<SEC-DOCUMENT>0001193125-13-177692.txt : 20130426
<SEC-HEADER>0001193125-13-177692.hdr.sgml : 20130426
<ACCEPTANCE-DATETIME>20130426160845
ACCESSION NUMBER:		0001193125-13-177692
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20130522
FILED AS OF DATE:		20130426
DATE AS OF CHANGE:		20130426
EFFECTIVENESS DATE:		20130426

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Homeowners Choice, Inc.
		CENTRAL INDEX KEY:			0001400810
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34126
		FILM NUMBER:		13787469

	BUSINESS ADDRESS:	
		STREET 1:		5300 WEST CYPRESS STREET
		CITY:			TAMPA
		STATE:			FL
		ZIP:			33607
		BUSINESS PHONE:		813 405 3600

	MAIL ADDRESS:	
		STREET 1:		5300 WEST CYPRESS STREET
		CITY:			TAMPA
		STATE:			FL
		ZIP:			33607
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>d521205ddef14a.htm
<DESCRIPTION>DEFINITIVE PROXY STATEMENT
<TEXT>
<HTML><HEAD>
<TITLE>Definitive Proxy Statement</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>SCHEDULE 14A </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>(Rule 14A-101) </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>INFORMATION REQUIRED IN PROXY STATEMENT </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Proxy Statement Pursuant to Section&nbsp;14(a) of the </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Securities Exchange Act of 1934 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>(Amendment No.&nbsp;&nbsp;&nbsp;)
</B></FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Filed by the
Registrant&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#254;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Filed by a
Party other than the Registrant&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check the
appropriate box: </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Preliminary Proxy Statement </FONT></TD></TR></TABLE>  <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Confidential, for Use of the Commission Only&nbsp;(as permitted by Rule 14a-6(e)(2)) </FONT></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#254;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Definitive Proxy Statement </FONT></TD></TR></TABLE>  <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Definitive Additional Materials </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Soliciting Material Pursuant to 240.14a-12 </FONT></TD></TR></TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="6"><B>HOMEOWNERS CHOICE, INC. </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(Name of Registrant as Specified in Its Charter)
</B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Name of Person(s) Filing Proxy
Statement, if other than the Registrant) </B></FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Payment of Filing Fee (Check the appropriate box): </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#254;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">No fee required. </FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fee computed on the table below per Exchange Act Rules 14a-6(i)(4) and 0-11. </FONT></TD></TR></TABLE>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Title of each class of securities to which transaction applies: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Aggregate number of securities to which transaction applies: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Per unit price or other underlying value of transaction computed pursuant to Exchange Act Rule 0-11 (set forth the amount on which the filing fee is calculated and
state how it was determined): </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Proposed maximum aggregate value of transaction: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total fee paid: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fee paid previously with preliminary materials. </FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously.
Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing. </FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Amount Previously Paid: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Form, Schedule or Registration Statement No.: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P>
<P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Filing Party: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P> <P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date Filed: </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P> <P STYLE="line-height:0px;margin-top:0px;margin-bottom:2px;margin-left:3%;border-bottom:0.5pt solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P>&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">


<IMG SRC="g521205cov.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:70px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>NOTICE OF ANNUAL MEETING </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="5"><B>AND PROXY STATEMENT </B></FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>2013 </B></FONT></P>
<P STYLE="font-size:100px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P>&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">


<IMG SRC="g521205ltr_a.jpg" ALT="LOGO">
 </P>
<P STYLE="margin-top:70px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;April 29, 2013 </FONT></P>  <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">TO OUR SHAREHOLDERS: </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">You are cordially invited to attend our 2013 Annual
Shareholders&#146; Meeting, which will be held at our headquarters, Cypress Commons, 5300 West Cypress Street, Suite 105, Tampa, Florida 33607, on Wednesday, May&nbsp;22, 2013, at 3 p.m., local time. Shareholders will be admitted beginning at 2:30
p.m. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We look forward to reporting to you and discussing with you our achievements during the past year. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Please read these materials carefully. Of particular importance is the proposal to change the name of the company to HCI Group, Inc. We
believe this change will be beneficial to the company in several ways. </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The name HCI Group, Inc. will better represent the company&#146;s diversified business activities, which include information technology, real estate
and reinsurance as well as property and casualty insurance. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The new name will provide greater clarity to the company&#146;s identity, avoiding confusion between the company and its largest subsidiary, Homeowners
Choice Property&nbsp;&amp; Casualty Insurance Company, Inc. We have seen news media, vendors and others confuse the companies and their activities. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Finally, the new name will distinguish the company and the brands of its non-property and casualty insurance enterprises from the &#147;Homeowners
Choice&#148; brand, thereby enhancing and strengthening the value of all our brands. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We remain committed to
the Homeowners Choice brand, which will continue to represent our homeowners&#146; property and casualty insurance business. We believe a name change at the parent company will enhance and strengthen that brand. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Your vote is very important. Please sign and return the accompanying proxy card, or follow the instructions on the card for voting by
telephone or Internet. That way, your shares will be voted as you direct. </FONT></P> <P STYLE="font-size:18px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-left:1.00em; text-indent:-1.00em" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Paresh Patel</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center">


<IMG SRC="g521205ltr_b.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Chairman of the Board</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Chief Executive Officer</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:100px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3">5300 W<SMALL>EST</SMALL> C<SMALL>YPRESS</SMALL> S<SMALL>TREET</SMALL>, S<SMALL>UITE</SMALL> 100
</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3">T<SMALL>AMPA</SMALL>, F<SMALL>LORIDA</SMALL> 33607 </FONT></P>
<P STYLE="font-size:60px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P>&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">


<IMG SRC="g521205not.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>NOTICE OF ANNUAL MEETING OF SHAREHOLDERS </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">TO THE SHAREHOLDERS OF HOMEOWNERS CHOICE, INC.: </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">TIME: </FONT></P></TD>
<TD><FONT STYLE="font-family:Times New Roman" SIZE="2">3 p.m., local time, on Wednesday, May&nbsp;22, 2013. Shareholders will be admitted beginning at 2:30 p.m. </FONT></TD></TR></TABLE>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">PLACE: </FONT></P></TD>
<TD><FONT STYLE="font-family:Times New Roman" SIZE="2">Cypress Commons </FONT></TD></TR></TABLE> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:38%"><FONT STYLE="font-family:Times New Roman" SIZE="2">5300 West Cypress Street, Suite 105
</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:38%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Tampa, Florida 33607 </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; margin-left:2%; text-indent:-2%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">ITEMS OF </FONT></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">BUSINESS: </FONT></P></TD>
<TD WIDTH="5%" VALIGN="Top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.</FONT></TD>
<TD> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">To elect Class B directors; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">To consider and approve a proposed amendment to the company&#146;s articles of incorporation changing the name of the company to &#147;HCI Group, Inc.&#148;;
</FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">To ratify the appointment of Dixon Hughes Goodman LLP as the company&#146;s independent registered public accounting firm for the year ending December 31, 2013;
</FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">To approve, on an advisory basis, the compensation of our named executive officers; </FONT></TD></TR></TABLE>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">5.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">To approve, on an advisory basis, the frequency of holding an advisory vote on executive compensation; and </FONT></TD></TR></TABLE>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">6.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">To transact such other business that may properly come before the meeting or any adjournments or postponements thereof. </FONT></TD></TR></TABLE>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">RECORD DATE </FONT></P></TD>
<TD><FONT STYLE="font-family:Times New Roman" SIZE="2">You can vote only if you were a shareholder of record on April 16, 2013. </FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">ANNUAL REPORT </FONT></P></TD>
<TD><FONT STYLE="font-family:Times New Roman" SIZE="2">Our 2012 Annual Report to Shareholders, which is not a part of this proxy statement, is enclosed. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">PROXY VOTING </FONT></P></TD>
<TD><FONT STYLE="font-family:Times New Roman" SIZE="2">It is important that your shares be represented at the annual meeting and voted in accordance with your instructions. Please indicate your instructions by promptly signing and dating the
enclosed proxy card and mailing it in the enclosed postage paid, pre-addressed envelope or by following the instructions on the proxy card for telephone or Internet voting. </FONT></TD></TR></TABLE>
<P STYLE="margin-top:12px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">By Order of the Board of Directors, </FONT></P>
<P STYLE="margin-top:24px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Andrew L. Graham </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Secretary and General Counsel </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3">5300 W<SMALL>EST</SMALL> C<SMALL>YPRESS</SMALL>
S<SMALL>TREET</SMALL>, S<SMALL>UITE</SMALL> 100 </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3">T<SMALL>AMPA</SMALL>, F<SMALL>LORIDA</SMALL> 33607 </FONT></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P>&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">


<IMG SRC="g521205tx_p1.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>PROXY STATEMENT </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>ANNUAL MEETING OF SHAREHOLDERS </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>TO BE HELD MAY 22, 2013 </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>TO THE SHAREHOLDERS OF</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>HOMEOWNERS CHOICE, INC.:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>April 29, 2013</B></FONT></TD></TR>
</TABLE>  <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">This proxy statement and the form of proxy (first sent to shareholders on the approximate date set
forth above) are delivered in connection with the solicitation by directors of Homeowners Choice, Inc. (the &#147;company,&#148; &#147;we,&#148; or &#147;us&#148;), a Florida corporation, of proxies to be voted at our 2013 Annual Meeting of
Shareholders and at any adjournments or postponements thereof. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">You are invited to attend our Annual Meeting of Shareholders
on Wednesday, May&nbsp;22, 2013, beginning at 3 p.m., local time. The Annual Meeting will be held at our headquarters, Cypress Commons, 5300 West Cypress Street, Suite 105, Tampa, Florida 33607. Shareholders will be admitted beginning at 2:30 p.m.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">It is important that your proxy be returned promptly to avoid unnecessary expense to the company. Therefore, whether you plan
to attend the Annual Meeting or not and regardless of the number of shares you own, please date, sign and return the enclosed proxy card promptly or follow the instructions on the card for voting by telephone or Internet. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">At the meeting, the use of cameras, audio or video recording equipment, communications devices or similar equipment will be prohibited.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Important Notice Regarding the Availability of Proxy Materials </I></B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>for the Shareholder Meeting to be Held on May&nbsp;22, 2013: </I></B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">This proxy statement and the 2012 Annual Report to Shareholders are available at </FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><U>http://www.hcigroup.com/2013proxymaterials</U> </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Upon your written request, we will provide you with a copy of our 2012 annual report on Form 10-K, including exhibits, free of charge. Send your request to Homeowners Choice, Inc., c/o Jay Madhu, Vice
President of Investor Relations, 5300 West Cypress Street, Suite 100, Tampa, Florida 33607. </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">5300 W<SMALL>EST</SMALL>
C<SMALL>YPRESS</SMALL> S<SMALL>TREET</SMALL>, S<SMALL>UITE</SMALL> 100 </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">T<SMALL>AMPA</SMALL>, F<SMALL>LORIDA</SMALL> 33607
</FONT></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>ABOUT THE ANNUAL MEETING </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>What is the purpose of the meeting? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The principal purposes of the
Annual Meeting are to elect three directors to the company&#146;s Board of Directors, to approve an amendment to the company&#146;s articles of incorporation changing its name to &#147;HCI Group, Inc.,&#148; to ratify the appointment of Dixon Hughes
Goodman LLP as the company&#146;s independent registered public accounting firm for the year ending December&nbsp;31, 2013, and to approve, on an advisory basis, the compensation of our named executive officers as well as the frequency of holding an
advisory vote on the compensation of our named executive officers. The &#147;named executive officers&#148; are our chief executive officer, our chief financial officer and our three other most highly compensated executives. In addition, our
management will report on our performance during 2012, discuss challenges ahead and respond to questions from shareholders. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>When were
these materials mailed? </I></B></FONT></P>  <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We began mailing this proxy statement on or about April 29, 2013. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Who is entitled to vote? </I></B></FONT></P>  <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Shareholders of record at the close of business on the record date, April&nbsp;16, 2013, are entitled to vote in person or by proxy at the Annual Meeting. In general, shareholders are entitled to one vote
per share on each matter voted upon. In an election for directors, however, shareholders are entitled to vote the number of shares they own for as many director candidates as there are directors to be elected. The Board of Directors has determined
that the Board of Directors should include three Class&nbsp;B directorships. Accordingly, since three directors are to be elected at this Annual Meeting, in electing directors, each share will entitle the shareholder to three votes, one per
director. Shareholders may not cumulate their votes. As of April&nbsp;16, 2013 there were 10,905,918 common shares outstanding. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>What constitutes a quorum? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The presence at the Annual Meeting, in person or by proxy, of the holders of a majority of the shares outstanding will constitute a quorum, permitting us to conduct the business of the meeting. Proxies
received but marked as &#147;WITHHOLD AUTHORITY&#148; and broker non-votes will be included in the calculation of the number of shares considered to be present at the Annual Meeting, but will not be counted for any other purpose. A broker non-vote
occurs when a nominee holding shares for a beneficial owner does not vote on a particular proposal because the nominee does not have discretionary voting power for that particular proposal and has not received instructions as to that proposal from
the beneficial owner. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>What is the difference between a shareholder of record and a beneficial owner? </I></B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">If your shares are registered directly in your name with our transfer agent, American Stock Transfer&nbsp;&amp; Trust Company, LLC, then
you are a &#147;shareholder of record.&#148; This Notice of Meeting and proxy statement has been provided directly to you by Homeowners Choice, Inc. You may vote by ballot at the meeting or vote by proxy. To vote by proxy, sign, date and return the
enclosed proxy card or follow the instructions on the proxy card for voting by telephone or Internet. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">If your shares are held
for you in a brokerage, bank or other institutional account (that is, held in &#147;street name&#148;), then you are not a shareholder of record. Rather, the institution is the shareholder of record and you are the &#147;beneficial owner&#148; of
the shares. The accompanying Notice of Meeting and this proxy statement have been forwarded to you by that institution. If you complete and properly sign the accompanying proxy card and return it in the enclosed envelope, or follow the instructions
on the proxy card for voting by telephone or Internet, the institution will cause your shares to be voted in accordance with your instructions. If you are a beneficial owner of shares and wish to vote in person at the Annual Meeting, then you must
obtain a proxy, executed in your favor, from the holder of record (the institution). </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>How do I vote? </I></B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>By Ballot at the Meeting</B>. If you are a shareholder of record and attend the Annual Meeting, you may vote in person by ballot at the
Annual Meeting. To vote by ballot, you must register and confirm your shareholder status at the meeting. If the shareholder of record is a corporation, partnership, limited liability company or other entity of which you are an officer or other
authorized person, then you should bring evidence of your authority to vote the shares on behalf of the entity. If </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">2 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
your shares are held for you in a brokerage, bank or other institutional account (that is, in &#147;street name&#148;), you must obtain a proxy, executed in your favor, from that institution (the
holder of record) to vote your beneficially-owned shares by ballot at the Annual Meeting. In the election of directors (Matter No.&nbsp;1), each share held by a shareholder of record will be entitled to three votes, one for each director to be
elected. Your option with respect to each director will be to vote &#147;FOR&#148; the director or to abstain from voting. With respect to the vote related to the company&#146;s proposed name change (Matter No.&nbsp;2), each share held by a
shareholder of record will be entitled to one vote. Your options will be to vote &#147;FOR&#148; or &#147;AGAINST&#148; or to &#147;ABSTAIN.&#148; In the vote to ratify the appointment of Dixon Hughes Goodman LLP as the company&#146;s independent
registered public accounting firm for the year ending December&nbsp;31, 2013 (Matter No.&nbsp;3), each share held by a shareholder of record will be entitled to one vote. Your options will be to vote &#147;FOR&#148; or &#147;AGAINST&#148; or to
&#147;ABSTAIN.&#148; With respect to the advisory vote related to the compensation of our named executive officers (Matter No.&nbsp;4), each share held by a shareholder of record will be entitled to one vote. Your options will be to vote
&#147;FOR&#148; or &#147;AGAINST&#148; or to &#147;ABSTAIN.&#148; With respect to the advisory vote on the frequency of holding an advisory vote on executive compensation (Matter No.&nbsp;5), each share held by a shareholder of record will be
entitled to one vote. Your options will be to vote &#147;FOR&#148; a frequency of one year, two years or three years or to &#147;ABSTAIN.&#148; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>By Proxy</B>. If you complete, sign and return the accompanying proxy card or follow the instructions on the proxy card for voting by telephone or Internet, then your shares will be voted as you
direct. In the election of directors (Matter No.&nbsp;1), your options with respect to each director are to direct a vote &#147;FOR&#148; or to &#147;WITHHOLD AUTHORITY.&#148; With respect to the vote related to the company&#146;s proposed name
change (Matter No.&nbsp;2), your options will be to direct votes &#147;FOR&#148; or &#147;AGAINST&#148; or to direct the proxy to &#147;ABSTAIN&#148; from voting on that proposal. In the proposal to ratify the appointment of Dixon Hughes Goodman LLP
as the company&#146;s independent registered public accounting firm for the year ending December&nbsp;31, 2013 (Matter No.&nbsp;3), your options will be to direct votes &#147;FOR&#148; or &#147;AGAINST&#148; or to direct the proxy to
&#147;ABSTAIN&#148; from voting on that proposal. With respect to the advisory vote related to the compensation of our named executive officers (Matter No.&nbsp;4), your options will be to direct votes &#147;FOR&#148; or &#147;AGAINST&#148; or to
direct the proxy to &#147;ABSTAIN&#148; from voting on that matter. With respect to the advisory vote on the frequency of holding an advisory vote on executive compensation (Matter No.&nbsp;5), your options will be to direct votes &#147;FOR&#148; a
frequency of one year, two years or three years or to direct the proxy to &#147;ABSTAIN&#148; from voting on that matter. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">If
you are a shareholder of record, then you may opt to deliver your completed proxy card in person at the Annual Meeting. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Can I vote by
telephone or Internet? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Yes. If you follow the instructions on the proxy card for voting by telephone or Internet, your
shares will be voted as you direct. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>What does it mean if I receive more than one proxy card? </I></B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">You will receive separate proxy cards when you own shares in different ways. For example, you may own shares individually, as a joint
tenant, in an individual retirement account, in trust or in one or more brokerage accounts. You should complete, sign and return each proxy card you receive or follow the telephone or Internet instructions on each card. The instructions on each
proxy card may differ. Be sure to follow the instructions on each card. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Can I change my vote or instruction? </I></B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Yes. You may follow the instructions on the proxy card to change your votes or instructions any time before midnight the day before the
meeting. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In addition, if you are a shareholder of record, you may revoke your proxy any time before your shares are voted by
filing with the secretary of the company a written notice of revocation or submitting a duly executed proxy bearing a later date. If you file a notice of revocation, you may then vote (or abstain from voting) your shares in person at the Annual
Meeting. If you submit a later dated proxy, then your shares will be voted in accordance with that later dated proxy. No such notice of revocation or later dated proxy, however, will be effective unless received by us at or before the Annual Meeting
and before your shares have been voted. Unless the proxy is revoked, the shares represented thereby will be voted at the Annual Meeting or any adjournment thereof as indicated on the proxy card. Sending in a proxy does not affect your right to vote
in person if you attend the meeting, although attendance at the meeting will not by itself revoke a previously granted proxy. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">3 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>If I submit a proxy card, how will my shares be voted? </I></B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Your shares will be voted as you instruct on the proxy card. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>What happens if I submit a proxy card and do not give specific voting instructions? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">If you are a shareholder of record and sign and return the proxy card without indicating your instructions, your shares will be voted in accordance with the recommendations of the Board of Directors. With
respect to any other matter that properly comes before the meeting, the proxy holders will vote as recommended by the Board of Directors or, if no recommendation is given, in their own discretion. As of the date this proxy statement went to print,
we did not know of any other matter to be raised at the Annual Meeting. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">If you are a beneficial owner and you sign and return
your proxy card without indicating your instructions, then your broker or nominee will vote, or not vote, in accordance with the rules of the New York Stock Exchange (provided the broker or nominee is a member of the New York Stock Exchange). If a
voting matter is designated by the New York Stock Exchange as &#147;routine&#148; then your broker or nominee may vote or not vote in its own discretion. If a voting matter is designated &#147;non-routine&#148; by the New York Stock Exchange, then
your broker or nominee cannot vote without your instructions. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Which voting matters are considered routine or non-routine?
</I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In general, uncontested matters and matters not involving a merger or consolidation or affecting substantially the
rights or privileges of the stock are considered routine under the rules of the New York Stock Exchange. Accordingly we expect the New York Stock Exchange will designate as routine the proposal to ratify the appointment of Dixon Hughes Goodman LLP
as the company&#146;s independent registered public accounting firm for the year ending December&nbsp;31, 2013 (Matter No.&nbsp;3) and brokers and other nominees will be permitted to vote on that matter. On the other hand, the New York Stock
Exchange views matters involving, the election of directors, amendments to articles of incorporation and matters involving executive compensation to be non-routine. Accordingly, the election of directors (Matter No.&nbsp;1), the proposed name change
(Matter No.&nbsp;2), approval, on an advisory basis, of the compensation of our named executive officers (Matter No.&nbsp;4) and the advisory vote on the frequency of holding an advisory vote on executive compensation (Matter No.&nbsp;5) will be
designated by the New York Stock Exchange as non-routine and brokers and other nominees will not be permitted to vote on those matters without instructions from the beneficial owner. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>What happens if I do not submit a proxy card and do not vote by telephone or Internet? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">If you are a shareholder of record and you neither designate a proxy nor attend the Annual Meeting, your shares will not be represented at the meeting. If you are the beneficial owner of shares held in
the name of a member of the New York Stock Exchange, that member may vote in its discretion on matters deemed routine by the New York Stock Exchange. The member may not vote on matters considered &#147;non-routine.&#148; </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>What are the Board&#146;s recommendations? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The Board&#146;s recommendations are set forth elsewhere in this proxy statement. In summary, the Board recommends votes&#151; </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#216;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>FOR</I> election of the following nominees for director positions: </FONT></P></TD></TR></TABLE>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>George Apostolou </I></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><I>Paresh Patel </I></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Gregory Politis</I></FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#216;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>FOR </I>approval of an amendment to the company&#146;s articles of incorporation to change the company&#146;s name from Homeowners Choice, Inc. to
&#147;HCI Group, Inc.&#148; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#216;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>FOR</I> ratification of the appointment of Dixon Hughes Goodman LLP as the company&#146;s independent registered public accounting firm for the year
ending December&nbsp;31, 2013. </FONT></P></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">4 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#216;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>FOR </I>approval of the advisory vote related to the compensation of our named executive officers. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#216;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>FOR </I>the option of once every three years for the frequency of holding an advisory vote on executive compensation. </FONT></P></TD></TR></TABLE>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>What vote is required to approve each item? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>Election of directors</I></B>. In the election of directors, the three highest recipients of &#147;FOR&#148; votes will be elected. A properly executed proxy card marked &#147;WITHHOLD
AUTHORITY&#148; with respect to the election of one or more director nominees will not be voted with respect to the director or directors indicated, even though it will be counted for purposes of determining whether there is a quorum present at the
Annual Meeting. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Approval of an amendment to the company&#146;s articles of incorporation to change the company&#146;s
name from Homeowners Choice, Inc. to HCI Group, Inc. </I></B>With respect to the vote to change the company&#146;s name to HCI Group, Inc., the matter will be approved if the number of votes for the proposal exceeds the number of votes against the
proposal. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Ratification of appointment of independent registered public accounting firm</I></B>. The proposal to ratify
the appointment of Dixon Hughes Goodman LLP as the company&#146;s independent registered public accounting firm for the year ending December&nbsp;31, 2013 will be approved if the number of votes for the proposal exceeds the number of votes against
the proposal. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Approval, on an advisory basis, of the compensation of our named executive officers</I></B>. With respect
to the advisory vote related to the compensation of our named executive officers, the matter is approved if the number of votes for the proposal exceeds the number of votes against the proposal. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Approval, on an advisory basis, of the frequency of holding an advisory vote on executive compensation</I></B>. With respect to the
vote related to the frequency of holding an advisory vote on executive compensation, the option of one year, two years, or three years receiving the highest number of votes will become the frequency of holding an advisory vote on executive
compensation. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Other Matters</I></B>. We do not anticipate other matters coming to a vote at the Annual Meeting. Should
any other matter be brought to a vote, the matter will be approved if the number of votes favoring the matter exceeds the number of votes opposing the matter. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>How will votes be counted? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">All votes will be tabulated by the
secretary of the company. We have engaged Broadridge Financial Solutions, Inc. to collect and tabulate proxy instructions. Although abstentions and broker non-votes are each included in the determination of the number of shares present, they are not
counted on any matters brought before the meeting. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Who is paying for the preparation and mailing of the proxy materials and how will
solicitations be made? </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We will pay the expenses of soliciting proxies. Proxies may be solicited on our behalf by
directors, officers or employees in person or by mail, telephone, facsimile or electronic transmission. We have requested brokerage houses and other custodians, nominees and fiduciaries to forward soliciting material to beneficial owners and have
agreed to reimburse those institutions for their out-of-pocket expenses. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">5 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">RULES OF CONDUCT </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">To ensure fair, orderly and constructive meetings, the Board of Directors has adopted the following rules of conduct for shareholder meetings. </FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">1. All attendees must register before entering the meeting room. </FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">2. The meeting will follow the schedule set forth on the agenda. </FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">3. Only
shareholders of record as of the record date or their duly authorized representatives are entitled to vote or address the meeting. </FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">4. No business will come before the meeting except in compliance with Article II, Section&nbsp;10 of our bylaws and its prior notice requirements. </FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">5. No one may address the meeting unless recognized by the presiding officer of the meeting. </FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">6. Each speaker will be limited to 3 minutes and 3 questions. Questions and comments must be directly relevant to the company&#146;s
business or operations. Questions or comments that are repetitious, relate to pending or threatened litigation, or deal with general economics, politics or public policy are prohibited. </FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">7. Rude or disruptive behavior is prohibited. </FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">8. The use of cameras, audio or video recording equipment, communications devices or similar equipment is prohibited. </FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">9 Attendees who violate these rules may be removed. </FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">10. The decisions of the
presiding officer in interpreting and enforcing these rules of conduct will be final. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">6 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>MATTER NO. 1 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>ELECTION OF DIRECTORS </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Three directors are to be elected at the Annual
Meeting. In accordance with the company&#146;s articles of incorporation, the Board of Directors is divided into three classes. Each class consists of two or three directors. All directors within a class have the same three-year terms of office. The
class terms expire at successive annual meetings so that each year a class of directors is elected. The current terms of director classes expire in 2013 (Class B directors), 2014 (Class C directors), and 2015 (Class A directors). Each of the
Class&nbsp;B directors elected at the 2013 Annual Meeting will be elected to serve a three-year term. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">With the recommendation
of the Governance and Nominating Committee, the Board of Directors has nominated the following persons to stand for election as Class&nbsp;B directors at the 2013 Annual Meeting of Shareholders, with terms expiring in 2016: </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>George Apostolou </I></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><I>Paresh Patel </I></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Gregory Politis </I></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Each of the nominees for election as a director has consented to serve if elected. If, as a result of circumstances not now known or
foreseen, one or more of the nominees should be unavailable or unwilling to serve as a director, proxies may be voted for the election of such other persons as the Board of Directors may select. The Board of Directors has no reason to believe that
any of the nominees will be unable or unwilling to serve. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The persons named in the enclosed proxy card intend, unless
otherwise directed, to vote such proxy &#147;FOR&#148; the election of George Apostolou, Paresh Patel and Gregory Politis as Class&nbsp;B directors of Homeowners Choice, Inc. The nominees receiving the three highest &#147;FOR&#148; vote totals will
be elected as directors. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">THE BOARD OF DIRECTORS RECOMMENDS A VOTE <B><I>FOR</I></B> ELECTION OF EACH OF THE NOMINEES AS
DIRECTORS OF THE COMPANY&nbsp;&#151; ITEM&nbsp;1 ON YOUR PROXY CARD. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>DIRECTORS AND EXECUTIVE OFFICERS </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>DIRECTORS </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Directors Standing for
Election (Class B) </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>George Apostolou</I></B>, age 62, has been a director of the company since May 2007. Born in
Erithri-Attikis, Greece, Mr.&nbsp;Apostolou moved to the United States in 1971 and earned his State of Florida Contractors License in 1983. In 1987, he established George Apostolou Construction Corporation and has since built more than 200
commercial buildings, including government services buildings, churches, office buildings and retail centers. George Apostolou Construction Corporation is not affiliated with Homeowners Choice, Inc. In addition to contracting, Mr.&nbsp;Apostolou has
been involved in the development and investment of many commercial projects and now owns more than 20 properties in the Tampa Bay area. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Apostolou brings considerable business, management and real estate experience to the Board of Directors. We expect Mr.&nbsp;Apostolou&#146;s business and management experience will enhance
oversight of the company&#146;s business performance. Moreover, real estate experience has become increasingly important to the company as it makes and considers significant real estate investments. Mr.&nbsp;Apostolou also serves on our audit
committee, our compensation committee and our governance and nominating committee. His business experience gives him a fundamental understanding of financial statements and business operations. Important also, Mr.&nbsp;Apostolou has a substantial
personal investment in the company and he played a large role in bringing initial investors to the company. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">7 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Paresh Patel</I></B>, age 50, is a founder of the company and currently serves as
chairman of the Board of Directors and chief executive officer of the company. He has been a director of the company since its inception and has served as the chairman of our Board since May 2007. He has served as chief executive officer since 2011.
From 2011 to 2012, he also served as president of our insurance subsidiary, Homeowners Choice Property&nbsp;&amp; Casualty Insurance Company, Inc. Mr.&nbsp;Patel has broad experience in technology and finance.&nbsp;He developed and continues to
oversee development of the company&#146;s policy administration systems.&nbsp;Since 2006, Mr.&nbsp;Patel has served as president of Scorpio Systems, Inc., a software development company, and since 2011, has served as chairman of the board of First
Home Bancorp, Inc., a bank holding company in Seminole, Florida.&nbsp;He is a founder of NorthStar Bank in Tampa, Florida and from 2006 to 2010 served on the board of directors of its parent company, NorthStar Holding Company.&nbsp;As a private
investor from 2000 to 2006, Mr.&nbsp;Patel developed and implemented his own money management system based upon statistical and probability techniques. Before that, from 1998 to 2000, he was director of customer care and billing with Global
Crossing. In that position, Mr.&nbsp;Patel defined business processes and systems, hired and trained department staff and led the merger of the customer care and billing systems with the systems of companies that Global Crossing acquired. As an
independent software and systems consultant from 1991 to 1998, Mr.&nbsp;Patel worked with large international telephone companies. Mr.&nbsp;Patel holds a Bachelor&#146;s and a Master&#146;s degree in Electronic Engineering from the University of
Cambridge in United Kingdom.</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Patel brings to the Board of Directors considerable experience in business, management,
systems and technology, and because of those experiences and his education, he possesses analytical and technology skills which are considered of importance to the operations of company, the oversight of its performance and the evaluation of its
future growth opportunities. Furthermore, his performance as chief executive officer has indicated an in-depth understanding of the company&#146;s insurance business. He is a founder of the company and has a substantial personal investment in the
company. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Gregory Politis</I></B>, age 60, is a founder of the company and has been a director since its inception.
Mr.&nbsp;Politis has been in the real estate business since 1974 and is president of Xenia Management Corporation, a real estate portfolio management company he established in 1988. Mr.&nbsp;Politis has interests in over 40 real estate developments
in the Miami-Dade County, Orlando, Greater Tampa Bay and Montreal, Canada areas. Xenia Management Corporation is not affiliated with Homeowners Choice, Inc. (see &#147;Office Lease&#148; under Transactions with Related Persons below). During his
career, Mr.&nbsp;Politis has developed and retained ownership of retail, office and industrial spaces, with a primary focus on buildings housing federal and state government agencies. He was a founding member of Hellenic American Board of
Entrepreneurs and a recipient of the Building Owners and Managers Association (BOMA) Building of the Year Award. Mr.&nbsp;Politis has served as a director of NorthStar Bank and Florida Bank. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Politis brings considerable business, management and real estate experience to the Board of Directors. We expect his business
and management experience will enhance oversight of the company&#146;s business performance. Moreover, real estate experience has become increasingly important to the company as it makes and considers significant real estate investments.
Mr.&nbsp;Politis serves on the company&#146;s investment committee, compensation committee, governance and nominating committee as well as the chair for the building committee. His business experience gives him a fundamental understanding of
business operations. Important also, Mr.&nbsp;Politis has a substantial personal investment in the company. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Directors Continuing in Office
</B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Directors whose present terms continue until 2014 (Class C): </I></B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Sanjay Madhu</I></B>, age 46, has been a director of our company since May 2007 and he currently serves as president of Greenleaf
Capital, our real estate division, and vice president of investor relations, positions he has held since June 2011 and February 2008, respectively. He also served as our vice president of marketing from 2008 to 2011. Since 2012, Mr.&nbsp;Madhu has
served on the board of directors of Wheeler Real Estate Investment Trust, Inc., a publicly held real estate investment trust. As an owner and manager of commercial properties, Mr.&nbsp;Madhu has been president of 5th Avenue Group LC since 2002 and
President of Forrest Terrace LC since 1999. He has also been president of The Mortgage Corporation Network (correspondent lenders) since 1996. Prior to that, Mr.&nbsp;Madhu was vice president, mortgage division, First Trust Mortgage&nbsp;&amp;
Finance, from 1994 to 1996; vice president, residential first mortgage division, Continental Management Associates Limited, Inc., from 1993 to 1994; and president, S&amp;S Development, Inc. from 1991 to 1993. None of the foregoing companies is an
affiliate of Homeowners Choice, Inc. He attended Northwest Missouri State University, where he studied marketing and management. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">8 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Madhu brings considerable business, marketing, real estate and mortgage finance
experience to the Board of Directors. Real estate experience has become increasingly important to the company as it makes and considers significant real estate investments. In addition, Mr.&nbsp;Madhu has a substantial personal investment in the
company. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Anthony Saravanos</I></B>, age 42, has been a director of the company since May 2007. Since 2005,
Mr.&nbsp;Saravanos has been vice president of The Boardwalk Company, a full-service real estate company located in Palm Harbor, Florida. The Boardwalk Company is not affiliated with Homeowners Choice, Inc. Since 2001, he has been managing partner of
several commercial property entities with a combined total of 13 properties in Florida and New York. From 1997 to 2001, he served as district manager, marketing and sales, for DaimlerChrysler Motors Corporation, Malvern, Pennsylvania.
Mr.&nbsp;Saravanos graduated from Ursinus College, Collegeville, Pennsylvania, with a double major in Economics and Spanish. He earned a master&#146;s degree in Business Administration with an emphasis in marketing from Villanova University. At
Villanova he was inducted into the Beta Gama Sigma Honor Society. Mr.&nbsp;Saravanos also attended Quanaouac Institute, Cuernavaca, Mexico, for intensive Spanish studies and a cultural immersion program. A licensed real estate broker,
Mr.&nbsp;Saravanos is a Certified Commercial Investment Member. He was named #1 Top Producer for 2010 by the Florida Gulfcoast Commercial Association of Realtors in the General Brokerage Category. Mr.&nbsp;Saravanos was recently elected Vice
President, Greek Children&#146;s Fund at All Children&#146;s Hospital Foundation. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Saravanos brings considerable
business, management, finance, marketing and real estate experience and business education to the Board of Directors. Real estate experience has become increasingly important to the company as it makes and considers significant real estate
investments. Mr.&nbsp;Saravanos also serves as chairman of our audit committee. His financial sophistication is evidenced by his business education and his work experiences. For example, as a district manager for DaimlerChrysler Motors Corporation
he was required to read, understand and analyze financial information. His ability to analyze financial information is considered of importance in enhancing oversight of the company&#146;s performance, monitoring its financial disclosure and
evaluating growth opportunities. Important also, Mr.&nbsp;Saravanos has a substantial personal investment in the company and he played a large role in bringing initial investors to the company. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Directors whose present terms continue until 2015 (Class A): </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>Harish M. Patel</I></B>, age 56, has served on our Board of Directors since 2011.&nbsp;Since 2006, Mr.&nbsp;Patel has served also as a director for Medenet, Inc., a medical software company based in
St. Petersburg, Florida. From 1976 to 1987, Mr.&nbsp;Patel served in various capacities, including as director of sales, director of operations and director at large, for Colorama Photo Processing Laboratories, a family-owned photo processing
business located in London, England which pioneered the provision of next day and same day photo processing services to retail outlets in Central London and later provided those services to other regions of the United Kingdom.&nbsp;From 1987 to
1992, Mr.&nbsp;Patel served in various capacities, including as director at large, for Colorama Pharmaceuticals Ltd., a family-owned start-up venture which distributed pharmaceuticals to the client base of the photo processing company.&nbsp;From
1992 to 2005, he served as director for Kwik Photo Retail Stores, a London-based, operator of stand-alone and in-store retail photo processing labs.&nbsp;During his tenure, that company expanded from 23 company-owned stores to over 100 outlets. In
addition he established and managed a United States-based data processing subsidiary for that company.&nbsp;None of the foregoing companies are affiliated with our company. Mr.&nbsp;Patel holds a Bachelor&#146;s Degree in Business Administration
from South Bank Polytechnic. He has no familial relationship to Paresh Patel, our chief executive officer and chairman of the Board. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Patel brings a wide range of business and management experience to the Board of Directors. We expect Mr.&nbsp;Patel&#146;s business and management experience will enhance oversight of the
company&#146;s business performance and financial disclosure. We believe also the knowledge he has gained from his experiences, in particular his knowledge of software systems and health care, will be valuable as the company considers and seeks
growth opportunities. Also important, Mr.&nbsp;Patel has a substantial personal investment in the company. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Martin A.
Traber</I></B>, age 67, is a founder of the company. He has been a director of the company since its inception. Since 1994 Mr.&nbsp;Traber has been a partner of Foley&nbsp;&amp; Lardner LLP, in Tampa, Florida, representing clients in securities and
corporate law transactions. Mr.&nbsp;Traber earned a Bachelor of Arts and a Juris Doctor from Indiana University. Mr.&nbsp;Traber is </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">9 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
a founder of NorthStar Bank in Tampa, Florida and from 2007 to 2011 served as a member of the Board of Directors of that institution. Mr.&nbsp;Traber serves on the Board of Directors of Exeter
Trust Company, Portsmouth, New Hampshire and JHS Capital Holdings, Tampa, Florida and on the Advisory Board of Platinum Bank, Tampa, Florida. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Traber brings considerable legal, financial and business experience to the Board of Directors. He has counseled and observed numerous businesses in a wide range of industries. The knowledge
gained from his observations and his knowledge and experience in business transactions and securities law are considered of importance in monitoring the company&#146;s performance and when we consider and pursue business acquisitions and financial
transactions. Mr.&nbsp;Traber also serves on the governance and nominating committee and our compensation committee. As a corporate and securities lawyer he has a fundamental understanding of governance principles and business ethics. His knowledge
of other businesses and industries is useful in determining management and director compensation. Important also, Mr.&nbsp;Traber has a substantial personal investment in the company. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Arrangements as to Selection and Nomination of Directors </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We are aware of
no arrangements as to the selection and nomination of directors. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Independent Directors </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Based upon recommendations of our governance and nominating committee, our Board of Directors has determined that current directors George
Apostolou, Harish M. Patel, Gregory Politis, Anthony Saravanos and Martin A. Traber are &#147;independent directors&#148; meeting the independence tests set forth in Section&nbsp;303A.02 of the New York Stock Exchange Listing Manual, including
having no material relationship with the company (either directly or as a partner, shareholder or officer of an organization that has a relationship with the company). In the case of Mr.&nbsp;Traber, the Committee considered his role as a partner of
Foley&nbsp;&amp; Lardner LLP, which provides legal services to the company, and determined that the fees received by the law firm from us amount to less than 1% of the firm&#146;s total revenue and considered also Mr.&nbsp;Traber&#146;s personal
financial substance, his other sources of income and his lack of dependence upon legal fees from the company. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>DIRECTOR COMPENSATION
</B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Directors who are employees of the company do not receive any additional compensation for their service as directors.
During 2012, the company&#146;s non-employee directors each received a $30,000 cash bonus, which was paid in February 2012. Additionally, each director received cash payments in January, April, July and October of $12,500, $12,500, $18,750 and
$18,750, respectively, for his service to the company, which includes attendance at Board and committee meetings held during 2012. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The following table sets forth information with respect to compensation earned by each of our directors (other than &#147;named executive officers&#148;) during the year ended December&nbsp;31, 2012.
</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:20pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Fees<BR>Earned&nbsp;or<BR>Paid in<BR>Cash</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Stock<BR>Awards</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Option<BR>Awards</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Non-Equity<BR>Incentive Plan<BR>Compensation</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Change in<BR>Pension Value<BR>and<BR>Nonqualified<BR>Deferred<BR>Compensation<BR>Earnings</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>All Other<BR>Compensation</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Total</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">George Apostolou</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Gregory Politis</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Martin A. Traber</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Anthony Saravanos</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Harish Patel</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">92,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In addition to the fees detailed above, non-employee directors are reimbursed for travel and other
reasonable out-of-pocket expenses related to attendance at Board or committee meetings. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">10 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">There was no equity compensation granted to non-employee directors in 2012. The aggregate
number of stock options outstanding for each non-employee director as of December&nbsp;31, 2012 was as follows: </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="90%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:20pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Number&nbsp;of<BR>Options</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">George Apostolou</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Gregory Politis</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">90,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Martin A. Traber</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Anthony Saravanos</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">30,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Harish Patel</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">30,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Each non-employee director at May&nbsp;30, 2007 was awarded the right to purchase 30,000 shares at $2.50 per share. Those options vested over three years and expire
May&nbsp;31, 2017. Founders Gregory Politis and Martin A. Traber each received additional options to purchase 160,000 shares at $2.50 per share. Those options vested monthly in 5,000 share increments commencing June&nbsp;1, 2007. On August&nbsp;26,
2011, newly elected director Harish Patel was awarded the right to purchase 30,000 shares at $6.30 per share. His options vest in three equal annual installments beginning April&nbsp;20, 2012. </FONT></TD></TR></TABLE>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Compensation Policies Relating to Risk Management </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The Board of Directors has considered risks associated with the company&#146;s compensation policies and practices and identified no compensation policies or practices that are reasonably likely to have a
material adverse effect on the company. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>TRANSACTIONS WITH RELATED PERSONS </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Transactions </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Office Lease </I></B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">On April&nbsp;8, 2008, we entered into a lease with Xenia Management Corporation, a company owned and operated by Gregory Politis, one of
our directors. The lease was for 6,000 square feet of office space and 1,498 square feet of common area, in Clearwater, Florida. The lease commenced in July 2008 and required us to make monthly lease payments of $12,500, which included $2,500 for
common area maintenance. The total payments made to Xenia Management Corporation during 2012 were $179,000. This lease was terminated in December 2012.</FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><I>Reinsurance Agreement </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">On June&nbsp;1, 2012, Claddaugh Casualty
Insurance Company, Ltd. (&#147;Claddaugh&#148;), our Bermuda-based captive reinsurer, entered into a reinsurance treaty with Moksha Re SPC Ltd. and multiple capital partners (&#147;Moksha&#148;) whereby a portion of the business assumed from the
company&#146;s insurance subsidiary, Homeowners Choice Property&nbsp;&amp; Casualty Insurance Company, Inc., is ceded by Claddaugh to Moksha. With respect to the 2012-2013 treaty year, which covers the period from June&nbsp;1, 2012 through
May&nbsp;31, 2013, Moksha assumed $13.8 million of the total covered exposure for approximately $4.0 million in premiums, a rate which management believes to be competitive with market rates available to Claddaugh. The $4.0 million premium was fully
paid by Claddaugh in June 2012. Moksha capital partners deposited an aggregate of $9.8 million into a trust account along with the $4.0 million premium paid by Claddaugh to fully collateralize Moksha&#146;s exposure. Trust assets may be withdrawn by
our insurance subsidiary, the trust beneficiary, in the event amounts are due under the 2012-2013 Moksha reinsurance agreement. Among the Moksha capital partner participants, our chief executive officer and our vice president of investor relations
contributed $700,000 and $200,000, respectively. In addition, members of the chief executive officer&#146;s immediate family contributed $942,500. The remaining capital partner participants, who are multiple parties unrelated to the company,
contributed the balance of $7,960,000. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">11 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Legal Services </I></B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">One of our directors, Martin A. Traber, is a partner at the law firm of Foley&nbsp;&amp; Lardner LLP, and since our inception in 2007, the firm has provided legal representation to us on certain matters,
including our 2008 initial public offering. During 2012, Foley&nbsp;&amp; Lardner LLP billed us approximately $335,000. Such amount includes fees billed in connection with our common stock offering and represents less than 1% of Foley&#146;s fee
revenue. These services were provided on an arms&#146;-length basis, and paid for at fair market value. We believe that such services were performed on terms at least as favorable to us as those that would have been realized in transactions with
unaffiliated entities or individuals. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Policies for Approval or Ratification of Transactions with Related Persons </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Our policy for approval or ratification of transactions with related persons is for those transactions to be reviewed and approved by the
Audit Committee. That policy is set forth in the Audit Committee Charter. Our practice is that such transactions are approved by a majority of disinterested directors. The policy sets forth no standards for approval. Directors apply their own
individual judgment and discretion in deciding such matters. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>ADVERSE INTERESTS </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We are not aware of any material proceedings in which an executive officer or director is a party adverse to the company or has a material
interest adverse to the company. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>SECTION&nbsp;16(a) BENEFICIAL OWNERSHIP REPORTING COMPLIANCE </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Based solely upon a review of Forms 3, 4, and 5 filed for the year 2012, we believe that all of our directors, officers, and 10%
beneficial owners complied with all Section&nbsp;16(a) filing requirements applicable to them. In addition all such forms were filed timely, with the exception of two separate filings by Mr.&nbsp;George Apostolou: a Form 4 filed on June&nbsp;28,
2012 that was due on June&nbsp;18, 2012 and a Form 4 filed on October&nbsp;29, 2012 that was due on October&nbsp;18, 2012; two separate filings by Mr.&nbsp;Martin Traber: a Form 4 filed on March&nbsp;21, 2012 that was due on March&nbsp;2, 2012 and a
Form 4 filed on December 5, 2012 that was due on November&nbsp;30, 2012; one filing by Mr.&nbsp;Paresh Patel: a Form 4 filed on October&nbsp;29, 2012 that was due on October&nbsp;25, 2012; one filing by Mr.&nbsp;Sanjay Madhu: a Form 4 filed on
October&nbsp;29, 2012 that was due on October&nbsp;26, 2012; one filing by Mr.&nbsp;Richard Allen: a Form 4 filed on August&nbsp;16, 2012 that was due on August&nbsp;15, 2012; one filing by Mr.&nbsp;Harish Patel: a Form 4 filed on October&nbsp;29,
2012 that was due on October&nbsp;24, 2012; and one filing by Mr.&nbsp;Anthony Saravanos: a Form 4 filed on October&nbsp;22, 2012 that was due on October&nbsp;18, 2012. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>CODE OF ETHICS </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We have adopted a code of ethics applicable to all
employees and directors, including our chief executive officer and chief financial officer. We have posted the text of our code of ethics to our internet web site: www.hcigroup.com. Select &#147;Investors&#148; from the left and then select
&#147;Corporate Governance&#148; and then &#147;Code of Conduct.&#148; We intend to disclose any change to or waiver from our code of ethics by posting such change or waiver to our internet web site within the same section as described above.
</FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>MEETINGS OF THE BOARD OF DIRECTORS </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The Board of Directors held 11 formal meetings during 2012. During 2012, no director attended less than 75% of the Board and applicable committee meetings. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Board members are encouraged, but not required to attend the Annual Meeting of the Shareholders. All directors attended the 2012 Annual
Meeting of the Shareholders. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>SHAREHOLDER COMMUNICATIONS WITH THE BOARD OF DIRECTORS </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We have established procedures by which shareholders may communicate with members of the Board of Directors. If you wish to communicate
with the Board of Directors or a specified member of the Board you may send written communications addressed to: Board of Directors, Homeowners Choice, Inc., c/o Andrew L. Graham, Secretary of the Corporation, 5300 West Cypress Street, Suite 100,
Tampa, Florida 33607. The communication should include your name and the class and number of shares you own. Communications that are not racially, ethically or religiously offensive, commercial, pornographic, obscene, vulgar, profane, defamatory,
abusive, harassing, threatening, malicious, false or frivolous in nature will be promptly forwarded to the Board of Directors or the specified member of the Board to whom the communication is addressed.</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">12 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>COMMITTEES OF THE BOARD OF DIRECTORS </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Board of Directors has an audit committee, a compensation committee, and a governance and nominating committee. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Audit Committee </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The
company has a separately-designated standing audit committee established in accordance with the Securities and Exchange Act of 1934. The audit committee&#146;s responsibilities include the following: </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">assisting our Board of Directors in its oversight of the quality and integrity of our accounting, auditing, and reporting practices;
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">overseeing the work of our internal accounting and auditing processes; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">discussing with management our processes to manage business and financial risk; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">making appointment, compensation, and retention decisions regarding, and overseeing the independent registered public accounting firm engaged to
prepare or issue audit reports on our financial statements; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">establishing and reviewing the adequacy of procedures for the receipt, retention and treatment of complaints received by our company regarding
accounting, internal accounting controls or auditing matters, and the confidential, anonymous submission by employees of concerns regarding questionable accounting or auditing matters; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">reviewing and discussing with management and the independent registered public accounting firm our annual and quarterly financial statements and
related disclosures; and </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">conducting an appropriate review and approval of all related party transactions for potential conflict of interest situations on an ongoing basis.
</FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The audit committee is composed of three members: Anthony Saravanos, its chairman, George Apostolou and
Harish M. Patel. Since our common shares are listed on the New York Stock Exchange, we are governed by its listing standards. Accordingly, each member of the audit committee meets the independence tests set forth in Section&nbsp;303A.02 of the New
York Stock Exchange Listing Manual and the criteria for independence set forth in Rule&nbsp;10A-3(b)(1) of the Securities and Exchange Commission. The Board of Directors has determined that Mr.&nbsp;Saravanos is an audit committee financial expert.
The Audit Committee met formally four times during 2012 and otherwise acted by unanimous written consent. The Board of Directors has adopted a written Audit Committee Charter. A current copy of the charter is available on our website
<U>www.hcigroup.com</U>. Click &#147;Investors&#148; and then &#147;Corporate Governance.&#148; </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Compensation Committee </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The compensation committee&#146;s responsibilities include the following: </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">reviewing and approving the compensation programs applicable to our executive officers; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">recommending to the Board of Directors and periodically reviewing policies for the administration of the executive compensation programs;
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">reviewing and approving the corporate goals and objectives relevant to the compensation of the executive officers, evaluating the performance of the
executive officers in light of those goals, objectives and strategies, and setting the compensation level of the executive officers based on this evaluation; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">reviewing on a periodic basis the operation of our executive compensation programs to determine whether they are properly coordinated and achieving
their intended purposes; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">administering and making awards under the company&#146;s 2012 Omnibus Incentive Plan and monitoring and supervising the administration of any other
benefit plans the company may have; and </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">reviewing and approving compensation to outside directors. </FONT></P></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">13 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The compensation committee has the authority to determine the compensation of the chief
executive officer and the non-employee directors. At least annually the compensation committee considers the results of the company&#146;s operations and its financial position and makes compensation determinations. The compensation committee has
not engaged or relied on consultants, instead relying on the judgment and knowledge of its own members. It views the determination of such compensation to be a collaborative effort and accordingly it welcomes recommendations and advice from
executive officers and other directors. The compensation committee is composed of four members: Martin A. Traber, Chairman, and Gregory Politis, Anthony Saravanos and George Apostolou, each of whom meets the independence tests set forth in
Section&nbsp;303A.02 of the New York Stock Exchange Listing Manual. The compensation committee met formally four times during 2012 and otherwise acted by unanimous written consent. The Board of Directors has adopted a formal compensation committee
charter. A current copy of the charter is available on our website <U>www.hcigroup.com</U>. Click &#147;Investors&#148; and then &#147;Corporate Governance.&#148; </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Governance and Nominating Committee </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The functions of the governance and
nominating committee include the following: </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">establishing criteria for selection of potential directors, taking into account all factors it considers appropriate; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">identifying and selecting individuals believed to be qualified as candidates to serve on the board and recommending to the board candidates to stand
for election as directors at the annual meeting of shareholders or, if applicable, at a special meeting of the shareholders; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">recommending members of the board to serve on the committees of the board; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">evaluating and ensuring the independence of each member of each committee of the board required to be composed of independent directors;
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">developing and recommending to the board a set of corporate governance principles appropriate for our company and consistent with the applicable laws,
regulations, and listing requirements; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">developing and recommending to the board a code of conduct for our company&#146;s directors, officers, and employees; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">ensuring that we make all appropriate disclosures regarding the process for nominating candidates for election to the board, including any process for
shareholder nominations, the criteria established by the committee for candidates for nomination for election to the board, and any other disclosures required by applicable laws, regulations, or listing standards; and </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">reporting regularly to the board (i)&nbsp;regarding meetings of the committee, (ii)&nbsp;with respect to such other matters as are relevant to the
committee&#146;s discharge of its responsibilities, and (iii)&nbsp;with respect to such recommendations as the committee may deem appropriate. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The governance and nominating committee is composed of three members: Martin A. Traber, Anthony Saravanos and George Apostolou, each of whom meets the independence tests set forth in Section&nbsp;303A.02
of the New York Stock Exchange Listing Manual. The governance and nominating committee held two meetings in 2012. The Board of Directors has adopted a written governance and nominating committee charter. A current copy of the charter is available on
our website at <U>www.hcigroup.com</U>. Click &#147;Investors&#148; and then &#147;Corporate Governance.&#148; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Each of the
proposed director nominees was recommended by the governance and nominating committee to the Board of Directors. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The
governance and nominating committee identifies director candidates in numerous ways. Generally, the candidates are known to and recommended by members of the Board of Directors or management. In evaluating director candidates, the governance and
nominating committee considers a variety of attributes, criteria and factors, including experience, skills, expertise, diversity, personal and professional integrity, character, temperament, business judgment, time availability, dedication and
conflicts of interest. At a minimum, director candidates must be at least 18&nbsp;years of age and have such business, financial, technological or legal experience or education to enable them to make informed decisions on behalf of the company. The
governance and nominating committee has not adopted a specific policy on diversity. However, in practice it has identified and recommended individuals of diverse ethnic, cultural and business backgrounds.</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">14 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The governance and nominating committee will consider director candidates recommended by
shareholders. If you wish to recommend one or more director candidates you should send your recommendations before November&nbsp;1 of the year preceding the next annual meeting of shareholders to the Secretary of the Corporation, Andrew L. Graham,
5300 West Cypress Street, Suite 100, Tampa, Florida 33607. Each recommendation should set forth the candidate&#146;s name, age, business address, business telephone number, residence address, and principal occupation or employment and any other
attributes or factors you wish the committee to consider, as well as your name, address and telephone number and the class and number of shares you hold. The Committee may require the recommended candidate to furnish additional information. The
secretary will forward recommendations of qualified candidates to the governance and nominating committee and those candidates will be given the same consideration as all other candidates. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">A shareholder wishing to nominate an individual for election to the Board of Directors at the Annual Meeting of the Shareholders, rather
than recommend a candidate to the Governance and Nominating Committee, must comply with the advance notice requirements set forth in our bylaws. See &#147;Shareholder Proposals for Presentation at the 2014 Annual Meeting&#148; for further
information. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Board of Directors Leadership Structure </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Our business and affairs are managed under the direction of the Board of Directors. Under our current leadership structure, Paresh Patel serves as chairman of the board and chief executive officer.
Mr.&nbsp;Patel&#146;s role includes providing continuous feedback on the direction and performance of the company, serving as chairman of regular meetings of the Board of Directors, setting the agenda of meetings of the Board of Directors and
leading the Board of Directors in anticipating and responding to changes in our business. Mr.&nbsp;Patel plays a significant role also in formulating and executing the company&#146;s strategic plans, technology efforts and investment decisions. We
believe board oversight and planning is a collaborative effort among the directors, each of whom has unique skills, experience and education, and this structure facilitates collaboration and communication among the directors and management and makes
best use of their respective skills. The Board of Directors may determine to alter this leadership structure anytime based on then existing circumstances. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Board of Directors&#146; Role in Risk Oversight </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Board of Directors
plays a significant role in monitoring risks to the company. Where major risks are involved, the Board of Directors takes a direct role in reviewing those matters. For example, the Board of Directors annually reviews the level and design of our
reinsurance program. Reinsurance is insurance we buy from other insurance companies to cover hurricanes and other catastrophes. The Board of Directors also approves any strategic initiatives and any large or unusual investment or other such
expenditure of the company&#146;s resources. The Board of Directors has established committees to assist in ensuring that material risks are identified and managed appropriately. Among them are the audit committee, the compensation committee, the
investment committee and the governance and nominating committee. The Board and its committees regularly review material operational, financial, compensation and compliance risks with executive management. The audit committee is responsible for
assisting the Board of Directors in its oversight of the quality and integrity of our accounting, auditing, and reporting practices and discussing with management our processes to manage business and financial risk.&nbsp;The compensation committee
considers risk in connection with its design of our compensation programs for our executives. The investment committee manages the company&#146;s normal investments. The governance and nominating committee regularly reviews the company&#146;s
corporate governance structure and board committee assignments.&nbsp;Each committee regularly reports to the Board of Directors. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">15 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>MATTER NO. 2 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>NAME CHANGE FROM HOMEOWNERS CHOICE, INC. TO HCI GROUP, INC. </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">On
April&nbsp;4, 2013, the company&#146;s Board of Directors determined that the company&#146;s best interests would be served by a change of name from &#147;Homeowners Choice, Inc.&#148; to &#147;HCI Group, Inc.&#148; This name change requires an
amendment to the company&#146;s articles of incorporation, and such an amendment requires approval by the shareholders. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We
believe this name change will be beneficial to the company in several ways. </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The name HCI Group, Inc. will better represent the company&#146;s diversified business activities, which include information technology, real estate
operations and reinsurance as well as property and casualty insurance. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The new name will provide greater clarity to the company&#146;s identity, avoiding confusion between the company and its largest subsidiary, Homeowners
Choice Property&nbsp;&amp; Casualty Insurance Company, Inc. We have seen news media, vendors and others confuse the companies and their activities. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Finally, the new name will distinguish the company and the brands of its non-property and casualty insurance enterprises from the &#147;Homeowners
Choice&#148; brand, thereby enhancing and strengthening the value of all our brands. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We remain committed to
the &#147;Homeowners Choice&#148; brand, which will continue to represent our homeowners&#146; property and casualty insurance business. We believe a name change at the parent company will enhance and strengthen that brand. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Board of Directors proposes that Article I of the company&#146;s articles of incorporation be amended and restated in its entirety to
read as follows: </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;Article I </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:8%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The name of the corporation is HCI Group, Inc.&#148; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">THE BOARD OF DIRECTORS
RECOMMENDS A VOTE <B><I>FOR </I></B>APPROVAL OF THE PROPOSED AMENDMENT TO THE ARTICLES OF INCORPORATION TO CHANGE THE COMPANY&#146;S NAME TO HCI GROUP, INC.&nbsp;&#151; ITEM&nbsp;2 ON YOUR PROXY CARD. </FONT></P>
<P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>MATTER NO. 3 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>RATIFICATION OF APPOINTMENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The company&#146;s audit committee has appointed Dixon Hughes Goodman LLP as the company&#146;s independent registered public accounting firm for the year ending December&nbsp;31, 2013. At the Annual
Meeting, shareholders will be asked to ratify the audit committee&#146;s appointment of Dixon Hughes Goodman LLP as the company&#146;s independent registered public accounting firm. Regardless of the outcome of this vote, the audit committee will
retain the sole authority to appoint the company&#146;s independent registered public accounting firm. If the appointment is not ratified, then the audit committee will reconsider its appointment. Even if the appointment is ratified, the audit
committee may appoint a different independent registered public accounting firm for the company. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The persons named in the
enclosed proxy card intend, unless otherwise directed, to vote such proxy &#147;FOR&#148; ratification of the appointment of Dixon Hughes Goodman LLP as the company&#146;s independent registered public accounting firm. This proposal will be approved
if the number of votes for the proposal exceeds the number of votes against the proposal. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">THE BOARD OF DIRECTORS RECOMMENDS A
VOTE <B><I>FOR</I></B> RATIFICATION OF THE APPOINTMENT OF DIXON HUGHES GOODMAN LLP AS THE COMPANY&#146;S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM &#151; ITEM&nbsp;3 ON YOUR PROXY CARD. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">16 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Change in Independent Registered Public Accounting Firm </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Effective March&nbsp;20, 2013, the audit committee determined to engage Dixon Hughes Goodman LLP to serve as the company&#146;s
independent registered public accounting firm for the year ending December&nbsp;31, 2013 and as a consequence dismissed Hacker Johnson &amp; Smith P.A. as the company&#146;s independent registered public accounting firm for the audit of the
company&#146;s financial statements effective March 20, 2013. We expect one or more representatives of Dixon Hughes Goodman LLP will attend our 2013 Annual Meeting. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Prior to the engagement of Dixon Hughes Goodman LLP, Hacker Johnson&nbsp;&amp; Smith P.A. had been the company&#146;s independent registered public accounting firm. Hacker Johnson&nbsp;&amp; Smith P.A.
was notified on March&nbsp;20, 2013 that it would not be retained as the company&#146;s independent registered public accounting firm for the year ending December&nbsp;31, 2013. Hacker Johnson&nbsp;&amp; Smith P.A.&#146;s engagement as the
company&#146;s independent registered public accounting firm to audit our consolidated financial statements for the year ended December&nbsp;31, 2012 was unaffected by the selection of Dixon Hughes Goodman LLP as Hacker Johnson&nbsp;&amp; Smith
P.A.&#146;s dismissal became effective following the completion of their audit of the company&#146;s consolidated financial statements as of and for the year ended December&nbsp;31, 2012 and the filing of the related Annual Report on Form 10-K.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The audit reports of Hacker, Johnson &amp; Smith P.A. on the consolidated financial statements of the company as of December
31, 2011 and 2012 and the years then ended did not contain any adverse opinion or disclaimer of opinion nor were they qualified or modified as to uncertainty, audit scope or accounting principles. The audit report of Hacker, Johnson &amp; Smith P.A.
on the effectiveness of internal control over financial reporting as of December 31, 2012 did not contain any adverse opinion or disclaimer of opinion, nor was it qualified or modified as to uncertainty, audit scope, or accounting principles.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">During the two years ended December&nbsp;31, 2012 and 2011, and through the Company&#146;s subsequent interim period from
January 1, 2013 through March 20, 2013, there were (i)&nbsp;no disagreements between the company and Hacker Johnson&nbsp;&amp; Smith P.A. on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or
procedures, which, if not resolved to the satisfaction of Hacker Johnson&nbsp;&amp; Smith P.A. would have caused Hacker Johnson&nbsp;&amp; Smith P.A. to make reference thereto in their reports on the consolidated financial statements for such years,
and (ii)&nbsp;no &#147;reportable events&#148; as that term is defined in Item&nbsp;304(a)(1)(v) of Regulation S-K. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">During
the two years ended December&nbsp;31, 2012 and 2011, and through the Company&#146;s subsequent interim period from January 1, 2013 through March&nbsp;20, 2013, the company did not consult with Dixon Hughes Goodman LLP regarding either (i)&nbsp;the
application of accounting principles to a specified transaction, either completed or proposed; or the type of audit opinion that might be rendered on the company&#146;s consolidated financial statements, and neither a written report was provided to
the company nor oral advice was provided that Dixon Hughes Goodman LLP concluded was an important factor considered by the company in reaching a decision as to the accounting, auditing or financial reporting issue; or (ii)&nbsp;any matter that was
either the subject of a &#147;disagreement,&#148; as that term is defined in Item&nbsp;304(a)(1)(iv) of Regulation S-K and the related instructions to Item&nbsp;304 of Regulation S-K, or a &#147;reportable event,&#148; as that term is defined in
Item&nbsp;304(a)(1)(v) of Regulation S-K. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We provided Hacker Johnson&nbsp;&amp; Smith P.A. with a copy of a Form 8-K/A
disclosing the above matters, which was filed on April&nbsp;1, 2013. Hacker Johnson&nbsp;&amp; Smith P.A. furnished the company with a letter addressed to the Securities and Exchange Commission stating that Hacker Johnson&nbsp;&amp; Smith P.A.
agreed with the statements made in the Form 8-K/A, except that Hacker Johnson&nbsp;&amp; Smith P.A. was not in a position to agree or disagree with the company&#146;s statement that Dixon Hughes Goodman LLP&#146;s engagement was approved by the
Audit Committee or with the company&#146;s statement that Dixon Hughes Goodman LLP was not engaged regarding the application of accounting principles to a specified transaction or the type of audit opinion that might be rendered on the
company&#146;s consolidated financial statements, or the effectiveness of internal control over financial reporting. A copy of such letter, dated March&nbsp;29, 2013, was filed as Exhibit 16 to the Form 8-K/A. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">17 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>PRINCIPAL REGISTERED PUBLIC ACCOUNTING FIRM </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Hacker, Johnson&nbsp;&amp; Smith P.A. was our principal registered public accounting firm for 2012 and 2011. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>AUDIT FEES </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table sets forth the aggregate fees for services
provided by Hacker, Johnson&nbsp;&amp; Smith PA, our principal accountant for the years ended December&nbsp;31, 2012 and 2011: </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2012</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Audit Fees</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">189,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">121,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">All Other Fees</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">58,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">247,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">141,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;Audit Fees&#148; represent fees billed for professional services rendered for the audit of our annual financial
statements, review of our quarterly financial statements included in our quarterly reports on Form 10-Q, and audit services provided in connection with other statutory and regulatory filings. &#147;All Other Fees&#148; represent fees billed for
services provided to us not otherwise included in the categories above, primarily fees related to the review of our registration statements in connection with our common and preferred stock offering completed in April 2012 and March 2011,
respectively, as well as our senior note offering completed in January 2013. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>PRE-APPROVAL POLICIES </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">All auditing services and non-auditing services are pre-approved by the audit committee. The audit committee delegated this authority to
the chairman of the audit committee for situations when pre-approval by the full audit committee is inconvenient. Any decisions by the chairman of the audit committee must be disclosed at the next audit committee meeting. Pre-approval of non-audit
services must be disclosed in quarterly and annual reports. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">18 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>AUDIT COMMITTEE REPORT </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>TO: The Board of Directors of Homeowners Choice, Inc. </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The audit committee
oversees the financial reporting processes of Homeowners Choice, Inc. on behalf of the Board of Directors. Management has the primary responsibility for the financial statements and the reporting process, including the systems of internal controls.
In fulfilling its oversight responsibilities, the audit committee reviewed the audited financial statements in the Annual Report with management and discussed with management the quality, in addition to the acceptability, of the accounting
principles, the reasonableness of significant judgments, and the clarity of disclosures in the financial statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The
audit committee reviewed with representatives of Hacker Johnson&nbsp;&amp; Smith P.A., the company&#146;s independent registered public accounting firm responsible for auditing the company&#146;s financial statements and expressing an opinion on the
conformity of those audited financial statements with accounting principles generally accepted in the United States of America, their judgments as to the quality, not just the acceptability, of the company&#146;s accounting principles. The audit
committee has discussed with the independent registered public accounting firm the matters required to be discussed under auditing standards adopted by the Public Company Accounting Oversight Board. The audit committee has received the written
disclosures and the letter from the independent registered public accounting firm required by applicable requirements of the Public Company Accounting Oversight Board regarding the independent accountant&#146;s communications with the audit
committee concerning independence, and has discussed with the independent accountant the independent accountant&#146;s independence. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The audit committee discussed with representatives of Hacker Johnson&nbsp;&amp; Smith P.A. the overall scope and plans for their audit. The audit committee met with representatives of Hacker
Johnson&nbsp;&amp; Smith P.A., with and without management present, to discuss the results of their examinations, their evaluations of the company&#146;s internal controls, and the overall quality of the company&#146;s financial reporting.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In reliance on the reviews and discussions referred to above, the audit committee recommended to the Board of Directors the
inclusion of the audited financial statements in the company&#146;s Annual Report on Form 10-K for the year ended December&nbsp;31, 2012 for filing with the Securities and Exchange Commission. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The audit committee has appointed Dixon Hughes Goodman LLP as the company&#146;s independent registered public accounting firm for the
year ending December&nbsp;31, 2013. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">AUDIT COMMITTEE </FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Anthony Saravanos </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">George Apostolou </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Harish M. Patel </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">19 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>MATTER NO. 4 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>APPROVAL, ON AN ADVISORY BASIS, OF THE COMPENSATION OF OUR NAMED EXECUTIVE OFFICERS </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Pursuant to Section&nbsp;14A of the Securities Exchange Act of 1934, we are asking shareholders to approve, on a non-binding, advisory basis, the compensation of our named executive officers as described
in this proxy statement. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Compensation Program and Philosophy </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Our compensation committee and Board of Directors believe our compensation practices and policies must be designed to attract and retain highly-skilled executives who are critical to the company&#146;s
success while at the same time aligning our executives&#146; interests with the interests of the shareholders. Accordingly, emphasis is placed on aligning pay with the financial performance of the company and increasing shareholder value. We have
sought to do so with a mix of base salaries, discretionary bonuses, performance based bonuses and restricted stock grants. During 2012, the most significant portion of our chief executive officer&#146;s compensation was tied to the company&#146;s
financial performance with performance objectives keyed to earnings before interest and the provision for income taxes, excluding certain nonrecurring items in accordance with the company&#146;s 2012 Omnibus Incentive Plan (&#147;EBIT&#148;), within
a specific measurement period. Compensation issued to other named executive officers included restricted stock grants issued in 2012, with forty to fifty percent of the award tied to market performance of the company&#146;s common shares. The Board
of Directors believes the company has appropriately compensated management to retain their services and incentivized them to drive strong financial performance and increase shareholder value. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Recommendation </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We are asking our shareholders to approve the compensation
of our named executive officers (our chief executive officer, our chief financial officer and our three other most highly compensated executives) as described in this proxy statement by voting in favor of the following resolution: </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#147;RESOLVED,&#148; that the shareholders approve the compensation paid to the company&#146;s named executive officers as disclosed in
the company&#146;s proxy statement with respect to the company&#146;s 2013 Annual Meeting of Shareholders pursuant to Item&nbsp;402 of Regulation S-K, including the Compensation Discussion and Analysis section, the Summary Compensation Table, and
other compensation tables and related discussion and disclosure.&#148; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">While this vote on the executive compensation of our
named executive officers is an advisory vote and therefore not binding on the company, the Compensation Committee and our Board of Directors value the opinions of our shareholders and will consider the vote outcome when making future compensation
decisions for our named executive officers. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">THE BOARD OF DIRECTORS RECOMMENDS A VOTE <B><I>FOR </I></B>APPROVAL, ON AN
ADVISORY BASIS, OF THE COMPENSATION OF OUR NAMED EXECUTIVE OFFICERS AS DISCLOSED IN THIS PROXY STATEMENT &#151; ITEM&nbsp;4 ON YOUR PROXY CARD. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>EXECUTIVE COMPENSATION AND RELATED INFORMATION </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Compensation Discussion
and Analysis </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following discussion describes the principles of our executive compensation program and how we believe
our compensation program aligns with our company objectives. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><I>Overview </I></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The compensation committee and Board of Directors are committed to aligning executive pay with the company&#146;s performance. As such, we
anticipate our chief executive officer will receive a significant portion of his cash compensation each year in the form of non-equity incentive plan compensation as determined by the compensation committee and in
</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">20 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
accordance with the company&#146;s 2012 Omnibus Incentive Plan, which was approved by the company&#146;s shareholders in 2012. We anticipate our other named executive officers will receive a
substantial portion of their compensation in the form of discretionary cash bonuses, equity awards, or a combination of both, as determined by the compensation committee in consultation with our chief executive officer. During 2012, the company did
not engage in benchmarking of total compensation or any material component of compensation with respect to the amounts paid to the company&#146;s named executive officers in 2012. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">With respect to our chief executive officer&#146;s 2012 compensation, the compensation committee established a minimum EBIT target of $5
million and a specific measurement period from September&nbsp;1 through December&nbsp;31, 2012 during which the minimum EBIT target must be met. Upon meeting the pre-established EBIT target, the chief executive officer was set to receive 3.25% of
2012 EBIT subject to any downward adjustment with such adjustment determined solely at the discretion and approval of the compensation committee. The compensation awarded in 2012 to our chief executive officer in connection with this non-equity
incentive plan amounted to $1,570,000, or approximately 3.0% of 2012 EBIT. This amount was paid in December 2012 rather than 2013 in part because of income tax uncertainties. In addition, the Compensation Committee approved and the chief executive
officer received a $1,000,000 discretionary bonus award in February 2012. This cash bonus followed the successful integration of the HomeWise Insurance Company book of business assumed by the company in November 2011. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Each of our other named executive officers received a significant portion of his 2012 compensation in the form of discretionary bonus
awards, equity awards, or a combination of cash bonus and equity awards. Consistent with the 2012 awards to our chief executive officer, cash bonuses were paid in February 2012 and December 2012. Payment of the December 2012 bonuses was accelerated
because of the income tax uncertainties. We also granted restricted stock to each named executive officer in 2012. The restricted stock granted to Scott Wallace was concurrent with the execution of Mr.&nbsp;Wallace&#146;s employment agreement. All
other restricted stock awards to executive officers of the company were granted in May 2012. Because 2012 cash bonus and equity awards earned by our named executive officers were at the discretion of the compensation committee, we have no set policy
for allocating between long-term and currently paid out compensation nor do we have an established policy for the allocation between cash and non-cash compensation. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The company has not had and currently does not have a pension or other retirement plan or a deferred compensation plan. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Our main objectives were to retain highly skilled executives and align their interests with the interests of the shareholders so as to incentivize them to drive strong financial performance and increase
shareholder value. We believe these objectives were accomplished in 2012. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>2012 Company Performance </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The company generated strong financial performance and increased shareholder value in 2012: </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Gross premiums earned increased by more than 60% to $233.6 million from $143.6 million in 2011; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net premiums earned increased 79% to $157.7 million from $88.1 million in 2011; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Income available to common shareholders increased 227% to $29.8 million from $9.1 million in 2011; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">We achieved 30% growth in policy count having successfully integrated policies assumed from HomeWise Insurance Company in November 2011 and from
Citizens Property Insurance Corporation in November 2012; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Our balance sheet reflects cash and cash equivalents of $230 million at December&nbsp;31, 2012, which is a 129% increase over the $100 million balance
in cash and cash equivalents at December&nbsp;31, 2011; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">We raised $21.6 million in April 2012 upon completion of our follow-on, common stock offering; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Diluted earnings per common share increased 125% to $3.02 compared with $1.34 for 2011; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Common dividends paid in 2012 totaled $0.875 per share compared with $0.525 per share for 2011, a 66.7% increase; and </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">In October 2012, we celebrated the transfer of the company&#146;s common stock listing from the NASDAQ Global Select Market to the New York Stock
Exchange, which we believe enhances shareholder value. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In addition, in April 2012, Scott Wallace joined the
company as president of Homeowners Choice Property&nbsp;&amp; Casualty Insurance Company, Inc., our principal operating subsidiary. Mr.&nbsp;Wallace was formerly the chief executive officer of Citizens Property Insurance Corporation and has more
than 30 years of experience in the insurance industry. Our ability to hire Mr.&nbsp;Wallace was due in part to our reputation, financial performance, and strong leadership. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">21 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>2012 Compensation </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Compensation decisions reflect the company&#146;s commitment to align our executive compensation with performance: </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Our chief executive officer&#146;s cash compensation was comprised of base salary representing only 16% of his total cash compensation, with the
remaining 84% of cash compensation related to a combination of performance-based incentive plan compensation and discretionary bonus all of which were approved by the compensation committee. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Base salaries of our other named executive officers hired prior to 2012 were approximately 46% of the total cash compensation paid to the named
executive officers. The remaining cash compensation was in the form of bonus awards that followed key transactions or full-year financial performance. </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Compensation paid to our named executive officers in 2012 included discretionary cash bonus awards that followed the successful completion of multiple
transactions, which enhanced shareholder value and contributed significantly to our top- and bottom-line growth in 2012 to include: </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#252;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Completion of the HomeWise Insurance Company assumption transaction in November 2011; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#252;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Completion of the November 2012 assumption transaction, our largest to date, with Citizens Property Insurance Corporation; and
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#252;</FONT></FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Completion of our follow-on, common stock offering in April 2012 by which we raised $21.6 million. </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">Equity awards in 2012 were comprised of restricted stock awards with forty to fifty percent of the awards tied to the market performance of the
company&#146;s common shares. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In addition to the above summary, we urge our shareholders to read the
information in the Executive Compensation and Related Information section, the Summary Compensation Table, and other compensation tables and disclosures contained in this proxy statement for more details about our executive compensation program.
</FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>EXECUTIVE OFFICERS </B></FONT></P>  <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The following table provides information with respect to our executive officers as of April&nbsp;16, 2013: </FONT></P>  <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="71%"></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:20pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Age</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="border-bottom:1px solid #000000;width:15pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Title</B></FONT></P></TD></TR>


