90% 1.20% 0.50%
Low-income housing investments (1.10%) (1.10%) (1.30%)
Other differences 0.60% 0.60% 0.10%
Effective income tax rate 22.00% 21.90% 20.80%