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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2023
INTEREST INCOME      
Loans receivable $ 1,119,937 $ 1,165,849 $ 900,068
Mortgage-backed securities 103,071 59,782 43,184
Investment securities and cash equivalents 116,441 146,079 99,703
Total Income 1,339,449 1,371,710 1,042,955
INTEREST EXPENSE      
Customer accounts 604,707 532,434 237,233
Borrowings, senior debt and junior subordinated debentures 80,507 178,444 115,488
Total interest expense 685,214 710,878 352,721
Net interest income 654,235 660,832 690,234
Provision for credit losses 7,750 17,500 41,500
Net interest income after provision 646,485 643,332 648,734
NON-INTEREST INCOME      
Gain on sale of investment securities 20 342 33
Gain (loss) on termination of hedging derivatives 158 241 (867)
Loan fee income 6,888 2,745 3,885
Deposit fee income $ 29,650 $ 27,507 $ 26,050
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member]
Other income $ 34,531 $ 29,857 $ 23,100
Total non-interest income 71,247 60,692 52,201
NON-INTEREST EXPENSE      
Compensation and benefits 222,146 234,148 196,534
Occupancy 44,937 42,036 41,579
FDIC insurance premiums 20,200 28,870 20,025
Product delivery 25,871 23,986 20,973
Information technology 60,101 53,306 49,447
Other expense 54,208 65,926 47,477
Total non-interest expense 427,463 448,272 376,035
Gain (loss) on real estate owned, net (627) 304 176
Income before income taxes 289,642 256,056 325,076
Income tax expense 63,574 56,015 67,650
Net income 226,068 200,041 257,426
Dividends on preferred stock 14,625 14,625 14,625
Net income available to common shareholders $ 211,443 $ 185,416 $ 242,801
PER SHARE DATA      
Basic earnings per share (in dollars per share) $ 2.64 $ 2.50 $ 3.72
Diluted earnings per share (in dollars per share) 2.63 2.50 3.72
Dividends paid on common stock per share (in dollars per share) $ 1.07 $ 1.03 $ 0.99
Basic weighted average number of common shares outstanding (in shares) 80,184,395 74,244,323 65,192,510
Diluted weighted average number of common shares outstanding (in shares) 80,255,189 74,290,568 65,255,283