<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Paresh Patel</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">50</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Chairman and Chief Executive Officer</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Richard R. Allen</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">66</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Chief Financial Officer</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Andrew L. Graham</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">55</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Vice President, General Counsel and Corporate Secretary</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Sanjay Madhu</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">46</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Director, Division President &#151; Real Estate Operations, and Vice President of Investor Relations</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Scott R. Wallace</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">61</FONT></TD>
<TD NOWRAP VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Division President &#151; Property and Casualty</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Biographical information for Messrs. Patel and Madhu appears above under the heading
&#147;Directors.&#148; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Richard R. Allen</I></B> has served as the chief financial officer of our company since November
2006 and also serves as a director of our subsidiary, Claddaugh Casualty Insurance Company, Ltd. Mr.&nbsp;Allen has over thirty years of experience in property and casualty insurance finance and management to include agency/broker relations,
reinsurance and financial controls and reporting and third party administration. He has held various positions with several insurance companies as chief financial officer, controller and senior accounting manager. From 1999 to 2005, Mr.&nbsp;Allen
served as the internal auditor of Anthem Blue Cross and Blue Shield. From 1996 to 1998, Mr.&nbsp;Allen served as controller for Symons International Group. From 1994 to 1996, Mr.&nbsp;Allen served as controller/treasurer of Coronet Insurance. In
addition, Mr.&nbsp;Allen served as the budget/cost manager of Bankers Life and Casualty from 1982 to 1990, and as the controller of Bankers Standard Insurance Company, an affiliate of CIGNA, from 1969 to 1981. He has experience in forensic
accounting and has participated as a consultant in numerous projects with state insurance departments. Mr.&nbsp;Allen earned his Bachelor of Science Degree from Quincy University in Quincy, Illinois. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">22 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Andrew L. Graham</I></B> has served as our general counsel since June&nbsp;1, 2008 and
also currently serves as our corporate secretary. Mr.&nbsp;Graham served from 1999 to 2007 in various capacities, including general counsel, for Trinsic, Inc. (previously named Z-Tel Technologies, Inc.), a publicly-held provider of communications
services headquartered in Tampa, Florida. Since 2011, Mr.&nbsp;Graham has served on the Internal Audit Committee of Hillsborough County, Florida. From 2007 to 2011, he served on the board of trustees of Hillsborough Community College, a state
institution serving over 45,000 students annually. Mr.&nbsp;Graham holds a Bachelor of Science degree from Florida State University and a Juris Doctor, as well as a Master of Laws (L.L.M.) in Taxation, from the University of Florida College of Law.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Scott R Wallace</I></B> has served as president of our Homeowners Choice property and casualty insurance division since
April&nbsp;16, 2012. As such he serves as president of Homeowners Choice Property&nbsp;&amp; Casualty Insurance Company, Inc., our principal operating subsidiary. Mr.&nbsp;Wallace has over 30 years of property and casualty insurance and reinsurance
experience. From 2006 to 2012, he served in various capacities, including from 2007 to 2012 as the president, chief executive officer and executive director of Citizens Property Insurance Corporation, Florida&#146;s state backed property insurer,
where he was responsible for management and operations of Florida&#146;s largest homeowners insurance company. From 1992 to 2005, he served in various executive roles at W.R. Berkley Corporation, a multi-billion dollar New York Stock Exchange-listed
insurance holding company. Mr.&nbsp;Wallace holds a Bachelor of Science degree in marketing from Arizona State University. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>ROLE OF
EXECUTIVE OFFICERS AND MANAGEMENT IN COMPENSATION DECISIONS </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The compensation committee periodically invites Mr.&nbsp;Patel
and other executives to attend committee meetings. Mr.&nbsp;Patel presents to the compensation committee his evaluation of each executive officer&#146;s performance during the year and makes recommendations to the compensation committee regarding
base salaries, bonus targets, performance goals, and equity compensation. The compensation committee has full authority to accept, modify or reject these recommendations. The compensation committee typically discusses Mr.&nbsp;Patel&#146;s
compensation package and related proposals with him. However, the compensation committee makes all final decisions related to Mr.&nbsp;Patel&#146;s compensation without Mr.&nbsp;Patel present. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>ARRANGEMENTS AS TO SELECTION AND NOMINATION OF EXECUTIVE OFFICERS </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">We are aware of no arrangements as to the selection or appointment of executive officers. </FONT></P>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>PENSION OR OTHER RETIREMENT PLAN AND DEFERRED COMPENSATION PLANS </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The company has not had and currently does not have a pension or other retirement plan or a deferred compensation plan. Accordingly, the pension benefit table, the nonqualified deferred compensation
table, and any related disclosures have been omitted from the discussion below. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>ACCOUNTING AND TAX CONSIDERATIONS </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">In designing our compensation programs, we consider the potential accounting and tax effects on the company and our employees. In
allocating among different components of compensation, we consider the accounting expense and potential reward associated with each separate component of compensation. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">We also seek to provide tax-advantaged benefits for employees where practical and affordable. In selecting the components of our compensation program and allocating among them, we consider whether the
component may be &#147;performance-based&#148; compensation for purposes of Section&nbsp;162(m) of the Internal Revenue Service Code. Under Section&nbsp;162(m), the company receives a federal income tax deduction for compensation paid to its chief
executive officer and the three other most highly compensated executive officers only if the compensation is less than $1 million during any year or is &#147;performance-based&#148; under Section&nbsp;162(m). During 2012, $490,856 of
Mr.&nbsp;Patel&#146;s compensation was nondeductible in the computation of the company&#146;s federal taxable income due to this limitation imposed by the Internal Revenue Service Code Section&nbsp;162(m). The tax impact related to the disallowed
amount was approximately $189,000. All other compensation paid to our executive officers in 2012 was fully deductible. Our 2012 Omnibus Incentive Plan was designed to permit the compensation committee to award compensation that is
&#147;performance-based&#148; and thus fully tax-deductible by the company. Under Code Section&nbsp;162(m), when a plan provides for compensation that is intended to be &#147;performance-</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">23 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
based,&#148; the plan must be re-approved by shareholders at least every five years in order for new compensation under the plan to be fully deductible for federal tax purposes. Our 2012 Omnibus
Incentive Plan was approved by our shareholders at the 2012 Annual Meeting of Shareholders. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>SUMMARY COMPENSATION TABLE </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table provides summary information concerning compensation for services rendered in all capacities awarded to, earned by or
paid to our named executive officers during the years ended December&nbsp;31, 2012, 2011 and 2010. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:97pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name and Principal Position</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Year</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Salary</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Bonus</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Stock<BR>Awards<SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(</SUP><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">1</SUP><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Option<BR>Awards<SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(</SUP><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">2</SUP><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Non-Equity<BR>Incentive Plan<BR>Compensation</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>All Other<BR>Compensation</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Total</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Paresh Patel</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2012</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">490,856</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,000,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,570,000</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">6</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3,060,856</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-left:2.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Chief Executive Officer</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">250,200</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">185,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">264,801</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(4</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">700,001</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2010</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">285,000</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">3</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">337,000</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(4</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">622,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Richard R. Allen</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2012</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">163,027</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">182,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">423,771</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">21,750</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(7</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">790,548</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-left:2.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Chief Financial Officer</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">155,857</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">165,857</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2010</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">145,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">160,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Andrew L. Graham</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="margin-left:2.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Vice President, General Counsel, and Corporate Secretary</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2012</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">144,510</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">182,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">290,385</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14,500</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(7</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">631,395</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">132,941</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">142,941</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2010</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">120,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">142,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Sanjay Madhu</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2012</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">162,587</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">182,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">435,578</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">21,570</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(7</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">801,915</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-left:2.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">President, Greenleaf Capital</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">155,274</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">165,274</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2010</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">144,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">166,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Scott R. Wallace</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2012</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">208,247</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">111,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,142,444</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">97,500</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(8</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;
</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,559,191</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-left:2.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">President, Homeowners Choice</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex"> (5) </SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2011</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2010</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Represents the aggregate grant date fair value, calculated in accordance with the Financial Accounting Standards Board ASC Topic 718, of restricted stock awards granted
in 2012. The grant date fair value for each restricted stock award with service-only conditions is based on the value of the company&#146;s stock on the grant date. The grant date fair value for each restricted stock award with market-based
conditions is estimated using a Monte Carlo simulation model and the following assumptions: expected dividends per share of $0.80; expected volatility of 36.7 to 50.0%; risk-free interest rate of 0.1 to 1.2%; estimated cost of capital of 11.9 to
12.1%; and an expected life of six years. See the description, table, and footnotes under &#147;Grants of Plan-Based Awards for 2012&#148; below, which include detail of each of the 2012 grants to our executive officers. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">There were no options granted by the company to executive officers in 2012, 2011 or 2010. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">This amount represents directors&#146; fees earned or paid in cash. Mr.&nbsp;Patel was awarded this amount individually as a bonus by the Board of Directors.
</FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">The 2011 amount represents $180,801 paid to Scorpio Systems, Inc. for consulting services, $50,000 paid to Scorpio Systems, Inc. for the
</FONT></P></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">24 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">
purchase of software rights, and $34,000 in directors&#146; fees paid prior to July&nbsp;1, 2011, the effective date of Mr.&nbsp;Patel&#146;s employment as chief executive officer. The 2010
amount represents $300,000 paid to Scorpio Systems, Inc. for consulting services and $37,000 in director fees earned or paid in cash. Scorpio Systems, Inc. is owned and controlled by Mr.&nbsp;Patel. Such agreements were terminated prior to 2012.
</FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mr.&nbsp;Wallace has served as president of our Homeowners Choice property and casualty insurance division since April&nbsp;16, 2012. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(6)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">The non-equity incentive compensation was paid to Mr.&nbsp;Patel during the year ended December&nbsp;31, 2012. No amount with respect to the 2012 award was payable at
or deferred to a later date. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(7)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Represents dividends paid in 2012 on unvested restricted shares. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(8)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes $72,500 in dividends paid in 2012 on unvested restricted shares and a $25,000 cash sign-on bonus. </FONT></TD></TR></TABLE>
<P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Employment Agreements </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Certain executives&#146; compensation and other arrangements are set forth in employment agreements. These employment agreements are
described below. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Paresh Patel.</I></B> Effective July&nbsp;1, 2011, we entered into an employment agreement with
Mr.&nbsp;Paresh Patel. Under the agreement, Mr.&nbsp;Patel began serving as our chief executive officer on July&nbsp;1, 2011. The agreement has a three-year term and renews automatically for successive one year periods unless either party delivers
90 days&#146; notice of non-renewal. Mr.&nbsp;Patel will be entitled to a base annual salary of $500,000, plus benefits upon substantially the same terms applicable to other company executives. Mr.&nbsp;Patel will be entitled to severance payments
of not less than one year&#146;s base salary if the company non-renews the employment or terminates the employment without good cause. Mr.&nbsp;Patel&#146;s employment agreement provides that in the event he is terminated without good cause and
within three years of a change in control of the company, Mr.&nbsp;Patel will be entitled to receive a one-time, lump sum severance payment (due upon termination) equal to 2.9 times the total amount of Mr.&nbsp;Patel&#146;s annual base salary. If we
terminate Mr.&nbsp;Patel&#146;s employment for cause, he will only be entitled to the unpaid base salary and accrued vacation owing to him up through and including the date of termination. If Mr.&nbsp;Patel chooses to terminate his employment, he
will only be entitled to the unpaid base salary and accrued vacation owing to him up through and including the date of termination. The agreement contains restrictions on competition and protections for confidential information. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Richard R. Allen</I></B><B>.</B> On May&nbsp;1, 2007, we entered into an employment agreement with Mr.&nbsp;Richard&nbsp;R. Allen,
our Chief Financial Officer. The agreement continues until Mr.&nbsp;Allen&#146;s death or disability. Under the terms of the agreement, Mr.&nbsp;Allen is entitled to a base salary of $170,000. He is also eligible to receive an annual bonus, which
may be granted at the sole discretion of the Board of Directors. Mr.&nbsp;Allen is entitled to participate in all of our pension, life insurance, health insurance, disability insurance and other benefit plans on the same basis as our other employee
officers participate. The agreement provides that, if we terminate Mr.&nbsp;Allen&#146;s employment without cause then he will be entitled to severance compensation in the amount of his base salary and his health and welfare benefits for the 6-month
period following the date of termination. The agreement provides that if Mr.&nbsp;Allen&#146;s employment is terminated due to death or disability, he will be entitled to any unpaid base salary owing to him up through and including the date of
termination. If we terminate Mr.&nbsp;Allen&#146;s employment for cause, he will only be entitled to the unpaid base salary owing to him up through and including the date of termination. If Mr.&nbsp;Allen chooses to terminate his employment, he will
only be entitled to the unpaid base salary owing to him up through and including the date of termination. The agreement provides that during the time of his employment and ending two years from the termination of the agreement, he may not solicit
customers and will not engage in or own any business that is competitive with us. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Scott R. Wallace.</I></B> On
March&nbsp;8, 2012, we entered into an executive employment agreement with Scott R. Wallace, who has served as President of Homeowners Choice Property&nbsp;&amp; Casualty Insurance Company, Inc., our principal operating subsidiary, since
April&nbsp;16, 2012. Mr.&nbsp;Wallace is entitled to an annual base salary of $300,000 and, effective with his employment in April 2012, was granted 100,000 shares of restricted stock, of which 50,000 shares will vest over a five year period and
50,000 shares will vest if the company&#146;s share price meets specified price targets over five years. The restricted stock will vest upon a change in control. The executive employment agreement has a three-year term. Mr.&nbsp;Wallace will be
entitled to severance payments equal to six months base salary if he is terminated without cause and will be entitled to his full base salary if he is terminated without cause within two years after a change in control. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">25 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Grants of Plan-Based Awards for 2012 </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table sets forth information regarding all plan-based awards granted to our named executive officers during the year ended
December&nbsp;31, 2012. All equity awards issued in 2012 were restricted stock awards. The stock awards identified in the table below are also reported in the table that follows &#151; Outstanding Equity Awards at December&nbsp;31, 2012. </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Estimated&nbsp;Possible&nbsp;Payouts<BR>Under Non-Equity<BR>Incentive Plan Awards</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Estimated Future Payouts<BR>Under
Equity</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Incentive Plan Awards</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="2" VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:20pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Date<BR>Authorized</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Grant<BR>Date</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Threshold<BR>($)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Target<BR>($)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Maximum<BR>($)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Threshold<BR>(#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Target<BR>(#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Maximum<BR>(#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>All&nbsp;Other<BR>Stock<BR>Awards:<BR>Number<BR>of Shares<BR>of Stock<BR>or Units<BR>(#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>All Other<BR>Option<BR>Awards:<BR>Number of<BR>Securities<BR>Underlying<BR>Options&nbsp;(#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Exercise<BR>or Base<BR>Price of<BR>Option<BR>Awards<BR>($/share)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Grant Date<BR>Fair&nbsp;Value&nbsp;of<BR>Stock and<BR>Option<BR>Awards ($)<SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(5)</SUP></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Paresh Patel</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Richard R. Allen</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">&nbsp;(1)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3/23/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5/8/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">30,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">423,771</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Andrew L. Graham</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">&nbsp;(2)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3/23/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5/8/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">20,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">290,385</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Sanjay Madhu</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">&nbsp;(3)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3/23/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5/8/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">30,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">435,578</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Scott R. Wallace</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">&nbsp;(4)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1/16/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4/20/12</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">100,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,142,444</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000 shares are conditioned on service to the company and vest in equal increments over a five-year period commencing with the grant date; vesting of the remaining
20,000 shares is contingent on the company&#146;s share price meeting specified price targets over five years. The market price targets established for this grant are $16, $19, $22, $25 and $28. In each case for which the market condition is met,
4,000 shares vest one year after the closing price of our common shares equals or exceeds the target price for 20 consecutive trading days provided Mr.&nbsp;Allen remains employed by the company. During 2012, the $16, $19, and $22 price targets with
respect to this grant were met on July&nbsp;20, 2012,&nbsp;August&nbsp;31, 2012 and October&nbsp;5, 2012, respectively. Mr.&nbsp;Allen has all the rights of a shareholder in connection with the restricted shares including the right to receive
dividends at the same rate applicable to all common shareholders. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000 shares are conditioned on service to the company and vest in equal increments over a five-year period commencing with the grant date; vesting of the remaining
10,000 shares is contingent on the company&#146;s share price meeting specified price targets over five years. The market price targets for this grant are $16, $19, $22, $25 and $28. In each case for which the market condition is met, 2,000 shares
vest one year after the closing price of our common shares equals or exceeds the target price for 20 consecutive trading days provided Mr.&nbsp;Graham remains employed by the company. During 2012, the $16, $19, and $22 price targets with respect to
this grant were met on July&nbsp;20, 2012,&nbsp;August&nbsp;31, 2012 and October&nbsp;5, 2012, respectively. Mr.&nbsp;Graham has all the rights of a shareholder in connection with the restricted shares including the right to receive dividends at the
same rate applicable to all common shareholders. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">15,000 shares are conditioned on service to the company and vest in equal increments over a five-year period commencing with the grant date; vesting of the remaining
15,000 shares is contingent on the company&#146;s share price meeting specified price targets over five years. The market price targets for this grant are $16, $19, $22, $25 and $28. In each case for which the market condition is met, 3,000 shares
vest one year after the closing price of our common shares equals or exceeds the target price for 20 consecutive trading days provided Mr.&nbsp;Madhu remains employed by the company. During 2012, the $16, $19, and $22 price targets with respect to
this grant were met on July&nbsp;20, 2012,&nbsp;August&nbsp;31, 2012 and October&nbsp;5, 2012, respectively. Mr.&nbsp;Madhu has all the rights of a shareholder in connection with the restricted shares including the right to receive dividends at the
same rate applicable to all common shareholders. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">50,000 shares are conditioned on service to the company and vest in equal increments over a five-year period commencing with the grant date; vesting of the remaining
50,000 shares is contingent on the company&#146;s share price meeting specified price targets over five years. The market price targets for this grant are $12, $14, $16, $18 and $20. In each case for which the market condition is met, 10,000 shares
vest one year after the closing price of our common shares equals or exceeds the target price for 20 consecutive trading days provided Mr.&nbsp;Wallace remains employed by the company. During 2012, the $12, $14, $16, $18 and $20 price targets with
respect to this grant were met on May&nbsp;7, 2012,&nbsp;July&nbsp;9, 2012,&nbsp;July&nbsp;20, 2012,&nbsp;August&nbsp;27, 2012 and September&nbsp;24, 2012, respectively. Mr.&nbsp;Wallace has all the rights of a shareholder in connection with the
restricted shares including the right to receive dividends at the same rate applicable to all common shareholders. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Represents the aggregate grant date fair value, calculated in accordance with the Financial Accounting Standards Board ASC Topic 718, of restricted stock awards granted
in 2012. The grant date fair value for each restricted stock award with service-only conditions is based on the value of the company&#146;s stock on the grant date. The grant date fair value for each restricted stock award with market-based
conditions is estimated using a Monte Carlo simulation model and the following assumptions: expected dividends per share of $0.80; expected volatility of 36.7 to 50.0%; risk-free interest rate of 0.1 to 1.2%; estimated cost of capital of 11.9 to
12.1%; and an expected life of six years. </FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">26 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Outstanding Equity Awards at December&nbsp;31, 2012 </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table sets forth information regarding outstanding stock option and restricted stock awards held by our named executive
officers at December&nbsp;31, 2012, including the number of shares underlying both exercisable and unexercisable portions of each option as well as the exercise price and expiration date of each outstanding option. </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:20pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Number of<BR>Securities<BR>Underlying<BR>Unexercised<BR>Options&nbsp;&#151;</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Exercisable</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Number of<BR>Securities<BR>Underlying<BR>Unexercised<BR>Options&nbsp;&#151;</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>Unexercisable</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Equity<BR>Incentive<BR>Plan<BR>Awards:<BR>Number
of<BR>Securities<BR>Underlying<BR>Unexercised<BR>Unearned<BR>Options</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Option<BR>Exercise<BR>Price</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Option<BR>Expiration<BR>Date</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Number<BR>of<BR>Shares<BR>or
Units<BR>of</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Stock<BR>That<BR>Have<BR>Not<BR>Vested<BR>(#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Market<BR>Value of<BR>Shares of<BR>Stock That<BR>Have Not<BR>Vested ($)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Equity<BR>Incentive<BR>Plan<BR>Awards:<BR>Number&nbsp;of<BR>Unearned<BR>Shares,<BR>Units
or<BR>Other<BR>Rights&nbsp;That<BR>Have&nbsp;Not<BR>Vested (#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Equity<BR>Incentive<BR>Plan<BR>Awards:<BR>Market or<BR>Payout<BR>Value of<BR>Unearned<BR>Shares,<BR>Units
or<BR>Other<BR>Rights&nbsp;That<BR>Have&nbsp;Not<BR>Vested ($)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Paresh Patel</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">60,000</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">1</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.50</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">7/31/17</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">60,000</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">2</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.50</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5/31/17</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Richard R. Allen</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">3</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2.50</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">5/31/17</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top">
<P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(4)</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">207,900</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top">
<P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(5)</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">12,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">249,480</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">8,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">166,320</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Andrew L. Graham </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(4)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">207,900</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top">
<P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(5)</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">124,740</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">83,160</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Sanjay Madhu </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(4)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">15,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">311,850</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top">
<P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(5)</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">9,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">187,110</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">6,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">124,740</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Scott R. Wallace </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(6)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">50,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,039,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top">
<P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(7)</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">50,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,039,500</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Became vested and exercisable when the company&#146;s market price reached $7.50 per share. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Vest monthly in 5,000 share increments commencing June&nbsp;1, 2007. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Vest annually over a five-year period which commenced May&nbsp;30, 2007. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shares are conditioned on service to the company and vest in equal increments over a five-year period commencing with the May&nbsp;8, 2012 grant date. Each grantee has
all the rights of a shareholder in connection with these restricted shares including the right to receive dividends at the same rate applicable to all common shareholders. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shares were granted on May&nbsp;8, 2012. Vesting is subject to certain market conditions being met after which the named executive officer must complete an additional
one-year of service to the company to receive the shares earned (see description, table, and footnotes under &#147;Grants of Plan-Based Awards for 2012&#148; above). During 2012, the $16, $19, and $22 price targets with respect to this grant were
met on July&nbsp;20, 2012,&nbsp;August&nbsp;31, 2012 and October&nbsp;5, 2012, respectively. Each grantee has all the rights of a shareholder in connection with these restricted shares including the right to receive dividends at the same rate
applicable to all common shareholders. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(6)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shares are conditioned on service to the company and vest in equal increments over a five-year period commencing with the April&nbsp;20, 2012 grant date.
Mr.&nbsp;Wallace has all the rights of a shareholder in connection with these restricted shares including the right to receive dividends at the same rate applicable to all common shareholders. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(7)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shares were granted on April&nbsp;16, 2012. Vesting is subject to certain market conditions being met after which the named executive officer must complete an
additional one-year of service to the company to receive the shares earned (see description, table, and footnotes under &#147;Grants of Plan-Based Awards for 2012&#148; above). During 2012, the $12, $14, $16, $18 and $20 price targets with respect
to this grant were met on May&nbsp;7, 2012,&nbsp;July&nbsp;9, 2012,&nbsp;July&nbsp;20, 2012,&nbsp;August&nbsp;27, 2012 and September&nbsp;24, 2012, respectively. Mr.&nbsp;Wallace has all the rights of a shareholder in connection with these
restricted shares including the right to receive dividends at the same rate applicable to all common shareholders. </FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">27 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Option Exercises and Stock Vested in 2012 </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table sets forth information regarding option exercises by our named executive officers during the year ended
December&nbsp;31, 2012. There were no shares vested in 2012 with respect to stock awards to our named executive officers. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Option Awards</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Stock Awards</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:20pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Number&nbsp;of&nbsp;Shares<BR>Acquired on<BR>Exercise (#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Value&nbsp;Realized&nbsp;on<BR>Exercise ($)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Number&nbsp;of&nbsp;Shares<BR>Acquired&nbsp;on&nbsp;Vesting</B></FONT><br><FONT
STYLE="font-family:Times New Roman" SIZE="1"><B>(#)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Value&nbsp;Realized<BR>on
Vesting</B></FONT><br><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>($)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Paresh Patel</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Richard R. Allen</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(1)</SUP></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">186,400</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Andrew L. Graham</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Sanjay Madhu</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Scott R. Wallace</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151;&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">10,000 options exercised and net settled by surrender of 1,183 shares. </FONT></TD></TR></TABLE> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Potential Payments upon Termination or Change-in-Control </B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">At
December&nbsp;31, 2012, Paresh Patel, Richard&nbsp;Allen and Scott Wallace are the only named executive officers due compensation in the event of the termination of employment. Mr.&nbsp;Patel and Mr.&nbsp;Wallace may be entitled to compensation when
termination is associated with a change in control. The amount of compensation payable to such named executive officers upon voluntary termination, involuntary termination without cause, termination with cause and termination in the event of
permanent disability or death of the executive is set forth above under &#147;Employment Agreements.&#148; </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>COMPENSATION COMMITTEE REPORT
</B></FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The Compensation Committee has reviewed and discussed with management the Compensation Discussion and Analysis included in
this proxy statement. Based on such review and discussion, the Compensation Committee believes the Compensation Discussion and Analysis represents the intent and actions of the Compensation Committee with regard to executive compensation and has
recommended to the Board of Directors that it be included in this proxy statement and incorporated by reference into the Company&#146;s Form 10-K for the fiscal year ended December&nbsp;31, 2012. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">COMPENSATION COMMITTEE </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Martin A. Traber </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">George Apostolou </FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Gregory Politis </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:54%; text-indent:-2%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Anthony Saravanos </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">28 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>MATTER NO. 5 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>APPROVAL, ON AN ADVISORY BASIS, OF THE FREQUENCY OF HOLDING AN ADVISORY VOTE ON EXECUTIVE COMPENSATION </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Pursuant to Section&nbsp;14A of the Securities Exchange Act of 1934, we are asking shareholders to cast an advisory vote on executive compensation (Matter No.&nbsp;4) and, in addition, we are requesting
that shareholders vote on the frequency of holding this advisory vote on executive compensation. Specifically, we are asking you to vote on whether the advisory vote on executive compensation should occur once every year, every two years or every
three years. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The company&#146;s Board of Directors believes that a frequency of &#147;every three years&#148; for the
advisory vote on executive compensation is the appropriate choice for conducting and having shareholders vote on this matter. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shareholders are being asked to vote on the following resolution: </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">RESOLVED, that the shareholders of the company approve, on an advisory basis, the frequency with which the shareholders of the company
will vote on the compensation of the company&#146;s named executive officers as disclosed in the company&#146;s proxy statement by selecting one of the following choices: </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">&#147;FOR&#148; every year; &#147;FOR&#148; every two years; &#147;FOR&#148; every three years; or &#147;ABSTAIN&#148; from voting. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">While this advisory vote on the frequency of the advisory vote on executive compensation of our named executive officers is not binding
on the company, the Compensation Committee and our Board of Directors value the opinions of our shareholders and will consider the vote outcome when considering the frequency of future advisory votes on executive compensation. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">THE BOARD OF DIRECTORS RECOMMENDS A VOTE <B><I>FOR </I></B>THE OPTION OF <B>ONCE EVERY THREE YEARS</B> AS THE FREQUENCY WITH WHICH
SHAREHOLDERS WILL VOTE ON THE COMPENSATION OF THE COMPANY&#146;S NAMED EXECUTIVE OFFICERS &#151; ITEM&nbsp;5 ON YOUR PROXY CARD. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">29 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>PRINCIPAL SHAREHOLDERS </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table sets forth information regarding the beneficial ownership of our common stock as of April&nbsp;10, 2013 by&#151;
</FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">each person who is known by us to beneficially own more than 5% of our outstanding common stock, </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">each of our directors and named executive officers, and </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">all directors and named executive officers as a group. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">The number and percentage of shares beneficially owned are based on 10,908,684 common shares outstanding as of April&nbsp;10, 2013. Information with respect to beneficial ownership has been furnished by
each director, officer or beneficial owner of more than 5% of our common stock. Beneficial ownership is determined in accordance with the rules of the Securities and Exchange Commission, which generally require that the individual have voting or
investment power with respect to the shares. In computing the number of shares beneficially owned by an individual listed below and the percentage ownership of that individual, shares underlying options, warrants and convertible securities held by
each individual that are exercisable or convertible within 60 days of April&nbsp;10, 2013, are deemed owned and outstanding, but are not deemed outstanding for computing the percentage ownership of any other individual. Except as otherwise indicated
in the footnotes to this table, or as required by applicable community property laws, all individuals listed have sole voting and investment power for all shares shown as beneficially owned by them. Unless otherwise indicated in the footnotes, the
address for each principal shareholder is Homeowners Choice, Inc., 5300 West Cypress Street, Suite 100, Tampa, Florida 33607. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Beneficially owned</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:134pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Name and Address of Beneficial Owner</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Number of<BR>Shares</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Percent</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Farnam Street Partners, L.P. </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(1)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">303,679</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.00</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>Executive Officers and Directors</I></B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Paresh Patel </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(2)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">513,094</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">4.65</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Richard R. Allen </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(3)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">49,267</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">George Apostolou </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(5)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">99,380</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Andrew L. Graham </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(10)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">22,560</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Sanjay Madhu </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(4)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">123,070</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.13</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Harish M. Patel </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(6)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">84,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Gregory Politis </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(7)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">390,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3.55</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Anthony Saravanos </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(8)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">113,600</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.04</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Martin A. Traber </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(9)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">125,683</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1.15</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Scott R. Wallace </FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP
STYLE="vertical-align:baseline; position:relative; bottom:.8ex">(11)</SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">100,000</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>All Executive Officers and Directors as a Group (10 individuals)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1,620,654</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">14.77</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">%&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">*</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Less than 1.0% </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">This information is based solely on Schedule 13G/A filed with the Securities and Exchange Commission on January&nbsp;24, 2013 by Farnam Street Partners, L.P., 3033
Excelsior Boulevard, Suite 300, Minneapolis, Minnesota 55416. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 284,000 shares held by Paresh&nbsp;&amp; Neha Patel, 33,644 shares held in Mr.&nbsp;Patel&#146;s individual retirement account, 120,000 shares issuable
pursuant to options that are currently exercisable or become exercisable within 60&nbsp;days and 10,000 shares issuable pursuant to conversion privileges with respect to Homeowners Choice, Inc. Series A preferred shares. </FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">30 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 450 shares held by Richard&nbsp;&amp; Fatemeh Allen, 30,000 restricted shares, and 10,000 shares issuable pursuant to options that are currently exercisable or
become exercisable within 60&nbsp;days. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 90,000 shares held by Universal Finance&nbsp;&amp; Investments, LLC, voting and investment power over which is held by Mr.&nbsp;Madhu, 2,803 shares held in
Mr.&nbsp;Madhu&#146;s individual retirement account, 30,000 restricted shares, and 267 shares held by Mr.&nbsp;Madhu&#146;s son. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shares are held by George&nbsp;&amp; Poppe Apostolou. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(6)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 64,000 shares held by Harish and Khyati Patel and 20,000 shares issuable pursuant to options that are currently exercisable or become exercisable within 60
days. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(7)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 200,000 shares held by Gregory&nbsp;&amp; Rena Politis and 90,000 shares issuable pursuant to options that are currently exercisable or become exercisable
within 60&nbsp;days. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(8)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 80,000 shares held by HC Investment LLC, voting and investment power over which is held by Mr.&nbsp;Saravanos, 1,200 shares held by Anthony&nbsp;&amp; Maria
Saravanos as custodian for their son, Kostos Anthony Saravanos, 1,200 shares held by Mr.&nbsp;Saravanos as custodian for his niece, Eliana Tuite, and 1,200 shares held by Mr.&nbsp;Saravanos as custodian for his nephew, Nolan Tuite, and includes
30,000 shares issuable pursuant to options that are currently exercisable or become exercisable within 60&nbsp;days. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(9)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 80,000 shares held by Martin A. Traber 2012 Revocable Trust. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(10)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 2,560 shares held in Mr.&nbsp;Graham&#146;s individual retirement account and 20,000 restricted shares. </FONT></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">(11)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">Includes 100,000 restricted shares. </FONT></TD></TR></TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>OTHER MATTERS </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We do not expect any other matters to be brought before the
meeting. However, if any other matters are presented, it is the intention of the persons named in the proxy to vote the proxy as recommended by the Board of Directors or, if no recommendation is given, in their own discretion using their best
judgment. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>SHAREHOLDER PROPOSALS FOR PRESENTATION AT THE 2014 ANNUAL MEETING </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shareholder proposals intended to be considered for inclusion in next year&#146;s proxy statement and form of proxy for presentation at
the 2014 Annual Meeting of Shareholders must comply with Securities and Exchange Commission Rule 14a-8. The deadline for submitting such proposals is December&nbsp;30, 2013 (120 days before the date of this year&#146;s mailing without regard to the
year), unless the date of the 2014 Annual Meeting is more than 30 days before or after the one-year anniversary date of the 2013 Annual Meeting, in which case proposals must be submitted a reasonable time before we print our proxy materials for the
2014 Annual Meeting. </FONT></P>  <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Shareholders wishing to submit proposals for the 2014 Annual Meeting outside the process of
Securities and Exchange Commission Rule 14a-8 must comply with the advance notice and other provisions of Article II, Section&nbsp;10 of our bylaws. To be timely, notice of the proposal must be received by the company by March&nbsp;15, 2014, unless
the date of the 2014 Annual Meeting is more than 30 days before or after the one-year anniversary date of the 2013 Annual Meeting, in which case the notice must be delivered at least 45 days before the company sends its proxy materials to
shareholders for the 2014 Annual Meeting. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Address proposals to Homeowners Choice, Inc., Attention:
Andrew&nbsp;L.&nbsp;Graham, Secretary of the Corporation, 5300 West Cypress Street, Suite 100, Tampa, Florida 33607. The specific requirements for submitting shareholder proposals are set forth in Article II, Section&nbsp;11 of our bylaws.
</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">31 </FONT></P>



<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="8%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">


<IMG SRC="g521205pc1b.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ROWSPAN="4"> <P STYLE="font-size:36px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px">


<IMG SRC="g521205pc1c.jpg" ALT="LOGO">
</P></TD></TR>
<TR>
<TD VALIGN="top" ROWSPAN="3">


<IMG SRC="g521205pc1a.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>VOTE BY INTERNET - www.proxyvote.com</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Use the Internet to transmit your voting instructions and for electronic delivery of information up until 11:59 P.M. Eastern Time the day before the cut-off date or meeting date. Have your proxy card in
hand when you access the web site and follow the instructions to obtain your records and to create an electronic voting instruction form.</FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>VOTE BY PHONE - 1-800-690-6903</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Use any touch-tone telephone to transmit your voting instructions up until 11:59 P.M. Eastern Time the day before the cut-off date or meeting date. Have your proxy card in hand when you call and then
follow the instructions.</FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>VOTE BY MAIL</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Mark,
sign and date your proxy card and return it in the postage-paid envelope have provided or return it to Vote Processing, c/o Broadridge, 51 Mercedes Way, Edgewood, NY 11717.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">


<IMG SRC="g521205pc1d.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="1">TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS
FOLLOWS:&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;KEEP THIS PORTION FOR YOUR RECORDS</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD COLSPAN="5" VALIGN="top" STYLE="BORDER-BOTTOM:1px dashed #000000">&nbsp;</TD></TR>
<TR>
<TD COLSPAN="3" VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top">
<P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;DETACH AND RETURN THIS PORTION ONLY</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED.</B></FONT></P></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD></TR>


<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f; BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:2px solid #7f7f7f"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.00em; text-indent:-1.00em" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">For</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:1.00em; text-indent:-1.00em" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">All</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:2px solid #7f7f7f"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Withhold</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">All</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:2px solid #7f7f7f"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">For&nbsp;All&nbsp;</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Except&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3" ROWSPAN="2" STYLE="BORDER-TOP:2px solid #7f7f7f"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">To withhold authority to vote for any individual nominee(s), mark &#147;For
All Except&#148; and write the number(s) of the</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">nominee(s)&nbsp;on the line below.</FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5" ALIGN="center" STYLE="BORDER-TOP:2px solid #7f7f7f; BORDER-RIGHT:2px solid #7f7f7f">


<IMG SRC="g521205pc1e.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px">


<IMG SRC="g521205pc1f.jpg" ALT="LOGO">
</P></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="9"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>The Board of Directors recommends you vote</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="5"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>FOR the following:</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="6"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>1.&nbsp;</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"><FONT STYLE="font-family:Times New Roman" SIZE="2">ELECTION&nbsp;OF&nbsp;DIRECTORS<B></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Nominees</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="18"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">01&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="17"><FONT STYLE="font-family:Times New Roman" SIZE="2">George&nbsp;Apostolou&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;02&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;Paresh&nbsp;Patel&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Gregory Politis</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="16" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="15"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>The Board of Directors recommends you vote FOR proposals 2, 3 and 4.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">For</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Against</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2">Abstain</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="14"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>2.&nbsp;</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="13"><FONT STYLE="font-family:Times New Roman" SIZE="2">APPROVAL OF AMENDMENT TO ARTICLES OF INCORPORATION CHANGING THE COMPANY&#146;S NAME TO HCI GROUP, INC.</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="14"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>3.&nbsp;</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="13"><FONT STYLE="font-family:Times New Roman" SIZE="2">RATIFICATION OF APPOINTMENT OF DIXON HUGHES GOODMAN LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR FISCAL YEAR 2013.</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="14"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>4.&nbsp;</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="13"><FONT STYLE="font-family:Times New Roman" SIZE="2">APPROVAL OF COMPENSATION PAID TO NAMED EXECUTIVE OFFICERS</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="14" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="13"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>The Board of Directors recommends you vote 3 YEARS on the following proposal:</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">1&nbsp;year&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">2&nbsp;years</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">3&nbsp;years</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2">Abstain</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="12"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>5.</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="11"><FONT STYLE="font-family:Times New Roman" SIZE="2">APPROVAL OF FREQUENCY OF VOTE ON EXECUTIVE COMPENSATION</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="20" STYLE="BORDER-LEFT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:2px solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="19"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>NOTE: </B>Such other business as may properly come before the meeting or any adjournment or postponement thereof.<B></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom" ROWSPAN="5"> <P STYLE="margin-top:0px;margin-bottom:0px">


<IMG SRC="g521205pc1h.jpg" ALT="LOGO">
</P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="6"><B>&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="7"><FONT STYLE="font-family:Times New Roman" SIZE="2">Please sign exactly as your name(s) appear(s) hereon. When signing as attorney, executor, administrator, or other fiduciary, please give full title as such. Joint owners
should each sign personally. All holders must sign. If a corporation or partnership, please sign in full corporate or partnership name, by authorized officer.</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="11" STYLE="BORDER-RIGHT:2px solid #7f7f7f">


<IMG SRC="g521205pc1g.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3" ROWSPAN="3" STYLE="BORDER-RIGHT:2px solid #7f7f7f; BORDER-BOTTOM:2px solid #7f7f7f"> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>SHARES&nbsp;</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>CUSIP&nbsp;#&nbsp;</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>SEQUENCE&nbsp;#&nbsp;</B></FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:1px" align="left"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:2px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="3" VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:2px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #7f7f7f; BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Signature&nbsp;[PLEASE&nbsp;SIGN&nbsp;WITHIN&nbsp;BOX]</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>JOB&nbsp;#</B></FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2">Signature (Joint Owners)</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:2px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px">


<IMG SRC="g521205pc2bar.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:36px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Important Notice Regarding the Availability of
Proxy Materials for the Annual Meeting: </B>The Notice&nbsp;&amp; Proxy Statement, Annual Report is/ are available at <U>www.proxyvote.com</U>. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt dashed #000000">&nbsp;</P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="81%"></TD></TR>


<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-right:8px">&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>HOMEOWNERS CHOICE, INC.</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Annual Meeting of Stockholders</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>May&nbsp;22, 2013 3:00 PM</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>This proxy is solicited by the Board of
Directors</B></FONT></P></TD></TR>
<TR>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px">&nbsp;</TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px">


