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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
INTEREST INCOME        
Loans receivable $ 282,077 $ 274,341 $ 568,674 $ 520,133
Mortgage-backed securities 23,926 12,905 42,263 24,171
Investment securities and cash equivalents 30,081 31,580 70,264 61,368
Total income 336,084 318,826 681,201 605,672
INTEREST EXPENSE        
Customer accounts 151,948 116,164 314,098 212,835
Borrowings, senior debt and junior subordinated debentures 23,226 44,065 50,762 82,003
Total interest expense 175,174 160,229 364,860 294,838
Net interest income 160,910 158,597 316,341 310,834
Provision for credit losses 2,750 16,000 2,750 16,000
Net interest income after provision 158,160 142,597 313,591 294,834
NON-INTEREST INCOME        
Gain on sale of investment securities 0 90 20 171
Gain on termination of hedging derivatives 65 6 70 115
Loan fee income 1,812 550 3,157 1,394
Deposit fee income $ 7,057 $ 6,698 $ 14,103 $ 13,500
Revenue, Product and Service [Extensible Enumeration] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member] Deposit Account [Member]
Other income $ 9,947 $ 6,048 $ 17,233 $ 12,379
Total non-interest income 18,881 13,392 34,583 27,559
NON-INTEREST EXPENSE        
Compensation and benefits 52,710 73,155 112,637 122,996
Occupancy 11,499 10,918 22,287 20,289
FDIC insurance premiums 5,800 7,900 10,650 14,470
Product delivery 6,907 5,581 12,692 11,590
Information technology 14,481 12,883 28,673 25,749
Other expense 13,435 23,275 29,204 35,158
Total non-interest expense 104,832 133,712 216,143 230,252
Gain on real estate owned, net (199) (1,315) 230 511
Income before income taxes 72,010 20,962 132,261 92,652
Income tax expense 15,758 5,074 28,742 18,311
Net income 56,252 15,888 103,519 74,341
Dividends on preferred stock 3,656 3,656 7,312 7,312
Net income available to common shareholders $ 52,596 $ 12,232 $ 96,207 $ 67,029
PER SHARE DATA        
Basic earnings per common share (in dollars per share) $ 0.65 $ 0.17 $ 1.19 $ 1.00
Diluted earnings per common share (in dollars per share) 0.65 0.17 1.18 1.00
Dividends paid on common stock (in dollars per share) $ 0.27 $ 0.26 $ 0.53 $ 0.51
Basic weighted average shares outstanding (in shares) 81,061,206 70,129,072 81,178,997 67,197,352
Diluted weighted average shares outstanding (in shares) 81,105,536 70,164,558 81,278,102 67,225,099