XML 51 R41.htm IDEA: XBRL DOCUMENT v3.25.1
Allowance for Losses on Loans - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance $ 204,522 $ 179,320 $ 203,753 $ 177,207 $ 177,207
Charge-offs (5,443) (345) (6,228) (638)  
Recoveries 380 199 934 605  
Provision & transfers 3,250 22,403 4,250 24,403  
Ending Allowance 202,709 201,577 202,709 201,577 203,753
Financial Asset Acquired and No Credit Deterioration          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision & transfers   16,000      
Financial Asset Acquired with Credit Deterioration          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision & transfers   7,403   7,403  
Commercial loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 152,468 139,155 153,373 137,194 137,194
Charge-offs (4,628) (65) (5,148) (145) (2,963)
Recoveries 215 53 230 137  
Provision & transfers 3,226 10,270 2,826 12,227  
Ending Allowance 151,281 149,413 151,281 149,413 153,373
Commercial loans | Multi-family          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 25,997 13,791 25,248 13,155 13,155
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision & transfers 559 8,188 1,308 8,824  
Ending Allowance 26,556 21,979 26,556 21,979 25,248
Commercial loans | Commercial real estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 37,873 29,007 39,210 28,842 28,842
Charge-offs (4,392) 0 (4,555) 0 (203)
Recoveries 169 0 169 2  
Provision & transfers 4,819 3,984 3,645 4,147  
Ending Allowance 38,469 32,991 38,469 32,991 39,210
Commercial loans | Commercial & industrial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 60,474 60,836 58,748 58,773 58,773
Charge-offs (236) (65) (593) (127) (2,611)
Recoveries 38 32 42 64  
Provision & transfers (129) (1,542) 1,950 551  
Ending Allowance 60,147 59,261 60,147 59,261 58,748
Commercial loans | Construction          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 20,903 28,863 22,267 29,408 29,408
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision & transfers (1,497) (1,546) (2,861) (2,091)  
Ending Allowance 19,406 27,317 19,406 27,317 22,267
Commercial loans | Land - acquisition & development          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 7,221 6,658 7,900 7,016 7,016
Charge-offs 0 0 0 (18) (149)
Recoveries 8 21 19 71  
Provision & transfers (526) 1,186 (1,216) 796  
Ending Allowance 6,703 7,865 6,703 7,865 7,900
Consumer loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 52,054 40,165 50,380 40,013 40,013
Charge-offs (815) (280) (1,080) (493) (662)
Recoveries 165 146 704 468  
Provision & transfers 24 12,133 1,424 12,176  
Ending Allowance 51,428 52,164 51,428 52,164 50,380
Consumer loans | Construction          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 1,219 2,262 1,427 2,781 2,781
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision & transfers (143) (344) (351) (863)  
Ending Allowance 1,076 1,918 1,076 1,918 1,427
Consumer loans | Single-family residential          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 42,117 28,556 40,523 28,029 28,029
Charge-offs (338) (131) (338) (131) (144)
Recoveries 7 55 463 175  
Provision & transfers (823) 12,574 315 12,981  
Ending Allowance 40,963 41,054 40,963 41,054 40,523
Consumer loans | Land - consumer lot loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 2,527 3,345 2,564 3,512 3,512
Charge-offs 0 0 0 0  
Recoveries 0 46 0 55  
Provision & transfers (112) (177) (149) (353)  
Ending Allowance 2,415 3,214 2,415 3,214 2,564
Consumer loans | HELOC          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 3,158 2,973 3,049 2,859 2,859
Charge-offs 0 0 0 0  
Recoveries 0 1 2 2  
Provision & transfers 99 0 206 113  
Ending Allowance 3,257 2,974 3,257 2,974 3,049
Consumer loans | Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 3,033 3,029 2,817 2,832 2,832
Charge-offs (477) (149) (742) (362) (518)
Recoveries 158 44 239 236  
Provision & transfers 1,003 80 1,403 298  
Ending Allowance 3,717 3,004 3,717 3,004 $ 2,817
Unfunded commitments          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision & transfers $ 500 $ 1,000 $ 1,500 $ 1,000