<IMG SRC="g521205pc2.jpg" ALT="LOGO">
</P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">The stockholder(s) hereby
appoint(s) Paresh Patel and Andrew L. Graham, or either of them, as proxies, each with the power to appoint his substitute, and hereby authorizes them to represent and to vote, as designated on the reverse side of this ballot, all of the shares of
common stock of HOMEOWNERS CHOICE, INC. that the stockholder(s) is/are entitled to vote at the Annual Meeting of stockholder(s) to be held at 3:00 PM, EDT on 5/22/2013, at 5300 W. Cypress Street, Suite 105, Tampa FL 33607, and any adjournment or
postponement thereof.</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>This proxy, when properly executed, will be
voted in the manner directed herein. If no such direction is made, this proxy will be voted in accordance with the Board of Directors&#146; recommendations.</B></FONT></P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Continued and to be signed on reverse side</B></FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px" align="left">&nbsp;</P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g521205cov.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205cov.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`?`%H`P$1``(1`0,1`?_$`.(``0`#``,!``,!````
M```````("0H&!PL%`@,$`0$!``(#`0$!`0$```````````8'!`4(`PD"`0H0
M```%`@0$!`0#!`4%#@<```$"`P0%!@<`$1(((1,4"146%Q@Q02(*42,9,D(D
M)6%Q4C,WD;%#=SF!H7+4-;75=I:V5Y=8&I)3-$4F1B<1``$"!`,$!@4&"`D'
M"@<```$"`P`1!`4A$@8Q01,'46$B%!46<8&1,@BAL4(C,Q?!T5)B<H*R-)+2
M4W.3LW0U"<)#)%0E-C?A\:)C@V245288\*-$A$5E=?_:``P#`0`"$0,1`#\`
MW\80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(_P1``$1$```$1$1R``
M#B(B(_``PAMP&V.H:^O[9RV"C)"N;A4[!.I(XI1[-5T9T\>+9B4J"+=BFY4Y
MISAI*!@+F.,=VKIV)!U8!,2ZPZ#UAJ9*UV2WU#[38FM03E2D=)*BD2&TRG'6
M"VXFN*FYK*U6WNYLS(&R.PE[B-&]NJ%DFYR:T7;2IN94+HS=4O$!%D`Y"'#C
MCQ[VXO!AI9/2KLI/KQ^:)*CE[9;;)[5%_MC-/]-ND4:NI0=A2IF329C^<Z<8
MXP^;[[:[3$K.0LMM\.`:04(V?WS.;+_2"1P6W:>HW]G@`?CCS(NCNPMM?]/^
M+&S9<Y'6-4W6[S?QT$IMOJF.]GUQPZ2VL;JJR*8M>[Z:R:@;@(V@MY&VI,4O
MP_+,E4U2F*;+]X1$<\>2J&O=P>JE#]!(1^$QMZ;FARNLYG8M#T:_[?5KKO;-
MEF.OY+M?155"<]>;T=^%4&.`E,W]?0CH[(?D#-*E5LN'#]OX8\S9$K^UJ:I7
MZ_\`R1OZ;XFJFUX6+1NA:4=/A>=?\(OCYHZ[F.R#M&J0#A4]>;H:E,?B=2:O
M@^=',.60F$20:09B/$>'QQY'3=`H@K4\J72N?X(D%/\`&KS9H4E%LH=,TH((
M'"MJ4D3Z/K#(C='3,W]M]VXZ@6,XD0W"*+"(B!PO,]$2ZOB!2JP:I`#5Q^`\
M<77I+FE>-#4PI],4-II590%+33?6+EO6K/VCUX1Q[S6>U+SMN)K^9E]O5T;"
MRIMAVH!IV)_19:+9"$C<)F4=;2/VS6RIF(GH*YNXBC5P,)TE37`3E^6IED4X
ME-%L=0E_W,PQ/6OB3UFK"OIK>\G^;*?\HQ2M1R'TJK]S?JF%=(*/\E"8Z_D_
MM[+O4V"BUE^Y7>NAE$\Q:LY"E&<DF4"\4TS/D:C;K%T\`U<HW]6,]'/^U54D
MWC3E$\-Y2N1]A0?GC#1R6KJ(YK;>J@'<'$J(]J'4'YXZ>G>W#W^+/JF4LGO^
M<7.BV0F,E'5;7SJG>J23*(D(2+7IR3:F,.7`@N"_UXV[',/D/=Q*]6+N[JMZ
M&@J7ZP4D^N1C75.BN<-`X%6FZI6P/H\18)'H<+@]4Q'4,_O@^XLVI%64NW8%
MM<FBH0X%DJH2M<E4#%8B8?4<M50M0-W8`H4F8&.T'/B(%QMV-$_#UJD@6FO-
M/6N#!'&R$?J+3+V&-8_JSG5IY!-=1AVF;.*U-E>;T*;&!],<RME]TR\CWK*'
MW`[1YBG4VYNFF:AI:I7QGA5DQR5.G2LQ3;,>8(Y_E@\#++XXQ+E\+Z'&U/:?
MNR7"<4H6@2_AI6?;ECWH/B"6VXAF]6[)/:I#F/7V%I3+T9HN+V\]\WMQ[B%&
M,=&WJ3MC4DBHDV9TO>&/+1,L]>*"4HMF)C.Y!BX'6/TB*Q=0<0#Y8J#4')'F
M)IX%;E%WFG2)E=.>(`.DX`CV1:%EYLZ)O79;JN`[,"3HRS)W!0*DGJQQBV>'
MG(6H6*$G`RT;-1SI)-=N^BGK9^T715*!TE$W#515(Y#E',!`>.*I>8>IUEM]
M"D.`R(4""/48L5IUIY`<94E2","""/DCZF/*/2&$(80AA"&$(80AA"&$(80A
MA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"/Y7KYE&M5W
MTB[:L&39,57+QZX2:M6Z1>)E%W"YTTDDRA\1,(`&/X2$B9P$>K+#U2ZEBG0I
MQY1D$I!4HGH`$R3Z(JQN7W6K4.*^=6,VCT;5>\._*2JS9S`6O;:K=TBLU5%%
M^K<*Y"V<?3[:.-I%7D(O#Y&X!F`AC1O7VG+II;>DU%6#*2?='Z2MWRQU!IKX
M6=4MV%.M^;-92Z0T*0"':U7^EOA0FD4M&.VZ5_1S*;'7*.RJ6L/NUO0B2;W2
MWS<VTBWBAG:-D-M;US3B$"8P`48V=O)K0G*ZCETA$BS<T8T2'CD80$1Q[-TM
MPJ1FKG<@_(;PEU%>U7L$1RZ:YY4:-6:'EA8TW*I0,IN5X2'B[^>U;Y%NF6#B
ME8>6KI&$2RMI8>T-H$W86ZH*GJ9<R6D\M),6*02DPYR+S'LI('`SAX\<'+J4
M4,.9C"(XSV:6GI_L4!).WI/IBJ=2:ZU;JY2#J&OJ*EMO!M"E'(V-R4(V)2-@
M`V".W```X!P#\`QD1$X80AA"&$(80AA"&$(80AA"/Q,4I@R,4I@_`P`(?Y!P
MF1LA$9;V;,-JNXQJ[;7KL+;.X9W9#`=_/TO&N)1%42:"NVTD5$CQN[2X"50I
M]0"'SQ)K+K+5.G5!5EKZFG`W)60D]13.1'5&@NNE=.WL$76C8>)WJ0,WI!V@
M]<4![J_MA;`UFUDJAVJ7+JJT-2Z7#Q&CZM64K"D)-XH8QRL6TDLNVD:68!F`
M%Y2+K0`<`RR`+ZTK\3-_HEII]44[5738`N-_5N)'24XI6?6F<4SJ+X?['5(+
MVGG54[X!(0L9T$G'WA)0`.R>8`8;)2HMGZ/[P?9<J9)ZPE*_IFW#*6(#>5I]
MP^N%M[JQT;\TJ,A%J%;"N<$Q`3E<H-N6)LL\7@Q6<H><M,4+2PY<5(]U0#54
MV.D';ZP3.*C=IN9W*Q\+!<31!>U*E*87A/&8R2WR*0J>`VXWE[#ON6+2W*5A
M+?;TX%M9RK'(MX]&Z\""CVVLHZ_94D*D;F*FZHM-8P@!2)B^3`WQ$H<<4CKO
MX;KM;`NOT:X:RE$SP%8/`="#L</IRF+:T9SYMMR*:+5"!2U6`XJ<6R93)4G!
M2`);0%#9B)QI^I2K:8KJGHJK*-GXBJ*:FV:#^)G(-^WDHU^T<I$616;NFQU$
MC`9,X"(9@8H\!`!X8YEJJ2JH:A=)6-K:J4$A25`@@CI!CH"FJ:>L934TJTN,
M+$PI)!!!ZQ'(<8\>\,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0
MPA#"$,(0PA#"$,(0PA#"$1-W<;U]OFRFWKRO[XUJSAQ%LN>G*09*).ZQK.02
M+FE$TW#`H11PZ<G^DIU120`0',X998P+A<J2VM<6J4!T#>3T`1:W*?DQK_G/
MJ!%AT11+>&8<:H4"FGIT':MYR4@D;9`*4=R8S34/7.^[OSW,F(?QN<VW[!Z<
MF#M:G1I8[A!2J6R:A`\O.94W1'K2==I)ZUDCE3:Q^H1(8V8XAC;ETU2_ES%F
MTI.,M_43OG\G3'T@OECY&_`KIIFLX+&HN>]2R%,EX)(85+[4([7=VDDR2H$K
M=EV@(U`;9-J5C-H5MHVUMB:(CZ2IYDDEU[T"$<U#4K],H@>9JF;,F5Y-R[@3
M")UE1$1^`````8F]%0TMO9#%*D)0/:>LG>8^9G,OFGK?FWJ-S5&N:URKN"R<
MJ=C3*3L;9;GE;;&Y*8D7C+BO(A9N?W#7WL(TJ6K:-VW2EY;?TI37F*4=TI42
M*57+)M$5W,PA'TZZ:)H.1CFZ/,S%R43$`PY<.,STQI^Q7Y3=)67)-'<'7<B0
MM!X>)`3-8.$SALB)ZAOEYLP74TE`JJH6V\Q*%]O`35))&,O3%,%M/N6+77FK
MRB[5VNVOW?JNXMP9UK35)TZU4B2GE9AX"ADVZ2IG09$32144.80#2F0P_++%
MQW+X;[G9Z%ZZ72YTC5N805K60KLI&_9[.N*PH.>='=*M%OM]O>=KG%`)0%H)
M))`&P]8C1!:&IKCU;22<O="@FEN:D4>.2!3K2;\>*FQ(?)JX5>](R`JZQ.)B
M`40*/S''/MVIK=259:MCYJ*:0[93EQWB4SAUQ=5KJ*^II>+<60Q43/9"LV&X
MSD(^A<^>KRG*2>REN*.9UU5")D@9T\^F!@V[HAC9*F-(`T>BF)"\0#ECGCSM
MC%#4U:6KB\6*4[5A.8CU3'SQ^[B]6L4JG*!H/5`V)*LL_7(Q1CNE[[0;)[BL
MK7;E=IES:2J65A@J&!=P\C&2T!4<,"W2JOX.04.U.Z19NQ!%;4F02*\,A^.+
MOTQR-\Z6]5STW=J9ZG2O*H*2I*T*VR4,93&(Q.$5)?\`FXO2M4*._6UYIT@$
M$+3E4#.1221/89]$HEQL7[BMPM^<)#W+MSMGJ2D[(2$W(0A[A5K/-6"CU2+%
M9"0<4]%-4'8R:+"01%LL)SHZ50$`S`,\1/7'+RWZ%>7;;C<FW;VE`5PFT$RS
M8@+42,I(Q&!PB2:2UM<-7H36T=`INTE9275K&)3@<H$\TC@<1C'=^\WN-[3]
MA\`E)W\N*VCZAD&RKFG[=T^1*9KZHR(@`J#&0@.&Z::90'/F.5FZ8A^R(CPQ
MH]'<O-5:YJ.%8J<JITF2G5]EI'I5(^Q()C<:GUMI[23.>[/2?(FEI`S.*&`F
M$[A,C%1`QBHBF.]7ODW-&?RFR'MBUU<RWR;D4&UP*\J52D6Y2*<6RBL>X8H-
M5#'3^H11=+D^.0CBVJGDSHC382WK34K%-7D3+32,YPVXSG[4B*V9YHZMOA6K
M2UB<?I4JD'%KD#/800,A$MO;VX2C[T[O][Y5'HA*2/:PA*H8(D,NZ:4U<`CI
MR1(A=9]94S@XS*4!SY9#CPQX,Z#Y)59X3>J'&W#@"MJ0^7#VF/96K^;-.<[U
MA;4UORK)E_!F?8#'05'?<U.Z=K<E`[F=E]=6KJ).22B7L73LP^FI=-Z=<$#D
M2C*A@Z;YQ2G'(!364((_`PXW]7\-2*BB[_IJ\L55/ES`K2$IE*?O(4OYA&DI
MN?+C%7W*_6MRG>"I$)7,[98)6$*V[`=NZ<3'[C.^[?GL/M%"[D8RDK-7+LY4
M<_"Q9FK]25@:II<M8))K4JB];M6+EN\,H=7E+&!4=)R_`<\0_EWH;0FNKLO3
MCKM937AM"C,95(7PS)<B2".D81)];:MUEI&W)OC;=*_:UJV&86@*&9,Y#'"8
MV[8@WL7[X6^G?]N&A=OMMK.60HI](0<W5$M4\W.S[QE"P-.HMU'YTT"0ZAG<
M@Y,Y*5ND(%*8V>HQ0#/$XUSR2T1H'3Z[_<JRM>;2M*$H2E(*E+.'TA(#:3\D
M0_1_-O5FMKP+/;6*1IPI*BI15()2,3LQ.P`=)C53;UO7+6C8%"Y,A#RE;ILP
M"H7T`V.SAUWVLXB9@W4`#IH@GI#B`#GCEJX*H55CBK:E::+-V`HS4!UGICHF
MA36)I4"O*55<NT4B22>H1]JH:=@:M@Y2F:HAXZH*>G&2T=,0LNT1?QDFP<ET
M+M'K-P11!P@J4<A*8!`<>-/4/TCZ*FE6INH0H%*DF2@1L((Q!CV?89J654]0
ME*V%B2DJ$P0=Q!VQE+[H'V[%(57&U->_8?'EI6MTA<R\Y8#F`G2-2D'FKN@M
M\<1T4W)D(4I4(T"E:KG,(\T@Y!CJ?EC\0M91NM637*N+0F24U6UQ&X<7\L=*
M_>'08YRYA\CJ2K:<NND$!NL!*C3[$JZ>&?HG`20>SMD1.*#-AO<[W8=L*Y;J
M@W1)Z7M?%5(JPN7MXKD7;1.+<E<@29<TT#E-92E:C`Q.8*R*9TW0D`IA$IA'
M%]:[Y9:4YFVP7!LH1<UMS9JFY&8EV0N4LZ.HF8G,8B*9T=S"U+R]K^X/A2K>
M%D.,+F!M.8I!'87/?A.0F)&<>A/M*W;V4WJ6;I^]MC*F2G:9F"]/)QBXIHU!
M2,\B0HR%,U/&E44-'3$<J(E.7,R9\M29C%XX^?FJ])WK1MX<LM[:+=2C$$8H
M<3N6@[TGVC80#';>G-1VO5%K;NMJ7F86!,'!2"1/*H;C\A&(PB3.(W&]AA"&
M$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"(^[I-
MQM![3[%5_?:XKM-"`HF'6=-V(JE2=5!.+%,E!TU&B8!`\G.2`D01*/#4;,1`
M`$<8E=6-4%*NJ>]Q(]IW#TF)]RPY=WWFKKB@T-IY!57UKP252FEIH8N/+_,:
M1-2NH=,8`*?#<+WCM_$$PJJ5D%IFY$ZL=VX:(J.8FT5H8I8%798MLH/3-&\-
M&'Y@)F$@.'2BF69C<:I0:K4-V"'"<ZR3ODA`Z-V$_69Q][:_R!\'W(A]^UM-
MII+<P`D*P77UZQ).<C%1<7A,3RH"=@$>A#86QMNMMUIJ,LS:N#;P%%T1$-HN
M-:(E#G.5$DR%=23];(#NY&06**BRILS&,/X``8MFEIF:-A-.P)-I$O\`ECX!
M:ZUOJ'F+JNLUCJA]51>:UTK6H[`"<$)'T4)&"4C`".X,9$1&&$(X+=$I3VSN
M(0P`8IJ%JXIBC\!*:`D`$!_H$!QG6O\`O*G_`)]O]L1AW'&WO@[."O\`9,>:
M'V<$4S]T'9D0Q?I3O`NH0`X:3)4K59B"']0ACZ3\XR1RQO$O]4_RT1P-RI_X
MB6T;B\/D3/YQ'I[8^94?06&$(P__`'5Z9`W(;3E@#\PUD*\3$V?[A*[8&*&7
M]!CCCMKX5S_Z?NHW=];_`*N.2OB0_O.W];!^1:_QQ-79#O=IO8!V!K;WI<IL
MGU:O)BZE-VNIIR<`\Q5Y+7%JH&0<H2B#AM#MDU'S@G#6BW,7,-6(5K;1-3KW
MGU465&8400PMY8^@TEE$_05&21UF<2S26K&-&<FV+HK*:M3CR&DG8IQ3JY3Z
MDXJ/4(J)[2FTRJ>[7O;KR^^[>9F[B490*C:M[D.9%9<6E<52^?">G;>`OJ/T
M-.QPF26,P+DD:-2Z?@0<L6US8U72\I]%L6'2:$4]:^"TSEE-M`';=EO6<1F.
M.<YML5GRUTV]S+U4]>]1J<>HVE<1>8F2S.2$=`$]J1(!*<HD#'H%P,#"4M"Q
M=.4W$QT#`0C%O&0\-$M$&$9%Q[1,J+5DP9-B)MVK5ND4"D(0H%*`9`&.!7WW
MJIY514K4Y4+45*4HDJ43M))Q)/3':#++-.TEAA*4,H`"4I$@`-@`&`$?6QY1
MZQ39WC]CU';G;)T[<6(HQ)]?*T=>4/.T?4D3'%5GGD"E43(*BIA^9`G/DXA[
M&&5%-)03%;K9*$R'/.X>3VMJS3-[<M[STK'5L.I<0H]D**#D6-P4#*9&T8&*
MLYI:2I;_`&=%<VUFN],\VI"DCM%.89D&6)3+$`[#C$>_N'DE4.TD**Z)D%D;
MB[>$E4#AD=!5.50(HD8!XE,F8!*.-_\`#\0KFP%),TEBJE[(UG.4$<MU!0DH
M*:_95%"'VSP`/<)DA$`$2V9K;2(_$,Q99Y?AGB^_B5_X?I_MC?X8I#X?!_ZR
M</\`W5?SB/0&QP)':L,(0PA&8[O^]JJ"O?;&H]YED:?Z6^-M8SQ&XT%$-0__
M`*=0S(HF>/1;-R"=Q5U/$#6B;+^(;G4UF`4RZNE^0G-.HL=S;T?>G)V2I5)E
M2C]BX=@F=C:]AZ#*6V*!YS\N&+U;UZEM:`FZL";H`P<1O5@"<R,#A[R00=@C
M,7VHNX76FP'<K3E1IRCUU96XDO$TS>6D"J"HQ?1#MPFS950T;'.5!.?IM=4I
MDEQR,5L98F>1Q`>F>:_+ZBU[IMQDI2+S3I*Z=S>%`3*"=N5>PCID=T<]\LM;
MUFC;\A2E*-K=(2\B>!3.>:1,@I`F0=NT;X]-&#FXBI8:*J&`D6LO!SD>TE8B
M48JE792,:_0(Y9O6JQ?I5;N6ZA3D,'`2B`X^:C[#U,\NGJ$E#Z%%*DG`@@R(
M/6#'?S+S50TE]E04RM(*2-A!Q!'41'U,>4>D,(0PA#"$,(0PA#"$,(0PA#"$
M,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$9+_N;;\NDVFWS;9%/W#=!Z[E;I5I
M')K"#>4CT0/%TB9PAP`_ATU&.5"".>1AX?/$"UK5&3-$G825*Z_R?81'U<_P
MT]"-*>U!S(JFTJ6VE%%3K([2%GMOR.[.VM`/4/1'+OMCK4Q*5MMP-\%&+<\W
M,UDRMPW?J)$.X;L*80/**(MEC`)TDW)YLO,`HAJT%S^&/313"0P[4R[95EGU
M#_GC4?XENJJM>I+!HE*U"B9HU592"9%3QR`D;"4ALRGLF8U18G,?+J&$(80C
M@USO\-;A_P#4:K/^8)#&=;/[RI_Y]O\`;$8=P_<'_P"97^R8\O#MPWIH/;KO
MGVX7NN?(+Q5`6YN(YG:HD6S59ZLSCCP501H+D:MR*+KZ73]/,I"B.0CCZ><Q
M[+7ZBT/<;);$A=?44^5`)`!.9)VG`8`Q\\M!7>BL6LZ*ZW`E-&R[-1`F0,I&
MP1M\_P#<0]M#_P`3:E_[&3G_`!;'$G_M[YD_ZLU_2)_''7OWVZ$_EGOZ-7XH
M?^XA[:'_`(FU+_V,G/\`BV'_`+>^9/\`JS7](G\</OMT)_+/?T:OQ1F)[\^^
MO;WONO#M_K#;U44A44+05LJMINHUY")>1)VLI*U4TDV2":3U),ZP':(&,)BY
M@'`/CCIOD/H74&AK37TFH&TMO/U*%H`4%32$2)PZXY\YT:RLFKZZC>LJU+0T
MT4JS)*<<RCO],1KW77&D![;?:^L^FX,,,,5N/N<Z:ZA!,)M&]544FV7,3X"H
M6-7.`#\@$?QQ(]*6YK[R-378CZ_-2,@_F]V;6?EE&CU17.CE]8;>@_42J5J'
MYQ?<2/D28TS?:XTHA#;0+UU(5,H.*PO:1RHMD&LR,32$/&HI";]H2D.F<<A^
M9AQS3\3]47M7T=/]%JBEZU.*,_FB^_AXIN%I6I>/O+JS[$I`EZ)S/KC3ACFB
M.@(80AA"*#/N4/\`9@57_KILI_WI-B]_AR_XF,_V.H_9$5#SP_W!?_GD?,J,
M]OVSO^T(E/\`4S6O^=ECH3XEO^'Z?[8W^&*)^'O_`'Q<_LJ_G$>@+C@2.U(8
M0AA"/XY%@VE8]_%O4RK,Y)FZ8.T3@!BJMGB!VZZ9@'@)3I*"`A^`X_;:U-.)
M=09+200>L&8C\.(2X@MKQ0H$'T'`QY5O<+L.GMLWH;D;,L&98Z`IFY-1GHYL
MF0$RI4;)/%W%-F(0H`4H=%EEEPX<,?4OE[?CJ71EON[BLS[M,CB'_K``%_+'
MSGUW9DZ?U956]M,F&ZA03T%.;,G_`*)2(]`/LFW3D;L]MC;E,2:RCAS2]/O+
M<@NJ83JJ-Z">J4ZU%0YN)C%;M"ES_`,<"\Z;6W:>9%Q9:$DNN!V76Z,Y^4QV
MIRFN+EST%0/.F:D-EOU-G*/D$6MXJN+'AA"&$(80AA"&$(80AA"&$(80AA"&
M$(80AA"&$(80AA"&$(80AA"&$(80C$Q]S#1\PQW862KY=!<*?J"S"=)Q[HQ#
M=.>9@JGJ26D&R1Q^D5$F4DB<P!Q#6`_/%:ZT;4*YIT^XIN0]()/S1]I/\-B\
M4;W*N]V%"D^(,7GCK3OX;K++:"1T%2%`>B),?;,[@J791%[=L,K*M&-4N9X+
MJTK&N5N6XJ!J_;BPJ$D8D/!8T(C&(*+`'$"+`/P#&=HRL:"7*$D!R><#I&_V
M83],5K_B4:`N;M99>9=*TI=K2QW)]8$PTI)S-9SNXA6H)ZTRC6?B>1\I880A
MA".#7._PUN'_`-1JL_Y@D,9UL_O*G_GV_P!L1AW#]P?_`)E?[)CS,.T93\!5
M7<KVBT[5$)$5)3\M=9VVE(.>CFDM$2+?RM5*H(OHY\DNT=I%53*<"J$,744!
MRX8^EG-RH?I>6UVJ*5:VZA%,"E224J!SHV$2(]4<`\L&&*GF#;F*A"7&5/2*
M5`*2>R=H.!CTC?:KMA_].EC?_*BA/^@L?./S3J;_`,QKOZ=W^-'>/EVP?ZC2
M?T+?\6'M5VP_^G2QO_E10G_06'FG4W_F-=_3N_QH>7;!_J-)_0M_Q8QD_<]6
MVMW;6_\`M:C[=4%1M!,9.SE=/))I1M,PU,MI!TC6L>BBX?(0S-DBZ712$2D.
M<HF*41`!R''9'PQW*XW*Q71RXOO/K35M@%Q:ED#AG`%1,HY8^(6@H:"Y4":)
MEIE*F23D0E,^TK;E`G%8^Z^@I,G;V[7MTTVQ_`%*4W(V^<O=`\HM0#?6I:C;
ML^9EES#Q1#*:1'/(N>+*TI7M?>'J:V*([QQ:-T#\WNS:"?X6$0#5%(]Y#L-8
MD$L%-2E1Z%)J'"/D5&D+[66ZT5+[?]P=H'#YN6I*0N9&50RB^8'5*4M-TY&M
M32((YZP;IS:"B0FRRU"`8YS^**U.LZAH+LE)[L[3%!5NSI43+TY2#%Z?#M<6
MG;%66TJ!J$/\0)WY5"4_X0^6-4^.6XZ+AA"&$(H,^Y0_V8%5_P"NFRG_`'I-
MB]_AR_XF,_V.H_9$5#SP_P!P7_YY'S*C/;]L[_M")3_4S6O^=ECH3XEO^'Z?
M[8W^&*)^'O\`WQ<_LJ_G$>@+C@2.U(80AA"&$(\S'O:5O$W#[F^YE[3IRNB0
M=11EO5>2<%06GJ425B'J21BB)3F.]4`H`'[PY8^E7)2B=MW+2W"HP+C1='Z*
MSF'R1P-S<K&KCKRK0P)AMXH,L9Y0E*B/04GV1ND[0UC)/;YV]MNE#SC==E.R
M=((U[-QSI$R#F+E*\$*D=QKE(X%,1=D=]H.`\0,`XX=YMWQK4',"XUS!"F$O
M%I)&(4EKL`@]!EA'7G+*T.631%!1N@ATM!Q0.T%SM2/6)Q95BMXGL,(0PA#"
M$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$5(=Y38P]WL[
M57K:BV9'-X;/O'5?6U3TB9:7.DV3"I*3;E#(G55-%-`00,<0*18"B(@`B.-!
MJ*UFYT,F_P!X;.9/7TCUC".L/@]YWL\EN:2';RLITC=T)I:P[FYJ/!?/YK*U
M%2@,2DF,&-A+TW$VK7XH:\M&)KQ5P+25:"[J$D@<,NI.P<]//TC.I9$<HLI(
MJ0HN2"&9B?(0'%6TE0[0UB*EO!YM6_TX@[Y&7KC[KZ\T9I[FGH2NTA>"EVPW
M:CDEU$E9<PFT^T<05()S(/3UQZ4.T/=7;+>38RC[W6PDT7,;4#%$LY"F71/*
MTG4::1/%*>F4$CF%N\9KB.6?`Y!`P?/*Y+?7,W&E34L'LD8C>#O!C_.'S:Y6
MZEY/:WK-%:F:*:BG6>&Y(A#[)/8=;)VI4/89@Q)S&;%:0PA'`KJ*E0M?<A8_
M["-!5@J?B`?2G3TB<W$>`<`QGVH%5SIDC:7V_P!L1A7(Y;=4*.P,K_9,>:#V
M<W1$^Y_LO5S#2O>,Z)-0Y9BXI>JB%R$.`F^KA^(X^DW.($\L;P/^Z?,M!C@?
ME4".8EN/0\/E$OPQZ?>/F5'T%AA",/?W5RY3;E-I[8!#62QM<K#QX@"E>LB!
MF'R_N\=M?"N"-/756[OK?R-QR5\1_P#>=!U,'Y5K_%$JMI.QF/[@_P!OW;"U
MD6HW9W,I&H[KUC:66="046E;Q%P*J(:.5$P@FFC444X68:SB!4SKE.80`HB$
M5U9KAS0'/RJNCLU6UYMAM](VEM32,1UH4`KKD0-L2+36D6]:\F6+<B0KFG7E
MM$[,Z75]D]2Q-/KG&=[8ENQN]VJ=YHU-5E(3<6M"NU[=WZM;+)+Q<G(TP60.
MD_(F18J9C.H5WF_CU2ZF[HZ1!`QDCYCT)KK2MHYJ:.X%(\A6=(=IGD]I*5RP
M]2AV5#:`3O$4;H[4=VY;:IS5+2TMI<+;S:NR2DX*'1F$DJ3C*8Z#./2-V^;B
MK/[H;9T]=FRM;0M:4E4#!J\!6,>H+/H=PX3$RD3/1Q3]9#RK50AR'17(0PZ=
M1=1!*8?G-J#3UWTQ<G+5>F5LU;:B,09*`^DD[%).T$>O'".[[+?+9J&@1<K4
MZAVF6D'`XI/Y*AM21T'YH[NQI(VT0\WU;JX39YMRK:[+I>'6JX6Q::M=3LNY
M%).J[EU`/AM(0@-T!%^Z:K3#A(77((<Z3<#''(`$0E^A]+/:OU$S:DA?=)YW
MUI'N,HQ<5,X`A(,I[3(1&-7ZC9TQ8W;DHH[S+(TE1]]U6"$RVD3E.6P3,54?
M<.RTC,]I$DQ-H(,YF:N+MXDI-FW$PH-Y-])H/'[9OKR.**#A0Y2Y\=(!GQQ:
M7P_--L\V."P264,5023M*0)`GK(E$`YS.+=Y;J<=D'5J:)`V3*5$RBA+[9XY
M0[A4B03`!CV9K;07YFT]")LO^"`AB^OB5_X?IZ.^-_ABD/A\(&LEC>:5?SB/
M0'QP)':L,(0PA%?O<MWP45L,VM5Q=N=>,'%:2+%U3-JJ06>`C(597$DU63CT
M&R"9NJZ&-`>>Y7`O+1*4I3F**A,Y[RXT36Z[U.S:6$J[FE06^L#!#8.,SLFK
M8D;3N&!B&Z[U92:0T^[<7E)[TH%+22<5+(Z!C)([2B-@'6(Q8=G'M]5[W%-U
MB]^;N-)&3LI;ZN0KVZ=62**B3:XU?&>C*-:/8NQ`O5.7+\.I>J("<&Y6^A02
MF4*`]G<X=?V_E[I86"SJ2F\OL\)E"=K34LI<(W`#LI!VDS&PQRGRMT5<-:ZC
M\;NJ5FU-+XCBU3&=95F"`=Y49E6[*>L1Z)R:::*9$DB$223(5---,I2)ID(`
M%*0A"@!2D*4,@``R`,?/4DDS.),=N@`"0P$?GC^1_880AA"&$(80AA"&$(80
MAA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80C.=W4>QW!;FI2IMPFV1W
M'T5?!TV/(5+03A%LTH^Z#UNF<5%TERE2\!JMXF1-,BHG3:*G#4L(9B(Q"^:9
M16DU=$0FJVE.Y7XC\G3'T/\`A=^-NOY:TM-R_P"927*W1*59&:H%2JBB23@"
M,>*PDDDID7`#)$]D9DMJ&[O=%VL]P<PU;P<M!NFTAX==JQ];$D(N+J=F@L)1
M?(ME2$Y#TNDQFLDV+I7^:ABAB%T%PK;'5D2(D9*09R/_`,=(CZ5\U.4O+'XH
M=`,NK?:?:4WGH;E3%"ULJ(]TD3FG8%LK,T_D@QNFV1=QS;;OKH]G+VPJEM#5
MVDV*-3VFJ5XT9UO3KXA#'=MTV8J%)/LVI2:C.V//0`HAJ$HCEBSK9>*.Z-A3
M"I.RQ0?>'X_2,(^'G.OX=N8W(V\+H]34JGK&5?4US*5*IG4SDDE4OJE*G@AW
M*J<Y`Q/C&UBB(A?O$H3=_="B)^W.VRI;#49$UO2$Y3-1U9=!&X#RJH%>71Z,
M'U*LJ614AG.AFJH`E>#^T(?$,\3+2%=I&V5K=QU&W7O/,/)6AMGA!"@G&2RL
MYAC+W8BFJ*/5%QI%T%A<HFF7FU(6MWB%:<PE-`1V3A^5&:&R?VU^[G;Y=>VU
M[+<;K+'(UW:VJHZKZ<&1I.N31II%ASB&0<@DV%?IG*#A1,PA]0%.(AQ`,=)W
MKXC])Z@M-19+C:JXT-2TIM<G&IR.\8[1MBAK1R)U-8[FU=Z"Y4@K&EA0FAR6
M!!^64:K['CNE$D[[DRV`*H!V?ED;'J7$.0R?*-UXSH5ZF0Q#\[+D@W$P:<]7
M''+%[\L3;\N=_ECG[SPO5EX7RSCHFS^8Y+\?[E/#)W?B^O-Q/DE':->^?0H^
M>],`I$U?=%_^,!7IIDM'C(\Y+_EXU/%/-`RZ?7_].`GUZ?EGC64/<>]M^)\7
MN&;M\++Q)?FY^S.?3A&RK.^=U7X?PN^R['$S9)_G9>U+T8QF:W^]E7?)W&+R
M0]X;OW_VTT.O35*(TA35)T)`W.D8:*CN>F[?+`]GVP/UG$D])SE,_I*8<B\,
M=*:"YSZ(Y=VA=IM%!<GTN.EQ;CJF0I1V`2092`P$4'K3E3J_75>FONM;0,Y$
M!*4-I>*0!/&:L9F9)B8W;VV/]Q3M^VF8V#IVZ.TFZ5KVE7N)]DM5<==^'J6G
MH^:D`>5(PAPA6OASM5VHJJND+D<BKF`!'1B'Z_UMR\U]=E7ZHI;M2W-3(20V
M:=2%E(D@JS&8E@#EW=<2C1>DM<Z,MPL[%1;:F@XI7-8>2I(49J"<HD9XD3W]
M424WZ=I_:SW!(Y"2NA`K4===BR(TB[O4(DU954T*"94^7))+IBPJALB0H$2+
M()K&23*`$,4`#$;T)S5U1H!TMVMSC6M2IJ8=F4'T;T'><DIG;.-]K'EQI[6K
M6:XHX5P"9!YO!?H.Y8Z,TY#9**"Z?[$/<RV55J]KG8SN^IGI3O%%6\,LK.03
MZ3(D``V<553;Q,+?3#TR10+K.FIIX@&1<L7Q4<\^6^M*)-#K>T.9Y8JDE8'3
MD6"'4CJ$HJ"GY0ZWTI4JJ]*W$%)42$A91ANSI6A:%2W3.'1$G4E_N<$6I(DZ
M%CG*Q`Y0U.<EJB+*Y%T@X-'IB5N!A'CD"8!G\L1LI^&=2N*#7`?D?7R]$]OR
MQN@KG^!PY41_./"GZP)"?H$<$I'M"]SK=7N/LY?3N&[F:0F:5M375.5MZ>11
M7"@K^!22$CX5"4_`MTJ$C#/R-00<.M!7`H&R`1RX9E7S;Y:Z5T[66/E_;745
M54PMOBG"69)3F4M9+JI3F$[)QX4_+;7.H[S37;6=:DLL.H66\P4#E4%$(0AM
M*$E4@"J<\LQB<1)KO!VAWY[\K.M=L=D]H4G2](0]PHNH)6X-:76M.G'U%'4L
MH12GQIJ&B:O<RK0BC@#&5!^DD<J>D"E`V>(WRBNVA-"W@ZFO5W2[5K8*4M-L
M/S05^_G4IL).&`RDX]4;OF7;M9:OM@L-IMBFZ9+LU../,@+2`0DH"5DC:9Y@
M,(J_[:_;+[G_`&\]U5/[A76V>'N=3[2EJFI.HJ4@[LV[BI=]&U(BU3.XB7,K
M4C9@218&:@9,%S`D;4.>+/YD\S.67,+2SFGTW)=-4%U#B%J8=4D*1/!02@F1
MGC+&*\Y?\O=?:&U`F\F@34-9%(4E+S8.50QE-0$YR(GA&PZREPKB7'IEU,W)
ML=55AII"269HTK5M54)5KYXS3(F9.41D*`GI^*(V7,80*114BP:>)0`0QR#>
MK?;[=4AFVUS5>R4SSMH=;`/Y,G4(5,=($NN.GK375U?3EVOHW*)T*ED6MM9(
MZ9MJ4)'H)G'<>-/&UB$^^#?WMZV#6LD+CWJJIFG*'0$E'VZC7K0];UW+*<PC
M.-@XHQS+)(+K)&*=ZL4C-#(=9P-D49IHG0>H->71-NLS1X4_K'E`\-I.\J5L
MGT)$U'<(BNJ]86;2%O56W-<W<I*&DXN.$"<DIW#`S4>R`,3&66B=F&]_OO;A
M&6YW=$WF=ONU*)?&9T33;U!XUF#TD@Y(HO!T%`2R15B/I8O+%W,NVX(N"!FD
MHH)28Z@K-9:*Y&6!6FM,%%?JI:9N+$BGB2P4ZH;DXY6TF8W@3,<]TVE-4\W[
MTF_Z@"Z/3Z5$(29@Y)^ZTDXDG`EPR!ZY"-B]C;&6MVWVOI6SEFJ2CJ+M_1S`
MC"'AHY,`,80`.?(23L0ZF5EWZ@:W#M<QUUS\3F''(-[O=TU'<W;Q>'5/5[RI
MJ4?D`&Q*1N2)`;HZ<M%HM]BM[=KM;:6J-I,DI'SD[23O)Q,=MXU,;*&$(80A
MA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"&$(80AA"(+
M;TNW;MHWTTJI#W?H]NVJUHB):<N?3B#:/KFG7)2D(W63D@2$LPV;%)D1J^*X
M;%S'20,QSU=QM%'<V\M0GZS<H>\/Q^@Q>')KXA.9/(^ZBLTC6*5:5*^NHGB5
MTSHW@HG]63O6T4K.$R9",9F\OM.;Q.WM<-.Y%J5:UN';R,5*^I:\5J$9IM6=
M/$!50XQE715,B$NU%JFD0SA<A"QJI3!G\#`%=W&PW&T.\:GS+9W+3.8ZB!C^
M"/L9R=^*SE!\0-@.G-5BBM^H7$Y7K?7%LT[ID.VPX]]6J9)R))+P(ZP8E?LW
M^XPOI:XT30^ZBE6M[J38."1\A7L$=I"7.BD2Z&P'DX\.BI]^C&`74J44^L5R
M$-0F'&=;]85+$FJU(=0#(J&"AZ1LP]L53SA_P\=$:GXU[Y6U2K+='$YT4KN9
MRC6<5=A?:=05[$F?#3T2C5SMWWS;5-TT-'2MF;ST94+J3`@(4N]EFD'6A53$
M`QD3TC+JLYX3)B.D3$0,01#@80R'$[I+G0UR0JG<22=TY'V'&/E?S!Y(<TN5
M]8Y2ZQLU93M-;7DMJ=IY=/';"FNN14#TB):8SXJF&$(80AA"&$(80AA"&$(8
M0AA"&$(XE6E?4-;B%5J2X-94M0U/HG*DI-U=/Q5.115C@(IH=?+NFC45U-(Z
M2`83F'X`.,NCH*ZXO"FM[+K]0?HMI4M7IDD$RZXQJJLI*%HOUKK;+(^DM02/
M:H@15/=7>QN?W!5F6RW;LLTH_8.C]#66[R\\/.4Q9Z@&ZHJ).7]%0<@A%S=S
M9-F4"G;K,4W4:J8P!F<H".+2M>B],V"D\9YA5@2L8MT%.I*ZATC8'%`J2R#O
M"BE8ZHKNXZJO]ZJ?"]$TTT'!=8^%)9;!P);29*=*=Q3-)GA./RL#V>;-4I<O
MW&;JZNJ/>7N8=N?%%J\NX"+NE*9?KAJ=L*)H!$B5,QT&FI_<)+-E-`!F``8>
M'\OW-V\55M\O:69;L^FTC*&F,'%C<7'??*NDA0G'ZLW+2VTU;XSJ%URYWM1"
MBM[%M*I?0;]T`3,I@RF92G%OK=NW9MT&C1!%JU:HI-VS9ND1!NW;H$*DB@@B
MD4J:***90*4I0`I2@``&6*E4I2U%:R2LF9)Q))VDGIBRDI2E(2D`)`D`-@$?
MNQ^8_L,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#
M"$,(0PA#"$,(0PA'ZUD4G"2J"Z2:Z"Z9T5D5B%42624*)%$E4S@8BB:A#"!B
MB`@(#D.!$\#LC](6MM8<;)2M)!!!D01L(.XC<8K=W/=IC8YNI*\D:ULU!4Q6
MBZ'*:UW;]+RI-L5,LNI!C&BE3SYP;XF.Y9JF,/$1'&FK;#;*Z:G&PET_23@?
MQ?)'1G+/XK>=O*THI[+>'ZFS)5-5+5'CMJ'1F7-U(Z`AQ(&X115=_P"V@N%2
MDN[J;:GN7(V6:$,XCFU>-Y*"K-58!`Q&C2K:(5A&K;2(`!3J%(`@&8B'PQ%Z
MG1;R%9Z!^1_.F%>@%)$H[ATE_B2V"ZTB;9S3TWF0LR6JE*':<#\I3%2'%'T`
MGJCK.!IK[A38VFBS9(U-=.@(<W,;PI9NG[O-9-%/A]1VJ$Y6R(J%#B3J"J8\
M@C5ML]T%QH;IA4_G5\L26NN7^']SN4IY]5-:[\\)%SANT"D$]1+=,9=.0B)`
MT=]P'NYMJ<&>ZK8%6+!-EDF\D*3I^M*)7533#([A0:]348E5,/$=(%)_5C)1
MJRY,#_3J-4]^4%/[<A$`O'P$<IM2)XO*W7M&XIS%*'W:>I`)W#NI"I>F9B5M
MOON3MBM0Z$[BPMS;3.=>A5M)0J=6';CD.?-&EA=Y:3<!#+/^C&:C6MG!E4E3
M2N@R/S15FH/\.3GA;L=/OVRZMRP*7>!/T<?+$LZ-[W_;2K@Y$HK<0Q8JG$I=
M%0TQ5%/Z!-\.8>5BFR10#YCJRQL6M365X30\)=8(_!%4WCX*/B1L@*JK3ZUI
M&]IYAV?HR+)^2)(P7<;V+5"4IF&ZJR*6O+262N#3D4;C\`$L@_;B4<_QQFIN
M]L5L?:_A`17-=\._/"WF3^EKV?T*5Y?["3'-2[V]FY@*/NLVZD`Y3&+S;S6\
M1S*0!$PY+5"0>&6-Y::*MO\`/P)EZMR[>`A3LO26PJ7KBM=8:9U#R]RC7M%4
MV4K$TBN;52%8Z4!\(*A^C./C/M_NQJ-)K?;PML[<H?,][K<B/_PDJ(QO][$B
M1H/6[F"+1<C_`/;/?Q(KY6LM)(]ZYT`_[=K^-'!W7<YV')G.E&;FK756N3/)
MM151L:Q<J"'#)%O3JL@JL(C\`*`YXSD<M-=$3=MM2TGI<06Q[5RC$7K_`$@F
M>2O8<(_DU!?[,X^<V[DM@YEQT5(4EN(K1VH'\*I3^W&\:T,X./`@>9%J01@D
M4SC\#F7RRXX]%<N;ZRGB5;MO90#CGJZ<*'Z@<*ODC\#75G<7PZ5NM>61,9*9
MXI_AY,H]L<UC[\[E*O,!:0VCSL+%/B9QE8U]<FA8MB@!A#2O)T<C(I5B4FGX
MI@F0X#\_EC#78M-TF-7=D+=3M;:9=43U)<(X?KF1'NB]7^J/^BVQ:&E#!;CK
M:0/2B>?Y(^F>@]W5;%48UM>*WUL8_,RB$A8NEY!:I/Q20<KW/"JH@2_(YB-@
MSR^D`QY"NTE1'/14=14N=%2L9/2`SD5Z)F/7N6IZOL5=4Q3HW&G0<WKXV=/R
M1]*G=G5E6$OYKK6'D+NUNY2,66J6Z$M(U4UE5S9_Q9Z)?.CV^8.BYYE.UBD3
M$'B40X9>53J^\N-=UHEII*(>ZAE(04CHX@'%(_268]*?2UJ;<[S5I5559]Y;
MJBL*/3PR>&#Z$")/,F+*,9MH^-9M8]@S1(W9L63=)HS:MTB@5-!LV0(FB@BF
M4,BE*4"@'P#$96M;JRXX2IQ1F23,D]))Q)B0H0AM(0V`E`$@`)`>@"/ZL?F/
MU#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$
M,(0PA#"$,(0PA#"$,(0PA#"$,(1\>6IZ`GD^3.0</-):=/*EHQE(IZ?[.AX@
ML73Q^&6/RI"%X*`(ZQ&727"OH%9Z%]YE?2VM2#[4D1U7.[:]O-3)G2GK&VED
MRJ9ZSN;>TJ*QL^`_Q!(LB_'_`(6/!5'2+]YIL_JC\42FAYC\P+:H+H;W=FB.
MBK?E[,\ODCI2H.W%L6J@1&<VNVF>B(9#II_HPR_#)BX;!C&79[8Y[[#9]43.
M@^(GGA;!*AU/=4?]KF_:!CK)YV@.V@_$1=[/+4*B(F$1!"?3S$V8&_NIPG`<
M\>7@-GS!7=VY@S&W:/7$C3\6OQ((;+2=777(I)![36PX?R<QZ1C'XLNSYVS8
M\Y3M-G=IR&*&1140GW&0";4(`#B<5#B.++MW,+6-HIDT=IK54U.D2`:;:;P'
M24-@GUDQS'J>TTNM;DY=]8+JKI<75%2EU=345&),SE2ZZI*!U(2D=4=KTYVZ
MMBU)"F,%M2L@UY(E%/J:%B)32)<LLPED7P&^'SSQ^:GF%KBKGQ[K6F?0ZI/[
M,HT]/H;1]+BQ;J0?]F#\\X[UAK!6)IP2#3UE;2P0I9<L8:W-'Q@IY?#0+*&0
M$N7]&-$]?KY4?O%;5N?I/.*^=1C<M6>T,8,4M,C]%M`^9,=I-FK5DB1LS;-V
MC=,,DV[9%-!%,/P(DD4A"A_4&-8I:EJS+)*CO.)C/2E*!E0`$C<,(_HQ^8_4
M,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0P
MA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$
M,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$,(0PA#"$9R^X1W'M\6T+
M>-M_VW46MM[J6GMP[N*8PL[4-#5@65I5PM(E8R!I$K&M6S:03TG`Z6@A1#X#
MGCHC0'+K1&K=(5^HZT7!NHH`HJ2AUO*L!)4)3;)&R1G%'ZSUOJ_3>I::R4AH
M5L524E*E-KS)FM*"#)P`^],8;I1H3IM"I$*>CT*FDXR4J0K,H2,E%1ZT=%N'
MHDXK-8]=TZ70;ZQS`AE3&RX9XY^J54ZJA2J9*DTV;`*(*@.L@`$^J+IITOI8
M2*A255$L2!($](!)D/7&>/>-W(=\^W+N$6.V84PYV\34!?AS3:4-6$W0=9>)
MTR23.Z+(A(MF=;H-WYDBMLTA(0H#JX@.6.@]'\N=#ZBT!6ZRJA<$/T(7F;2Z
MWE7E`E(ELD3GC,Q2NI=;ZOLNLF-,4ZJ%3-2$%*U-KFG,H)((#@!E.8C1/!(S
M+>(CT:A>LI&;2:I$DWT<T48,73L"_FK-F:J[E1NB<WP**AQ`/F..>GRRIY2J
M=*DLDX`F9`W3,A/V1=K(=#20^0IV6)`D">H8R]L5\7H[L>Q*Q5;3EN:OO7&R
M];TL=9*JZ<H5@\K61I59N<2.&]0I09'`1:[<Q1YA%!`Q/F`#F&)_9N56N;Y1
M(N-'1*31.RR+<(;"P=A1FEF!W$1"[IS&TA9ZI5'5U:34HGF2@%>4@R(5EG(C
M>-T<[VR=Q_9CN^F5Z8L/?&E*LJY!LJ]-1JSGPJJU&2`9N'B$&_Y3UPW;_`YB
M%'3\\8.I>76L=),BIOE$ZU2$RX@&9$SL!4,`3NG&98=<:8U*YP;15(<J)3R'
MLJ(&TA)Q($31F)5E!1,I-R2HHQT-'/95^L!1.*3*/;*NW2H$+]1A301,.0<1
MRQ#66EONH8:$W%J"1Z29#Y8E#KJ&6E/.&3:$E1]`$S\D<-M7=2A;U4)!W)MM
M.-ZCHVHR.SQ,NV`Q4G/0/G,:\)I.`&(HV?-%$S@/$#$$,9ETM==9:Y=MN2"W
M6-RS).Z8!'M!!C&MUQI+K1HKZ%872N`Y3TR)!^4&.0UA5<%0=)537%4/2QM,
MT93LW5=12)RF.1A!4[&.I>7>G*7,QBM8]FHH(!Q$"XQZ2E?KJMJBI4YJEYQ*
M$#I4LA*1ZR0(]ZFH9I*=RKJ#E8:0I:CT)2"2?4`8^11UQJ5N!;V"NA1SU:H*
M/J:G4*I@7T>V567E8ATUZMJJS:%#G*K.$?V$P#481`,>U9;JJWW!RV5B0W5M
M.%"@3()4#(S/0.F/&EKJ>MHD7"E)73.(SI(&)$IB0Z]T0+JON^]O"@YV7I:N
M-R-&TA4]/O3QL]3M0J+1LU#2*8`*C&28+$!9JZ(!@$2&#/(0Q.J7E)S`KF$U
M5%;GG:9:9I6F12H=(.\1$GN8^CZ9Y5/45B$5"3(I4"%`C;,1WCMJWX;4MWTU
M54!MSN_3=T)*BHN-F*F2IY4[@D4PEW3EE'J.%!*!2F<.&:A0+\?I'&DU'H;5
M&DF6JC4-(Y3-O**49OI%(!,O0"(VUDU98=1/.,6A]+SC20I4MP)D/E$=G7XW
M(V+VQ4<->W[NA2%KJ6,J=NUDJLEVL862>$(!^@BT5C@M(/C@8,DDBF-Q#&LL
M6G+YJ6K[C8J5ZIJ=I"$DR'2H[`.LQG7>]VFQ4_>KL^VPR<`5$#,>A(WGJ$0)
MB.]QVX9*HF%.2%]4J15E#Z8Z7K:GI>F*=>)B(`#E";DD$V9VIM0""F>D0'/$
M\>Y*\Q6J=50W0ET)VI;6E:QU909SZHAS7-?0SKR636!!5O6DI3+IF<)=<6)U
M9>2WU'6P<7D?S9)*W#:&1J)2J*>2-/1XT\NB#@DXFK'BJ56**W,!S+%$2%*.
M>*\I;/<*NYBSMHRW$K*,B^R<X^CC]*>$HFM3=:&EMQNJUYJ`)S9T]H9?RL-W
M7'4NW/>MMNW9N:A0V]W%87,0I0K<*BE*>17<1$0X=Z^E9/9'2""+Y<$CB5(1
MU"!#?@.-MJ'1FHM*H;5?Z=5,IV>1*R`I0&T@;9#IC7V35-DU$M:;.]Q@V!F(
M!D)[`3TD8B.]ZEN+0]'35(T[5%41$'.5Y+C!4=%R#M-!Y44N"*C@8^+1,.IR
MY*@D8PE#CD&-'36ZMK&7:BF:6MAA&9Q0$PA.R:N@1MWZVDIG6V'W$I>>5E0"
M<5';(=,?KN-<*F[5T;.5[5ZKUM3--LU)&;?,F*\@:.CT0U.'SA%N4RA&C8@:
ME#Y9$*&8X6ZWU-TK$4%($FI<,D@D"9W`$[SN$?FOKJ>VTJZVJF*=`FH@$R'2
M9;HC=![^]JU1V<5W!Q-SF+BRI*HC:.2N4+5RG2CV?E)!.)0:,90Y`1=%1E%B
M-UCE^E)8Y2CQ'$C>T'JBGNXL#M,1>>$7.#,9PA(S$E.T=G$=(QC1M:QT^[;3
M>$O?[,#@1Q""$E1,I`[Y'`]!B9!3%,4#%,!BF`#%,40$IBB&8"`AP$!#$/B4
M;<1LB-VX;=I8S:K&1T_?FK1M]2\HH+9M5LNP=%I<K[(1)&N)DI!:H2"I0U$2
M,.HQ>(8D>G]*7O5#BF+$UWBI0)E"2,\ND)VD=<:*]:DM.GDI<N[A9969!1!R
MSZ)[)]4?MJ'=39ZD[.1U_:DE9>&M/)-$Y-.KG\#((,6L(X2!=E/R&I/6R@Y!
M`Y3H.3@":I#E$/B&/Y3Z6N]7>%6&F0A=U29<,*!)4-J1TJ!P(VB4']1VREM:
M;S4*6BW*$\Y29`'8H]`.X[XA\IWJ^V*B8"J[MK9$$2@8-4D/$H_`P"!!#(0'
M$N')GF4=EJJ?9$?',W1)P%<V?;$F'^^';='V'IK<XI70+V'JDKA6/N8TC7CF
MF6[9M(N8D7LH^3()(YFM(-%$DU%,BG,'#$;1HG43E]<TT&)7QJ4V2H!9)`5)
M(WF1!(&R-RYJVQMVAN_*=/A+DY.`$I$B4S)W"8E$;6_>D[93B01CO=E;5`ZZ
MA4RNG,D*#`@F`!S5>G+R$RE*.8B(\`XXD2N3?,E+9<-JJ2!N`Q]FV-(CFAH9
M;O!%>UGZ]FV6)BR:DJNI>O::A:RHJ?B:II2HV",I`U#!O4)&(EXYP`BB\8/F
MQU$'+=3(<C%$0S#+XXKFKI*F@J5T=:VMJJ;5E4A0(4DC<0<08G%+54];3HJZ
M1:7*9Q,TJ29I4.D$;8B?N1[@NU/:E4T10UWKEM65P9UAXM&V\IUDZJ:N%H;-
M0/&34Y%%6?HQ8F1.`+&*!1$HY?#$JTYH'5.J:9=;:*8JH$*REU9"&\WY.=6&
M;$81'KYK+3NGGTTMSJ`FJ4)A"05+EC(E(Q`,C(]4<EVM[U]MV\J'GYG;Y<-G
M6J5*N46=2L@;.(^5@G3@RQ44)2.=D(X:J'.W.``8/B4<8VI]%ZCT>ZVS?Z<L
MET$H,P4J`VY2,#M$>U@U58]3H6NS/AWARS"1!3/9,'IE$K<1:)%%:G<.[E5N
M-AD/1%/C2<[=Z_5WY,T!:"S%)J%0EZFE3*-VQ7,C(G;ND(>,26=D'4H03+Z3
ME)^R(A8_+_EQ<==//5'%;I+%2)S/U#F*4)D3)(F,RI`^C`F(-K/7-%I)IMD-
MKJ;O4&33*-IQ"<RC(R3-0&R9.`C@E+T9W?KF4^SJFL;U[6+`R$LW*^;VT@;3
M55<)_3`+!K2CYVM37$8Q\\[3((`H=JV12SSTY8SZJLY26VH52T=%=*]M!D7E
M/H:"^M+?")2.C,HF,*FI>9-P8%15U5!1.*$PTEI3A1U*7Q`%'ID`(Z]@+R=T
MJQ&ZJQ-I-R".W:[>W^\53+4HG>:V5)U-1M0P\T6+<OVL1*T])U9,ILW+KDY)
MK"4Z:W+4T_LCC/J+/RPOFEJZ[:<-PI+_`$;?$-.\XAQ"DY@"I*PA,P)XC`B8
MZ8P6+IS`L^HJ2VWWN539:I>0/M(4A252)DI)69$[L"#CT1-:^O<&VH[9JN94
M1?JYK2UM12Y#JTZUJUD[C$ZH12<)-%%J:75)RYA(CMPFD)DA$`44*'S#$,L>
M@=4ZDI%5UBIC54Z#)900<AVR6/HF0)QZ(EEUUEI^R50H[J]P:@@E(4DC,!M*
M3O`WRB4=*5K%5E23&M(9M,>$23`\DQ1?13IC*.6I4S*)G2C5RE<F,Y(7\H,L
MSYAE\<1BJHG:.K51/%'&2K*9*!2#^D,,-_1&^IJMJJIDU;05PE)F)@@D>C;C
MNB&K7N:;.GURR669W.%S>4\F:&"TZ,+(GN#XF0BBAV@TT"77`J5%(YQ#+]@@
MC\`Q,%\MM7HMWC*Z:5G"<W'S#A2Z<^SJB+IU[II=:+:EXFXE13PLISYAM&7;
M,1/!FY*]:-7A$UTB.FZ+DB3E(R#A,JZ95"D70.`'16(!LC$'B4V8#B#+24**
M#(D&6&(PZ#$P2H+2%"8!$\=L5^WV[INR#;O6TG;:O;SQ;VX$$05*BHVBF;JL
MJAIL@9<9Z/A"N%(P1`P<%,A_$,3ZQ<K];:AHTW&@HEB@7[CCA#:5_HE4LWJB
M&W?F#I.R5)HZZK3WE,\R4364D8D*R[#B,.N.<;8>X7M`WAOGT+8*]-,5C5$8
MU.^?T<9?PVKFC!,W+5>JT^]Y;_I4E<R'.!1`I@$!RQ@ZFY?ZMTB@/7ZC=9IE
M&0<EF;)Z,XPGU1EV#6>F]3*+=GJ4./`3R;%R&_*<98[8E%7U<P=MJ1FZWJ8)
M`*?IUFK)3"\9'N)-=E'-RBJ[?J-6I3*](R0*918^62:91,/`,1F@H7[E5HHJ
M;+QW%23F(2"3L$SO)P'28W];6,V^E765&;@($U2!)`WF0W#:8C?M\WX[7=U-
M12-,;?[E,KGR$(T,]J!>F6KE['4\EF)4R3C\I.1&K+JAH3(H("<_TAQQ(M0:
M%U/I:G34W^F-,VM4DA9`*S^:-IEM,MT:.S:PL&H*@TUG>X[B4S5E!DD;LQV"
M>[IB3]6U=2]!TU-5C6D_$TM2E.1[B5GJAG7R$;$1$:T3%5R]?OG)TT&S=%,!
M$QC"``&(S24E575**.B;6[5.*"4H2"5*)V``8DQOZFIIZ.G755:TMTS:25*4
M9)2!M))V"*M93O@=N..=OTVE['%1Q<:X5;/*HI:E9R>I-,R(Y**>/L6YV1D"
M_'6`Y9<<6>UR4YB.H2540;<4)A"UI2O'\TF<XK][FQH=E2DFKS!!D2E*BGV@
M2E$M-N&^S:CNW&?1V]7EI2Y<G2T8TF:A@H%WSIV(C7ZBR+-T^BQ`'*";E=N<
MA,PXG*(8BFHM#ZITGD.H*-VF;<44I4H=E1$B0%;,`08DEDU98-1!7@]0AY2!
M-0'O`=8VQT]<'NQ[![357.T+=#<!2]OJTIEZ>/J"EJL!Q#SD0\)D/)?,'!`6
M1,8H@8N8<2B`XV]!RKUW=:1NNMM`X_1.IFA:)*2H=((PC657,32-#4KHJVK2
MU5MJDI"@0H'H(CL#;UW%-G&ZNM5[>[?[VTM<RK&D.\GGD73RQW)VD6Q4;I+N
M7)](%2+K<D`H#^UGP^&-?J#E]J_2]$+C?J-RFI"L)!5A-1G(#V1G6?66G;]5
M&BM50EVI"2J0GL&^,Y7?KJ$:2[EO;VJ@(6=J0:?>I2H4_3$>I+5'-"UFFQO#
MH.+2$JLA).,\DTBB`F''1/(FG[WRWO\`3<1MK.",ZSE0F:%8J5N`WF*-YOU'
M==<6M\(6YE0DY4":C)YLR`WDRD.N+O2]SUV4A`]@7<3'),G$-LM19#F0H\,W
M?$./`?F&*4/+-$_[_P!/?^,1^*+6\_K&'@UZ_P#"JC.]O+OJI?\`[U^P.K%+
M07HLR9A/TC&^7+XT(]M_4[P!3?J^(,HE\JJJXC1U9`J`Y"/]>.@]'V,6'DO?
M:45E%69DN'/3.AU`V8%0W]44OJ.\F\\T[:^:6JI2$MC*^V6U'MI,P#NZXMT[
M]V^FX6VFT%L+`V5J%Y1UV-TM5M*-+6<?I)*TM0+B6C8&I9&`=&S*SG%G<XU1
M(KI,)$5%,@`P@8M2\BM#4&I+K57^\MAZU6MKB<,[%NR*D!0WI`2HRWD"+,YM
MZNJ[%14UEMJ^'<*]2AGE.3:1-0$B""HR3,'`$[XLTVB[([&;3;*TI;"D+?TN
MI*MX=BK7E62$6VEZAKNL5F:7F.IJ@F94CR0D'<O(\Q40.IH*!LBE#%;:LUK?
M-5WEVYU=0Z&BL\)L**4--S["$)3(`)$ALG$XTWI2TZ=M35OIV6RX$CB+("E.
M+EVE*)F22<8IC[Z7;^H6C;)R6_W;!$L[';A-O<E$57-5-;E(E,N:JIUQ+L(D
MB;EI&$1:*R$3+/VRY3B309N54ARFS`0N'DAKVNK+TG0>IE&ML-P2IM*'NV$+
M"2K:J9RJ`(ETR((BL>;&CJ2EM9U?80*.Z4;B5K4WV<R"H))D,`I)(((W`@S&
M$3"VW[[7FXSLZU1NEK=1-I5S&QMUZ:JUP42D%U6-*PTW2))@Y0R(0]02**+L
M0*!2@9P(%``#+$2U%H9&G>;[6EZ'M4BJYA;8Z&UJ2YE_5$T^J)%9-7N7GE@[
MJ"MDFL12/(7_`#B`I&;]8R/KBN;[;[=765/,*\V`WY"2I^NJ5B(6\UIHJH3`
MV<'HVX<:RJJ1A69%@Y[MV]4FC328`/TM5S#ED&>+"^(K2U(^XQKRQY5T;JC3
MOE&(XC1+842,`!EX9_.`B%\C]05#"'M(73.AU!+K`7@HH7)PI`..*7$K'43T
M1,SOY;E:WHO;4ZVOV1(\?W>OY355R51%BEN6ZI*QU&1+^<N#4<H8"FZ>*G8^
M*<1)##ES3JG(`YXA_(?3=%6ZD&IKU)-HH'$!&;8Y4N*"6D#I*2H+ZI`Q)><=
M^JJ2Q&P6L*5<:Q"BL)VIIT`J<4>@*`*/;OB4/91N*2YO;$VGSPN>H>,*&?TV
M^`1^M`]/51/1;-$X9B)=,6W0$N?[HAB,<YJ#P[F7=60)-J?"QUA:$*)]I,2/
ME=4%_0M`E9F\TA3:O2VXI/S`11';23LC2_W&^[]]>Q2W,30PQ<JB<]?M80*>
M-).;5TAR2@26;G8=:J<PF`1`#"(B.>K%Z7)J]5/P[6A%E%0JNS)/U15GD'W/
MR3.0BG;<];&>>5S\54RFD"5@<26699:V`X3.,:'J)J_81;F4O[N+L5(6I=U)
M1UG63V[R=I74&(DH6BUJGJ.(5D8R$3*V0=*.%7I4U#``J`0`R^G,>?*VDUY<
MFJ#3U\35"F>K"*?CA7VKF1"I*5B1++,;IQ=E+4:/H'JV^6E5.:EJE!>#1'V:
M,ZDS`P!GFQWQ3?VC[>,.Z3=.]O<9W?H)W6?4I=F5MU8&V]0**O;=6JC*=Y$F
MDZ@Z47.I&K/!8RC82JN`6."IE3"(B8--O<U[@OEC:Z+EYI(FD0[2AVJ>3(.O
ME4TR4L8@32<!+"0BM.75"G7URJM:ZD(J<CP13MF?#:&5+F""2)I"PF>^4Y3,
M:`MP6SC;;N>MG,VGN_:6C:AI:6:*(("G!1K&4@W0(*(LY6!DFC9)S&R$:=0%
M$1*.@#E#44P!EBA;!J_4>FKDBZVFK>;J4&9[1*5">*5))D0=AWRV&+BO.F+'
M?:%5!<*=I3)&!"0%).Y25"1!&T1FA[/=U[H[9]^^Y#M%76JA[<6T<4-P4[=F
MJ50T@SATZ=1:.%&<81]S5QBJJAIXI3MSG,F51H`%`N8XZ1YN6JUZDT);N;-J
M:%/=E<+BY,"K-A-4OI(4G`[9'&**Y:W"XV/5]=RZN+O'MJ0L(S;$J&;!(/T5
MHD2-D]@$??[,S<VR'NB[YNW[((J,8"JWKJN[;*.TRH)OH*BW2HQ;QF)@*8PS
M,=52@E+QS*U'^SCPYQ*&M>65DUZ@A3[0#;H&Y3@&8']%3?\`TNN/?EB#I77U
MTT>O-PG`5()V'AJ5DEZ6EI`_1ENCAW>NW'WX1W:T'?FR[4SNS_;5N3;%G7<Z
MT<B=JO<^[Y99U)M',>!1!^A2,!2BS5ZKJ`C15X0I@$3XR^3.G;$=)OV*\&5W
MU'3O%I)&/!8R@&>[.IP*2/I!)(V1A\T;Y>?,[5UM0!M=C=;#BMOUSLU2`WF3
M?#)W%<CMBZ3N`[K(J;[9<Q=:SCM21E-T%(T70UE4B)D6<2LU>-1FV:->4)3%
M%=M3RCY50,A$HMS?ABG-`Z6=8YE(M5X`2W;'G'*CH2FGF2?0590/2(M#6FHF
MGM`JN-L)+EP:;;8D)DJ>D![$YB?1$/NY_MKAMO\`V9*6VLTAX7&$@_1BV*<B
M@@5NV?5.^F(J*7J!R9,$S"YD)]0'2RX_6`B)_EB6\L]1O7_G$[J>KS*XG>'I
M3Q"`E1"1U)1@!ZHC>O;*W8^63%C8RS;73MS_`"EY@"H]:E8DQT=VY>Y9=/9Y
M>%[VSNYP^>4[65'OFM.V3O?42^<)/P`B+:FH>?GG`$2=0LHS(0(:5,8I>7RF
MZNLYRJ!O.8G+BUZOM`YD\M$ARC>25U%,@=I*MJU)2-BDF?$1Z5"0!$:?0^N[
MAI:X^0]?JR53:LC#ZMA3]!*E':E0EPUS_-5C(Q85WWHMA.]MBZCA1LPDDFU7
MV:<M55DT'1`!Y=>C6/-:G,50OYZ+L2")!#40X\<L5_R-=6QS'I4S4DEJH!W;
M&'#C[(FW-YI#^A:@R"I.,D>MU`F#Z_9$L-Q,:S2[=]U8Q5@S%JTVG5$@1BHV
M04:(@TM:N5$B;<Y#)%!L9,-&0?2)0$,LL133[BSS"I70I68W5&,S,S?&_KWQ
M(;TA(T0^VH"0MJL)88,_@B@OL"59LGA]@#.)W`RNWYI4YZRG5W+2XZ%)>/$C
MC-BE2474FFPNBM3H&/HR/EEF/#AB^.?%+K-W70=L":\TW=T`%G/EG^J93G%4
M<J*G2Z-.5"+PNC#W?7B>)ES2S'\K&6V46Z[H:0L=3':BOW3U@AI^4LRG9ZZD
MI1AH=9I+T_RI9[44Z]&(6*ETQF;6<?+@AH#\H"@`".6>*GTQ5WNJYJ4%1?N(
MF\=\82YFFE?9"$C,-LRD"?3$]U#36FGY<UC-FR*M8IG2B1"DXE2CE/0%$RZ(
MKX[3&WO;Q>;L=TM%7NM]0,K3CRA;J24]4,U`Q`2446+>5&NE48S?3ED$'D"1
M`%T514^@4@X"&8#.^:>H-06?G2MVR5#Z:A+U.$H2I4E9DH&3+.4E[")8SB-Z
M-LUEN?+EU%T994R55)*BD33E6X0K-MFF4QCNCM?[<*FKPT[LJK3SVXGEK6O[
MUUBIMV\P*+K*+6L8BA&-W\,=P`'+3[V59+F1+Q**O,,4=(@`:WXB:BT/ZR9%
M"&Q=$T;8J\DL'C,R5+Z824SZI`XQD<DVKBWIEU52I:K<NH)IRN<RC*D+*9R[
M)<"I2$MI&$HKVV&;W;.[6NX/O;H7N,Q[>E+\W+NT[+`WPKZ,)(P[*DF[@_EV
MC7DJ\2%I25+MH([5PV63`J"RBIB#D)<QL#76BKOJC0%EKN7:B[8Z:D&>F:,E
M%P^^X`,7%E4TD'$2F(@NC]66S3^M+M2ZX"6[J_4R2^X)@)QRH,_<1E`((PQ`
M.Z-/%C=O%D;<5W<Z^5F&T2R;[ABT_4U1!2XL?*TY(M&ZW)JF/!@3D&=2[1P0
M%3D-RS@F40*`YB/-%[U#>[C0TUCO)656\K0C//.D$B:#/<D@RGCC%^VBR6FB
MK:B\6O*!6A*E9)9%$;%"73OW1*#$8B0QC3H6<<;K_N9ZHBKDJ>)1.VUY6["W
MD<[$PLXQ2T4?'.X1PV;B/**Y4D*C<JF-EFH(@(YY!EV%7,ITK\-K3EM[+MQ2
MV72-IXY(5,_HI`CF6D4O4//)SOQFW1*4&A/8&LTA+]-.;V1LLQQ['34<9J2C
MJ;JY6FUJABF\FK2-2L:OIXZX&U1E11K9ZT92:`E$,ET&\BL4,\PR./#&33UE
M12!P4ZBD.MEM<OI()!*3U$@>R,>HI*>J+9?2%%IP+3U*`(!'J)C*9]S:E&EK
MC8.]?HL2IMKC.C.7CI%$>0P)5]"K.N:N<@F*T(FF)S@(Z<@$<L=2_#7Q#0WY
M#>:9ITR`GB<CDI#ICGKGJ4(N%F<7()#CLR>B0F">B-)*>[K:NB0B*5_+2))I
ME*1-).LX(A"$*``4A"%=`4I2@&0``9`&.=3I#52L3;ZLD_\`5J_%%W#5.F@)
M"NI9?SB?QQF:H"=M_77W,53550DE2U54X[M?2;F/G:=%D_BU9-.W`HR*S9VW
M(*1GZ2QC$6.4=6L1XC\<=(U]/<*'X<$4M>EUJI%0H%*YA4N,93!W;)11E/4T
M-;SN2_0K;=8*5$%!!$^`S,X83F"">F+*>^_OEN!M'VT4Q1%EI<]/WCW&5>WM
ME3=3MA*#ZC(I^BH,E4K(QP,0KL503:)CD(DZ@3AD)0'%;\CM$4.K-1NUMX1Q
M+1;FN,M!V.*![*#U;5'T2WQ.>;>K:O3=E:I+8K+<:US("#)24`$K4D[E$#*#
MNG/=$SMA.R>R>V+;O;V"@Z)AI.N:II*G:HNK7M1LV]05=75=SL4WE:BEYN=E
M$W+QP09-ZJ1!(#%330*0H!F`B,0UWK2]:FU#4/O/K10M.K0PT@E#;325%*$I
M2F0'9`F=I,XDVCM*6JPV-AEII*ZIQM*W7%@*6XXH`J4HF9VDR'1**;N_#L<I
MNS5NV7<=VGM4;%WYLM4\&^K:>MZ0(`:MA9F591$:]>QT<5%DXD8N=>-C*G.4
M2*-`.0Q!'Z@M_D9K:HO%P5R[U43762M:4&DN]K(I*2H@$S.520J0VA4B#%9\
MW-*LVFB1K;3W^B7*E>072WV<R5*"<TA@%I)&.PIP((BX38KN=7WF=OBW5^YI
MJD2<K.V%2,*L:J$3426J*FR3%,SC@Z(E%(4I9U%F<Z,M($7TY9!BHM;Z:3H[
M7]18F#]0S4H+9_,7E6D?JA4O2(LG2=^7J;1;5VJ`!4.,+2X/ST9D*]1*9^N*
M9_MD&C1*"WV+)-&J2X;E)YJ"R3=%-4K5-18R;4JA"%,5LF8PB4@?2`_`,7#\
M2BE%ZQ@DY?#@93WSV^GKBN.1Z4@W54A/O"!ZN&G#T=4?*W3W/F^Y3WCJ4[;T
M_.3$7M3L260J6[M%QCU9FPNM5%(T\SK)2.J19F=%R^I]VE))1XM@.0"B50PB
M.?#UTQ:V>7'*!WF*PA"M45TD,.$34PAQ9;!1/`*$BN<N@1C7ZY.:XYF(T0\I
M:;'2',X@'!TH27%9I8[<B!T`K.V1&FBF+)6=HREXZBJ6M=0,'2<2P0BX^`84
MG")QJ#!ND5%)MTXLC%5(5(H`(GU&-\Q$<<V5-ZN]94JK:JJ?75+45%16J9)Q
MG.?S1>S%IM=-3II6*=E-.E,@D(3*71LB.]E-B=C=N^Y"ZVX*S-%4Q;Q>\5#T
MW3-:4]3$6,<QDIN`GYN:/4YD4U!:H/I!.5315!(B9!*@4=.>8C(+SKB]:@T[
M2V&\/.5`I'UK;6LS(2I"4A$]I"<I(G,XQIK7I.V6:]OW>VH2RA]E*%(3/+F"
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M;;$ZZ9.EGXQ5P)C@')34G4`3.I_9*82CEB_N2B%'E=J*0G-"I?P#%-<U5H3S
M`M0)`.5']>W&O!,<TTQ$<Q$A1$?QS*''')9VQTD-@C(+W472!>^]V^@.NF7I
MGE'BN!C@')!8\CRQ4S_9!0?A^..M^5R5'D9?I`X\3YA'-FO5I^]RV`D3"&OZ
MQ,=X?<M[;:^J:@MOV[ZAX.0J1GMGJC*MF,8@HX<1%+RM00-1!4CE-,#"$<UE
MJ:;M5#Y?0=T01X#C1_#?J.@IJZX:1KEI;7<FQPR=BEI2I.0?G%*R0-^4QMN>
M5BK*AFAU+2(*TT*EI6!N2X,%*Z$A0`)W3F<(OFV9;IK>;P]N]M[W6^J&.FD:
MFIV-&I6+1=,SNFZQ09H$J>FY-N`\QN]B);F)&`0`#`4#!P'%%ZQTO<-(ZAJ;
M)<&U(+3BLA.Q;<SD6#O"DR,6YI;45%J>QT]VHUI4'&QF`VI7(9DD;B#$'^^G
M>2F;:=NF]5(.W)'=>WK0@+7VLI%L074Q5]7RM30KT(J+8):EG"Y8UBN?@7(#
M`4!RS#$UY(6BIN/,*CK4)E0414^\LX)0A*%"9.P340(B_->XT])HRIHEJ`JJ
MW*RV)3)4I:9F0Q.5(*CZ(KCJ^Q-6;'OM_H6PM:)&B[IW:J&W</*1>L0>LY.\
MUYJ7D7$`Z3S`4Y")IN0%JY2#/0L0X#\,6+1WRDUMS[7?:+M6ND;=4D[BFGIU
MIS#J4L9@=X(B!U=IJM*\FTVFKDBYU;C84.A3[Z5%/I2DY2.F.(=WJP59;);E
M[)NYK92/<QCFR49;2T]_CPK4P*.*7AX>*IQ"7F=)@36"3IAJ>GB:@R)S$L\9
M?*6_4>M+=>N6UY4%(K%//TN8X!:E%92GT+D[[8\.8]GJM*UEJUS:DD.4P8:?
MRC$Y4\-,S.0"D*+9Z\O1$Q=MU#SV]FT6]WN$W'IJ2C'FY^PM?VGVVT?/#S)&
M@+&05&R[1)H#8Z1>FD:FN(W=2`K$TBJF<O[IL1'4=<QHJ[630%N<2I-LKFGZ
MQQ.QVI4XDSGO"&BE$CL/7$DLE&[JJVW?6=>A237T;K-,@X\-A*%##K6X"J8V
MCTQP[[9*MG4OLBN';9^X$SNS%\:@HDC0PY&:M#0T/)?201$03,_<N`S_`+11
MQE?$I0H8UI37%H=BLH4.3Z2%*3[9`1Y<B:YZITU54U0?KV*U4QT!:4K$NKM'
MUQ#FR%%4-<+[D_=W3M>4_!53"JPTRL6+G6Z3MJ9TWM31X@H1!40*99+^H1`,
M3*]UM=;_`(<+144+CC3P6GM),C(ON;XB%HHZ.MY[W-FM0AQHI7@K$3X+4:!Z
M]V=[;8VG;W6TMQ#4K:VM=UUG:NM>O&0P%8H5`FPAILSF9+'):C*/8IO4>:ZI
M1*')*0,LPS&@:#5^I':BBN5Q6[545JK&W@58E$U)DF?0HHP'3.+IK-,6!IBK
MM]"ANGJKE2K:RIP"I)5-4ND!>)Z)10#]O[N2@MHEQK[=M;<=S[574]79B;H1
MA5*8,&L_/K)-XR0@4I!P9)`DD[B8Y@Y9$^H'9%QTB`ER-?7/O3C^K+;0\Q].
MRJK7W0)=*,2E$RI*I#<"I05^21C%/<G;\SINX5>AKV33UW'!;"Q+,O(E"DD[
MB<H*/RAB(UYN';5HV5>NG*#=F@D==9TNJFDW213*)U%5%CF*F1,A"B(F$<@`
M,<E)0M:@A()63(`;8Z34I*4E:B`D#;NC*-VYK92>ZSO3;O=^U)M#/MO%NYNM
MK?436_)50B*[J.3:Q,61Q3BYR%+(A"A%+F<F+]).<EQ'5ECJ;F'<FM+\FK1H
M6J.74+Z&W7&YS4V@$J.<;LTP!Z%1SUHJWNW_`)HW'5U/)5D05)0N1&9>*4R.
M_LC.>I28_H[V3&6V5[]=FO<PH^$D)-BB^-;NZ;6-UI!,!$-5F]'T^X,F`\P:
M@-.+%X\3=('QR#'YY,+:UEH6\<MZMQ*%D!UDJ^CF/;4/T2D?PH<TVWM,:PMN
MN:5M;@"5(6E)D"4`$3Z<S><?JB+*=OFR!2Z?;6N?;._$>J-T-ZT=6MZ+U"Y(
M09&.N7=0B-0)L$G!BBH1.FGB+=-N`9<H`,!0#,<ZXU!K06SF/37&R*'A=E4W
M34\MA98FB9'YX))Z8G%BTJNNT,_1W4$7.Z!=0\?I)==DL8]*"!+HBDKM$KWL
MO7>&S&P&\\$_3I[MKW9N5=VKY)^H=RS<5O#R2M-6^HA4ARZ#LZ;;5&],T(/T
MZ2B;X%#%T\VA9;-:*W7MF<2:G4=*RP@`2(;4`MUSTKR)"C%4<MO%;G<Z/1MR
M;4FELCSCZBHS!6DEM"#Z%9RD;AU1<IW\'X,-CD4H(#FIN%L.D4<\@*;S[&JB
M8P_V0*F.*@Y#M\36RQ_^NJOZHQ9O.981I)$]]=3C_P"8#'?W<A[9UD^X]:8L
M15"*%*W:I]@JXM;=V.;@,O3;IP4JHQTGR3)+RU,/S@4RK;F$,50I%"'`2B4\
M?Y=<R;UR[NO%IB7;2XJ3[!/96!O3^2L;C+9,$8X;S7&A+7K>W@/`-71L39>`
MF4G;)7Y2#O3TR(V1E/N]>[>'LNL1<7M.[WH6;JMA64[:)UMENRBLXFXMQ$Q=
MXZ%E7,8UGEP*>0@",6:H`4X\V.=#TYM>>K'4MILND-97RGYJZ*6AIQE#XK&"
M`E695.ZD**1[JYD=2T]H=$<^7.Y:ETU9GN7>ITE:75-FF=G,94.H60E1/:24
M@@`3*5`@@`B-CFZ`A6VPR]B1_P`H$=L-9(Y*#D)1+;9ZF!3"/[V89?UXY!TS
M-6NJ(C&=S;_KA'2]_DG1M4#A*WK_`*HQ1M]N]MYL)>'MVD4N=:^AZV?.JSJ&
M,D%YV.1>/562K0B(-7!Q4!5-,6RQ@+EI'28>/X7;\0.H;]:-?`6RJ?90*="@
M$F0GTCUB*MY0V.R7/3-0:^G9=6:UX$J$S+,<(M.WDT_;&WW;9W16OM:[CRTQ
M;>T->4XG$LG1'*=.J.(EY+(P8G(`%(#5&1*5(F8F*GI*(B(".*PT=47.OYCV
MNYW0*[U4U;2\Q$L\E!.;URQZYQ.-4,6^AT'<+=;B.[T],XF0,\LP59?5/#JB
M@?9'V\:QW5]DF"D[+7RO/25V9B)J6586[9UURK252]IZ?D3A2SZDT8M-PBI4
M3!N+<I^LT$76`YBF+F4;VUCS!I-+<YE-WJBHG;4DMI+I:^O0%H3VPO-+L$SE
MEG(2!&V*ILFB'[_RX=-IJJI%Q+KQ#?$DTLI<7V2D#:H83G*9F01A%Q?:+[DM
M*;E[)O+-W*AV5L=S>V:#5I:Z=KD6)(<',=1Y%(L*EI2(.8HFCQ!@**R1!,)'
M!!,'TJ`!:AYL\N:O3=Z%WMRE5.F[DL+9>)S2+F.1:NG&8.\=8BQ>7.N*6]VL
MVNM"6;U0(*'&P,LTMB69*9X82"D[4JZ08[EW6;!=E_=3M%$UM4T`T"?DX=T-
MO[V4PFWC:U@A:.GS0&[AX0%"240230,#EHOF8Y4]!5$_CC4:6UWK+E==UT-,
MX>[I6.+3+F6U3`,P/HJRG!0Z9R,;/4.C]+\PK8*IY`#JT$-OID%@`G`[0I.8
M8I/1M$5/?;E5[N#@:YW=;4*OJB0N#8?;W,MHNW=5+F6>Q,=49JCFHV7A8":6
M,H+E@M'LD5S-`,;IE!,(&R,`8M3XAZ"P/T5IU31M)I[Y7HS.H&"E(R)4E2D[
MB"2,WTA%><DJV\-U-QL-2Z7[92K(0=H2H**3(]"Y9LHV;I"4:J\<N1T)&+/N
M*4)<CM>=W:B.XY&TM.3NWN[58-I2OYN%0.[4;OIY-*-N#2+OED,6,<2#)HT7
M8G/J*N(*!D`EQV5R]K[=S-Y3/<O''$(U!2-%+25&4PG%IP?E`$E*@-F$<MZT
MHZ_0/,E&MDH6NRU"\ZR-D_\`.(ZCE*E)GM.S'"->ME[X6KW"VZINZUGJTA*X
MH:JF*3Z)FH=XBX3,!R$,JT<ID.)VK]F<^A9(X`8APR_`1Y*O-DNFG[@Y:[NR
MMBM:5)25"7K'2#M!WB.D[7=K?>J)%PMKJ7:5P3!!]H/01L(W1^JXEZZ&MI4=
ML:2GY$JE2W9K5K1-*0C(Z2\DNZ78OG[F569E/STX6,29@#AQEH3,JF`CF8,?
MVW66NN5/4U;"?]&I&2XM1P``(`3/9F,\!M,CT1^:ZZTE`_3TSQF_4NAM"1B=
MA)41^2)8G=,1F'^YK2:.:SV$LGI45FKRX[ML\;+C^6X9+U;0R#M)4H"`B@JB
MJ)#Y"'`V.E_AK4M%%?EMS"Q3@@C<<CDO7%"\]T(<KK,AP`H+KDP=XD(T&AV^
MME!@`X;;+7&`P`8#!""("`AF`@/4<0$,4"=?:SV&XU7\+_DBY_)NEMO<:?\`
M@QG.MA0%`VK^Y5J.A[;4Q"472$9:JDS1U/0*1F\:W=O+==1(*(HJ*K&!=VXS
M44`!RU9Y``<,=#W&OK[I\.**VXNK>JU5*IK5B9!Y0'J`P$4E2T-%;^=R::@;
M0TP$J[*<!]@R?G)/KB4OW*.V:XES=N-K]P=L()W44MMQK@E256P9$.NY;4<N
MF=0)9%JF!CN`85$DSYH`&943F-\"B`Q?X<=36^UZAJK!<UAMJXL9$$X`N`^Z
M3NS(S2Z\(W_/+3];<+137J@25+HG25[\K:P05RWY21/JBV[MU[L+;;O]I]H;
MET%4;.6D&M%TW3==Q(*IDE:<K>!AVD94$=)L=7.;`J_:'6;F,``JV4(</B(!
M5',+2MRTCJJKMM>V4-J>6MI7T5MJ45(*3OP,CT$$18VB-14.I=.4U;2+!=2T
ME#B?I(<2D!04-V(F.D1"7[@&[$'27;XKFT[<PR]T=P-1T9;FU=$L$C/)NJZA
M"K(.8=,XUBB!UE%$V#$V0Z<N8<H9YCB:<A;4_5:^8NRNQ;+>VX\^X<$H3PU)
M!).&)/LG$7YQ5[#6CG+43.LKG6VFT@349K25$`8F20?7("))]NC;//[1.V_:
MVR%8)]/6%/VRJB9JQN;,JC&<JPTU4[N-<%-ERW,024*U6+Q`JB)N(XCG,/4E
M/JWF+57JCQHW*E"6STI;RH"AU*RYAU&-WHNR5&GM#LVVLPK`PXMP="G,RR/U
M9R]45'_;)F*-/[[``0$?<S4!LLPSTB=7(V7]D<OCBV/B4^VL?_\`.3\\5]R/
M(_VKT]Y1_5IB-FXP\KVON_'%;OKJQ;YIMQW*N95(:X;MEEX&#\V4Q&4?.)R;
MTI0(U>4H]CS2;A(W$K)0I@$0'$CT]PN9O(Q6D;6L'45M2#PR>TKAK+B,HWA8
M.0'\H2B.WH.Z"YN>9K@DBRUJ@`L;$AQ/#7/K2O*HC;E/1.-B-,U33=9P,35-
M)SD745.ST>UE8>:B'B+V/D8YZB5=J[:N4#F34162.`@/^7CCD.II:FC?72U:
M%-U#:BE25`@@C`@@QTQ3U#%6RFHIEI6PM(*5),P0=A!CX"=S*,6N(K:MK+HO
M*X:TVA5LA#-!*X4BZ?>/'<>PD),R9AZ-.0>L%TT`,&:ADC9<`QD&VU@M_BBD
M$41<+84<,RP`2!TR!!/1./`7"D->;:E4ZP-A92,9))(!/1,@@>B,J]U*6I"N
M/N8*7INMH:&J.G7EC4P=1,VDFXCUG:,:],VUHJ&*0[A(QA$A>/$?@..H[75U
ME#\-[E11+6W4"L,E)P,LR9^J.?[A34=7SL#-8A#C1:1@K9[CD:/Z.V^[8K%W
M3)75"TG2-N*_N%%-Z/.E!@G'J5:VBU%'+1`S`IE.>K'=4(@<@$`I3_5GPQSK
M67_4U\M?<JYUVHH*=9<[6/#*L"9[IRBZZ6RZ?L]Q%71MML5CR<DDX9Y8[.KJ
MBA_N#?I9^[B#]X7O;]Q',@?2OH>MZ7E>('\&]+NF_)Z7Q/5_3S,\\7GH#[T/
M*:_*'@OE[M<><ISR]KC3QGE^2*?UI]WOF0>9O%_&I)X<IREF&7A2W9Y>N-$E
MC\_3EAJ]8L^H??XX:/4;]H,NOY?T]/\`_(^>6.?+W_>*OW/8/W;['U=?3%VV
M?]P3^];3^\?:^O\`!&<W>;^EA[XXOW)>^7W?=?2OIOX;UOB.CJW'E7TTZ?\`
MA_#>?S>5\\M6>.A]'?>CY(5Y<\#\HY5\:<I;!Q.-/'-*4XI'5'W?>:?]N^,>
M8YHX<ISEF['#EAES;.N-$%&^5O1=[Y[\\>3O"IWS3[A.C\P^`Z%_$_-G4_P?
MAG2:LM?T\GXXY\K.]>,I[CP.^9TY.Z3R9L,O#EC.?1OBZZ3N_A)[YQNZY59^
M\RS9=^?=*7R1FSA/TL_6^M/T^?U#?,W/3\Y?IK^(^EG,R-S.HZW^2Y\O5JY/
M^;'1COWG^"L^?O+W=?\`-^,2XWJEVO;%%'R!XH[Y.\=[Q(9_"Y\*75/L^S=U
M1.+;=^G_`.XND/6+W)>[3EG](/U&N9ZG]-DKU?I=XA_(M6K5KT?Q/]CAGB$Z
MC\^^7G?"/#?*D_\`2/"?L9[N-+M>B>'3$NL7DSQEGQ/OWF/_`#/B?VW7PY]F
M<MLL91VSW6/:;X?9[W=^Y_R;Z@4OY#]&.=Y-]5?%T_)'BW(__;/%-/A^OZ-6
M6-5RM\U\2K\I>&=\[NOB]XEQ.!+ZS+/_`#<O?E&QYB^7.'3>9/$>Z\5/#X'N
M<6?8S2^G^3$K;]^W7V45[[LO,?H!Z?//4;UKT^<O"?\`0^-\KZO,_7<KI.7]
M?4\O+$5L7F'SFSY4X?CW>!PN[?9SWY9_YN4\T\)3B277P7RJYYAXOA'!^LX_
MVDMV:7TYRRRWRCN6V?I1[<*+],O\&/1^&\G>"\KG^0?**/A?2<OZ?$?!=.>?
MU<_/5]6>-1<O%?,3WB7]\]\5Q,W\KQ#FGU9ODV1LZ'PWP)KN']T]U&3+_)Y,
M)=>7Y8I([:_Z>?J5>'V%>]'1YBFO6#PSJ?2_SGU3[G^,]7^5YAYW,Z;1QTY?
M+%T\QOO`\,H_/?@WV8[OFEQN'A[LOH[,W7%5:*\G>)5/E/Q?-/ZZ4^%FEV9S
M^E+W9;I1#VO?TBO>77_7?J(>^7S2_P#-?D[Q7U<\9\,:=1R.D_A^D\O=-I_<
MZ/EXEU#][/D^GX?E_P`D\(9,^7@99F4YXSSSZ\TXC%9]VOF5WC>-^:N(<V7-
MQ<TNK#W?5EBRS8'[7_<Y4G@GOX]>/3H/"O>]XCR?*77N_$/3SJ/X3KOCUFCZ
M^GT9\,L5OKSS/Y:;X_@7@7>.UX=+[20EQ98R_)ZYQ/-(>7?,"^!XMXQP>SWV
M?N3QX<\)]/5'S^ZM^CWXNS][OEGUV\+8>5O3GJ/<;X;SW'0>7?`/YEEU&KE<
M[ZL\M'#'[Y6_>YPCY+XG@F<Y^-+NF:0GFSX;-LO7'GS#^[7,?-67Q3*F7!GW
MC+/L^[C+-LGOV1%&&]L?I^V]7_UK_:YT3;K_`'#=?Z`>4-).3YI\/_G?E7E_
MLY_5R_CB6/\`F;Q`^$^2_-&8R[I+O7$_,GV>)^&(U3^`=U_VCYL\OY1^\S[M
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M@^OU_P#'K5^YG+E^"^8_`)WP;R[G]77\CG>.:.'6<K5QRQ/]2^</*-C\=_N#
MAO\`<_RLF9.;/U3EP_S9Q"K!Y6\S7;P?^^<[7>OR<V54LO7MXDOI2CH;NV^T
MCT[I+WI^YGT=\VTYTOI#SO(WGOJU/*'F#I_S?'NNU=%G].O&]Y4>:_$'?)OA
MGC'"7/O'VO"D.)DGAEE[W5&FYD^6^Y-^:O$/"^(G['[/B3[&:6.:?NQ8=MLZ
M/T?I7P[UG\/Z8>@]??\`$OHM).E\8^?(Y&GD9_5H^.*_U'G\7=XG<^)/'NOV
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MIY(ZG\[J^H_O_EJQI^;'FOQ4>=/#/'I#/P)<;++L\26Z6SJC;<N_`.ZK\M>(
M^&9E?;_9YY]O)/Z6:>;KB*>\?])OWQQW^-/OBY;GS'[+>L\]Y^'H]=ZC^%_R
M[J/!>5SN=]7(TZOJSQ*]'_>KY)5^Y>2L,GB,N'MPX.;&6:<I;YRPB-ZH^[GS
M1_\`5^:)G/W&>?-EQXDL,V7;/=*<1TLY[0?3&H?;?^N#[<>OJCS'Z8]3Z4=3
MXB^\Y<KK?YIR/$.IZ_IN&>O+AB17CS=XDWYB\D^8LJ,G&EQY2'#V=F<LN2?5
M$?MWECN2O!/-W@4U9^%]AM.><\=L\TNN+Y>W][._;;2/LA\K^C.MWH\!R\5\
MRZB>8/.G._F/G'KL^OZGZ^=GE].6**U]YO\`,;WG;B^,8>][N3Z'#W<.7NRP
ME%QZ,\L>!-^4^'X7C[OO9OI9]^>?O3WQ-G$+B61TEN)]`_1ZM_<UY"]%/!G/
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M^C/Y8^EW</TUO66UOO\`/=7XW^;Z+^4NI]/?%/$X+KO)G2\/&_%?#^=K_?Y?
MRQY\I_O'\&JO(?A7`P[QQ)<64E9>)/Z,LTO7'MS&\C^+4_F_Q+CY5<#)/A[!
MGR2WREFGNB[&PVGTC8<OUTY?*D>7ZYZ/5?EZ!T=5I^>G+I<^/PSQ2]]_O94^
MXSF/W;[#U?Y46G99>%IEWV6/[Q]MZ_\`)C/FK^FQ^H6^Y'ZA'Z@/5?QG0]3Y
M_P##?`'?3:M7\'Y<\MZ^3GPZ?+%_)^\;R`G-Y?\`(67"<N%/,/7GS[?SIQ3"
