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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Assets    
Fixed-maturity securities, available-for-sale, at fair value $ 40,119 $ 35,953
Equity securities, available-for-sale, at fair value 10,335 8,876
Other investments 16,014 16,087
Total investments 66,468 60,916
Cash and cash equivalents 296,812 230,214
Accrued interest and dividends receivable 410 375
Premiums and reinsurance receivable 28,305 10,642
Prepaid reinsurance premiums 31,236 9,112
Deferred policy acquisition costs 18,608 10,032
Property and equipment, net 13,008 10,853
Deferred income taxes   3,848
Other assets 6,934 2,296
Total assets 461,781 338,288
Liabilities and Stockholders' Equity    
Losses and loss adjustment expenses 44,749 41,168
Unearned premiums 191,446 154,249
Advance premiums 11,273 4,029
Assumed reinsurance balances payable 1,466 1,377
Accrued expenses 7,725 3,041
Dividends payable 34 42
Income taxes payable 124 8,813
Deferred income taxes 1,529  
Long-term debt 40,250  
Other liabilities 9,600 4,316
Total liabilities 308,196 217,035
Stockholders' equity:    
Preferred stock      
Common stock, (no par value, 40,000,000 shares authorized, 11,434,216 and 10,877,537 shares issued and outstanding in 2013 and 2012, respectively)      
Additional paid-in capital 65,394 63,875
Retained income 87,294 55,758
Accumulated other comprehensive income 897 1,620
Total stockholders' equity 153,585 121,253
Total liabilities and stockholders' equity 461,781 338,288
7% Series A Cumulative Convertible Preferred Stock [Member]
   
Stockholders' equity:    
Preferred stock