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ALLOWANCE FOR LOAN LOSSES - Schedule of Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance $ 203,753 $ 177,207
Charge-offs (13,170) (3,625)
Recoveries 1,387 2,269
Provision & Transfers 7,750 27,902
Ending Allowance 199,720 203,753
Provision (recapture) 7,750 27,902
Non-PCD    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Provision & Transfers   16,000
Provision (recapture)   16,000
PCD | Luther Burbank    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Provision & Transfers   7,403
Provision (recapture)   7,403
Unfunded commitments    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Provision & Transfers   (3,000)
Provision (recapture)   (3,000)
Commercial loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 153,373 137,194
Charge-offs (11,498) (2,963)
Recoveries 454 1,178
Provision & Transfers 9,805 17,964
Ending Allowance 152,134 153,373
Provision (recapture) 9,805 17,964
Commercial loans | Multi-family    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 25,248 13,155
Charge-offs (555) 0
Recoveries 0 0
Provision & Transfers 1,260 12,093
Ending Allowance 25,953 25,248
Provision (recapture) 1,260 12,093
Commercial loans | Commercial real estate    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 39,210 28,842
Charge-offs (9,652) (203)
Recoveries 169 4
Provision & Transfers 12,261 10,567
Ending Allowance 41,988 39,210
Provision (recapture) 12,261 10,567
Commercial loans | Commercial & industrial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 58,748 58,773
Charge-offs (1,291) (2,611)
Recoveries 252 1,069
Provision & Transfers 1,454 1,517
Ending Allowance 59,163 58,748
Provision (recapture) 1,454 1,517
Commercial loans | Construction    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 22,267 29,408
Charge-offs 0 0
Recoveries 0 0
Provision & Transfers (4,131) (7,141)
Ending Allowance 18,136 22,267
Provision (recapture) (4,131) (7,141)
Commercial loans | Land - acquisition & development    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 7,900 7,016
Charge-offs 0 (149)
Recoveries 33 105
Provision & Transfers (1,039) 928
Ending Allowance 6,894 7,900
Provision (recapture) (1,039) 928
Consumer loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 50,380 40,013
Charge-offs (1,672) (662)
Recoveries 933 1,091
Provision & Transfers (2,055) 9,938
Ending Allowance 47,586 50,380
Provision (recapture) (2,055) 9,938
Consumer loans | Construction    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 1,427 2,781
Charge-offs 0 0
Recoveries 4 1
Provision & Transfers (821) (1,355)
Ending Allowance 610 1,427
Provision (recapture) (821) (1,355)
Consumer loans | Single-family residential    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 40,523 28,029
Charge-offs (338) (144)
Recoveries 572 381
Provision & Transfers (1,877) 12,257
Ending Allowance 38,880 40,523
Provision (recapture) (1,877) 12,257
Consumer loans | Land - consumer lot loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 2,564 3,512
Charge-offs 0 0
Recoveries 0 58
Provision & Transfers (460) (1,006)
Ending Allowance 2,104 2,564
Provision (recapture) (460) (1,006)
Consumer loans | HELOC    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 3,049 2,859
Charge-offs 0 0
Recoveries 3 4
Provision & Transfers 17 186
Ending Allowance 3,069 3,049
Provision (recapture) 17 186
Consumer loans | Consumer    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Allowance 2,817 2,832
Charge-offs (1,334) (518)
Recoveries 354 647
Provision & Transfers 1,086 (144)
Ending Allowance 2,923 2,817
Provision (recapture) $ 1,086 $ (144)