MO(_F_P#_`#OF_.K9/B>Z,W5ER9?U<L:1HCP3TX:^9O%O+_EG^=^IO3>+^%]$
M/7><>H_A.HZ?5U6OZ,\\^&.<W>-XB>[9.\<3L\&>7-/#ARQE/W91>C7"[@.\
M9N#P^UQ99I2QSSPG+;&8F0_2B]Q-7^Q/WU^JF9_.WZ9?B'DKJ>J_CO&>?_(>
MIZS5SN5PU9Y?3CI=K[U/+S/GGP+PO_-^,Y>)*6&67:E+9/UXQ051]WGC3OE/
MQGQ/*,_A>;+*?7V=L]GJPB=6U/V`^XV#]0?<![SO#UO3O]0K5ZX^!\M?KO3G
MQ#^1]+\>9T_\5GEI^G/$'U3Y]\O.>']P\G9OK?"OW;-NXLNU[>STQ+]-^3?&
MD=\[[YGR_5^)?O$M_#GV?9C%KVXKPST9KSQKU3\&\#=>+^C&7J-X7H'Q#P#Y
MZ^DU\W+CRM67'%5Z=XOC+'![KQLXR]X^QS;LWKV=<6)?>'X2]QN\\'(<W`^U
MEOR^K;U12-VI?T\?/M>^P;WD=-Y@3]6_&NH]-O-_/4U^=^K_`/ONK7S-''1G
M\L75S2^\'P]CSWX/FR'@99<;)_U<OH_ABJ>7WDOO[OE'Q6?9XN:?"G]'B3WR
M^2+<=Z?L]]#9_P![_IAZ'\YKXIZI])X+XAS/Y?T/._B_%.?ER>G_`#=6*FT;
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M?O.FO67W_P#O1\<9^$^"^*^H/.S4\O\`DCH/R_".5JZ']SE_'%C:<^]?R:CP
M?P'R;D,\V7A2^GQ)_2G[V^<06^_=MYH5XKXSYGXHE+-GS?1R2PE*>7JB<&S/
MVL>\6A,OU'_7#T[N)Z:>\[Q+R-Y>T0'F_P`M<[^"\=Z?IN5J_,Y>K3\\0G6/
MFGR>_P#[N^"=X:XWA\N+G[?#SRQRSS3W3E$MTSY;\T,R\:\7X+O"[Y/AY>SG
)RSPS2E+UQ__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g521205ltr_a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205ltr_a.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`90$8`P$1``(1`0,1`?_$`,(```$#!0$!`0``````
M```````'"`D!`@,&"@4$"P$``00#`0$!``````````````$"!08#!`<("0H0
M```&`0,#`@,%!08$!@,```$"`P0%!@<`$0@A$@DQ$T%1%&&!(C(*D4(C%19Q
MH;%28A?!T7(D\/$EMCAXM3=W$0`!`@0$!`,%!`4)!@<````!`@,`$00%(3$2
M!D%1$P=A<2*!D3(4"*'!0B.Q4K(5%O#18G*",W0E-I*B0[,D%^'Q4W.#-&3_
MV@`,`P$``A$#$0`_`._C1!!H@@T00:((-$$&B"#1!!H@@T00:((-$$?$*@BH
M)0$#"43`8I`,8P`/3?H`AT'1U4CT\88$A:^H5)FC@,??Q!]D)=<<S8OHBZS:
MS72':2K<4$U8-@=:?LA#+E,8AC5:O(REC*F)`W[OI>W[=-<<6)%(F!,GF!$G
M;+#>[JX7J"F>+3B@@.2`:F)X=192A)''44RC1%<VW&=2[<:87NMA1>&.6(M5
MB-$5:GN>TPB9P[2?R2=S:(^NP&B^_P"S6-*U.'`82!GG[.'Z8FGMNTE$T7+Q
M<:1FO2K3T`''73X@LH6Q(<9O`RR!C5I:/YJV4`9MI?`>+4Q,)CR\$:SY*D]C
M_$8JRUNL1Q%$@_=!82B._P"+;2HZP!*VYSRQD!X\9^423@[:TQ:73KN]<M(!
M<;>;IZ9M1'Q)0MM]YP`\%%`,N$(Y>N'/)+*;7^7W_F6UDH\H;D;Q7&?'D0H0
M#`'N)E?%M3MTH`^@".VVM1NF>87K0\GRZ8^Z46MO?W:9`!I=EOMN@#$WNJ(G
MSTAD"&@W'P68GR$5<;GG/($DX5[S'4CJY"0A07-L)C@FUD50[?\`2&F)LU,Y
M7MW.H4I3R%3$O2/='3]O?6!O+8UN=M.P[9040<;*$%]2JL)21*1UA)41S,CX
M0U:;_2]\9Y1ZI(,.0V88B0!8JP'-!PDDDFKU$!!)Q(D(<@;^FX;Z]/V'ZB+]
MMVUHM:*"E>ITRD2LI,@)<!X1\\^XNPWNZ6ZZG=>[+J57Q]7KZ%*EIM,R522D
M3XDX@Y1],?\`IWKIC@"/<1<WI%.0;;F9M;I@>F/&)!#J0B[IK8%G)PW]1]O6
M2N^H=J\,*H;I9D%AT25TZE05+C+TX144]CGZ(!ZV7:3J?AZC"93\9$G[(W1M
MQ0\ZW'-DJIA'/7#?)D4@4$PB)3%:L'9'2*?5,B:JT4@Q3.;;81^K+J#HKGV(
MK'`JYV^],.JP)%1K2)\?BX9Y&)AFS=WK/3&GME9;'D#$>@)]A'3),\OC$)S/
M^4WS$\6A*'*;QPM;I6VQ@*_NF,Y%\^,NT(;M4D&$71FUQ`A#;"/8X*CV[=1+
MJ9:[7]JMPOJ5MC<Z6WB/2T^WIE/@5*TDGWQH+W]W+L:`+Y82ZR#BIHB4N8D2
M/>!GC"Y8/_4;<%,AR):WF..R+QNLJ2J:#Y/(4$H[ATW!S@4`(:O*2\^W`#&#
M?ZEDAM\=0^X/IXW];Z9-31ABYTBR2DTJM1"98$@@'PPGC&]:^\>S;B_\O=&J
MJA?3@KJ)F@*XC6DD#GC+")Q,49PP[G&"0LV'\E4S)$(Y:H.2/*C88Z84005Z
M)#(,&RYI&*4$>G8Y22.'Q`-<2N5@K+:\&+G3U%.\)B3B5(Q&8&H"?LG'7[==
M+;<F`];*EFH9`_`H$^V1P/G*%9(?<P!\]_[OGK20&T'0B9\>$;TYXG!7(YQF
MUE@@T00:((-$$&B"#1!!H@@T00:((-$$&B"#1!!H@@T00:((-$$&B"#1!!H@
MBTXB`;AMO]N__#1-(Q5E"$@"9G&(53@`[@3NV$0#?;?Y!Z^HZ0I<)],M,,"R
ME,WBD+.0G$=W*[R88)XO6"-Q6V1F\U\C+*LC'T_`&*6_\\NLO+/.K!M+J(%=
M-ZJT<D*<_P!0Z*)0(D8=NFM"JN5-2'IKFJH(P2G$S/AF!XQWOM=]._<'NC;7
M]T4Z&+1V_HDJ5576X+Z%&VA'Q]-:I==Q,Q)IO%4Y`@QJ]&Q9S4Y()IVOD[D4
MG'"HRB0*1_'S`#EDXG@C'`^[]%E3)<RTFW+N3,W.`*E@AB_:/N`CN&GL*K71
MK?2$-DX)S5_:QE[@".,:M\OO9C9#YMG;^B5N2ZA.ERXUZ5H9#@PZE%3,K:TI
MGE\T7R<Y2,H>QCO!F(L1-&S>E4^*BEVI3@%AE%7-@MC@RX;*&?76SNI2TOA4
M$!'M4>'*4!$"@`=-;10L#T>HY8XR`X"7WQRZ\[JO5\J%KN=6O0HS4VG2TUCE
M)II*&Q*4IA,SA,F%4]QKN!SNDA[?10[A+;;Y"/=V_MTNM15I;20OE+'V&(%3
MVF8)"&IYS&/G./L(!#AWE-W%,`"42B42B'^DQ/S!]^FE:Q@=0(AR>F?6@)F>
M(XQ\YU6W<)3+HD.`]2BN0AP^P2"?<!UD3U`C62K3+E&)3G34$`H3/*12/T@P
M)KMS""95D#F_=)[R9E1*'J;8IQ,.FG6I`<"2I/E(_P`WLA265+#2BDO'.4I^
MX`1>=8B/>90Z29/7N55`@;[=``3&*780TPAU<TR3U?PB6K#C.4CG#U.-A)2H
MR4G#]7[8TMWDF@,5P;/[I463KN$@H.+)%D6`X#MVBF=R([]/365+;Q:+A9=P
MY-*F?(#'[8T%55O"M"GV4O<NH#^DR^R-D;3,2^;"Y9RD:Z;BD94'#=ZV61,F
M4HF%0#HK&+V%#J(_+6(!V046W&TG/6A2?TG"-MMU@^EIQM;DN!2??*-$+F+$
MQC*H!DRC>ZF8Z;A$UDBB&*<@B0Y5$3N"B4`,`@("'PUG4S5(D6F5$$YA)P\2
M0(U'+E2:ND[4,IJ!F"H2^W&&>9OX/^/OFZPD8J]8KQ+?95H43*V:D%:0MKBE
MW&PD>N)BH+1CEV<%!`R?U9UT^[]W5VVSO[?FS7P_9JZH81@"E2BI!&<M*I@>
MS&(&Z[2VIN9A0JV:93Q']X@)"I\]0S\S..>OD'X">4_$BP.<X>,;/UU>+0+H
M\REC%W._TQ>3$1*9RHE'OXTC.HW3Z<"=B#%]&JJK>@F,8==\M/?C:N[:867N
ME;V5.N'2*G02@`R!P$E@G/4E6'&.)W;M!N#;JEW/8E<^5@ZBV5`K.G(##$>$
M_P!$;/PN_419#Q?<1P%Y,,=3M<GJ](E@)+*[&MN8>R0#XJGTRO\`N?2^TI"^
MVN.ZKE@FU1;I`8QR&[=:^\_I_;KZ0;C[;/!^V+;UI9U)6%#.;:@)B2?PK)),
MA.%VKWFK;;7)L>_F0W6`Z>I(I6#A/4"9$>0!X^?6G1,@T_)U1@;_`(]M$%<J
M59X]&5K]EKSU*2BI>/<=4731T@<Q#$-Z"`]2F`0'80VUY<K**KH*U5#6H4U5
M-DI6A8(6DCA(QZ/8K:2JHA6TKB76%B:5),TD1NNM:-J#1!!H@@T00:((-$$&
MB"#1!!H@@T00:((-$$&B"#1!!H@@T00:((-$$85S^VGW;;_B`!_L'3'`"G'F
M(8M2TB;8FJ?V1SU>9/RI6'C2M%\6^,"P2')F_HM6\I,1Z1))_CN*F#`A&M(A
MHD8PJ7N>]XHM"#VF;I*)JAN;8`K^X[E54X10T)'S3I`F?P@\?,\/>(]U?2!]
M+MO[IN5/=7N3)CMO:%%:FU3"JKIC4=)5)'0200X=4R04RE#B/%CXUH+B?1DL
MR9>.?(/+O++,+'D>_P!F7/,R58-,D*[6JE=>._<5;I@*A3/7`=BCI4A0,!03
M#?=M-E10#JU!ZM9Q5.>/A/\`3%"^IOZA*GN?>U;,VB3;>S-I<Z5)0,^EI8;)
M`=<0)#4<99R!XSPF*31$J92]VW3KT#J.XCO\/74TI<U$D8QY2<2M:]2%:4\`
M!PC0<DXLH^6H#^E,@UYC98`[@KD&+WW2@BZ(DJBF[0.D8ATW*)%S"0P#N4P@
M(>FG,5M30OIJ*-90Z""<`0H3`D9^<:M=;Z&XH2BM05RG(SE(D?\`A'"?Q39W
M6[>:9]Q-M>7,N6/!,)FO.<>WH,K?YI:)<U^C+V)[7X"0#N'ZV,;IL$D%$S%`
M%DB[#MN.O:6[+18Z+LLWNVEH*-K<1IZ59=2TD&3JT)..<\?*/*&WG:ZX]TGM
MNU;[QH&GW0$A:B))0XH#$@<!C*>$=Z=9KD-3H"-JU;CV\5`P;0L?$1S;O*@R
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M"4-@CU+7+'W#.0XQ&=O[S;MO;$7O.]J=7<>HM"2I14I9`](`49<YF>6)RCPN
M&&*^8'F]<6'D9S!S;?\`%'#UO/OH3'V`L,3LC2(:\.V#A9"0!:49B@X<1<$<
M#-%9-0H.W3I$P`D!!$VMS>-1L[LJ6K)M.B9JMYZ0XY5O`+Z1*=)DDSDI1&H)
M'I2DYDRC%M>EW%W;87>-Q5C]/84NE"&&_1U$C&9(,N(22=1,AEB#+0CX+/&D
MA#C&J8"!ZJ9($C2[VWV1U.F'M[17&75=BX,X'U$^VXB.^N5?]Z>Y**T7)=P*
M70?A0VWHQX%.D`B+ZSV=V&PT:=NF<4@YJ4ZLJP\9_>(BVY;>'YIPJN^`N0O#
M++V8J5CU'D;@VHY@Q2^OT]-$7K-YR=6JN=Y`2[I4SH[!5Q+$0>L52@D#,YS`
M81#M'J&W^\*]W4%5M[?='0UCRFEK8<+2$E*PDYR&!&:2,S%+W'V\.V:RGONT
M7ZAFG#J$.-E1.!4,1(X@S(.J<A[H8'^IAQ)CS&?)/"4Q0JQ'U%[=,=/PLO\`
M("JQZ,PK&2Z@-GCQ%!5--1\7Z\X&5V[CAMOZ=>A?3+7UU98*YNN+;M%3U!T@
MH!4DK3@!/@)3E//(11>^]!3VZ\T533)T*>;FK22)E)2#A*4S//SCK=\=V(L?
MXRX=\:AHM1@:XYFL$8JDIY_'-00?3<G(TZ&D9&1E'.QE7CM\^6,LH8XB(J&'
M7DO?MPN%?NJXEYS7*M>`!$@`%J2)`92`D(]*[/HJ>AV]1IIT#0:=)F223J$\
M3SA\'MGZ[]AM_3<3>N_QZ:IS3:VR05J4D\^'@/"+,F>K40E/B,3]T1)>3_Q,
MX:\@U`>S"3)A1.1E<BG`4#*<8@5!=\N@B=1I5KF1(A?YQ6GK@H)_C`QVHF]T
M@&,0"CU;MCW3W%V^N(#;BE6-2OS&9E0*>*@#*2QGA@<C'-M_]MK-O.@</30F
M\`32[*1)`,@J7`Y>&<<@?`WR.\E_$;GFRX%R?%RL]B:(O"]9R_ARPNW!%ZA)
M)NDD'5RH2RON),'HLU$W0);D0?M3)]QBB0`UZY[A]K]K=V["UN';RD-79QKJ
M![(N"4^FH)G,@Y&<TF<LS'FC9F_-P=N[TY9[N5.4#2M!:S$]4B4ZI2/L$Y#"
M1C]#?'.2*?EFC5/)%!EV]AIEWKT7::S.,C`=K)PLPU3>L72>X@=,5$%2B8AP
M*<@]#``]-?/^LHZF@K7;?5H**IEPH4D\",X]JTM=3UE(W6TQUL.MA8(Y&1D?
M'&-Y`=P`?G\]:H,Q,1N>,5TL$&B"#1!!H@@T00:((-$$&B"#1!!H@@T00:((
M-$$&B"#1!!H@C3<B6E*CT*Z75<A%$:?5+%:5$E!$$U2U^&>ROM'[1`W:I])M
MT$!ZZ8LR05'("?NB3LEM<O5ZH[,R9.5=4TR#G_>+"/LG/V1P=^*)VIS*\O-<
MRUE%0)]U,2N3<X$1E1^I.$E$,G,U14"D6[A,E6`(W11#J!4T2E'<`US*R52[
MQNA9<F6&YD',89"?A'W$^J$+[*?2"=J[>2EE:FJ:W@H`3K;<"0^LZ98N34>>
MHYQWU`5$`$P%[1]!Z"&W7T#<1V#75I*!E'P?"FEL*"?2W.9GQ/MCZBCN4!^S
M^S6(YQG00I(($A**']2?]0:PK^(>0_:3"*_#_6^XQ^=]B_,Q>/\`YVLHY84Q
M_?<HEK.=.1Y`I&,H96P767"36M+#OB(E`BBCHK+WO=6V`>U,HCKZ"WBRJO\`
MV)8MB*BFI5JMU$H./K#;0T+;5)2S@"J4AXF/%='=OW+W?K:X,/5&FJ=&AH:E
MF:5IP`Y3F?`&.H=3S1(%.)1\?_/?I\383ERCU_T_3#TVUY*;[5UF@D7JPYXS
MKFOYLO&/12NY`#B?\HNV(_\`15$1?FI\B:')_A@ZQDEQ5Y28<45R)2YA.Y9@
MQP^JM.3"(EFSM5BI*.42I&D'9"]J">X"8X@'7?7:.R6Q*JQ[^;J7+E:*E894
M=%+5(?69CDG+SCF'>#>AO6T0T;?<*9M3PFIQI2$X98F($>0>4)UUP*X2X52<
M+-:W#2>:K\Z9=Y_I9.=L*]1;Q[IPF`@B=S"I1JP)#MN0')OF.O0>W+0TGN1>
M[ZRD?,.(IF4DXJ`DZ5*\$F0QXD1QF_W.I_A&U6A)4:=MQYTR/!:FT@'_`'AY
M3C]#CQIT6#H'`?B;7X1LW09.\%8WL[@B"9$TU)6VUB-LTNX.4@`45UY.24.H
M.W4YA'7S[[BUKM=OV[U#RB5_O!]`GR:66Q+PDF8CVIL*D8HMG6VGII=+Y-E<
MQS<0%GV@J(,/E,)0#81``^T=4E2T3T$C4>$6\`\(\F5AHF:;_32\<PEFI5V;
MPC22:H/6Q7D<Y2>Q[LB#DBB173)X@15)0"@=-0@&*("`#I6U.-O"I860<L#P
MRAJD(=1T74S1.>(XB.)C]4W_`/OWC1__`#R?_P#S#77MCZ7L=M74_P#Z$?L&
M/*GU$X7.W`9:%_M(CKDX5_\`P^XM?_7S#_\`[!@=>2]W?ZIN7^.?_P"8J/2.
MVO\`3U%_A6_V!#F]5Z)N,2P`*9@-Z?9Z_9HX>,,6OIC7P&<<1_ZH3C77J7EW
M!/)JOL6C21S#$SF/[RFV;D1(_>T)-D_C9AV!``BLE(,[&#<ZYP$WMM"%'H`:
M]G_2[N.K=H*FPU:]::%:74@_JKF"D>$TDR\8\F_4+8:>GKJ>^TZ=(?20HIP]
M8E(GGA[XE/\`TU&59R]\")*ES2SMVEB7*-EKT([=J*JB$--K*SK:-;G5,;9E
M%^Y[*1`_"F4`*```;:Y?]1UKI*#N$NNI`E+=6P'2D"4B<YCF<XZ1V'N%15[2
M735:BH,.Z1/'`CGRPCHD+^4-<`PX91VP#2)9Q=HA8-$$&B"#1!!H@@T00:((
M-$$&B"#1!!H@@T00:((-$$&B"#1!&DY+JX7?'5]I8F(3^KJ9:*P4ZGY"&GX1
M]%%.8?0`*9WOOIJT=5"F_P!8$1+[?N:;+?J&\*P325C+Q\FW$J/V"/SG>&V2
M)?QQ>1*E2E_9N(M#$5_L>)<B(/D5D%FU+EW2M3EY\$1(*AT#01?K6P;;*IG*
M8O00'7)K8Z+)?U)_"M>D^1.<H_0;W?VY:?J.^G.I;V\L/)K[<W5T!!^*K:0'
M$-@^*QH7[08_1W@YV+LT3&3T*];R,-,QK*6BY!FLFY:/F$@@1RT<MUDC&341
M424`0$!$-=A*2DR(QC\[573U%+6/4-P06WZ5PH<29CU`E)!GR((/C'OD_*'7
M?IZ_/6)6<.)F9C`10_J3_J#6%?Q#R'[28QJ_#_6^XQP3<+NT/U&MG[RD,`YQ
MY0@`*%`Q1,+>W@3<I@$.HCTU[LWL0/IV;,R!\C;\O_>:CR%M>8[VUD@DGYI[
M/+^Z=CO-]A(^X@FCZF#JDEW;[_#=,=PUX4#H+2E)*\)QZZ6E743-+<I1S\_J
M4&Z)/'"^(!4TS#ES&A0,1,A#%,-@:?E,4H"`B/[==^^FE*W>YE*7G)387,_V
M8XYWR#;&Q5Z6Q+JIPY8QRDYPX]6&3\5/#CDW$M%WD!6\BYAQ7?7:")CDBEYQ
M2JKT=TX!(#BB@K]!(%.J?M3*;M`1`3!OZCM6XVZ'NM>]N)5-U^CIW&O_`(U.
M:I>Q<>>;Y9':CMQ;=P-)]2*IY"OZ@T%`\9D*$N),=D_@HY:U[DIP1QS6"R+,
M<A8"9-L37.OD6#ZZ/CZ\W!K3915`P@J9K+UE%L?W"@)`5[B;]Q1`/(7?7:3N
MW.X534R(HJXFI:)R(<,UR\EDQZB[0WUN^;)IM'][2H2TOD"$@I_W)>Z)H#;"
M&X;;A\__`"ZZXRDLK7_3CIBM>GT9QX4[8(>N1Z\K.2#.*BT#)D6D7[E)JT2.
MLH5%$IUEC%(4553@4H".YC"`!UTVGIJEYXTZ9Z!C@)F&552W1MA;W$@>^.)[
M]4LH1;//&19,Q3I*XYG%$SE$!*<AY9H8ARF#H)3%'<!U[=^EX%.VKJ#PJ$?L
M&/*_U$XW*VGATU_M(CKGX5__``^XM?\`U\P__P"P8'7DO=W^J;E_CG_^8J/2
M.VO]/47^%;_8$.;U7HFXQ+"($Z``[F*'4=@ZCU^W?;2$X2XF#2%@I.1CBA_5
M$\@H*X91X[\:*TX;2<_C%I8;S;6[,Y':B$AD((R(K<,J5$3F1DD@KYE!1,`'
M$CE,1#80U[-^EK;5936RNW15#\A]0;!EF&YJ)_WI>PQY5^H6\T]94TFW:<_G
MH]1D>)D)?[.,3Y^%3B;-\1>!V,JE=&)X[(=^6DLI75@Y2%&0BGEQ<&E(NO2*
M(A_">U^+<D:JEW'8Y!ZZX+WIWC2;M[@5=QHS_ER2&6^7IPP\R#'9NUNVE[9V
MDU15(E7.>I?W3\HEM(("4!`=PZ[#]XZY8F<O5G'0PI*QJ3\,7Z6%@T00:((-
M$$&B"#1!!H@@T00:((-$$&B"#1!!H@@T00:((-$$8'`"*8@!0,(C^]OL'0>H
M@`AW;?+2B4\3(0>F1"Q-!&(YCE'.AYG_`!)/^4K57DGQTB6HY\KT3[%QIB:9
M4RY<@(]$"ME&1B@&]TB6Z8)MRCW?6(I$1``/^(:CN;;0N*?F6"$U"3/#`GCF
M.,?0/Z,OJW'9ZH_[:[Z63L"K<"F7E34;>X>(U3TM*/Q@2E,G+*./Q.>81]Q5
M.VX><RPL<91:W)JURG7:79NE+#BIZDN""E0O#)4OU']-MECA[+C8!9E`>\QB
MB`!J6*_KMVFV7,*F#(+429#D2<?MCO?U9?2"CN4?^]78\4U1<*QCK5%$S)3=
M8F4S4TVGTATC%37XC+2!C/LEJUMKEP@(JR5*=C+/7IEHA(14[#O6[^+D&3H`
M4;N&KQJ=1%8BJ9P,`E'82CN'35U'RSQUH5@K$2,\X^0]32U-KJ'*&ZH>8K&E
MJ0M#J"A:5I)2I*DD`@I((((PE'F9#MSNDUE_9&=5LMV=QY2G;UJH,5)&<D53
M;@FD@V(!OX8GV[SB&Q"B(CT#6S3L!UY+2W$H;(.*O,8^SE&A4U+M(TM\-*=$
MO2$Y_P#GXQQEX#X&^1G%7DZ4YTS_`!3EWU#D\S92NCV`CKG#KV9G4\BRDS[7
MMM2MS'<R,9%2A3"D!0[SD$H;:]>[I[B=OKKVS1LJ@K2F[IH:=L*4@ALJ94E2
M@>`U:9`G(QY9V_L_=E'O=[==50O+I7'5J*<CZDJ2"#J),M4\AA'9GCRW.;Q6
M&MB>5&U4ERY473/7KC'*1<VS%$2[BJT4*4X(J=WX#>A@`=M>0*EDTBU-!Q#A
M49C201CXB/3]+4+J*9)4PII7)0]6'VQ![YRL.\G.86#H?C5QOP3:KH_2OL%:
M[-;Y1XWK=41BXILG),DXB1?)&1F'JD@!45"$$/8,`B;?;78^RE^L6S]R?O\`
MW+4)0RVR0D)$U%1P.`Q2)8SCE?=VV7S<]I:LUHI7%>N:CPD!AQ$_&9C2O%YQ
MHRICKA1)<!.<'%.V*P%VN]S2?2[0S2U4D:U:VD>9F\D)*.13-7W,0YCS&(OW
M@8JIBB`AU#6WW-W=17+?S._=D5_34TPD%)]"II))!!^('#"6&(.<:VP=OUMM
MVDYL[<]`LTRG52<("AZP,935I*3.1GCX&&$3_AZ\B_C7SR\S[XT+PQRG23G<
M`^H,[*I1=E>U<SH50J=JA%^UE>FZ9S_PEV16[M$G4IP.'=KHB>[NP.Z%B9LW
M<=@T]R0C0BI0,`"9Z@933(Y#(C.8BI/=M-Z;(N2[GLNH6N@"M19"B9F61;FD
M*].$R3+AQB16I>73G!78MO'9L\/O+DUI21`CF1QG&+.JS(.B%`BRK-M*,'CY
MLBJH`B7N74`"ZY\[V<V2Y7%5GWG:TT*E32'0`H#^F=1)/EI'A%NH^Y^ZDLI:
MO.WZQ5P`QZ06!XF1;E[B?"$VR'GGR0>0[)&$\3P_!;*W$SC#%95QYD/-UOS*
MJ1I9;76<?6Z*MQX&+53:,69&;\8@"&9E3,NX4'L$XD$2#N,[<V!V^H*RZ.;@
MH+ON70I##+()2DK24ZE249G'/``<)XQBKKOO?>M=1V^WVZLMMF2K6\XX,5:3
M/2"M(E@,)3F3GPB.+SVTG.O,;D/C-SQPXS<B;_3L8T)U!R%CC<2V0D&I/*RS
ML%(Z*7,C_P!V@S;M$A.H``3^(`!Z;CT;Z?+KMO:UBJ?XBN=+25E2\I02M8R*
M1I*DDR&),HH'>6W7?<>X&%V>GJ7&V6DIGH44S"IF0"3CE/G'33X\,YL+3QUP
M%BN;H&7<>9%H.%L?U>W0.2,>3M1^AG*K6(N#ET4'L@D5J]0^O9G]A0@B"R>Q
M@]=>:=^VI;6Y:Y^EJ&*BC<JG7$.M*"DK2I9(.&1,\H]`;5NH>LM(S6-N-W!+
M"$K24Z9*``.&'Z(D.4.!?S`8WQZ".^P?'H(:I"-:#,J,@,2H?HBW.`*0$@%4
MSP,OMB+CR.>3C&'!VI-JS!-G.5>4-^0^@P_@JK)*R]BE9J0_[:+F+$P9>ZZC
MJVV>JD$=^Q1XH`()"!U`,'2>W_;RX[WJC5%0I=N,>JHJ%^E(0,2E$\"XH?"!
MEF<!(T7>F_:+:5-\HA/7OKJ9-,H!)F<`I4I^D9G,F6`XQ&+XTO#A>++E>2Y]
M^21H2Y9YNUC'(-8Q-.'^M:5.8="5=E,W=#\+5S)1+4$$6,68GLLRH_QRJ'V$
M.F]R.[]O8M3>P>W&NDVO3)TJ>!*%N*R5)29&2L9JS/E'/=C=M*RXW!>\]^2>
MN+RM2&2!)(G-)4DSQXA,S+".HGM+Z[!N/J.P:\VZ4\AG/VQW[C/C%0``Z!T#
M[-.A``,!E!HA8-$$&B"#1!!H@@T00:((-$$&B"#1!!H@@T00:((-$$&B"#1!
M%#%`P;#_`'=!TQQM+B=*IRGP@C"9`@@.XG$-O3N'^[[1UD!R$,TI"9*Q3+&>
M,_/G$5O/7Q+\7^<;)]9)NOGQ]FLC(Z,/EBEHH-)55VD02L"VV-`S9K:(Q`1,
M7L6,!R`H(@(^FH2]6*GNJ#K!#IX@R/A_+],>DNR'U2]RNQ56PW9Z@5FU0L:J
M2H!=;2DGU="<RRL\%)F!*4HYF24_S#^'6=E6]#;6JZXF6DUB,C1D$^RCB.>:
M$.(G>?TNQ.M/U><4;=#JBU(BF(_@.(`&J*&MQ[>7TFB5T0.`4G7(<P>'F1'T
MB=NOTC?6`PW5[F31VO>G325NMO?*U)6H2TN*4D)J0#E,C*)E>&_ZA'C/EF-C
MJERE.3CMEMLLA#RR[IO)OZ1*2FX)"9BLU9KSL,HHJ.ZB3YH@FD/3O$-]KA;M
MS6RMT_-%+56B<DF<L>1,N4>.>\'T&=Q]FJ77[`6YN#:VG4A3:6P\)G+2VM:5
M"1$C,3`G*<3N4;*>-<H,`DL<W^G7^/%--4SFH6B&GO;`Y0,3ZA.*>NE&QA`=
MQ*H!#%'U#4ZEJE>1J0$R5)6><L<X\677;NX]NU"Z2_4=525C*R@I>;4V)Y$$
MD2)P,N?"%!*/MEV[`2*([CN8=]Q]=]_01TBRM+DT-ZCE.(3J/+7ZRD>V?NG*
M+R`B(#UW#KT$>GV[!]NG"G2VDMZ24J,S,SQC*"L8XB48A32$!`!.._00[A$-
M@Z@`[CZ`.LR4:P4NH3I!PF(QDA8*2243F9\_`\!%Y`#\7>``.X;"'Q#U`?L$
M!TXMS$C(HX"67AXP-..K))2``<,9S$4.1+;<2@<0]!4`##^T?EK573H;_.8:
M27QEP^V'K"E(TD8>4_LB@IIB0P#W"!]A$`-TW`=P$`]`VUD2DZ2H@-K.<LS[
M89-7IF!).4Q]T4*@GV"":90Z]W:"9`+W?$>T"AN([=?GK'JIJH=-U!*1^L#.
M#\QHD_&H\\(3*[Y8QIC0CEQ=+E`0JS1#ZQ6,!;^8V0Z(=`495:&1?V.1*)1]
M$&RIA^6I!JAJZ@!%&THL@<)I``\\(UGJ^@ITR>T)>G+@HS\98_9#%\F92YF<
MDI6(I/$NMDP-B>545+<>4V68)-2PJU]0ID#*84Q@X7"3>SBI3G[%K`G#?3G`
M#D`PAJV6VDV]90:V_N?.U*<44R#I23@4ZW!/`2,TYD9Q4J^NW/=:E-':D"EM
MRDD+?(UJ'/2DZ988@\#&_<6O'+QSXS669R6QC9S+&>K8?ZJY<@\QRI[OE2>>
MJI_]T#>8DDU/Y#%G6$QTVC7^&F`@'<.P#K%?^X%XW%3IMI#5!:D3T4U,GI-D
M`YJ"?B/":IQFV_LFV6%TU:M=;<%F:JA\ZUSY)!'H2>0.?LB0(J12AMU$/]0B
M._\`;OZCJF%I!$C,IGEPBYD^K6,#X1DUDA(-$$&B"#1!!H@@T00:((-$$&B"
M#1!!H@@T00:((-$$&B"#1!!H@@T00:((H/H/]FB#`X'*,7M]WYMON^7RWTXK
M(^"%'I(T'TCA'RF:'$#)@<HHG`Q5$SE!0BA3@(&(<A]RF((".X"`@.E2YK"@
M^D&>7E#02EX.H!2H$&:21B,CARABF?/&/PFY*D=*Y4P!17LNZ]TQK#7&*M+F
M_?4W$':[JI+0I9!V0_7O<E6[OW@'4756BUUBB7V$$RD#*1'/+[X[7L7ZBN]'
M;E:!MF_5B:)"M19<5U&U>!UZE!/@"!$5]B_3JT>FNW$YQ6Y79UP5+G7.Y;QK
M:>62K:2IC"8`<H5,];DGY``=A]]901#U$=1*MM(:4%T50ZV1@!.8'D,(]+TO
MUX7"^T?R/=#:ECO3)E,],-J5+BK.9!QG.-A@^'?G'P>#=O0N>&+\T5Z-*`,*
MM?J4E&^^FGL)$',W(IO)@YC`78YC.C#\0'3_`)7<%,G13OMK3S4#/RB)N'<S
MZ-][J^>W+M.ZVFO(`**)Q/3_`*PEG+.1D<)0K,3E3SU5<Y$[%Q9X;Y'CRB7W
M',%EB4K\LH(?F`$W\VJU#N*'39/8#:7K[A2W(MM]3GK'Z)Q2:_;WTAW.J)M&
MX+];J<CX7*0KQYZ@DPI#/ECY2V)2DGO&?!OG(&`%%:WR0IR;4QNG<("^8.![
M!WZ==;UN=O-54(9KD);IYR*Y_;$#>^VWT[,4+EQM&]ZBI=0@D,JI2E2C^KDG
M&-Z8<J/)!(*@0OC%;LPV*)EI'E_B=F01[=]RH&KAE0#N'YCMKIJ-O;-+`=N%
MZZ;W!#;2UX>)&$^$>0;W=[JU=UTVVJ-U^V`R2X])N?#`822<\3G&\Q.8?(K-
MF!%SPZQ;1!4]'<[R$K]O1;B/H99K76$6NN4GQ`A@$=8D6S8+;@U7&N6CP:E^
MD1B35;T(F:6F2?%S^8PH<=#\_)=1,TY<>+-5C7!=EVT!1,FREC8E-Z_32DA?
MSPBBQ0Z;F:'(/RU'O*VO3U7_`$R*FHIP,UE*)GAD)X>R,@8W34HFZ\PPJ>20
M58><;HAQ_M\P44\BY[R;=(QT`&D*NV"KU*!.I\4VC^J0,-;D$"C^7>1,?YB.
MM-RY4R'%*HZ9M"98:IJE[\(WOW75.(`J*E:CR&`A1*C@_&%(6:/("F1'\U9'
M,HUL$T5:SV=N8X[B"-HLJTM84R;AN!0<]H?`-:KMQK:E(14N$I`D`F21+E),
MA]D;5+;*2E]320'2<5'U$^TSE[)0JW8(B(CL/3IOUV'_`):CUMH6/;$A,REP
M@(3MZB``/7T``V#;II9:B%$#4!#0"GC,1ETZ'0:((-$$&B"#1!!H@@T00:((
M-$$&B"#1!%@J$#J)@V#_`,?LTDQCX9PH!)TC.#W";`/<&P_'?I^W1J3*<\#"
M$$9Q3W4_\WR]0$/7[M.E,R$I^<`QQ'"+N\OS#39B4^$-U))E/&*`<@[B!@Z>
MOV:"0$ZOPPX^DR.<5[B_/[=$Q@>!RA-29RXQ7N#YZ"I(Q)P@F(H)BAZB&B8P
M\<H`03+C%!.0/4P!I1CESA1CE![A/\P:11"!-6`A`0HD#,9Q7N+\PTN6<.E*
M#O+OMW!OI`0HD#&4)^'5^&#O+\PTO'3Q@S,N,'>7?;<-_EHG,R&<+I.<6G%,
MP"4P@.X>@_W?WZ4`G*&:TE6@'UQ\I4RD'U'<`^(CO]XZQK=*9ZB`0)^R,8<5
ME-1/C!V!OW?B_P"D1Z?LTH*5`]27IQGS!A=)*QKD4'ARBA`-W&`1#;IL7;IV
M[?XZ3K4Q5TT@]0?RP\(5.I.I*TC3/TD>7&,I$T2&[NTH#OW;_P"KYZ53R$>D
MD`0\"9D,QXQG`2=1+MZ[CM\]..!D<X=(Q<!@'T'23$)E%.\H=.X-]+X0LC+5
MPBG>3_,'[=!,C(YPTD#/C`*A`#<3%`.GJ.WKZ?MT0X`G(&`%"#U`P"'S`>FF
MK4E`FLR$)S'+.*]Y0';N#<?0-..`F<A"@$Y17N`?CHALQ.7&*=Q?F&FE20K2
M3ZB)PH!.4'<7YAI003(9F%TF#N+\PT$@9PP*23('&#O+\PTIPSAP,R4CXA!W
MEWV[@WVW^[0,<H61E/A`!R#Z&#30I)R/&7MY0A(!TGXI3@[R_P"8-"EI29*,
MC")(4)IQ!BO<'ST[.%B)WRV\N\Y\%N-9N0F&F^/9]S%V6#K<G5;]&3SMD_2G
M%%42/&;B!E(MPBX:*$*80,<2"3?IOU#IO:S:EIWQN+^'KB%A"V5K"D\2D:I>
M,\HYIW+W-=MK6%-VI%HU%]*#_:,OYX?MB*9NEQPG1+/99*'"YW"@URT.GD2P
M<-X1C)6.`93`)LV3E==T=DR5>]A04.8YBEZCOJA7H4EONCS##2ODD5"D!.9`
M2K3CYRGX1>[:Y6/6QEUUQ)JG&4J/FI(,1D<%.:W)3D?S*YK\>LE$Q7'TSB+D
M52B,)2H0]D;V*[`L+D&K^35E9J0CF9TB-Q%0J*28=P[`&NA;ZV=8MO;-LU]M
MX<3<+NPMW43@TELH"DRR)45CW>,4?:NX[O=-R7"U52D=&E<2,!+,N##G/0#.
M0SE+"9>AD+F_B"F9,D,+5J-R%F;+D#'(RUIHF%:5)Y"E*/'N-@8NK\M#%5;U
M!&2$!^G^J$HK#MV@.^J53;5N53;D5U0ZBEMSA`2\Z=(493(2#G/[!.+$YN>W
MM52Z.E;6_<D_@2)F7$S\!C_+#1\<>27CM=<TM..5L;Y&P3G682!6MXZSQ1)?
M&TA=""0ZH*4=Y-$29VI$44C&`6QA$0*/3IK?KMC7JBM!O5(6ZZSRQ<85K`X'
M5+*7&-.BWI9W[M^YZI+E-=21Z71*8.4B>?#"'%9GY(XKP%*8EB,F3@P3O-.1
M(W%E&4.@91L\N,L9(D?'NUP,4K))R=4"^Z?\)=^NHFU[>K[ZU4*MR2OY)@NK
MEP2!G$I=KY0V,L+K#+YE_I)\R90MCIZV8,G$D_<HM&+)JX>O'2ZI2MVK1JB=
MPX<*K&$"%1013$QC#T`H;ZB`RM[_`*<#\U9``XS,2Z_RQUW3^6A)4?*4(5A3
MDMCGD-AU'.6)C3%KHSN6N<-'':1JH2LHYHUHF:E*J,(_\2KE%W)0:QVAB]'#
M<Q%"]#!J9N5BJ[)7"UW`!%0E*#CPU`$>X'&(NT7VBO-M<NM'ZFDJ4`!F=.<,
MSH7EOXY9:@+;:,6XOY;9'K=%GYBLVV<IO&;(4U&0,Y7EA2F8^1=MFPIH+1^Q
MCJ;CL5,HF'H&IJJ[?WZT5#+%>[3,.U2=3:7%@3"I2(P\8K;&_+/=67543%6X
MTPL!92C`'S"O"'9Y4Y;X1POCBC9+R#8G43'9.1KY<<59")=R.0;W+V9BRD8F
MM52EM>Z8FK(HW?I@=HB05$S#L.VJ[;=OW>YUU114J2]\L5=0Y(2$DS5JREA%
MEN5[MMIHFZJK)0'@"`,5DD3`EAC[1#<,A>4##V%V\1/9VQ%R9PKCZ9>LV)<G
MY!PG:8FBP:[\_:U_K":,C[-5`X`(F%R.Q``=QZ:LU'L>ONP4W:7Z:KJT#%IM
M8*Y2Q('&40=3O2EHBVJYTU13TR_^(H'2.4\I"/=Y1^3OBQQ$J>+LA95G+9(X
M[S*)28ZR!CFH25^J$ZHHP_FJ)#34)WM615HPP+D.H;M.F.X#K#M[MYNC<M0_
M:K8V$W*GF74'!2$SE,B64X??M]66P43=QJ5ZK:\9(4F1"E889C[_`"AS^3>0
M6-,-X7E,^Y+F35;&T)!0=AF)9VW,HNQC["\C&,;[S0HE."RCB70[B!U*!A$?
MRCJN6ZUW.Y7,6BD1U:XK6B0_61G%C?NM'1VM-ZK%=.E*$JF>2I:?./GS/R(Q
MU@W"-BY#VY:6D,95:LHW&5DZM%N)^0-65V9)`DI&Q+(#.I(IV9P.4B>YC`(;
M;ZRVVS7"[7-5D:`;K]12-6'J3^'SX1BK[M36ZU_OHE2Z,@*DG'`D8CRSA-FW
M-_`P9(P5B>QR\Q1;[R1IDA>,20=YAEZVO/QT:2,64AUQ?B0&%I<-I5)5"//_
M`!UDRJ"7\@ZW/X3O+U/57*D0IVEMJ]#RD8@$X3,N&&<1:-SVQNJI:5]8:KK@
MG4R%9D2G[R,H6S-67:Y@C&5MRU<8^P/JC0X.5L]K4K,0XG96.KL&Q6DIB53B
M6A3.7B;!BW45,0GXA`O347:;<[>JI-!3%`JG%:$ZLBJ<@/:8G:RK9MU*:JJ^
M!(QAM]_\@.#L8\6(SF1<HW)<;@R4A&-D_FZ-`FGMFC(&4520BY69J*!!E8UL
M^44V+WAN4-A'H.IJEV;=*V]N;9IBA=Y"BB0."E)$R$GC*?*(:LW30T5E;W"\
ME9MBY2*0)XF0F"0)GSD.<?'B_G_C/+%@QE"P&(^4,&PR_'FDZ#=;UQ^NM/Q_
M,,CP`V=DN-OE4"Q;=.3A@!1L)A_C"8`+U'6*NVG6T)J!4.TYJJ(R<`7-29&2
M@1+@1(\HP46[*"N--44[51\K5I);*D2!(.<YGA&@2WE0X^1F>KQQD;4#D?9\
MX8]B'-BLU%IF"[?9WC>MMA1*-@:N(](R#^*5,X(!%4^AA,``'74L]VXO"+33
M[E=53HM54$]-U2\"I4P$RE\7I/NC0_CVVKKZFU-,OKN5,5:T)3,Z4R).<\C/
M+VPX;B]S&P7S"JECM>$+(\DB4RPN:E>*[9(AY5KE2+0T`YUH.W5>4*G)P3X"
M)B($7*&Y0W#IJ$OFV[]MIUMB[M24Z)H(R4G*8EGC$O8MQV?<M.MVUN*ZC1DL
M*])3SF)G],(A(^2_#'\ILERI6/,_Y4Q93[*M59W+.,\1V.TT!:0:2:$/(O*]
M-,43(V:&B)-Q[+QVU$4FYB'W$>T=2C>R;BI\-5E13TU<4:DL.*`6K"8PYJ&0
MQC2&\*)9<^08?J*5M>E3J1-`,Y''(RPY1(@BNFX;I.R#W)K)D62'M$!%)0.X
M@]H]=Q*(:J#B748`26DR(BXL*+B9YMJ`(]HB,CE]S[E\5YWQ=PVXXT!AE_EQ
MF"/5G&$!./UHZA8LHC=02.LDY+=-5$'Z\(@8ARILVJR#E<Y1`IPZ;WS;.R'+
ME:JC=%Y>Z&VJ;!1`!4MS@A`ECXQ1K_O$T5T;V[:&@]?'OAF?2A)XD^_W&/?G
MZ'Y,4:^XE:WGSC&_O)6XK-JQ)XJOR%`>O4B`8L:BJG<?ZD9MW:I?;!91T?V@
M-WB`@`ZPL7?8%0\EIV@J44H4`5A<U#^D1*1EF0/9#UT&\Z=E:F*QAROT$A)!
M"9\@>$\L91[L=S*E,1<+:YR@Y<T66J4E$529F\T,,5UF;M472EX">DH5\^91
M?O/9E2$7*S362.=50W8IN(B&H]K:Z;IN1VQ[><ZJW5_DA>!4)`@`<\\)<(V7
MK\;3MQJ[WYM>H`!TH'PF<IG$"66)('C#B\%<@J;R+P]6,Y8UCK2K1KK"$L=0
M-8X!W79R;AG+;ZEB\0A'Q0>)DD"&+[/=U.!@U'7FSU5AN:K5<G$)J&E!+@&,
ME'"4^8B8M5VH;S2-5]"%FF=1J!R,O*9A'N-7/7!_*[(.5L9XH99&"S83E/Y)
MDP+90YFK1U>G3*K(I0Y)"1(5"1>+F;G,`)?N;&]!#4EN3:%TVU0LW&[*0FDJ
M`%-%)GU$YZAX"8'G$19=U6V_W!ZV6Y+GS-*HAPD2`(\9F?ME'M9.YJ8>QQDX
M,*QS2^98S$2&3GYC&V&J;*9#L=1A'(I$8S-X1A06)48J156*5!9WV`H)@VWW
M#?%0;8KZ^B%QJNE36LJT]5Y6E)XX<3[(VJS=%L:J?W<P7'J](Q2V)R\%<C":
MTOR5\=YW-,)QWOS+)N`<PV<#%I]4SW0)C&S:]K]W:1M19R:!&.M#E7KV$;B)
MS"`@`;ZDJCM]>*>U+O=K4S769H@%QA6J6KFG,2]N'*-"GWS91<TV>O+M-<E@
MD!T2!E+CX\(43EOSAPOPIA:39,XM[TW@<A6R/H=<DJ;392Y$4M\OWC%0KU*)
M*91DM($3,*9C_A';45MK:-QW0ZZBS%*ZAA!6M*C(A"<5*R.">/A&U?MST.VP
MVY<TJ#3JM*%)$YJ/PC,9PM-PS7CO&N+'69LGV)AC7'L7`(6&9G+HL2#3AF3E
M,JR"<D#LQ!0>*$4*`(C^/O'MV$=1S=HJ;I<Q;+:E3M=KDG3B"?YO&)ARYT])
M;/WG6_E)4)F?"&HP'D)JEUA4K90..?+R[TYPB+J.M45Q_N#6+L<8!!41EZH5
MZW*K8HQZF4!;K(?A6W#M]=3SNTWF%?*7&LI*:X(<TJ0M8"@H88CAG[N,5YC=
MJ*AI9IZ2I<I$C4EP)D%CFG$S'(\>0C;(KGOA24XW7WE.G"Y5CL9XQ4L2>0XV
M<QK/Q&0ZD>J(IKSR<G0W2037?'I*`8_:7\H[AOK`[M2[,[@:VXI+1KJ@)+6E
M4TJ*L$^KQX81M*W';W;([?T)=13-)FL*$E2&<A/AYPGN./)WA+*T!CZY4K%/
M*MYC_);R':U;)+WCI>H_'JR<Z[2CXZ0?6M=`L='1BKQP0@KJ&`H&,`>HZSUN
MRKM::QZVW%Q@5["25MZO6)"<I2Y1H4F]+;7,TU11-/BFJ520LHDCQQU'[XD?
M`PF'8=@$#"'0/\O3U'?U'5/!"FR5Y@RPBYJ.ET(X%,X@=_4:@!?&W:^A.F1*
M+VB<!W*(OE2]R>V_\0O=N'S]-=Y^G$Z.Y].Y.38IG?+X(XSWU0G^!M!&/S+<
MO>8<AAGC9RU>X:Q(\C.>MCAHUSBW'SAC$EP54'?\M9J5"'4;LOJCVY-1P+9$
M0()S``G$-Q]=4V\;CLK-UK&';2PXX*JH/5*R"J;BB"1+"7"+A:+)=7+92+3<
M'D)-.QZ`D8>@3$]0_1$:/BA:W2C\XO-(T>6)?(.0*KDMWWVA>&0BG-MM$9$3
M[AM)K0;-=VV9JR#Y),/834.7J``/772N[+U'<-E;,T-)IZ15#I*03(:E-&8)
M`REGSBF[##M+N3<@<4IRI0ZI04<S)QX2S//+QA8?T[LXWN.#>5V0+&Y"4S#9
M^7.1W&4I*0."]@3E/HHGV(ITHL(NT(Z-ZHHH#LFF8A@`.FH_Z@J%RWWNU4+0
M`M2;6ST0CX#))U'#`GGXRAW9BH564%;4UX_S95:K5/XDI41ISQ`.?*9CXOU'
M5+A"\9<%YGBFJ3'+^..2V-FF.;(S`4IT'$RL]7"OM5T0!PJ@_EHYJJ*8#^=`
M-@'<=-^G:K"MPU=IK\+(_:W2Z%?`"-(!(R!QE&+OC2=.S4EWH4_YNQ5)""/B
M4#.8YG3\0Y'&/!\LV',G<S&O#?`]<EYBNYLJ6#LH<I-HA0S&6<Y0JN+F):=&
M**`)5&0/[RP70$P@!@-T`-PUD[672CV=4W*].I2Y:GJQ-&2?AZ:ERU'GZ2#Y
M1K]QJ6MW(FWV9B::]%(:HRSUA.(\YC#C.-IHO/&U\\^!V!\-8UFRP'*7DFZE
M\"9<)'"*$KB>/Q\S5;9LR"XC@-]>S@5$&J,2BLH0@F<S28E`>W?4===EM;)W
MU57.IDO;]%HJF9XAPK4"VV#*1QG.4\$^,2E#NJJW3M&GM[$TWBIU,N#)29#%
M9Y3$LSSC=?T]TJE%\6\WX*056.TXT<JLOXCC$7B@J/48F/EU9!@9V8W4RRZ;
M\1,/[Q^X=9._*6*O<U%?J9.A%PMS+Q`R"I2('E(1D[/.RV[56Q9"GZ6M>0KQ
M))5,CVF&<^&*<Y<PV%N5@<=L8X$OE;+RSRBK*_[FY'NM1LZCX\T8LFSC82!H
M-FA9!--F)Q1%=\W]T^Q3=H#N$]WMI=OJNMD%6XZD&TM$E.0(`D3QSY17>VM3
MN(6*Y_NYIM:Q7N2U9D:L9<Y>,+/8[1-VK]0CQYIV7F:;"$I/%&S2^'ZO(@7^
M1-[/,5)1[:).+:+[-#2+&86=,T%DP,<`;E*40,78-.FI*6E["UMQMA*KM47,
M)<6D^I+:5`25+&1$B?/&)&NJ:BJ[NT-/<@/W>FVXI5\'5*5D``X:I@RX^D<H
MG?Y&4BGY+P7EVCWF(83E9L.-[FREH^20(X:&;D@WC@BYR*%,F51FY0(JF;H8
MIR`(>G3B>WZVJME_HJZ@44U**ELS'&:@)'G'5+]0TMRLE31UJ0:=QA>?"0F"
M#PD0#[(Y1.$/$ZQ\ZO!IF+!]B<RLJ&,,FWF>XOV#VQ>/WCFDKJS:$9'/%S`J
M:+L%D3=,5BD'8J2O:`#V@&O4N]=RT.QN]M'=*5032U+#*:E(,@=?ZP&9&"C/
MQCSOM2S5^Y^U==25"2IYBI<53DC(#/2#D#EA[(<+BFW//+5PHXG<-I*QR7U+
M3&-WG^54I!.O8D&%NPHU1IU%Q].F]TIFS:\S]E2?%*KMWDAU!#?LU4[W34W;
M#?%WW0TTV`NI3\JF4TJ34G6XM(XZ$I(]HBRVVHJM^[4H]K,K6@(IG0^O\2'&
M"D-`\BJ9/L\(P\3\XV[E-Q:XZ>.?)+T3YOQGRC_V2S_%&[RN_P#:KB^NCD-P
M#QLILJ2NV^GUQ."*N<!1<*")"F$Q]M9=V62AVM?KGO\`II&R5%H#[*AD7JM`
M:5IY*;6HKPQ&?"-7;U^JMQV*@V.Y-%W9K.DZ.(9I3K!5_7"0DGC[8<;Y%N&M
M-YJ<[<48(<S4KC^TUGB%E&^X9O\`7'BS*3Q]D2J6_'+*IS"!4!**K!I]:8BR
M0&#<I@,&XD`!K>P-U56U=D5EV#:7J1V\TZ7TJ$PXTIIS6G'B1EXQ8]V[9IMP
M;R8MZG%-/-VU9:*3(I4E:99<)RG+A".4[R!9>C<#\P/'9Y&6K.C<MJ=QBS4T
MQQD.05^EJ?)2JM,<6%!I-PDNZ(@S<6M=J0JI_P`0&?[]Q@([,9L69K-A6PWR
MT;][>GK[3?N;(>9&+C"BM)TJ`Q`\<AY8Q'4>ZK@;1<=H;P_)O#5,]T7E8!X`
M*E(_K8<\9&64+;Y"V96'Z?NS-%"BF#?CQC=)0#!L8H`^A`[1^(;&-]WKJ,[=
MK8>[Z,K?,VC6OF?L5$KNE*V>U*4-)TD,L8<O6F?OAWO""Q<R1Q;PRA;GB3`B
M.#'V":.B[N],R5=;%D2#BF6(8YU3WKRMS^/Z_#LW$Z[2;MWGT\@X]@ZINT3%
M#?5`WLU9'+]>E4[KQJOFWPE*I!*@7%3R.,CE/AXQ9MM/WDVZTH<99%*:=HD@
M8I.A/NGX>,16,,H3N(?/[ROND'B/(V93QG%T5WM6Q@E5%K`@V;'AG9GYT+59
MZPS50$R`)=J2RBYS*%[4S#TUV*ZTB*OL-8J-]:6GG*Q(2I4],BI:0#*?,GEA
MG',:.K<H>[]TJ6FU.A%*XHI3*9DA)^X>/($X0];P^4W$^5:-RTY70%E:NY[F
M)F:Y2>1<>12JL6]PJV9K/H1K0)YBX39OXNZI1IP6D%%$2E^L$PI'43`J@T7N
MG77*W55KVR^@H3:V6RVZ1/K*2`=0.13,8"9BU]MJ2AKJ2XWE"_\`[[J@XT,"
MU/4")<)SF#PE#$ZUD+F5X/+*RQ+F^GL^1/C2L^3'K*H9/@FB0VW%*&0K"=\U
M83S=3?W2-'RX_P#:*[,@*!U".14/V%N=7;-K=YFOWM:731]P&J7UH."'"V)3
M2!S'++C%8IZW<G:NJ30U[8J-H.O&1$B4ZN)4>,L2#F<AD(ZJ(A_'RT1'2D6X
M0>Q4DQ:O(YTVZMG3%VD15LX0$0`?851.!B[@`]HZ\TO?--+#=4)5(64K'(C`
MQWQMQMY`<IS-C0"DC(@Y2CE^QE++8[_4L9=;95=E8+90P7*LL.O)<P-DG,8_
M9U@8R#A551%-RO)O822%),@@<3)'#;7IRYL(N'TZTQM"0JHI:K54:1B`"K%?
M,":?8(X+;W11][Z@7*:4/-:62HX>I.0_K2(\XZC0.D)`,8NVY@$!$H@.X>@=
M0Z;:\NI7I(4B:BL8G@#RCOY9*'"A4L,9CB(CA\NQFQ_&+S:42,D=`V"+0`F0
M$ADQ_BM0/V^V/8)@-N`[?'72.TI=;[G6@+!G\VC'C*1G]ABD=PRAS8US+1$A
M2JRRG,$?:(:MXX[-Y`6W!KB>VQ[AKB?,T-OABCHU>:M><LHP=F?PY(=J5B^G
M82*PS.QT;)+I@`JIHNW)$QW[1-Z#*=TZ3:CW<"\.N/O]<5SI2-(EJ"C(9XR,
MHA]@U&XF-H6]EIAA3(8:&K5(D$"9./C#?/"H[MX\A?+#(6F+A(R]ES"Q=3$5
M69%[.P#.>2CY]7Z6&E))E%OY-B1<A?;46;H*&^)0U?.]9MSNV]HL4Q*F#;\9
M\1J3B?MBG]K!6(OVYG7Q*I#W#+5^8<#[HV']/W9UL@L>?61KZLJ[SI8^5<D?
M*J\CN,O'.DV#P8F'`%P^I91[-#N(1`-DR"`AMN&HSOK2,VMO;])2%`M(M"")
M?"I1EJG+`G+QB7[.O5%2_>JNO3*XFO(&H8A,C*4\93G_`+/A&S?J-Z;7G?!2
M"RF9LE'Y&Q?GC%#G'=I9'^GL$4[GYP&4BQCY!/M<IEED6R0&*41W%(-OCK%]
M/-2T=[.6QY<[2]0O]1!^`:4@@D'##GXQE[U4A_A9NY-H0;HU5-A!EZB%:@<L
M3(>H<BF$L\U4G:9C@IX_96]IG2NDGR?XW/K410ADU0GUXATI*^Z0X`<BGU1C
M;@(`(#K?[."EI=Z[B11@&F1:JW1_2].'V1I]RUOO[8LAJ@0^NO8"I\,#/[8]
M#SO3ZI#>,.@W!\LQP#?N24/_`+S(JJJ(0<DWKL94G-8:6%8H>T1H1X]7,F4^
MY5#;AMTUI]CZ(+&X[E1A*MP-6Y2F$D3D"E064`_B$AESC-W5>>+-GI%+4B@?
MJ$AP@D3DIO`^&DJ/LCI":)M&D>U;,T4$&J#5N@V0:III-D42I%(DF@FELFFB
M4G0H%#8`]-<'<6M]U3U2"7%*))5BHF?'QCLK"*8MAFGD&$I``&4I8>R4,&\B
M]=@*]X_.<J\+%M(M:PX-R?/39F2!$/KY8]2%@H_7*38!<':L4B"(]1`@".KK
MV]<J'NX-G54$EL5C(!)F9:Q(>6<5?>?2;VC<FJ<`$4J\!Y0PKQ/6'F.VX*\*
M8Z!Q/@*<P8ZJU>:2-@_W$N:N46-6$%E"31Z2XH257/*I.TR`=(LN8J91]P!$
M2@`W/NNSMYSN'>%///(JDK4I(!`25`?#//V912>VYO/\&VX%MM;/47GF$S])
MY<_&)]TNTP=-Q[3F#\0]1$#"&X_/<`^_7#>NE30600A9X<([(MM2G0IPX@82
MB-OR=<)+QY`,"HX!@<DUK&,`ZL4989Z;DJ]*3\RJO$E7,P;1I&<BS9MFXK+`
M905DU#")0`HAKH7;3>:=BWY5\J*=3Q2TM"$A0$M0D22?"<4??NT:O>5F;M33
MJ&B'$K45`XZ>&`AX6&ZCD&@8EJ=&MLS49VQTVHP53CIBOQ,S&Q#U"O03*&9O
MY-A)R3]Z+A8S/W%@25(3KL4`U3[@_2W.X.5B-:&UNN*TG,:U$D3D.<6RVT[U
M)1-TU0I!>0VA.H3D2D2!Q\IF(]>(/C]S/QCY6\G^2,EF''=O;\KKTYO-ZJK:
ME66,/`.S+JK-FM7?JV!<A4VP+"7=T583%$==#W9OR@W1MBT[>;I7&EVIDMI6
M5`A0.F4Q+#X1SBG6#9UPLNXZV^=="VJQ4U)D9XJ4H^&:C*7"7*+'7C=NV#^2
M-\Y/\$LNP.&)K,2QG68L+Y&J[^VX,NTM[IG(V9*'K[Z$LT%8EGJJBJJ[1\B"
MICB!@$NQ0QN]PF;U86=N;JIEU+E*@BG>2K2X@<`HG!0`X8>^'M[+5;+V]?-N
M.AARHEU4*F4DC'T@##'&%'F.$M_Y#9.Q?D[FSD&G9$CL*3Z-MQKA3$]:FZOB
M`+NV(=..OMJ:6Z5L5GG;+"$5.#0AGP,4_<$PHB<"B$+3[Q_AVV5-%8&%IJ*Q
MHM.N*(*]"B)A$L$X83QC8JMJ.7FL8JMP.(6FF<"T)3,)F,?4#*<;U'<9\NJ\
MX%^6-FR!09"OM</FPU!41A5[&VDH>`):)>SEG$)MQ-JLSV%ZK+F0<&,B*`I)
ME`A"CK`_N.E_@T;5I&W`Z7PZXLD>M8`&7#`#VXP^DV[7)W<O<E8ZVJGZ9;0D
M`S2D^R7VQX/&GQS87XP\H>2G)RC)F4L7(21CW[>'.V;HL<>).#*/+G&5HB)2
M$;1MQET&;I<@`'\1H3?6[N7?=XW3MVW6"M]":$":_P`3FF6G4>,A,<8=9-EV
MJQWJIO-,HZJ@DA/X4ZIDR'G[83KB'P-RIP[R]RKO5,RO1[%2N2^0;#E4:C-5
M"Q)NJI<I0ZYV:J+Z-FVS9]&[*E*[`4P64*4>PQ!'4IN[?%)NNS6RWN4JFJVW
ML],N!0(<2``,)82E$=MC9=5MFYU]0Q4)52USI<"2#-*B9GP\(0SB=X[>;'"B
MI97IV&.2F!):*RW=K%D*06OF*+V]>5RQV<SPSUU`#!76+`2HG=%.D5S[P`=(
MN^X;AJ1W7OS;N[C1NW*W/"KI:=#)4ET`*2C+"4A/C.(VP[,W%MI-0W:Z]D4K
MM0IR2D$R*CC#A>4?C@BN3U7P3;I#*EBQ_P`M>.[.'=4+DG4&;5.9"RLB)/9=
MO+Q;]%VA)4N:G?=<C'*`;M(J)1$>N\+MCN`_M=^LH_ETO;;KDE+C!RTY32<@
MN6!,ONB7OVS*?<9IZQ3Q;N]*9I<&`)SD1^J#,CCB1'I6'C[STR_CJ0PQF;DE
MAB"H]DBC5VY7G!^-;E6\Q3U=72^FDVJ<A;;58ZA#NI]F)T72K>-(8A%#>R*8
MZCZ7<&VK1>/WU04+JT)4%LMN*FE"YS3J('J`..,HVWK+N*XV]5MNE6UT'$E*
MBVDA12<Y'"1_3#U,%8.QQQQQ'2<,X@KK6JT#'\(A#5Z&0W$`31+NN^>KJ"==
MU(R3CN7<+*&$ZBJAA$>NH*_W:MW'=7;Q>%E=6ZYJ)'"60'@D8#RYQ-6NTT]D
MM;5KMP`::3+SYD^).)AK7!_@#CGA5/\`)FP4QR@\=\A<SR62S>PQ(R+6ZN8A
MS5JEHC^(RW\E=/7RAUBB`+"Y#</PZL&\-_7/>2*%%Q`/R+'3!`D5'`$GG@D2
MY>V(3:^T*3;#E:Y2%0-:\'")SD1JP'*<\0,(IB[@1C_%/.C/?-F`5:DL&<Z)
M5Z@\K2,=[*,')P8M@E;&U=;B075B3;!]1V@`F$PB/41WQW3>-7>MG46SZF?R
MU&5D$G%25E1"5<PDJ.GEA#K;M2FM^Z*C<;0"7:I,EB0DDC3-2<,U!`!]_$QE
ML_%S+LOSKI'+F+R%0&5>IV++-B`E%=U:R.921K=OE8&9E9)S-(3:3(DXT>5U
M`&QB(E;@0QP.0P["#6-T4=-LQ_::F5EUZJ;?US$@6PI($I3Q"C.'.[?J']WM
M;C;=1T6F%-:9&9"B"?#,<X^/R+>.C#/D-PXO0<@MBU^]PB#MSC/*\8U3_J>B
MS9T3^T8BR8$4?P+M<0^K9'$R:A1,8@$5V.&39F_;QL6X_-6U1-.I0*VS,MJ(
MXE.6H<#G#-X;.H-XTJ:>JTI=09I6/B'A/D>1PC7.5/!^Y\B>![?A-"Y&K519
M2%)K%'M%XD*_+2Z[AC6TV1OK(-BC)M@:NW3AD4QQ<BL4`,(`&^L^U]W,6'>`
MW6MA3NEUQ:4`@?'.<SCE,QCONV7;AM=O;_72DZ$)4H@F?3(ED.,A.+\+<>N<
M6/*QA3$UIY`X3DL1XECZ;!/'=2QM<X?)UKKM"91[.$A7,S(VV0K+9N^;Q:23
MPQ&(&42,8"F`1`=%XO\`M2XU-;<6+<\BLJ=13-R:4N*)*E9`F9)D,A#+98]S
M4;%-2.5K*J)D)&"#J*4``"?D(2C&WCOS-1O(Y?\`G[(9DQU*&R/4I"@RF.$*
M38VS:/J2R\2JQ5CI4T^=0T\U&*#O.N"B!A5-^``VVD[OO]%W[>46QU4RD.TA
M"@[JS/JGA*8^*-.DV4JW;Q?W8R\D_,!06D@Y*EEY2$?/>_&5<JGR$S#GCA]G
M!#`B7)&E6.KYXQ=,UY[.4&Q3\Y#NXI#)E<9PKV*=P%]CG#OZLCHJNQW!>T0%
M$PIBYC?[%;MFELFZJ,UE10K'1>"@'`V""4+,B5"6`AB]C.4EZJ*ZQU7R[=8D
M]1&,IXXI&2<<>$>SD+A1RUY*XHJG''E)G3"TWA%A)U1U?7N*\=W6`RKDB,IB
MZ3N+A9>8M-LL-;BT)=RW3,_6:L4ES"F'M'3W-OH6W=UGV]>']QV*E>;J%(4&
M4J6"ELJ$C.4BKC+*-ZNVO<KQ;46:]/-N6])220#K.DX8D2B66)BF,3%L(B.:
MIL8Z-:-V#!F@'8BU9M$RHMD$B_NII)$`H!Z[!UU0"\]5K555,R^XLK5/]8F9
M]\7)AANG833M2#:$A(ER&41^\[?'%A_F^RIT[-3%FQ;FW%CXDSB?.^/7+>-O
M5-DTE`72;@X4151DHHZZ11%)8AS(@)_8,G[BO?>ME=P+KLI;S#*$U-HJD%#U
M.O%*TG,CD?&*KNK95OW245946+NU+IN)PE(S`5S$\8T:(Q+Y78*JEI1>5/%:
MS&(S^@0R;:<)Y!_W*,`(BB627;PMWC:,M*(C_%#_`--!$R@?B()=PTYZZ["=
MKQ5_NVJ13XE30=$I\"#($`<I1I,VS?3#!IUU],MR6"BA4Y2ECZ2)^V-FS5PR
MR9DG@=,<*XC+<3]?<J')T6^Y6N\#*STQ*%G9)6:F)F)8Q<C'HM7BSUVH5,%P
M5231`I0+^'3+%NZCL6^&=U(I5&D8=ZC;85*7ITI!,CEGXF-NZ[;<N6TG-OJ?
M2*UYO0M<C(S5J.&>?V0M'#C!-_XQ\;,=X#L=MJ=R<XJJ<?3ZK8XB"F8A%[%0
M\>5K&KV!D\DWBB[T54B"J+8R1!)W`4`'8=1&[;Y1;DW)4WMAI32:IY3BDJ()
M!49F1E$AM:S.V&PLV9U:7%L("4J$Y22`$SG+EC#7.#7`K*?$3-O)?*DWE6BW
MN*Y-71*\V2#C*?8HJ2@))HJ_,@T@WKF;<ME&1F[T"J`X24.(DW`0U8=Z;ZIM
MU6JV6U#"F7K92]$*)!"AG,B6<0>U=F/[:N5?5./(<8KGNH1(S!&,I\L2..$>
M?;_'#;\=<H+=RZX2YBC<&7W*I`#-.,+K6W%KPGE%][I70V&3@8AW%3T58EG(
M"HHZ9NT3;[@&Q#&*+&^X3%TVLWM?=%,:NEI%#HN@R<;2$D!$Y>I.1QSE"/[*
M<I=P.W^PU'R[]0#U4F90HSG,#AQ]I)XQO5GX3Y)Y,W7%]EYO9$H=[I^'K(VN
MU3PAAZKS]6Q98+LP`!AK1?V]RF+-8K`YKRA1,S;E>)LRF.83I&WUJVK>U'MN
MWU*-M,%NOJT%I50N16ELYI0)``JP!..4/K=G55]K:=S<%0'J*F6%I:1-(*QD
M5<P,<(P^2?@I>.=]*Q%1*[DJL8UB<8Y6KF75'DK6)>>DY2?JA'(1<<E]%)LF
MK:(5%R(K[D%4P@`%,73NW>]J;8=945U0TJI<?I'&,#+^\$BHX&?E&7?&U*G=
MK+%-3/-M(:J$NX@YID)"66$_;"V\A^'=`YB\;1X_\FF,584W#**7&PTU%_"N
M*Y:H1,`B+93S2;I\\CY%BJ0IP36.LD<=P.4Q=@U'[;W7<-IWY%^LATN()]*L
M0I*LTJ`S$2=]VU2;DL?[FNA]0E):,"DC"8/B,QQG#;\0<9O(OQSKB&.Z!R[Q
M%FFAPR"3"J/>3>+[9,WZ!A692H,(Q6?QM9Z2WFRM4`*7WGJ2[@^P"*@ZDKSN
M+:&X*@52:!UBI4K4]TUC25?BT@B21RSE$#1[?W9:&0Q2W!DTZ1).M))`X3P,
MS"BW+BCG3(W#C-W'V[9JK=@RSG^.M,=>,FO*S+DJD0WMK((9RUI522EB.XUG
M#0;=NFT(JNJ05BG45[S&$1TZ'<E!;]T4]ZH*9:*&B<0I#94"3I,\52QQ\(EZ
MNP55=8JBVOU"55M6WI4N6`GG(<(17CEPSYQ\<,&XOXUU;DIA%UB['2\"P+9#
MXNNK?)ZM2BIUA*/(1A($MW]--W$A'-56GO*L5!*1<1]=AU.;EWAM;<5Y?O[U
MO=36/@D_F`IZA&"I2RYCPB$L6U=R;>M35I16LN4S*O2-)G*<Y3$_Y9F)?$`#
ML`0`Q=MOPB.XA_E`1_>$"[==<T;/4!*DR!,=!<0H!*UDZXO3WV+OZ]=^X`WW
M^X?GI@EK/Q:.$*QJZ/YD]?&#KUW]-^GIZ:>>,Y:/MAHT3]4^GPB@;[AOZ?=Z
MZ:[*:?BT2.7WQF_+EZ9SX1>._3Y=/3;YZR(E^'X8PN9<>I.*']/N';;Y]/MT
MQK7-6?A.'NZ-(USE,14=]AZAOM\B_?\`'28Z?3+K2Q@PU'5/H_9%G7<>W;??
M[/38=_4=_72C7/&>KCRA3+0.C*?C%IOM[ON`-O\`'2)X]*>OQ^Z,B>I(?#JC
M)TV#?[/\-(KJ?AU3EC#%RT^J4IQ8.^QMO38?@'W_`!]=(F70&G5JF,\XQG7P
MTZ9\(H&WP$?V!_S]=/\`S)>B>KC&P.I^.49_W0]=ON^WU^S643XYQA.K4=.<
M6AMN/_3UV^77^_2'7,2E*<*.I^/V1;\O[.GIOOM_CIB)]9<\L(0ZY>OX.,!=
M]NOSZ;;?/[-/<E,Z)=24.1T_^%\/&+S?;O\`=_X]=(B>C^EXQA<T2]4\^$8@
MVW^S<?7;[_\`AIZ>II]<I^$9$?`-4NE+"><54_,3^[8/CN'KU]-8DZM9E/X#
M+E/^>,B,U:9:)?;%H>OJ._Q[@#M]/AUTVFZN@]6?4\81S5H&G3IXQ>.VP=VW
M=UV]-],5+\6K5X1KJG/'3U.$'38-O7;\7SW^WX>FLKDM`UST3$HSHGTOS)QG
M)^4-/.<,;EIPG*,:GYB^N^W3Y>NC#^U&4:I82E'SG[?=Z=V_V!^'NVZ^HZ<.
MIH_H^.<H>.MHPTRE[8R&V^/YNWX;>OVZ;Z_P?#&NU+49Z>M.,A=]OQ>NW7T_
MX:8KIZ\/CX0ITS]'P1C_`,-(K+\[/PSARNE(:IQDZ?'[O[--_*F.G\4N$8?Z
MWP\)Q:;;IMZ_=_STG$?KRXY2C(W*?IE.*?$=O7^__P`]/1TYF7Q?9#5=''/5
MX1D#\GQVV^_2'J:Q/XOLAHT]+">C[8Q#O]NWVZ0:-7I^.?JESA3*:)RZ<N/W
MQ0O;W^H[]OR#;??K\?72KGU!\7AR]L/1HFK1IT3C(.VWV=?AT]/M'3O7J&J%
;3+3^5G.`OIT]/L`/G_;IWKZN/P2@QG^;'__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g521205ltr_b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205ltr_b.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`*@!&`P$1``(1`0,1`?_$`'8```$$`P$!````````
M```````&"`D*`0(#!`<!`0`````````````````````0```&`@$#`04$"04`
M``````$"`P0%!@<(`!$2"3$A03(3%&&Q%1;P47'A(D(S-`IB(T-C%Q$!````
M`````````````````/_:``P#`0`"$0,1`#\`O\<`X!P(3-PXC)^WF]4;H=`9
M_P`ZZQ8[H^I:.S4ID/7&\R^/<DV;(-[R-><9U&-E)^(7;KGJ5&2Q\J_+'F$4
M)9P_,1P4Q$D^T$_I/LKM;JUL?&^-CR,6=/*5DML&_L^F>ZJ,&6N0FR]6@FS1
M2RXROB"224=%;`T%)<AW2`&^9+LS@Z(4P#W&"=(IBF#J40,`^\!ZAP,\`X!P
M$3!9*Q_9W+YC7+G69Q]&+&;2+",FH]T^8N"&$AT7;--<7+=4IPZ"4Q0$.`M"
M'*H7N(/4/U]!#[^!MP(HK96QJ?F4Q%D)99L5'->B]VQ:Q;&.K]=]9@O*CZ^2
M#@B1S"B+=9IF!N4`3`%.Y,1-_#V\!`^:6OFFL;Z9.*M]:GFJ*\A&MKK!J\*8
MB5@&W"-R"Q,V#@`^H18.L?%E3/0*($.DD7O]"\"9=/IT,`!TZ**>P`Z?S"(^
MS[>O7[>!TX!P#@,#S7XR=-\X6J0R#+XK&@9/EW"[^5RKA"RV/"&2):56+V_B
M\];\8258FK'(E``#YC]9P)B!V&ZD]G`9Y(Z/>5C"DZZG-7/*.YR542.W<NVP
MWNKARFY%BG"AW*BZ%:_]6ID;`Y2;0P-^U$BPOCN">HF-P$U:_(#Y6-<7C4VQ
M/BFF\WTQRW[7%ZT6R8TR5)1SQ$J9G:[S%]C%Q;"1JO0QD^BPF*00ZB(@/`8)
ME?S8:D9.\@GC3GYEKF/62WXTN&PF/LJU/:/%UCPV>KUK-%&J+=&<6G[`F2OO
MHHLM02MOFD6'JJ;IT*``(@Z3/>R6.,-97QYM%,Y1M'E&V:R))VJ%T`TMUK/3
MPK%,@G)4_P`WWNOL(0BZ#H\/!G9A.W>SJ/',61<&[,Z22PIB$L&D>UU]V>HL
MJMF'5S,6HV8:@[28W7%.6&!'#8/JC.0CYVC79BFG"7FM2B;0YBN&H`*"@&24
M#N+U,#V^`<`X!P#@:@0@>A2ATZ].A0#U]?0/?P*_W^2=C%A9_'2GF%Q7:_8E
M=7=@\$9S?LK-#,I^$>4^*O+*KW6)F8B21<QDG$24%:#E61<I*H#VE,)>I0$`
MJQ;3>/*.KGE.V"BM)+5,::WM*'HF4-><,XCRTMJXEM%JMD/%M1E+8SUWRXNY
M1J4->ZOE5L_7<0*I#LY`5DDR)%!$1X#I,'^7CR$:.2V.<76/.+?8B2N>0H+%
M;[5[R/4Y[KQL9B^<L"!0C+#7=@V!VE4S'4BK1HLG\NH*S1HX=)*&3`7)3<"P
M/'^>"I8@F&51W_T^V8TREW+\[%+(GY;'.^N;]DB5`#6QAG'&C9:!+4G2BIOE
M.5$?X2D'O$.@CP)>,$[3ZX[.U]*TZ^9OQCF*`71!=-_C^WQ%B`$>A1,HLV9.
M3NVX%[P`>],O:(]!Z#[.!]\ZA^GW?MX&>`<`X#6-W\/PN?-0-EL0V"MJW".O
M.$\B1*5713%9>:F4ZZ\D:XU:I%$IE7OY@8MC(E`0[E0`.`QO#6D^%?(+XSM+
MJ'Y$M8XNT6ZNZ_8P9SE4R5#JQ-_Q[<HRBPU7GW$3.QB[.STV5F?P=-PX!B[;
MF4_VOF=?EEZ`B:]_CV>.)C,5EU?*SFK/%3HR,PA1,5["[#9AS3BBFEF63>,6
M/!4"_P!NFZZW6;Q;8B"1S(&,0I"&^),AB@@K5X2KGAUN\'QK[[;'Z85\/F%B
M]>Y]^TV$U6;)/3#^+,$\5Y80LSB*A)-,QB'8L7C=F4AS=$PZ\"+7-/AZWCQ[
M*NLD4?577&0S#&L%4`V6\8N5Y_QY9RDT'B3AQ+ED,82SBWX2M+9^^2;J*,EH
M<QEW'4XF$")]H(NH[_>?AIJ]E72?)&A&UC?9*785]AKIM/`M:2A?GU(CLEU0
M<A%O4RZA76,7V1T\4J2I(^=:,FK=)TF115FHH)3B%WS@'`.!@?0?7T'T]?3W
M?;P.*'PG^+X_Y_C_`*9/C_U<#OP#@8'T']@_=P/%_P`H?W7]/W?V_O\`B_[?
$W<#_V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g521205not.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205not.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`5@#E`P$1``(1`0,1`?_$`,````$#!0$!`0``````
M```````&"`D"`P0'"@$%"P$!```'`0$```````````````$"`P0%!@<("1``
M``8!`P,"`P4%!`4-`````0(#!`4&!P`1""$2"3$302(446&!,A5Q0B,6"I&A
MT1?!8C,V.?"QX5)R0R0T129VMK<1``$"!`0$`P0(`P8$!P````$"`P`1!`4A
M,1(&05$3!V%Q(H&1,A2AL<%"8B,5"/#14N'Q@C-#%G*R<Q<DA"8V-Q@)_]H`
M#`,!``(1`Q$`/P#OXTA!I"#2$&D(-(0:0@TA%)_RC^S409&</5]WXHPC^H`;
M<0`0V[?4/3\P=.FJR5`B8P/C$4*$E!M0#L_5/[(3EGNU5IL>\E+18X>!9,T3
M.%U))XD@=-#<"^Z5MW&=K`)C```1,PCOJS+>IS#^)15HJ.NK5ANA;6ZHK"0-
M)&),AZA.4R<)RC43;-[>V)@IC*H6R^LES=D=9&T6$;2';@2AWD5G7KA*0031
M,;YS`S.`;#MOJ`0$B1&8SY#RC/5&S7[:ZL7UYBDJ&R/R%K_.!..H!`4E:99`
MJ29QA23?DQ:.QLU<8XQ,@`]@OT$U\I+N#"/R"+)ZC4DT.T1Z@"AO].HH2DH*
M2`5D<Q(?7%59V925#:ZE557TH(*FU`4I7S2E8+Q$\@HIGX<(TADSASE/-+;Z
M'*O("(G&!2B0B5<P_'U5SV&W`Q3ND[=**&';T$?34*9I5.21+4?8/<`(S;F[
M=JTKX?L%E=IRD@@.7!;HP_\`+H$,QNG@5XJY%3.-PN65'2Y@/[AXJRGAR@LH
M'S&!,B+D`#["[]-6U-04U-=!<Z74:Q"]1F?3/P$LHZM_]KNY-%M5W:E"S;&;
M4\T6SK:ZB])$L%S!)\90W)U_3#\0&BI7-5ROF&"<E$YTE)"5)8"E,<P&$3)J
MBQ%4`$.@"8->C;9^X3=E!1M6]=-2N4S29#TZ3[\?JCP#N/M!8=PW=Z_5%4^W
M<:EPN+TI!25'ED0!/(DPH8WP<9DQ.3ZO`?,N"CW;0"BQC+YQ]B)]L?VQ`4TU
MY+^>$U>NVPF]K[]M6MX[P63<B4L;DLC[K`5CT*LMGW],RC'TW:FOMKFNTW5L
M2Q"7&`9GE/7]D*-VAY_>/+7NBH/B'R5HD,0`0@ZA"N*!>7R*.XD339*>ZQ.L
MJF7;N]TP@8?V:BPGL+>P&$+N]GK%_><6*E*3S)].`B]>7WALB!\HW;ZRE3P0
M-"SY9?;YPCX_SYV[!\XWK//[@?G;C2\,`$&9K\:O?XQR)![5'8%31B6K1ML'
M?_YE3Y?3?59?85F\HZ_;N^T%Q6I1UAP])<I823-0Q]D46^[E3;G.CNZUU%*4
MI]2TSTSXCUZ22.2=7A.)?N,OD!X?<N6/U>!<ZTFXR'TB#M]61DDHRTQ`K_*#
M:2AWXH*E=IG#8Y$16`!^.N2W[8N[=G+";W;JEGJ*5)922A6G,A0FD#B,?9'1
M;)N_;5[46[;6M+=T@EL^E:9Y3"I$GRAYG<4#EW$-Q'8/7U'X;?AK6FUK6)@I
M*>/.-F+38(5][A&1JI$T&D(-(0:0@TA!I"#2$&D(-(0:0@TA!I"#2$&D(-(1
M0<PE#<``?MW';_0.HI`.<1&G[QE'PIRQQ5<B)2>G9&.AH.&9+R,M+2KQ-C'Q
MT>U(*CAV[=+B1%%)),HB(F$`U%>AL369`"9BI2TE;65B:"G96]4ND);0V"I:
MU'`)"0)E1.0$XAD+S]S7SER;8<.>.N#8,<:4^0)#Y-YHW>&&1I,`X.<_NQ>,
M*X[3!*Y3RC9,YR?4BV(EV@)A*.V^%56O5CQ:H4I+0P+DY@>0(`,N/(\8]5/]
MB-L=H-IL[O[_`#[C>Y:Q(<MUCIU)^9>;$M2J]U*M5&C41I*`XI7+.3],7<+\
M845PQM-XDK)G?*+91!\KD_,$@I:IYI*)E[G"U5;OCKH5",4<;F29M3"F@78A
M1$`WUDVI`!G42I,\^$\_[HXKN/N+=;PERBLK35FL"QI%-1_E!2!\(?<2`JH4
M`!-;@FK,B/G<A^>'%OB:^0#D+D=#&35ZZ"-8SD_!V)2!?/C-0D/I&\C#0\DC
M[X('W[3]H".^PB/36RV/9NY=SNFEV]3JJGP`I204@A,](/J4..$<:O6X;)ME
MA#UZ<+;+BRE,DE04J6H^@3D9<1B8V)@#E+ACE%5_YUP;9AN],61(NPM3:+F8
MV%ET#N%6AU(E>7CX]9V"+E`Y3"4FP"75G>MMWC;M3\G=&E,UR5`%"BDD'QTJ
M5%W:+K:;RP*J@4I5.KX24R!,Y2Q\<X^-R$YD\?N*,>2:S]=/\NZL;Z,BUJE(
MB>>P+5>04429-7#V(C)+V5W"B0@`&``#IN(:JV;;>X-Q5R*"RLJJ*M8,DI*=
M1ER!(F.<Y10NFX+=9*4U=Q(:8"],P#G[./(1A<>>:_'#E@P?S''O(3+)%:C5
M9)!W:HN+GX^O$<Q((&D6Q).;B8M,ZK0K@@G$.@`;UU+N+;FY=L+327BG--=%
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MOXJ5+`['E!`IY"RIQO7=_I<EFG'-=:R-.KTX$BG%#"S83DI`SJ+X)!4J0BFR
M51[C!\_4-6%J[7;PKKX-KK;;I]PE&H4[B@E6GGJ`5A+'`Q?5?<&P-4!O+1><
MMZ%Z%.-I(*5$RD4F6,^!E"WXT<O,$>2"B2;JI8;O%HPL_4=QQ[/DZHUL,>6!
MXV`4W<:T;'FI%Z]7(!NTW>T*F`FV[M]6NYMH7WM]<2W4UK`NZ`"$-.JUIGS(
M2,L\YQ7L6YK%OJC7H8<<HTK*9NMB1./L&1P\,XC@YD?T]>!,B/'>6N&UAF.+
M.=H==>:K[>M/G"..W<@`@=%BVC$3$&DD,KW&%TQ354*(ALF.VNE;5_<)N"AI
M#M_>R47;;*TI2M+N+B0<]*I'4")"1E&EWWM!9Z@FZ[8*J"[(45)T`%*E`&1(
MFDB4YX&1XSABW'+S$<P/'CF5EQ,\J-2F9VN1KAO&QN9G#556U,883&1CK0>7
M3!1OD6M.P,!EG1U4WS=(A=TNNP[EN7LSM3>ME5O'M$O4X1K<I00=/]0SU(*<
M@F6DXQI]D[F;GVK>&]N[]9U,$R2^HD*2!A/!,E!6>>`ECG'7)CO)5*RQ4(:_
M8YL\#<Z98F2$A!V*NR*4E'/VSA,JA!!5+JDL0IP`Z9P*H0VX&*`]->5*REK*
M"K^3JFE-NIU!84""DCA(YSCT?0UU!<Z9%70.I<96`9B1S]L+L/0-4$D*&H9&
M+B/=1A!I"#2$&D(-(0:0@TA!I"#2$&D(-(0:0@TA%LY@+MO\=_@(_P#-J!"R
M1IRGCY1(LI&<<H/F<Y2Y'Y)<IL7>++!4V,7&W>PU:,RQ)1[DY%;#*6$7#U*I
MKK(#NC&PD1&NE7J"FP'<>SN`@7<-0W!7*J:ANU42INK4`X!F!/+&7#.7A'U`
M_9WVKVWV][<7']T_<!&M-#3/+M[:@#-2!(.I'`E2@$DR($Y9QT=\;..^.^*^
M'*;A#%T2C%5.E1R31,Y$DT7<[*'*3]4LLP9``*YF)MT45G!S;F,<WJ.MKM]*
MBBIA3-@Z1/'#&/G9O[?6X^X^\:_>&Y'>O>JYXK.)]#4SH;3J`D&Q)(`X#"'`
M)E$>I@Z"`]!V_P"775913/`8QJ\P$Z09GG'/5_4NE3#QXF.8.J64J<9+;T*(
MO"%,.P?Z@B'XZ[O^W51_[AM(7(I4RJ8)4)\L4B.(]]4-JV<"X!K%0G3YF0PA
M^'B,%HU\:_$!+W&Z79B\#$3452W*)[)/'W*'<(`8!-^T-]M:#W9E_P!QKLZH
M!.FK5,:C@)"9QSPYYQNO;HM-;)MC"5HD*9,\1S)/MQ]\:L\YOT[CQD<D`(9L
MN"4+'+%`5$C>VHF[$Y5``3=%"B&Y?CTZ:RG8Y:!W'MR@XH)4L\>'+V\8P?>+
MH.;#JD"2BE:3A+`XR,<J[OG5?,">'OCAQ4PS-O*Q>^2.0LC#<[1$.5&TY"4<
MDC5V8Q<6L@8B[%6W&F!_\2F(*ID:F`HAWCKU,WLV@OW>:NW'=TAVVVVF3I2[
MZD+=2DD`2G-(X`X3SC@[&[*JT=MZ7;EM.A^I=5K6#)20LG2/\4L2,9#,1V1>
M.#@]C7@UQOI&.ZE68QM>9*#CIG*MT*T;!8+E=9%NFZF7<C)=H.SQZ3L1!JV$
MXI-B="`&XZ\@]Q-Z7'>^XW;B^XHVU*B&&@2$-MSP"1@!/,X`QZ9V-M:DVM8D
M4K*95S@"GEJQ*U2PF<<ID"'TS\##6>&D:_8X=C/P4NU58RL-+M&TA&R+)P7V
MUVKQDZ!1NY05(80,4Y1`=:33O5-*^BHI%K:?0H$*"C,$&<Q&W/,,U+2F*G2M
MA:2%`C`@B1GA'.%Y+>+,+Q!\+7+3%=60C&E5=Y20O%<C(XJ@(0L7=,X0L^A#
ME`Z9`3;QA7H(HID#L22*!2[`&O0G;7=59NONS;KD\M0N#=/TU.+).LI04ZCF
M<1,QPS?>W4;9[;5EOI@D,*J4J`1A(%<^,O"'!_T[X;>,G%`[%'_W#=?3?;I9
M)38?MWW#I^&L%^X&C;I^Y=2N3:B&D$J2#ZB1G(B,[V;?J3L9K4$R#ZPGF1J^
M]XSR\(G/`#"'Y.X!#?U_NZ]>NN)CXM8!UJSGD(ZR`H*"<AF?.(V?)OX_*+S\
MXX6:B2T<RC,HUB/?3V'[T*"0R5;M+1`ZK9@HX`HKJUZ9.0J3UOOVJ$`!$!$H
M:Z-VPW[=.W.X6KC:W%(HEK`?;))2M!^(2\LC&D;^V=0;SM#M+4-CYQ")MKEC
M,3P]OL\(Y/?`IS.R3Q3YDLN&%^>2"6-\S6F3HZM1D5U=J+EMJHM^EO8M!8WT
M\4VE2-G`/4R]AE3"D(@(E#;U1W]V/8MP[4&^+4$LW1MH.%*?OMD343IPPP(F
M<,91YZ[/;HK[)N=6V;FHII5KZ:9X@KGI$N4U&7*?&.^M(1%),3;[B0HCOZ[[
M?'7A:8.(RCUZ1(RBYI"#2$&D(-(0:0@TA!I"#2$&D(-(0:0@TA!I"+*X`)-Q
M$0VZ[@.WX_AJ=O.(*=Z(ZDI@9^4<&%MN(<?_`.H`EKSE-?Z&%;\MG<VO(OB"
MFFVIUN8RD97Y9,5P+VME%WA`3.&Q#`(]HZYVXH?[N!`_U?YQ]N[181O[_P#/
MT6[;$OFFK%JTC$*6TI"EC#F`?HCO'0435*8P"`D,/RB&XD-OU`2&]#=/LZ:Z
M,K5.7$1\0T+?4I2'$R<3A&:'H'PU3.<32`P&4<]']2X;L\>!U``!,3*--[>[
M82[F?$#J4>AMM_0>FN[?MT6ZWW*IEM#4H-KP]G$<8XOWU`5LN1R+Z(0_CE\4
M_%S,O!WC9E"WS7(=O9KE00EYA&K\C<R5>!3>&G)=N8(NNP5M90\0V[&Y?X3=
M),G=N.VXCJ7N/W1W!:>X-UI&&K?I55%,UT+3AX">I39D?%67E$=G;#LUTVC;
M:AY=2%&G!DEQ2<YSE(B7G""\K?B\XS8$X)YPRI1IO/KNT5>)9NXU"X<A,O72
MNJ*G7,F)9*LV*V2$-)D[3"(`NBIVB'3UUF^U/<;<5U[@6RCJDT"&%.:=2*.E
M29'C,-@_WQA^X.P+)9]GW"LI':LOZ09+J%*$YY24J7V\HY5LGUV5K&#^".5W
M2"Z]9EG,['QBHE4*V&0HE@JKBP)@<X`F0Q$9),1+TW#U]->M+2ZS4[JO]E'K
MK%+;(4`E,^LAR4@GTCX<AA'G6Y(<IK=:KDX94JCB)SQ:4,/;JSC]/?%E\@,H
MX\I61:H\2D*S=JM!6:!?H*)K(O(R6CT7359-1(QB'*=,X"`@(@(:^8MPHW;=
M<7Z!X2<9<*#_`(21]D>_+96-7"VT]<S_`);S"%C_`!"?VPOA]!U:Q>*RB&3S
M_?\`"HY)_P#:QM_^EU775>PX([DTD^2OJ,<Q[P_^Q*C_`(V_^:$+_3O_`/#'
MQ1_\ANG_`-CE=9O]P_\`\B5/_0;BV[-C_P!$,?\`77_S1.H3\H?LUPX1UI7Q
M1;<]H-UQ/^0$E!/UV^0"B)NOPZ!J9(FH`9SB0F0/E'YX&'Z<7DA_4"2;S$J1
MG53#E_9LFJR46F!FT=2:N.TO.%]D!1!--VLFF)@'L[E0Z^NO>]UJE;<["N*O
MYF_46Y"&I_U$2S.7\H\6V1A-T[OH:HA^2BJ43E@$N%1P_P`)]_*/T0R?D)OU
M'M+O_8&O`PRQCVH<XJU&(0:0@TA!I"#2$&D(-(0:0@TA!I"#2$&D(-(1:6`!
M*`#\?MT"25`C@9Q*I92-*1-2L!'.CYOO%K.\H89'DU@2.16SE0(`C*R5A$@)
M.LCU6&4^LCQBE0#_`'IK8@8691W!0IS!L)@+MK&YK:]4(%51`"I:]0E@21S(
MCWU^R7]T-'VENRNW/<!9_P"W]>Y(+5ZD,.+$L4F8Z:OO#*>)$(#Q">7V!MU?
MAN)'+F>4H^:*0*%2J-OM:AHUI;F3`H,6=?M#B1%)2$N\3[14%".A(=R<-P`1
M]9['N)-4A-+7CIW'(@Y'E[?KC.?N^_:;<MOU[W>CM<S\]L"Y3J744OYGRQ4=
M2G$I;FDM+F522)-B8(RETQIK)@FF`+%.!DRF((FW,H40#L.`[["!P$!Z=!UL
MA0XF92@E4\3PCYQ!]'4"2XA)4`0"1/&.?#^H,A,D9SXSPW'G"^)<K9+O<E>8
M2PO_`.5:#99.NQD+%E,Y.Y<V1M&JQ)W!ER%(5`BHJ[B(B``&NZ_M_J*"R;R%
M\OE:Q343;*OB4D$E1`T@3G,8GRRCC7>I%PN=A3:K2P\_4)>2M>E)P0,B#*1F
M<)3\X=WXC+?,0_"_`&"K]CW*..\J8NH:L5<H>Z8\M5=B6SPECFW"*4;8Y.,:
M0TR99BNDIVMU3B'?L(;@.M+[H%BOWC<[W1O-O6U^H4I!2H%2A(9@&8RXYQN7
M;^J^6VS;[;5L/(JFV0@Z@0`<>/\`.$;YM%;?=N$V2L&XNQQDG).2,EEA8^&B
MJ52K!.1Z#87IOKWDM.,(]S%QB;5$.X2*J$4/T`H:R79M5+1[\I;G=*EFFMK8
MG-9`D9'F<9SX#"48WNJAVX;/?H[?3+??4M(DE,YRGCAQ'(\XBJX>\"VW*KQ@
MPO`WDIC?*N$<^4O(5]N.-;G9,6VM"$K+Q8L>I$R`VM:')#*1<^)1(\9D7!8X
M)`.WRAOUC>'<)>S>ZB]X[7JF*ZS+I6T+2E8.H"8(T@_&C$@D<3*.?[5V1^N]
MN1M>]M+I;B*I:FU*1ZDA60F02`<00/#V7N)>9?)/X@(U;C/R1XK9)Y.\=HA^
ML;'61<$$<W26JD.LL<R:+-LS)(BRK(%-WA'N@!TVV[2=H;@-INBQ]M.["CNC
M:URIK1?W$I^99JG$MH6N1D6@2,<)*4)IRG%UMRX;X[<-BQ76B=K[,V3TUH,R
ME(.4_5,&>H)($L4CA$E$EYO\'E@55:QQIYKV^YD;F40HS;CED>/>*R/;LE&#
M,NX`D43O6'L]P1$H>O77,J?LQN%;A9J+A944*SBY^H4JE)3G,(2O4<.`QC=:
MKNM:$4Q=:I*Y5<E,PT&58J_I*I$>9AA'.S)F:\F>'W+J.<*->HCDKR4OS>U5
MC`K6%F[#:J=1H/*T:XJD<^BFC===@LUIL6BLZ$4RD47$P`&^^MXV)2;>LW=:
ME3;*MHV>AIPERI44A"W-!F1D):L!/'"-1W.Y>;MVV>34LN?JU4Z%]*2B4-ZI
