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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
 3 Months Ended
Dec. 31, 2024
Dec. 31, 2023
INTEREST INCOME    
Loans receivable $ 286,597,000 $ 245,792,000
Mortgage-backed securities 18,337,000 11,266,000
Investment securities and cash equivalents 40,183,000 29,788,000
Total income 345,117,000 286,846,000
INTEREST EXPENSE    
Customer accounts 162,150,000 96,671,000
Borrowings and junior subordinated debentures 27,536,000 37,938,000
Total interest expense 189,686,000 134,609,000
Net interest income 155,431,000 152,237,000
Provision for credit losses 0 0
Net interest income after provision 155,431,000 152,237,000
NON-INTEREST INCOME    
Gain on sale of investment securities 20,000 81,000
Gain on termination of hedging derivatives 5,000 109,000
Loan fee income 1,345,000 844,000
Deposit fee income $ 7,046,000 $ 6,802,000
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member]
Other income $ 7,286,000 $ 6,331,000
Total non-interest income 15,702,000 14,167,000
NON-INTEREST EXPENSE    
Compensation and benefits 59,927,000 49,841,000
Occupancy 10,788,000 9,371,000
FDIC insurance premiums 4,850,000 6,570,000
Product delivery 5,785,000 6,009,000
Information technology 14,192,000 12,866,000
Other expense 15,769,000 11,883,000
Total non-interest expense 111,311,000 96,540,000
Gain on real estate owned, net 429,000 1,826,000
Income before income taxes 60,251,000 71,690,000
Income tax expense 12,984,000 13,237,000
Net income 47,267,000 58,453,000
Dividends on preferred stock 3,656,000 3,656,000
Net income available to common shareholders $ 43,611,000 $ 54,797,000
PER SHARE DATA    
Basic earnings per common share (in dollars per share) $ 0.54 $ 0.85
Diluted earnings per common share (in dollars per share) 0.54 0.85
Dividends paid on common stock (in dollars per share) $ 0.26 $ 0.25
Basic weighted average number of shares outstanding (in shares) 81,294,227 64,297,499
Diluted weighted average number of shares outstanding (in shares) 81,401,599 64,312,110