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  <xs:element id="hig_Covid19Member" abstract="true" name="Covid19Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_DebtSecuritiesTradingAccumulatedGrossUnrealizedLossBeforeTax" abstract="false" name="DebtSecuritiesTradingAccumulatedGrossUnrealizedLossBeforeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hig_DebtSecuritiesTradingFairValueMaturityAllocatedAndSingleMaturityDateAfterYear10" abstract="false" name="DebtSecuritiesTradingFairValueMaturityAllocatedAndSingleMaturityDateAfterYear10" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hig_UnclassifiedCommonStockMember" abstract="true" name="UnclassifiedCommonStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_VariableInterestEntityNetAssetsLiabilities" abstract="false" name="VariableInterestEntityNetAssetsLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hig_ManagementAndServicesFeesIncentiveRateCumulativeNetProfitsRecoveryHurdlePercentage" abstract="false" name="ManagementAndServicesFeesIncentiveRateCumulativeNetProfitsRecoveryHurdlePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="hig_CatastropheLossesMember" abstract="true" name="CatastropheLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_ShareBasedPaymentArrangementTrancheOnePartTwoMember" abstract="true" name="ShareBasedPaymentArrangementTrancheOnePartTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_OtherCommitmentsCapitalAccountWithdrawalDailyLiquidityNumberOfBusinessDaysWrittenNotice" abstract="false" name="OtherCommitmentsCapitalAccountWithdrawalDailyLiquidityNumberOfBusinessDaysWrittenNotice" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hig_DebtSecuritiesTradingAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear10" abstract="false" name="DebtSecuritiesTradingAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear10" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hig_WithdrawalPayable" abstract="false" name="WithdrawalPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hig_StateStreetTreasuryObligationsMoneyMarketFundMember" abstract="true" name="StateStreetTreasuryObligationsMoneyMarketFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_ShareBasedPaymentArrangementUnderpinRatioOfFairMarketValueToEquity" abstract="false" name="ShareBasedPaymentArrangementUnderpinRatioOfFairMarketValueToEquity" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="hig_ManagementAndServicesFeesIncentiveRateNetProfitsHurdlePercentage" abstract="false" name="ManagementAndServicesFeesIncentiveRateNetProfitsHurdlePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="hig_InvestmentOwnedAccumulatedGrossUnrealizedGainLossBeforeTax" abstract="false" name="InvestmentOwnedAccumulatedGrossUnrealizedGainLossBeforeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hig_OtherAssetBackedSecuritiesMember" abstract="true" name="OtherAssetBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_BankOfMontrealLetterOfCreditFacilityMember" abstract="true" name="BankOfMontrealLetterOfCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_BermudaSegmentMember" abstract="true" name="BermudaSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_OtherCommitmentMinimumInvestmentCommitmentPercentageOfNetTangibleAssets" abstract="false" name="OtherCommitmentMinimumInvestmentCommitmentPercentageOfNetTangibleAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="hig_NoncontrollingInterestIncreaseDecreaseFromIncentiveAllocation" abstract="false" name="NoncontrollingInterestIncreaseDecreaseFromIncentiveAllocation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hig_StockIssuedDuringPeriodSharesWarrantsExercised" abstract="false" name="StockIssuedDuringPeriodSharesWarrantsExercised" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="hig_ShareBasedPaymentArrangementTrancheOnePartOneMember" abstract="true" name="ShareBasedPaymentArrangementTrancheOnePartOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_CreditRatingMajorRatingAgenciesDomain" abstract="true" name="CreditRatingMajorRatingAgenciesDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hig_CatastropheLossRatioPriorYearDevelopment" abstract="false" name="CatastropheLossRatioPriorYearDevelopment" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="hig_UnderwritingIncomeLossNet" abstract="false" name="UnderwritingIncomeLossNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