MY''!)/"'2_T^V0(NN\)J7@^[,[!2<J5^T6SZJHW"N2E7DG*+Y^[ET'4<C*MV
MHO6WTS@!,9,!`AMRCU`=:[W\!JM_.7:F>;J*-;"?4@A252PQTX`CE[8S?9U3
M%'M-F@6EQ#_74=*ISSSQQE'0(8Q2`!!$V^W0"[F,/KN``&YC"'W:X>ZM0_,$
MP)9@3,^03Q]T=F)]6H"<0;^4;R"V6MIO>#/"=@^ROS;R^R/6`C:BL#Q+"5>E
M2>S)W.WRB(K,X%ZT:*"9('7:1'\RH``EW[9VPV+25Y3O#>B_E=H4<G%%<DKJ
M"#Z4-H,BH$B2M./`1R7?F^%,%>W-M3J=PO31-&*6>>HC)7('+C'WO$5XEX3Q
M[5*=O-]FHW(')')+1$MMM#%$?TRIQK@XO'-6K2[GO='27=J;O5S&,#A1(HE^
M4.LG=KN_4]QJUFUV]'3VU232A/!4L`HC++(<.,1[<]O3LZE<KZTAV]54B20"
M43X:Y3GCZB)3B;%,!`A`'U`H`/[0#7'B03,91U-`*4@*Q($5ZA$T&D(-(0:0
M@TA!I"#2$&D(-(0:0@TA!I"#2$4F+W;=1#;[-O[]P'4090X$#,\>(\HL';$'
M<X&.4_KW`("/3T``$H@`:F2N1R!B4A.!<DH)Y_7A*(A>?'AYXT\TEG%Z1:K8
MBSF5N<T=DVG-46I9!\F``Q-;8IFDF$DW1,'55N+=WN.XJB(:P=VL=#<3K4"V
M]_6C`^_[91ZE[$?N][E]BI66G<%WV8^2%TM5-Q#2%&:PQ,R05#`!86D#AQB!
MZ,Y)^8CQ4V!W1\CT^S9WP32GIVC"QV6&E+'2G-6:G,FU=0UT9^R]@G3E$I1!
M!\X='0[MC[[#OK#%7N&SOEIU2W[<DR25?%IY!6`/MCVPYVR_9U^ZFD3==KOH
MVIOVI;+CC:7&E-JJ%"<W&@`):ONHT88")Y^'WF:X<<J*G#NI;(,%A'(CDB2,
MMCS(T^QBW19$1]M0L!)N#M&<\W46_**)`$H#UZAK:::]T-P!:2=#LIR4<0/,
M2QCQ-W9_:7W:[67!913F\;<!THJJ9E12LYSTS*DB7,F)7&$FRG6*4C%O&\G'
MNDR*M7;)R1RV62.&Z*R*J:ATU"'`=]PUDVT-R3)V:,Y<_"9Q/OCS&^S6T+[C
M%PIG6*IN<T+$B2.$I"7MCZ12B!1$HF34-MN7N'81V`-Q`!VWU*4H+FLJ64^<
MA%JAP=/X"F>,IB<_=%*21N@G55-L`[E,<1#KZ[@81U!*@E92TE<ISSG[I\(F
M_+=/4(/D92'N`BL"E*/:'<8H[AV=WR``^H=H]#`;?KOJ=)2@:5@I)RG(_9A$
MBRX#J;!6DYY&48Y6;))3W$6C1%81[O<3;-B*B/K_`+0J8&WW^/KJHH`-D:CE
MG.4HI>@*!*"%^`3]<OMC&=0T8[<I/'49'.7I"^V1T\8-'3LJ7=W>VDX62.H0
MF_P`=M2MO%"<%J">(''Q/&<5$]/J%QQ'YAPF93`Y"7#PC6EOO>(\?.TU[+)U
M*#L)DU#1;(6L8%GD1ZA]/"L4TBR3Q=<?E*1(1,<P[?'5PPS7U4POJEA7PZCA
M[,/KG%J[4VVC]326NJDX@)Q^CC[H9Q,/^6G+9Y8ZW`?S!P^P6W?GB1N[EF0.
M0>0X_P!L!/(TUI()*Q>.(U83"0_ZDP>KJEV%,Q?4-J;_`$#;R4U53IKZZ6"/
M])&&(<'Q*(.6D@<Q&K.NW[<:E4E,%4-$/B6/\Q7@@Y)!&<P?.'!\9^&O'GBC
M#.6.':,UC)V<4,[M]_EU59[(5VEEA$[R7LUME3NY5TZ?+&$ZB:1TFV_0J90`
M`#&7O=5YW0XEZXOE5*@:4-#TMH2,@E*9``>^,U:-MVG;R=%$TD5+F*W3BXL\
M2I7,SQE*'4`B4/03`'3H&P`&V_\`J_'?6`"0E(2CTI!X1L$U3)))F/=Y1=*'
M:`!N([``;CZCM]OWZG)F9Q(A.A(3,F0S.<>ZA$T&D(-(0:0@TA!I"#2$6_=)
MOMOUVW_#42))U'X8#%'4'PQ[[A?M_P"G]FI%*2F6H@3@)D3$>@8!'8!Z[;_A
MJ,Y'3QE$`9B8RBK48C!I"#2$&D(I,&Y1#[0VTG+&!RPQC'%+?L[B`84^I1'X
M#L(;[?LU/,*&,2ZW`0"!H/+A&,[C&4BT4923%E(,U0$%6;YJ@\;*%$-MCH.2
M*IGW#[0'4BRE7ITS$5FGGZ1S70K4TL&84DE)]X,1]YM\5/`_/[]Y,7[CC1TK
M(Z]PP7"KM5*U9FQU=S'5:NHY5-JF?W!W#^`.Q@W#6,>LMJJ)J6T$N3G,8'WQ
MW':?[EN]FSD)IK7?JM=$E`3TGR'F](R`"P2.4P<H9NR\'%5Q:]<2?%WE]RRP
M4^65%1(B.2CVF-1'?O3(FPDXT$TD4C_E*`]`#5F[M]D+2[2.N(6@S`)F)C+E
MA'4F/W=/7-A3&_-J;>O#CWI==+`;<4DX'$%7JED99QL2"X9^4NA]*MY+HFZH
M)?[)/+V%?YD=*%WZ%7=15IA@4-M^]VEW^[58T5U7\52`?!,A]<:X]W0_;[<0
MI%7L9=,5'XF*K+R!2/KA?L,<>85B9-)SR5X@S2)/D]Q?CW;62IBAL'N*^SE'
MYSB'KV[;ZREM0^TZ1<EAQCAIF%2_GYQS[<5;V3JK<\O;5'=:6Z&90EQ84W/E
MG.7\3A?QN//*0M[9Y/DEQ,8!_P!ZDTXXW=Z(C]I5#9C;!T^\-;0I>U4H$T5:
MW?-('TS/T1YQT;P<?<T*I&J;5Z,"3+QSC8,/B3F?(A]/D+D]0CMQ,`F-C3#;
M^F/0(/0Y2.Y2\VDH#MZ")>@Z)N6WVDR;H"H\U.$S^B!M6XGG`MZOTCB$)D/L
MC8<?QQ)V&3MN6LS9!9+F*9Y`VVV1Z\`N8!$3=C2*@8EXFD;<0`OOB(`.V_QU
M8F[!+BE4U.TVDY83('F29Q?FTJ('S+SSLOQ1M&J8JH%*0,A6JA#1:9UBK#_!
M.]6[R^AP<R*CQP00'J`%,7KK'N5E8](.+)2#ED(R+-#1LC4VV`HCS/TSA?F*
M/<&^WIT#;X!^'PU2G))+@&F*TB%`(5(\HJ*(;AML&P_9L.J:%(/^6#*)C\0Z
MA]?"+^JD3P:0@TA!I"#2$&D(-(0:0@TA&I([,N+9:S%IT9?JP^MP*&2-66[\
MBDZ4R8;F]R.[0=()=0V4.4"#\!U<.6VZ-6_]0K:9Q-.>,CI]_$QC6;G0.O?)
MTU0DN#AQ]T7;)F'&-/FVU9M5[K5?L3WV!8PDL_(RD7_U)@!`K!LH`J/3'W]$
M0.(?$`U)2VFNJ:?YANF6JG3,ZLP/,C*7C*)GKE0TE1\M4/I35F6','*4;*;*
M^_\`Q2CN0R91((AV]Q3=2F*'KVB'[-4R!Q$E#"+Y)5_4%(.(C,U")H-(0:0@
MTA!I"#2$&D(-(0:0@TA!I"#2$&D(-(0:0A-6BU5RGQBTU:9V(KL2V(8ZTC,O
MV[!L7M`3>V51PH05%3`'RE(!CF'T#4S=*_5KZ3"5K41DF*#[]/3#JOK0A(Y_
M9&GJARFX\WN?;5JIY=I,O/N7!6C:*))*-'KQX<1*FU8)2#=H#U=4Q1[2IB8Q
MO@`ZR#M@O=$QUWZ=U-*,U$8#E&/8OEBK*D4[%0A57P`S//.4."(8QOS``!VD
M$-MQ`1'??8?B'IK&QEXN:0@TA!I"#2$&D(-(0:0@TA'-B%[5Q)YZ.3=CA,,9
M,RZ\>\2\2MCPV(H:NR<W&@M[IUY!^C8[+6&B#)<4@)W)K'4.<Q?EUWRM9-7V
M!M[CBTI<_5W$S)QEB,^0SCBU._\`*]WJUMIHJ;%L20E(XR3D.9R]\)[FEE5W
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M1PH88"L<A7]AD9FJ**J`;V64Q:(Z88,!,IV@=$"=>G2WMFP;?7]KZB\-.*5N
M9%274I'&G2/5AX24<.4+MO>ILV]V[=4B5F<0ELG'!2I@&>6<L^<9/,+G5<Z%
MY`.%?'K'ZK]+&TWDY*IYSLK);:(<6BZD8LJ?0'#LIP]N7BCD^M<-MA[F[U(1
MVWU5VALB@N6PKYN&NG^HM4FMA'$!N>M0'T>PPW7NJJH=X6JRT>%"7QU%<"%2
MDDGGX>,:XYNYFE*)Y,N/N)[IR(S)B3CWD#"F2+1=F-!NENA>ZTUP8P*VK'%J
MD;*RC(#BY6]U--$4U=@[S%V#57:^W:2L[6W#<2*=MZ\T]2TAK4<-"OC)&$R/
MXG$FZ[Q44^^*&V%];-K<:4IW3F99#"<O.4*++7*N6J4GPJXF<9,[6JZ/^9V2
M;C])R$OQI*TW&F8EJJ9'%F;Q@V9**D9*TH'=(-F2SHB!T0.<X``E#>SL&TV:
MFWW7=EZI]-/;F42:!DE;B\$@RG).$SG*+FX[A0BIH=N6BJU5%6X?S%#$-@B<
MIRQR\<90O><>&\_<8<`WGDUQ;Y,YZ?9)PK$_SQ(4+,V1)C*N-\DUN,=-C6"K
MR%=G%46L([7C#JJ(OT`.J@9,``H[[AC]B/V*][F;L&Y:)!HJY?3;6@Z2VM0(
M!$LQ.6!\XOMSTM?9;0]=;+5."MITA:]?J"TB4P`<IPS*T\ML\-.3WC0Y@M,D
M9"8\+N84)!U#)V+5K(\5J%+S19JVNE`LFS<W_I+Z84(*0'*0BJI0WV$=M;XG
M8EB9L>X=LJ2%[OM:RID@XK90H+)\2$!05&F.[FNC=_M%^?*_]MUZ4`_TI=*2
M"%#Q7IT^V'>H\]LBQ?E*B\*6)NV8\4<AUZ5PGBRWCL$-/\A:A]3<;,LC*#NF
MX?)-DU(`4.A0<(#L81W#6JM[*MZNV#EX8=U;HIWA4.(QF*5U731,?\9U>4;.
MO=]8SOY%MJ!*R5"5-)7DGKM@NG'+%O"-1Y>RKR?<<<^1_(C"V6;1'V/*W+;'
M./\`BFRM,X]=TFM5MG<H#'3E@\AU"BD2)GLA1\N1^3M$JC02DZE#5[8[#MAK
M<5#9+\E0HF+:MZM(,U3TK=F#X-E($8FNO=\>V_6WFUDAYVY(:I9Y:0M*29<9
MF<.$XY<]T.6.$<TXKO:%@P%S5PE4I>/S)B1O).*_:X*=BF2H-[S1'8E3/+4N
M;.0'#=RW$W;N)#@78!'![EV2-LW6GKJ58J=JUKH+3H.H!"C@A7)0&<;%8MYL
MW^@>H:M!9OM,TK6T?2I2@/B3S$Y0RSF-G7.6-?$3Q+SG"9SRG7,FV7)>$86\
M7]G;90)R6@[I,S:%J)(N$`.X<@HT8D!+M*8Z.WR@(ZWO9VT[%>.[-QL*Z<+M
M3-/4K;;)E(H0DI]QG&I[GO%SMW;FBNB'U(KG7F`M8_$I>K^/")%<3N,5VNF\
MD5L+<K\_93+`4U!Q--K5?;^ZF<;SJ55FY*&=5Z8ML/$/VA9[Z,ZIR-RJ)F%'
MYA#H77*5)>14T":JD::;74%$P!)P:P")3/PY$^,;Z%L?*5[E-5NNJ%*5&<YM
MJTS21@,Y$R]D0]X+SKRKE>'/#K/6+>3.2,F<KLDY[8TJRXBMU]&^5W(=&_F.
M0;V5'^07;TJ=8/`5%BN]_4>P!*9O\P]RA"Z[#=]O;/HMW76U7"D*+`Q;@MI:
M<"V\4`I*E<0I1.>4HYA:K[>7=NVRMH:HKO;M:I"D*QUH"L1I\!*1XS\(?ES\
MY8AA+F;BW'')?(.7<"\,;WBIZ-:S%B28G:>Q3SN>T)LS1^2;[7$UY.'@PK"B
MA6K84C(F<BFJ)@'6B[4V@K<.U*BKL(:J-RL/S+*B-19"2?2#F2?Y1MN[;W46
MN_TU+>-;>V7@1K1,$.'(J(&`&9\(EGP7#DKV**?%M\F3&8&!63MW%9*G)8+#
M*V>$E)!U*0B[Z;*JJ,LHUAW:*`.!'N5!(#F`IA$`YY=UD5CNIGH.`2+<I:5`
M25@?Q3CHE`AOY!EIESJMS$E3G,8D&?B"!$+\/-)\U/,QF[#F8@+/8<X.8OK,
MM0\1RH`K4;%D2Z"=1;(4M$+_`,";FX5LLB5F<Q1!H9$#E'?76JBW-;4[1TEW
MHA.X71^2W)34A*%&20>`5+'SCE=/5N;@[HU-!7&='1-20B9`42D3)'&4P?9$
MOV2.,6$\JO,?3=FQ]6S3F*[O6[_19I"(:(RD!/59516-.S<IE*HBW#W!*<@&
M[3%]0'8-N2T>Y[PA#B7'''6UE2-*E$I(D,9'B.!CH]19K8Z$K;:;;=0L'4E(
M"L/$#WQ%3R$Y(2>"O+5A*BWG.F1*AQ[LN`[M=[%533EEDZP\O,2[B$*Z5*#A
M(^3=)L3HN5_<1!+V3"4!,8.@:Z;:-K4ET[35U\13)7=FZQM(5/%*53U#^1C2
M+IN5^A[CT]I?41;C3XYRU2\(2F>>8[3(_DA\>./N/G(>^.L>9(E[\TS'3JXZ
MN58KLTE`PIWM<!Q'SD/$)"F+A!45A1]P5@)L<"[@(U-N[3I%=O=P7BZL2NU*
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M.X*&D54-+3@%A/Q)4/!/TQC-UWBY[+NEM?H7E/6:KJ`TM*L2"2!GPQQ]A$;7
MR)D7)S'S4X'PG&Y.OS3#]PXH77*,YCQO9WR=7?7")FK%%QT@:,#9))NFSC4=
MVX`)14`3[[B(:M:&Q6RH[/7#<:D`WFGN#33:LO2HIF/'$GZHOZR[U#/=.CLH
M4KY9V@=6I/"8"OIPCY6&\LY/\@G++E=3R9.O&(N-O%>X,L75V(Q)8GU(OF0[
M^BS1D)^QV.ZQQTY5K76I7::2$:F4Z"AB&.8P=PAK&7ZP4>S]L6UYT=2[W!OJ
M^K$)1/``9$DF1A9KU5[HW/<&-11::(].0P*EY8\L,?[X>_3N,%IQGDQA;*YR
M#SU::$ZIUOAK?2,IY.G+ZFK+O4&0UFPU=[+"9:!?Q1DW/N&3W[N\H_#6I+N3
M3M*:5RG;-45I(4D2DGBDCQYQM;5H73U2'J5]P4NE4TDSFHC`@X8#.40N<-\[
MP>29GD3`\@>;G(JG9)J/+N_8YQ5',;[D56""I0<PP"M1<M'Q4&[K4BF[3,HB
MI]6Z2$Q3?,!=M=2WW8:.UTUI1::1`2];DN.G#45D8D8B4O;'.MEW=56+@BKJ
MEK+=5)(,\IG#(_6/;'31W?*)NT?4"_FZ";L'IO\`</X;CZZXKZ]$O]7^V.QR
M'2E]S3$.N.<`9]@_+AFCEA+XT=M\+9#PE3L3P\N$G#'EFTO53=RTT_CR20B2
M(>E.(%]L#K;AU(&NK73<UI>[44VU&E3N3%8IXC'[X((GX3CG%'9+DUW'J-Q.
M(E;G:8-`RX)E(^\11STX\Y\RQS7X!9JQCCIS9J+QDN\Y<+X_+*Q3-=ZWF&*D
M>@Q@6CV0;&7>-O?%50RQ4R_)L41$>L>WNY[%9=F7ZS7A:A47.D#3:0"?4"%3
M/#`B+?>5ENMTW#:;I;&M?R+Y45$<">/A(>^<5V3C%GWC9S=O'-OC36&>3<?\
MB:A7:]R$X^/GS>%N<?8*TFT+&W?'4BLNA`.Y=RV:"F[1?NT$N]4PE,;IJ2GW
M+:;[LBGVCN%PT]=;G'%TKTM6M*YDM+`!($S/PE%S6V:Z;<W6[N"QL_,M7`)#
M[8,NF1+\Q./A+AF?"%/F#CMD[G;F'CC=,P8\D\,X+XRW@^8F%`L;^&D<JY'R
MHSCE&U<:O`KTG-56,J4&J9-P50CX72KPG88GM?-K$V;<5+M"V5;-L<ZUTN31
M8<,O0VVK!4IB>(XRPBXN%CKMT7*F_4VNA:Z-T.H`Q4I:2%#5[0(U'DC@[D?E
M10/(+"91I3[']MS#E*O9+XT6!>1BG#NKRV.:55X^@KJ/XQ\[=1KQ2Z5L[IV4
MG:F+58H`(F`Q0SUOWI1;8N%I%&M-30T["VWP`0%ATG6")8Z03ISC'UFU:Z_T
M5R5<4!NL=>2IG\(;/I]\A,PCLV>/CD"EQ"XSLZZO'95Y<8TY.XDY'9AN9ED(
M@UZM==5C(ZWRK`5U4$F2YZW`,&J2?<0AS-^\W4PCK(V'?ME3N>XIJ4EC;511
M.4[*`/@2=1$Y9S*B28Q^X=GW1O;M`:,%Z[T]2AU9S).'T``1LW-^*>3#KR(<
M;.8-2P9.6VBXPPE<J+<*ZE.5QC;EI:]I1Q5/T8'4VWC%1B#Q@^[[RY"*>Z&P
MC\,?8;[MM';RY[5N%0IFYO5(<9(22"E.0P$L<_"*MZM%].^*'<5)3EZG33!#
MB<@F>)(/,1F<H>*&<^5#7`G*3&]0A,"\K>)^6;'=<246]+MGE<MM,DUD$I:N
M7IW6S2Z3*1N#)(#>ZT,J"*J?40`PCJSVQNNVV+YS;EU=<J=O7-E*77!.;:Q/
M2H3X))QXY<HK7W;-9>$TNX:-D4]\MKA+38$M8F#I/G+"-C9T6Y<<P,"VCCFT
MP#*\>IO)T0WJ>1<FWR?K<S4H"MO'#8;4XH"%:F9N:EY5TQ2509ED6C1/^+W'
M$!#6+M%18=K[A3?$U'S::-86P`F745(RU`@2`)G[(RUS_P!P[DLPMCE+\L:E
M.ETDS*!,'TR\!+&?LC-Y6<`&5[\>++B#A9R6$M6+*[CC_)"U/B)?70=UQ;(P
M4E7[0X.78A7[Q:&[G`%$"B*I@`=M7&U=^/4&_P!>Z;NGJ4U27>LD9%+R5)*?
M(:L!X15O^TNMLP6*@]3C&CIDY@I.!\#F<(U7R@\<5DRKX]\;8-Q]/J0/)+%<
MS5\J4S)`*`5[#9N=S*-HR18T51,4"I3DW(R(B7N`/;5`N^P:O-O;^9MN]*RX
MUK:56.L;<8Z4L.EH*6L/P$)5YXQC;]LARNVK2V]I2_U5A:'4KGZNI+2LGS&'
ME&V>3'';(P\/\)85Q%35[/:*5DG!-TGFS!W'1S85:-<HF[Y!D%5GKUH074_+
M@^53*43`+A;YMB]=8O;FY:&GW365UUFIIZ@JV@3CBXRMIH'R!3+RC)7NP5_^
MVZ6@H`.NU54SI2,I-J0MR7@H@D^9A.<\?'JYY01=3Y`8/EEL#\V<;0I`HV0"
ME0%K9HU9JDE+XLRNU9G41LM1EDR"F8IQ7!#<3)@(F'4^Q]\HV[6FT7=L5FVE
MJGTEXAL_U-YR(Y"*6X]H*O#8N]O/RVX4HEK3AJ'%*N<X;[S%X=\C\C^-3BWQ
MIQ]1D)_+6-KYA*Y6Y`\E'L(1E_EN^DG]A0^H.\2,99^J^#Z8J8'(("/<)=M;
MGM3>MBM/=2X[HJ75MVFI8?0VJ1)'4$D\)Y?4(UW=6U[W6]OJ&QMM=2Y-/,K6
M$REZ"HGV3(]DXD*)?LW7Z!RB@[XOV>@G>XXDX0@RTQ4'-BN%F?0SF.AT8I6,
MGW3']#B/JU@4.\626+WAV%-N;7.BW:J6HI'$UIJ$,U>L`@I2VC4"K"6:QRXY
MQN[;=RJJ:I"J9+"G*;0<B5J*"D>Q&7D8B-P)XK\S57A5AS^5X*M<>O()QMN5
MBN%`R2Q;1:D%?TY&8=NW5,ODA#G<R$]4+!".!;JI.0.+=SV*$)\O<'2+IW%L
M=3O2K<JDES:-R80V\`)J00!ZD3Q!2KAQ$:)1[#NC6V6G&@EO<E(^I:",)C5,
M`^SC#X[K9N3>;,9Y%Q/R,X%K7R)O=-:Q,-%Q\W0)6E1-N6JWZ1-NIL\[8T)5
M&$);5%'L>\:H*OD&/:($!8`*&E,"Q;=NM/<MO7-U"D56I6E*@>F%S3.0`,P`
M"G'W9[37IN]VMCM#=*!#KKC!`F1I2LIE,3GB"?#V0Z7@)QQL/$SB1AKC_9K`
M6S3E"B9=%Z_266<MF@3MAEK`A!,'3LI'3B/K2,H6/244`#J)MP,(==8/=U[;
MW+N.IO;20EMY<Q(2G@!.7,RG[8S6U+0Y8]OTUL>)+S2,9F9!,S*?A.4,^Y1\
M(,VU;F%4_(-PNE:F?+R-:/0\T8;ORK]C3LQ4PX*`#MI*139TZC;A'(JB5L=0
MI$?D+N<.NMNV_O&U5FUW=@;I#@H%*ZC#Z<>DL8R5^$GEG/&-9ONUZVEW*WO2
MP`*KTH*'&C]],I88Y^>4A(PXN)Y`<M\@3V/JI'<0;AB-!Y:80F3KYD6QT>0K
M,13FYC#9U:@UK%EFIF1F7(;!'E=MD$Q#<5>T=M:[^E;9HVJAP5X?+:3TD!"A
MK/":B)><9IFX7ZL4VE="6=2QK*E`@#C(3C05[P-G&9\L.(N4T?CB2>89H>#K
MGBF5F2OH5-^[F;2YBG#679,%),BYH1J$:/?WE*MN;H00ULM%N&TL=JJO;1>4
MB\/UB5A(G\"?'*<8.X[?N-1W$I[TEL*M:6)*)X*@YA\?,Y9#\@/`7.E`H+JP
M8SXWO;^[R)(-Y"(:.EPN4>1@Q1A&CR2;&<*1ROSK^X!"]@#V"([:H[4W-;:#
MM_?;)7.$W&M4@-`SQZ9SY3(D/9$VXK%5W#>=JNE(U_X2AU:B!_5F/+[9QAY(
MXHYYP%SJL7/#C%"1.2Z[F>AP=`Y&8$E)`D/871:V=C^BW3&4FJ9")/8P38E(
MY0?N6Z!P,<0,(CMJK;]W6J]=NF=C[AFU5T52IVE?`F`E25!:'`)DS)F"!%U4
MV*NMN\G=U6@!::FG"'FS]XIEI4/("6/&<*'-G'C*'D`R5QW=95QY+8(P+Q_R
M4QS'(U>WOX60R;D3($&V4"KQ**-7DYZN1M,BWQ472ZHO`=K*IBG[8ICN-AMG
M=M)L2W5[-M<%1>:^E-,E<B$MMJ7-:L0"5*3,#EA%"_6"MW?5T#5:W\K;*.H#
MQ3.:EJ3BD3RD%9^$XMY#P-FZ1\N&&N5D3CUX]PQ0^.EJPU.319&(+(*6"Q3$
MY+MI9BP5D4UCPC8DP1-43%!8#$-VD$-M[VW[DM-+VGKMJ+4/U-^X(>2)'X4D
M$CEP,4[A9KBON/2[C2V30M4JF5*ED%`XSYB<(5MQ3Y-\-N7N<>1_%>%JV8\+
M<GGL?8LLX0GY5Q7K=3[PP1*B:R8SD02+#/FLN0@%<MWSA`I=MR@/0=1J=SV?
M=VU*"Q[A5\M>+:DH:=`F%M$SDKC,8?Q.+7]#O6W]V5EVLS8?MM>4EQ!PDH#,
M2YY_1D(?;0<N\@<AW,I);CI9L18\B*S/*3`W^:JKRTV2R+(MR0$?5T*I/SL:
M1@FH5?ZA1TJB80,GVA^8`T:JI+-0T!6U5EZN+H`DD@!,\YD"-LHJ^^5E86WJ
M+H4*$'$J$U*EA+PG$:W#/&W+?BO!\FJE8>+4I=R9NY(W;+U0>-+-4U*]$Q%U
MF&"Y&]R0>V!%X1>*;MC*&%HDN(F``#?72MZWRQW]NUU-+62J:6B#*TA)`!`D
M<2!G&C[:M%\LSE=3.T8^5?J>HE<YG,^<_P"V)TNYQ]!MN3ZKV`)OL;Z?WO;'
M[N_V-_AMW;?#7'-(Z_2QZ7/C'6.HOY37(:].49X>WW#L)>[8O3^WMVZ?V:MB
MEKYL*U'J<I&7\HKKET@!_E\X\#;<>[L`-A]=MAZAO_?ZZJNRUI^'ISQGG/PB
M4I3(%M1T\I80&`-PZE].H_=]P?9OJD@-!2L25$G/AY3X^41)]4D@REB1G%)0
M+L7M,42_#8/A]W3TU41Z6Y-ZE*GQP/TRAZM0SZ<>D`FWR"7L#?T#Y1#<=_N#
MKO\`CJ=)!!U@!42O!9>3,R3%(^UW]03`=OGW]>W]W?\`'4Y#FH2(T_3$RM03
M(2+$\28K-MUV$O=OU]?3X:H.)=^ZI'5GQ`R@LR6F0GAA_'+S@+Z#U+ZCU#[=
M^N_W[^NJJRZ%`2!1QG$DYI,A+'Z8\*'KVF`>O7IT`=OV:EP!)3,_9Y?V14.K
M[L]?&*B]G3J43=WJ/0>[;[_CMJ5!<"I)$VN).<X-``*Q)'&/#`7N#80[OB`[
M_E_>$1U$$D_G`#'#RX?3$I`^9223JD<.'\H!V[4]NSMW-MZ;=N_42_?J8F9(
M<$L,><^$12%=1.LF<C/[(K-[?3<2_N[`/V_N_COZ:)(`_+`,2*!+N9!]L4`!
M?@)?7IO_`'^H?#5*2=9*RK3/CD#R'"+DEP#*9^R!("]=C$$W<._:`;]W^.JV
MI93,)`QY\(MU@3])5I\9YP'VVZ@7MW]1_P"O\?QVU([(S#F")8'QB=&J6$^I
MQ\HI`"[AVF+Z>@!\OW!Z:DDQUO6?SM'T<XFDKIRF-<\XRB=O87?M]/NV]?\`
M'55(`2`DS3$#G%M?M[!_+MM\V_IV[CZ[?#?4CFK4):I>$3M2U_BBP`!N02#N
M'P#8=MM@].GH`:EIA3!"PV2<<?.+=W7U9F?5X3R\?"+@;^X&X_/^/I\-_AMJ
MMZ2N>(5++A%P2O)('2EGXP%[.X?R]VX[^GKOJWTL\5'5QSBDF6@Z):YX^?&*
MC!U'M$/OZ?'?KOMJY'P@83@H@)$Q,Q04`[@W,03==@``WWV'^_;5)?3TR5IZ
MLC(Q!*IB24R]L5'#\W</3X]!VVV#??IZ[:IK#?607"=>C+'/ZHG5T^B0KX98
MF#H(!OVAT#[!Z;]-M3/2(DJ0//C$IF$@-S+4HHV#XF+Z=-PZ>OPZ:B[H#?ID
M7/"*<G"DR,D3XSBK8-^H@(_'?4&NH$B4RKQB9P(D.L1IB_\`+V_N[?AMW?X[
-ZKXR_%$<)?@E]$?_V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g521205pc1a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1a.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`WP$L`P$1``(1`0,1`?_$`)L``0`"`@(#`0$`````
M```````'"08(`P4!`@0*"P$!`````````````````````!````8!`P(#`@<)
M"`T*!P```0(#!`4&!P`1"!(3(10),15!42*5%A=X83(C5+35-[<Y<8$SUL<8
M2(CPD:&Q0G*R4R1T-5:8T5*"-%4F)U?8"L%BTI,EA1D1`0``````````````
M``````#_V@`,`P$``A$#$0`_`/T\<+N0?-OEAQ)X[<F)/*?&NCR.<\65O(SV
MG1W&O(LVPK:\ZFJHI$M)AWRDCW,B@V[>P+'12,;_`)H:#9O?F9_Y^<>`^[_-
M7OW_`*KM!-6&!S:+J?\`K;R%C>[MP18A"I4/$MAQHM'K=2_G%)%>;R[DTDLF
MN7H!,J:;04A*(B93J`"A/>@:!H&@:!H.%8=@+L&^XCX?O;^S8=Q\-!A%SO-2
MH%:EK7=K-`U&K1*`*R5ALDBVB8=F7;?I6?.SHH'4,)=@(414.;Y)0$?#00E6
ML[2.4$DW&'J)89BOKF[K3(%S;N*-2WR)1#I7@BR34UDG6BI0`R:B#0I52^)3
M]/CH,Q<5K*4V!RR.4"5L5"E.HQH=9CR=('#<R19>U$E7A3B'B!^V78/';01O
M/\5<?7$JP7FWY:NB+A)4%VLGDR8CHPYU!Z%2*-*W[C:@)A'80\`V'V!H-;[5
MZ0?IUWX5E+SQSB[2JX`3NE)VWWETN(&V`QS.!M`*@81^'?<=]!&:/H2>F?%+
MA)4?#=FQC(HB!D);'>5<@0C]ML&Y5$3*S;]+N;^(`)!T'I)^E]EBD"*G&;U(
MN76&U4>H["%N3FDY?J/B4HIMW;&S0#:451+N'AW^KVZ"(++9/7?XI$-,+0G'
M+U%L>1H=4BG5(EQAO-:D<B81%5&'051AI.3`@")4FY%P$P_O:#-^,?KF\5<P
M7LF&<]P=YX59_;+DCW..^0S`U;C'S\RQ6WE(:YN$VT0LFJMX)BX(V[@[`!M_
M#07;M7S9T4JS9PBX;K((KMW#=5-9)R@N43I+H*)"8BR*A!`2G*(E,`^W0=@`
M@/B'QB']H=M!YT#0-`T#0-`T&KF41Y)!<GGU;Y8P_4ZGY*/\I"7#`]LO<Z@\
M[)O/KKV6)SY063INY6V,DD6,2,B7Y)CJ#\K01[U<S/\`S\X\?\*]^_\`5=H'
M5S,_\_./'_"O?O\`U7:#''>3^4..<E8"BKSD3"5^J&6,J+XUG(JM8.N>/K!&
MI*46UVEK-1=BD,^7YAW6[RO$3.@K&J`JFH;8Y!`!T%A&@:!H&@:!H*7_`$>/
MV5GI_P#V8\>_DSG060:#.Z+_``TG_B-O[ZN@D70-`T#0-!\AW!RB8H)]1BF'
M8.KQ,4`#QV`OM,.@T;Y[\YL=<&,'R.4KNS6GK*_=A7\9X]CUNF7OMR?(B$;%
M(F(!CM(PB@B=TYZ3=I(@]("82AH-6^(O%7+F>1JW++U!YLEZRM.@2U8VX\&(
M<N'>/$*^'S$*A'U,Q_=UCR'[N,F9Q*R2;A9JH)B)`4P"(!;#8826?PSUI7)\
M:W,.&Q&\;,J136:2BE0`I4U0BW2C=NZ1+[.V)RAL/[F@HF],'G/RPY=<K^8V
M'LNV?&;2C\3+@YJ#;Z#8_5BIK(JP6>PU]N_EI)_/OO<0)MX0%5"-2&`5%=@$
MI0\0WW]2/+F8N-G$C,'(["5CK,78<050]J5J]NJ1+1`6U!*6CF*K%TNG)1[V
M(%-J],)%$!$3&+\H!WT%8%6]8S(6-N#7&K.&4X>$S;RSYGN%XW`G&W&4"-0B
M2R9K$[K#1S*S*\C+3!JRB]22!=VH`JF45Z$P`"&,`;^TW!OJ>7NM-++E+FWC
M?!]QEFJ;YQC7#7'.K7.J4QPX*"ON-U<;U8#S-L=QN_;67!-L114IA)N781"$
M8R4]2VEY6S+A3.^=<<3E.B^-5OS9A3/>*L5L*I:7UKIDF5@[JEYJDN\FX`R3
M8C])PHDE_#%$!(H7QV".O0AY5<HN<N'\FYLY(YB7M;VJ9+=8ZA:A#4ZK5:MD
M9MH&+DE9EX:+9!(.Y59T\.)1[I4T@#8"CON`62\R.`'&/G307=.S_0(R<D"L
M5DJWD".:-8^_4][T'%L_A;"DD#LY&JA@$S5<RC58"[&3\=]!^:3%O*+E7Z$7
M*2M\3^4]IG<Y<&+ZZ46Q7DZ45=.Y>EU-1\5@E-0+MT99Q'%JSEPF$[7C*';H
MHCWFHE`0`P?L=K\^QL,1&3D2Y:R,--1S&7AY2/5*NQD8R2:I/F+UFL4.E5JY
M;+E.0P>THAH,BT#0-`T#0-`T$2V[_;:O^KMO\@=!C.@:#7/.?Z2.&'VHB?J>
MR;H+#-`T#0-`T#04O^CQ^RL]/_[,>/?R9SH+(-!G=%_AI/\`Q&W]]702+H&@
M:!H&@^);IZC*FWV(`D$!]H@'M$`^'??0?D5]6ZZIVOUCN#>,\E.!+ABHNL2R
MS=@Z,)6"[^VW-522?.2*"5`YSO&;-N<YAW`GR0$-QW#]:VY".#@D=!-JH4Z:
M?8*!C"<-_O1*&P`4/`"AX;!X:#M"G)L0H&`1`R?A\(;'*`[^'@(:#\:7I5-^
M62_/7U7OYJTI@6)=%SM*#=3YQBKG)MCLQOUV"+^C04YXT426*<5A7!P!BFV+
MT^.@L"]3=CZF*/I^\J5LQVKA6OB\F+7WTS;XXK66F=Q4C_><654L`YGI9:(3
M?"OVQ(98@E`!$!^/0?GXX(RIG_J$>C]$Y&4$M2@,0TYK047XE]WI+2#G(DC'
MJ-R+CV04?7(VR@AN)E!#X=@T']"M$&W0/WO2"AO`VP"':,.XB!A#[T?'Q]F@
MC+-+9A]4>67946QGR6*\A($<"4BCE-!2K2AU$2*GZE$TU3IE$X`(`<2@([[!
ML'YY?_:WF`>&><>D2[%Y'RH_)$/AJ<!X[AM[1T'Z;RBGVB]70(`4>O?;P`?'
MQ_>_^.@_/+_[EG'E"LGIUJ7:=38$M.-LNT-U37RAB"]Z[.\-7K-%)',/=6;/
MX%R=99$=R&%L0Q@W*`@&_'I".+DZ]-+APK?RO@GC8@B2D+(=0OP@DGK]*K=\
MIPZRE"N$:]`#[$]O@VT%EV@:!H&@:!H&@B6W?[;5_P!7;?Y`Z#&=`T&N><_T
MD<,/M1$_4]DW06&:!H&@:!H&@I?]'C]E9Z?_`-F/'OY,YT%D&@SNB_PTG_B-
MO[ZN@D70-`T#0-!\:A!4,<I_AZB$]GL$/#PW\0`=!1)ZT7IG6GF10:[F'"12
MEY!X41=*0<>BOY)U=:P95.2=5]B]`2%0G8R1:%>QQC&`IUA,EN4#`.@X?2K]
M5VK\B:_$\;N13DN*^7F.&J54FZ_<MJ\;)3B$`(X7\:WE`:F;6LR+8HOF!NE4
MRW4JEW$S`.@N^FIQ"NQ;^9?-I1TVBVQWCAK$QB\M(+%2+UB@R8,"*NGKD^VQ
M2)E,)A'0?F:]'N@YSP1S8]0*\9IX\9LQQ1^2N1%+-C*S3M`D1BWJ0WZSR":4
MN=@9\K`J*Q4PBN!G)")@41ZC`(;:"TWU;XZYWS@1R"Q'C#'%ZR3D/*U1/3:E
M6:57G$VX=/5YJ(7=KOUBBDSB63=H@<XJKJ%`P%\-QT%!L7Z5N9^2'`_A^M2:
MW>>.?J#\)X*2CHICDJLRU7B[9%MKG(6B'A8^U&17BC/H]^X(YCW)5%$AZE$E
M@*F;J`+:\*>J3E>H5>.J7/#A+RHQ)F.OLBQUDLN-<,6#+N++O(1Z8(JSU7G*
M,$DLS-)G*"QT3E[0&,)2&$NV@RG^?+;\Y&SO8F>"\]8AXR4OCS>(.'LV6L73
MM6M6:LS7)%1I!0E(I1T']F&,@HM%8`.HDD*CAT!1#I+OH-%__;8J36'\!Y;P
MUEBF7W&>2+!FA>WP%9NM%M%<7FZXYK$<0)".=R,6E'.2@LS4*<G>*<@CL(:#
M]+LE/14'%R\O.OV\'"1+!W)RL[*NVS"'B8YHB=PYD7\B[42:-&;1%,3F44,!
M2@4=_#<=!^:;D-"77URN0./\7XX83$+Z9_'N^?27)&:WS9W'-N1]YC^X@:OX
MK3<%2<3%78HF5:(2)"`VV<++E.8>V&@_3%68**JU>A*U`1K6%@:U%,8&$B&2
M8)M8V'B6R4?'1[5/X$&;-`J91^$"Z#)]`T#0-`T#0-!$MN_VVK_J[;_('08S
MH&@USSG^DCAA]J(GZGLFZ"PS0-`T#0-`T%+_`*/'[*ST_P#[,>/?R9SH+(-!
MG=%_AI/_`!&W]]702+H&@:!H&@XS)@80$1-X#N'CX?!_<\-!QG2('_.W,<!#
MY0AL/B(;;;;:"L;F]Z6'%GFP;Z36^KO:)F-AVE(3-6,UTJW?&#U,`\H\E'*!
M"-["5HH4!*#@#+```4BA0T&AU<IGK8\$3$B*=*43U%<&PX=$7%6B1&J9KC(A
MN``DW;R#HR;EX_*AX%`RCY,Q@V``WT$ZU?UJ\35XQ(3E5QWY2<4+402-GWT[
MQ+8;'1@7#?K52M]8:/69FW7N7J53(;8/9H-O:%ZE7`K)35%>I\L\)^8<!VU(
MZ7NK*K/D.HVP)KQ]C]V.D5RB/RBF*'2/P^.@V&C>07'^932.PSOAZ42Z2J$6
M:Y.J+@O1OX&`23'2(;>'A[0'XM!V"N>L$,B',MF_$C<HB/5UY*J)/$=MQ*7W
MP/2;;X`#0=(')/!;M8H0^2H>SN"G!,B-2-(VLRAC"(=)#0#.13`V_L`#^/PZ
M#L760[Q/)JI8_P`93KDQB@5.8R"K]"8%(%!^2Z\NJ1W89!$"^(D2;$,/LZB[
M[@$#VWB.7D"]:*<K;Q(90J#5VFZ:X(K0/:7@T[ILL"K9Q:()FX-8<D&04+N5
M.;>*LP$1_P!'V'IT&Y<%68"M1C&!KL-'0$%%,4(V*A85FWBXF*CVQ`2;L(R-
M9)H,X]FBF&Q4TB$*`:#O"HIE+TE`0#?<``1\-MM@#[@;:#ET#0-`T#0-`T$2
MV[_;:O\`J[;_`"!T&,Z!H-<\Y_I(X8?:B)^I[)N@L,T#0-`T#0-!2_Z/'[*S
MT_\`[,>/?R9SH+(-!G-(.4BLEU#MN1N(?=V%3?09\9VB4#"8_P!Z43CX?X(=
M.Y@VWV#Y0>WQT'$61:F*)NLP=([&`2&`Q1`O7X@(>P2_%O[=!RD=(G*4Q3#L
M;8"ATFZA$0$=A+MN`@`?#H.052@`#\K;VC\D?```1$?$/N:#SW2=0%ZO$=M@
MV'QW#???XO'0>1.4/A\/;O\`!L'M\=MO@T'&HJF``(B;;?[X"F$`\-_'P^'0
M<`J`)_`!$QBB)>DH_*V#?8?8&^WP>&@X$`*D(%-]\<#&3,4ZAA*7Q';I,`](
M@`^S0<+YFC)IF2=-VSEN)1*9%VU1>)*E]NQD5TU4A']T`'00Y9>-_'RY"X4M
M>!\0VEPKUF76G<;U%\J<1`0W%5Q%*',)_AV'QT$>%X-\-.HKA3BM@8ICFVV#
M%U7$H"7Y0`9(8[M@'[VV@D&!XR\<ZL<'%9P+AV#<$*'0K'XYJ3=5/I'8-C$B
MBF*!`]@^T-!,4?'1<0@"44Q8QC<!V\M'L6K!$W^"`]IHDB0>GVAX:#LP,!P'
MH,4P@/28!'<P#MN`"(^P=A]@Z#@%9N0Y2J'`BIC"!2&\#;%'8=@$-Q*80\!T
M'.BX2/U=)A';HW'I'8`/OT^/B&VWM'0<W>3W$.K[T`,([#T[#]W;;0<?FDMP
M`>L.H1`!$@[?)]H[_%H`ND0`1W$0`0`1`!';?V;A[0#0>!>(`)@$XATB`&'8
M=@W`1]OL^#0>_F$MM^L!W';_`)!\-QVV^'0>X*%-[-]OCV'8?W-![@(#[-!Y
MT$2V[_;:O^KMO\@=!C.@:#7/.?Z2.&'VHB?J>R;H+#-`T#0-`T#04O\`H\?L
MK/3_`/LQX]_)G.@L@T&;4L-U)(1$0`J;;8/C`3'#]P-!KEZ@MFMF/>%?)_(]
M`L\Q3+U0<)7NXU*RP2J*;Z*GZY!/9&+<E*X17;+I).DP$Z:A!`Y1V'05KY,Y
M[0<?Z4<C?(/.V0FG))KQ597EG=$:9>49A7)Q:<UFEWKB5=4M.M*,1D3G*)#B
M#04A``$0#?0;-TKEED%&/X6<;Z!Y'('(O/'&^%SK>+YD>0<#7J31HR!@0LMV
MGX^$31?S,K.V:7!I%1S<6R(GZS'.4B8[AE#/E[ES#O+S$7%/DK5:1)PO(^,M
MRN!,X8Q]\1\2\MU#8FE;)CK(-/G3NEHB;6B]W#!XT<JMG!2&*8A!\=!V'%?U
M$L><@\6\B<AV!!M17G&;)>1*ID"&<*K=P].KCN0=4>[-$EBE678WNN-RG:F(
M!DUG8'(F(EV#0:_RWJ=7A_Z9S+GC3:'4(ZQC>R5.3Q_>G,RUCH5)SF8N,5"3
M+AB9-_'RL1&.DGKE(_24JH&3'8/'03/D'F_:<04>%<RS["&<LEY;S+1L'X`@
M,-6*29U^1NEUCA>."9+E)!>;5KD;5F**TF[4;@JJHP3`I$^Z<``.HY$\M.0W
M"H<:Y)SQ!XIR7QZNV0ZAB_(UGQBUL58N&'+!?)1"!K]L)&V!Y(1UVH*,Z[20
M>=*C5\B4X*`!B@(:#&:_ZBM[KN)N=T]EC&D`]S'PWRI+X]K>-<;+2[HV6V5@
M@F-@PF^ARR(J/0D,D,'@J&23`Q4"HJ;;])M@FVO\S7V6R\6YG"\?6Y2LYMPI
M=,[WQ6;-(G=4VF5F`9$9H1R[,4T#2KK(#[W0H#@H%*1NL?8#%VT$5<4/4L8<
MI<'9(??1)'$?*7$N-']\NN"+LHZ+T,#U]Y/4Z\UA8HIN[5BN[M42';/VHF4;
MB<4U@*<`Z@Z3(?._-E32].UKY+!E9>\UH*7=W&=O#RQ,ZSC21B\9)9#*$:H6
M09A(,5U3>2'S2Z)P,)3`(^S09;D3EAR'K>4>%N(*TIQWL<SRF#+K68O\:I<)
MJD1"^,:L]MD;(U7W>\!Q)Q5A10(V5!=7=NKU&`Q@#01M,^IS<ZKPZJO(C(V+
MH#&4O,<EGO&VT6^4>SLWA6ELXRZR]0<YX6D&#-.?D,5OSQ(^4.8J1BKJ@550
M"$$Q@LTP-9+E;:,2P7"RXSNR4I)N7]-NF*#/AJEHHSQ)NO7Y42O'<@1.5.!U
M2.`0<+(?(*)1#<0`*\L3Y<R#S9Y6\OJ6TR1;\4X$X=7V$PNP@\;NVE?O&3LI
M.X`+';[-9K>NS?2D=68$BZ32-CF7EA<&`ZJRA@Z2Z"0LV/LN<%^/'++/L#E*
MV9LC:3C]/(^/Z'G.4&S%KCVKL'9K'7FUJAH^+GUX2P'.@<GFC.%D#@(%,)=!
M'/(OU&GF*>'6)L[T.:P/=<JWJ:P+%3>-U+BF\:-S9BGZY"2A8MG"RCBP`M5/
M?AE`*LGTG[&RG3N.P3W;>3M]G.4!^'6%8NH+Y#I^*(K,&:,B71.4/4*+6[$_
M/#52(@ZW%+H/[#;+0_257*D=PDW:,T^I0QCF*`AB&->6^68;F$MP?Y&U2D,K
MO;,6RF8L$9:QRM+ITO)54@'Z<3:H.>JTZ=:4K%VJCERFJLB1PNV<-C`8ARB.
MV@@7'7JB3@\(+7RIRECR!<797DQ<.,>,\98]?OFB%WO$;D]UC*D-UYB=,HI&
MEL+QIYQZJ!3D:M0.!"G.``(;O1*O-..E*3*3ZW'N?BGE@B6V2ZE`15UBI2IP
M$@4Q9%Q3;1(/UV]DDH9<0`"NVS8CDA1$.G<`T&LF%.:&;,L\@N0>)W<QQAI3
M#`_)HF$6T)8)BR-+YDNL%AH2=<3E<:GDTVZ%D.C+*-T6P(KH'70$1,!3!H+9
M4Q^^+M[!']X/\']_8-!R:");=_MM7_5VW^0.@QG0-!KGG/\`21PP^U$3]3V3
M=!89H&@:!H&@:"E_T>/V5GI__9CQ[^3.=!9!H,XI`"*TB&VX"1N`_%ONIL(_
MN:"#^;V)KYG7B?R%PQC=*)<73+&*+GCZO!8Y)2)@&;ZTP[F)(_DWZ#=TY29-
M!7[AP(F=4PA\GPT&N60.,>:[5Z6<IP^BV-7;Y?>\8([!*!GMG7&EEL#:L,ZT
MM/+S;>.%\>%$[<5BD!`JXD'IVW]@1<[X5\@ZA9N%O)3%1*`&?>->`F/&W*F,
MK;./DZ%EW%[F+B6\ZW@K?&L%EZS88:;C//1*[AJJV4!04W!/A`)-R1QJS-R'
MSOB+D-D"M5>CI\8Z=E-[A'%;:W_261G\SY,K8UXMKN=N8QK")C*_5H\3%:MF
MZ*YSJJF4.(E*4N@@RD>F7;8_)/&6_/;6RKE<C,(4G''-/&$2)Y:*SU-X>D&]
MJQ&]1D%&[)%1K%7-1<[]4Y$U7<<1-`^_R@$(XNGIZ\HGG#+E;Q3@66,))?(W
M,.;SKAB3D+8^;0;;'DWE6"R>X@;8F,"X<,99)>,<MNTF1=(X."B([`.X;#<@
M>&^6.1U)K,G6L?XFXMYJP1E_&N>,&SD/*MKE7+3D2H1:L388S)C>OUZOJ)UB
M?@53Q8'1*J[(D<%=_D](AF6><"Y_YP42@8=S=0J7A''+'(U!R'FA:O7T,B2U
MW1QS-M[(QIU#(C!Q!(&)L<ZQ2%V[D`,X19@*1$Q,;JT'=RO!]U(>H,PY7MYA
MJQQ4[Q3!M;KC1-(3EM&:<?.GT!BZXOT!)VU6U6HT\]23\>KO`GN40#08YQBX
M*V3C"TY>-HJ?3MD3DJR7%EQTJSIP+1OC#%5M2D+&K10DS(&%JT5R38Y%ZH(%
M-VVX(E`-BAH(DR'Z:-MR7QBP`K"V./PASQXYX:;8]HN;JBZ-,P[\GN`T)8*!
M>R%19!<<6W!(1(LS<H]QJ!S*H]*@;"':9>XAY[F)?TTIFK4#&%X8\.XB8^M:
MHVJU>[(NQOIC%R%!-'U51]7YM)X5A)`H[35=I)D$I"`'B;?0?9FGAGDW/^5^
M$EHMV&L3UK%."I#-P9*Q9%W9XF@T@<F5A]4Z^UJ*\1$197,E%IN0?N%$CM$R
M+'$B.XEWT'<XEP'RQP'0GW&B6H>*^5G&&'F)R)IKJ[6M*N9">X/F&3H\-C:Y
MP<U7)&M3TY39-8C8DD<Y?>$6D`J;.0ZA">O3TXN2_$C#5LQT\+'04+8<S9%R
M/2L90,N^L%8PW3+=((+0>,*Y.2B2#J1CH-!MW3"5--N19<Y4B@4/$(3/Q0SY
MQJY:YMY,\4DJ-D3'/*-Q79O/?'F^3SNDR#/)%89A&-<GXMNZ$?+QB#R8C2@E
M)1DDW!%<X`=-0@[AH,MY!8XY:\G^*?++$5@QYCG&L]E''#W'V(*Z7(1K24CJ
M78+)R=EOMI:0#)FP)YM1,B#5FW5$B28F,)C&T$1\FN!ETREP7Q-A''6,L-5S
M-M5E^.KNT2YT8:&BB%Q)8*S)6I>-M$?7"RKQ2<0@S@W$R91,"H`<0'JT$HY$
MXU9TIO,2/YP<?&54GIF]X>A<*<A\&7:>5KZ%F@ZU*&FJE;:'>6\?),XVVUA=
MPLV,DY;&:/6Y_OB&^4`9=7>..0[[S#AN9^98F%K4CBS#=BQ%@O%5?F@GG,8%
MUDV\Q=[C=K6#)C'*S<R+%NQ:-VB1D&C<IU#G.<V@TMHWI>Y5L7`VZ<8,G6>`
MQYEIERDO'*'#F1Z>^5M4!6+L\RC(Y&H#V78N6T8Z>,F!7ODY5L'2)RG$R!A$
M`$0L,H%IYGKA2:]DK"V*(613E&1<FY&JV5'4U6GT6W$%)>6I5(=5IG/)24XL
MB`HM'C@4V7=_A%.G?0:FX*XP<AL2Y]Y37Z>P7A"_PN>N5#?-U%M\G>FWTFQU
M7O=D)"&,]9N*>L]5GF#>+.[039.R)BH<J9C;`(Z"X9(0Z]OE;[&$1'V"&_\`
MA![`-OH/IT$2V[_;:O\`J[;_`"!T&,Z!H-<\Y_I(X8?:B)^I[)N@L,T#0-`T
M#0-!2_Z/'[*ST_\`[,>/?R9SH+(-!D==E_=2S@`:+/#N@3*1-`0`^Z768?D=
M)A-\D=_#XM!E@6I<Q0,6"DA+UD(!@*(@)U0*9(H#VO$R@'*)0_P@,&WM#0<(
M61?M]T8.3%'H*85.V(I](@`E/W.ST[&*8-A^$!T'@UE6*H"1X.0!17=)--0I
MNZ<P$!44P(*/48W08#;!X@'CMH/0+`X,0P$@I#9$5!4.4J@]OI$Q%.K\%L02
M&*(#N'@("'P:#U">=E,!/<TGUE0$XD%,XF%(?DBMTBCU"D`C]][/@]N@XT+-
MYDXE;Q+MPITB<2(#W%=@$NZ@@F0WR`$P![/A^[H/H)95E#E*G"R)^L0,0H`)
MCFW)U@)`!(=]T_E;^P2^/LT'H2QK'V$D-(&\T<Y$1*41!0Z8F[I$Q!/\(9,$
MS=0%\2[#\0Z#D/9U44155A9!-,#=LRRH="7=*<4S$,<Z0%ZRJ%$NV^_5X>W0
M?.6X)'$B2<:Z,H<Q2$*51,YCG..P$(3H,(G,8?``\1$=!]"EG4^6FI"2)0\2
M"7;I,`D*3K`0%(!`0!4HB'M#J#XPT'":UE:G%)>)<H'*!?P:A@15`!^443E4
M(41#8?#X]!Q_3-`2^+%?KZNKJ[R6WA[`VZ/B_NZ#R6YM@+L,>O\`=V62\?'X
M^D-M!PFMR/4F)&BY2D$=RBLF/4`[?$7VZ#E&Y-ND0]WN!`?:'?2`/[A.K^[H
M/0EP:D$PA&K!U>W9=,=_'PWZ@V\-!RC=4!]K!QMX>'>2^#X/O?#V:#U+<V_P
MQ[CX_DN$_$?N_)^#0>1NB'CM'K_``;KICX?#_@:#U4N3=3;_`$!;I#[XHJI_
M*V]GL+\?][0>_P!-&NW^SEQ\``-UDA``#_H[^.@!=&WC_P#C5MQ#;P51#;;_
M`*'CH!+JB4V_D'`AL(`'>2^$=_\`F?!MH.7Z<H?]G+__`'TO_IT&'S,B65?G
M>$2,B4Z:2?;.8IC`*9=M^HNP;#OH.JT#0:YYS_21PP^U$3]3V3=!89H&@:!H
M&@:"E_T>/V5GI_\`V8\>_DSG060:#53FM2,M9*X[V7'^&+(G1[;;+?BEE-9`
M5EHR')C[&41DFLVS*=Q!:6DHAD^,RI-<=-A9'<H@[(\,0YRI]9@"BF+X:<^,
MGM:O7)S+IBWN])%LMAY"4?EG5%$HW`&76#V`Y!4#%&/*Y='@*2-$R'DV;LZ\
MR1FM%-U*K$M8U\<W0@D'+1.%_/)I8LA3"N1K3?;E8<69,D^+65++R'Q%<SV*
M\O[!DJW/K=$S[3*$7-U^[$:6F+8MW,!6I*OL!:M"KJ,VR`F('UR7#CU-JZYS
M#6<:25;Q;@+*]?AA-BJ[<G&\OES"M$6N68+7!UF`N;JXR$37Y-:V$KX6240?
MN$)%[-KL6+D[=BKU!DV+N"?J(5'*^+S9G;V[.E%Q"UO+"I2!<ITZ?A[FYQ]&
M8_I''>=R/&VK)-1L%?GK'5<:J2<C)1[.8=(2]E<>8;[@H;08MCCA1S%K-,HU
M(G,@?6U<*UR)B;ODFR,N5E5:X+:-J=5,6H9,F,AT%/):&5ZM;:VVE;.Z?SD)
M-J2#.UQ;1P>(+%2/;2"TSG2RD<LR>%`J2E3S'@N!N62Z_F2A5_EA3>/PJ96L
MD)68[!$A<+^PM,=+)1=&%>?D#1,8+J;)*G8.F\<Y,@44@JDL_&GFV61R";)&
M8JWE*K-/?J%WPRYY<4#&[_';S(SOD38JN?)MN+DV/FI"J8NS';,=+OW+Q1G-
M2240FV:-'A$A;KAL9+\:^3<I:\Q^;K,[F6<;7/AQ1<CX_C.4M*K=SY'\:,1<
M?/<EIM1$$\BBIBF(S-R':MIB<&23B).;J[9N8`<+=UJ(9]QGQYD'C1G;DSEW
M/T!)@[K477V&&*;)\A,6Y'D83$"C#&>&:0PB+M<,QQ^0U8]XA`NY)X\MM<B&
MJZ[APN5XHZ/VS!8QR'R+&SW'C.D?AB=QQEC(LE@_(:U)IT)F;&\#[W5E824J
M["Q.[1(6^,C:[3X29<]Y_+JN446R;54I5/,%(304-9!XW<P(Q[10P+R5J57Q
MDEQUQS2HJHO>8N/4;5-2O'S"DD+N\52?5OTA&O+KE/+V6KDE-2QGBS5%Y6HU
MTZ<%0(FH4+R>&[6%@,40]=I>/PIU/=2=\L9X:.Y%PW).(QG*.K6FA%8U=79O
M:+(Y3L+^OG),.8Z.6>P<.JHJ@D[5,HF=0-O=`T#0-`T#0-`T#0-`T#0-`T#0
M-!KGG/\`21PP^U$3]3V3=!89H&@:!H&@:"E_T>/V5GI__9CQ[^3.=!9!H-3N
M=%:C[EQ,S55YR;I%?JDS`1+6^/\`(M[N.,*BO02V:$7ML'(7Z@,)6WUIS98U
M/W>V.R:N5':SD&G;-YC;04R3O&UKD^'QN2,Y5\09.P4GBM*8EJ%[BB6VL77,
M4YDZKJV63@<C0D#0X^3I<='X\Q1D*-0E&BKN36@G+Q9U$HODEU#!Q8`H7&?&
MG(#BWEJQ<O.-3['C^.<\C,1MZK$9-B7B:L6CR$4M=&PF@O26U5KO&)G<<V*R
MTE)^89KK(PK%!TT3;JIJD#<^V\=93F_R<I_*3$O)JGRO#]6-P%2<K8GCJ?:F
M\AF2$P;:,J9?,P?3MDA(15M%!>[W6GL>5L7R+QHD[475.)&Y-!NU*<G,/63'
M4.A)<CL*4^]YID+YA.D6:EW0+56BY[02DJ;+15`E3M62EE=4&\O$4%%3$;MR
MR)$VHJD7.0@A6/Q^X48^S=0<*0K><X=SKCC)F-C5<[N>,$A<RCE*GT3`QJ(E
MC?,=N=LHI_DMUEG*#=M8;,#QJG&O8AJ+,%Y$1<*JA@%B]"]_)4C%C=#,,?,Y
M!:,9RS\@EK&FPCZ1E6_RLH^7&CP,=5Z!&O87&CZ$RKD9FK9'8.K\U/,QRK>3
M(#(B:89!_P#RBY`+8/ON-G$C@%6[7/D),9?2ODA?[E+!!%=R^0)BJV6O1SC#
MIFZJ]-7L[!"2IUJ+;H&S1S99`R[14$%BAN_Q&X9Y%P'R'SQF.YRF'30N2Z\R
M@H:+QK$S!G<I/IS46XELB"6V1(36'X^Q5FM13-]2(J9EZS[R:^=9ILBD(F<(
M9RQZ=N6\I93YRW=25X_Q$/REPQ=L25Y*0C;!=)%U)W-E2:5%9)G&]JK3V1Q3
M9Z3B.LJQ3YE7)9S!663392/D62Z)U#!K]R!]&F[W_(F:KSC2RXAB8/(M>A,;
M4/&;M>7Q[!8OQ?6FV%ZZ=*O3M0H\L^)9\AT"LW2(ET7R4G",5IYJ_;,SN0=&
M,$_XR]/;+55S_?\`+EJ;X8F82P<=H7$U&A5[<I9&E4L4)C^SPQ/I357.#(**
MMK&2OEQ?R2\S'NH-4S4Y"*1ZRA!ZPWCXL8/6XNXGPEQSJU-IC2B8YP;7F%PO
ME<,E"*V7-3%6,C["LTJJ$<@9['V7:0E5I-RJ5PGU-FXD.)CF(&TN@:!H&@:!
MH&@:!H&@:!H&@:!H&@USSG^DCAA]J(GZGLFZ"PS0-`T#0-`T%+_H\?LK/3_^
MS'CW\F<Z"R#0:H<YH",L?$W-#&?DE(ZK,JXVL5S`F)FF<D)2E5B39SMIA9+&
M+J7KSB>BG48Q.LNX8R#"4BBM@?,W":[<@Z"D.+BN.>+FI+_8>;6;8"QON#=]
MY%4(V<>.TE,97I];@,2PO&B2Y#W@R]I<3-@3)CJ\."T6HR+A*86"7=N%G+KM
MB<P2`.2>$G(6I8MX[8]Y86]N"O"J?]./&F5([C]+)XAB93(=M856;RDYEW\H
MW0CU<KI\;'45'%.=-BNU8NG`/$TUDU!"V+T_)K%%GXB8DDL2V:,R5BMPC;8:
M'G$*I<Z?#V!A!VZ=JTM'$J&2;9?+3&1)58M5F5)W(N47#8H'2(F@J1(H5P9=
MXEX$P?=^)F"[!E;*LF]G*7E-%QC'#F#ZY(2U\C$N3$+R+F\@,'[2<AXO"L%`
MYILL.9\1L@]-(LV#5LD5,B2AM!O=Z;^%:%C'CO7;C0\BR676>;:]C">CLBR=
M%3Q>65Q[C7&T#B/$,=&44'T@>`CFM+K!7RJB[A160?R;EW^#3533('?V+U".
M-=5C<M2LTXR\@VP?D&"QOD9)+!V1%7L1+61C(2<5.H,_=9%7%,<L8APH1^IV
M#N!!$C=!91XR(X#BLGJ+<4JP.4N[:[G8$L16WZ`6)W2\:6JW,;!>&Y+.M8JE
MCUY%-CHW*;H[&ERSR?13%$8MA'+NU.IN3N"$N8_Y-XSR=E.4Q%48_)+B>C,:
M5C,1+/)XZFXG&DUCJZ'0)49^`OKH_NU^>SG55!@V430=.@9NS$()&JIBAL)H
M&@:!_9_?_N^.@:!H&@:!H&@:!H&@:!H&@:!H&@:#7/.?Z2.&'VHB?J>R;H+#
M-`T#0-`T#04O^CQ^RL]/_P"S'CW\F<Z"R#01[EO&=>S1BS)&'K:[FV-4RI2+
M+CVT.ZT_]U6!*N6^+<PDZ2(D^TOY!ZYBGJR)5>@W0501`-]M@TVN?I@<6;WF
M8,^6)/)KC(RMJ@YR251OTB6JS%4JQ\<FJN'']'4(K5D\3UTN+8M-%D@U2>+)
MG=%6<J%7$`#Y&/I8\0F<-EJ,-7+'(2^:&YHFS9`?2$4;)5>JCY_+O[12\:W5
M.%2E\<5V])V*3:RWNDS9RJTD5R)JI=0"`;"X#XQU#C)%1-$PY8K9"8:A5\LS
M##%$S*'L[!"SY7OK6]*2!+3.&=V@T51A,^80C)1RIT-9%3OJ+&32$H<F1>*F
M&LK9-<Y?O<`-@OJ>'93"=4EY)O#R7U90,U,O9Z2N&,O><8\6I^27,BZ2'WPV
M.58I&+8H!LGN(9%Q\P@RX[XKKF'XG(V2<E5BFQ4-6J<^R<]KKR>K%/K<$PKD
M#4(QY68&NMSQ$5&QR?;4625=&4$3G4$1#8-8G7IM8<DHJT1%@RKR&LZ>1<C0
M.1LOO)J[UP7F8UZ>UJC*E05_\C4&:"IJ<VI$8#*?8)LK/W43+*2!UC@<H8<O
MZ2?%=0UA5;S>9(IW9KI-6=_)0=QBHB2+5[/%Y@AK5B<KME745'U+LD9GVW).
MGKSS-AVEOD2!0;H@0-Y,7X9I.('.0WM/1D@=9-N:%RL3B4=D>*-0BJM`T:HU
M"#$B"`1E&H%,K3.-A8\`,5F@50W495=4YPE70-`T#0-`T#0-`T#0-`T#0-`T
M#0-`T#0-!KGG/])'##[41/U/9-T%AF@:!H&@:!H/SP>DJKRV_P#YD<%OHHSX
MJ'K'\W*@^X#VQ_G!.Q#%^35[`S)(%@>)+(";?N`@8R?5OT^&V@L*[W-7\0X:
M?./(C\WZ!WN:OXAPT^<>1'YOT#O<U?Q#AI\X\B/S?H'>YJ_B'#3YQY$?F_0.
M]S5_$.&GSCR(_-^@=_FM^(<-/G'D1\6W_9_Q:!W^:WXAPT^<>1'YOT#O<U?Q
M#AI\X\B/S?H'>YJC[6'#0?\`]CR(_<_[/^+0._S6_$.&GSCR(_-^@=[FK^(<
M-/G'D1^;]`[W-7\0X:?./(C\WZ!WN:OXAPT^<>1'YOT#O<U?Q#AI\X\B/S?H
M'>YJ_B'#3YQY$?F_0.]S5_$.&GSCR(_-^@=[FK^(<-/G'D1^;]`[W-7\0X:?
M./(C\WZ!WN:OXAPT^<>1'YOT#O<U?Q#AI\X\B/S?H'>YJ_B'#3YQY$?F_0.]
MS5_$.&GSCR(_-^@=[FK^(<-/G'D1^;]`[W-7\0X:?./(C\WZ!WN:OXAPT^<>
M1'YOT#O<U?Q#AI\X\B/S?H'>YJ_B'#3YQY$?F_0.]S5_$.&GSCR(_-^@=[FK
M^(<-/G'D1^;]`[W-7\0X:?./(C\WZ#7'.[KF4E?N(9W3+B4#@>2B)(8(V0SG
MV?>IL49(W&2-)1QCE9^1!7^#`QN[T>&W5H-N?IESF_S'#WYPSK_%O0/IGSF_
MS'#WYPSK_%O0/IGSF_S'#WYPSK_%O0/IGSF_S'#WYPSK_%O0/IGSF_S'#WYP
MSK_%O08-]=G-WZT?JM]Q\2?/_5K]9OOOWSFOR'NWZ7?0[W7Y/Z-^;\YY[\+W
M-^GH^3T_X6@@+T>/V5GI_P#V8\>_DSG060:!H&@:!H&@:!H&@:![?'0-`T#0
M-`T#0-`T#0-`T#0-`T#0-`T#0-!K/R"_2#PO^U0A^IW*.@V8T#0-`]N_W/$=
M`T$!_P!+;^J?_+GH-6_1X_96>G_]F/'OY,YT%D&@ZJ>ETZ_`SD^M'RTLC`PT
MI-+1<"T3D)V22BF*[]5A"L%7#1)]+.TVXIMD3*I%56,4HG+OU`&O%4YB<>[#
M@/%G):S7R.PEBC,\8WEL>R/(-_`XEEYEJ]:/)*/3&-G)Q9$CZ2AV"K]!L1=5
MR9B45C$*`&`H2Y)9:Q3#)NUI?)V/HQ%A7JE;GJKZXU]LDVJ=_E%H.AVA551^
M"?T=NTVW49Q+T!%O(NB&20.=0!+H/H9Y.QI(Y%EL/Q^1*,_RU`1:<Y.XO96J
M$<Y!AH94C50DG)U%%X><9LNT_;G,<Z(=";A(YNDBA#&#`'_*'CG'XRRKF8N;
M<;36+\'1<U+Y;N-4MD1;8VAM8!@O)2"$W]'W;]1.24;-C`T;@'<>J"!$.L1T
M'.GR9X[&Q93LXN<X8NB,09"\D%*R-8;I!UVJV-P_2562CXV3F7C-NO*($;+>
M8;E$5&HH*]WI*F<P!D]@S+A^IW*H8ZM65L<5O(&046;BA4>=NM=BK9=F\BY6
M9QSBIP#V01DI]O(O6YT&ZC9-1-=<O;3$R@@40DU%(ZZJ2*?2!UE"IE$YND@"
M8W2!CF\>E,/:(_``"/P:#63%/,'COF#$EQSM7\AQU9Q+C^_73&]RNV3@1QU#
MP%@HL^E7I-X^=6-R@V2KLNX=-G,0^$X)RC%XW60`06(`A@#SU".*\5QGDN6,
M]DF"K>(TE<W-:NO8+)48J8R>^P-.7:`M$=BU%U.IQUS>V-S0W:\*1JN8';9=
ML<XI]W8`GPF>,,$L]$H,GE&@U[)63*]"VBCXNL-PKT5DBQ1$_&.):.6BJ<YD
M"3,@*K5DY`!024*<[1<I!,*1]@[B%RYB>R6:\4JO91QW.W+&*95\DU2)NE>?
MV''Z!B'/YBYQ+>0.\KC<A4S=Q1T5,B0E$IQ*8!#0=`SY#X`D<<RF88[..)'^
M)H-\:,FLF,L@5EU18F3*NV;>[)"RHR)XQK)J.'J)$VYC@LL9=/ME/W$^H)-@
MYV#M$)$66LS438ZW8(YK+P-@@9%I+PDW$OD@792<3*QZSAC(,':)@,FJD<Q#
M`/@/MT&'UC*5/MV0\J8NA'$@K<,,FQ\2]-G$<HV8-1RC7)"TU'W7(F4,E*@X
MAXU4SCI*7RZ@`0>H1T&$U3DMA^VK\@%FMNKD96.-%E3J^4,@R=UH:E'BWZ-=
M+8K"N_E(VROUZ@C3-E6<JG8$8IPW=(*"4AT"]T0[A/D3Q^6QJ[S,CG/$*N(&
M$FI"/LI)9$JJF/VDVD]2CCPKBU$DS1"<P#]<B(->[Y@QSEZ2"!@$0E6-DXV9
MC(V:AI%A,0TRP9RL/+Q+UM)14M%R"!'3"2BY%FJLSD(]\U5*HBLD<Z2B9@,4
MP@.^@@B*Y+468Y/6+B>TKV1D<@5G%3O+;ZWR517BL5R43'3M,@I:MU:VOET5
M+59X(^08A9\+)NHP:@[[`N!<I+(I!L)H&@:!H&@:!H&@:!H-9^07Z0>%_P!J
MA#]3N4=!LQH&@:#`,GVRY4JIN)^B8KG,RV%*0CVB-&KMEK53E'+1TH)'DH29
MMSIK#$1BDP!0Z8J=U0H[$\=!T.&[MD^]PE@E,IX8EL'RC6SK,J]6)FTUBWOI
M*K>[(Y9K,N)2IOGT8F[]YG=HJ([D$I")FV'J$=!T']+;^J?_`"YZ#5OT>/V5
MGI__`&8\>_DSG060:##\B+@UQ]?')K>QQZ1O3+.X4OTG&M)B.HZ*$*\57MTA
M$OUF[&395U`AG:J"RA$E2)"4Q@`1'0:&\>^,.,,B<9.#3.K<CF'(G'7%UG=5
M,39AK%7IR%?RA7YS#.1^/4>L[1C'$A")JU.$ORZY'[$_4Z?LB=7210X:#LU/
M38QLNZX4'<WJXG:<-J52\<2\,6)A"1W(NIXIF*Q>\6PN5DCIG&-:8[RK46EE
M9)L?D"L=PV,'87.&@R?'/`3'^,^7^2.8$9/*RT[D2=NMV2K\W7%'TS3+MDRL
M5VF7.4K%U6LBC=M696*K).U'FA04*=4R1W2B"229`Z/$?!6HX"PIR?Q?;,RS
M$IBW.E`L-2G61(F&QQ0L+T<U$NE5M$K28=Q,SL53WKJ(MB[Z3!-PT@&RK%`S
M5@R3!8%`^^X\,);*^*^/42;D,N?(.#J/?*/7LS1>+J/+URY8[S%0&>-;,U=8
MV=R3NJ(RCRDL&!8V2;.SB1TB<XD40=*H"$K4;B+CBB9%I-_C?-3C3&W%O$G%
M&HUNVQ4/8@C:UA&V/+C3[J>;?M5))2[H.E4A.L0J?96:D<IB50`$H;#V.)D+
M%6K+78J8>5Z5LM<GZY&V-@V0?2$`^GXEW#MIU@R<CY5Z_B5G@.$$E/P:BJ90
M-X:"JS!GI\<=0P9<*%Q;Y%V&4J'USX3O=?M;>=C\UP^/^47#@\12K'-2B-HF
MI5I/I3\U1&+:RU9PY;,8IPQ,1F#8>GH#`[#P0Q#<.(ZBT%S)?Q%5Q=3/4+H&
M7>0?U342:@I"@<ALB7R;Y6L1Q^];(0%+G<<W.+?MHY_'$6,T2BU412<IJ#N%
MBN/^.=#B<MJ\AV;Y*Y.9_!6!,7UUO,P4,]CXJ+PLYM%AJ-]@GZ[<\FA/S"%Y
M5$XE!,&A!`R8E,<^@@G"7IQ8WP9D;D)?X"Q#.CGACER,9IV&F-IFST=GGBWO
M<@9"AG=@E[%*Q%TK#VT/N\TBUH=BB9NF1-P9P(=8AU-6].=K6>+ESXR.\S/K
M3'V7(-5R)`RECHI7].QF6AA50@*ICRIJ7<;)4Z[&N*@F\;K-+,B_A)%8QXM9
MDBB@W3#=+"N-'6&L18YQ.\NUIR6[QY58ZL.,@7@6@VVW*,NX)IF>,P(FU%XL
M"H%`0$YNV0O6=0_4H8-?*_AV69<O<SY9QOR:CF+>TEP87D%QX/CFIVE^W-3J
M#/PM",%U5F6UDH?TSKSQ1\01:+BH5J(HB!#'W#'[3QDQ1G(/49QDPR/,A*<I
M(S'N.,TL(^MM^O%#Q##GT9@RP)I-@WC+4[GZF_+(+"91RBFJ;LJ&*;J(`8_F
MCTWZ'F2M94@EKY-UQ[D+E76>7T*X+`MG5;I]XJN,6.(D:NY@8>;JSBQTA[5T
M7(K%]X,72;QP10B@"@0HANCBG&T#AO%^.\1U=LS8UW&=.@Z7#MHV,+",$V<(
MU!#J90I'+PD0V66,=0C4%E00`_0!S`&^@UU4MV`)7G;7T_K=,ER!J."<E819
M8B<P$\RB9J/M5BQOFNQ/(FXR,&VK4[=:Q"T9LY6AHV1<NT(MVJY70(5/J`-R
M-`T#0-`T#0-`T#0-!K/R"_2#PO\`M4(?J=RCH-F-`T#0-OB^YX_".V@\[_!^
M_P##^\&_W`T$!?TMOZI_\N>@U;]'C]E9Z?\`]F/'OY,YT%D&@Q^V^_QJEH+5
M6T(]M!Z]-)5QG995Y!5QW.+1SA*,;STW'QLR_AX=1X<@.7*#-TJBEU&*DH(`
M40K&C."N0KMQ9X#<?\VN<8O2<6&MCB,JP='O^1WE$R0R8<>LF8FQXYBY1A$4
MF8DO=U[M$5.NH]^DDU:F8F%,RZJ274'B9X+9ZL!^&366SJDYAZ;B/"F(N<A%
M;+?%)/,\/QZN5>RKCV1QR^1*U43FI^Z1TG"6%])BR=2-8F%"*'55232T&8XJ
MX:98I?J%Y@Y;6O*TQ:Z?=7=UD*?&$R99T"1E?M=2J%?@L367#YJ@6L25;Q[*
MP"[Z-DTK$42G5(JFQ2<J.5%`C[!7I]9'@N-/-3C/EB<HLE5>2U+FJ=1T4[5>
M\M3,3+S]*N%?D+3D.Z6>#I<U;&A[',Q;QDT.V7EDD6*I7LF_.=+MA]62N#^4
M[5QJXM8FKU;PM6OJ/K.1*W<<#M\HY<A<)S<[;J*:I5#)<5?Z[56=Z?6'%EB3
M4GV+!W$HI&7DW*:2Z#E!L[`)LBN&2TIGK">6LO7%[E/ZC>*N$L4UN>=6>[5Z
MU/\`D!C"\2-FLN:W\)#2C:MN`OK)9%-\5T9TL[(=9HX(9L8W6&[MC-8_HW9@
MIZD8A<5*W84:@XF3N4X9K:UXAXC6W<LHQ1<ODXQG,*(JKBBFHL"9!Z"B;8-!
M3;C;TT<[8@XM9+XX1N9JKDZ+MF6^/F=21=F6D\=160)>M,*B3DEA6]SF+JTS
MD8+'67)BEHN&TJT:/Y9PN^<&E45S&4!8(NR'Z8F:;7PUQ[@N/G^.\FG6*]ST
M@YNB2V5LSP^#J18.4%\NEHQUE.O72&AGUMM]DXYQL\I$F:3[5(BY5W9_,-U2
M;F"QBN\0(YSRF@.1607S>SM:!@/C]0,2-(NVW>-7JF1,9.+V6\6<(1A(1]2D
M*_=H6V-VP@LDZ.]2;E*X2*5)$0"#>._!C,>)<V\O\GW?+4K>S9WB<P1-6F#Y
M=OB*$G'Y'N,C9J:UM&/&E1BTL?3.(H-RE`QLS#V"4=IL"&%JDU`W;`,*HW`C
M.4)P2R/Q;LDY3GDQ-94J5MI#.OY>OT6\:4ZM+4EZ^BKWF<V->_<[%-S-;=+N
M!=4U2,EF3@K670>J*NG2@62<=:3>,:X%Q!CW)4I59R_TJAPE<M<K2&DNSJ#V
M5C4CHB>OMIU5:7*P2;]L@&7Z#*'(8Y4TB&*D0(4K6+^0-`Y@9NRE7(7#%CPE
MR#^H8;'(S.0;M!96HA\0T"P4^2-"TN.QG/52U^]G<FBJV%S/Q@%2[G4`F*3<
M(HN?#JP3-*]3W'V+K[6JO_._C8A*@,(^Z73O8HO,OBIU7[K/6CR3R0EJ'(7&
MS/?>Y`AA(<Z1@7(F0_3N$39A].S)L[@G+N#L29$9U#'LYS$K>><?8S1R%?("
M'<849XZC:[9\)3=V=P=\EZD6<R&5:T@#>/F8U1^V2[J7X=7MA9AA&B2&+<+X
MFQE+3LQ9I;'^/*O4)&PS]CD;C-2SR#C$FBSB0MLPQC)BSJD,7M`_=-F[ARFF
M4ZB9##L`:E0F/LE3//RPY-R99\&Y`I5-;R,+QRK*&=9M#)?'JOR^/6$;:W+/
MCBA1BUR3R=D2:5DQF+4\GU'K:N.TVK-)%$JQ%PL%T#0-`T#0-`T#0-`T&L_(
M+](/"_[5"'ZG<HZ#9C0-`T$89:NUGI%;C3T6IQUXR!;+-$TNC5B;L1*A77T_
M,$=+@YL=E\I(KQ<)&,&*SA;R[9P\7Z`202,H<-!U6([ODFQ*6VJ9CH=:Q_DN
MD*U]>5CZ3;'=SILU`6QM)KUZ?@924BH2>8&64A7:#EA(-4G*"B`'**B2I#:#
MI_Z6W]4_^7/0:M^CQ^RL]/\`^S'CW\F<Z"R#089DA!!UCJ_M753D;\V=TFU,
MW%%B&K5]*W-!Y!OFJU5CF3UY',W;V?36%JFFJX03.94`,H0!$P!53AW"O**%
MX0>G3@_'D)FKBG)T>)L]>Y2Q-6EJ7!9"ARU_`N3W$(JYFGJUU9KQ=ZY!D@5!
M>,SJO')''4<R*9E1*&<3##U)Y53AFR:24O#IY<Q/AJK\R9R.4I3`_&S(^-[=
M7[QE;(48P."Z3Z5SU0UYFG*)1A'+5I*(L7":2*8J'$,NQ;'<\1]0;+\ME"T6
M%#B8FYN`XVIS&G0KG$TSCY6JU4N,C1]X&YIOJWE2-N?O4TJB:".Y<@99-PN+
M+RAR!%N(J#SJR1Q5YTXDS?+9NC\C7''MMKV`,GV^S5_'-YE[G8\?W9LNQK,+
M6'$TCBB,B[62(:JO64U)0#U)X<\7Y---<HAV5XA^8D1Q?XI0^*FG+MD\AZ?=
MXS-\<A/T&2Y<%R`TH)6>%5)Z=MCI]#/<:H911<&F!16,8\4:.%UU,P<E$)YB
M*'R\M6><,2M_RK=:!0:3Q7PO-9.B\6KTL,5Y(Y8-[K)?7;4IR*EH:3EY"IS%
M2*1!OY8[1)JV7(NU4*Z23,0-U+!*2\%7K%.0$(XLUAAJ[.RU<K3,Z!7=BL,=
M%/'4!!-5'AT6I%Y:820;E,L<B0=>YA``$=!1[QUPEZB/'CB'EG%DO%3BE]D\
M_8GS>M9,*6]"QY%EL89G<UNS\OZ9B*3RBLJWCLT56ULIU=)%0"1Z7O<I(DX[
M)=`17>\`<^FWI_US!U9I/)=-6_5SU)6^1J32K!B`N=Y;(N;\DY/L7&13-\Q*
M.#59;&EFKUR77M)8A4A4W[Q$%@`I2@4+2*CC3D>\Y+U>1FLFY-Q[QXQCQYX\
M(PM$K3JG*X_R+E=J-TALT56YQTA#R=A>BV@?<ABN$7#46RK=-1JIUBMU!"G'
M:+]1%+-O+^0SO;K@:F+QF66V$JNQHE1<4!LY5MDD?`E@PU;Y6^&C9"98XZ*@
MC,1#V+BV;F5-U2#@JA.LX831V_J&..">2(>U/.0,/R(890J[6FWMS'P%CS!<
ML:%7ICV\S*-`&=A[!CB+D70S3!9DQG)J8CD!4>02SEOY1L`61<=W64GV",1N
M<W04M6<OJ42$'(\#/62)N$[&6@B1DGR<S9H*(@(F9DUB$(JLJBR;""AQ(H3N
M%.(AK92'&5L><Y>2IY7!N8[+B_/A>,YZ1EZN(UZ4Q;53X^QC::]=2VL7UJ9S
M-;!K-N$2*>6CEA<&5(<`.`&,4(^G\4<KZ'7?55?8A>W%[D/*J-9M_$6Y/EJ0
MO;9"\GP\O%.V<'**QK))Q&4&V)H1T0E/%7!HV1(D"BB(:"/LQU/U'*U@S,%)
MQ1><JVB8@N7]>2H^2Y`E8MN>K)PZ?8^C9"U2%6&'D:",[8(_+CDR!$RK1\HE
M!I.D4!$A$BF"RO"C7(K+#6*FF7YE6R96:X_JZ.1[`YK["IO)FX$C4O?,A(UB
M)EIV*@)1PM_UMJV>N4$W('Z%!`=!H1.X'F)/U3<8\CZ?@&TQR%-HM_QSE3+M
MXJ&)X_%B].M-1=.D+[A2VP[@N7)S/%NM:,17Y$9$%V:=:8.$#)-2;*+A:)H&
M@:!H&@:!H&@:!H-6^2;ARTN'#]XS8+2SQIR87=,XILL@W<RKMMA+*R[6+;+N
MC)M4'$BNF5%,ZIBI$.<!,(%`1T'9XJRQG2\W52'O_%:\X0IB56=ORVVWW;'5
MF,ZM*4@U(U@D6=)L4JLW;N8U50_<52`.ZGMU``@&@E3)EJMU-JCB=HV+;#F&
MP(OH]JE1ZM-UJO2[IH[4,F[DTY2W2$9")MXH@`HH0RH*'*.Q`$=]!CV&[MDV
M]P]BDLI86GL'R+2S+L:Y6K#8:Q9)"6K'D&2[2:</ZI*RT61R9ZHN@HD!R"7M
M@/3L.@ZOD;C^<REB6;HU>I^.KO(RTA#*C"Y/LURIE>;I,'A7@34;:J`T=VZ!
MM4,LD56.<,P3.1<OBH0-]!#O".DW.@4BTP=UQ17,92$HZJES!W#7S)>3)NUK
M6.)DD'1+U<,K)!9GEKJ18A)J9L119LT;KIE((=0@(2Q_2V_JG_RYZ#5OT>/V
M5GI__9CQ[^3.=!9!H,+R3)1</CG($O.6*1I\-&4BUOI2VPZ[MM,5ABV@WRKB
MP1#E@RDWK>4B"%[[=1%LX4(J0HE3.(`40JDP[R*Y$N^$/IR2&);FEDW*>>XR
MT1F:<M<BZ?D2]2M=G:5@/*.8+6,_"P/U;2S6=6N]);UYJD[!JS0!V5),55.W
MUAFDOS8Y+*J<+6$!@J)1D^<6)<-2]-%]`7N1B<29;-;J[(\E(;*;QL+(\)4*
MG@RPJS]<\\$<[<OX=TT5,JH9-/09CBSEMR&O7J%YAXUS^*:/5,&X\>72/C)!
M^[LB&8)""KE4J$]4,MQI.RYKMHI.19>?=,$T446OE"I)]MPX<IN6Y`C+#O+G
ME!R`XK<Z)6,95&M\BL,XYM<EB>4Q[B^ZSE!&UN\?7>PUJ$JZENETE\IVEC)5
MA-`6BC>)D(YZZ;DDXL!4306#[+[S,S#C_B]Q0R)#7#%]R>Y9J-[D,A\AIK#>
M5AQI'VZB4$+!5\>EQ95Y@]RAK;EJW$<02#M=X#=-W&NC(-E'"[5EH)ZALT\I
M;WGG"M'K]%QYC&ERO%'"O)#-L#DVOWN5N,39L@W:2KM_PO5;?!R$?68:W8_A
M61E4O/,GBB[Y,A%TT6ZHJIANU8;%&TZN62XS*2Z\/3ZY/VR40;-UW;ETPK40
M\FG31LT:IK.G;IXDR%)-)(AU#J'`I2F$0`0HYX[\R>8]-XA99M.=J;<H[-E>
MS_AZ8+9\[4UY8X#&7&[E:XK-JC<CSE=Q8JU?6K'F!"2,Y%%BVSIM)M6<6W"3
M4;;*GT$.7OFIRHI7IYP,HSN!&MSS%6O4SDT^1%DQIGF;<O+1C_*&466`,8X<
MK,29I?Z#:<AUUZ@\I+R9,N5A&0Z"2"#L_3H+5Z;DSDQ9>3%5Q'!-<=QF&Z1Q
MUXYY.R;/7^M7UQD&Y2V3/IO!6^)J-P82C2IQMAJ:]8CGIF[MB]4<"[7*X,W*
M*2F@A3CKS.Y,Y7S;R_IEZQ'C:C4W!\5F!2D1#QS=6^2XB7Q[<)&NX^<9$CVS
M&9+/T_+]99EGT'T2V1<MVYP2:MWI3`J4,)I'/+D!:^"62,]&A,4M,ST+*E1Q
M^[<RU1OE>PHLQG5:4ZL$K3Y5>?DBWQI!QME=HL)-24AHE62;D:RBD4L1R1(+
M)>.F2WV9\"X@RQ*QK^'E<A4.$LTE&RE3FZ*]:OWJ1BNBJ4ZR.7T[74E5D1.B
MW<KKG!$Q3`H<@E,(:UTODO$P/.?DIQ\R?D)_&JRY>-*W'*CS$%8/=TB6>QA9
MY'(A:?-,JZM#J&?V-DFH^!P^`$G"0%,*8B4#!&,[FCD-AV$]6BZ#%M<B7+!)
M*E?L"QJT?E=Q1K`UD\*J3]?IS&GO['8`1-%/&:+:=^B)V:$K(&5="V1<J=(!
MA.9.:/+C#V#LO/W&.<:6C*N+.8=9XY261V]4OE=PPRQK9L=1>0AS;*UB2L#V
M:2@X:8DD:JHN2:-'&D'*+E19("JH%"R["5LM]]PQBB\Y!@8.KWNXX]J]EMU=
MK$F^FJS$S\M&I.G[:O2DJQC)1]!J*&[C4SENBN"2@%4+U%$1#2F#S=GR-]3.
MPXDNV#LTHX2R#CB9KF%<EMGL4M@R)A,.URL7JYY)F&;&5<K'N^4\@9!5KR1G
MR#9W&Q%9:%;D7!\[[062Z!H&@:!H&@:!H&@:#6?D%^D'A?\`:H1_4YE#0;+[
M!\0?VM!YT#0-!Y$PC[1$?$1\1$?$?:/C\([>.@@+^EM_5/\`Y<]!JWZ/'[*S
MT_\`[,>/?R9SH+(-!T5I5E6]7L[B"DX^$G&]<G'$+,RS#WK%1$NA%NE8R3DX
MP7<?[QCV+TA%5D/,(=Y,HD[A-^H`K@H_.'+D7Q%X)Y7M./X#D#G3F/7GK]Q%
MX^L$5A.B0\A%88ON?9MR=S95;N9G$0%0H3AB4A3.'3I\9,^Q"F,!`R29]2FB
M1P<?4H[%][E7W+G%6#\E\=HI6;@XM]DN5RYD>O4&SX['NE718V'"C&W1MBGG
M`&7;*0CA19'8$%!`,SQQSKBLG\P,E<3X'"N64H+%\_=J++Y_<QCXN-27W'5:
MKMML<!)'7A&D3#1CQE9BHQ3HLPZ<.G:!^ZT01516.$>UOU"9[)'&KF%F*H80
M5J>5^+.-K/D-IA+)E[493S]NVI%NN=6?WD6E49'K,;,MJ:[53<1OOF)ER(&+
M'2:VQU$@RVV<W[=CK$?'.U67";*8S#R`H-YR&?'5:S%7X^CURNXIQTQR??9#
MZV9Z!1CW\@K7I%J,1&^0(HJZ<&35632:K.=!E$?S'>7/+6%\;8KP=;L@U_+/
M'G$7*><O+NYUBENL;8FS/:756@WTE1YQ)62LM@K_`)7STLS:ND5$V952H"LN
M4B9PW+>R49"L9"<FGA&,)!1TE.S;]10B*;*'@V"\K*NSK*F*FF5LP9J'ZC"`
M!MXC[=!3UQ;]4R>R?QDN68[_`$1A.91CN4-(PC1<;UQ"Q8@CYR$Y(OJI,<:W
MEFF\IQ:2]:CW%0NJ3>=L0-G$6^?1CI6.!<BB11#"Y[U0<T5GAB^R0GCN#LG)
M&T4KU(,A0R1;U2Z[CS&5/X8Y*R-3V,F^GG9'<)E.;K2#&$0)',!:^_P0<N3+
M-$S;`&_%<Y27.P9ZI?'J#PI+W@Y<*X.S#EC+#.]5>MQ%%C<V)VR,C'S.A2B!
MYJRMF,_2U?/E:NDU4&[Y$R)%Q34*`8%@[U"8O/61^0-,K^`\RQ=2P8VRT:$R
MC)M%&E6R?,80N3^@W2IQ3N;B:_7Z_9GUDCU!AD@E9)!PQ**KI1F8HI:#JZIZ
MB2UPXM7;D7%\?KL\NM"O]<QK8N/$59'LID6N35M&JNVY+I'JT..M\&X@8&WI
M24I'LJ_+/5V2!UXHDFBJ@JH&YN&,JP6=,28ZS'6U&!X/)-4C+4P"+GFUHCT"
MORG(NS;6%LUCTI8&+I!1$ROEVQP,02J(I'*9,`CC&>;YZW<CN5>%9I6NM*_A
M0>._T)*V,+:?D`RQCF?MUI-+@N[.21%O*128-.RDGVT>H#=0^(!K\[YF6W&L
M7ZEEZRA3)5]'<)%Z_::WCF"F:D=S,T-_B@UXBTX&Y-V[4!E;V9F9XHE,-RGA
MEW`->M9)/N"'37OU)2XSQ5<;5:N.]\^N"F<HH?B"XP;4[6G?!?9,LE#)E2'=
ML+S4*A*N'=:6H!U%U_+P2SE.22\H5,Y3%7T&^&*K]]:V+\>9/^BMKHHY"IT+
M;CTF],0C+I459AJ5PO7+0P()BMIF*7ZTE0#8#``'```VP!INWRYGZK^H(3$>
M3[(W9X(S`QLY>,=4J<=CJ9+-&QUAVN6V_OLLO?.(98I<DRM'OE:-=%0<P;E$
MK-HJ=%5=/N!8+H&@:!H&@:!H&@:!H-9^07Z0>%_VJ$/U.Y1T&S&@:!H&@:"`
M_P"EM_5/_EST&K?H\?LK/3_^S'CW\F<Z"R#0=?+UR#N$5)U*S0\38:W9V#J`
MGX">9-Y.#FX>61.QD8J8C793M)"-?M5C)+(J@*:J9A*8!`=!7KCG.W$^HX!Q
M?9&F`XK'->0S9R)Q1A/!N)L3HWVQ-;3BN:RI2<DS^-J+1*X@>*;3&/Z=-RLP
MHW;MR-8=RNW645,J!%@Z*7YA\3*]G?C+CU3'%6D\;/<#8KR_Q?SU5\8R=BK&
M*G.><BS6!JM`,7\;6%66!Z_:&C:.CD7ZRD>9PO(>05(0J"G0$LT3.'#RU<MK
MC6*G1FT=R=2E[_AZ;RR]P7+UP;G8\0U^%GL@8QALW.X!"+NTS5*@X9NW+1%X
MJ)XU$"`<X-S(IAGV0(G%W$?`N;<@8@XT5^4;1E<D;;8L288HL+"R&4'!2EBW
M#:1CX6"D32$6PBY-RN]*5A("TB$W8MF2PCV%`U;E,U\**_P>Q)DC/&!\.PO'
MI>4L#RL8YQM5Z]R2PY3W%87M,A(W:GR%5K3&*:U=:&8/GYU7$=%2J9%U8]VP
M!X"S00DN]\\N&F+^05=QC8G4RAEVSUK&5=C[I7L-VF9KK:DY#E*XZQ[!2^4(
MB%/%0U4]Y9!C70,U5BMX\THFH9,@G'8)6Q_RIX^9WRI:>.+`]H>3HS.6L<2#
M.[XPM4)CW(4CB.385/-M1IMHL,6E5,B*4M2<23EFS554AVJYCD[J::_;"#(3
M/7&"R<%&W*OD3B;&E%Q/E"J5NLW^DKTYC>8ZPL*[?)?&V*,?#$^YP<W0Z$D1
M-&`9F0`(]1T((F1(03@$K8NI'"7E)QVQA(T?"6$;YQU,K8)G&E,G<-UIK5:I
M*^^YV`NB+"@S4$FWJ<Z6QHR3260*@3ON06[@J@8#F#:1C6*U&2[FPQM<@HZ?
M?0416'L\QBV329>5JO*N5J_7G4BBD1VO!P*[U<[-J8W8;'6.*90$P[ABL7AS
M$$%9KU=(3%&-8>X92;"RR=:8VD5UI/9$9&3,DHSNT@E'E5LS5PF<P+)N^X5?
MJ$5>L?'0=`SXY<>8_';_`!`PP1B%CBB6DDIB4QLTH%=;TJ0F&ZK9=I,/()-D
M#9:88K,D#-G8_P"D-?+I`B=,J9``)0@8"!JD)$5JK04/6*U`,&\5`UVNQC.%
M@86+:$*DTCHF*CDF[&/8M2!L1-(A2E#]T1T$=RN`\$3N3(K-4YA7%,OF6"*Q
M"$RU)42NO,DQ`13=RSBBQ]S68FG6H1;-VJBWZ%@[*2IRDV`Q@$,MD:!0I="Z
MMI:CU"5;9);-661FTE7(IZAD!FPCQB&#2[).&QT[.V8Q)A:I$>`J5-L(I@`%
M\-!TUHP_B*[P5MJ]TQ7CNVUN_332R7J`LE.@IB)N5E8),$&%DLS-ZR53E["P
M0BFI$'RN[M$K9("*%`A=@S:+BHN"BXR"@HR.A(.$CFD1"PD0R;1T1$1,>@5L
MPC(N.:)HM&$>R;)E3112(5-,A0`H`&@Q>+QCC2$O5DRC#8[H\5DZYL6<9;\D
M,*O#M[[9HR.1:MX^+FK:5K[]>Q31%DB4C85P0V13W((D*(!F^@:!H&@:!H&@
MZ<UBKA#=!K)72GZS)B4T]$E,!RCTF()1>`('*;P$!\0'PT'@;)6@`1&S5K8I
M@*8?I!#[`8=]BB/G?:/2.@#9*T`F`;+6]R??_P#>"'^3N(!X_P"F^'B8-!KA
MGB7AWV1^%[=A,1,@X#E&BN+>/E&#Y<J`8=R?U+F1:.%E"HEZ@W,(`4-P\?'0
M;4:!H&@:!H(#_I;?U3_Y<]!JWZ/'[*ST_P#[,>/?R9SH+(-!$>?H['<O@W+D
M7EME9)'&#Z@V!"]1]-):%+B\KXM@,NA3TZ1_WQ/;#N"I>[`B_P#3O/=KM?*T
M%=/E>,$UP#P/E+'V%>6<WC"O/LF97J+BDVI"F\G\6O)D<L-\_9#RAD*SY%K:
M<.ZL:+RRM+/YF8<&D%)$K=),RHI`D'P9$F>$,'+<((&-X[9EL]8Y38[XOXRX
MQRF-SQ$5`MZ9C"W&Y'XC@)>GV'(U<O[5;&3A+Z36=ZG#OO+Q9NEZL?J[0AMS
M2,?<:C\FK[$4ZNV!?+6"+U8<_P!KL@3$DO3XC*O,"F24%:XIN9Q)B20L4KC>
M*;R;B*!KY6%82L>N!B*O$R:":\_,,>/\'Y6^MQ]8(K&$52)FV7:;J<]8:M:X
M&#HR);F>>J]BJ;MC98JQPKF`2<L3L52N%'29$R@?N"0P56Y*JGI8VCCEPRJ^
M0U<FM\5\EE^0-MX_V%U,9&CK_>;-EW'-IR9R+:Y6LBP#-1U^RC!/)1*11ERM
MWYYX3,6QD'0@0P9I<*KZ:5TS?@EU;J[>W68LWTOB_8L#19%,AQR^1J;+GIZ^
M+WU:C6RQ&;Y+'<;AZ-?W(Q@`U?C68N9#I2<@90/IX\M.'6%<GV;.;;(V4K_D
MN^9<]1#(-44LS:V&J^+EJ;;&UHY215&QN+MY7ZH[33KS-B$H1)-Q8T$0[12`
MX5`X?))V;TYF7$/-=&`F5+?QPKLU@+*LK28E6[6Z=HUCY+RD!DK!++!C9=TX
MD:RZ2M<HVD&T.S4[$'(.%2*D`ASET&P<KRQX^<1L,X22MT!R$K=4M-;R1+1+
M&RXTL]KR-4J9B1FYM.4LC9H;1I'#VMUZLQ"YI1](K`8HM%2J$()?D@$U..4N
M.2\@&W&R)@,GVJ^#5:1=IJ=JE!DIC&]1J^1D["M3I:VW@JZ#"(2F$JN[,`%(
MJ9("DZP+UAH)YL,_#5.O6"V6-^E%5RK0,Q9[!*K$541C(&`CG,M,2*J;=-9P
MHFRCFBBHE(0QS`78H"/AH-1?Y^.&3\9K)RT2J&?EL1U-LRFYLB.$+?\`37Z$
MR4$PM4;DR)J)DR.[#C9]5)9M)$EV*CAL5LJ)5.A9-5(@><D\],&X=@<2V/)\
M+FBFQ^7*98\C-49/#]H5E,<8^J$I28>R73,L8Q(Z=XXK\3(9&A"JK.@.)2OB
MFZ>DIQ*$DMN35!D>1DSQ?AJ[E"?R!6&%/D;A8X6@R+S%U.0OU>D+1426*_=]
M*/9N)B'C5#D*1-3H.8A#B43!H,>Q?RZH&8XO*,[CW'V>IR"Q6ZNT:YEPQ),H
M,K_-8[N=AH%JK^)^XY\Q>9ME::L];I())HBX*D"B8B0Q1$,RXW\AZ3RDQ9%9
MCQQ`Y)@J7//'S:!/E"ARN.YN<:L%U&:TU%P4T(OEX([U!5%-R(%*=1$X`&P;
MB$[:!H&@:!H&@:!H'LW'Q^]-][]]]Z/WOM\?BT%.5/@IY2OY=.1UPX(3^:9C
MMQM-4YVXES(*P613I$17+=$>WD#HW&2==`]UYVC=HFP%$)?HU<L1K_Q]`K[@
MR`J<8+.JFI(4%\JT32+*X)`Z4\@%[*+RT%,L7RR_6F`)^;#H'K^2$<XYK]@-
M3>&'2]X5`"UUMI42R=)?+O41)0LH&,>XJ#>$O>;7MD,*)0!'I=^7-N/2!3!(
M6'(B69W^ON73CC0LV)S*RH@H7&U8<1E\%?W#:B@I"R"MFE"MJ2<0'J;^7,)4
MP('=^,+,0]GP_O\`MT'G0-![`4QNKI*8W243&Z0$W24/:8=M]BA\(^S0#$.4
M"B8IB@<O403`(`<NXAU%WVZB[@(;AX;Z"`?Z6W]4_P#EST&K?H\?LK/3_P#L
MQX]_)G.@L@T'GSB<<!I!5=-JBP(H]7=+*@@BV;M2&7<.%ES"4J"*"*9C'.(@
M!"@(B.P:"IJU<9,07;AYQ%P72^85`;8M2R3(WC'=MM%4JF3\9<M#.#Y4R;#4
MB3HX7NH0>0*W7G,ZXL*+!*27;NEJXBLX06(F9+02+R#H&-.0:.%4;QR[Q)#8
M^J$7@[*3]O"8ZH+6]7%<<E0R%#R#A_*[FU.)K#-2S!>X%C`%;PS&5%P"96+1
MRDHL!C!)]7X*XYHO,F9YA52X9>B[?:(;,$?=<7NLA6V:QA9+CF)_C$9BXEJD
MG-.(R)>Q,?BQ@R;1Z#86P]""H"0[1$!#Z,YRW'3EEQYY"XS0Y&TQICFMN8ZN
M<C+ECZXQLBXQU7*K9XJTWFJ6>7BY)NM3RV.&K3F-<222G6T;F<J-SF60-T!7
M]F#BYP)7XEXDK%^YL1%/XSR3WE2KQGR?.6UI(%16Y(RQ;76W=!R?/R,C*V:R
MX.O1"RM>E'"IW4JH4B"XB41%0-Y8RAX`@[EPIL#G.%/6LW$#$4=C:A-Y`U<0
ME[Q#\E:!0\.8YGP257]Y02F17..=X5"/*LG).U5V^^R(CH((H7I.8WQ[RIY/
M<IH_,V39"7Y+T_/U25QU)-HU6BXM4SR6NH/IVBM`>B*<G6&L2\3((IH^\0E%
M1<&`4T]PQ:S^E_QMP_Q.Y%XI3R?6,*8FR+6N++Z\W"PT&HIX_J[WBS$UN)"W
M6JL.IN(B+.EE=]!I*S3-9VW,=5P*"!U#&((A[YOXB\5>0N'>)]=RAR3PZWC,
M6XYS;D#`%JQ[5:31:#/,TX"*LB>8\>T)2WV*#&KX)AXEM(24?YR0CI*/,Z2D
M032<*`0-F'O#MM/\R8'F[&9#HSR8=XVQA2Y&'EL&5^TR2\-26%P`)?%F3S76
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MW*#Q]`V2I3.$8:;M;)M0:C,5(&M`S`>Y,YNB1=C"6\P]:%B7_49+M%4`IS#H
M(KX!8?PUAV_<JXG#6?\`#^:3QF7;E];\51<3URK9`QYDG(>0+AF%2JY8RQ`V
M^=+D>1KJ%O<L6R1V30[))J!5A*NFHF`2IABY<8^)7"?&]A>\DL?2W&W'-;=Q
M\;R'EK!#(4VSMI.]V,R2K!_"N)%C)/U;'(KQJ+5@+E=5=J8"E$2G`H;HHK).
M4&[INH19L\;-GK59,=TUVCUNFZ:.$A\-TG#98ARC\)3!H.30-`T#0-`T#0-]
MMQW$NQ3#U`&XEV*/B`!L(B&@IOI^/YA>!RXL7B%B*:('$['<E[T=V^I).D4'
M<%D1P2]@BK6%U??<\1,72Z.X+IJI%*<YA$!T$P47'$TI?^/P%X1X6?BXXOV9
MT1HM<J61.=31E<%$/9WIC4]0J,@Q\V5-,B@**&*_5$#ATFZ@CG'>/)=:G<,C
MEX:8=D`>72VE3=KW&G)JW$4Z'DY<6LH12IF,W2:D;BX**O>`56J90V,8H@$A
M8<J$E$7^OR;CCCCK'"*',G*S`]UKUBKLA-Q"IX&T$+3&;*.K[!\K#CVQ3,L1
M4J(%3*/1L(!H+-/9]W[OQ_=_?T#0-!$69L<V;)<'3XFJY`F,:OZYDRFW9]88
M!59*7=0E;<.EI.`:"0JC10\N5<I3)/$UF2Q0%-8AB&'8./$%+R544KL\RG>*
MK>+%;;0A+H.:55)>F0#*.CHEO#-EE8.7L-D%"QS2+=-:2%HJC'@JD0J")0`Q
MSATG]+;^J?\`RYZ#5OT>/V5GI_\`V8\>_DSG060:"#^3%"R!E7CUFC%N++#%
M5&_Y,QW8<>U^VS0KA'U4EU;!6I^Q]#=)=5>0A:M)OG#%+IZ%GZ:!#B4AC&`*
MN9_TLLIS7&;#O&<,OU,C/C=GO/F5,!Y.:0I:[/4F.MN+K^G@.995&!9(5Z&L
M>+\UW1)5U&,^B.4K;<Z9!$RQTM!L=7."CD6?I92-Y8XWF+?P4KCF)R8_8C*!
M&V)S]2SZ`B&U*:&131G8*N9U805EC4)8G3'GBTW2(%=$#J"RQ,0Z_EG6(50J
MB2BB!^ERD59,R)UT%3>!7*0'ZDS"/@<`'X]!75@'CYR'Q!P_O7&^:K''5]8:
MGAMS@["=BJL]88U#+48C7+-7&UZSB[>U0%*:]D$YU)T,>U++F;NO.&%8X+IC
MH/J+Q?RM8^"W&CCG:V^+H3*&&I?ADM9AB95[8L?*QO%W*.-+'8%JW+.X)A(K
M/+=4\?&4;)J,TBDD'8(*&$A14$).R]Q=B,G<N.)O)@T553FX\1.<&$P:1\VA
M.2*UUKT4PQ6O',FQ/=,N./IQU.NVIWP&-$J2BBK+H45..@RW'=ZY`V_/6<(:
MRXF@L?<:,>$@*ABBZSTF[4RMFW(`(-I&]7.,K;55Q#5["<*1S[MBG#HQ966?
M)*K]I-N4!,'R\M,/VW-V(6-<H:]6^FE,RUAK-57A+XL[;T*[2V&K]$WA"@W=
MU'M9!TQKEL3CSMSNBMG(-%^TJ9(Y2"&@J^SYZ569\T8,QG68O(.,:+F?'M3Y
MWVN`GHQ6<6IN.\U\Q[A+VA"EU%,8U%U*86B*O<9NHRAUD4%'$>N1TFW`P%2*
M%W%3B5J_4ZG7W!D3.*_5JW!.#MA,9L=Q#0C&,<';&.4IQ;&6:F%,3`!NC;<`
M'0=5DAG=9/'&0HK&SJ(CLB2M&ML30Y&P+NFL%'V^4@'["NOY=RR26>(1S"5<
MI++&1(=0"$'I`1VT%;_'/T^+G@KAMR(X=V&[T?+<!<6UMDL'6JP5*)@@KUPO
M^(XZ'L4E9:M%QAX2#5B\SD?3+)]'E4=G1>"Y.(.A,(AUG*W@5G;D#0.'U2IN
M6Z9CU[Q"QE#6""<N8@E@;VODU2H;&-:I#A5228++UJ@-J_7[$DI-,NF:;#*I
M]DFW<`0MK%RNN8':Y$D'BP$<N4VQSF01>J%*JY(T4$"G.@1R8P)F$`$2``^W
M0:$O.,&2ZNOZA4KAJ1QQ2)GE)2*)"80\NW<1$=1+?!8IM]&L%JN#6)CB(H+#
M:;8I,HF:E64=K$,940.<PZ"&L=>GK;L=<!>1'!I:W4+(<=+I9>9<7KA9*Q&0
M*%/89)QR$)#JVBLPD8>(J$M5+G*2HIN(9,QQ8O#*@)5U52B%H-?8+1%<K,,X
M.DHYA*O68-TH@)A04=0L#'13E5`3`!A0479F,01`!$@AN`#X:#MM`T#0-`T#
M0-!Y#X=A`!V-L)O$H>`^(AL.X!^X.@I8I]=I2L%F!5Q@/DQ(+!Q1H+PCV+O%
MB;1I)%:'R$=U9U4$\TL$U*?**IE<,VW8.DDW3.!6:(")#!,-&JV/CY"X_)K<
M;^63LJW%ZQ+ND&>1+,D[D7A)3!Q4IF&7+R`;"SKS0JRA%D"JM2"=TWW;F$A1
M2"-L=5FBJ4WA@93CSRF='<W:VDD'#*_V1)M/IEH^35"(U=-/.K4L:[053(LH
M<B<>)D$%@$Y@,)3A)6%86K,LD5UU%8BSI4'Z?,?+31"RWFUS,Q4V+`:_90^C
MTE'O<H6IJO:SE`">9,P74$Y#?Z6/B(A:)H&@:!_9^Y^Y\6@:"`_Z6W]4_P#E
MST&K?H\?LK/3_P#LQX]_)G.@L@T#0/;H&@:!H&@:#R(B/M\=!XT#0-`_L_M;
M_P#+H&@:!H'W/W]`T#V^(Z!H&@:!H&@:!H/(;;[#ML.X>(;AXAMX@`@(AH*Q
M(3CMR&BF5\8#-Y63+9L+UK&+`L5F7%B3`9""8VEDHV>(O<6KNT*2F:<3*Q3(
M<7Z;85"*J'.(&T&;5W#_`"`A[1B^<7L&<"(TC#LMCR1%CFC#0/"2;]YCARDE
M`%<8H.W&KJ%IRXK@YZG1CE:"4P`54#!BE5P#R'@8'`,2O.YA*IB>P3DO,$CL
MT8B!F@E)UNWPZ1J>#C%1UO-"XL*95?.BH3RQERE^4)!*'U52HY)Q=D[#Z.0Y
M3)[F/R1RQO$I!-YC(./;56U'EEI%SFXY>?B:_2*]-$L8,V"HG<(N?))+".R1
M@.'2%DO]GQZ!H&@:!H(#_I;?U3_Y<]!J!Z2=@CH#TL/3@3D!7ZK+@C%-3C/+
MH]T/>TPVD!9>8$3$[+7_`$8W6I\KI\/`=]!9W_9\7[^_P;:#II*>CXF3JT0[
M[_F[A+/8:'!)+N)>>80KV=7!VJ)B^71\BP4Z3;&`5-B^&^X!P56RQEQKT;9X
M;S/NN6]X>4\XCY9R/NN7D8-UW4.M0$P\]%J]/RAZB;&^';0>TW8XVON*RVD!
M<@I:[1'5"*%NB"Q?>\JV?NFGFC"H3R[0$HU3J4^5TCL&P[^`>)2R1L1,U2$=
M^9!]<Y*3BH7LH@HCYN)@)*R._.+=0`U2]VQ:O0;I-NKTEV\=P#O]!TD#/Q]D
M1EEXSS(DA;'.5=Z#A'LB$G7EDF\B*(`8_<:`HL7H4\.H/@#0=\0ASG*0H?*,
M8A0W\`_"&`A1$?@*(CH,`B<CUJ9<U5JR]X]ZX.[TPA@69]LO?QTH8EC%V;OF
M\NGN0?+F^5WO_ET$@))&65213$.I4Z:1-QV#K4.4@;CX@!=Q\1\=!CU5L<;<
MH")LD,+@8R;1,X8^<0\LX[9'*S4>\CUJ]HP*H&#;<?#QT'K5[+&6^$;V"'\S
M[O=/)MBEYM#RR_?K\]*5N0ZD>M39/WC$+=L=_EI])O#?;0<LO/,(1U7&C[S'
M>M,]]&XKLH]TGO(829G@!R;K+V&_D(%Q\O8WX3I#;Y6X!Q0EDC;`ZL[6/\SW
M:C9WM1E_,(]DOO>/:,GCCR@@H?S#3LOT^E38NX[^&@[\?9H,)2R#7UG;!B07
MXKR.09_&;?=GTIC9:TV>.Y'N'[HB2,[3(_;6VW..P=(?`&;?'_<^YX^S?Q\1
M_<^[H.@@['&V)Y:&,:+GO5&RJU27\PAV2!+)1T;*'!H;K/YEJ#642V4^3\K<
M-O#?0>*W9HRTMI5U%^9[4-9;!4WGFD00-[WK+[W?)@B7K4!5F#@H]M3P[@#O
ML&@6*S1M72B%Y3S/1.V>OU)@#5#OF][V5X+&-[X=:?::]_\`A%/'H+X](Z#(
M1#81`?:`[?VM!T,U8XZON*PUD/,=VW6AI4(CL(]XHR[R*F9E'S0]9!;M?)P2
M_4I\K8_27;Y6X!Z5BRQENB3S4.+@62<S88(1=H^77\_6)M]7Y39/K4`4/>$>
MIVC[_A$]C;!OMH/:3LD9$3-5@GGF//W)_+1L-VD>XAYJ%KTG:'OG%>LOED_=
M<0MT&V-U*])=@WW`$U8XVOO:JPD/,@XN-E;U2'[*'>3]ZN8]_))"\,)B`V:>
M6C5-U-C;&V#;QWT'?:#`SY'KB;9\[/[Q!&/R?'8D<=+,!-]+I1>%;->W^'`3
MQ/=GD.IQX=(=7R?D^(=ZPLD=(V.T59OYCWI44J\O+]:'0V`EGCUI*+\JOUB*
MX^60-W0Z2]!M@\=!W^@Z2,GX^7DK-%,^_P":J<LSA9854>VEYU_7X:S(`U.)
MS"NC[MG4.HVQ=E0.7;Y.XA`7(+](/"_[5"'ZG,H!_>T&S&@:!H&@:"`_Z6W]
M4_\`EST%</IE7.NI^F%Z7;)P:T(.H&CX+=NP+C7*+QHZ*Q:30JMX24C*2^A[
M"]5%79!-BX7%?8W;Z@+OH+`TKY80<+"HXR-V1SL:91_\(<S"'U+C#MT2QVP8
MWZ@;!+%4-Y8?PVX[[[#H.F0NX!-XI5MSF[GD8W-.6I9MY[%&8@=N*?)Q5V2I
M;*'0^KLBLFNSKCIKNV1*9=NV()E`V(<0#CQ?=6T=2,*,X]U<EHN(LUZ7O"D/
MBK,,E&/J\\?9)4C4T7C3':Z$F1&R/V'<(B?K2<)&*?;MG#0>KB[)C"X*)<G-
MS4LD+FN(EYL9/%68$5WS-)Q>#1[2..KCQ%.6E#0[ML5%HAUKG(0VQ1Z#B`<3
M6Z;2^`U;DZN9YZ&ON37DCY[%>8/>#N.D*=?&T&A%(?5VFK,N&\6\;"HDW*HH
M@V(=0X`5,Y@#*8R^SB;JHB_<9&,V:Y(R8_M75B',Y@6H$@_M)\>-3@3&PBX1
M:,W$:!$2;*(@0`/XE-H,?A;<V/'+IP,A<D#H\G)RV3AX_%V:E".:6#QT,Q!N
MSLL=*E]Y*"JAWXU7I5*8H`H`"`!H,B@[<^;2=66?2F0EV['+=^L,NF7%.=EA
M=4.8AIQK488$_JTW=#&RCIHH#0?!N*?4`[ET$>4&X5=C.X06<N;&NWA[)R/<
M/2,\99<>J.T9YXJ9)**10H9E)=9B3_KY$`.9@/@MTCOH)$IE_GV;_%JEC7R2
MY)'2^0%;\0N'\S.3NVCT9(:`0Q4L:D%Z+951KVRI?*2V#JWV$-!BV+[K[NKF
M!&\:ZNJU>AD[>%_-#XJS#)1CYLZ9R1*UV7+3':Z4LFWG%"B`H&,!%`$3>P=@
M]\<79)A5,6-HMS<UHV/R-E)]>3Q&*\PR$>ZK<C9\DN8]N+MKCM=%\=M.OV0+
M(I&[C=TF<B@`*1P`/H-=TQ9X?+;G-U&>B\Q6B4>GD<49C(X<Q#B'RZE6FD<(
MXZ3"3?)5V28]+9`#KD;)J&,&R*@@'R1MU(1/+/T5<W,LK)\AF,X;W;BO,*[A
MM5RO*2:SL90$\=K!&R)Z^T=`JR6Z'/;,7Y/X0@B&1J7V>&4D5BKY'",4SHRF
M&*/U19E#HPN6(C$WD<!/JW'I;#)IN1%MOWA$1$/`0T&%L;E6"SE96%Q8Q*WY
M19.L1BEQCETRJC61AYY)*/;HEH(J+V)L98!<1Q0%VW*!C'(4"FV#,F]\L)7E
M9,X<Y'%FWS%>92P?^$69A(MBEY$6)*G,3E^K;K60;2JS$Q4"@"R8@`FWZ3;!
MT=9NR+>WVQU"NKF:-=<C)"=M24=BK,3I4E2/B@D<FPF6R&.U56<@%H!@J+)0
M".0*":O3VQW$.&H75-I$NDX%U<U!-R6M$_81B<5Y@>)FHSBW+NI^->JI8[53
M1?E8B!7+$PE<I'^08"FW``X[%=/,0T&E9G5S*Z2Y.P]@AC2N*\P-2?09&^O'
ME4CH]57':2:[_P!Q&3(U8$$SI0P=L"F-X:#*7=]L`KV$6[C(X)+YJJLM!C]4
M.9R@EB-K7ZRA9F(`.-NI)NM.HR!A;F#O*"(F#P,7<,<D[L"CVA&M#BZ=YERC
ME[%">\L59A045H*E8O+>JQD24^/$S/I!-N[W38)@=R")5#B`E3.)0]*!=4V-
M<HR$,ZN:T>SSOD^9O)HC%>87S)S29":R<L#%9PWQVLBX<H6&0BO,M"&!=NX2
M$J@%%)0`#U870Q+%AA>[.KHI+1.4,QR"I7V*\PB_<UF5IU_9U1M%-PQXFO+*
MLX5XW,H@@515LU(=10`*F<0#D?78AU<0FM#FZ&E(OD'.SA0D<5YA1<N:NJ-Y
M^BC"**ICQ,9203K[MH"3)$#N`1((B7\&<0#NVM[L@2<*HNXR0,:CF^XR\J0<
M1YD$JF''<7)IU*/,0,;B=1NWDCMA*W#99,=A$=@'08$YMU;-#V1$'5@`7',2
MJ6HJAL:9;*B1BWD\?'4C%E#4#I;V@Y6)NW%FV>JB=,"IB*A`$.\GKH=:;Y)+
MT9U<T;?/5/'C:G@SQ7F`DNPG6%2D&K1:0;*8\44A`77.!VRCHA"KI[G)N4!V
M#(+5>[,Y?Y#4K;G)"+%[9L3KT0A,1YE1!M78P8+ZSTTBGQL86I'P(/1.13Y:
MX&'HVZ@#09!4\@U!M<LRO"GN!V\M?8-XT1:XAS0Y=-6Z.,*%'@C*-&^.E%HI
MV<[,RA$5P*H=N=-4`%-0AA"(.1F5*FUNO#M\5CD=Z2/Y0MG"S=CA7,QGZJ:F
M(\FMP!@R=4)FM(K)J*E,9)#N+`3<_2)2F$H3J&?*-_NYG3_ANSK_`!#'0/K\
MHO\`NWG3_ANSK_$+0/K\HO\`NWG3_ANSK_$+0/K\HO\`NWG3_ANSK_$+0/K\
MHO\`NWG3_ANSK_$+009]>%._G3^\_HWFGRG\V#W7T_4!F7WCYCZY_/=[W-]#
4/>_N[M_(\WV?*][\'W.Y\G0?_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g521205pc1b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1b.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`-0$G`P$1``(1`0,1`?_$`(0``0$``P$!`0``````
M```````'`0((`P8*`0$`````````````````````$```!`,#"0,$$`4%````
M`````0((`P4'!`:8$2$2%M976-@9,4$387$W>/!1@9&Q(A0TM3:V=[<XN`FA
M<[-T)_&R4W48$0$`````````````````````_]H`#`,!``(1`Q$`/P#]#+&V
M/,GO@RYJ=[+W,[:U>J]=YZ#W`GMYKSWCH!2R>7@O#/)G+E6N8SF>3J977M,Q
MFTVF-I6J)'M$>+$BQ5J,U*,\X#J7I]L%X&V?X;:/[(`'3[8+P-L_PVT?V0`.
MGVP7@;9_AMH_L@`=/M@O`VS_``VT?V0`.GVP7@;9_AMH_L@`=/M@O`VS_#;1
M_9``Z?;!>!MG^&VC^R`!T^V"\#;/\-M']D`#I]L%X&V?X;:/[(`'3[8+P-L_
MPVT?V0`.GVP7@;9_AMH_L@`=/M@O`VS_``VT?V0`.GVP7@<9_AMH_L@`=/M@
MO`VS_#;1_9``Z?;!>!MG^&VC^R`!T^V"\#;/\-M']D`#I]L%X&V?X;:/[(`'
M3[8+P-L_PVT?V0`.GVP7@;9_AMH_L@`=/M@O`VS_``VT?V0`.GVP7@;9_AMH
M_L@`=/M@O`VS_#;1_9``Z?;!>!MG^&VC^R`!T^V"\#;/\-M']D`#I]L%X&V?
MX;:/[(`'3[8+P-L_PVT?V0`.GVP7@;9_AMH_L@`=/M@O`VS_``VT?V0`.GVP
M7@;9_AMH_L@`=/M@O`VS_#;1_9``Z?;!>!MG^&VC^R`!T^V"\#;/\-M']D`#
MI]L%X&V?X;:/[(`'3[8+P-L_PVT?V0`.GVP7@<9_AMH_L@`@;E6)L=D=,Y+;
MI(S)J$FMT6OS19-%MLJ;S2F7VN))[QNVHA=R\,K7:+)=:#&5+9_=Z:6JP6V`
M9G#M=BM,:!$)4.(M)A=_V^/R',W]7*F?T,0#K\````````!JI:$&A*EH2J*H
MT0TJ41'$62%Q#0@C,C6HH<-2LA9]%)GV$`V`````:H6B(G3AK1$3I+3I(4E:
M=*&M<.(G229EI(B0U)47:2DF1YR,!L`````U6M$,B5$6B&DU(02EJ2@C7$42
M(:"-1D1KB+,B27:9GD(!L``````-26A2EH2M)KAZ/B()1&J'IITD::2/*G33
MG++VD`PN)#A)-<5:(:",B-:U$A)&I1)21J49$1J49$7MF8#?(`U0M$0C5#6E
M:24M!J0HE$2X:M%:#-)F1*0HLAEVD8#8``````````<Y.J]%$B]8]EGZSJ`@
M/C?V^/R',W]7*F?T,0#K\````````!'ZH$1WM;OE[JU30T^<J#UJ+/Y<X"P`
M```]K-\X@?SH7]1(")T`(BIC`(BR9*@USR9,N3XU>*F:1]N4S,P%F`````1J
MNY9;E7<(]]%"3]TJIW;,O>,!9C[3\Y_"?P$`P`````C-QTD58W!*(BSQZ293
MRGES7%7DSY\V8!Y.)(CH_>3*67+-[A]_>5_[LY/:[?=R90%V/-;CR=OROR_\
MQ]_:`A=`2(KA3DB(B_RQ6`\WMG?J9Y3]T!:0`````````!SDZKT42+UCV6?K
M.H"`^-_;X_(<S?U<J9_0Q`.OP````````$@JA];6[_?3-?P(K2`KX```/:S_
M`#B!_.A?[T@(I0'T90/O!KE^/%3`%E`````1NNWU+NW]]%"?Q2NV`LI]I^<_
MA`8`````1NX_IA<#_<4E^PL0!XN(]$%X_P#N+A_;^[("ZG\^/^[/^L`AE`OJ
M%.?O8J_]NIF`M```````````YR=5Z*)%ZQ[+/UG4!`?&_M\?D.9OZN5,_H8@
M'7X````````"95`DTUFMY*(VR76"/;++=RJTQG4]CP20:)7*8U'JJR&',+4:
MUH/P%SJ=62S%HDI7BVA&;1RJ(*:```#U@&28T%2CR)3%AF9GW$2R,S]P@$HH
MS)9M=^X$&5SR7QY7,4WUJ[,3L=J\/QBL,]K#?Z?2:U'X2XB"A3&2S.SVF'GR
M^'&3E(CRD05(````!+JP2::SZZLBL,EL$>96RS55H_.K19[-X9Q(4ID50Y%-
M9S,%E$7#+Y/+9=9HD:)D,U:"#R$9Y@%2/M/SF`P`````EUT9--;#5"M,XME@
MM%FE5X8]-E2.WQ"1\GFA2BZ"[#,SLII6I9_(K8?AKTB3\;LREG`>5;Y)-[Q4
MRGLGD4OM$UFMIF=SHUGL%E\/QXT*7WSD$PML1!18D)!ILUALL2*KXQ'HH/)E
M/,`KYK2=L.)E^)\I->EGR:'BY=+W@$BHU))O=^YTTL$[E]HEELC5'J;-H5FM
M/AE$B2V<7OM]OE=M24-<0O!MUBBIBHSY=%192(\P"J``````````#G)U7HHD
M7K'LL_6=0$!\;^WQ^0YF_JY4S^AB`=?@````````'\?(``````'^I^?/[_:`
M`````,]V3RY>SO+L//E[#\@#```````>7V?#V@!9B[C\_?Y?.`%V^S-V9\GM
MY@#V>P\P```````````.<G5%_BF0EW_^CV5_K.H"`Y>8E>1R=F90T^SW>HQ0
MR=7>@4$I["D,WG+F;_W8G,SE$.5$FPV^;W<L#2KW6&13*U0BTXMD@S68PK.H
M]!-IC$6FH.K=:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6
MZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!
MK6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E
M`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE
M<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8M
MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]
M8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A
M6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5
M;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:W5;A6]8MJE<E`!K6ZK<*WK%M4KDH`-:
MW5;A6]8MJE<E`#GYS=YG-1:8R1$THE0>P60G!L^BIM$O='4*;VE<P@.[H=&D
CUB.QVEG\DA0[%,YU#L]FM5J\=2[#9(L2TP[/:XD)%DC!_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g521205pc1c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1c.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`[``P`P$1``(1`0,1`?_$`(0```,!`0`"`P``````
M```````&"`D%`0<"`P0!`0`````````````````````0```#!`8'`@@,!P$`
M```````%!P$"`P01$@9W"`DA$Q2UMC<Y(A;1%=87EQ@H&?`Q,B/4)5665UAH
MJ%&!X=(D5)56$0$`````````````````````_]H`#`,!``(1`Q$`/P#9C+KR
MT<O=7,#6%]3E1P:8>U`42W*7R5H;96UM2GI8:6BM.>SAN<.S1L<&$5NMG)Z8
M9"=8]$>TM8ZP!9_NC,KO\@F%ST7E'A`'NC,KO\@F%ST7E'A`'NC,KO\`()A<
M]%Y1X0![HS*[_()A<]%Y1X0"8I&4WED%2;*2:EF`_#'(&92G5O#4LGY5,BF%
M-2)B6V2.)Z0G9:+I;"F)2;@.1''F:77G6-9I8`]AY4_3@P:W+%.^3P!H"S2`
M````"$J_*96;JE*X(/@$=Y4_3@P:W+%.^3L!8YU"5.(93+UFC%,)<E:R%L4*
MTA-;6;.7*(;C(^UQRBT,@71&-F&/-<9#A.U7&L8]2]2T!RMF7'[713[N*/Y6
M@.B4P%:=,9-I\9)5&)V1?K"$1$=N94XB0*CV@OF32TDX7PH^L:[IBPHCM6G1
M2UC0#\WX?!F@`A*ORF5FZI2N"#X!'>5/TW\&MRQ3OD\`:!?R^']0'@````A*
MORF5FZI2N"#X!'>5/TX,&MRQ3OD\`:`@`````A*ORF5FZI2N"#X!'>5/TX,&
MMRQ3OD\`:`@`````A*ORF5FZI2N"#X!'>5/TX,&MRQ3OD[`6.=Q%689S++-2
M28QR3YILG$M$;6PE3AK6PG=>R;@E9/-R+M$:ECE2(VEQC&MH;2`Y6M7+[,1;
M_O*!Y/`.B4Q%;:92?C^12R$2MBM\8Q"(WMG,'#D"H]I+X!B2RTC%CUZ-$1]U
MUCK6MIIH`/P!"5?E,K-U2E<$'P".\J?IP8-;EBG?)X`T!`````!"5?E,K-U2
ME<$'P".\J?IP8-;EBG?)X`T!`````!"5?E,K-U2E<$'P".\J?IP8-;EBG?)X
M`T!`````!"5?E,K-U2E<$'P".\J?IP8-;EBG?)X`T!`````!"5?E,K-U2E<$
M'P".\J?IOX-;EBG?)X`L<Z/K?R1G,RI&FI?:`KA:K9C>84>0L_%FFOPG'XM8
MHCV5,HLKJ8S7G-,9^NQVMHIH8'+[T*K^#I3Z82OR'`=`JM`H<V92<L;I@7$A
M9'C5)PV@*:7G<61A5'GM<X4PK)%\6>>KL8RH[&AMTTTZ*`#\`0E7Y3*S=4I7
M!!\`CO*GZ;^#6Y8IWR>`-`0`````0E7Y3*S=4I7!!\`CO*GZ<&#6Y8IWR>`-
M`0`````0E7Y3*S=4I7!!\`CO*GZ<&#6Y8IWR>`-`0`````0E7Y3*S=4I7!!\
M`CO*GZ<&#6Y8IWR>`-`0`````0E7Y3*S=4I7!!\`CO*GZ;^#6Y8IWR>`+'.[
M16W+S.9E29+YFT9;#U6SG,*W]D"1R;KPG'XM!8:LV^6U,5YKGSGRJM9FAK`'
M*[WJ5^"<[Z54_P#[0'0*;2V[G3*4E31*9HB+H\2I-G$10[&F[DA"JO/:YI86
MLVZ=[3&.U(7:[5/Q,:`?P"$J_*96;JE*X(/@$=Y4_3@P:W+%.^3L!:1LHB?$
M4_'*CRW=CB4TEM7M):;6C*9`PEM;#=BPM=*3<U"CP=9"?8\[2SM.O,:S0`YO
MG;2C\3T^^^!#].`?M+5(3DXGY8L*+?6+-C.>B:F2+2ZTQ/.STW%JO/:J6E9:
M:B1X\2JZUM#KK6T,:T`Z`$)5^4RLW5*5P0?`([RI^G!@UN6*=\G8"^WRF2FG
MVQXQ(6S<1_Y4Q,$TC-18E'996F(TI$B/L=8[0REYM#&4`/CXB+O_`#A/]WBS
MZ"`\NE$E+O,C0B,LE8L)M9R/!)2^6BPF_$QYR/"E(<6$]I:REC6-`?>`0E7Y
M3*S=4I7!!\`CO*GZ<&#6Y8IWR>`+#/$SLK:(TF3@RC6N<G9MD)D9TKM_;4DD
M&:F$Y`<U!64'DF7RU,.&RMJX;*[U+S=+6M:')\S-B/\`8M]Z5%&\I@'1*$NL
MF1F<D;R$:V+\Y(1==+NF*AVX-Y%L2H\Y1,EAH>S9?.0ZK[>Q%AONTT-HI8QK
M`]A@$)5^4RLW5*5P0?`([RI^G!@UN6*=\G@#0$`````$)5^4RLW5*5P0?`([
MRI^G!@UN6*=\G@#0$`````$)5^4RLW5*5P0?`([RI^G!@UN6*=\G@#0$````
M`$)5^4RLW5*5P0?`([RI^G!@UN6*=\G@#0$`````$)5^4RLW5*5P0?`([RI^
MG!@UN6*=\G@#0$`````$)5^4RLW5*5P0?`([RI^G!@UN6*=\G@#0$`````$)
M5^4RLW5*5P0?`([RI^G!@UN6*=\G@#0$`````$)5^4RLW5*5P0?`([RI^G!@
MUN6*=\G@#0$`````$)5^4RLW5*5P0?`([RI^G!@UN6*=\G@#0$`````$)5^4
MRLW5*5P0?`,M,L?UQ/=^X3.Y_JE=U?-&6=W^^'GP[S^+?&IOJ_'7B'ZIV[65
MJVI['\-`"ZO;H_1+^X@`>W1^B7]Q``]NC]$O[B`![='Z)?W$`$54O7A\UJH;
A5ZF&Q^;6W^V[!ZP&V[#W1.-MV/:_\;:=EKU*_9K4`/_9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g521205pc1d.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1d.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`LP*\`P$1``(1`0,1`?_$`)D``0`"`P$!`0$!````
M```````'"`4&"00#`@$*`0$`````````````````````$```!P`"``,#!@D)
M!`8#$0$!`@,$!08'``@1$A,4%0DAE1;6&%@B%U>7URAH>*DQ(S:WQSBXB4I!
M42<9,C,D)=6689$F0E+"0W-D-85&5K8W=Z=(B$E9$0$`````````````````
M````_]H`#`,!``(1`Q$`/P#_`$1=)^F/5F]=->IMVN6+U^SV^W];<2L]JLDS
M.WAY+V"Q3N<5V3F9J5=GM?G=2,I(.5%EE!^4ZAQ'_;P+.?8'Z:?=[IOSI=OK
M7P'V!^FGW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FG
MW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;
MZU\!]@?II]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?I
MI]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?II]WNF_.E
MV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?`?8'
MZ:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?`?8'Z:?=[IOS
MI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V
M!^FGW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;
M\Z7;ZU\!]@?II]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!
M]@?II]WNF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?II]WN
MF_.EV^M?`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?
M`?8'Z:?=[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\!]@?II]WNF_.EV^M?`?8'Z:?=
M[IOSI=OK7P'V!^FGW>Z;\Z7;ZU\"N_6;I7U4M-*T)]9,3KLX\C>R_:FKL'4E
M.7ARLSKE2[!:%7*O"('-:OYN.@(&-;LVJ8?(FW1(4/D#@6(^P/TT^[W3?G2[
M?6O@/L#]-/N]TWYTNWUKX#[`_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@/L#]
M-/N]TWYTNWUKX#[`_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@/L#]-/N]TWYT
MNWUKX#[`_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@/L#]-/N]TWYTNWUKX#[`
M_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@/L#]-/N]TWYTNWUKX#[`_33[O=-^
M=+M]:^`^P/TT^[W3?G2[?6O@/L#]-/N]TWYTNWUKX#[`_33[O=-^=+M]:^`^
MP/TT^[W3?G2[?6O@/L#]-/N]TWYTNWUKX#[`_33[O=-^=+M]:^`^P/TT^[W3
M?G2[?6O@/L#]-/N]TWYTNWUKX#[`_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@
M/L#]-/N]TWYTNWUKX#[`_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@/L#]-/N]
MTWYTNWUKX#[`_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@/L#]-/N]TWYTNWUK
MX#[`_33[O=-^=+M]:^`^P/TT^[W3?G2[?6O@>.1^'MTDF(]]$R_6R@2L5)M'
M$?)QDDZM[Z.D6#Q([=VQ?LG5G5;/&;I!0Q%$E"F(H0PE,`@(AP-$_P"5)\-?
M[D^$?^7Y3_QK@/\`E2?#7^Y1A'_E^4_\:X#_`)4GPU_N481_Y?E/_&N`_P"5
M)\-?[E&$?^7Y3_QK@/\`E2?#7^Y1A'_E^4_\:X#_`)4GPU_N481_Y?E/_&N!
MR-^P-TL_YYOXA/LSY;^)7_EQ_C._%A[LD?HC^,+\<'N7Z8>[_>GG]]^Z/^S^
MIY_#T_\`9X_+P.W'P_/[AO2K]U#KY_555N!;O@.`X#@.`X#@.`X#@.`X#@.`
MX#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.!5WJ1_0#3_W
MM.Y?^)S3^!:+@.`X#@.`X#@.`X#@.!X_>,=[Q]S^\&'O<6`RH1'MK7WJ,65R
M#,TH$;ZOMHQI7A@1%<">D"H@3S>8?#@:)IEPGJA'U4M8A8:<GKA?("C1K:PS
M+^"AFJLTSF7ZDB_D(N&GWX)M6\,<"IIM3B<YP\1*`"/`P?O'L/\`_<[#OSEZ
M'^B7@?WWAV'#_P"QV'?+_)_Q+T/Y?_VEX#WAV(\?#Z&X?X_[OQE:'X_^K\4O
M`>\.Q`_(%-P_Q_\`U*T/]$O`>\.P_P`H_0[#O`/Y1_&7H?R>/^__`(2\![P[
M#^'C]#L.\/\`?^,O0_#^J7@/>'8CY/\`V-P_Y?E#_B5H?R^/^[_A+P'O#L1X
M^'T-P_Q_W?C*T/Q_]7XI>`]X=B/E_P#8W#_D^4?^)6A_)X?[_P#A+P'O#L/X
M>/T.P[P_W_C+T/P_JEX#WAV'^0?H=AW@/\@_C+T/Y?#_`'?\)>!YHZ[:?'WZ
ME4^]U3/64?=VES48RM.NEGG'K%[4(EE,&2>1T[1JVW.T?H.A("A'`G3.4/P!
M`?$`FO@.`X#@.`X#@.`X#@.`X#@.`X#@<1?]11_E4_VZ<"__`,/S^X;TJ_=0
MZ^?U55;@6[X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`
MX#@.`X#@.`X#@.`X#@.`X#@5=ZD?T`T_][3N7_B<T_@:#M]PV&Z]G,QZLY7I
M[C#F4WB]WW&WZ+#4ZLW6[3*->MT+2H2E4Z-N;9_7&:2;V4,^E')VR[CV<$TT
M_3\PF$(LF]'[&3]JZL]7XOL%GK*]Z7`[I:M.[)Y13Z[8"S$+B;]A&-JS1:K8
MSR]2A-!EEII'W]YTG*,<HS<`@B4H^4`KQJ/:[N'0:I8LUI4]`ZEN&-=Z:9@A
M+']%(&#2WNA3^3RFLM*I.PB*+B(K-Y>-4`B7JT7[.(.RI'2!(5#`(;_3NSND
M]H<][I:EC.Z3N<U/'!J=[RXK"A4&=E&<67KFK=;3EMM;6N$>"DY:Z(DNE(+F
M`S]LNU,DD<J7X(AIMYVOLS0\'Z.6QYV(U2RSG:6TQ$U=).A8-EUOOM=KLG@S
MR^*4[/:%'5@S*R)-+&W*N*ZR)WX-@4\3"4OEX&0H?:OLI=<,R9&'OS$LAV7[
MBN<&Q'L-;J!3F%K98PU@9*<D;I;<L@GJU0C].&4K4E#QS!T5`15\BCEL50`*
M8/9M'8CLGUUA>W62/M=+I=OR#/.NNO9GLDK1:=!VYC!ZWK;+/[%2;W7(6/)3
M)&0;)M%UH]XFR0449N1$Q/.F0X!U^LD@>`@IV:,FR`8>%E9<I9B32@(HWNR/
M7?>$G.NT5VT+&B*/\^\4(=-JEYE3%$I1`0Y)]$N[FJ=F]ZG:U:)K-B4Y.@Z#
M>F%;K6B4RR33?WUK#^-H4<@QBZY%SD@G1J56%6[L_J`8Z,HUD'0![6V12#J;
MH%DL-1J$Q8JKG\]J4_'$:FCZ'6)2NPLY/F7>MFJY&,I;)&)K[4S)LL=R<7#A
M,#)HF*7Q.)2B%8/M+=A__P#GOOOYU.N7Z2.!SR^(7M^S0-*I79EIUNV'K'K&
M"SQ4:'K-BT/`YVMSD7='3-G8LBN54A+\^G+I6KB1F18&+5NY627;>L4@%!10
MH7QS#7M'W7&NKVEZMCLSAURGMWI)GM-F5P4!ZV)5KD9K:H=HN8)J(@;"5456
MK.332?H$#P.!R"FJH%X))=VUC)1U'M@>R#6+DG4<R$!,#V0;,EUF+02AX"8'
M3HA">`?*/FX'^>N'[.=DH;";'>:O?KC9;=9_ALSV]Z*]D)!U/FSW:S]A92EG
MM,+%OA=M:4_AZ@YE6R<8V2;M")0"2@M_.U.<0GE?6=4C[Q8<FB[S<GV'*?$`
MZDY`I>5K;-OYF-SW1\:B;IHM%;:.K(*V!K%S]Z(Q267*^!PU]\J-4E4BK$(4
M(C3[![E/Y9GC:WZ;=X"N,>OGQ(;[5]`96.0@)F[V;!+B\@,,FI>S,UFCBR.*
MQ5"`]017460EC%*X<IN?#QX&W6+L+V->V-U8IJQVBMZ357OPLH^E9VQ?/8B%
ML*785,R^\>\*4@=*/LHVU^YD&CHSA!<T82+*5`S<S<QN!LE6WO?0UV)F8V?L
MT_=;#O7Q)J+;<N=R+^0KT90<$HJ$EB31M2U%3QT&6OS#**,W>H((KR)YQ0%E
M5P<E#@0JAV1["5_"KY.U+2KK9#SG0?J;LEWN+^:>6&0S_6M8V5>H:9;81V].
M[)3W[RB.7ZYF+<$&D>$4FX201%(3"%@`U73_`,9R>-GN]Q#`U/B:S&($NOTO
MG0F!RQA@Q]`3S?\`&;[Q"R>Y0TPIFWM'O#VKP(+(5_('I\"O3OLIV(G,$I4[
M;=(NU<D(+X>78C<Z+:X^9>5^2T'7*%N+.E9Q;)IPR,T)<9!O0T(Y4K!P5=H_
M]\'7505,N0P!.]EW;>U-ME'K^PV6!NM=[/?#SR^M9@SDGS"NR&<;5F3B?VEN
MZIB:I8V;3GI1Y*KKOUT%G$>,(F"*J(-3!P,_UFVC8[1O^(#/6VSRTAJ5Y^(5
M#;52)"5>NH.IU[%+]$PV2`SJZRIX^G?1$`:Q[=9LBV._))J>N9<ZA3`'2FZ?
M_G+@'_R>T_\`X(B>!,7`<!P'`<!P'`<!P'`<!P'`<!P'`XB_ZBC_`"J?[=.!
M?_X?G]PWI5^ZAU\_JJJW`MWP'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'
M`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`J[U(_H!I_P"]IW+_`,3FG\#<
M=HZY9'OQ:TMI$#++3--6DE:E;JC;;3G]XK:<TW(TG&,3<*7+0L\WBIQLD0CQ
MH*QFRX$*)B>8H&`--G>F/7.;SC.<L;45U3ZWD#YU*99)9W:K/1;M0I:2*N6;
ME:]?("4:VE*1LGM2AI159RN,BH<3N/4.`"`9&K]1\%IM=H%9KU1?M&.;ZVEO
M$$_<6BQR=CE->3:R#-2]W2S24B[F[I,NVTHJ589!98AP`@>4"ID``RU5ZPXE
M1VF\1]2IWN&/[*2TS.:]'Q\K)),IV4L,(]@)IU%-O:!2K(R#"17,<K$$2>NJ
M94``X^/`RB77[*T6F`L4X-^1MUA<LWF,%">EO/6W#"F.<_:J/U?:?/8?3JSL
MZ'@\%7Q4$%?^L`!X&DR_3CKQ.5K3*=(4AS]&=7TI'9+%$LK+88M&#U9'T#?C
M`SM:-D&CO.+,NZ;E<*KPZC4%7(F4.41.?S!AFG1WKHWS;3<N=5VV3L/LSR!?
MZE:+1HUTLNFW9S57K)_6!E])EY=U:P0K[B/3]C117210+Y@*0!.81"3<PP.D
M9)'6N+K<UJ,XTN2"#:8_&1K5_P!07010:OV0$A'%ZG)M2!!9"14]7V44P6,!
M#'\13+X!],CZ^Y)A:4BEF-41@!E(FE03M=5TXDW@Q&?5=K3ZNQ1=OC*N&Z3:
M&:`+CR&`7CI11PMYU5#&X$S<!P('T;KM0M:U/*-.T/VZT(XLG.2-#SZ2*S7H
MC2]S:C(A-)E(M1`ZLS:H&,9^RQ@+G,U9>JHL5,5A*<H9C9D)Q1KG,W#UN?MZ
ME3U^I6R8B*V2-<3JD(RBK1'OGC)O,2L,S=G;+RR)CD%P4XD$1*!O#PX'Y#7)
M4!`0PO>P$!\0$*S1@$!#^00'\9'\O`P$=<8J'4FE8CK%JT2K95U'-D4C,ZR^
M//8G"H+%56GC-+XB,PJJ5RKYA<^H)O5/X^/G-XAY$;'7&U<6IS?JMIB%0<BH
M9Q4T,RRI&LN#K+$<JJ+P*=Z+%*JJ.4RJ"8R0F]0A3>/B4!`/K(6B!EHR*A97
MJUI\I"P*C56"AI'-,K?1,(JQ2]%DI#QKF]*LHLS1'\!,4")^0GX(>`?)P/4\
MN["1FXVRR'6C7']DADU48:Q/<_S-W/1"*_J^LE%S#B_*2,>FKZY_$J*A`'SF
M_P#?&\0-KNP93KZTLNM&N,[/*-TFLG96F?YFVL,DU0]'T6S^;1OQ)-X@G[.G
MX$45,4/3)\GX!?`//'6R%AVTRRB.KVI13*QK.'%B91N;Y:P9V!=VF=%VK.-6
MM[2;RYW**IB*"X*IYR',`^("("'P&Q5P:T%,'JMI@TX!\P5(<RRH:P!P<B\]
M0(`;U[J!7VP16\_I>;U1\_CYOEX'HD;=#3",*WE^K^IRS>MK-W%<;R><9<_;
MUY=H1))JM!(.[XJE#J-DD$RIBW!/R%3*`>'E+X!]W%W8.YYE:G?6C7'5IC6R
MK..LSG/\S<6*/9K`L"K5C-JW\\FT;J`X4`2)JE*(*'#P\#F\0,[M'QTQ*6*.
MZSZW'V&<(DG-S['/\S9SDRFCY!13EI=M?DY"1(F*91`%E#@`E`?]@>`><DO8
MKQK&4RA,OTJI0U/9Z>O-3-UC:Q&1Y#V&MQD3$-&GNFW3SUT\=.TC_@@B!"$(
M(F,'R`(6%X#@.`X#@.`X#@.`X#@.`X#@.`X'$7_44?Y5/]NG`O\`_#\_N&]*
MOW4.OG]556X%N^`X'Y$Z8'(F*B95%`,*:1E"%54!,/,H*:8F`Z@)E^4WE`?*
M'\O`_'KM_345]H;@BD)P56%=($43)CX*%65\_II&3'Y#`80$H_R\#^G602]/
MU5T$O6,!$?5723]8Y@`2D1\YR^L<P#\@%\1'QX'X,Z:D,J4[MH0R!0.X*=TW
M(9N0WAY3N"F4`R!#>8/`3^`#XAP"+IHX$P-GC-R)``3E;.F[@Q`$?`!."*AQ
M*`C_`""/`^_`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P
M'`<!P'`<!P'`J[U(_H!I_P"]IW+_`,3FG\"T7`<!P'`<!P'`<!P'`<!P'`<!
MP'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<#B+_`*BC_*I_MTX%
M_P#X?G]PWI5^ZAU\_JJJW`MWP'`Y,?$&J.IV[LITH-B$V:$UVDPG9C3L\(H(
MEBK-9,_K-$G$Z#/_`"@7W'H$<FYB%_'Y`!X!A^0!X%'X32Y?<>HT3C%<SG19
M:9[C][NQ-JOF5U1S$1^DQ>'4N[LM(UB!0>625@H2-DDG!V,0*SMVW2$QU"@(
MG\""&`V"2T+8^KW3S,9IK8(+?NLFQ=@<[FXF453^DL?>^MV)3NA9FM+FC'3U
MJN[FZQ`0XG.BNLW76.H*:BA?`PA%KJ>E=,I7Q$.QDNUD(Y[VEZ>(;:UC'QEQ
M]TU=UVR/1:5&@F`^5--K4J0V$P$\/,4_C_M\>!U]^'PWQ-G,Z&CG%EZ03EC7
MJU64DD.I%6MM:G6T,W>NB**:$:T62P%?LC23A(&GLX(^1P*HG\?,4"AT[X#@
M.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X%7
M>I']`-/_`'M.Y?\`B<T_@6BX#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#
M@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@<1?\`44?Y5/\`;IP+_P#P_/[AO2K]
MU#KY_555N!;O@.!^1(F)RJ"FF91/S`FH9,AE$P.'@<$U!*)TP.`>!O*(>(?R
M\#\%;MR']0C9L13Q4$%"-T2*`*Q@.L(*%(!P%8X`)_E_#$/$?'@!;MQ.*@MF
MWJ";SBI[.CZ@J>3TA4%3R><5!2_`$WCXB7Y/Y/DX'Y]E:>7R>QL_(*0("3V5
MOY!0*;SE0$GI^44"G^4">'E`?E\/'@$6C1N)C-F;-L8P`4QFS1NW,<H#X@4Y
MD4R"8H#\O@/R<#[\!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`
M<!P'`<!P'`<!P'`<"KO4C^@&G_O:=R_\3FG\"T7`<!P'`<!P'`<!P'`<!P'`
M<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<#B+_J*/\JG^W3@
M7_\`A^?W#>E7[J'7S^JJK<"W?`<#GU\0Z5U_/\H9:UD^[WS+'L);\LHKNKUR
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MT9@3M%$EA4(J(B`5WJ&P=EZYC74KN79.PKW0H_LCJF.5JY=>C4VCL,RC*ONU
MB5@V<%E<G$Q+>[L[?F9%4U%G+N0>^W&:.073*`<"LUN[S=I*_)]M<O1TU<UY
MNNV6&J=3IH]>K9UJ-`9IM-RJFJQ[1$(8&DTE7Z+"-G8G?$<J$(L!A-X_+P)`
MLG9CLG9)'$HJ#U7L:WEK5\/',=P;QG7[%Z/JDK:]NLLM(1_O.\Q<M4)-O!U2
M84*DDNHFK'M2*>4I3)^;Y0RG8GOYM.+7GK/`W>\4?.[1E^29#JW<K,S'@_:M
M&F=.M%;JT[G-,(NF]72E*15S2=G728+$%,A2D\YB>0!"9NQ?<34L)[D69JI+
M%E.J$5UZS=Y=';9E'K_BRMNP2E_ALYV1%TDR/)N:XI:*\PCY,%%E6J+=^DJ"
M8"'B(8"1[+=G\RZN=0>VJ4BXV1AI>,53.]3S*22K,*#W<=3:IML>UF,D6T?'
M*,T7&A+H1$\R34!J,>[(LBD51,QN!8[LA.;_`->OA[7B=<:XXG.Q]0I-9/)Z
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MC%0AD#F6\?`+>[II]ZJ?:'JA0:Y/JQE/T:L]HI"YPJ35@NC-NZ!FL9/4]51R
MZ:+OFWN65<'6(""B0*";P4`Y?DX'-?JMWM[`WM_T=R/7;&Y9Z=I>P1MFF9Q"
M)@TFV[=9;QG&FRM>E$P0BD6+"7I]^K@14J5B5JL19JV$PB"R@F"SV"W?>]>J
M]&[73_;"(SBNV_?;+1U>O]JJM(1R-*EP^B63/H[+64RHW87X=QETX,CAN_/*
M&\[]7T_9#)>!!#J-)O&L.PD)234%E'1;![*OG*R:I@;1T>V5>/'1R))G54(@
MU0.<0(4QA`O@4!'Y.!5?1.U-/)U*V?L]ATG':?&9YG]^L%?538S;.,D;'48Q
M146CUI)L(J5%C'O%$U'7E3+YD"&\IO\`:`150G&T8\QB-$T'MJVWIM;NN%RU
MQQC5LJ]$KL_8+36ZG'W4DO@BU+:0TBCG\>F[%D_:NR2IBHKMU06(H(CP((I.
MH]DZ;0>E/:&V]B'NK1O:W3\=IU[PY:FT:,SR)AMX1>+1Z>-R$%$M;@QF,O.5
M/VA1X_?@_207%<I!_D"FMB[Y=JH>`[-YREJ*XZ?<-BL/V9K*>NU@SBFYME^E
M['":Y'M&H0H1\LE7*UES<PJO$W"Q"R`")_'P'@2I:>^NV9#KF572\7M>4PTW
M2S%[9H-:<P\"F@ZV+7L4T^V5:V&D&L6C)-G$W?<_08BW36(T$[X"E2#Q`.!G
M<0[&]N+;D&-91>-B6A=FV7NO?\`M.U'J=27F:!4Z3EL3HLA7ZC`K12%5/<)9
M]ZL9'+/&RXIG.H?RJ'`@%#=MJW7LMB-$[SXW&;9(WJ^X5!]9[=DNX6.MTYG=
M(A#=[HQ@'M*T-E$0;>H2TE#&:J*HNPC45E(Y[XG3\Q2&`)EZD]LM!WOLO;<\
MMQEZK(9EUL@F6P9&HS9II4CLC7=AL=,O3YJ\%J$FXBY^#9LWD=XKG;'C7:)R
ME\_F,(=.^`X#@.`X#@.`X#@.`X#@.`X%7>I']`-/_>T[E_XG-/X$2]Q.XUDZ
MVW;+Z)7Z]E+4^BUNXV,NA[[H$WF65$?U1>/;M,VCK3$5V=;)Z':1?>HU+(*L
MV*2!?.<YO$?*!QWSIM.T_/:/MY:)A4/?>KD;O))B\:1`JBQNS^UA7C9BPF8Q
M9Q4K*@1DFL[1D&3M0'*:?F(7R"/@$36_XD,_7>IW77L#"8RVN5]W8MPLCC+8
M2P2"B5>S++6]HG-6O#24".,^?HU:JU])P0IT2$5<.RIB/@`>(;OOW>:6SG7*
M1GF?_9Q+6;M@#7>XK0>P&RRF30$O&R%A5B8VO5MY'5RQ-I.8D8P4GJ28^4PI
M>H/\A/E"*I_XEUE(AUQ78TO#\J3W?`IC:GKWLUKE@S>#K[V&NYZ;]%(>8B*;
M,'G5)LA!D8Y55JV,YC_YP2E_D$,[L/Q!;_FDOE-8CZIUP=2]\Q%EL:=KM^XS
ME/R'4)%],O(YMF/7G2)"GI0MCL[EBV3=$=3RD4U`CM$!+Y3>?@=0H*17F(*$
MEW4:O"NI:&BI1S#.G+%ZYB'$BP;O%XMP]C%W48]6CU5A1,LV54;JB3SIF,00
M$0RG`<!P'`<!P'`<!P-)T531DZ7._BD;4YSHJJ+9O61T!S*MJ<S<.7S5N\EI
MT(-%:6>MX:,47=D:(>0[U9$B`J)`H*A0YV9]KNFV[X=64;7HO9=3(Y<JLG-[
M)LK2D5Z<N<]6HC0KG7SU;-J^Y8N*]&WNUKM(]A%?]VR)Q$`130.JKZ@!X;S8
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MPS!,\1-R#A=LU]Y*J+E_[.0O`Z%].-)D=;Z[4NVS%JL%UL;1Y;ZE;IRUU.$I
MEK;VFF6Z9J\S#6J"K#^4K!)^ONX_V1P[CU?8I`Z7M*9$P5],H5BS"=W>)UKM
M>_?]J9_0<>ZV9]-UAY(ZM2,WA:\?>W5//?7ZZ[C/:I$2Y:5CM<6CRR7@HLN\
M>/54P)X(>!PK1AG9GN;8,,[/N$9NUW/9J_UPPW8LIJN@TFFI:`K(Z.VD#W30
M\\@Z=$Q<!9,A>-&RJ]2C9+SS8NV@(/$$_4!,X7:Z(;3<M82[!U&S6:]Z`PQW
M4H&O4J_:;0"9KI%CJ-LSNNW1).[U%&"K!64I#23]RFBJ:.9JKQYVZATQ\0.8
M((8]D=Q5[3,Y!:^N1RZ0[[V+I+^)4*Y6_<K6HPV,C<&^CIS81P6XUY-:D#.U
M#F>BQ&.."/H``>?@3WD6B]B9?NGV%RS3IJFMJQ"X71;SE5(J+9W(PM:1L.B7
MBMQ,U9IA\VCYJP6Z<C8-!Q)I(G18MP.5LV#Q3,NH&O\`3NX;O9=AV>"LFS/^
MQ6/TROU^N/M77HM<IM45[+(S\J;0J1BIZZR;*36<U&N"U;O/:5Y(6<J442NU
M3^KP-E[3Z-V`H>T]26%.F*G6<6O?83/,[O1DTUY'0[L_LD=>'TA6CI/&1X:M
MTB-CJ\@JJNB<\D^=N"D*9!)`PK!JVL6[?H?N/E-*SC:'-L"UVVJS=DZ\0E!K
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MX!T=X#@.`X#@.`X'$7_44?Y5/]NG`O\`_#\_N&]*OW4.OG]556X%N^`X%1^U
MVI=1Z[`Q>:]K;G$5^"LSVNW*+B99&[I(OWE+ML;*UZ0"6J$6Y!N=C:XUN)$%
M5TQ<'*!!(H0P@(;!5+MUGU79<NT^J66,L6Q6/)-#:Y>_(%MC'\MDS2ZPR&A+
MM(&591L>#1G=6;--51VW3=@<`!'Q2,(B%3+S$_#'8Y;AJEGMK>"SJ'M>U-L+
MEZS=-PAI3Z5/;&Z4VUG"RM(<(W!R=.P"L1X1P84$R^8B7\U\G`N?UY3Q!WC3
M!+$IAY;,B=NK2DA(6N:O%I.^,J\<H6AK)R.KJN;.YC2+@JF9)V(MB(^)2!Z7
M`J_U79?#::;#)M^K4CG[_6V<!.Q\0TCYR\398ZF$DRA:(['$[HZ=UE"G)R@%
M*_3J@BS+X`4_\UX!P-;S&"^%_#]D(R&S:>I!]H@;Q9%*53"7+0Y+.*UJ2GM9
M[43+JY+OU\8B]$3,HX%9O#![:@<R@)$(?Q``SSR$^&V,OJUR?RU)][]6;7KT
M_KTLZG;R"^56GL0H\K^H.9M)0P"N:VNB+()$:D=HLG'B+0$3B`B&;C]<^'QU
M]>Y-?6NB5FG.;#ULK=,RB9,MHTTE*];:U-^UU\[=NG&RR:<*PFD_$S]\FD]$
M0\%5/+P)`L!>E<.#U]:)G/7)/B!RK"#;R<M,OI]'=7DC3&E8B8FK20GD$8N,
M^B3Q%!J1FHQ:(F6*)1*X.`B'J5S3J)':!)X-*MX%UH^C]983.I+/+)/666F;
M9UNS=U+Q$2T`LJ[<-WB%==OW0&=D6][^8OK'.()%4*&+KJ?3#1LVP'KI7)F!
MGL]FX2&OG7VI)2UR:%LD-@5D:/F,K7Y]][$^EU*1/QB2KELY=F<J)I^=5)1`
M1,(;Y>KMUHWSKOHEIN-IA;AUR*E/?3ZT-U[''UX6N<V!)W8'*4G&MV,L[8P-
M@@P\[B/]5%8Z!BIG4+Y@X$?SV7=+-HODF_?-ZW9;UVZP!%!^YK]@M,:ML6!5
M*5K,B+\KB"=LHT\<S=N(M%=R!D)!=L8C903I`8@!F%*YT]WJUWY)@I3[1:L`
MJ%^P#2VM5D9F"<4>H:%`"TNM"LC>%-%-I%F]B(,PIG`'0LUVIC-U$URFX%=$
MU/A:-Z,P[`I6F@)4/1+YC%`C="2GM!!G8M`ZX)M%,GK:*!0&3))5)*%045`S
M9-)\"1#NS+>("(>>\M?AHT+=KV%JT&?J6T%TQ&Z:%7Z]HW95E'DTFPGC+*F]
MG*Y27QZ0+J83<-5E$12%!5`Q2'**8"4`O#I\=B1-,PVSZ<LP9Z0M8+GF^'+N
MWDTV6D+)I%4<IVVMQK.,-[K<O)BJPBI@,](!$"("*1R'$/$*ZUF'Z!%KF"W:
MKR%+6@^K&HN<&Q.RM9BVN'F?ZG8)$:FMF;ARH<TO(OI*6?`D1&5*X:"J<JY#
M@`@IP-3M,;\,S.>T35S;7N95SL0-VC++[G>S5Q-58+5;40J<+9YJNHN7&/U'
M3[&58IFKM\DTDW"BA52B*ARG$+[U&B5NA?2@E;:/F@V^YSU]L(/YF8F3.+38
MSMS3#IK[X>O1BF2QVA/39-O19M_`?22)XCXALSYBSEF;R+DF363CI1HYC9"-
M?-DGC*18/T%&KQ@\9KD40=M'C98R:B1RF*H0PE$!`?#@<[.O*'PVL^W61HV`
M2^=H[<[:SN?Q\82PW:SD:1\2X,^M&9YE+W%Y+4UBRC7"`G?P=><AY`2$JB7D
M3$I0WW!>LW2OZ1,=NPJKQ\N>G7.]QE440M-]F*%F]\CI=_`7\N>Y]9I=:HTB
M;:RY7+9=:-CT0(83@@8"#XB&.A,(Z*7'7+-FL%$5F>V7'H[4)&UU1M9+:K8Z
M=&]JR/7&AN7Q5)`C8Y+N6P+&3!-14\6+O^8!L8Y0$(_2K7PS]NN\EUY0DZ5=
MKH-;S[+3TPECO:9)6)ZPO'K^HU2O3QUVD%89G.%G#CVY..>N'RB8J%=^H0#@
M`;"5;X=FLV*]=5D+!2+-:;EL%LU&;J#6<N;*16W./%)W;)O/[VBHP;1]\K01
MWF5:UZ4*O'D34*"12^J7@;1=\;Z0]=\<EJ%IB4-2,VVK2:>QL<M=KC=I>S:;
MIX2;*5IB=AOK^4EKK,RK=Y7DA0,N[!LW00$IA(D8X&"RT7B>8UW8;QN\146<
M7K6B5V&J%YM;5P^35L4-7%TU8E%_&@Z&(,^:&03(+LB!7*J:1"'4,4I0`)0X
M#@.`X#@.`X#@.`X#@.`X#@5=ZD?T`T_][3N7_B<T_@>;L)U^T+7)B*G*!N:V
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M?`^A^DVNM)S&+G$=J$W.@8_BDY@HV^^855]%6NE,?V]M9HF0GHR<M:+)*U13
M&-9L57R?B9X"!EC%(98Y>!F]:Z?[!JD,E&..T:;9.R9@7,-4KT]A%*N.96$B
M;J6,C?,ZS.8G`A,DOQ(N6%F=TR.[16(@BH=/SIE$`N+F="B,JSB@9A7W,D]@
MLZIE:I$.]F7/MDN\C:Q$-(=FZDW7E*"[YPBT`Z@@`%`P^!0`H`'`W?@.`X#@
M.`X#@.`X'P=.VK!JZ?OW;5@Q9-EWCY\^<(LV3)FV2,LY=O';DZ;=JU;HD,=1
M10Q2$*`B(@`<#G;=:E\/&?Z@Y<6V3<,'4F$MB<QE#]E<M(CF4E<5[#:46`5Y
MQ"/D+S:I@UA>RAV3<A7*@'*99$GD3(<H:_I%:^&BTPC#'.A7:";X\8+H;$;D
M75-37GY2'M9%U=/C4+I!S;G0)2ER#14Z5C;2*YHYJ@4J3P$0(4H!<R%QFC)7
MFMZ+7SLBU:,PMCC=8HT20J]`4I2L['6:+?IQOMKJOOV[5@P;MH\4VA1*U45\
MZRQ#IE2"&I.G]'GT#V_3?M\X4K@246;MW[*[?MH^KS%1J\6^B`EE8HR'T2D:
MY"Q35ZF2&,BHV>HE6\`>`8>!&-;0^'+-=7KJ^K]RKTWU_0TYC8;EI)KMI3VX
MK[<DO"N8*Q!H[YW^-:3U5%5PP3C5V3A5\!3)H-P$GF)P)KRC*,$LE.ZSW'KW
M8&:>/Y))W>Y4'Z'RTU(QMQ<W"$L-9GSV:4D97V^7=#-2SQ[)^]D74@>71#SF
M04(J!PUC%MHZ,6I_I>5Y!HE%LK_1'VGZYJ%3<JV=<D\$XBW;ZE9IH]N8-V:4
M&+04TG28*D:((^!"$*7Y.!&F,UWX:[K)M^)F%BIL]EKBC1$!NDK9+UH$J,+D
M\9'R)J;$EFK[)!8*_E\8R]H4KXQ*B<:!R^9F<RA2B`2'E^4]8M7PMO`=<[BY
M7H!]EJF@V>WQ=DNT[?)F^YY8JY8'K.ZV&XRS>\GL3YC",F"Q9D5BIQ)TR%;'
M1%+P#[HPO1X>Y3MVWE:F';<5W=C6JY+-:O03M3BEI,'UD1J1G?XN":JIFXD3
M67(G[_\`<W@<Q?2$3\"7F*>`R^^:HWBYB(<[Z&-U6O:LTC9^5),PF3*RMA7J
M9)4K=T6(KJPR4D^6253,C)$*<JIQ!/TC<"JW5S(_AU3+#6*-U:G4+"PEJ2YH
MNB0->UC6I!).D6.1<E4?5U.>L12,HZ6EV:Y$I^!$`4<$4*1WYA'Q"U&J->O\
M:\Z\UG5Y.(82L;JU2'KY$2LY+DF)'4JW`2D96_=B#-R=_/+L(-TY!<[X%6?B
MH!G!O4,F(A6^T4?X?P=QF\C8[2R9=O)^Q4N:]V(ZAIT:Z?V.)BTG=!A9:(BY
MQ"A%>JPT7ZT=!/0*=VW*8Z;90IS"8-@RZL="P[17O\5\A3G_`&/BWF@2MBJK
M2RVR2C:[.6%2/::_*U"I2CM7.HNT2RRC=&TJ0B0O"F4\CP"><X"$H)TGJ;(Z
M[L\2E"YNZU9SBL#6MNJZ#=,H,\5E36!>(:V.`;))P,5'3B3Y\*ITR)O73<2^
ML)DBHB`:#TQ6Z3.&F@J]/;;#WA0%*FWT*P)6N^7FP),F<>_84*!>630W#V8)
M7(6+9N48I@@M[&T2*?R$*)O$0N]P'`<!P'`<!P.(O^HH_P`JG^W3@7_^'Y_<
M-Z5?NH=?/ZJJMP+=\!P*;]]J'=]+ZW2-1SVMRMMLBVK8'-D@X8B:CU2*K&S4
MNP3\@!%ED$_9X>%CUW2P^;Q!)(P@`CX`(:;OV$:!K7>3#[A"6S7LPHE<Z_[)
M!SVNY)*P,+)1MBF+Y2G\)3WLG8(.RMP0L$>T7<"D#(3'!H`^H3RB!@Y^1'7[
ML%1LMZ))NJ#VC8261:AW0?W^3PE&GGV^MQ6ASD\G1YPA[(J-<!.\H/$U')Q3
M'U&BZHE*F82@`=28*JVS5^HUZS@[S=:O;KIG^J9['3W98D`WUU"1L4;-Q45/
M6@U,,>'&+*K)D*T4;E*I["D'B7SA\H0QU[=[)+(8%D-GZ;KY$WQ3&IFA6S:+
MP[I*S.F6!K28ZE1I>MCNL24W+6%C<GK,SJ0<'3BTR,?*57S+`)#A5FMY5O4I
MULZY]%7/6>^4^Z8YL^8SUJ[`.@JI<485_+]/4O4IKM,N+6<5G9VW:!%)"B1@
M1BF_!R^6*X,!`'Q"(-!Z;]B['N^F.HC+["CF?8[L]M9-H<*HM"MW.2T"]4_:
ML<LJA0>`*T5=9MG(0[4PE$RGG,0Q2@(#P)QR7JOV,DYWI^Q&=TOKFC4?ARN<
MDTNZP55HEAD(NX/;[#N9#*9-M<F<]&1LL^BQ.\]9!`RJ8-0\JG@)BB&F[CT0
MW*YRKS-,/KE?KN3=2NN51R[KE8-@<6)Q9;-HZTY'Z]8M(RU[6C),`N*%AJ,9
M"*O)))%B!EEDTTP2,82A).TX/V%[";3GW9.O4:S97L^>=+Z-=<[?3Y$649"]
MCXG2927NF&6I)!Z=)9I=*C+2,6[3'S(`U>)+`I^"/`\$[UDU>>^%/B]()G5Y
MKW9_*&<1/4N#KKDD3I5%L4_H<I"W9G&OV[L002?YC:9!-ZD"XD6:B4P^)B$\
M`O9V.QLD9T8V7!,.IBBQ6'7FSYSF%%KZ21W+I1"MJ1T'#L"+'23<R#Y8`$YU
M#`9==0QSF\QA'@4`R'KWV(ZK]BHJ6K6>6K1<)RGJ5M$[A;"/*C(3-:T#3$:+
M9Y/KBZ.Z?@LHHUTFN.U8<#?S96#\Q14_FQ`H?CJSU@[6=;K_`$ZPW&JU.S1>
M_8)J%+W-YFJ=A7L4-J4HK9-CJMTV(UA<$CG,\>U6^1JY'42!FR:9DTS!Y"D.
M(4<:]$.UZ>9Q>>+8S;34RK8]G.XUZO`W8^VI]F;<7%\OT6IE;^\/2";K=7IT
MI,KA_P!$A7"AP.)C>`AT-E:;L5'[<=L+G]%>_C&I:#KV=VNG.^KS7,U,XO4+
M!YG3823<V_Z8J&EG"Q96-59'!N*("T(</D/X&X%U>S=&N5SU?HM/5>L24Q$9
MWVK9WF^.X])(6U0J89C>XH\W+>HN4R,>C*2C=L(D]0P**E#P$/EX')>)Z6=E
MJ3^+*WTRB608K3N[J=L[)9H]]$SR'BLW[-3]XR3?8EJ=_P"@V8.<[>JQ\F*0
MF,HQ.T4%/S`(D"YT=7]UQR4[(8VTZB*=AD]T[1S^RU/2;"^I9\)E:??IZMRB
MA]E>2TBK9X.=RAK%*I-&I(I\9P9NV,U'P\0$.EL%9WDQ9[M`.Z9;8%C3I&#9
M1]IFF\>A7M`0EX9&6=2-(7;OW;YRQ@EU18/#.T&IR/"&*0IR`!Q#3J'![66*
MO<?KUXSN=<S+R3;460S2EV&G'K-=?,GC5LG8"3UHLIINP,E5TU/:6PM4C"F/
M@D'B'@%$^J,7M^;U?JSU=MG3H#&P.QNT+MOER?4MSE4;$P_TB%KK.+RC!_*6
MN7TV[*2:0BW5CV*[;VER#E8H>!@#)]+K/I.,5N>QR]]8>QC9V\WKL7=$+RUJ
M-:7SE6O6[1+9=*V[]]?3`LN!9B,.DDEX1YA]I<)E\/`1,`5QZYX%W"S+<\4[
M8W6@UDTIL^EZHGV"J]:1L"^P5&F;ZY1EX134B/G1JF\@<.DZ;"I(IQ8G69H+
M*@(*>8X@&3Q#+MWI/8O)8VEXGM^95""W/1;3K5%TI7/-0ZH4&KV`]K<OM(ZQ
M:9*HDTN`N%P>R2*[=BQ(B8@O'*#DH(@(&#YY7EF[U#L7F\?1L0VW.JS']BKW
M<]8HV@K9YI_4&K5"?<6IS*ZOUWT6:03TFJ7^X&DDEVS&/(DJBX>.6ZY00\?,
M$L=YNM^[=N]B@L[K%<ID;D.;XG>WA;=K*5E"H3VM;"W=TQNZIHU%490]VRJJ
ML@?-7#@@,VCI[XCYS>!0"]76>:TN>P')WFS5:7INL-:?'06A0<XFBF^^E%9]
M2O2$R`MU5T%F5F&,+)-U"F$#HNRC\@^(`$Y<!P'`<!P'`<!P'`<!P'`<!P*N
M]2/Z`:?^]IW+_P`3FG\"T7`<!P'`<!P'`<!P'`<!P'`<!P'`U&]T&EZA59.C
M:'7(ZW4Z;-'FF:W,$55B98L5)LYEBWDFR2J(/&19*/1.H@H)D5RD]-4ITS&*
M(<NZQ&=A\!^'-A]7HW6^>N_8J`F9F+KU;6J%?LLEB+Z3OE^D"ZU[DDI%DS&3
MJU8?E4BD$';<7#MX@D=5-`5N!X[CGTO7NB=(PFC=8NTJ\;;J#J],EY*//GK3
ML13;C,KR,K[1?H).0D(\*1OMO<K#/&C)(C1M$./17*"9BB0+<1EMUUCG58ZZ
MP4'7Z-V:'J%&6Z+M"#)LMAM'O42C"9\M"D0C7C^<23KU@=@X9(D9JLU6R'@F
MHJ!#D`.>N3]2]YHF.]_LDO\`D2\K4]%?92YCT,<OKU"^['(1M>J(:-/T>W:=
M!+,)AS/D:O7DDK)-V[I]/JNFB()HJ(K`&=F\?[)W/#VKZ3B>R:U&S3O+1]8S
M&K2[VNL^X)>N,)75(6QNDEFSE%!2[0MDFG;Z`0<+^]DF"("0X*E0\`N+U;N&
MEY?DG7'-]VJUT4T'5[QK5?@EW[:L?2"J5.&5M]\HSO9@BWK8GTL?4&.12D7+
M-%VH,F</:S%5.=0P?JFYOI%DFN\>LVVB-5]%OBURQ/"JW?TTRP#O$Z)2CQ])
MCQ!)P/LM0U>_S,A*29BG1.Z(J3U!`$B"4.?F(=6]2D<'[4TN^X]O*\3:.K'7
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M'YY63<OD(QB=T;T4/212#SA-79K#_P`8.F].-KJV5.7^AUKL+D+V\V-1HBM9
MZ)D$57[_`"TK'2ZIWJC:*B(FRSZ(2)6?F%=V*?G%4J20D"+-:::)?>Z]`KDQ
MU@UI+KOFVC4/1B:+G].I:<1K6[,8WW77](U6U/+#$SQ,TQ2,E#D;)(-WCY\[
M2.)Q*W122,&21@=GM7>.GWZ$P.V9\SS.L]A://SM_7K4I@[B$LS%B]SS1,<?
MUSW?,!?]9MC9`UK3%J=TG%-SHN3^H4AC!`V#=7NV>=:[VN=:74JE;%]CZINX
MRXZ?0;E/QTEK>N3<M?WGL]6L-TKWNJNVTZ<R1BJDZ8^Z8**2BR-@6*18"A9/
MH+3M7I+S28*1KFXTWKY$U/(('(ZGV26K3K48:YP5>>Q^F-(=Q7@\QLT9BDP0
MCQ6$$57":JC0A4##XAT>X#@.`X#@.`X'$7_44?Y5/]NG`O\`_#\_N&]*OW4.
MOG]556X%N^`X%&N\^J=A<,SYAJF.6;*&4`PL5`IE@K-_S^PVF7DYG1M$@:5'
MS45.1%UK;2,C81"=!99JHU<*.3)"!54_,'@&KW/M7;^N>_8WCO8FPUVPPEMQ
M#2[M;[?E&-Z5(/'MXKVB0L'5D("H5IUHD_"5T*Q(JE>F<%<D,\2*?UT@.1(0
MK"[^(-M<AC_3V[M9C.*,][#6_LE$6RRO<5TS4F4+$9'.2[2FC#9K1YY&[*/I
M9DQ22?#XJ^@JH950B1"'*`=`*GN<A`=4+-V%T">CM'&FTG1]`D)&IYG=,:0G
M8JEI3+QO%-*!HSJ1MM?>F)%>S'6=F$JYA]H3("1B@(:7BMU[AK-*EJ.W&P29
MQV[Y/):?.PV<1MHKEYQY<:VSN%<@&3R<FIMGK;-_$N3-7CHJ,4HV=$!4I3)&
M`I@@*K]L>TC/.,&[8:"SQ5;KQOV@YQ60R6LP5I;ZEFE-V>R!6<YMA]#=V!W!
MW2>:.G;-:8C@BVB().#E;J`9,?`(=M7Q)]QK$SW+I*M<SE:ZT'24J%U30&(E
MB-;8NRV,^76A"YH>_!5FW5=:.&K]4S0S0`2.)A*`?(`?:X?$-V&/8=?W*VE=
M>L?_`!F=)8+LE*/]&S6^6]C;-(D9]W%_B^J#*IVYC*12$HV1`Z`&*^5)Y#^'
MJ&,4.!ONH_$3U&BL^JTJOFU>K(6#**)OG<6L647I9[*<QO=TJ>=,&]61<OH]
MXA/$FYMY)^DZ1<+DBV)O43`2G-P)8VWN]/8?W,@\6LD-!GP:>QVM3+O22-G/
MM-(U"^S]PA,Z<6:5!_[`%$MLI6$XL#"@F*#QXD<R_E-Y1#1Q[SZW0.OW5OM;
MIE.B;5CVN9<[;ZG%9W6I4MOI^VS*<@OEBD&FI+R!5J-H$NQ+75$54U%F$DZ;
MK"L8B@D`+$:!K'8#'^B=^W'2&-":]A*=D,YHDG7(Z)D!HM;L1O!_'5!VT/-'
MD)8E:9.4VCYP#M+VIVDJ<GID$I>!%/6_O).;MKF44"4A8.E*+]?]8L^_U.1;
M.4[1FNV9/=Z769>&!TJ^])K4'4/85)1J*B*AG#)PW4*MX%/XAA.JW>J[[I(=
M@F]L@:C`M66;V7L!UA-%"L=U:\.C9V]TYD]N*)Y-R=2Q-YVJLG3DB8-!%C*)
M#Y"@)3<"F+7XKO81Y@>/3:59RPNYSFGK):K'>XIHU8B\5=Q.4S5:M,+$_2+V
M]E(V!'98ELBLJY61,NBMX$_V`%I9_N/LJ_:#=L<8Z9FV?5_,=KK^:52)D.J^
MZ[%,62(EZ]59<[V6OV=V!"HUEZH^G%6P>W)H^BF4K@Y?1`1$+L[;KUISK:>H
M.>P+:'5@]YV*W4"Z*R399U(M(6"S*QW%FK7W3=VW09R!I:)2*HHHFX(9`3%`
MH"(&`.=./?$QTF^L:;4;56J?6M9GNW6>YLU;FBI%*!OO7"^:5<,\/?*6W5FE
M%B6.M6"I+Q4@H*RR3=V5-0R``N!"A9BD[/V\VV;N>EXTSP=/%J-O]GQAKEUW
M9V=CHE[KN=6M&GZ#?#Z<WEQ@J=,E>@Y<1$4,0[272;D365\ZI1X'10P%\Q@(
M(F*`CY1$/`1*`CX"(>(^`B'`CQWJ5$)2;K?X2S0%SK]!A+'-V!:F3T/8P0&L
M0CJ>D(HR\2\>MVTL9DU'RHJ"4X"<HB7P'@56ZTWWN3J*>*Z]>$<!=8EN-8"X
M/J-5V=G@=$QJ"L,,6?H*J%LE9B6BM7?O$%T&TN@5C&>S**F50,)$Q*8).Z9[
M';.PG7JD:I=F\(SLUDF=`CGJ%?:.(^'31J^C6FI1IF[9V]?K)'/&0J)EA,L8
M#*B8P>4!`H!7;JWW;LVZ=C].SBP1%489A/M;[8.K$[#+F+/W>LXW?5\UT<]H
M.M(.D"O'TMZ,E&B5!N'NTPG\#E#S<#2^KW<;=M(W^*RW:'.44:;G3:2E/]?9
MV@Z3E>NYRK5'#I6K+4FYVUQ)TOL'&3,:U!216C19BU14]I2*9(AB\#\]9^X^
M[Z'V!B\MV=QE%"F9USI;:<Z_6"@:5F&M9X%46=JU-[1KO:7$C2NPK":C6I5I
M$T;[&9LBH+A$#)D$O`S_`&^[<:9C'86L9-5[SGF<U63P25U9U8;?AFJ[E(R%
MCC[LYK:->:Q.53+"4AH]S')@J+M=$Z*:B8E$WF4(7@7!ZM:Q8-UZZX_L%KB8
M""LF@TUG/S415Y0LQ`LWJCEVU,$<[!R\41(NFV*J=HLJHX8*J&;+#ZJ1^!/?
M`<!P'`<!P'`<!P'`<!P'`<"KO4C^@&G_`+VG<O\`Q.:?P+1<!P'`<!P'`<!P
M'`<!P'`<!P'`<#2=&L%LJU+G9RB4)WIUP:(MDZ]1VDY%UGWY(OGS5@E[;89D
MP1\-#QI70NWS@Q5%",T%/2345\B9@I9G._=@-3Z1Y?O4=*X5G]XL(S,SK5ZT
M!&<2RW+Z!6K9<8NT6V*KC:5:2%F?1<=`-R-V;B39)KF4.J94!`J)@T"T=I^U
M`]%J)VL@ZMF]0G$JA9[IH,58:+I5M5L;)@]>,,U)2:3"O6$M5X'4D449)_*3
M#_R5F+<`NH55,ISD#H1$WF"+F47K-N>UFL1"N<Q%[MDZA,,96NP<1]'4[)+*
MHVIIYF\Q7H<'+@R#E,QDET_YQ,!%3Y0YUU;OAJUNQ?O+JK?+D(F3PR3JZ6#4
M-6%FYBVST+H%-@IZ@O\`0H.'>N9-Q*39K$TD'+%DFV58M5A;'_GDCGX&%5[S
MZ?`]=F5JE;)F-MV*S]FJ_P!=4R5/$]MB"Y7(3$0$T_1N>%65PVU:RWB/C6#A
M:/C&IVR<L+UF!#@0%1X%[>L&GO-LPW/]-FY:C6.Q2K6>92DW0HNR1$$65B9V
M0@Y-JE`W5FTMU0F$E(LJ4M$NP%1D^341!15,B:A@KIFFO]LE]GWVEW&8Z_:)
M2<!S)>6LDM2*G;<W`VPS\"ZM=(S`]BMMWL48D1A5FR3ZP/E$DD&"4@V+Y@,)
M_(%:\C^(?NMGZ^=G]8EJG0KU.XYCN5:;66M=J=PH8-;#I#=VI8JO-U&:FYNS
M6^A9JDF#TENC!3C9]F@N#4YA*)R!<CIGV/D.P['8H6QV+,M'EL2TR)JC;4<G
MCWK+.]$BYZG0]P@K/7HN6E;"M$OXQ22<QSGTGSA(5FGJ)'*!Q*`1,S[BZJOV
M5;UU2*H)<$?]OIOI0VC@C)P-,0NL-EPWK\9R]C&7&$4@W-@24CAB0C@.1IY5
MP<"H(EX$N95V!V*[]K-WQ>X9G%4"IT#(ZK?,VC'TRTD[C:QFKQ;ZFC9[/+1"
M[R*KT1:0KA5F,:1)9TR9G(JX.*RAD$PPG67<NP%SW+7\:V4F06%3-:/3++9+
M%BS&RI5O,=*MDO*$7P.9GIZ3D4+K8HBJ-VTJ=\BDP72(KY'#5(3D``V#L7O^
MN97L?6:B5+.HQ3.-7V:CY[>M3L,FT63*-M:6]P6F4NL-':4L:P-VU8%V\E70
M`R:HJHI)IKJJG%$-9U_=.PV:]FL>HK1KCTOG6NZ77J-5<SCT+++[;.T(E<>R
MFJ[G*32+]G!4FO9?*)(H^R+,';5XBH7S.RKJ`F4/;$;IN<)W4:8#HY,J#/[K
M1=)OU6]RQ5MK\Q5("H/8I.H>M?+8\:UW4+1:(QPY=SL3#L4QK*"9%E53(&`Z
M@:3E_>68T_5NT;6*J;/\2^18*RUW'9I!L]=6[6VS:4O,+(6ILS0=*F&I6>8I
MBR<$W3:D=.694W7F,1TD4H;!T.[&ZIO\-=!V:=SA&]5^,SV6=YI5LOU?*KC0
M$+E"O)<!MT7JB@K6&*E/*5.-E(LHL5S-5_PQ\2<"_P#P'`<!P'`<!P.(O^HH
M_P`JG^W3@7_^'Y_<-Z5?NH=?/ZJJMP+=\!P*^]CJ5DNL4,,LUC0(VCQDI8J3
M<VXC;JO6)QTYSRY0]PBS,RV0ZA'$8K+PB23H2(F\4C&*4Y#B!@#*)4S-[3O]
M([$Q%W;R=YA<GNV=5J+@+1`/Z_-4VRV^#G+!-I-&(N9*36C)V"1;>TMW'LR`
MF,FH45!#P"K#OJ-A59I."-*WV7NN4#A]FVF<S#2Z_HN61TV^D]?EI)QH<>I+
M62O2==E4F1Y1=F5-NW*JV2-Y51%0/-P+:Y[389]EKRF3NH3?9*O6-&S0\U<;
MW,5*TO;/#3Q5XZ3K+^0H\5!U]U&LFBZC,I$D"K$((E.<3AX@%?<0ZJ8;1;_%
MRT!M&A;*^Q>M3N?Y_G5ZV"&T*!PJKVANC%3%?85N*;-91)1U$-21J:T\=ZZ1
M9)@@0P>`"`:M1^EN"0%WJ-)8[KHEPIF*W`FFYYU*FM2J,U1LQL[)Z[E(62-5
MF48EHCR#J4E(*.(EA+/5V4>J8HE*/E`.!\93HWU;F;XGJ<G?'[J>S;6=RU>7
M<J76F>[:]:=[8-8ZQQ5L_P"P?]T1=<>QY'<.B[4070>%,*IU@\2\"1<RP_KW
M@]DR*UQFJL2/Z)UG@.N%&3MM\HR3.PYK%V9*QQEF`HDCE):==2;7T_;6ARLC
MD`2E2`WR@'FT?I/U=TF\:O<]HA8/0+GV$8Q55BGN@K5EW*4V/@Z<XKL="8@=
MVS1?1+I!LZ4DS'1%VZ.^,"YC"0H%X'[>]-\/GR6JIWBT3]^=VCJM2>MEJBK3
M/UU6<=YI0YA_)5O0'+5E&LY!G;T)MR"H2X$*T!TV3,5,JA3>8/<WZR8I8.MF
M;=28V_RDK2J*PS2>K$A$VJJO[Q,0^9WB.ME=FG"K-DNQ?P\A/Q2;=RZ;LR(*
M%$R:9R*>`@$Q;15,[W[%-3H-IM[-IG>AUFPU.VVRMV*!23AF#E3V>85;S[L9
M"#CWD:NF)%!<`<J)P$JA0$/#@0%:>E.%V76;WI\7:[)2M-V'K?(X38W--L-;
M9OYNBO6<-".=$C(YU%OW"EM1A(]HP][)@=F*7IB=,5/(;@?BL]'NJM5L-6LN
M1Q$%FDUEM(O>3VMQF:]5CE;77[M2&U6G8S8C(,7:S^9CFS1*505<"V<H/RBL
M?S)F,00A=#X=G3QK$^_DM-E21]BRC&,#9VOZ?T$&$C&XA8ZC/U]S$RONWW4\
MND\MGT>TE?2,<%FS<Q$T4C_A`$JS>#4*OZ_K5UK'=?3L1L6OWYE>-!SVJZ5B
MD3%N+6C!PE=23-"VZGS-C:"YAX=LB*)E_.<H^(?*)1X%DM(RZDWG1.O]VL\Z
MZB++C&@SUSSJ)0E(M@A9K'+TN7JLA%O6+]%5_-(MH.26<`@R,FN0Z8',(IE,
M'`K`WZ,]8E(;K4[3M;]TYZX[/8K[E=Y2ME3/)S-GM=_E;O-9U,2B##W=.0KB
MWN!!.-;E3?)*-0*0X*>L)P]UJZ<]>IC4Y%B^UF^UMAH6@L=MM'5N(UZ)@L]T
M/0XU\RF0NCC/3(?3,Z$C+Q2#Y^UCG:$<^=(`JJF(^/`N37JR\@IJ\S#JXVVS
M)W2R(V%I#V)ZR<P]%02AV$2>MTANT8,U8ZNN%F)GJB2YW*@O'"I@.!3`0H>6
ML9KG-*B)FO4S/J348"QKO7-A@ZM5H2O1,\YDFGL$@XEX^&9,FTBY?L?YE514
MIE%$OP1'PX%2\<ZDX-GFGU-6J['H=]/U_&<4RG";)L,5;:E@0V5NM%O30].C
MT$+.@5M&O%&4>$VX>%CVZGIH@`^40#^XWT\C,TK80.:=K.P#[+U6>C,(NEM;
M+E<O26"U]/923+V+>QN>^]#2$!8;`X?-!%^<$)!`@*E.4ADQ#\9]T-ZIY_-8
MXZRJ%BJK?.NBR;60L516K*=YO3&9I;ZIRT#N;IHP4D9QI<8I^H\6!4K1<[D`
M60,0H>'`QV5=0<7K.F4Y9EV`T?7$.NSNU/,NP^W:?4+?"XBZN<>_@)0YF,5%
MH:"Z]FB)9=BQ"<?./8TE/*7Q,!1`/UE?4/&:MI]*7C>P>DZFGUSE++-95AMK
MT^GVV&P^4MK-_#O77L,;%(Z"Y]@CI9=JP+./G)6::@%#S"!>!O6[X)49W2X3
M?WO9+1NMEJC<_5QPEDIURSBGQDQ6I&RFMHQ#QSH=9G6RLBO,%(<@('3/X(D\
M`\0$1":\1R"DX-EE2RG._>*E2K+9\LQ?3$H$U,33RP2CVQS-AEI8J:*4A(S\
MQ*KNU54TTT3"K_-D*0"@`2KP'`<!P'`<!P'`<!P'`<!P'`J[U(_H!I_[VG<O
M_$YI_`M%P'`<!P'`<!P'`<!P'`<!P'`<!P/Z4#&,!2@)C&_!`H`(B(C\@``!
M\HB/CP*`W#IMA]DZDT?KVIM-RK&(9Y82VL+M#76AMO?ZD=;9ZQ-6-NL<G"O:
MA(P49;Y@RGLXHD2,Z9H%5\YDQ*(;)H'6NLV+,<\@;3VTW&$&$:6VKH:VMJM*
MCIK3JSJ[1=C+4^TJ24#]`+4D]AEBMH9PWCBR$<DF4[-4IQ,8P2,WZYPK9Q#Y
M\HJ5]UBA>NS3"C8'-.%IBK31V$U'#'3<O'N6A#*.(ZJ1?N]1<[M91Z#D?%)'
MT?.L$85?H[UISEKV)2S5Q(Y.MKIJLI:Y?.+<SIDSD:%181<A"-*?+Q_D=5.,
M&1CB3+A"3,Y1=JK*^J!FJIDA#QM.IF+.<QMXJ[;;9NT26S0W8JQ]G37:@*7F
M'V.FL64=7;@:580J>;0S.N5U!-@6,4C2QPL%3E53,*OFX$A9KUZ0RZ#P*OXY
MI$^3.:/;-%T'0W;NPM)IUNCC28J?D'+^R.(J+3AY@\A>[`6:*NV49M6@-P(B
MDJ4Y03#+T'*L1;0NY4*)N,9H"'8:Z:9?=+CCW.NR\T^5TF(:5VQQ3(*\LB_:
M0,3!-$F;/Q*=5JD!?,H(^`\"*,CZAY#5*OJB%:W?3+W(6S,JS@+G3F^E50EO
MRK,\O:R"=/I-5L5"BH=C7WM/]O565=ODUW[@P?\`:C'3\Q3!G:9UP;5?+7C'
M$=ML<E9]"U[/]/OFZ*V"M/YB],JA)UN,G(3ST:OM:@>">4*KA`I1C!LQ;%(<
MQCK%.*ACA]DNJ&+)=EE=71O=C&R$O+_?T<(&UUH]/8ZO+4\N<O-F2JP1P78C
MQQ60]`"F=C$E=B+@J7JCP)?0RBGH;I?=9C;3*,].N^,U7,Y.':RD,<T%4J]8
M+-)UZVQ4(=HI*MI(\W..2D=N!59*J-RD*3S$.`A7;KOU"IN,U33J+EO:?<;-
M$6%C9H&31'0<^GG^<WVT/S2TYH$6O`U1)Q&ZNN\,<YG4K[4<0$0,D(%``"PN
MEY+3+T7"QN]JEFCK']8I.@4U^XF(A@]M]^K$!.0<5'39W[7RS*\ZVE73A=LS
M*BY76()D_*4IB\"%)+JU2S=LG/8!MV0UFM:M9F=8!SF<9=Z$UAYO/:2J@LWI
M+>KOZTZMYL[=/4%%Y!%JY(5PX75444\_@)0]T%U5R4=R?WF4U:^Z5*51YH]B
MKV*W+08:UUG)G^XQ182_2$;"BT&\M(JRPACM&+.4>KQ\<V<*$9ID`P>`>.F]
M$>J>=:1?[?G-1C\]G;ECA,M?5NARZ=4-3:G(*RJ4C:ZB:'50M%4L%B3<`@I)
ME<`G_P!W(>B!#HF$0W'KQA^?YK/WV[P^QVK?-$N452JO:-#N]QJ-LL32G4-H
M_:4>HA]"XV(BV;".*]=+'760,]D72BBRZJA_'P"TW`<!P'`<!P'`XB_ZBC_*
MI_MTX%__`(?G]PWI5^ZAU\_JJJW`MWP'`YO?$_RZF73KI](I+.*W;[G#Z?@<
M-#3CNGQUAM$77)7<:02R149(*1SR690DBP66!\BD8J"J)C^J`D$W`US5<KNL
M'W[Z_P!;ZQ.,ZPEI`=3MO;-'Z^.)VO.HF+>;#2W[^O,*K7YNCQ,3)R[]8KLA
MRNBB/IJF](XG$Y0YJD@DHS!?AL#H"U+JT;"Z9WG&SV/6,%F]CSV(=O[1:"LW
M5AR=J4KM=*PR!RA&^=0`;+JI+`90$_$0[#9\V=6?HQ?(?KG9<^E[@_SW9(*B
M63(LI>]?Z:MI#IC/)QRE>SN3]-Q5Y!*4=H)G<B<Q5W@"Y`X>;\$*O]3C]8W,
MMB5:P#KO=Z=V/I77>Y5Z^7\N=6G,6V4W!2H1C"7A=\FIUK7V6E6.V:&D=5@*
MAIQ4C@AGA#)IG]0H5<S*)RQQF'3S,<QS&>@?B,TO?LUE]EFELVM$1I]:D(FY
M/'78R[:SIKN$;,YK/K=6#.RIF<23IG(HNFZ:!!$O@`0O?LYOCC8>R.=P-3L*
MM$[O=F]OIVBO4HJ229Q\5ULU!IKHR;HP-@3]EM-&E7$>@MX@1P(>!#'$!#@3
M11<%N^TS'42H0M"Q"2<*?">I\3)N.R>96.YU:K*O[^HP76KT=&`Q6B]$C!?@
MH@555(Q$/4\0#Q`>!Y^P>1[L,_5:-C]/ONTI?#!PK+FE/T]2QP]3\V_,GM<T
M^UV92$L#OWC?6ZF74XL`6.BCNEV_MPI"<R@%*8)8WEUI%Z[5*=Q>OD78)"3H
M/1#)].3H1X]^S:ZKE]^MM]:ZIE+KUFA3_2^+K,@608-_`5T).,(`I^8Y>!BI
MK.K-"?#9Z2;GES^QYQOV;4.AY-%6>$KRKFQ!FV_V8F;7VLSD*H@1RJSATI]&
M>9>H4/=TG'D7+Y?,<W`O=VRQRI8S\-3?L2S"OJA5J/UYLU7K\.T;*2$C,';I
M)&>/WB;9)9S+3UBD3K/'BOE.HX=+J''Q\>!1/')32NKW9Y"%UZ*LELI/4_H5
MLLME6DJ1LA).]#R*<LV>76A4]\JV:*@K=Z@]8.*TLW((JKE:H'!/P'Q$,1U"
M@]RP:X6]CL>56VFE[O\`7#6+Y99V0LD-<65G[(5Z/N6C.I@&5=.[<4/WYFU[
M"+2C93TW*BT20@>90#$*'/&-S/11Q7.<0=TNSESK%:_CG<:MG-"2PH*VCL,Z
MZZ4KZ/)MO9!'VZKV-Q;7BJ(!YT"KG,<I0`P\#H=-_BTA>[G<=]IELZ_TX7G9
MVKRL9';+TYL.[VRTPC>A4%-=[1='8E!M48]9TBHU2*":X(/R&=?+_P!'@=)>
MTC%T[[._#>=H,';E"-[*:(Z>N4FRSM*,05PJZ()N7SI-(Z;))150$P54$A3'
M$"@/B/AP.,F04C8\TCNI<>:#LECP[?>_\!IKE!Q%OO:<6US,]ZOL%-I*-!:`
MJQI^IT+V-^BJH5-,C^.6/YQ!3Q,%K85CA5;N6NTOLEUXT+5NX-F[GRMQI4A6
M*#:AO]GICV]Q+_&KWG>WM4(^(K.:Y_2DDP>H%G&+=LDT<-ED3&5\HAVC@+W6
M+=.WR!@I%9]+9Q9DJG<4E(F6CD(^?=0T?846S-W(L6;.9;J14J@I[0Q.X;%,
M<4Q."A#D*$:0LOOEOS'3T[7GE<Q_2CQ-QB,U;P.DM-%9O'2]9=IU6S/)E"`K
MJ4&[+8%B`+4R:@I`F!Q4$!\`#FUTA)UECYKJ%283KAH4?VTSZM3[/:[FEGUJ
MHLUF5M^C2K/39_>+])MX..TV,O\`9C*%C43NYL'2[A%R@D4"`8H;7\._LQB5
M!ZV5#);19WT5I-/<[Y8YRC+TJ]MI%&,AK[I%_>>G(*5=.OG67JR(N42E>"*W
MG*0GF4,!!"O72QSN>:=D:-O&HX_=*E#?$`:Z06[6)U98::1F;[+24IJ_7XGT
M:C%C3.9F@\[35K)/?!6X&76)XF(("7@:UTK:U"C]G\,KF:UEMI#A-UN[6QI6
M7#[=C/:_K@TEV<Y+RZ/831(5X3-ME82\XBE&LU951RN=5P@Y:'()1$`_G3-E
M3:5VCPNMYU7&FA.1G-T:V=&W8;<,@[7=:F4XVGI.=6[!Z/`NQSK:820F$DV#
M4TH9VNL+A!=F8#E^0+F=J4LNK7;^H:%VRH3B]];C=;)ZHYTZD\UG=:HE2VA>
M\C(6]O,U:$A+(6-MMRHGLS>+?KM`]4B)T$E2'\?`+J=7&]::]>\I0I>;7C'Z
M>2L@:JYII#QX]NM1KZL@^6BHZ:-(RDQ(-/6:*%7;-5UQ59M%DD#$2%/TB!/?
M`<!P'`<!P'`<!P'`<!P'`<"KO4C^@&G_`+VG<O\`Q.:?P+1<!P'`<!P'`<!P
M'`<!P'`<!P'`<#2-'HC+3:3/4.3G[=6HNR(-F<I*T2P.:I:0C$GS5V_C8ZQ,
M2&?Q*,VT;G9.E&XIN!:.%2IJ)G$IRAQE@;+EF/\`PI.MLCK.-GU)[7K2_3RS
M*;#$6A>N+:6AH^EEJ\OHD)'LWR[NB52+47D9$CYD^(J@F`)H*.5$1X&`TNJ]
M;83X<V.YU+6!:YR3W.MOALBW"<P.]66CP=ZDE9.3O=)K].FFK*4S>6N+A5:O
MTAR[CCO&221%F7\XGY3ATUK^Q3L-B=/IU2H,B?LVEU/@-2J.`6V2?^VBZC86
M$J[:!L=^FD&4*NZB+:[0:R/M+I%\</$ZA""?S`')_*:CI;;$/BE9_K5<V2AR
MEUF,PDM0U"<@836K&I.6RG5!#3E6M/SZS&4L,<HP?/'Y"1+I9C#P"I6PG,NT
M40X'P5AW#KJFM"TZ&SBN==Z/\03/#S.TTGKPO!YSI^+-(!J60V6WX-YEV=JK
MU&N[ADSD#F*>)D?=B2JQ3))*B(=(.C>EP5>ZW==JE;J_%9O,:/:M7IN4P5?I
MMEK%=O<=5I^WV)C<(NN.TGZ>?L[U3H]2=28.EFS4`5,5H4$Q32*$0X]AV9A=
MN]^\4?!H6M#4XW2^L.0TO,ZPPSF;L$%3J2,CI4Y"OHN-:+*6[6=`EA8M)3R+
M&1:1S<B'CXG`X4"ZW9RTGNLO=>K1\F_CHB4Z>]<6,SH^=9);X""K5AJ,?,O+
M'BUIS&&BV\_HVHUQ)L9"X3S(II*48.U`4;(F*"9POCT+OD7G%)[':C=4*50<
M6T'LEGT7DZ&4U>\-,B&:M=+HE(DS9K#S%:BK"A59G05D6KB05C63%25(Z5'R
MI@*@A"D=7WB??MO'C69$.PS;XBMKT27L:E9E@D#=-E>NH1$>X5N'L(,%<O66
M!*-19`\%#WL42`D"X"/`M9DV:1.9=_\`M=).I2]3,1;>JV<W&UW*ZS,U.NE'
M,AI6EKRD1#RI4D4XF%JU=;(MH^+C03]A:(IB4HJG,J<*W=!+[UL::#V,W.B0
MBN'T*G8['U>"QN.SO2$)UGC.;6B5F'6T:K+.ZZJ6]:G=)>6,9JS:.):69Q(E
M36456.<"!93N!G\;:-AZ$;7'R-YFUD^T6/Q,-!%D9@:+`5F8K.A6&0MXTPC9
M)NQLLT!F2#J3?E%9NV;I-R>AYE04"`-IENO=I^(WG5&:P'T`O%0U?+-,TK;U
MZ?H-@MVDZ1#UY2O9EA&=65E#R\/3*2WC9E):UNCNH^).42H`DHOZZI0S%:<Y
MLG\1Z#L6)9K,K62*KO:&O[)2?Q?S><6NN79PA$6%34]!T25/(1VD5'9)Q@UB
MJLBZ<ILX_P!3VMD3P!0B815U_2[',NQ/=B>V7+=2J.JZETU0L-OL"*M3T&/I
MDX22T9&IP.9UVI6ERI8(*,A#-XV#AVCL))9U%JN'H('?)F,$W?"RAJQ3EMBH
MF9Q-'M.65VJX?[LWZIXF^P^7O=R5K<N2U9_=XI\NX/;+/GQRD6<2`F%PBO)*
M(N1%;^0.NW`<!P'`<!P'`XB_ZBC_`"J?[=.!?_X?G]PWI5^ZAU\_JJJW`MWP
M'`I_VY[&ZCUFK,;?JKC%?TZCFDJM7+!*/M8)09J(L]YN472JS',8(U+LHS$:
MZ>S**CEWZZ'LQ!-_-G\/$0\;GMP&>ZYEV-=C(3/<-E]`R6^Z9,6"4V6&?4VM
MRM.O,74XRGL9^:A*DQL;VQ1<I[P!8!;'0])1$$5`**H!`KSXE+Y7-^ME]KV9
MTA!SV0LVXU]A^,/>XK-*/5VV*RTG'%DY+192HOHQR2VM([U&:9D$0!55-$AU
M1,!A"Y-0W5-W@,MOFG)4JOPU<KMTMUA5S/2&&T51*LTLLDX<O82\P\9",)]V
MJRC#@=!)`GH.@%`3")1-P(UQWLGN-^?5:7U#K),9=D.@4"4TJHZ.STF'OPU6
M"CXEM8(]ALM?91,4I1IRPUMT5PS*S6E$05*9LH<IRB8`BVJ]]+S+Q64:W;NO
M3^G=5=RO-<H6=ZR?3(J8NS/Z;S*T!F]OO^5HPK<]=IUWE4TR(&0DW;IB5RB=
M=/RG#@:).?%#8P'VQ(Y[CLC](^L=NB*?2X).[)B;<7,CISC+`-&+C70&LJ1U
MA32%9(4W_ID6#\+Y/$0R\E\0N[OVV5*4;#*C.+:%U,CNV\ZE=M_B,U9UVONI
ME>'>U>+E9JEOF%EFVYDRG34,9D54IA$Q2%((\#-V[XD](KL?U%GF&>V>2K?9
M6K5K1K8_>2*4<YP/,;99:K1HBZV]JFP?(R#)>^VQ"/+Y%6J2A$SK%4$/`O`E
M+0>ZU7S+M[7NJ%NKSI@O<,L^GE5T(\QX0[V[KNK26*SB08BP\D8_L;2H.ACW
MHNC^TNB@@"/F$#"$?-/B%P$%GW7/;=;HZN<8KV$RJRW`=')9U)]O0]$@8N3L
M3/++`S)`QQW*UUKD0Y&%D2JI@\D4A9B@4YB',$MRO96X5/IM8NU]UQ]S4K!!
M9C)ZJ3''EK\\RA$%$'=<B)VQ%@4B0U@E(5=!P[2*R7!@JJ*(BJ8AAX&!PSNW
M5=]NN(U:E5]TC&Z[A5ZV&0DG\P"$GGUKSF[5RAVK,)^!%@4PS<1-3:H+.C+H
M>4K<I@1$JQ3`&%Z]=[('?WO8QI&T:4K"6-1TU<J,[D)D%T=LRR)DKM7VFD0/
MA&-?=<2^MM#>,O(`O`2$Z9_.;S>7@5;2^+^P<8-D.N(X;)&M^E:]+9Q.9F.@
MI^K2(..C:A,&T!S8`JWC)QKZ)T.$421]C;B<7WE]4?+XF">)KOA<$-ZUO$JU
M1,022R;4(?,5)+3^U];R6T6MS+0U?FBRE5S^7I4D_EFX)SP-TB(.5/6=IBB!
M@,/R!:K4]J_%AJ'6[-0KJDQ]HC2['G'O?WH,;]$_H]1)N[C+*1PLG0S/M7N;
MV;V?U6WIBIY_./E\HA33*OB<5;5:Y&.H_/7L5=U>U]'ZRV6C/K5XNHN#T.R3
M\!5=;C9$8)$9^N2`UMR4&Q4$BE>-UFXK^)"G.$HL.WNM6^T6A[DG6:?TW!*/
ML+[$K-H4/HD.ROLG88&;:UR\6FD9,ZB_&P4:C3:YB/%UY1HZ<)-EE4$A*GP+
MVG\?'R"?S@F(D*("(E\H&'Y2>/AX%$?E_P!G\O`QD_*,:M"S-BL"QHR&KT-*
M6&7>+)'\&D/"L'$G)//3\`.H5NR:J'\`^4WE\`^7@4^PGL]M^S2F83LKU=L%
M3P?:XIY.9UI3/1H:V3]>A`CC2U5E]AH+>,CC4>/N\5Y!8F:OI(S==9-%<"B8
M3%"7>L>ZK=D<7JNNDKR]2^D\I<8XE<-,FG!:&J-WL%/*J$D#&,!<7YH$'`!Z
M!/2]7R>)O+YA"(<$[IP&[[[MV)L:A*5]GG2DTM0;TXD_;X[:X6EVQ>@:3+UM
M@1@U%NE3;TB5B<@+NO7!0JGF)_T>!HG5WOA8>S=[:PK#((R+H4RI>FZ,U!;%
M6;CHV</*(_7CT6.^Y"2/B+%F[FUBW,6.](\@0BQB)*B7S^<`_/6/OC8NRU^0
M@H_((N,H<LZOK`DS#['6;7I.;O*$^<,$&V_8^$?$V+-QM9VHECS)*2!$UCD3
M5$/-YP"3-<[):[3]\AL`Q?#8C6[/(XN^VJ0<3&O-<N(C"QUT^AIX6-!Y4+&U
MDI9=\HB='U%FR8BIX&$H%$PA,N"[/7>PN14O8:PQE(B-N+)ZHX@IP$??=<G8
M:6?U^S5N7,V.HV5?P5@BG+8ZB1A35],%"_@F`.!+W`<!P'`<!P'`<!P'`<!P
M'`<"KO4C^@&G_O:=R_\`$YI_`M%P'`<!P'`<!P'`<!P'`<!P'`<!P-(T>^1N
M94J=O$K#6NQ-81)IZ=>HM=?6RWSLA)2#2)BH>`@(XHN'S^1DWR*0"84T$"F,
MJLHFB0YRA6FB]I]+U+K%E6^9C@<A9[GJ\JM&ESQQH$;`P5!CVEDL\')VK0M"
M=Q:H,*O`MJUZCQ5I'.U@67(FFF8@"J`1M8>_M@:]3J1VSJ>'K2M7G(JW35Z0
MM.LUJE0]-;4F7>5[W7"V5S&R3C0I_0K$P%I4$6#`J4JH=,5%&XG(!@O-`I0$
MXG":BO7SP,_-4.**J[LB!6%BKM9DTD+6YKDR*ZID8CW>]7\\@0!*7UVX"H8P
M(D\H4A@_B+4:R9'V^VR$I\N-'ZKR#5E7W\G,$B#;`UE:^QEZ[/0GM<<7Z,P-
ML?22!(U=4'/M+)=)WX`50$P#XG[^N8GKI%[M;J)GL+*6_6(S(<]AH;L?0KEG
MLG(RC4[I6P7#9*\P<UZCP%=;L9!2535;.';9)F'E2.9=,.!:C(+6QW?.LLV>
MQTJ'AK"LRE)V`9MK=7]&CH%Y()OZX[EJK=*NY<5^=CYV'*<&KY,J;@K)T9)1
M-!05TN!!%"[4;/-Z]I.5:#UI1K!\GR9SJ5KEZ%L45K#IF+Q.0<4.B%B8ZI0)
M0N^@,HATX8L"N3+)-TRJJ%`BJ8F"'\\^)PPMF+;SM%ER9U',,0H&=:(FVI.B
MQM_BIH=5,="O9W,VDD'!LJ5J]<D#()V6+<)K^YTUP5.<P%\HA9[%-<:]D6>D
M5#3LXBJQH.$ZA7JY?*4E;&NBU5K96L-`Z+1;'7;0TCX5&>CA:23=PF1PR1.U
M?M3%.F(ID.(1XV[NBZ["DR$<T>ES)UO4EU99Z\:XLA<K[S%4`-&=0JE!&+!P
ME3#M?/'DE?>`JC)$'Q;@D/GX&ZY=VQ9:IO\`LN(P^=7B&C,AH<3<FMMLT>Z@
M'>@/'ELLE0D4Z=5)1LT=K5M*4K*R+"66633E%2&,D0&X)KJ!X<%[37O4]9N&
M-:CB,IB]WKF9U78V,4O?HF^/&5.N-BEJ[#P]_3B(Y@A2-%]2*%T,:55\@HS4
M]1)P<"#XAE-K[5,L?V#"L<;Y_<;1*[/H54IDK;DF3R*H-%CK>6R>ZW#ZTK,U
MV$[:Y!>K.10A&P^M[,B===1`GI>J&$TOM7><MVRBYY.X5-)Y1?\`5:/B==U5
M:]1#>8LUWO<#(3I9*EYBBP>2-@H=1]@,WFWZCUHX:J>*A&YT2^<P>RL=HK=*
M]J7/66T8XZK";^KW:XU"RM=!@;7.*5:D2L;#-+5H-%A6BA\ZK.C.Y$X5=5=^
MY7?"W4(JBBIYBE#%4[N[0KMJ_9C/82(?GJ76/.`T":TT[\I8"X.8YW:(ZWQM
M4:^R`5S&5:5J3I@>4*NHBX?MW"1">"/G,'JZ:=KI_MO3)F]R%`J-'A&A*V>$
M^C.XTW8WSE2?C5I9W&VEC56K1U09V(;&;BHRD"%74,N8``!2/P+C\!P'`<!P
M'`<#B+_J*/\`*I_MTX%__A^?W#>E7[J'7S^JJK<"W?`<"`NS>$/NQV1.\Q8V
M`E647O&86[WXK#KSB*9<[T&O7E2.,Q;O&!Q4ETH(6Q5/5`$3*@<2G`OE$,=>
MNMD)?^SM%[`VYO6K%`4C(+SEI\[M=,86-L\E+C<*_:FEG3>3/M4<R6BF\*HV
M!(69E3@X$Q52E`Q3!4E+X=5X@Z'UCJU/TG,7,YUKM.^V%$=)Q%S?J':&FYRL
MN]2CG5$&W19&AJJQE?3;J&<*%,ND14A2`4"\"YM>QN3?X78L2VE;/YYM;H&Y
MU"QI9+GZF15`:G<&SUB=E#5`TS8_<\DBSD%#*."N#%6<CZOIE^4!"(\BZQ;C
M2I.G1^L=FY?3LES?/)S,J=G4/GK7.0N$#,0K:LM)+:YIG/2Z-]G:]6FI4&0M
M&T<W*X$SD2>H8P&"+*MT0U6.KN08K=.P$?:^J&%WVJWBB4=#+AAM1L+7/9I:
MPYI1]`TCZ2.H:2J]/E!1$5646V>2";5(BIB^'CP-1L/PP"V76X34'^HE`Z&W
M=@M=EH)&H/2HVB-UM6.G*-5WRGOT$US9E=8\)/V@R9TW@G$I$T#?A\"0J%\.
M2C,9_"Y#6FE&V^!P_J=6>MC:LW#-&TK'O;/6[22P%TIDC-/)=K$*K,Q4:`S,
MDJL0JHB*XE$2B'GU[X<5.WNZ[W<M%O5N;ET/.JGE.85_/)6Q4.M970Z="+C$
MQ%B@8.81B-!:%ORQ9L&KE%!DD=$B1$BB'J<#T7GH.OKZ5I>:[I"5AF[5U:R;
M"?I/!5EW#2\'K&1V>5N,'ND`\5FG:C&2-.ODU@8%."I0!8AG!B+"`!L<MTF?
M2G27*>HCZ]1RCO,W./*.KXZJ"Z\=,KY9?XN[N@3K2TL99@>P-F"C0OF=JB@"
MPF-ZA?$@A8_LMD;OL#ANR8JVF"U-WK%)G*@WGG$8M+)P1YLI/3?J12+F/6D"
M-P+X^F55(3?[#!P*?O?A]NZ_N.N;QD&H)9Y,ZKUWMF1K0KFK/)6%K&K7)C6X
MN<V2&2;3D>DW7EFE6;NGD<0B9W$D3UQ7^42\#\Y[\-^L8I8\WG\CT>[12<%A
M.@X)?(F]S5HOD9<ZC<ZTDA$GJ;*5G"M,_0KE_(>;(R9D.S5]H52`I#""O`@=
MG\((S,KTJ6R)"\/A^$YDW1&BR'L$;;LLG,H=7/1D6'TD$4U-%KF1Q\?Z`""C
M7S>=198I0((6.>=--DC-OV[7J#>.NRL9M&H1VH#'ZSUE=:=;*FXCJY7JZ6.K
M]S^GT(#-`$Z^#E,Z38GI.5!4#Y?'Q"RNK8HYTW4NLVE(V%.(1Z[:=9-&>Q2L
M6M(*VM&P4&<HY(M)^1XW)#*-E9D'(KJ)N`."?D\H";S`%)F/POXV-==6+$UT
M?V'0>N.N3-^L<^RJSQLPU.A/]=L&PP]&FHD)OSM'M1FYT0C9)91R5$57`@EY
M52E($M(].-<K4_:H;*NS4[F/7N\[,ZW&R46!H+4^EQ%@F[`TM-TJ-&V`)Q`(
M"BW6?:BH[17BW3M!%PL@DKY%!`0N77F-V:S5Y=6FR0<W!RMD1>Y[$Q%;4@WE
M/JP0S!NY@9^2/)/PM<FK.ING1'I4V@$;K$1](13]0P:)1NO^79U2[KGM9B[`
M:IZ&I.J6V/LEYNEV</\`Z21!H*81:R=SG9^1BF;B,.)"MVRB3=,PB8I`,(B(
M03AW5C<,AF,BAYWM%/6G"<&CWT/FV<Q.?M*78+3#FBCP=8B-JO#6<D&]_C:3
M$&*5DDVCX\%W"*2ZWB<G@(:]U_ZS=H^OE);91$=@<ADL[AV^G*0#=7#;*RNT
M?,WMY:K%!R+FS#IZS%PG6[98DG*B81Y!=-6XH@*9C^J4-1R#X;<#@]@ZUWB@
M:K?"W/(F=HA-'D;1.6BPU_3JUH4"]0T=G3ZQ(3BD3ESV>N[A.>249$72([0+
MZQ%C_P`YP/70>B>DP^ZY7L>J;+4;R;&G%Y6K-RK^,L:%OFGI7*$DZ^T9[KJS
M":<-+FU@(V3%0"H,$@>.T$EE`*(#P/U0NBNE0V[9/LFI;'3;Y^)63N<C5[A$
M8NRI.]Z<E;(>3@F,5N^JL9M9I=HN#C9,1,F@P1]N70344\@@/`EG6NNNXV7L
M)!]AL-UZCYQ.QV)O\3D65VR>5TM%2/D+L%V-.Q7L%UJ;=G)M722)$R+E73'R
M#Y@$#>`!,/7W%(7KKCU+QV!E).>;5%K)'D+%,I(-Y:RV.P34C9;38I!JU`&K
M->9L$NY7!!/Q(@0Q4P$0+YA"9.`X#@.`X#@.`X#@.`X#@.`X%7>I']`-/_>T
M[E_XG-/X%HN`X#@.`X#@.`X#@.`X#@.`X#@.!^BF$H^)1$!\#!X@(@/@8HE$
M/$/]@@/R_P#HX'.F?Z0ZFITKI/3NA[K'5!Q$R#Y"^752BS+PE[I$A:[-;9&C
M%A8VVQ$M#1<^K.(-9(Z;_P!1RQ051`Q"N#>`;;=^LG8:VX92L@BMIR6%<P]4
MN>>W^"0Z[,%,:M-+L,:M!5D\!G)++[WI5CR^+%(T2=&549+.BF.Y1,`E`H;A
M^(BS.JS&]9IF?EYKK"GU6:Y#9)I5Z2+U2=NC5W&UE.1;W1E)+2Z'O2B-'(OB
M>QD12553\BZPJ'32"(Z-\/\`7S*,[+L*1M5Q64W1;.C48=)CV^MQ-(;YO$5Y
MA%M[56;J+N!T)9RO7RLP<`BR79P9DVC8R:C=)8`\(=!+*O3K*[E-`I`[O8>T
MU4[=,96.RQRTQ*'T"F0S.L1-5;94M8U99S39.N-3IR*PR99%P\6]I`X&3*40
MEC$L*U#K=4L'RBG66&LU:;:#KUP[!S#JL,X5HZ1O@6BZ-V6?QBDZJ]IS!CHL
MTV;L6:2<AYHXBGKJ(B7Q4#<Z9UM=UJ`[2,9ZXR;N;[/Z'HELE;C!1Z\#-U."
MM=.CJ%3H&+<KO'AE7V>UJ-(1HX`R29E?$Q4T_$>!6[(>@=OS6D;/7)K3J&ZG
M-.P?/^O]>+7,3CV&=LX'-HV6CHF]7_-;+-3\1HF@6H)423:ZAD4ED"B1(0,)
M3D#9,=ZK:/U8S.UL,C?9T.K:AM69VNZI5R@?17*X*B12U8J=E@:K59RUOI>+
M0:9]&O702"[Z0D%I=T90J!_,4A0]2'2"5;]B"ZD726:F,MNQTQVS89H:G+EM
M26WS.=_B]616O038QBM#0*8\HFT".![[8;TQ6%(/'@3VTQ27C>QFE=AV-H9>
MO>L*I6/1-?>PCAPE"S%(LEKLK6R/I`LB0DK'N5K(DF=B1-%0"(&_G?PP\H5Y
MZX=4>R.`Q>TFFNP6:WJZ:XWF[.GHS[#))G;G&N2*OA$7&_RCZ_R"UVJ%8C3>
MQ,*^A[N:,VA2IH&3#S>8+!Z[B4SKINNKIW;&D?(X;M=%VF<72@EUFEN=5*M6
M&#E8N/:)R*?T=),O;`*Z:IS.2MDTP3$IQ$#`$+6'JYNLUW`C.SZ>UY^[IU<:
MQ57J&;6G'Y.RO:#1E`:#>V=%LYKLRBJY>=#4*J5]/!'*NRMS)-R@"*8D.'L3
MZGZ7-]A(?8]*VU&TU&D?CB1S6/@J`UI&FIPVQ02==5I5XTB$D$F=EJ6<Q_J'
M@2(QZ#KVL4W#A0RJ0&,&C9=\.>L8U>-"L-`UK4&M0MG7=K@53J]KF#Z`6HBD
MYL+E29>H6Q)Y5[C#19IPBT9"O8\6S1R9T<XJ@\4``EGK?UBM^-WK3M5TFY4Z
MTW_3*QF-%7;YIFWXJ*&QJV31LFP@WXU?WQ-B[N$TI,*JOW)5$VZ)`3;MDB(D
M`.!;[@.`X#@.`X#@<1?]11_E4_VZ<"__`,/S^X;TJ_=0Z^?U55;@6[X#@<R_
MBBYW5Y+"FFH+K6B,NU:T#$Z3#S=?O]YJ:;>M7K::="6B.<1=:L<3#2*DK&2B
MZ'M#ENJY1*I_-*$$`\`P5\A-%Q;O%UXROJY7ZY-Q\7U2W!TC0M>U[26%5%@?
M8Z@X>3KNPJL]$L4U8F+Q^"347:2HIMEU$RK)D*5,0YY,YNQ6[&?AP1UJGJU*
MC:+IWL^E3#4^PV@8S0)IU7[G-*,&U@U2L/$K**5><I>6(3.`@L<B:`E3(<2@
M'86HGL-%Z.W=YBC*D.]`KF9Z_+TJ+R[5;'V!J1=!:L[%(Q32OZ)<%GEAM;LL
MD")Q;N?^H=#[,1/TRE`0JKU1?=88J5Q*?P[?-'T7LCH_7>XVFY4Q/3;5J,1I
M-M94^-EIR9WROS+JP,LVL%?OJAVT6'E@CBY,=D4JA2@F8*U9M9:4QR7IUNF>
M[;;[5WUU#?,QKFMU9YK=EGK-<GEDNCN.WW-KYBSN==1%:IM"KA71T"A%,DXD
MC)!5-4!.`B$!WB_:G'W[MABT1>+Z=AW#[$ZQ5JE+MK/-G/GZ?6O8I>QZ8E7'
MGMPK5I%WE+Q`!(U%(GX'@(>'R<"8VM>T';9?J'5(2FV?:)>5^%;1+:VB3=E;
M?A*,!;I"W^ZF>J2-DAGYG-GE(Y=\1,Z2I%UEB'\XB;TP#@??LMH_8BDV+'J@
MWLNPZA?/AXX;E^C[#9\K@;)9J;?=OF96NS=G@=AF&!VQ6=81PJN2:I',DF<Z
M[EX"QTRB*@\"9NQ>W:'7^WSOLGC<],W+%Z7TCRW1]*S>(D';MO;,0UBXWB,E
M;Y6XQ-T+`MNSM-6/FTU2)@LJU9KI"<"@)1#75YG5LXZ"=*.X62W]='5H/+JC
MC-D1N<Q.S53T&M;Q9#4B!F[$Q5=N"/;5F]]EX^;CGRA3KG227;'.9,X$X%SN
MSV;CUR^&7NF?05QMLG*T3$)TDCHLE8)92YS]K<R#-W9KDYGU'OO-K(S$RZ77
M3*FL0K5(Y$4_*0@!P*F8#OF@Y_VI^@W9B?ERR?4CHMJ[R]6MU(.VU9U?/XVY
MY_<,UV%%JJY]D=3\S03BP?+*%.NE)MUR>H(J&#@:'TWVS4HB?VJ+U_\`'-"O
MNW_7/6>Q55_&I`V"LPL)J]::7*;G*CC;^8<&3DJDVR&SP;Q%1D")2+1YS@0`
M$IN!0N+TO77>+8UAKG0-#*7$)+*NT\M;3VV?"1LU*[&2'7"-SBN2T[[P!_+1
MC2SZ39R>SK*'2\C<A0#P```.AQHN,MO='MXK;W6)R<?5^U\1%,%-<[H:SAMK
MK,"C4:%(K,J%F-5D4JQ9HM%5PHX0]H](CI^8[8_@GXCP.B79F7DF/:CX<K!G
M*R+)E.[SKS268-GSEDUFVS?"+4\0:RK%NLFVDF[=RF58B2Q5")J%`Y0`P`/`
MXVX;K.VU-GT[SB^V>V6//=[[R0&DY'?0FI==>(3J6OZ%2-?PRU2:KY1P]C3>
M2.G(MNJ<Z"B#IPD"?@F`$"T56L&$3%JTG2>RF]ZA0NW=<[IS="K-8I>BVDM^
MKM9::&RA\?SND86T7D8:PY==:0J@M(N`@WJ3MHZ<.3N"G3\P!VSC[+79U_98
M^$G828D*C,G@+5'0\HRD7-9GO8FTF$%-H-5UE(F4&.>HKE;K^144%B'\/*8H
MB$-1VIWJ\9'JEJKF.Z?FE[K<#=VU(J>LPD%&S5ELL75'4C69**80=@LC1[!R
M4V9%!(554U%%2&**?AX"(<Z.E,CU?4F.I=O@>PNH6?M3K-&L3W6ZLUTJU7Y>
M^6PE5&2TEKOM"DW,[&YBQH5G(L2*4]E@O97:*35,YRF\APF?X>&]9JAT]SHE
MVV.GO;;`,MEGK3%36B0DG?&T-6=#T.;DG3^'?3+BRB2+K##UP]1+^;:)E,'@
MF`#P*B]$>P>A_:.>VO4R;5"UKO74](T>JAH%5GX^DUV[4B:GK;G5=Q-Q)G<,
M;,QE.O3Q%=1%DD3VA^S*`)J>8HB&%Z/VN*I'87$D7.C$V%_M5;VHS+9,HWN[
M7*1U1.)9N[:I,=G>L.DMI";S"SU9%D+>.5C!8HM9(`:G24(?R@'XZ66F,I_9
M+"_:=)1V9_N2VV1\?L69[_=IV<TSV9K+603]J.K^DMWDEF+^FI1PMF3J*&.1
MCGY")'(=,_@(2KW3;#8N]D)5Y-QE[^";=2(Z>0KVS]H-'ZS4M.8-KD]'C,1$
MSGSM):?M!F9O0%LL02^R>=3Q\4RAP.M^3M8QCEV=LH4\&>*9TNNM6)JS;I#0
M*X"2$8W3,G`WJ77<RUQB$5BG(WDG1S.'B1044_#,(`$@<!P'`<!P'`<!P'`<
M!P'`<!P*N]2/Z`:?^]IW+_Q.:?P+1<!P'`<!P'`<!P'`<!P'`<!P'`<#2M%K
MMJMM+G:W2[Z_R^QS"+9HTOL3"Q<_,5QJ+YJ>6<PL;-E/$^^7,01=NT<+D5(S
M<*D<>FH*0$,''VJWK*Z]\*7!+CV'OFFOJ\TG7Y4H"N:2]K%MWRX):AHC"L9;
M9;H=ZSEE8"QN4RKRBP2#!-LV9BX67(@@8A@Q6H1$*C\/C(ZQ>NS]:GMSB<PV
M&UY=+-^Q=KB,[GIFMD?2\ZDQTNGO/#4KCU]K*Q&%=]X214'4JV`RY5$CG$@=
M+*_O\)']=*OH#%M;=$O2?6JM;/&Y2LDR-NM[C#5B-(U<NZ=&F5?!)S]A6(V=
M.&Z)VR;M8_D$P@!1#DCD^NZI;\2^)W%734+74=0FY;,72U\UV%TC(Z%D+G3:
MG4H.:K,4Y?0SR5SEA6'4VJUB42M47:[%-M)K`0BYEP`M;)V(ZW2&/4M>,B&,
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MYDU$D9$'41<(*J`05"!?WX?6E(1D%V3:65V7/,?J_8&H5#((BZ[%&:BRJSNY
MYY2W<GG</JQYZ;BK2NYNLJ4Z#1K)/2MW\B=HD85"B0`@".NUA'O2UF#7>RGU
MY?XC%JPB4SX;K->PI]38_KP%B9,S9N,D,*A5F[HB<RG+>P`<9%03^T"8?+P+
M3Y!&WBN?$![0PMYV*R7A*2ZP9K=&"TB2-KE?SF)FM/TAI'1%3K[45H>*9UB$
MCDO4D7(+NW[HBKAR<0,"1`A/H+<\C/I78;1\VWIR^Z\UN@Q<&8NL[BG=;QH5
MCIEFF'>@]L+K#3<TJ.9562]M)$,G!FT6A)-40<B@DEZ("$W=PV]P_'+T5O<3
MKDZWSF8[2Y)5FV9UXK!A6+(ZG:_H<X[N5@L;)09:UH.HMFS0CH\QRQJ!/67$
MJRBQ#)!#NR3&=ROQ$<QI]%V^<A=GAKUG-VUI_;MH""I%)S9O`.XB'ZUYKEYY
M.+B[I;MT>OT'S]D+-^Y9$$':KA,RB*/`_<!;Z!5?B&UV<SK4;1H5?T2O]GH'
M0ZW7]'M=^MZNLYRWB[+-UC0,LGS,8>ATC-X^/]W4X\.S*HM(NO066.DH0QPA
M_`.R>JV_?^Z%JT-?3:#9K%T\)?ZK1M*I&A4RA=?$H*1T-*"C9,'T*J=J@RA$
M6+M[8$F)S3DH$@1H"Q&I2@$Y_#&.VJLML61.IACH-IJM'P2W3^P4[>=%W3.;
MLG=JW-.F;=FMH"R@4BZ-ET'#J081Q4FKALZ04!,A4R%X'6G@.`X#@.`X#@<1
M?]11_E4_VZ<"_P#\/S^X;TJ_=0Z^?U55;@6[X#@5/[3=BJ#@D)%KZEB^I:71
M91W`"YG:EGU<O%,A;&]M4="TZ)GO?\_&%:V20LSAJ:.`J"OE5,F<%"&`!`-A
MI^VTBY[!F](DLMOM'VB[Y)?-`@VVA4B$BKA6*)4[M$5:PPD[)LI:8D(9:8FW
MS1XBR056;N6_D64,4Y0+P*VRO9GJO:*/@YHOK-9]<8:_/;5'Y/FM;PW/;1-,
M)'*IYVST^0)5Y:4:Q,&F[?LU7AEFRAE'A"BJJ`'^3@6\S>S4J`R)6XES23ZW
M4J`:6BQ3--NE/@<V?4^-@SO'LW8)>MUIR^B8YL\:LSOBJIJ'.NB(','G'R\"
M"<([,8;?+XBPJF(:'C<AK57EM&I^B7?$XW-X';:G`$;OI2R,K7%G</%A;L'B
M4@5&>!B[6:*`N0AN!IF=]L>J]CT^KW*!Q&V4U':[2OGN==L)K"X.L477K4LL
M\9M(6*TY`QK<HC:7$<LE&.I-LU:2QT_*FH81`!#$/N\73>.A^REM>T)\BOU,
MOSNN7YL;+JJ:QRMLT6SR6=R\MG:8/!//FN$S$N&DBZ,JT7>I)B5P!P_!X&==
M]T,&J3NA.:7@NN6U]+=9*UML<MDN05>5DJ)U[F'R_N]I+D:6"+?PT1%/60G5
MBF0+MDE`*9,IC?*`;I9NX'5BB/,#4.=NX0[PN(MY49Z`J+#V&R1TTR@(6*M.
MJ.5O87;:'>&LC&(*N]3=*%65]F$H%*;P#9WNV]=*'V'9=7%Z]$5C4I3#'%K@
M6K>G5^-@)[,X!Q.^KG<1)-P1.NK'-XQ^[3@S(D9^SE5.GXF$Y>!J-8[1]8[-
M6,'@GU4"FY=MF4S>NY,M=Z36(C+V\1F('L<O65VZ;M]#UR\52*8FFV[$K?R@
MU0,NW5,HF)0#<)KLSD\SU(L':6W4NX.L25I+ZZO:S;:=$NK+9Z,$D1DQD_H7
M)R+A@[8V5,Z3QDB\52.LT434.0@F`O`_=6V+KIM]WH-5@J[!WM_L/7!;5JU9
M'M.KTG"2^+C;(J`=5"5DWP+OB"2ROT_7A%$CM$UD5!/X*)^'`US.^U'6O?(S
M;9VM1(V%OU,?6V,L)IRG0YW+>.C("P-96;S3VM5S[55['%5N0CD7"1FA'A6Y
MT%"@GP(%3[X]'U<KP_44<U=JU[L)=D,2J$"3(Z;])8QUG<_#LHR.N<.+P&\-
M4*C+R\<O'@59PBS%T@H@D0XAX!OTGK&!W?8=*K4?TFT+8;1GFJGS70]3A.O&
M96NOL;PQ2AG3QW(W.9FD)QPC%Q\LU=*N5$1630\#`41``X%H-#TG.:GJV&4&
MV0BDM=]*E-%/ETR2!C95"NR-$IJM@M3_`-\O52/ZXN_KBAD$E6A#*./.*1Q*
M01'@5QRWMUU,UNAX18:%5TGE?O\`V#>8[0:ZI0:PU?9OL[9A8[(H^F(1-PJV
MIKAU'L7#U&28BJNL5\0Y1$55!*'W7[:]=WVOH.TLAOEA)$:.7"`[4Q^*Q\QG
M$)I9GX0:E'1TX@JW!-JSG%/=R[]LT-$-W8BD=P4`,;@7<8P<-$.IAU&0T5%O
M9V1]Z3[J.CF;%S.2Q6R#'WG,N&J*2LI)`S:I(^NN*BOI)$)YO*4H`'YG)R(K
M$),V:PR;2%@*Y$R4_.S#]7T&,3#0[-:1DY)VMX"*;9DR;'4.(`(^4OR`(_)P
M*8XOVAPV^7OUJUAFE99-:G2Y_1*9I=RP^/HC+=:=6&Z$I*R\/;8Y1S*O%O=Z
MZ+U!K.^P.G390BR9#?)P)&PV!ZU;5FU'W'.<1SJ-@]5J[B7B%Y+**)"V=Q"6
M#V^(DF,VFPC70E]ZH`LBZ0]H53714$I_,4Q@X&$R#LQUOWN0U:,IS9HH7J/:
M',=)O;!4XQI'UL(%G/Q8W7,E2>VJ$K+9O6I)BB_9$:J`5JHB4@%$`$(^Z]=D
M.M&A6Z0M-&PBTX](7[/9[7(+7;3A]?HT?L>:P*Z"M@M<3>:T:2?/RMBKI.U&
M4J=I(+('!8$3^`^`>KK=V"ZZ:]H:<OG'7^UYE9-5ILMH5-UJS8?7:4SV^D1\
M@S;2\["7V`4D'ST_K/6[@[.749/ET5`5!(_@/@'UVK8L45VF7R.=ZG7_`+)Z
M33*+5+=+N:?A^?Z>2NU.XO)M.O(JRULF6#UH1R^B7@^@0GIE.!C!XB(CP+J0
M4;%0\)$1<'#,ZY#,8YHA&5^/CF<0RA68(D.C%MHJ/328QQ&8&\@HHE!-,P"`
M?)P,KP'`<!P'`<!P'`<!P'`<!P'`J[U(_H!I_P"]IW+_`,3FG\"T7`<!P'`<
M!P'`<!P'`<!P'`<!P'`U.]7RF9C49Z_:%98JH4RL,O;YZQ3*XMX^/;&62:H@
M<2%467<O'CA-!N@D0ZSAPJ1),AE#E*(5$'>.MEQZS9)K$?A<WH6<:/9"PF09
M#$XI7;-9W=GDINRPQ21]%6`]7J:CA6)?KKO'3EFBBBH/K*%55%,0UBT=D^I"
M?7/-](2P><T3%Y4MUN453ZUU]@IYEEB&7N7ZNDVBW5F11956ANJ3(MG)7`D6
M%X\<%4]C*Y_"'@7*@*[1;59:WND$C[SFIS,8ZMU:?("B*9L^LSZ/NS=%FQ.@
M@NB>6<`S5/ZOB=,J)"%*F/J><*\-.UO5Z=J';N[1;=M8*A@$L]@>P$NQIT0^
M87N6BZXF5VSC3'/Z6D^BR($00[KP3463]G3,9$"F$,,QW?`V77<SY_UPT*C9
MQ+W6+R6J=>[7@$/5I_2;7;#MG<-!T[)G)TZ[,,)URL=3VI<Z#0AFCA590@(B
M;@33GT=E^P57$M/AZ%/4UAGIYV6SBF66H*9S*T"5<1$M0Y1D]I0M4"QB\?&+
M.V[8B!C,%4U@71,L0R*@!$V==N\H?WRXYE^)G:\6F(*AW#>KHMH&1,*1!IU2
M-<JISMUF%HB8DG#E_8W;-8&ZRS<7$HHV4`ICF3'P#0LR[>]/?Q7[7:X?-'^/
M4NGT2J;)H-8FL;KM4<Z!G>O-W:%"O+"MUD\BPN:&D"0S1J@[$KXZBQ4UTDRG
M$>!+F4O,%[#YI(4.`S"3S6!R73:ZVM>(3M,B<VF*%?*B]@M+K3.8J\`+J'09
MR)G#"5268KF3>I'\!5\?5)P,4AV/ZY.>TJN?IT=]^-M>Q.\2_'C^+6(+7GNC
M,*@GH3W$$]3*/TB6L;:I'!T+04PCQ.`MRK"J'I\#::1V'Z\ZCMNSY=2E8JT7
MG+:'&J:Q<&-?8/8(T(>:G(AS0%;2F15]9G=9D6;L'T<0B[-HLJ=(#"X]9(H1
MSUUU3JQK]AM]%SW`S9C,R6;Q]N<0UXP:M9L.H8K8IU[76-E9,4&BBLS3)"<C
M#H*,)5)LX(;R&4:@!@$`DW6M_P`!S'2<)Q:Z^ZY72-'NM>BLNI4=`QLU(5-R
MLA*Q\)>W2"X)HTJ`8BP<,6K],2.#'$Z34B@$6\@1K<MHZNUOL7&TFTXD[5OC
MW0Z+2#[LYPV"7IL9L%XB#36?U=SJ+YJG/.+3*1T>7T7K-)RU9K%315<I*!Y2
MAL]+W+")'LQ/YS&918Z3L%H975NRU&?R!C4&FQMLG=132]-*]>CII6BSL:HO
M)-A!9\BBR>$#SM%%RD*(AM4)V%P>?VO>LZAEF;S2,+SV#G-GLJ,$P,S85M4D
MO(-JB\M0&]KEWU=2276<QQP%NQ,X$OB"IE2E#!=3-<R75ZC+26+X3?,2I2IH
M>T,SVK%X['8"^?2]JN^;V6JIQ)A86D%6C<AW+H`\Q2+(^(B!PX%L.`X#@.`X
M#@.!Q%_U%'^53_;IP+__``_/[AO2K]U#KY_555N!;O@.!5GN7CMQW?"7N=4/
MW/\`2-?1L:M*?OV1-%QWNJB:G5;C/>9X5L[$'7N>&6]`GD_G5O*3Q+X^(!HF
MZ=1H7L!VUS'3](KL7:,:IN'Z)3)&--:[)7+`6^6&]5N=KSIJWJ[^&D',6E"L
MGA5CF>`F54Q0%(P^4Q0I*KT!V2-RGIK3GF8YGK"77ZQ]H'EUSV4VJR9O$R,7
MK=E?O\_/$7V!@WLZJXAV+A%=TF!"^*J7I',<#";@="*_A:]NZCVSKK;J+#X8
MVN5&T7.AK%,T.9UUA58FW)2S9I,L[G8F$/+S3E1:4,\4;KD#TA\40.)/`0#3
M,DI?<U\WK69;<KB%1QNHX]-Y;9G692\[;+9M$HXK#2FUNULV\[`0),HCX2,0
M4>JLRKOUG#Q84?-Z(%,4(!JG6'M?*9QUNZI:-$XY%8CUST3+K._VVLW:7DKC
MI]1PV;]^9W`Q.7K5ID%*LDRLT9IS#MQ(N&Z94E#(`<5/`0A.S?#8W.PZDYM@
M2=)9U.WZ[V9N^F09;&H8UFA92X672>LGJ)>ZA!5Y&72R*C))"8/8$_E`RO\`
M)P)KIGP]I>P6S'QV]U)ITBB]#\PZ[6-GF6OW2E/YG1JQ857-GB956FN:\\LN
M>O(5PH4H.%O175$/%$I@`P!C-Q^';H>TVS8UX/0(G$\^@<0S[!.L=&JL+7+*
MP"J4(6M_:JV![.QJTMFYCZY$1QB+1"IGYF3(AU%3"`$$,SKW2K9>P%QE=6M[
MZJT37&W57%X?/;K7Y\TH]HO:O-K9:+--OVJA(U`ZV?V%&=48.EO`0=L'RI#H
M"*9?$,C<NDEXN_PZ<&ZM6"$H<MIV9.,77EB/9DPUEE]%+LW<:"2$L)&!'"A9
M6A/9)@`%13!XFY,B;RE/X@%O^WF2V#9.K^U8SFC>%96"Z48:M36DFY+"P#,4
M)*)58-%W"39R2-CVK"/],@%2,4@%*4"^'`HW!])-UPS<MUT3K])5%Q1K'UHT
M6IX+39ZQ*0R66;/J5CKUCLT0U*6,=@RSE*U1[J>:*)F,#=9P9N1$/'S"'DS3
MX?FRX(\;L:3J+#3:K<NGNB=;-"C[1&UJBJUZ6+"24UE<I!J5N)]:YMDK_99=
M%Z_E#'DTF;X5#'5^4@!7R*^%UV`CGZ9SR=#7@J_`=9I2DU\;.J#:#TF-LO7Z
M2[.R:9O<_E3;RC'$P&-5#Q%^=QX"5+S&'@6+2ZAZC!=F-QUMSUIRK6VM_P"R
M*NNT30)7L]><VG:M7#(5E)BU=Y[!5A_`RLA$OH=9Z!'*A_:#*`B<?(`<"Z>S
MX_<+YV'ZGZ?`FB#5?%Y/='5T,_?BSE#):)F9JE730[`K=8L@<98?%P45$_12
M_"#S?R<#G=D/PW-:RBW]&KW!RM3BE<TL\#/]K*2TGCJ0-CL5"^GK.@Z345PC
M"$EK6A6+LK$/RB5L9PW(B8QC"D/`LMEF+=R<,$F(Y?)XDTPXNYVC2F^S3DC.
M2>F,<RO-ZD;_`&O,%\K5@O<<C;7#R6<QS>="6(W3:J%7%(%B@'`O9`.;S*'O
M3:V0D+56J-GF(O/Y"N6%2??R])-'L_=%JFD7D6S0K]G&07<`:/#VM%(J"9Q4
M/Z@E`(B>]?9&>Z]:C@5[V?1]1-I]4O54=Z/?4*I]+8IC<Z^>$10;H5"!JT*N
MQ@E#"NB06X*J"H<IU!`2^4(KQFL=W&@5"BZN;!ZOE^=9)+Y])N,_EYZUV';[
M&WK32KTJQ@VG*]"%R6%B4&7MCMJ1>067<+&2`?1`IBA&/7BF=X<8ZQ077P,>
MQIE.9UB%HI]&TAEO;B3]XZ`5E*#3GDA5C9NR")BC2LD51PJ#]<S<J'B!5!-X
M`&G]?>B&U]9+YF$Y3M@BK]".NNMNPO4$;=5JQ$MZH]$'%ZH%BB8R"8-7&K,H
M[5YJ4%][W7+(+QSU0!6$#B0`\'63J-V'R_66MI1I^3=;JNAEV@UG1(++-1N6
MC91N&G6%DW;4^_1V"SS*.K>6P-;ETU)-9BBL"ZI%C,B_S0B8`R'4[J=O.2;I
M6;L_HF8=?Z)%4FXPVO5K&=?NEKSGL'=Y@K,E<MM>Q::CFM;QAG"OTEI+R('%
MP0ZWLQ`%+Q'@319NF,+IW</2-RU.(&6H<AD..57/@@M%O-2G&MRI,[:I"QJS
M492YJN`\BA:R33V?VQ9TB<P'`$B_A"8+\F,)C"8?E$PB8?D`/E$?$?D#P`/E
MX'\X#@.`X#@.`X#@.`X#@.`X#@5=ZD?T`T_][3N7_B<T_@6BX#@.`X#@.`X#
M@.`X#@.`X#@.`X'F=LF,@C[-(LF<@V!9NY!L_:-WK;VEDX3>,G'H.4U4O79O
M$$UD3^'F25(4Y1`Q0$`YG-<.[BYAT$S[KSB;BD1FV)N)NN7FR#?303>O4.P7
M:X62=<T:T'KTH!;?*1$JV9-G1V1O=IW"K@I#JHI^(?N^X'NLEU!HG72H]>>O
MR%77J-LI%[QIYL5Q29U1VB9=?*M#JFLIPC9:TO8.R`2<GV[^,!W(.U!])43`
M?SA/(U_;Y"HQ_5Z3L\BS>.^IC:,LW:ZNH.`L$9K158ZBO5HFO.X]C!&>3,=[
M9*M%"OBO$C(F,=%'^:4.%1\ZZ$:]F^>=P\X>3&4:U3]6#(6N94*U5];.Z;<&
M&:5RH1C@;L?-I%K/4APY95T8M%-LX>(*K)IR3KUC+.$3!B%NA^H2^)RT/(TC
M/FB;+N'6^R=$ZF*Z=-2F90.<1-?)5K-BY=//#^+%2\)/'THH9!C[I;NEO1\@
MIJ*B`6GZV5+:NN.9=;\4LD!'7%6Q7/6@O+R,LE@FXW"J&X"U7RCUF"FGD.8E
MHA*H*[&MIJ/56'F%0GLI5"E`A0VC/<3TR+-W*MT[-0<'JW82\6Q'/K6T4"QH
M5'-J_1$*1AC5Z@X:D*0M=4.ZDG<<!%$P<NUA'SF./B%*L*Z(:S3<;[*9[:L\
MR.*BM1PG,<ZCLI5T^V6RK:'K^?,)(MBVBPWJ/B8JT9\A=GBC4S%BP\QHI9$J
M_ID$GE.$S=?<GVWJQ1=3ODC4U[SJ.\[]DSJ0H<MJMBU.;KM-%G4LRDIF=U8U
M8;J6RS1,0B^G%CBR91:#9-)J*R9$O/P,6VZB;(W[-HR1OH4.$1W="?[M-+N2
MS._IRYFIC*S4E'*ST<8@"HBVLZQWAI;V\6YH\`("?K?)P++5_'+75>V6M;A$
M1%8)2K/UPH&>5:(8OT8AX[OM6O-[N$LE(L&T>5"*C)4]B0,9^`J'4755.8@F
M`1,%?NLN;=R*-.=A-7V_,L>M&]:37EY"&O#/:I619S;V">+FSO#FD0%';M<M
MR2LLG:AA=-SR#IR],=TX*JJH'D"?=[QNWZK*=6K)#155CY[,^PV6ZMIBBKY-
M)<E8J=6NK*6B8:7".]LL0Q4W:A!B@KZ)%$SJ*AZ9C&`0AW1,Q[4WKN90=!L%
M!S&Z]:LDE817*H23UQ_`2-3L#]L1M=-PEJ0UJ,BA<M!BV;URTKS%R]0:1R11
M5)_VA<RA`^Z&)]E;)V_B]HL3/+<]B:;7-=HH:O0;).S%GUK,[3'HIX[3IS,;
M$V=1]7E<NL(C,/WH/3(/GJ)2($!)0Q2A#V+]`=CQR^;>"FMU;2Z#H75U?)63
MFX4MM79&_7R8G+W.R3C3RTR80M!699BVKO9"99R7O29-)+)F%'V9`1"9^DW7
M'0</LNMV*PTBC8A2KI!Y9!5G!LUT"=T>H1%BHD-(QUNT]*7FV,>$4]OBKM!(
MC-,AUP;,R'=J'<#X\#H)P'`<!P'`<!P.(O\`J*/\JG^W3@7_`/A^?W#>E7[J
M'7S^JJK<"W?`<#GK\1-YJE'R1EK66[QIV4R<'<<IHJ]=IQ*2K6I]KHVK5BIR
MDU,I66HS\H,U&1$VJ5F9NY00*8I1424\!\0PFA:;M'7GM/UGQ^$6W/M17IC#
M]WG+=5V:N4HW^[3L+>:<G7[A//9,<WK)$ZA'2RS(A6BK43(JD\R*QP,<`IPT
M['=H+WCO2E>,NF\KW#8^PG;^JW>)R$F1MM>FZ[F\A;'%0JK->^,#9Z@I2&\6
MFFX.)R@HW;*^558XD,8.JN:3%^H76Z=MMU8[5.W>LUO2;D,!O:N>KZHZ/`-)
MB3AX&65R5)*FF8/B1B8,?9/,N#9<H*F]7Q``K;U;>:S,1?5;==`[H'M)^RU1
M<6*>PVTP=#;4VU2,]4S6MI5NO",*SAK'7IG-3#Y'0KN98SMHW5]H3*H/F*%;
M$]N['!U90^(6;L18E)!;7DX\W6,8.EABX4I;;QR?\3R;<L$%W+I:<1_VH)7W
MF+OW@'@*(I?)P-%V3N3V+S;L=W/SIIHDRM#W&?=X-U3B5XV$4)G.WE-A0L1B
ME217K/%W$!K3R0%-Z9R3S1@CX>4/#@?2/[$]A+%0_A[LYC7^R[M_K&5=F9O4
M)7KA2:-;]8O%BSF[MH>J2QJ]-UA_#EC(QJ)BN3(I-R$1,`G'_P!T`>3L5W)[
M5XYB/5^FW718S)^S'T-T??M7"S1U=:3-VHF;S3YCFV26&*BVDG!PU\VIJ<B3
MY)D"1$G;-7R'3\#!P+)=G.XFF4[6>G.JXJX>6S`;3AV@=@=GSJ/;LW;FU8]'
MOLW2F+!$"+1:2/:<V@KFK)I(H+I%4*R7(H!_^CP,!5NP^XR73.-[GUK2I30H
MW%]UWFWW^HJ^XF<3M?6&#TRS09H%LZ/$H'B[#2Z*FVDJ^Y3,B<YVIDG/JBKP
M+M]?UMH+UUF-(V>VN)72=&A;?KS2$;!&C!9+`V*#=3M"S6K&9LT0>M:?`^R^
MTNG!G"KJ0.L83BF!`X',+J9W:[#7FQ=#<7U^T2:6G7JW.[G99DC*+39[_P!>
M;UC%WM>?V%RJC%(-$92IWB)-%2J;,K4Y'C%$3>8JA_$)/QSOE+W/XB,O2'>L
MP,MA>A7W1.O&=94B#,).JW+)X6MOXK47#HC%-TI':Y9&EABVH&=*$$S='P(7
MS%'@5%L'>/M9%0/9?-$==G/QDZ!L-J<=:[2>)KYWU"S?)-.V>'V")BR!"@Q>
M-H"KY@T'S.TUU2$D?'S^(^/`LQ,;%V>ONHXA4ZI:NU5@8S703#]ILL)UI/@K
M*Q/+_;)B08SMQM"NR,$(L6,JF4J7IL%"F*X`@@D5/S#P+K]O;WI6-]&;'=:M
M:KI7M,K5>QY#Z46<E9<7YM(R]]H,'81M!8MBM4E+*Z8RCIM("S0]C]=106_@
M7R&`*%]F^ZV_85KO?AB\L\BAB\54V.;XY:VC*-6=89V(D\!;:301_P#HM05(
M'27P/6Q%'PNDDY=%N7P(0XE,%FW%GV;?MIE\AC^Q=TZ\P.3]1L1V=:<HL;21
ML>@W?4HV6<2URM;ZWP,TW5SRD'@BD=,&:;5)9PX4]98@>0`"_P#D<P[L669[
M//;Y5-3>2=1A'+[2Z(T284R^/3,R$<VJML6[^4;LHN963,L1%-PJ1,3"4H@`
M`4`\##:,TE-7FL.8V)9?4:[!)668K(UVTHHM(19",<)O"V1Q")51V8R,PV'T
M4'RBX>IX"0!(<"ASGN7>HTK\0G$\'J>G4^L9)7M.MV/:Q"NY&));;]IJ]`?2
M+!NHQ>HJ2,-2:Y:7$=#1SA,4#S%B5<))BHD@7S!A.L'8O?KCL>12UFOS^WP?
M9J*[L.D\IF(Z`C*GE4EURT9*O9PWJK^)A4+&P9NXLGL,X=ZX?'<.5P6`"G*4
MHA9SI=>MSMEE[=5[?;=`6FV9KO\`%U1@VIT>XC:/5(M]E5*LZE7IJ,@3WVX@
MXY_-*%!R_.=V[5`ZY_)Z@)D"C%E[:[_(]G=/Z[.[S<LKR)YW=:Y>Z[.$@H-\
MPSB`>T"!FZ1U\I#U[&K14+9='L;!X169E$G81R+U(I?$ZQ/*'<X$Q1*5$15$
M42E1$7!S*.#"D4$_,NH8`,HN;R^)S"`"8WB/`_O`<!P'`<!P'`<!P'`<!P'`
M<!P'`J[U(_H!I_[VG<O_`!.:?P+1<!P'`<!P'`<!P'`<!P'`<!P'`<#2=&#1
MC4N=2R0U.1T1=%JVK3S0"RRM0C5G#YJ@^EYEI!@$I)%B(I1=R@T2,D#MRDFB
M=1,AS'*'.+/M8O\`:/AQY)LFG]G+#E<B1S(S&NZ["52OS6DW.$B]&NE?2HV<
M1KEBZB(F]7-TVCX^+%&-D%@\H()H&,H*A0\E]DNZ2/16D7B:TN\4CLG5,ZO=
M\GJ'4(C*8[2;T#(7CND/KZ6UMW$1'L<\J@MY2Z1D)'G<R*H*MD136\A#A>Z/
MVZH0W6J([%W"T,I2C,<:A-5LEPKT4_;1\Q''J+*<D96OP;LA)%N6974'V-FJ
M4JQ#*D2/Y1`?`.6V,]RMZV[(._LI4[S4;1M,.\H[_KS1*#8:1(H9M`Z36:^S
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MZV(D[13]0$U`N_T.V&[:67L33;58-,N49C^JP%>HUPV:FH4/696IVW.*Y=`8
MWZNMH2M@WE(B4D'`-U%6#5PI'+-S*$$?*80@-AV'V]3M4SEEM%F#9Y(=_K'T
MH/B/NBN?11K0X?%AN#:^(NO=(6H+[]*$1?J.C/Q;&8*`AZ($`#<"P&0WKL1(
M]V>P^8Z?:JF:M1>#4.\Y;2*>Q>KUJGH6'1KS78>4G'LF5K,66Y2T7"(+RQBG
M09$$X-6Q"E2]8X:YTTL^V6/7=G82^WV3L9B-2K\%5UM8L%3K-6K<QV49V&6'
M1X+#DJY'M#N,NJ<`+5DZ*JXD46\L04D7:IBJCP-H[5WS?J1M/41O4+16:OBU
MV[$YUGEV8,FKMYH5ZD+'&WJ0DH*0<O$30T%08Z.K[<X@W\T@_>+_`"G12;^"
MP:IJ]DW1CW-RVF9CN,_:W4_;*C8[G@$/3:VEFF4]8(^&D66@7+6K*NRD+&K>
M;K:RI!55TGK%514ID4FBB*9U1#Y$T34<U[OUBOW3=)BR85K--W2:9IS4/1PS
M=C9L^086&.S?-`IJ$C;(&TY93F;UY9'L^\].9(;RMT@<$%-,()Z[]^K/O&U]
MJ7L%>:E+4M#K7^,GK1D$7,UH9MJ[@)"Z1YW=K=KG0%K?Y]&.CI268.7?L\(Q
MDV:*H)J%5,(3IT#O>Q/I#2\P[(7K99W=ZG4<AN=DJ.J1V0EAH"$O<1,+M9[.
MYW(?4924'/2[-R@LVDU#/V8LD@$/PSCP.D?`<!P'`<!P'`XB_P"HH_RJ?[=.
M!?\`^'Y_<-Z5?NH=?/ZJJMP+=\!P-&T;-:-K=64I6BU]"SU=:8KD^I$.74@S
M2-,5*=866NO?7BW;%X!XR<C$'!2@IY#F3`IRF((E$/L^SRF2>E5G87T$@XTF
MG5JR4^M6DSE\1S%5NW/HR2L<6DR3=$BETY-]#ME#'5045(*0`0Q0$P"$'SW2
MSK)9:C3Z+*YB7Z,4"U7:[TQE&7"_0+NO6G1GKJ1N\NQFH*TQLYZUA>/53*D.
MY.B0%!*F0A/P>!,68991\<JJ=)SR+?1%:2D7\J1C)V2SVUQ[=*&2,^4-+7"8
MGI@Z2PHE\$C.!13`!`A2@(^(1EGO4/K/E&@+ZEG6.52J7I0)@K.:CQEU4:^%
MB5%>PA4(1])NZ_2_?JIA%W[I:L_7`P@;\$1`0Q)>E/5HNFAKQ<?@PNH6L;\'
M_>EE^B);^)O4&^ESH9H:`6YBL/J^\0C?:/6_G?-ZGX?`V:5ZM=?YVWH7Z8S2
M(D;>VUQMO#><<OYX[A+6V=<CJFWN1$?>P,_:TZ_$M4/9O3]B,*!%!1%4//P,
MG3^N>*T%UE[VH41E"NL7@+O5\P61E)YP:IP.COR2=VCFH/95R5\G/OTP44.[
M!PHD(>"1DP^3@;8URS/F>A6O54JNQ4T"[U6`H]GL;Q1Y(+R50K"K]Q"UXC)\
MY<1<=&MG$HX4.1J@B+A143+"H8`$`TZF=;L0SY3/%*A0&$5^*BF73.\]2/)3
MTFWK5&T.3:R]RJS9K+RK]N\B)E\R2$4W15_03("2(II?@<!7^MF'57%ISKK7
M<]C8C%+&PM<7,4!J_G`C'4;=W+IW:&1'JDH>9:-Y1=ZJ/@BY3]$#>5+R%```
M)9;P,0UKR%4;LB)UYM`I5=",!18R:<"A&%ADHX%C*BY%,D84$O.)Q4\`\?-Y
MOEX$.Q_6#!(I?$G<=F\2S?=<(22K6)2*#^<+)4"!EXH\+(14?(C*B]D6:T<H
M8H%?*.O34$52>57\/@?5IUHPN/SS/\J89W%LZ)E=M@KYGT.W?SB3FLW*M3CN
MRP]D:3Q)0+$XE$9R0775.X=K>TBL<JP*$,)>!K:O3GK,O(L)=;)8163BPV4(
M]Z>3L@KM`[!'D%-A](WOKP_]M%)9R)_$!]C%<WLGH>/`QUNZ3=8[R\JDC8LW
M<G?T?/J_E57>0U_TNJN8W/*J98U?JQEJK<852081IW!S%,Z%98QA\3',(`(!
M*<]B&76G)D<-L=7]]Y8A&5^'+5Y*;L+HRD?5I*.F(%)U/*RQK*\582<2W6]9
M9X=94R0>H<X"8!#!V[K5A=]BMD@[EG,18HGL"ZK;[8&4@[F#)7)]3XMC#5=Z
ML9*225AGL''1J!$%8XS10IDP.(B?Q,(8C4^I?7':T*FAJ.40-K&CP)*I67:K
MZP1,HQJ94D$35-S,5^8B928JZY&Q/5CWJSAHJ8!,<@F,81"2(W*L\A;)5;7"
MU9C"S%'H3C+ZB$0L^C8>`H+IY&R"E;CZTR=(UPC4CJ(;"DJ9H9PB1/R)J%(8
MQ3!(GJ'$@)B<XI@/B!/,/D`?E^4"^/@`_+P([G\ISBT6ZB7R=I\,^N&9S$S8
M*1/^@9J]A)FP0ZL!+R(^QG;HR;AU%+F3`7A7`)&'U$P*H`'`-+HO6?"\ST:T
M:S1L\C:_?K>6:++S*$A..F[8MGE49ZU%KL&_E'4!4BVR=;IO90(MJT!^Z("B
MWG$.!(%6SNETF:O]BJT$A$3.I6E&ZWY\DY?KGL=H;PD;7$9=PD\=.$&BI(2(
M;-_3;$11$J0&$GG$QA"/[#UFPFV5C6Z;8\YBY>L[K;D;]JD6Z?SGEM-U;(PJ
M#2S`Z2E$WT%+,B5UD*"D:JS]$S<#$`#"83!-K1LDR:-&2`K&09-6[-`7+EP\
M<BBU1(W1%P\=JKNW:_IIAYU53G54-XF.8QA$1#T<!P'`<!P'`<!P'`<!P'`<
M!P'`<"KO4C^@&G_O:=R_\3FG\"T7`<!P'`<!P'`<!P'`<!P'`<!P'`<"M-FZ
M>=;KADM.PJQ9FV?9/G\X:S4^G)V6YQS6%GC.IE\642D8RQ,YITY1>6!XJEZ[
ME4J2BXF(!1*3RAC)WI+U?LM"I&9S67)O*AFZME/2FX6^^(3<(VNAUC7.(+;V
M]H3MS^`MI'!DY*/=/EF;M'P3.F)"E``DEABE.C-*A]$C6R4<A7L:3Q"$I;!H
M5O4V523LC*PH%-%^NI&J^[BQB#5FD5LG[.@*H&.J"A"I!XI/K=A4RPUV*E,Q
MK;V-WES$/=98J)NR-K<\K\;'Q,$Z.FB[3"%<0S6);&;'CO9#(N4"."^"X>IP
M->:]2.O#/+9;&DLZ1/19VTIWN8(YL5M=VR1OS=RV>,[\YT-U.K7TUVCUV2/L
MTH$D#MN1(I$SE3#R\#VQ?6K,JP?!&=(C!I59Z\S=PL%.K4*L_.W?R%SK<Q7I
M4TZ_>22[J6]K6GG,@[5>`[=/'_D5,J00/Z@2#6\JSRHQ5X@H&JQ[6&TNTV^Z
M7V-='=RK.U62^ID1N$A*I2SAZ"J<\@F5-5N7RMBI!Y")E+\G`B6G]-NLU$J&
MA4.N93%DJFJ5]E4+W%S$S:;,>:IL4W<-8.FHR-CG)64AJG7$72GNV/8K-FS`
MQO.B4AP`P!_3]3,A89BRR6FQCZEUA+4*3K$H]9S%@F[58+12[-!V1)]-6V>F
MWMAEI*4"O-F*KEZX>`FP+Z)4A(4@$#9R]:L-)M*_85//8U/7'"Z[]2S$D)SV
M3WVY@RUAS:4ZN,H-42N+BL$"./+E9!(F9!Z0K"7@;F?+J&>[6G1_H^0EXNM$
MCLRL]B1D)9![)T:)=RS^-@@(B_(U8E9/)UVH1PW32=@9;_K?P2>4()SSHMU5
MRB&NM>SW+!K4+HE+?Y[;XUM>='=-I*GR:X.7\0V)(V]X,(9RX#SBY8"U=@81
M$%0\1\0G2P970+4WSEI8*ZC*(9)9Z[<\[(N^E"FK5GJ<2\@Z]+I*HODE9!>.
MBI!9("NS.$U`4$RA3F\#`$22O3;K;-[*IV#D\X,OL*T_7[.O=$[G?V:[B:JB
M+1O7'#F&96IO77+>'08I$1;':&;`4H@*8^8WB&=JW5GK_2=3F]HJ^9Q$5HT^
MYLC]Y,D?3;F.:2ET]`+M,P-6>2;BJ5J;N@-DPEGD>R;.)`"^"QS`)@$-J7PW
M('5GNEQ=9W6',_HM`:99>'"[`#LK)GK)6552JTA#"?W-[O4-..P6,FW(LX(M
MY53G*4@%#%8UUWQOK\UGFN2TTE:-9U8H\_(.YRR6F;DV\`R-&UR*7GK;+SDR
M6"K4<<6\<P(N5HR2,)4DR^(B(35P'`<!P'`<!P.(O^HH_P`JG^W3@7IZ_P")
M=\,*PC%L2)5^G]F)C^4Y_F!;(IK>VQ1Y\M$JL762S1XLF)OR1II,(WUA0!=8
M$A/Y?.;P\PA+GN;OE^3OIY^>K;_T$<![F[Y?D[Z>?GJV_P#01P'N;OE^3OIY
M^>K;_P!!'`>YN^7Y.^GGYZMO_01P'N;OE^3OIY^>K;_T$<![F[Y?D[Z>?GJV
M_P#01P'N;OE^3OIY^>K;_P!!'`>YN^7Y.^GGYZMO_01P'N;OE^3OIY^>K;_T
M$<![F[Y?D[Z>?GJV_P#01P'N;OE^3OIY^>K;_P!!'`>YN^7Y.^GGYZMO_01P
M'N;OE^3OIY^>K;_T$<![F[Y?D[Z>?GJV_P#01P'N;OE^3OIY^>K;_P!!'`>Y
MN^7Y.^GGYZMO_01P'N;OE^3OIY^>K;_T$<![F[Y?D[Z>?GJV_P#01P'N;OE^
M3OIY^>K;_P!!'`>YN^7Y.^GGYZMO_01P'N;OE^3OIY^>K;_T$<![F[Y?D[Z>
M?GJV_P#01P'N;OE^3OIY^>K;_P!!'`>YN^7Y.^GGYZMO_01P'N;OE^3OIY^>
MK;_T$<![F[Y?D[Z>?GJV_P#01P'N;OE^3OIY^>K;_P!!'`>YN^7Y.^GGYZMO
M_01P'N;OE^3OIY^>K;_T$<![F[Y?D[Z>?GJV_P#01P'N;OE^3OIY^>K;_P!!
M'`>YN^7Y.^GGYZMO_01P'N;OE^3OIY^>K;_T$<![F[Y?D[Z>?GJV_P#01P'N
M;OE^3OIY^>K;_P!!'`>YN^7Y.^GGYZMO_01P'N;OE^3OIY^>K;_T$<![F[Y?
MD[Z>?GJV_P#01P'N;OE^3OIY^>K;_P!!'`>YN^7Y.^GGYZMO_01P'N;OE^3O
MIY^>K;_T$<![F[Y?D[Z>?GJV_P#01P'N;OE^3OIY^>K;_P!!'`>YN^7Y.^GG
MYZMO_01P(^Z6%LQ,GO9;FT@&%M#M-W"^DC*JR,E+UII+CV8TXSQO!RDQ&0LK
M(1J1Q\$U7#1LJ</E,F7@6VX#@82=LU9JS9%[:;+7:NR<+^RMWMDG8J`:.'7I
MG6]F0=2SMF@LX]%,Q_(4PF\A1-X>`"/`R!I"/(LP;GD&!'$L"QHE`SUJ5:6*
MV;`]<FBTA5!21*W9CZR@H@<")?ACX%^7@8"4O5&@YMA69NZU"&LDH5N:-KTM
M9X2-G9`KQ86[,6<0\?(R#@'K@!30\J8^LH`E)YC?)P/HQNM,E+!)5*+N%5DK
M7"E5-,U>/L4.]L<.5`R!5QE8)L]5E(X$#.D@/ZR1/**I/'P\Q?$-FX#@.`X#
M@>%&4BW#]Y$MY..<2L<BT<R,6@_:+24<W?BN5BO(,$ECNV2+XS54$3*D(57T
MS^41\H^`>[@:-<M.SC.A8EOU[J=-/)HO',>E8YQC%K.V<=Z7O*020<*E6]V1
MOKD]I="4&S?SE]0Y?,'B'\=ZAF["R0=.=WRII6NSQC";KE=";8K2\Y"2CH[*
M,FHMFW554>0\B\3,D@Z)XH*J`(%.(\#>N`X#@.!J,K?Z+!6*'J$W<:U$6JPJ
M-48.O2,RQ9R\JN^]N"/09,UUB*JN)(8QR#5/Y#NA;*@B!Q2.!0V[@.`X#@.`
MX#@.`X#@.`X#@.`X#@.`X#@.`X'(/\7[_P#YZ/XVO>#+W5_R]OQ7^Z/(X]Y>
M\_QB?3'WKZOD]D]W^Q_S/E\WJ^K\OAY>!W\X#@.`X#@.`X#@.`X#@.`X#@.`
MX#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.`X#@.!SLZN?T2US]
M[ON9_B:TW@63X#@4U[=X19]ZD^MT/"`JUKU7V"R2^C3S4M7<R-;I-@QC1Z,\
MDXR,MS.3BI5\N^LR+8A/9'1T17]8$_YOS`$0:MUGUV,D<8L>%MF`L.EZ650F
M#TNR3!W%BTBLMF*%>V5H\N+JS1\-!C:,^?EA_-*L5E5W,."J9FZ:Q1,&?1H&
M]Y=-=BS4[*:YJ-HVCLK5]2JNBV=Y4'M?1RY\]HD=)5*\LIFQ0MEA)['ZO"2!
M(`C))\Q47]G60$JAEDP#?^OF5Z!GFW]J9ZRQ%B95;4]QN&D4M^WF<Y?4V2@9
M>NY[#L';U@T*;3HZY*KUUT!DUS%C"MB%$2`J8HB%R^`X#@.`X%7<RQJ:HW:'
ML[J9(6OQ5'U^L8.E`+Q2[5.2D[12(V\-KP\FHIL@F=JJL[GFQRN%#',[,8YA
M^4H^(6BX%1;)G&F5;LAH>YU.GPVJQ&D]?ZOD*%;D;5%U:0I<W3K#:YHJ2JL\
MW68/<\OP6@AI;V43OD'#$IO9713%\@1!UOZ=7W%M"Q^4G;JN]@,PZAU'&'LA
M5+$YBRV&]Q>LV>^24"]@G3!1R_S.+B)\C6/!15(XIMR$,0GAX`'1G@.`X#@5
M4V[/-*T#4L:]V9]G-CR2F72J:/<)&;T*2J5P=W6GR$@%,>$AHVA6`MGA<Z2E
M',JR8+23$KV643`ZB:"2A5PM8/\`*/R^/RC\H_)X_P#I\/\`9X\#^<!P'`<!
MP'`<!P'`<!P'`<!P'`<!P'`<!P.:_P#_`*N?_P!7_P#X?`[4<!P'`<!P'`<!
MP'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!P'`<!
MP'`XO8O^./R;?]%?M'>XOM==P?8OH)]A'Z*_WC]']?W9^.7_`(B^/M'F];V_
M_P"-\WH_S/I\"9?UA/VO/X8'`?K"?M>?PP.`_6$_:\_A@<!^L)^UY_#`X#]8
M3]KS^&!P'ZPG[7G\,#@/UA/VO/X8'`?K"?M>?PP.`_6$_:\_A@<!^L)^UY_#
M`X#]83]KS^&!P'ZPG[7G\,#@/UA/VO/X8'`?K"?M>?PP.`_6$_:\_A@<!^L)
M^UY_#`X#]83]KS^&!P'ZPG[7G\,#@/UA/VO/X8'`?K"?M>?PP.`_6$_:\_A@
M<!^L)^UY_#`X#]83]KS^&!P'ZPG[7G\,#@/UA/VO/X8'`?K"?M>?PP.`_6$_
M:\_A@<!^L)^UY_#`X#]83]KS^&!P'ZPG[7G\,#@/UA/VO/X8'`?K"?M>?PP.
M`_6$_:\_A@<!^L)^UY_#`X#]83]KS^&!P'ZPG[7G\,#@/UA/VO/X8'`?K"?M
M>?PP.`_6$_:\_A@<!^L)^UY_#`X#]83]KS^&!P*$_P#%[_F-?_R*^EGXB/V&
6_P`8/N7T/S*?1;VK_P"O_5_^;\#_V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g521205pc1e.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1e.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`+`!D`P$1``(1`0,1`?_$`(\```("`@,`````````
M```````'"`D%!@$#!`$!`````````````````````!````,%`P,*$`H+`0``
M`````0(%``,$!@<1"`D2%!8A$[05)F:FUW@9,5&!,M5&EL8GAY<8.%@Y64&Q
M(E1UMA<W=[=A<9&AT6)RDB-3))@1`0````````````````````#_V@`,`P$`
M`A$#$0`_`+DL,7#NN+U?P[[F%5*IW6:2U`J34*[Y(DU3O.TSH\='3!-$QJ4*
M_.H+*O&%4W6<Q\8\)E/#V!:/4L"=)<*;#9$P`-RNA(`(ZHA+B@(@'PV!MP%H
ML$;I(P[[J4_R;*\]HN&E<O@T><42$F%)AE>H\[NU1RF*&N'@BJ3N#IK%0KJ.
M%P4!>D=O'A"'$0*<P``B&T<V#=F]VW<?\I=0.*U@.;!NS>[;N/\`E+J!Q6L!
MS85V;W;5Q_RES_Q6L&0IYAQ7!YBF2H4H3OA^W:)67Y!>26\$\KQB].".KI\[
M($2N03\D6HITIQD%&0(P;QT]=##O"&^2<I]42@#7YJ?#:]2JA'<ZH=EV`YJ?
M#:]2JA'<ZH=EV`YJ?#:]2JA'<ZH=EV`YJ?#:]2JA'<ZH=EV`YJ?#:]2JA'<Z
MH=EV#`\UEAS:7;6>9G0W:S0[;G,='H_-]M=(MK,_R=MLK.,P_P`65;UFHP<X
M/_LL</\`Y+M-MB13!8\3K@ZOQ"P).[9Z.]#/PME38AV!U,`P#`E9,^_2\+]'
MT#^H2ZP.TA0.<I!.1V!C`43G$0(2T;,HP@`B!0^%@J!5L66;$I654LN$GB]*
MI$Q3CTXBJD7:I`B4E4+`Q;Z%*I)<0\J^Z>/TV/*Z!ZX.8I3&='*(E`=1@Q_.
MZ3;[H3&+_P#,E/N.-@UB=L:G[-I-FNH<_P"%/BZ2?(LBR\K3;.,V+]V^G4`A
MRU+*#!/5%97%B.>5CUN$34R!<'>OG@ZA'91$>@P6_4VGM&JG3FGM4)<<Q\-+
MU2Y#DVH:!#JSIRX58=#GB6DN:4APIN(9_%0[E2<IZL[*_([>O79'H&`IS``"
M(9#M[\7??BP0'P?_`&6.'_R7:;;$BF"QXG7!U?B%@2=VST=Z&?A;*FQ#L#J8
M!@&!*R9]^EX7Z/H']0EU@=3!V:\^Z&NO+/ZS?JZ;`:\]_P!KS^\W\6""N*.]
M>CAEXA8"\>"`W,[P@"`G-J^#M9_2P-6YIZ'=T?DM7=OR;DI@=O;WXN^_%@@/
M@_\`LL</_DNTVV)%,%CQ.N#J_$+`D[MGH[T,_"V5-B'8'4P#`,"5DS[]+POT
M?0/ZA+K`ZF`8!@@KBC>S,Q"^1G>#_+M98&S<T]#NZ/R6KNWY-R4P.WM[\7??
MBP0'P?\`V6.'_P`EVFVQ(I@L?=A:<H!T1&P-4`"T0&RT1$`"T=3I,$.Z'UID
M>4J,4KE.98:HR/,<KR.BR^O)431:LSU\GJR61[#1L*=]!R#%0KX'3XH@!W;P
MY#A88IC%$!$&EYQ-+/G,_P#D3K?Q<L!YQ-+/G,_^1.M_%RP'G$TL^<S_`.1.
MM_%RP8JDB]"3A4^N\WH\!,KF7%3['$M*4IBE&:9/!5BY?DE5AEH$Z#FU'1%&
M,AT^(BW1'CXCD70'/DVY0"`!(1@&`8$1>FHJ>\I=BO$7='4QDDYY7BB]0Z1D
MFYZF'67<KFGR78Q`*O/$<D5`G5")8Q>NC#@^<B]R<G++;:P;;1BGIZ14;I#2
M9XK%7STLI73FFAUXD&9/(N'D"34643+)$\SZ)-`$53(XQ`.!>/!=`\R!,:RT
M0V;M[\7??BP5VX0>E7-;W!<VT0S7S8:<9MGND.>:QF3_`",ZS7_GU_*RK<CY
M/28+&MU^\?A2P>[P@V!9HI98%EFF%EE@666:EEC`>$+>KPQ8#PA;U>&+`>$+
M>KPQ8/.^TWR@SC0W*L^3KVEEN3_+EZN3;^]@Z=U^\?A2P&Z_>/PI8#=?O'X4
DL!NOWC\*6`W7[Q^%+!J^[/3[M&R?L]WT=;I=^W*R^I8P?__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g521205pc1f.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1f.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`;P`*`P$1``(1`0,1`?_$`'L```(!!0$`````````
M``````0%``(&!P@*"0$!`````````````````````!````0$`0<)!@0'````
M````!`4&!P$"`P@`$C0U-U<X"1$38V05%F98&3$R%%87&&%B,U4A(E*B4S9G
M$0$`````````````````````_]H`#`,!``(1`Q$`/P#V2/6(7L5$JJMVUI_$
M*N#N)J*M4"0CRL&\U`&T1F6"CL=6159MZ)8XR2!-H3%B=G!4)@0POYT-7HSS
M5(S\N3`*?H%QKOG]>;O'9>N=%YILVS/>/\:YCUC`99MV4E^C-L$?"WM25SCV
M-`[)B\J2-B9$@!5.[VV4?(HE`1I94(&12BJ)TMD$J$_S0P'5C-.,3XZ6G6HP
MG"39.`UQY>-E_3<1NW\S[4!_J/\`G]N^3_=^&`ZG<!,!,!,!SR!N(`^;A5%B
MKCF^>RNS4<G58KR.-LKQ-Z8'+E(T.ESTP)P(-R3(\7"9-Q1P>!2^0;&8G!0#
M1HBI(48S30C"`8Y]:&ZORZ(G4!]0-$.I^MY@,QW>>IZ9Z?``'USXUWE$L'$>
M6[^RFTAR4TK%031MV>*U%/+]RT$%2IV.*B,$LUBMS,`JS\S."PNHC85B6G*%
MYH5)`/RQADRA/5OO4\MZ+W<>^FKEUM'>83W-2?A[2W2X!@;W?*%R3]5K5Z;Y
M+6;.'-32N5A,'MI<ZU0B72]081,'8XL(P"D5BU&!58IC$X+0-`=\0122AIZ8
MN64/_-"$L`"]6J_#R^)G=T[^:L'9S7S(>W5;X:TMTF`.-+NE$ME`K%+<'?NV
M=F+NI]7*HIHVTJ:S!/N$>-\`(SP>6IL(.5ZP*!RI7M4[*@E`=*+*:TE"K`5D
MAX2QA"$`#]3SB2[`0.[?WYU(.?F7F2SW0'@W2'XX!H97<+A0GRG.+D.(&H;,
MWF3RP5I=0MH`V9%BZ"H8N*SX>%3`4O4Y\AU$;NE3/20.&&0'`Q\E*O$5DTLC
MDA'`*O4+XJNPP5NX]\MWQ:YAYAM(:8\!9S^3`,S2Z5QC$^5(RYJ_&Y"T9\"E
M7*X&'MR;ZTH,J4:F2X`=C@Z2")<^$M>LQ#K`3DAHA!7:$AI3^+G$S4X9$)81
MP"W[V.+[L?4.[MWIW=1F8[<\]UF?\\]G08!@;7".57/E74NIO!OKMJ?T,K%8
M%",8RELXD^:LD+01T/H(T*A38O:I;`'2*#0@I`Q$!XLTEG%5J\\DV1"&5$%_
MW0\9W9BNMW?MW4"3YGM6SK7YX!_0ZO@#C=\7/K'JMJ7675<0ZWM_@RL5(<.S
M+"6]5SAH2DK"'8ZBC`[=&)6URS+W.)S-.T@=>(X69<X)K5YY9X2<F5$`ON,X
MU&SA>[O';.HQ+YGM+SK>*\"YIU;`-#)Q72F/%9&[-[.*LUEPDBN5M(*WML#6
MCAK"A2RB>#Z**H-@(3:`51"NB(4GZ8.I$49#Y:]<34J25LGDC-$%7U5XW?RD
MYN[M\9JN;K,?F[W]ZKPMF'0X"\IJKX"C)6U[J#GC&%#\06"PE@76AIH[%VY!
M2JD=#I4A(UE=&DADDS,BG3DH.:><Y$2B)A,U2`GD_C'`6;V]QP_VYSMW/G-!
/M-HS]P][>WZCH[\N`__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g521205pc1g.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1g.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`5P$L`P$1``(1`0,1`?_$`(L``0`#``,!`0$!````
M```````'"`D!!08#!`(*`0$`````````````````````$```!@(!`0,(!`H'
M!@<!```"`P0%!@<!"``1$A,)(=,4%1>76!DQ5!;705%AMB=WQTB(.:$B,B,D
M1QCP<8&1-%?!X5-C)29GAQ$!`````````````````````/_:``P#`0`"$0,1
M`#\`VE\/KPV?#_M_2[7NS[3T\H2P+%F\+/?9A-I1"$KC(I,\J']W+-<WA>,X
M(U:LT!(,9%G'EP''`N-\I+PP?@,UF]W2/S_`?*2\,'X#-9O=TC\_P'RDO#!^
M`S6;W=(_/\!\I+PP?@,UF]W2/S_`?*2\,'X#-9O=TC\_P'RDO#!^`S6;W=(_
M/\!\I+PP?@,UF]W2/S_`?*2\,'X"]9O=TC\_P'RDO#!^`S6;W=(_/\!\I+PP
M?@+UF]W2/S_`?*2\,'X#-9O=TC\_P'RDO#!^`S6;W=(_/\!\I+PP?@,UF]W2
M/S_`?*2\,+X"]9O=TC\_P'RDO#!Q].AFLV/_`.=(_/\``?*2\,'X#-9O=TC\
M_P`!\I+PP?@,UF]W2/S_``'RDO#!^`S6;W=(_/\``?*2\,'X#-9O=TC_`"?^
M_P#EX#Y27A@_`9K-[ND?^_\`]?\`%G@/E)>&#\!FLWNZ1^?X#Y27A@_`9K-[
MND?G^`^4EX8/P&:S>[I'Y_@/E)>&#\!FLWNZ1^?X#Y27A@_`9K-[ND?G^`^4
MEX8/P&:S>[I'Y_@/E)>&#\!FLWNZ1^?X#Y27A@_`9K-[ND?G^`^4EX8/P&:S
M>[I'Y_@/E)>&#\!FLWNZ1^?X#Y27A@_`9K-[ND?G^`^4EX8/P&:S>[I'Y_@/
ME)>&#\!FLWNZ1^?X#Y27A@_`9K-[ND?G^`^4EX8/P&:S>[I'Y_@/E)>&#Y.N
MAFL_3\E=(_/\"#_E>^'+_J>^P?\`HHUX^Q7L#^VGV6^PB7U-]KOMWZA^T?H?
M?=CUKZE_PG>]>O<_U>G`L'X6?\O/5+]6N?SA>^!?K@.`X#@4J=KA=R?$AJ37
M3%X1QIB,NU5LRS7&CSFN!F29\G,;LB`1J-/21\5A^WR=*HBDI=W#T%./!"@+
M%DW&.Z+5=0K55_B+W!-ZILZQ'O6Z/)G.(:[1+;&+Q:'V"_OISO32RU)C`9RV
MR)2Z0YH-;[(C,4@JR0)$:$M6E68&6C$8`S`AY#K[=\3Z70FBM?[P@&NZ2=L^
MS<_N<FIA/]CM]>1MPIVM%"]17<N?)9*TK6TQ^:;#QA,0YQML4&8*"F5XR(9N
M2Q@P%EW;<)<R;QP74IXAD<:H].H<WNS5*C9EZUGQ\K6P>2SU7'E4"9$2P47;
MF5JC)A8G%S&2W+<BSDA5@W`$YH0Y%=UKDCM2;NV!;$>I:2R;6O9N55%%(17D
MBE#0N8(.=8C9#89,;TP_-!KA$HBD97@I]5/B=,:!6S)5:DLL(2@YR'?(=UKC
MFD1U\]E5.5?*[$NR\MAJ7`>YVF_ME,.:779AL1]7696M@MT-=W&3P6T$\`SB
M.JE"(@D05H!F&"`#(AAI4F"(_*4(\!3FGX38.",T`@)C30@P<#*C'0(RDYF<
MXR9CIC.`]KZ.!BS2GB3V6ZUQN18]A04PXN#6;7<RUL33=@-J6)+M6[SMT^EJ
M^L"3RI$6_+'6K8.>TBE$BE?HOI130L.#E.$*<`^!#,[\3*\X?I"\6`!\IA1:
M<X</$46Q.Y'6;";:H:$.ML_^S5>0JEW,J#*DULV!)43X0IB"-P1)\/B%I5F'
M#.%C(N!JA`+RMR<[+R&E6JMH<;6=8P&CWRR;)<YJZ-U@GO%PUK*)6B/BL!!&
MS8^[)&Z01@A&L*RYD'Y]:]X4#LIAA&%2J4\2RQ+BH':6\!ZXQ^&BHU(QKH)&
MY+=L2;,R,]]E$BC)L0M92J&%54,UB_J(M8K)="$Q*L"XHDD0!@,'@.TL'Q+%
M$+UQUBV#1PBOG1FNZ229FGIZ^;/C,AA".$O:J-ORF$,*EBS-;.4J'Q$8G*+:
MTJL0`XPH+"L2C`?D-82BP"/`#'498Q!"'R9"(6!?U@XQCI@0<BQGZ,],X^C/
M`SGUJVJ>MAM+'6:0ZR:@G.T,<K&Q7&:1QODS2T!A<Q9Y/8#.P!F\?C"*5.L!
M.]7QH/<!4-1W>JB.T).8$0\9",IKO?:U8:^ZHV$P5:T6@JL/2>7;7VNOG\W5
MQF2)&.HV.BSI*SLH(C`S&606)-%-NC$1U1LS84<C$+)1)0NP`)::-W)1(-^'
M'3YLI/NH,SQYD<7&UG:>,#3*1'2&G6ZX6^3LM;*SRW>3UX08ZEQM2O;L*!)W
M@A0(8@@(&#@6YNE+.UU160GK*:I:XGOV.?%,;GBN+I)K]DU*!`<O5.J**N2I
M(U/#R6WI30(0*Q#1E*QEFGE*"R\DF!X_5.92>QM6]:K"FSB<\32=T!3DRE[N
MH2)4![M*9/7D=>I`YGH4*9$A1'KW5:::,D@DHDL0^R```XP'`3YP'`<!P'`<
M!P'`<!P'`<!P'`K?^^5_"W^U'@0KX6?\O/5+]6N?SA>^!?K@.`X#_?\`1UQ_
M1_1P*JN%C3S_`%WUE120RJ@US*M:+)MUT/6Q]<;;Y<HA%C5_7J!O99&%U+;T
ML57$V6!6:4)(,_&&\X`1=#NH`K?7GB8PV9UI8UFJ]>;+B#7`J=B>P*1HR^0>
M0.LLU^D=FR*M'F>E>HLX3QX4)411Q>5K.IR8<<SE8&`>#Q#*`']6AXEU60RK
M:DL!FH:V+E8[NL.ZX[3L:KMA1RA7-H/KBZKF^0W%'D;8TOI);"_DH/2XHF,)
M($N3'D&C5)B1X,P%A%^U,2;=MX;K4YUO(&EWF\11K(W<<@$UM#(^.3E%WR=^
MSN,$G-RE:\2%L88TH/<FL;BC<2,X[\M"H2E'*2PB");NO154;76_;E!(H@WT
M?LG+M<V!GAT_CDN=[<5--A-E410Z0J%32SHX<8XO#ZA`M4.(ST*9(H,,#_=D
MB",.W-W@*^S5/%PK6^:S2Q+"NN\M>":A8IG7C,9"ISK8SSA?:93;-';T&)R%
M@3HX"M*9SD84H7')I(!!3]HSNPO^G")5Z.`!8P#583XP2<$(3"C%&`=$Y^`#
M,+P<4(?8'T$(';QGIG./+D,D:1\3F.6/"=P)D_P-O=D-&W=#:WJ&,Q-*MCJN
MTJIN>T#**I)S>7BP4+9'""918Z(\;@\)!*(RD9UI!@3##`&EY",Y=XED[BVH
MDLGQU&QAVO$E3OY((K#BWZ`HZYK&'Z7SC[$FODB=W%<6RSU^854A:2S$3*8G
M4O(!J3`91X#D'`T/AFR+C+]AW*@F2F92Z)X?!JCDMH72CD42116)KK6KV13:
M,I10Y6<3,W=M&.+*$1AR;O!(U*Y'C!1A8CS"`KU4/B+06ZZ6V$NR'ZPWI]F*
MU;VB2,K4OAI*);L2RRE]?8HWK(68O96]$\/Q2Z.'#=4!>'<TA":GR08L.-PG
MP';S/?\`K6)47KW=YM2N$AA-JR!V:URIJ?8^;#J$S!W-1'I`[SJ4G1P0(V6Q
MO2,UO*,4MC02B6E"2N1[8<'(>!HZ`&##@@P+MA$,/9,!TSVL"^@8<_UL9P+'
MEQGRXSUX%(:5OJ369I85L?'8#"U=L/M96%+S8+#5S,R-ZU]BLBFK(W)!N3S@
M0"B?1X[A09AP'V#3<&E]H/;ZA"));X@;;5U':OV,^U#*+9'<>IK[M!-'>+JX
M3!4T+K>NF6GE=E/AL<?%;D6I7*%-M(1(&)N4&@,R0,H2C`0@,X$LM.Y\(D6Y
MKIJ@Q4_:+P\1IJ:6Y\OA+$S\UY&GF1U4VW@S11Y>A-&0M;2YPM[1X"I$XX[3
MPH"GPD$7C*G@3'LW8P:EHBP;!S8C=5(V),R$IIPY0!7:HV]>^2!K8FUF8JS0
MN32LG4REJYQ*:F9M`H!W[BK*[?:`$6.!]M:WRX)-1%:O]^,#+%[=<V9<=,&)
MA);DB)$$N0/*>,#5MC.[R!G89&NAA+<I>&M$X+T34[G*4A"DXLD)@@G#@.`X
M#@.`X#@.`X#@.`X#@.!6_P#?*_A;_:CP(5\+/^7GJE^K7/YPO?`OUP'`<!TQ
MGZ?H_#^7&/+P*?NI[0?X@E6Q4.O50.<H<];+!L1OV?<1`!=,1:X7.XC7RNMF
M#/V2/49CSNXV@A.R/#R06$D:OM$"'@KO`A6NMU]*7RO+!F\<JZ50B%0VI8BJ
M?27RA6Z,&2;7&;V5(JX1OL?9T*U;A\I9LG`'8;HG4^C!2I,GKO0S$YV#3`Z>
M\-MO#LK^E*J!:=<,<DI@FS;+K2DH(EHV.RF.I5^L3@OB,^E]7P]6),T$5]`!
MM1R5&J:\>E.)`,$H$2K!@"AA8(ZS]7ENYC!6YE;H5VSBRMVZ1,UO'5@P%#2P
MIU979:UMJ"R'50BE;AWK"E5%9RVHEB9``WT-0H3C/P0,(GB&Q>NT@KO<>TYW
MJ^^U?%H[>TEH*X<RFM8`_..STLC4L350QY3M$9=78<_=9(^N29N3I7@)0DXU
MA01*1!R8:4'=IMG-7(+!:*50RCYZ/`K-MRGJIJ&L:&:U]BU'9%3L,R]MD=#"
MF=T(1P];&6!@>"G)0U+%N',D0@IQK/20]X%_T^,*`D9)P(>%0",DA$6869G"
MH`,E@&28$LTDW.#,8$`80B`+J'.,9QG'`REJ7<C42WH'MT:XTM`\037&RV#4
M8V'PZ.Q*SE]QUR_ST^M*:B[5"D"!*E1$3FV2U[:T118("9&/)"L1A0#\F`"%
M)?M/J^@TN<)#(]"HJ^K8&\[JR2J=5":&C;\SPEIU5ERF)3:Q[`CYQ6&RL4)S
MB[-Q<F4H!+3AJG/&4Q:T(1&8#2*(7Y5BS8);3<;KJ<AM17"ZF?K&L.,5I@=<
M,!$DK^02VN&2;VBB6!5DX3,4?<T[6)0E&D2"[H@1Q)JQ.`T*JUAMKX<UCT[M
MM.:UJUI755#@-TNV%;&?7YD+27(W2)[?&9EF1$>;`'HK!2.3ZP+_`.NYY0K&
MS)0UBPE$2:%28'K)W=&B[-3FJ;S,:&:7>L[&DXT&OD0]BE>/K773ZG$(YP7&
M$#>LP2&CR;@1F<(7-:>]F8$)(4X#Z\#24(!X/"'O,A,[?3!@>O7`L9\@@_V<
M_@\GT<"@E`O%.M^I;YME4&J4,KAULVO9W,Y17U1P..&/TY5Q1^FK>%I=A-14
M0Q-?3E*,]><`TXD?=+3\ASD8NHP\=*=K]7H12&L<JM:HS9"S6]JH]6*UMU94
MF5,(-7-#-S+4*FW0.#>^JFU?#:B;C9E'0FM8RU"E82E)+PE..3`!P/?)=B--
M%F\Q5&-T68UNV[=$DD?!93?6+2<<V-2VNB+/;JZ.M`K_`.QH#EE9.1*\DHU.
M!K]&5`1X5A4&>B9"<-G6)9(Z!M%"W5A`[H6(XV?(DU563!W2S(O.!Q?.'[#&
M&!,@RW24R93Z#V69,2,&<N62LB&`&,BP'A]&)F38.I-(RT%?5K4BMPC[TD?J
MFJ)$\-<#JJ6LLPD3-+JV1-$@9X^]L\AA4B0J4#\D4(B!)7XE86'`R\`,&%L.
M`X#@.`X#@.`X#@.`X#@.`X%;_P!\K^%O]J/`A7PL_P"7GJE^K7/YPO?`OUP'
M`<!_X>7KP*9.Z2JC?$-JHLRDYRXW^/6J?26*W^CGB-'!(S5[%-8S&957Z^!"
MGJ5<X.KM+I6R&X$&/*23C#"3Q*,91"$4$2U?9GAA.D`L5?6;Y6!E;QNI(Q0-
MBC&WS%*S!HR?6%)HC&HR8&0H2#'>O7FS9$[MWK5'@Y,2XFGEFJ2^[Z@#YVD]
M^&!6M)4]';)D=;5Y2]$SV:4U29R.4S:)C@<MJH*F+VO%H]*(TO22I2PQDMM/
M2RY4:I/;#>X,$O.&,&1X":G0O3B3[DQ5$Y*F*0[?Q"+(Y=%6W#I,G4,.:'B)
M2!D:9:2V$'J*[C4A>H"L=$R1:,)"Y8UF'X#DS&>O`AN&S[0"S(!N[)3(ZXQN
MLTUT2>*;8&V1';*AL7?;5B3\4Q*Y3$&UW$61ZZ>94E(,2K(R60Y+'?"<X905
M0R<B#T"*T/#SIJMM>K!2/\:CT)9;#M4BB'P:"Q9!*4EN.3',T5ZGNZ0U`ZSH
MRPP,QK^*5'/Y/I:7.%)BG)8P=K`:"E&9,P0:G,P,)P23DJ@D6,]X`X`32#B3
M`^7.#`#P(.<?@SUX&5E=/?AOR^M=KD@:MCU:U7KZ_,.JMNK'5*I:R)9&:YFI
MIU7R**'0QY7260%^V#*Y-%W7H7*CY(A'W.,F9($,*YS6P_"HSHR1.9Q2AV*C
MB,GW*3U94QK_`&8&P[*-ATJ7H]@5BMV;%F)45$;7D"5,HD89./#:0M4I,.79
M.P5C@:>1*U]78_L0LKB-/+*Q[-6G"JI<)-&DK=(E+NXL#/`'Y]J]I?G<"`Z(
M(53?"VYY$@(,4DG+2$*H6`F=WP*\5U/?#&2T[L\15UCP9+2D)6MR_8<J-6+8
M:=@@0')]=2(TLBG=/0%T-C+G+$BXIG%%NX;U3B2>43VQ`$`(<3B/^&>CHC7.
MOITVQQ!1L^?I`10D!.'::%//W=[>#Y5/"7R)MO=O\M1N+ZK,<W\+^F-3X5&B
M4'9!D7:R&F!83,'@+#D)8RQ!!CIC&`%Y!GLAQC&,9#V`8#TQCZ.GDX&=^O:7
M4NKM4Y=LK3U=2^`U).Z]G,OD4)>I1.I4$IC99'.$;RTMD4,?INUQ,IY??6`Q
MX92,%A)5X&8'LE]D`=#+[!\/-BI/6`=XHH%!H9:.K+Q#Z<B*M3)Y>T-.NLM9
M:A569$TLFB2-2A-KMG*!$RG-]4Y3)@%E)SL&E@$/@2XBD.DC+N>;$&R5PYJW
M.>X:WDK8>VRR3)7"2,S9`2U#1EXC"5P#`I!-F^IT19R0P\DYZ!'"2C0?X<!0
MPA*&T[O6;!KU:DAM]`_O$!88Z!V7L,1D+[%9E*'TEP2)X1#X6^1AT97U),9E
M-%2%J:P$*BLFK5I81]2\CQP/3T9':\BM/UTS51'6"*5\&,(W2/L,8?BY6SH1
MR`9S\^B+EQ:E;]L7!5)'%8:N=Q'G&.:X9J@8Q",SG@2MP'`<!P'`<!P'`<!P
M'`<!P'`K?^^5_"W^U'@0KX6?\O/5+]6N?SA>^!?K@.`X#_G_`,.!3)X)JX'B
M'U0M-?MA@7\GUHL$R)1MG2N8]:U-.@FT6Q.5$H4`:3&@$N'/BHYG`!K`*LJ<
M(,`#V!BP((YKRE-!#Z_GT;A5J0J=0))0K-IO8!P+I9I4@C%>R&:2MPC#$Z.:
M=9D$>FKG-YHK(;G$0@'#<`E$%_WY'9P'73O4_18%-4!7<NLANB\3UEE<NKJM
MYV]6O&QR@V<RT1B6X(=-Y-+TCTVR^:3QTR:JD^5B7T\MRR-3DU*;VA<":G^G
M]>'7;ZN[$=;)4(MA8A&33(-3Z2QFMI*&S%Q5^BPG7,#2IB9$[-6(Z[*S?5YZ
ML;48>4%QPC$<F`>6$1Q-DT@NN!;E-41ODZ3UNKO:1RF_0XLXQJ8M?KXATK(D
M\DE,.>'1$A.@*LBPX\6[X/$H6(#7!'_<![K&2A!ZV-Q/3.H(MK_::F\XJF8(
MU:%M6E6MOS:XX_Z#;-N7RQ3!GM*1OLA-&@99H^2!#*',XQ$G*3$MQA?4)!):
M?L!"]A0QEC+-)SC`@"+.),!V!`Z]`C).+$'M%B!GR9#G'7`L=,^7'`R6IG7K
MPY3H)M4R5,_OE<1NLYE#JEV5GJF8NM>*&:Y=;YWBWXG>ZJ:/Q*9([6+'+%7#
M5!F@.^2.3@C.2B`;DDPO(1!+(UX;Z_2UTM"0;!W+'J=87C=N$KK**O`IDN#8
M1-8\O4/.T\#;'@W.`VA'K2E40*6HB$11!F,)4^$YB8&>[$&G4$,U[A5W2(N.
MV%%D=XWA!*B.<:K=YPUFRUVB59PAT3P96TUXI4X=$@P1)R6&+!E`$)2`DXS&
M.P09V0KM5&M.E594SL-7E4VLUMM6K#`QZSG1MLR$+O8LWLSDZ/".&XDV6@SU
M4RM[D[JN[(?\N_I.#1ILC.#C)6`ZF8:U:3N>MM!U;(K\=&6D&B0N*BK95[>6
MIM566[RB0*GYP0H9NK(-4F'8>EA@$@V$32>P$YPD2&(B`A)P&F)?>!.!V,=#
M`B"$(1]18QD/DQ@>19[0O)CR]?+Y/IX&>^M<>U]IC5F1VA7]V7.^:OO4#G+X
MS([AFY&66NXD0_S8B3DPHMW9H\OB1BU[5+DA65RH['9"GQ@808P+(=1(*RTD
M=J-UQCUCV"35L)DNI3]K?33)8%N,L+E;[3%OM-0#D3`:>:X&D2.:)"81'"CG
M!,:H+0G&BSVQ!4X%P)29Z#UAC.X#K:+-*FQOV2?XJT.K[69DOCBI<[$QR`M]
M7M-BF0]8@42M"[(Z^8DJ$1J-8G2G)DH%!B8><9.R'J]RI-0D+UILF7[/08FR
M:0CAL+7RR%'M"9\P\N:B=1UHA>2&]8XM"/"Q!,G5"H+5&JTQ2')>5`C08+R+
M`?NU"KNK:GUBI*O:2ASY7]3QV$)006(R9U;'Z0M+&X+5KH4-Y>V5W?VAW6NA
MRT:O*E*M4D'`/"(`^GDP%C>`X#@.`X#@.`X#@.`X#@.`X%;_`-\K^%O]J/`A
M7PL_Y>>J7ZM<_G"]\"_7`<!P./\`;^GR_P#/IP*MR""-K1NI2MX.5YF,+XMJ
M.S*2A%!*(?'CD-BHC5\>MN>.Z.:#,%)$CPQ8K]M<,E`#@@M(C-+Q@7I`NR%6
MUNB^JVO5%6>EGD_<D-7':S1;5>;OXV2/$GL&,6X^2N&V4I2QA&>?BT6RR+02
M&I>_*$%.:2G4"Z8R8+@?6S/"XI"S*0UTJ*6V"L?#*-=;+>S9Y-H_#IB1>$AV
M!/4J+LD]A1-0YLL9=Y393\ZGKTZI&>(I`H4Y)`0H3C[G(6-7:@,:O;:(;4L\
MV>8R\QJ,ML450.-Q9C;2YHB9HB_0QD9YO,4Z@ITE$7:2)`)<F0K42A8C<4Q.
M4J].ER<E-"`X;4&MM]P[<RG:UV-33&-3R^!W/)T,=BK$F54C9BJ<$SU2L3OS
MHV-[3;]?*[(@YN2_2`J&CNF]8V^E&"`<(`2K%=+:ICR.DE4JF"*=G5E;U_WV
ML/DS%`TL0M">;,QV<L\_,^R9@U<?CL13XL%2H:D#:)2$@!10##3NV88,+N)C
MDZ=20E3FH@JTA0#R6W!Z82@M.ER4$L?J[!N#\(4^<EASGL8+"$0<=<8SCJ&4
M%,^'[KRIJJ[V:G[NLIX:[*ED7:+,ES_W,G!C9O4O8!^L9XM%1'9T-:QA,#:P
M%29^CA!:>++D18PE8!@P1W`_?*?"UB,NI9FK`N_):C<#4.US=)+$2U=4SL5+
M(ENK*6J;VXV,4'5I3H="E:5Y9$>8\[M8AJ$"0`P#PH[X0^!=F$:[0*$W//KQ
M+))?YA.X]3L=`)\9F8X^)%4U#I+!FI=%WX"?+Z@62%EEBT*P0309!@T8"\Y"
M,?4*AU#X6]*TM2VP-(QAZ2.3)?3:PQY:_22K8>]O:&+1612"61IEFQ:]<H16
MN<UO4H69"M4A:CRPF=XFPF5=I3D.[FWAULDXI#7^G%UZ3XERU_?9&^1^W#HP
MP.UFA%*G12Y.14/D2YSP\5Z<V(U.&QO'A<[DC:2RT[H0ZY!WF0T>`;D!H#,A
M[>0""+H//]K.,8ZY$(.`8[0NGESC&/+^#'`J'KSJV]475+_1CU=;I;E6'1^3
M1>#1^25C"(VN@S+*W:5.SH0J>F94M'.#.W*<EEY7D%!`%,`79R(1F>!'DW\/
M&J9[4]1U(]2J0B:J:U&L?3^,/0V"++W443LI!4+>Y3KNUR<U,US)K(IU%Z,%
M+V$V?3#\"ST"#@=RS:'5>R;E+MT2G0URG+BV,F#&E]C#2[+&R4,-1-E'IY#%
M)V:O*>(RVKH$TE`6-120T)RL9PPJ0%'FDB"V5@1Y^E<,D$;B\I1PE^=DI1#=
M*UT,8K$2,I@51)QIYD)DBA(POPC4Y8BP@4F=V4,>#>@\@P'(>5HBFXQKY4,'
MIF'+7=SCL%0NB=(Z/XF_UNZKG^1O4OD#JL(9T+8RMWK*1R%6>6B0)4J!`28!
M,F)+()+!@):X#@.`X#@.`X#@.`X#@.`X#@5O_?*_A;_:CP(5\+/^7GJE^K7/
MYPO?`OUP'`<!^'_E^+\?7IY?)P*:R&#.DAWTH^5OE_UJ-LJ^$S^?UCK.2TH4
MMUJ'.10E94<]EY;B%Z&L>*L,)?B5@CAMN34;N`*<!O<CR'`9KPW4>@'2C-NH
ML?NAKM(X&&%UO2]K2N+C0F,Y:*&WXLM179.VX_M.M3R2Z)]WZB,G.>!%IC@8
M4=##>T(DD)-=])M=[NU\JW$=OZB912K$Y[^0RC90V-S,_P!8LDXW7F3PQU`U
MUCE"[#84,FUUD:C+4U)&[LJ<K4^2T`4A@.R`-FF%.I:&Q@0*UA[BM9FAC;5K
MGD8@*G):U-B-$L=!&&Y-,"I7JDPC\Y'D0NT/^MG.>N<AE&UZ>R=AJ3=*#9VD
MHU@C=L2!G84#)'HNG24O4$G3S9?*YB=-(+-I5,(_7=@W"GE2)M?V9G"A9RE9
M93LE;L."X[O0KK9GA01R?4/KW3DXVAJ("C7MGVK1"=GME3.3*$4\M!EG[UAD
M2/<B*5,*&BVYI"T.`C<EB1EY"(["0.,E\";JVTSE#;N^MO:06'2Z*+0V=:VI
MXC*VO)3AL)9KY7VGC75J^JSY-Z]R7&*ZGB]R-?54;/*4.#J4D(6%@&4:`\`2
M;+];VR0ZH[@:_N&SE71VN[?G<ZO6'V2T.J-I5UY$K<MXNVWYLMMU,DHV1T@+
MS,D*Q@PYHS4B=:Q'GD"[2@(@B"<-5T5+ZX:WTS6Z>ZJ<7Q]>YRE%"Y&U6VU.
M<(F4CD4K='YQC=6/\ID1BB1IFUP=^Y*;D1@_119R`I.27D!6`LHHL>NDLX35
MDKL2`IK,6I?34=;*IK&$]AK$6$IJWTQ)!3G4$J4H_0B!G=Z!(('<@$/KV0YS
M@/2N;FVLK:X/3RY-S.S-*)0Y.SP[KTC6TM3<D+$<K<'-S7G)T+>@2DAR,PXX
MP!18<=1"QCR\"/7J[Z2C;)&)-)+JI^.1F;)_2X7))!:,"9(_,DF`EF"51!\=
M9`D:Y.G`6<`0AH35`,8&'R^7'`],1.8,JERFODDWABNP$;20_JX$FED>43E*
MPJL!RF?%,.)<AR,AF4X&'NU8TP4X\9QV1YZXX'G4%U4L[-<N?&FY:C=6.`&8
M*GKTV6?!7!G@9N3A)\%3=U2/YS?$3,J"Q%X"X&)LY,#D/]K&<<#\B^^J':&2
M-29VO.E6J,S7*K$+D;G;5>ML?F64!Y25<&(OBV1D-<H$B5*"RSL(#5'=&&!"
M/H(6,9"5<9P+`1!SC(1A",&<9QG`@##@8!A%CR"`,`L9QG'DSC/7'DX'/`<!
MP'`<!P'`<!P'`<!P'`<!P'`K?^^5_"W^U'@0KX6?\O/5+]6N?SA>^!?K@.`X
M#\./]_`K(^4`G7[CTMLPU,T/;D\2JZ[*^L][(2EI;$E?VU15PBKM(!<2BR<[
M,L53QEQ"$L]266ARKQDDL0SC<\"O-&4KLO&6;9N>7;7%=RS8>X&1+#$CO$]A
M'6-Q)]J]N>IAB&5#7@F6I&=7KI%J_CTO4*6]<67(79PD*HQ:H4X'W?=A`KQH
M)MNFU+UVK"H;X@5+6CK+8M@SNJ(BO82K6@<8:)&_J4-519XGB]IC3O+II1]8
M/KLD*DZMH](>')S.4J"?2.PKX&T*<8B#$YQW=*1D]@X0`EA2`6FIN[[XPI+D
MPT:=(<IR'K@.3,$!'@.1"Z8ZAADP^&=>"RDMT*?M6PZRF[3O#+JTN*R"VL\Z
M*ABMH%V\L<+9;4KV@0"5OI2FHVB/$-3\JPG<3G=LP`TDHH)9G`DAJ\.J?2K5
MRJ:9N^0P&SK'K[>J0;`2&=H'9X:$<UI:07E)9'+V!X-1)0JUKO8]/N:9ME+*
M=VVER79-*/-$5V3.!WDBTKV9=O$Y8MCT%J0))I+BQH/><FI+"0X,Z7WC#*!5
MTPUSI$I*9_1"RVI&S-*-,FPM"0-O5*QB#@PLK&0KG&?"OOV*ZX;#U5BQ6::2
MRWM6:%J:.E2B9_\`P<1F5575,+,?HW%W<%=](Q60&1[)PTFJT+PH)7"-$>68
M4'H();VA\/ZZ]G:>ULBQ2J(P1[IN-[!$S".2&;1V>D6$59ID"PSP=XL%DIB'
M(2&"PF:.+4#Q(&)@97=A"K3J4`C#BA","Q$;URM:/>(;:>RV&!A4U-:D8JYL
M3FD6<UDN<05P>HAP9Q`[0%QJ!U?I:Y^MP!"A7HIBTD`2C[PY*:+`@C"RNS]7
M*;MU[M2J$D8C<S4S=@1MY,5EDJ?X*Q/0T3\T/04YDUC")T>XDZIQM@3VYP"C
M7$)G`HD2E*H3=Z2(*EDZC6`]ZY:@0"VTM&.,^I#:&#VW,CAL463Q<R)MTUL1
MY.C3,-!"H['7^RG-FDK:2Z*T3,S(I(]DK%H4R8)X2L!\4VDD\3>)8KW<4/D:
M=*\4O#80@KXU20VNT>RDH$RLP6>B7)8UZ[<Y(B=!*&D;`H<\L2EH<,+<``M2
M%X$%;X3H#L4S^'QL/J4\HH0DF\L6M+A")..WF=UBKRE:;LS:*LDD]/0D>7U8
MVIV)/T)"[@F8BG`T0QF")!D(PN/(=:)%:U1:A,TFBE?X?:4V,JRX92FDTAC-
MIX/A4/?7]R?<,4X9JR@;)(I%)4:]*;CT1B:$AXP8"+KW83!!?;)R<!Q202A,
M!48F$J)1Y/*"K$B)-"F&J*1]OTC*$H\6"N\P#NPCZ!ZXSY.!].`X#@.`X#@.
M`X#@.`X#@.`X#@.!6_\`?*_A;_:CP(5\+/\`EYZI?JUS^<+WP+]<!P'`?[=>
M!F[):HVH.\3:L=G61N9#=>:^B#-K^X1\R4+4\D>H/.HQ+II9-G)67#^7%A-3
M!;*R,HS"%:`;^:&/=M&/"4P>#0J+ICH1L?!XW?%3;$F2%QJ^9ZC-,8JMR#:!
MKI,H;;LJM*P+9ET)(=4CZK5)5-7V:O(>8R\]<IRF]R3(>\&!OR7@-3=0JRE%
M0ZRTO![!4.ZZU"H2UR:ZWA_>R9$^R"]9R5B871('9Z2&FM[@J=+(>7$8/1,A
M0D)\%$I0A3EE8P$0%U'+2/$#?+CD].NE@1EY@]=MM.7N3832W,VMR&-0F8LU
MG0E?`E4B1R%R661*'5.J+PWM#@D7!5^D*CR#&XH/`BFHM;'-R@GB;P>=:Y+X
M6W[&7E<TV@".5R"'.;?:K%(Z^1-<!<D^8I/)*?&0HYBS"4A3K?58TN5A9N`8
M%WO=AY^9Z*.SKIKI%2\.C[U7<PJ>0T6U7*UUY./LX<MK&9(FUDW)BSX^Y=CR
MI*U3YHRI$X=P>:L4*,8.1#";TSP+S"NMR4;.`UTB5-3%SB$:JX$^L:\LG)F"
ML*U5NRLYOK&JVDEQ0C6V%.):@;%2HY.UG8`PMY!1RT7^)*#D.HW!@4XL[7"Q
M(-7B`Y\D+NH@*E;$4K^3%EEBPB/V9#9+9U6))*H6MB9C5VC7#.ZL!:@Y4E3]
MM?@LXXDHP9H`R!OO1O=&8Z_U`GIML=X9.*HC?B#N<!J%?:;>E;XS!]BI7!&2
MKM7ID\HI2J:'4XNFETB"W+"%JYOBC\C0`*68*3@&,/\`0&SI3$#''T!XA#4-
ML;CC:IR,7;&)6W,3<A5Y&/`A!,'E4G'U%C.<"SY<9SUZ\"`MO(O:D[UFN*O*
M41H5EE67&":W93'1R,9VMG:)R[MT>FTB<G%.X-+B2B8H.N<#A@0J2G$SR!2B
M"?V,X"CZS3FU9-IWIM6=DQ5OF%ZZ=;#4AF,.Z68.&&%17E-W>C9@W"V8>)&H
MRZ.#S0+"D5)R7LU:]IAJ3R<X]+$/(@D=PJ#:<[Q/RMHDZ)DSKFF@0]9@L.9,
MNQ)CH`X0]59*RV@L?K\,3PTD764G:?1Q-_VDZ9R:$?H/7'`NW<U:1FY*EL:J
MYDS9D49G4.>V%UC_`*T<68I^`H1C.2LZUQ:5C>N+;'%P3DE*@!/++/3"&4;G
M)0QXR&4%U:N;FOVJ7AT593S3'8_.-387!K=GR1XEQJ!(NN.BXK%X]6E1LJJ,
MR5J2.*IU62!]5`4K1*HP#U64%8`SO"0\"\Y]``3>(`Q;4L,,RA22G52SJRLJ
M5K'\:QP(D:N>4:\UK!2&10YGE(&AH9(P^&=6U.6BRMR><<,1RK`AA</@.`X#
M@.`X#@.`X#@.`X#@.`X#@5O_`'ROX6_VH\"K7ADV3%63075YH<$\^$M;Z[$G
M4B:*?M^2MF30R!ZSG*)^C4%=V!U(Z9\AJ14>5GZ,"ZXSP+U>UV$_5;/]P=]_
M=IP'M=A/U6S_`'!WW]VG`>UV$_5;/]P=]_=IP'M=A/U6S_<'??W:<![7H3Y/
M\+9WTX_R"OOK^3_+3Z>OT<![783Y?\-9_3\/Z`[[_)]/Z,^`]KT(^JV?^'_(
M._/NTX'&+>@_EZ);._X4'?7D^CK_`)9_1P.?:[!_)G"6S^F/H_0)??3K[L^F
M?+P.,V["/PIK/Z?BS0=]]/IZ_P#;3'`^X[=B7<D]XFM;T?J?Z/VZ#O\`[GKV
M@^D=QVJS[&,]KL]OL^7KTZ\#X>UV$?A2V?\`1_V#OO\`L_D_1I^+/`Y]KL)Z
M8ZI;/Z=,]/T!WWT^C/7I^C3\7`>UZ$^3_"V?]'D_0'??3I^3]&G`XS;L)Z>5
M-9W3K_V#OOI^3K^C3\O`Y]KT(Z?]+9W3]0=]=/P=/\L_I_\`+@,V["?+U36A
M^7K0=]?T_HSQP&;=A'3'5+9_3\M"7YTZ^7I]-:=/Q\!BWH1C/_2V=U\O3K0=
M]Y\G7/\`^9_CSG@/:["?P);/]P=]_DZ_Y:?C_IX#VNPGZK9_N#OO[M.`]KL)
M^JV?[@[[^[3@/:["?JMG^X.^_NTX#VNPGZK9_N#OO[M.`]KL)^JV?[@[[^[3
M@/:["?JMG^X.^_NTX#VNPGZK9_N#OO[M.`]KL)^JV?[@[[^[3@/:["?JMG^X
M.^_NTX#VNPGZK9_N#OO[M.`]KL)^JV?[@[[^[3@/:["?JMG^X.^_NTX#VNPG
MZK9_N#OO[M.`]KL)^JV?[@[[^[3@/:["?JMG^X.^_NTX#VNPGZK9_N#OO[M.
M!7CVI1#_`%?>L/1;%]%_TS>@]/8G=7IOI'M*])Z^J?9]ZW]#[KR>E=QZ+WG]
(WWG>?U>!_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g521205pc1h.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc1h.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`AP`*`P$1``(1`0,1`?_$`&\``0$``P$`````````
M``````D*``8'"`$!`````````````````````!```00"`@`!"`@'````````
M!`,%!@<!`@`($3$4%346-E8)81-C-&36%QB1$C)B,T0X$0$`````````````
M````````_]H`#`,!``(1`Q$`/P!YH8Y&M$EH-M<9<$M<\M5H2:G]V6WL]V,E
M\2L*&S:5,:S5*GZJD8,O5\+$[(M81K0P1"1$-+"DN;A!M)6P&-ON%"7`$^GJ
M8A4AES'(HWUS^9'#:I>GR"QXBGIU,^OS#2L:"IR=N:L-#?88;<A5O"0BMY+A
M989M&))$6:AD!412FQ,03@-AP"]A-BS]@E%,L%K?,BIZ126SEV2516,1&G(&
MSL-GP*22,O2`KLCNI(7DMA1LUD'3%;UMS%<&N>5T6U4O9+'B"A<`<*[C_1F!
M,1=!UU>K]:YDL?>N=8QL:PK,,3CZ35U\G3<O7M<02XD(#F).1<3RD5@9LT-.
M=7@Q+S'!":ZN%4@8_@#<UB=9@_T^ZYPCN=)["K2'3BL(I7/6YRE%4L]>DYKV
M<1TF,5L'>:-.*R^7"U_LPI[@,6)0N[NJK4DV$$JXW5UV!D>`?NW2YPB4(A58
ML5PW%-:%KI[JI.(]=CU*<9VD.,5[,XLZ1>/'V;FLD;+=(C7B3*@:B,H[X=7$
M=L3$7.7^M4^M!`N!//U6LCHI)I55D4ICJ#1#/)G,JO;FA4RL"]J6./CE7VQ+
M7]VKQX5>,.LNLTBZ1364U(.##-QV[1@8(<EV&T51WP%#'`YT-4%3!&CN0=75
MT(XAF)N`AXT)C2!HIZ2NBR1PY239HN@8DLGKOJKKMC?7;7&<9\<8X'1>!G`S
M@>&67H_U>I&/*2YB@4A?'>NMGR>LKI*K1LN1/?GS2>X2YL#(=GJ5'[GBM"N-
M!!<F:%;ZB():K96SC;;<-O\`W28^#,?\D?ND]?:^3X,]5^3\?Y/L.`9"=C]D
M"+=HBK+%LU+VO=X-UV::QL)M[144/1-]-8<G/#N^SGVG$9"C8-I#]@(2FGEE
M"5C:R*)R^X380+L*HZK@XOL/"_A*,^ZWL/ZB;/<OX2^Z^[/X'[K_`&<`$*!-
MB,?JYF:C*=[,.E$S:$=#GL2TK&M6C7)RA'7EMLO+9T\"C2$*@D>*=I`TR9M7
M5ES&ON6],#>JFNDY&&$H)\"AC@#=1JO;[L16L"LQ:9,B*E;QSK)'VF,P&?\`
M6VR*$O>;LLI"7[/S^1%0)LDX.S*4V:)K1U`0ME,9B!=%PQ4BL^&P,CP!SZ\-
MG33T%U^0INO^V#3)($T5W5+;>$,ZY=C:?)GZ-7*-4!4&O-R9:^C,+ES1YY%]
MQ7E*4"$"M^=5_#S79/\`GT!C.`%5?W[=#A8T#K0VZ;8+[C)S*%M]K5H7.>FB
MW5O3`\C:E;A`C["QN6UJ;0\.(Z.FS&D)G:<Z+)#;.">%\':\!N/2)'V?K[T=
M_3_K_P`?\GT\`"*X;Y3I2W73)+.XZ?+O3FU`.-43+6+42GV%(:%[$B6:6<YD
M:T3591%5SEJK5J]'M;7K/%$%E]B1T7/8O9,'H_-G`G1JU\K92]*T*")C^_S`
MR[;BPEEPKV'Z/"T"W2W>3C9NG2'2=A;/U*TT:XYAVW97!O?R[`*(30R>.JLJ
):'P*+OS9P/_9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>g521205pc2.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc2.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`H``*`P$1``(1`0,1`?_$`'<``0$!`0$!````````
M``````D'"`8`"@$!`````````````````````!````4"`0@$#`8#````````
M`P0%!@<""`$`-&0U-A<X6!-6-PD2,F(S8Q05919F&#D1,6%455<EEAD1`0``
M``````````````````#_V@`,`P$``A$#$0`_`%==\96]QK'C+)SU;K8[+D^2
MFTS:HQ^\C>MSS00U^7U(8L5Q"N?ID>AM+=PT<)I(XJDE(W6@"F$5NC#ADTY1
MH*XE:\0=#=/-W-68X--T^I$KMNYJ\]SC0LU])D!(HX%N<>K`J5"'?`6:M>$:
MX(&MG26H]&]%$J/EJPFF+BPI-!J-N1JIX;K9/&(Z#<:LF)9I3;2C0*1%`H5P
M588G0+B"G_3?:YUX/\"OTW]HI7A<Z\>+G_S'YK],@DT0WD1*7:BEA#%CUXA)
MHU/9_P!:@GH=NZ:A%2;XI=ZR'(0`S>5GHF'D-4J>89VLV7K*E_",UUBX4?@)
MX=0(/\:?)+WV#^--1%O])UAMOH'F_2Y`1T9S]?%<FQ6;0D'9'M@D&,+24&3)
MO$>=F;\34]^W4J`(H*I%!`G+;;3":PPFU6W1AC8#-.F551H5R])95*]!A@.&
MQ?J/N#Y:')P+?4?FRYQ!\M&8;2>CS[T600PE=K<S,EN1^Z)B1';Z1MK<D;N)
M\$D]TW2/".9SICX%,4!39A7<J!%!Z/HCDP)+!KJK3Q5VOV`I4^KFU(L.$,(7
M"M[^X:_;7+?;^W]ZZD#L:_;;6<2VF[0:?D&3WPZN[[?YESSN@V)K[]1U6E5=
M@=W*5903D>+E%2#"%,T3-4DT8)SXEMOI1T.E1]M)Z.<I4RY?U@H;$"Z,Q@"(
M[TD_F2B;A@WI;,DM7\R6WG9-[L\S[TR"'*=A"6UH]6H^C*>[L6U$!%OJ:<V[
M:V1*3#;K+`;]!$:DI%C0?R[&JG,+!:!L&G!.)ADG:4I1R==(100L`$'10%9W
M0-+E7;7"/N@VD;&R7*OY[9KWEJORL@,5E*7=SHR(<1C5S]\<T.A37W,H1P0`
MF[O"QI(F!NJ;A<`B2'"#<:CJ2,)[9;8%)"I%+J;)0\CAA%@!%`]1B+29&!?/
M\+U.FGL*_F71J7J=MCVTZ;K3WAD&-F7W6<?QT)'HC%NBO1;&Z>+C$*1M00EU
MHCT,Z*C1EI&Q62E8*,8'L1$S$=AH^/2F,1S?X)X6&(V.'A>$""_!(_7=];"_
M!.M4WS_7?4^W6E9MH^0=SD'L@.N/N\BC1YHK5>#DBF9XDCB6T$=RVYRE):0S
MR,?3XFB(YI>;B>WEQMO-S"Q^\7TCDZCB`A/,!NJJP5KH]4!%,8#%@0[/ZZ&-
MU(>?`]]='C(FPW4C6.V?ZYEZ;(-!JT!0HNPVI6\J\7,I0@Y6;9MH'XK,()&I
MDBMD[6((*C!H6`6!,J3"&$Z0#`*FC$L+336#C1711C2!`>VANKS8^X'_`,R-
MF2O`W_2OY:N][:UTG((/)J?-S/+0Q&UR;?<,KH");]1#EO%P*3W@\;P,S)%G
MA,4JJF_<4(;7IR84J.%\/]KJ*0,=K"1'.<:Y].,T)@:D`J=**##;I;JO[O:7
M"!N[V6!XO^8+5.HM!_/T.0#A`ZK:1'C*#9DGW#`W+-1M6446P0V&3[OF<0J2
M-M+.&4B+MN(\`N;D5/D^$S0N"<5<+P02Z4US52:1IK,XU"D\:@3[<"V^;L_]
MM[<#K9/V;YN]J<_TO-].R#*,93='HL"VYE;2+7U"1<"'=T$7>)4MSPVVJ^8:
MMA?!9`I18J;;I4&^^$Q]RF?-,^K`H4/4)B6$(W@\3RJ7P%"P$"M=!8Q_)25]
MHOH/.F.!C^2S?M*\KSGD9!*;,J9DC*W",YV4;%K;9#0KB(18;QEG"T*)&;;S
M.:64=K5P<BNSW?"+Q.`MN6TE"-+0X&'JKL(*8V&->`:&*.)5A4"K]'%_]-G>
MPSH^R$3LO_IO4^>_*'C:/D&%6^ZKN"R_5'$J=XK9`R)F$<BPE$(W1X02U%;5
M4L17-TLQ0)-Q=NB1W<`IN!NXE1QT^LJ+47-UB!AC#ATT"U@DWLA^]=$78CV1
ML77M[UTVGU+[E_/3<@^;XDIMAAP"O0"E1W;#-D&)Z"Z&@MWVNRU:[A\-]>3Z
M1#J:X9AE56:-NSGC:27P7,TB'UQRD)(+(JBIAB'JCZ:'X=!8&,W*M3FS>/`G
MN5[0$;93FSUCMC\P9GZ;(##8Q"YE1MM1G);(9N(2N[K'C$10C%F%9?M429S!
MMQQ111DI/C,V]H&<2PW$6EDXX4H15QO@-T)Y#`($8^0-AT8%PWK[;L%ZL&?M
MF>V]4O3@%ZL9SG.B:Z\O(":-IT#OJ.W%/#SENQ"#'RJ@.%Z/#N]'ZUY<PH17
M[B8,GSL,RW%"9<\SCSOD]06<*22L,G1MZLJ*HN(Y9(4PA*/7`<O?2_N45X\&
2.^GQ4[;[E%U+MC^F;:-D'__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>g521205pc2bar.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205pc2bar.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@!/@%9`P$1``(1`0,1`?_$`'X``0$!`0$!`0$`````
M```````)!P@*!`4&`0$`````````````````````$`$```('!`H```T#!0$`
M````!@<!`@,%U0@)!%>7>!&SEA>W&#@9.5DA$M,T=)05-546UJ?7,4%A49$B
M%-18$0$`````````````````````_]H`#`,!``(1`Q$`/P#W\```````@=!N
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MLZ]%,$VE-%-6O:U:M:BFBM>%:BGIHI_WHIH!Y_\`R%9*_P#\Q2D[/UO_`*@>
MZ4``````$Z<LGYGF)YQLP77P@#I8````````````````````````````````
M`'VW;^\=@_3=EZ^S!Y@@>O```````$Z<LGYGF)YQLP77P@#I8```````````
M``````````````````````'VW;^\=@_3=EZ^S!Y@@>O```````$Z<LGYGF)Y
MQLP77P@#I8`````````````````````````````````'VW;^\=@_3=EZ^S!Y
M@@>@.&]3#(_&5PW3%4(3VNN*X7O_`&*SO&XXDAR$9AWU<5\W?;4TT66W77>U
MWPCM&P[?LEI31315M+*O6J4]%/12#]OW"\H>]>VX?3._HP#W"\H>]>VX?3._
MHP#W"\H>]>VX?3._HP#W"\H>]>VX?3._HP#W"\H>]>VX?3._HP&K2@S02)GS
M?,10[*F/]CBB((3NNY[\B&Y*UT1%<=Z7;<T0;7>VP7+>UIL,171=&T6MWWCM
MMQ;98V=M9U:]2FTV:O5IIHIHZ`<RY9/S/,3SC9@NOA`'2P``````````````
M```````````````````/MNW]X[!^F[+U]F#S!`J=HQ7AM]CI/:?E2RV[;+*K
M1EI@CHJV6U6]G5Z*M:\*E6C\6I:44?\`C4JT44?\4=`*9?M:]?XG>'Z[M/Y0
M#]K7K_$[P_7=I_*`?M:]?XG>'Z[M/Y0#]K7K_$[P_7=I_*`?M:]?XG>'ZYM/
MY4&(0#;VVT9YH_KV]M:V]>G*!)FFFO;6E>TK=/?;F`HZ?QJ]-:GIZ*M'_:C_
M`*`_B<LM/3L>8GG&S!=?"`.E0`````````````````````````````````?;
M=O[QV#]-V7K[,'F"!4+1G^*#3\Y:8*ZV\04N````!C<O/7''_)_)GQMS`@Q"
M0,UI5POM&9*XXHF=+J&+[V/.%/NUVJYXDCB%[AO39[/:;2$+39Z]KL%[7IL>
MU5*EM94T5JM--3HIJTT4_P"E-'2&_P#?M(S?;)WBC`N/@=^TC-]LG>*,"X^!
MW[2,WVR=XHP+CX'?M(S?;)WBC`N/@=^TC-]LG>*,"X^!W[2,WVR=XHP+CX'?
MM(S?;)WBC`N/@=^TC-]LG>*,"X^!W[2,WVR=XHP+CX'?M(S?;)WBC`N/@=^T
MC-]LG>*,"X^!W[2,WVR=XHP+CX'?M(S?;)WBC`N/@=^TC-]LG>*,"X^!W[2,
MWVR=XHP+CX'?M(S?;)WBC`N/@=^TC-]LG>*,"X^!W[2,WVR=XHP+CX'?M(S?
M;)WBC`N/@=^TC-]LG>*,"X^!W[2,WVR=XHP+CX'?M(S?;)WBC`N/@=^TC-]L
MG>*,"X^!W[2,WVR=XHP+CX'?M(S?;)WBC`N/@=^TC-]LG>*,"X^!W[2,WVR=
MXHP+CX'?M(S?;)WBC`N/@=^TC-]LG>*,"X^!W[2,WVR=XHP+CX'?M(S?;)WB
MC`N/@=^TC-]LG>*,"X^!W[2,WVR=XHP+CX'?M(S?;)WBC`N/@^R[Y\2*J;?L
M-:M.Z3U%6KMFS5JU-$T(&K4T45;:I333T47]333^"C_;\(/-+WC2[W@P+VPA
MW$@5TT9_B@T_.6F"NMO$%+@````8W+SUQQ_R?R9\;LP(.E+ZDA)>)+UVV_8B
ME%+"_K[O*UHM[QOF^H`A.]+UV^VJV=6RJVVVWAMUTV^U[5:T652K5HK5Z]:G
M\6K11_I0#\SR[9?MQ<G.&,$X(!Y=LOVXN3G#&"<$`\NV7[<7)SAC!."`>7;+
M]N+DYPQ@G!`/+ME^W%R<X8P3@@'EVR_;BY.<,8)P0#R[9?MQ<G.&,$X(!Y=L
MOVXN3G#&"<$`\NV7[<7)SAC!."`>7;+]N+DYPQ@G!`/+ME^W%R<X8P3@@'EV
MR_;BY.<,8)P0#R[9?MQ<G.&,$X(!Y=LOVXN3G#&"<$`\NV7[<7)SAC!."`>7
M;+]N+DYPQ@G!`/+ME^W%R<X8P3@@'EVR_;BY.<,8)P0#R[9?MQ<G.&,$X(!Y
M=LOVXN3G#&"<$`\NV7[<7)SAC!."`>7;+]N+DYPQ@G!`/+ME^W%R<X8P3@@'
MEVR_;BY.<,8)P0#R[9?MQ<G.&,$X(!Y=LOVXN3G#&"<$`\NV7[<7)SAC!."`
M>7;+]N+DYPQ@G!`/+ME^W%R<X8P3@@'EVR_;BY.<,8)P0#R[9?MQ<G.&,$X(
M!Y=LOVXN3G#&"<$`\NV7[<7)SAC!."`>7;+]N+DYPQ@G!`/+KE]W%2<X8P3@
M@/K[A9&;F)3\.H/P<$J=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$4=&?XH-/SEI@KK;Q!2X```
M`&-R\]<<?\G\F?&W,"#N0````````````````````````````````````$4=
M&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N0```````````````````
M`````````````````$4=&?XH-/SEI@KK;Q!2X````&-R\]<<?\G\F?&W,"#N
M0````````````````````````````````````$)='&*=OV32JR#;+1+N8=Y6
M>SY;H+L[.\;JK2QIN_;JE%;;Z?\`V-DHO>:-S7I4L:U>FFBBBVV:QM*:*.FF
MK1T]`*3_`,X;?NOFG_9__,H'\X;?NOFG_9__`#*!_.&W[KYI_P!G_P#,H'\X
M;?NOFG_9_P#S*!_.&W[KYI_V?_S*#-I27KM5[9WID6NTPW$,-4V&4:2]E96$
M1UH6K;3MEG3.B?\`7IVK9Z(5BF*]FJ6-2O6K5*:+6VLK3\:KTT5::M-%(._*
@/^0````````````````````````````````````?_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g521205tx_p1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g521205tx_p1.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`5`#Z`P$1``(1`0,1`?_$`,,```$$`@,!`0``````
M```````'"`D*`@8!`P4$"P$``00#`0$```````````````$%!@<"!`@#"1``
M``4"`P8$`P4&!0,%`0```0(#!`4&!P`1""$2$Q05"3$6%QA!42*!D3(C"F&Q
M0B0E&7%20S1$H=$U,R9&=K<X$0`!`@0$`P8#!`<%!@4%```!$0(``P0%(3$2
M!D$3%%%A(A46!W&!,I&A0@BQP5)B(S07\((S0R31<I*B<S;ALL)38[-4)34)
M_]H`#`,!``(1`Q$`/P"_Q@@@P008((,$$&""#!!!@@@P008((^(3AO&*<0WA
M$=T"_$`RV;/XMN$Z=H\2E(1K'L<7`$GM(TC_`,8TJL+CT'0;)P^K"JX:`;H9
M"H5X[`SS,V8%X<:@"T@L`_,B1@RV^&!TUS"-"%H']LL8V[;;;E<9W+MLE[W.
M?I4`D:NQ2C1EQ(A,"7P=U$B4ULK=5G6B*QMR*JETP1@:%?B8!#B]8=.32R3<
M@_B,+`1#Y8\G:J@Z'?00N&/^R'Z=MF;0RG3KU5TM-.8\-=)<XF>G[08P.:1\
M7@KPCR)`-6-4;J+,;4VJ3)]*L@BN]N6LH`C^,&3UA2R1!*'PXFT<++E2I:ZV
M*_@AP^]3'L&[&E/8[G5E;)!5[=#9*]H#M3T^*']4)!<+2=?B[3,T7<+4[3\G
M#GRS;0U@(:"=@!=I0"0+7;]80#,?$NWY8PDR'R9G,!;J/<GW`")#.W;[>RRU
MUEVW52)P"*^ZS)@*<=/2M`[?NAF-:=BC3_<9%1.L[FW%?&5R,N>(42A0,;ZA
M$2$2<N=S:;:'@&-2HLU)55HN$S5UK41'>'#)0D6OM?\`-GOW9-KG6K;E'04]
M+,E%AYS.H0$)]1T%?E#9I3],'I'774>P%X+OPCU94SGB.W:$XD13,0`P)KKM
M!$`$?P9@&.B=J?F!W7M2V2[-*I:6;1RPGB&DD?[P7'Y1P/[@>V=)[F[CJ=X;
M@JRRZU4Q7<EC0P?`$J/D8^R(["MU;29N[%:THQDY1-Q&L=76G^#G$3'(7)$B
MC[SL53=$<@,/#^S&U=_>JW;GD.I=P6=[I3R%,FI<PI_P1%:7VBJK01Y/=6-T
MY";(!4\`3KC:C6^[_&G9L):!E=&M]J.CP#>A65).*+K2112#Z"))@4S0JB@%
MRVN#@`XTZ,^PES;RJIMXHJEX347B:QI[2O`?`0Y3)7O39Y8Z(VNJDM.36ECB
M.X(W'^\8T1SWR=5.F^08Q.O/MPW5M=&`;EEJVH-5Q539X;/+FVL4S9'8%;*E
MVE,9\0,OVX<I7LG8;Y3NF[%W'15M4H(E30)+D)R*:L1V)CW1XL]T]S6::V5N
MZT3)+4*S&'PJ.]Z-Q'8X_;$BVG/O.=O'4F>&B:5O[!T964\X39-;?702\GU<
M#HX9`B9!11Y%%R-F`B+O8/CEGBOMT>TN_-LZGWBW3G4LMJ\V5XY9'$@M4]F8
M&>"Q,K1[E;8OH8ZBK)<J8XX,F@L/R)P/R,2D1TA'/FB#V-?-)%@X+OH/F+E%
MXS7((Y`9%RW.HBH&?R,.*X$MM.XRGAS)B_2[.)\R9SY0F!S7J,VX@]_PCTP.
M41W0',<L\OV`.7[\901E@@@P008((,$$&""#!!!@@@P008((,$$&""#!!!@@
M@P008((,$$&"".!'(!'!AQR@A-[IW:M[96BYJXETJM@J(HJG6AWLQ44^^(S8
MM4$RF.)"9[R[MVH!1!-!$BBJAMA2B.,)\V53R3/G.#9;<R8=;%8[UNB]T^V]
MMTE16WRJ?IER932YQ.&8&30N+C@T8D@1$A;_`%@:G^XI.22&CJG`T_:7&DDO
M&2NJVXT`G*5=7`M#F1?(6:H*034C'C18IP`LD]4;[@B!DQWBB`:3*Q]</X)'
M3CZ7HH/P!`4'O3N6.D]Q^T^P?9"A;+]WY[[M[DS)8?+LE+._@26O"L-;5,=S
M)4UJ$F5+:1BA/&)#K3:5K76L51J5T$U<FXZ)`=.[JW1DW-85SQ^$(K]-EY0S
MEU!Q(FWA28MC%01+])0V;=J53/DRPP.YF)35P7@$X910]Y]P+O>GS*.2V7;[
M(6A:6F:)<KPX-,S2G-F!I0S'JXXGC'URVKG3'!2KJ)J&^MM*6E&`J<Y&U+4K
M.FWY10,)%E"M9D[%PH@0Y1#?*42;VS/#G26BZ3AKD4LV;+3$L8]Z?8TB*QFW
MVQTL_3.JI4EY/TN#<>]3C"NT5<6A[DPZD[0=11E4PHJE1-*1:BRC%0YDBKD%
M%<Z297":B!RG*=/>(8HY@(XUITJJID,]FDKD0045%0A<.R'>7.IY[-;'&;+/
M]X?8<(UJO+\V>M0Y;L;F7#IF@U7:22Z*E3/1BF0HK'.F@8TH[(G&(F6.F(%*
M=8#"(;`QZTU!7UZ&DE3YCB2@:PN)3/!JG[HU*FY6^W`FOFR)``SU:</L"1YU
M$ZC;%7)F$J=MW=.BZZF5BG4!K2,RWGR)IDVG,Z=18NFK40`?PJ'*(_`!P5-N
MN]*`:R3.IL?\V6YI([1J`6,*2^6FM?R*6?+G@_L.Y@^?9'P7FU2:=M.[))Y?
M"\EOK9@KN"BTJ6H6B$PN"I1.D+:"0.O.."J`4<A(W$!'8`B(AC;M>W[[?JAE
M):J.?5.>4#@Q6J.UWTM3O(CPO.XK#86K<ZN5(EKDI!7AX6*?M"0U!7O#=MA$
MP$<ZKJ,CTS&!,',G3%R(ID8PCNAE(R%&MF.Z)A\>)EB6?TB]Q''1+M<UW:&/
MDDCA^&82(8/ZH;#8%=<9.D8XB9\_P0MWOTTAJ4.YN1'7UI"IJ+CT1<R4Q1@3
M%;+1+0$>9%Y+Q-*QDQ.1;'@@(@LX;)ICD(`81`0Q'1M3=+:P6Y]%4R:C66`3
MFZ`\@IX'O1KS\"8>#NW:U32"YTM4R;(TJLM20.TAH4#XB$<HKND=NN_<P:VE
M$:@:5NE+3[9=->CX:AKA3Q7+$!!-P$JV+1BK9NV'/(PN13)GL^`X>*WVZWSM
M^6VXW6AF4C'/\#^8UJ]A^H%?E&G1;UVIN`&AH)S:J8`CFD$_:"$AOVJ;L5]O
M[5`C-3#.W*EDJYE&N]'U5:50:=C6K\P`J26?T.V%G3<RJJ"@F.5<A3&'Q$!`
M<2/:GO=[@;7?THJC/H2\`RIY#Q,:U0C7%7-^41Z_^TVS+Z#,Z;IJ][7!KY6&
MDE/$1D3\>]"(@KK>*[KG8@GT)NF:N?ZE=&R#]`"DF4Y2HJ081H*Y%BI9F*;J
M4MA*KI%WE'4<@=GF40%7;MNFC;[4^^=/R9DEMIWM^Z0CW?M!=(F'N.,5-.D^
MXGM-7,=+<ZNV^7*X'46!H&174YO!2"@PPBR/V[>Z7I\[AM&BXH%\2D[KP;1%
M2M[23[M$M0Q8\,N_+0IRF$D]3KA7/@+)"*H)B`JD3',,<]^X'MON;V_N737&
M5KH'..B<%TN:N'<')F"<\EB\-E;_`+%O.G6G>)=>!XI1..:%%14.$2;D$3%`
M3``"(9B`;<L0'#AE$Y.!C+!!!@@@P008((,$$&""#!!!@@@P008((,$$&""#
M!!!@@@P01P)@+XCEG_B/[L*`3E"@$Y1Y<S+QD)$2LS+O4(^*B(]Y)RL@Y4!%
MM'QK%NHZ?/7*QA`B3=HV2,H<PB``4HCC%Q:UI<_Z`,8]:61.K:IE%2-+ZJ8]
MK&M&9<XHT#O)($4YO/5:=];N'A;%X_F(71-8"2=5%*TLQ=K(H5%#PT@O',)"
M=%!0J2TG6\K'+HME,S<HV(11,2G,(XKYTZ=N&\.HFDBTL))..*9*.\Y?(Q]9
M)EALGY(OR_2]VRFR)OOSN*4&2JA[`[I&S&AQ;*4%.6P@O(Q<<"H`$7`:1HVG
M*$I>GZ/H^"C:>IJF(AG!P,'%M4&49&1C%$$&[9JU;$222(4A<QW2AF81$=HC
MBP)<F5*EME2\);0`/E'R=N5RN%]NTZ_WN9,GWBIF.?-F.<7.<YY)<XDE2JQL
M)B&^D!`"_`V60E.&0[/GEE\\)H_B"87$)PC78Z6PNEEOA.1S7XQ2A_4_4/1R
M6HO1P^2I2GFKZ=I6HF,TY;0L<FXE69J_AB`2052;`J]W$E#`'%$V13"'@(X[
M*_+'45!L-\+W)-81I)!>!X'(@`*9`K'+OOW)E4U\M0D$RY3P=>DZ51W%$5%(
M"Q;_`+"P,!35E[5Q,#$Q<-'HVXH4I6<7'M(]N.5)Q)`,"31))/?,0``1RQR+
M>)E947FI?6S@]QJ7D#C@\KGP7%.R.D+-)ETELIV4Q#98DR^U#X1C\\X83WI:
M4I2H>VIJN?3=.P4N\AK9R,I%NI&)8/W4>^CAXS)TS<.4%56[AL<3&3.F8#$$
M1R',<3?VCJ*B7[@6R5)G3)33/`<`25!)4$!5![.R(5[HT\@[-KYLYC'3@Q6N
M1"'<"'8(1FH,5K.W]K9ISMW]FNOKOT;2M-N]0]SM0]P;?VS=.HMBD[XJ,7!`
M>?DG)4"O7L-22;@#\`#&#B+D`"Y";'27N;L>O]Q/>QEBG5!;MRDM]/-?@1BY
MTPHB9S-)`^!)X13&T]U6_9'MJV\RO%?JRHF,:XXD!DN5CCGI!!SQ6)7>SMVY
M:6N7;2"U]ZUH\NHK47?M%6M*8<W9;H5A"430DD;CP"</`5"1]'-7DH@H1P)0
M2`C/=`B&X41SJ?W;W]44-Q&Q=E)1;<H#I>^2LM\R:W!VHM1Q7%<4)"E2D6-[
M9;59441W7N(BKNM<Q6MF`/:V6X@J`X$*N6"M&&.,3U3VG6PM4PZT!4UB[/SD
M(L@J@:+D[<4>^9%24()3%(V<Q"B20B`[!(`"4=H#F&*7EWZ^T;C/M]=52JDE
M2[FS!CFI1V/P*B+1?8+%-893Z*E,MP((Y4O(A",HB^T[=N>@-%&HG6;5UEZ1
M1IVS-\[#1TDC&DX*C"!JUA)U$29I./(H8[H\2=FH#P"*9II\R*9/I+EBP[][
MDWK>NW;/:+]5.FW"WUB@@$.TG20XN0*2B'C]L0RR;+D;5NMQKJ1DL6>=2D-8
M<0U%.E,?#F4B#7],4BA[Q=8YB(I`9K2:"*)N&0#-RGN)5^^FD(`&X0X%+L+L
MR`/EB\/S.&8[:]EG->PER:P=>I>6/JX$HF7Z8J/V,9*=NBXS'`&8`"",`A"8
M#@.Z+MP%,8PY%``^.8`.8FSS''%IDM!:\M#IP<Y""?"2F:_JCJ9^K`2W`#B$
M^S]<>/4M,P-74],TM5,+'5#3D]'N8R9@Y=J@^C)1@Z2%)PT>,W!%$%T52#X&
M*.0Y"&T`QMR:BJI)C*RF>9=;+<'-<TD%1EB,8\7R)<^2ZGG-UR7@AP<A4',1
M0'[I&C2X7:$U?6\U&:5Z@EJ7MM74V\J&V+Y(ZQ?)U5M559.=M5-K%,`25/2K
M-%91%(PG(1@;=R`Y<L=T^V>Z*;WGV?4;1W<6FZ4\L>,XD@X!PSR)^W*./?</
M;$_VPW))W-82YEOFS"2T?A*XMSQX(F8S0"+H.@#6#3FN#2[;"_D&0L?*5%%D
M85O3Q3D.>G*UB]YG.QI^&.14EW#<72`#MY9=//;F&.0-\;4K-E;CGV*M!`8\
M\MQ3QL/TNPPQ'WQU!L[<M+NVQ2KK3.!F:0)@Q&EX34,<\>Q1#V<1-5B408((
M,$$&""#!!!@@@P008((,$$&""#!!!@@@P008((,$$8'R'(!^/AC)JYP!^EX'
M;$<7=CJNHJ-[?NI.5I@5B2#BB5H18[8QRJ='J!4D-.")B#O@4D6\6$P@(;`P
MV7F>:>V3YPS;+/\`;[XOS\KEKMUV]^-NT=U8V;1NN#'%I"A6$.:O]X"(/?TP
M+BFBQ6IJ,3X`5D1.AGCQ3-,S@U+',^1C`,H'UBD5Z1<VT<LS?//$3V/+$YDZ
MI/XD'ZQ^B.V__P"G-/7^9;>J9I#+&'5#&MX!S0PY</"@BV^3\!?#P^&T/WCB
M>Y81\IP6D*S%O",3^)?M_<.$,>;O\1OQBE]^J.276OYHH2:K%;NU*7J4C1P;
M\#=T>N80K=P<O^H1LL)5!+_$!<L=C?ED=+;9KX9H66K%&K0O@=AJP^R.8_S!
MEPO-IT%':78IJ_$.'W1+?;_2YW<7E!40[B.XK;)E%.J/I=Q%LU+&MUU&D>O!
ML5&;8ZYB`=8R+<Y2B<0`399B`".*FJMU>U4JKFRJG;D]]6)LT%PJ'H2IQPPS
M[_A%E2=O^X,V3+FT][EMI2R60WD!0$&&2XC"&I=QW3SW,Z1T.ZDJBO'KJH*X
MUM(NVTRYK"A8NT"=/R%41!2EYB):S":0G8JN,LP..10W?'PSD>P=R>V]7OBW
MRK98YM//,P!KC4%`[@[$B([OFS;VI-J5LRY7B5.D:/I$AH*=F`,5*;A+2Q="
M.D$BH*%IX+[:J5D,U!.W5=I^CYG)3B`Y',5$=@YYAMQUQ:J1C]_78`)6&DI"
MNK5X?X^G'[<.$<UW83V[/MIFE:?GU``1,=-,I3Y_9'Z2O;\D(J5T2:4)&$,D
M:+=6`MF=@*(E%,$`IJ/+N$$GT_EF#=$`\!#'SCWVR9)WG<Y,WZQ73O\`SF.Y
M]F\MVU+=-E#P&CE)_P`(AXH^`XB9R,2:-#N*3<H*MLC"(#2=1Y%$"Y!_2G'R
M`!\,;5N_FV?]5GZHU;G_`/K*C_HN_P#*8IC_`*8;_P#L/6G_`/6FO_Z'6&.O
M?S+_`/:EH_WA_P#2;',?L5_W)<?^BV+MZ?B;[/W8XX''_>,=2?C/P'ZXS-^$
M?\,+@<X'$AI(S2('/U%U+TO-]LVXM0S:+=2:HRLJ`E:/66(0R[:4D:HBX-^+
M0Y@WD55(=^N4PE$!$@B'QQ=/Y?:NKHO<.6QCCR9TMP<%S`Q`/S"_&*>][)--
M7;)YCTYLN:TC[<?U0W3]+G&5"ST:WI?2A7!8.6U!NUZ8!<%.$=%"B*61?.&8
MG^GE3.2"4<M@J$-\<2/\R]32S]YTYE#^+TR._P"(I^N&;\O4JI&TZA[E$LS\
M`>X`'[XLW@`[<QS^S+'.#54_&+],<XSA(,$$&""#!!!@@@P008((,$$&""#!
M!!@@@P008((,$$&""$UO';&F[T6KN#:>KD`6IRX=(SU(RV1"F50:ST:YC3NV
MV]L*[9\SQ4C?PJ%`<>4Z0RIE.D3`K'!(D&U=R5^S]QT6Y[:2*RAJ9<YJ%%T.
M#BT]S@$/<8H3V.JF\/9+[A2T3=&'E24&FY>4G5*3$JQXZOK123HW1*PI\!`O
M57T"T5$[<F>?.D5*(;,L5C13ZS;U],I[3T:D$C).!^7Z8^Z/N#9]H?GA_+Q3
MUVU:J1ZOER63)3'(UU%5RPCY$S-!-0`N/X2"(OGVLNC05XZ'I>X]MJFC*MHN
ML8EO,P$[%.2.6SQFX(!LCF2.;A+HFS*H0<C$.`@.+4;T]0P391U-*'`]L?!Z
M_P!AO&T[[4;8W#3S:/<E+-=+GRIC2TZF8'`Y+F$S!7C"C#EF4HB&>0B&1L@'
M]H@.T<>$WES6ETYBL85[\/A#?I<T$2V>`X=XBEM^J'F&3745HJ1472%PSHNI
MI)=(IRF%NT1N#"?S"@`8=PF:?QR\!QV/^5]\]U@O,V3*GM:]S1@T$_X;L$(.
M>?P,<M?F",KSRTL9,`:QI)7(*[B?MP[HM\V6D6CZSMIG;=9)P1S;*@ETSH'(
MH!B+TI$*$'(@FR*<#A]@XY(O?/E;@G2M+PM1.^H)B'.S[^WOCI2SNIJFV2'R
M'2WOZ=F1[6#OAB'>7E&3'MG:M.;<I-S.;9R3%N"JA"BL[="";=N3>$-Y10X9
M``9CB<>TA=/]Q+8)#7N<RI:H3^W]DB'>YQ8[8EPYQERR^40,>/#'MSBL+HBT
M(.NX%V6JWI.W?3#W[M#J,N'75LF4@X1;]5*O'0!I>CCKG,`QQ*L3;$W%A*8O
M%;D*)=N8=.^X6]9^PO>^5<:W4+%56^G9,'8AF*X@?LK]A,4CM?9M)O+VK=04
MS@;]35$QS>/A,N4@'>4./:D/&[*_=.IW37!K=OK7&YEK+U3;F??0]N*EN(BI
M#Q\6U=.1$+>54X>`1*$5BE\DHY0QN&H3Z1'P$()[T^V#[K4^O-AO95VJI:'/
M8SQN"A2\`%2,,2N'9#][4[^E6JE]&[J+Z>OD/.A[\!@0-!)RS48)P$6UF554
MS)Q*<Y&U!#2$*X;@Z2E6\FS5CU6IB<3CE=D6%(4>'MSS\,<KL$\33*>R:'`X
MGED!>Y?]D=$FJDB6V;+F-=+.*ZVHG;\/AC##(#6C0-]+IZF[1VLF(:M*`LC9
M8'=8U]!N2OH]I<V5=S2,A1R$BDH9JZ+&4XFV75$OX%3F+F.[B;SMH5MEM%#=
M[DUTBLK:P!K7A-4H:4>G>3I$1&3N:FOU?<+90N#J:GI7%SV8@O0X`\<`8K1?
MICED$]8VLU$%BB9>E$%$-P0-Q"$N!6"HG#;M``4#'2?YDPV;LRQF;+Y3F.Q(
M.!1C>/>(H_V*,V9N"Y:"FN4,\UR!^V+N:!P.`Y#GENYB(9>(#_UV8XZ(QU`(
M#]\=2@%AY3OK:T*?C'*BA<C%$#`/AX9>.>T!'9EL\<8.>)8UNR$9A5PBH+WK
M+\5EW"-05K>V#HU%2NYFGJG2J6]500Y5'%-0LR4%(]"/GGR1C-E(>CFKCGWA
MLR[KQOP?Q!GCJ_V8L-/L.QU'NKNQ[:5CI)%-*?\`7-!Q#@TX^)$;W8\8YN]T
M;M.WK=I&Q-O-YTELT<][04:Y<0HP1H/B["1FD64]&FEVC]'FG"UFGZB4TC1]
M!T^W;2LF`!QIRI'IE)"I)E0^Z4YP>S#M?A;^9B-]PN8[N>.;-X;BG;LOD^]3
M?")LYS@T'!K5P:/EC\52+QVSMZ3MFUR;?).H2Y8:2B*>)/>L.J(`!GEG]HX8
MPUHQ;D8D!<79A!&>,H2#!!!@@@P008((,$$&""#!!!@@@P008((,$$&""#!!
M!@@C!3\`[,_#9]N%`4I"%SFA6A7=D,4UR:`[$:[K;A15U851I4<4"SJA+APQ
M4T*IHN443RX[1V``9W%N!`H.69Q`BY`W=XHCGC6J;?1UHT5+<.T8'[8M_P!E
M??'>_L1NENY=I/UT\T::BEF#7)F-/$L4`3&XZ'C%KL4.45AX6FNYOV,*UE9"
M'A)"^FDIU,%>RZ$8B]FJ(?,'3@VZY,@@0\C;VKE$D/S#II.T,@VB)38AH%QV
MO,<Z6'SK:7DIFYK>*'A\,8^EE=6_EI_.]9VMN-73[7]Z1)#63GD,F3G@?299
M1D]BX`E[78Y+$^FCWO+:,M6C2'AT:\86KNJ_%-HXMO<91.$>GD3`4JR,%)JG
M,SEF1#CD"J@MC&S#,@8?;=?++=7%S#IG`XA^#OEW1P5[N_E.][O9Z9.K;S;9
ME=M=GB;6TH,R06$^'66ZG->1B6HX#]HPN-RNVGH-OY4:E?W@T]T#=VHWY7A4
MJBJP7<ZH@T?KG<N&<8X3>)HH,#N#"<"$V`8,\]F+0LV_-W6"GZ:P5\ZEI3CI
MEH`5XG-5CD&OV?8KI/=/N5.)M2'(6N<3I(^*$$+#D+0V"M78B*4@K7P`TW3Y
MF[)FVATG[ERPCF4<FFDS91R#@ZAFK9!)(I0*`C](8C=?75USG.J*MVNJ<XES
MCFXG,D]L.M':K;:I8;3,$J6&Z0$P`$>%?C2A834[%,Z>OO;^-N53+11%<*:G
MUG*D$X6;G,JU7>,$%42NE6RAQ$@F'(!'P'&U9[[=+!6"XVJ:9%>T$![1X@"$
M*'OC"XV.T7FAZ&X2FS*953''LQ6$[LYV]M'^GN90G;%V6IVTKQ*1;RBZ5%*/
MHME(O&A%"-UI)F9TNBZW"JF\0#//;C8N^Z;[?O%>ZAU7-X/F>)S>YIP0#A&I
M:MLV>SO$RU2C3-!^EA(:Y.+ABJ\<>`CT]1F@C2%JR(FI?ZQ-"W!EFS4S-A4L
ME%)(5-&I&'/-C-,^`[3.7X"83Y8]=N[SW7M35Y#7U-.UV8#E!"@H000F'9"7
MO:.W-PG7=:25,F_M)I=DF80_:HAA0?I_NWJF<Q&\9>]I&&,)A@&MZZJ1@MT1
MS%(&`?25++9N[V66S%A?UZW[R#)F>7S%:02ZF87%0AQ[>^(?_1[9P?K:*MH[
M!/<&_9#K:*[9VEVT]G*DLA9"*K:QE)5J\</:[DK35@YIJKJY.[BNBN4:JJ15
MK(/)-LM&?E"3(GTB.6T1SA<[?VX;E>I5\O')JY\A@;+ESV:Y+`$0ME*`""%!
M[8D-/LNR6ZU3+1;&SY$B<?&^4\MFN[B]"4/9""6,[)VCW336:U?V#J/41:FK
MGC15A*35)7C?,G,RQ<+<RX9RP*P[@CM!=?,Y@$`'>$1#+$FOWO1NG<MO%IO,
MJVSJ)C]36&F'@(">'Q8#NAEL?M?M^P51K;8ZOEU+@A>9Y)([_#$E%<W*MW9"
MDQF;A5_&4["PD>F+V6JJ2*YE7:2(`D5P9!`AY24?+FVFX#<YCCGLQ5\JEN%T
MJQ+M\ATR?,>@8T(P$J0%_`.Q</A$]JZVBM5-SJZ:&26-Q<XJX@=V;C\(BWO!
M=76QKH;O;8Z/J?F-,UB)Y#I]6ZNKH1`QU95#`.]]!X-AZ#%8ZSQ!ZB!BI2[M
MRT.0HCDAO#F%A6NW[6VFYMPW9,95W9@U-HI3E:R8""!43$1!DY@&*_4D06KN
MVY-SZZ?;THT=H(_F9K?%-!"$2F*"TYH\D_"'5Z'^WIIUT'T2]I^T4`\?UE4>
MX\N'=:JG(S-P*\EC[J[MW+S3@G'3:K/-Y5-L0=U+>R$Q\L\,6\-_7G?MR%3<
M2&44INF5*EC1)EMR`:Q4^)S*<,H>MJ[0MNTZ!PIV%U6\ZGS''4]Q54+DR[1W
MF'XI)E`A0`3[`_B-F/VCD&>(;RFM:9?`Q+N89P$PA%Q2.PI`*(B`CM\<QSPK
M&AC`P*@[8S+B<XRQE&,&""#!!!@@@P008((,$$&""#!!!@@@P008((,$$&""
M#!!&)P$2B!<LQ^>T/MPK2`5.483.9H/**3.$=0IG$@E'<S^`[=FSX;,9AP!7
M&%(<1X7:26XD9K'P/8EM(LW3!^W;OF;YLLS>M79`7;NVJY137;.$3E$BB"J9
MA*8H[!`<L*Y[7C2\*P\$CSDMFTKF5%,YS:QC@0\.+7J"H(>/$$[!$+^I[L*:
M'=0KN2J"FJ>E+$5C(&X@R=LG')TXFX',QW1J($S:%4<*+9',8!)F(8C]3M^V
MU;S->S1,`0%N'S(P4QV/[9?GB]\_;>GD6N94T]YL$H^*16MUES?V!.0O#?D8
M:5"=O?O#Z.B@WTFZR:5N_;Z$3,G$4->9"0=+(-$<@39Q=/NFTC!,-Y,`+DF[
M*(>("&&R5;MRT#DH*B4^4B)-4E.P$`(G"+'NOO=^4'W@F-N7NULNNM&YS,)=
M.M3VB6XE5=,=JE3'$'$`RR#QA6(379WA+9(D8WF[9Z=Q4FO^YK6V=;Q387H$
M#\Q4D`FX7!$3Y")2YDVCD.-WSF[4Z,JZ5Q:,RQ2O:FI!\!$;JO9+\J%[DS*W
M:ON@*&=,!,NFN5+,9H7$,+Y37J!D7(3@L*U!=Z"`BTRMKMZ+M9-O)4N971D+
M5I5)$I'#+B@1W%S2SDY$C9_5PQ$0^&/6;N"2UP`I:L#O:W]3XBH_*+=;@TSM
MJ[NV5<\%:V57NEO<.&$^3*`)["0D*7%]Z'1\Y3(:7C;\4L8QAWTIZQ-R2J(^
M&U3I\`_+MS^`CC:I+Q0UM6VA87-K'`$-<QPP.6(!;_S1#;W^5KWFL=/.KJJ@
MHIE!(9J=,E7&WS&Z?V@T5.LCX,7NC?V/=MT62@%",JVXKY<X[I&R=C[R)*F,
M/@7><T,@@`Y_,X!BPI>PMUS:85DNE::4E`[G2`OR,P.^T1RI7[MV];Z^9:YU
M075\ER/:V7-(!&!\>C0<>QQA0(C7O1-8%`+=V<U`7!,IF5,D);].*,H([,BC
M5\O392B([/J$,:7IFLE3^GN$ZFI"F+IDQJ#YLU_<#'B=TR7MU4=)65#?W&#_
M`-3FQOT;>J]%9$2;TKIKK:BWIQ,"CB\\E3D#$D(`?285:)G*T=9[/BEGEC6J
M+/;J*8T3[A*J)"XF27DIW:FL7NC8E7BZ5@2EHITA_P#\X:T?\CG1LOE/4'5:
M(#.W`I6VR"A02>0U#0YJO*Z1.!BK\"HJC;P<C&KF+^!1)$13-M#PQK&9:Y$Q
MW2,F39/X2_PN^)#2X'X+&P*:[5+?]9-9++LQ+Q'P:7`$?&//@])5F8RL(:XT
MY38W&N13JXN*<N%<]\M7%84N8Q1`4:7FYE-9U!-"B(B5%`2E+GD&S'HZ^WCD
M/HJ6=TU!,"3)<H)S1PU%05&..*K&,K;UK$]M74A]15,^ATPZ@P\=(RQP^"9P
MY0B2@%*!C`80RS-MVY?LR``'#$V4A^EJ=I))/Q)$/#@\GPE!]WR'",]PP#LR
MV_$1',/^F-ASGJ`U$XPH,P88%L=@`(``#XX4YQE'.$@@P008((,$$&""#!!!
M@@@P008((QWBY9[Q<O'/,,L$("'!6D$0;Y?\Q=GCM#_OA&D.^G'X0*"4!Q@`
MQ1V`8HC\@$,"A=/XAPA8YS#YA]^%)`SA%"HN,&8?,/EXAXX0N:`I(2%&.4&\
M4?B'WA@+FAV@D:^SC]D`Q"C$09A\P^_"P<4XP9A\P^_"%S6_40(5#!O%\-X,
M_EF&$U-5%"F$X:N$&\7YA]X8R0P#$*,H,P^8??A-3>T8099QTJID,4`'+8("
M&\(B&SY9C^SX8R#^7CA`"X?0Y#W!8Z"D`F^(9$W_`(AGGM_RB&W&3BYX"G",
M0R7,7EL#'I]0#5CM(00`?J-O"&6TXC]N0CL''F9@5,"`4^?9\8RT($5?DGZ(
MZC[R8AF)S%$0`3`<^P/AX#GF&,A+,PZM2-3Z4'Z<\8\SR)8YDUQ:[+`N/VQQ
M^9O9;QS`&>0@<P%\=@#]0&,.7SQXF2T_3K#N][D_3&8>.4H+!,7@KL/L*1VY
M'$-H_3\0$1'[-HCC%S3@QX8X=^H_I!C#3,/B#T^`2`I4]N10()LMI0W1_P`-
MF6#002)1EM3-`"8]6S-6;B[X@_[(^@HAEEGF(?MV_;CV:'!HU%3VY1CJ:2@(
M6`3D`0*)B@8V>Z43``CEXY!GF.6>,D**F$*`2I&0S[OC'.\7_,'WAC$$.*#$
MB$)`S,<;Y?#>+G\LP_[X4X!3E&0!<%&(CG,/F'WAA%'VPAP"G*#,/F'WAA1C
ME"$@9\8-XH>)@^\,!P"G*,D.7&#>+\P^\,('!PU-(+>V$XIQ@WBCL`P9_+,,
M*<`IRA4(Q.4&\7YA]X85#&(<TY$&#,/F'WX1#"]W&#>+\P^\,'!>$8ZFJBA8
MYP1E!@@B(R_&MJ^]J^XEINT;P--6FE*$U`0L[41ZMED:N)5U-QU-D2%ZS!)I
M)I0SEV[,L7@&!$2$#/?VY8LBQ[*L5XV7<]S5LZ>RNH$#9;4TNU8#%%'?%>WG
M=5RMF\J/;DB7+Z>JX]@&?V0JO<WU671T3:4*VU(6M@+?U@]H-:&)(TU7A*A*
MWDT9F>C8-(6#B`>L5$%FZDB"AA6,)3%*(!M'#=[<;6M.[MR2+%<9LR133F$A
M\L!<&KB"N?PASW_N*MVK8)EZII<LS);F@KV.*0M+/4E3%O--E#7^U#5+2U%I
MU-1E&5!(DA4Y(S)>=K6)CI.-I:DXEVJ[GIV8=.)(C=JT2XKERJ)2D*)C`&&"
M=8M>X*JTV,3)KY4]\L.<%*-<1J<0@`("XH!#EYU(DV.FNEW<V5+F26S"AQ<7
M-!T@9E.[LA$ZU[F-E[61\/55W*`OI;.VT\[9M&%RJHM+6+:FHX[\Y"LEJP.$
M4"U$-7`*`/$D>$4H[##L'&_2['OMRJIE);G4\RODM+G-$QCB6MQ=H"^(]FF&
M:=OBT4S)51/DSV4$QP#9A8[`G(N"8#M).4.3N=JBLI:.T+*_56U@P])9-2G@
M8UK$*I2\0[0JE448A\V<LSJ)+,UU,@%0IA*`CX[!PSTECN5=<IE@E2'FYRP7
M%A!!P7@<B$,/L^\6RCMC;N^:.CG.`#EPQ^Z%[2=-U&9'_%2*S4:`\!QO%X(-
MCI@N"XJ9[O#X/U";PRPSME3"YCI[=->NDCOXB'-LZ6S^)+(Z,,U+P3-?LA`;
M8ZH+57DM=6-X+<OI&I:+H6J[D4;,.FD>N+Q>8M7-R$%572V@%%21:D>1JIFR
MB8"5RD`&)F!@P]U]BN-OKY5MKF"74S6M<T.=I_Q/IQP15Q7*&^BO5LN5',N5
M,_5(EERD?N?5E#9;7]TG39>F%@JDMK3U_P"J*7J"NFEO&E3M+%7!)3C6I7%1
M%I99&5FCP_(1K*/F!$CA=4X)I%*)A$`#/$AN?MGN"RO#+@VA94<KF:#4L<[2
MBJ&ZB2>Y,8CEN]PK'>9+YM$VH=2-F<LO$MR:H7VZNKVU%K*_96C.G4]=W=?Q
M`SJ-N;<TW)UE/QL$*AT4)NJ`A6SQ*DH=XNBHFBY?BDDLHF8I!$0')AH+!<Z^
MBF7(2V2Z.44+WD-!/`,<4#C^Z,8>:[<-MH*YMK+IDVK<U0Q@U(!GJ3+YPG%M
M^X-82O[O!I_G"UO::^"K%:2A;=W4I&9HMY6+9$IC"-"RDTT9QM9*&*7\#$ZI
MP'9EASG[+W!26LWL!DZTNP+Y;VS.5WOT$F7WZOMC2;NNTS;I+M=0Z9(N::F2
MW`@3`F`!0!Q/`"-TTVZU+,:I:QO50-KC58%4Z>:N;T'=F*JRF9*EW-.U8X3>
M*)1K=*5004E4!(P5R<(@*0Y!MVACPO>TKQMFAI*Z\LEMHZ]FN0]KFOYC<,3I
MR.(S[8W+/N2TWVJGT=(7"JD.28TA"T@D(.T*#]D*C:O4!:R]JMPVULJD;52Z
MM;6<K;ZMVS<.$I!5?#F6(]AW(*#]*I#H&`#>`X8KE8+U:.4ZLED=2P/E:@@+
M#^(+F.\1NT5YMMQ9-=2O42'%KTS!"X?=#<ENX_IJC+(R&HJH92I:8L]&762L
MXYK&>IJ1CV1:M-6:U`/')"N$DS'IR,JAJLBYD`'ED2(G.8P%`<223L;<TVX"
MRR)3)ER=(YH8UP<=*`C`<<0C<S##ZXL,JW.N<TS)=`V;RRXM("JD/$D*SBVE
M(N*WC4SU)#%A2U`S4@#$D!EHI5J#U!W%&0%0KXKAJ8#DW-[?`=F(PVBF&X-M
MY9HJ73/$'8#F+I`).15J=T2QM;*?;1<FN#J8R]8+<?#F"/DD,^>]Q;3U'Z4"
M:V7PU^VT]':K2/F0:'GC3A8E&1-$C+*TJ#3K";0\B4R8")-N6?AB2M]O[^_<
MYVG,9*\[`:`PS@,4+D)#@,B#$7F[SL4JQF_ZY_0JGAEEV*H<4(^.,;):C7!:
MR\TM`Q%&T3>]N-5T@ZK:FY:J[0UI25-34,V!`Q095%,QC:+4D72;@ID6X*"H
MJ3,2@(`./*Z;,N-JE/;<W4H$J<)3FMJ&O(><@C7*F&?;G&=!NN@N$QK:275!
MDRG,UKG2BP.`(P!T_5CE]T-_1[P.D%6FJYK8X7J1H6U]</+<7)K3T6KQ>FJ&
MJZ,DNE23*H9-O#JMV,<P>E$JSPX@@0`S$P!MQ(1[4;LE5=-2\ND%14TYFR6F
MI9K>P`E6C5B2,AF3A#;3^Y>W*FGG5,KG.D2)HE37:"C'DIB5[>/8"4AWUS]5
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M32:1<6WVG<R4DZ4*FDF4!$1'/+(!QXV.UWB_W:19[<AGU3PUJX!O>2<`$Q)=
MA\X+Q=J:P6JINU6'&GE,U.`S*<`..)AEUG+L:_\`4Q;B#O92E.Z?;"4+7L:2
MH[=T+=!E7-7W'\LR"8.(&6KB2I*?9T^V7EVIR+"S;HI+H%$2GR-B376S[)V]
M<9EJKIM94U4KP39D@M8PS`4<&AP)P(SB.6ZX;OO]'+NM`RDIZ:=BR7-#B[0<
MB2U<2(4:UU_-0M"T1J,J+630M#Q86'DF[QK4MC6%5OJ?K2@$Z);U?+U9&1-1
M/9:<!Q#IF525;@<3;Z(ERSQY5]IL-164M)L^9/F&I8!IJ"T.$TNTABA&D=^,
M;%%=;I;J*KJ=S!LN3).!E@D:4))3/A"UZ=]3UN]45D*?O_9]"HY6W57,7DC1
M[F<@WM.R]1,63APR67;Q,HDB\;;SYHJB0#ES,8F8;!##7>+!=K#='VJZ-8VN
MDH'`$%"0#F,!@08<++?+5=[:VLIG3#23"X-+@5*$@_'$1JFE;6K9763'UY-6
M34JI["VUJ^5M]5LC4U+2U+$9UI`'`DU!M$I=NW._Z<"A#&73S3$IP$!RQ[;E
MVA>ML.DMO#1)GU+&S)0#FG6TX\.WLCSLFYK=?^8;7XZ2G<YLQS@FES>`6-5D
M]>EI'4O5\);.E[FWM]/95Y"5=.6OHF;J:D6,U&ESE(.,JI@R<0U03T4([KEF
MT5470.8I3`!C`&/3TW=FLES:GERC/`TLF/:T@'B04(:?VCA'G,W?;=<WIFS9
MS&$ASF-)&&:$*L;MIFUEV&U9Q]6*6>J5Z[J*@9-6%KJWU50<G1EQ:+E2")0:
M5)1=0HM)V,*JH42D641*DH/X1'/&-]VI?]K.E>=2@V3/:'2G,1TL@]CVJUWR
M^R,[#N.Q[D:XV>8?X+D>UP(>#\'8B--LYW`;"7UU"7/TP6_+6[B[UF&J+VY<
M9+T;-0L13K-VX*T9."SSYJE'297BRA`("!S9@8!QLW?9U^L=BI[]=9;1:ZHG
M0X/:XN(Q1!BJ8PELW5;[S<JFS4#G&MIOJ!"<4C8KEZU;.6]N<M96.3J^YEX6
M<4C-2MO[6TM+5H^IB,<GW6KRN'L&T=L:*1>@`BAU$Z)EMFX`YYX;Z';=RKK;
MYZYC)%`/"'SI@EJBX,#B`].*`]YA:O<5!15_ELKF3;B&@F7*9KS_`&B`=)[B
M1PPC"VVLFA;B5[.6L6H6[M"W)@J6=5B>G:WMY4D'&S$&T')92FJI=QR4%/.T
MMF^BV5.J3>+F'U!C*MVK6R[8V\ZJ:91/F-EAS9X/B<J`AK@1D>&&<8TVY:.H
MK10SA52:S0YVATH_2T*2#I0_!<<H1*E>ZIIHKEK6;RBZ9U!58SMW6R]NZU>T
M]8>X,NSIZKFDDVB7T:\=LHA5`I&+QT7BJ"($(GF<<@`</,_VVW!;64\NIZ*7
M+J)7,:'53"7-34"`7$X@8#CE#-)W]9:L5'1LK)KZ>:&.20<"2!GIRQ^R),$%
MRN$TU2@8"J$*H4#!D(%,`"`&#X#M\,0P%0L3XA"D=V%A(K8=P:CGU?\`><[>
M]-1-?5M;-])VTN41&L[=NH9G5D84H,3G(P<3\/4$2F#E(!(?BM%0$H[`QT'[
M>7'R_P!H=PU4R5(JI/42FECP2QRY+I<UR`XX.'QBA=[6ZIKO<ZQ.IYDZ2V;)
M<3,:0'-3B%!"_$$=T?/WI=-E9VZ[=5\:KDM7.J*YK"-/19'%$7)G+9OZ1G06
MKBG$TPE6]-6VIN44Y8YP5)PG28`H4,P^`Y>S.ZZ:LW_;Y-)9K;3%TF8DV4)N
MIOA*8/FO"IQ3+MX+[I;;JJ39U7,F7:OJ6,FRR9<TR]#E<,/#*84'<8U?6W/N
M8&\G8X7N2)0TZ"UH,DCU#;3RMXWEO(9E1QI=,P@V669D405;\;>*FH`'*`"&
M>-G9<J946[?8LS63+\"\S4(#Q)YY4M4'$D(0U"G&,=TU+Z6Z[2;6RR;/RF8D
M^`/Y8"'M("9\/G$_>IV#H2K=.M[J?N2VBI"@92V-8HU.E+)HKQW1U(5YS*Z@
MKB9(G`2'?(H&1B&`#%$!`!Q06UI]QH[]25%H,R3<F5C"U'*_6'@@@%<R,B$(
MP(,7'?Y5%5V6KDU;=5"ZE?J)33H+#J0CCI4J"O88JYV'M+5^H3M!Z,-(E?RT
MS#--0&J]9E0CY1PJ9\TL#24S,O(QTU%8#JJLT')D^&`Y@!#?++'3&X;O1;:]
MY+QNFTR9;Q1VY@G(,'3GM&LGAJQ*HF,41:K347[VPM]AN$YTN?65CS))S#6$
MZ`.['OAS>FK7'?.N-,L#VZF\9*.M?-)W`E-+%R5!.JX+;FU]***,)?4#5#U1
M-0SF.<4PW!F7<$AQ>O43`(;OU1C=>R+-2[L.]YIY6S9],*^2C?#-?,1W32\<
M'!QS*@!0F(1_V[NBIJ-O^BB9AW3)=T4S]P-:6\\E/Q#]"PI_9E8-;8V=[BVE
M9BN]7A],FI&\=(4X,HN=Q)'IZ>CJBEHIV]<G$#.G#MHF!CJY!Q#YCXXU_=N9
M+N=UL&Y*9C0;A22GH/"&N:]H12HP7#L$>GMC)?:[7=]MSIPF3:2>]I=Q<'-?
MXC\QBB1K?99C-5JVDBF']LZSL@%J":CKD^9*-J^A:J<5X%-A=^6)5B["L&U8
M,J>(^%B195H4T:H)3$`!'>RS]?>B7MF7N$4]WDUOFS[=+T/;/E%FK1@K1+4A
M<T(SS[-7VKE;@EV%TVW3:`V[KY@<TRWZT#D)#]8"Y(K3A]^X=JJH5G>OKNLQ
M%SSG)?M.[<(]<EDSFZJC:HC-%&CF<6JH8%"0C<J8JBFADCOJ[PAF.>-+W3I)
M<O86V7VOE#;W)<K@JNF^'49F/U*J+F(VO;J;.&^-PT]>'ON#)K2'%"XL*G2U
M0@'P'9W1CWW*4/)ET&51;=(`U+1NKFWT+:.0B2B2I1CY5T=2KD6JZ0\TK')M
M6B0JD,)DR[V>0"(YGL3<9%.V_4M<6OV[/M[Q,:2K"\`Z25)0_!.$;7NO+Y9M
M=9(5EU;5C1I'\32H7Y+I7YI"<:C*_<]O3NA7+N(@W=,Z,U\:=$65(QL(05%'
M6IBE)2GJ.C)%R@4HE4?NPJD[Q4<MXR22AO#PWK5;Y.__`&NDT$UK>JLEP+YK
MGDJVE(<0!C@W(#O`ALN4Z3LO>\^X,#W-O%,`Q/\`W\CEVG$X=L(V@E5O:*U*
MUQ;F2E))Q3G<(T\Q:L3.,U5G#)KKU.P8T9-SRKA;B"0M7U+(KR"1"B'Y:NSP
MP]U$UONUMB3<Z<26U%@K',F%PT@T+=3F!%R#6@./=WQKR>HV'N!]+/<X4=VI
M262QB)=1DJE5<XD\4QAZVNVQ-(T3V_\`21IKKR$8RD!56H[2G1UT8`YE"H3T
MQ6=SJ;?7/.GP5$EC'EZAF)!8Y@,`@*HB.>W$/V#=:^LWQ=MQVMTIMQE6^I?(
M.)$H29;@'-!)"AK04<".Z'_=MKDR-L6VQ5<PMIIUPD<[AK)F-+I9(0C4XEJM
M(([82F@[CW:[--U6FGS43+3]?=MRY=0R,)8"_<@NK,RFG62F#J'B[:7->&**
MJ5)E46X3-ZH)"H@8<Q,4N0.]RMUG]XZ%E]V\V33>X=*);JJD9X!5N#B3.DXX
MS"$<YHSR`!C3DW2N]O*E^W[T''9+VO;2SSXW,:6M22\\&M<7`*%S*D8#3;H)
M(MOTSY@;G(HW<Z>&C]!=(XBDX;R-QW+QFN41$1,DNBJ0_CM*.-BU.FO_`#'-
M#I3^8:UX<T.#7-<V4T$>(.XK\,<(T9S2/91CR&E_3MF$G)Q=,<IP3%$[L8E2
MT)QVJEM;NPCBY=:V.J*R[JQ%-*P<?1M#U33=>1<\6,@PI]M(RLU5\Y&2K(D,
M9P5=1LT:F,ND`@`%';6F_';7;=KGTE-6RKUYB=;ILUDR46:W`^%LMI#]:$%4
M`.2Y3?8\S<GEEO?<)E(^V3*+P\MCFS`]&EH)<]P+="JC0=2<,Z[MLKIW"H?1
MKW-J=7M`XG[%5YKCN[1%W[QQM21TQ(VOHFKK@+0565.>U`1RDW.-X6$=JJE=
M)NDR(K;JPE,5,0'H.^VWK=Z[6F"H9)NE/:&SJ>6B"=,E2W/E2M2HLQX#4.<4
M[:JJJH=N;AIJ.G=,HYER+9\S`\ECW`3'EJ*0QOB4(B)F8FAU#:&Z4U+:.-*-
M+:0KZ-:"K73E'T3<72?=)NY))L9(U/4XP8)OY-#?-S`SK-H`J'VD:+G$3$$I
M=W%+[:WS4;9WO<[GO&@%32U[ITNMIB=!:)A(<&X8:2J?IBV+UM07W9U'1[>J
M?XLAC'TLX`EI<T`@G$_5WY1M_;3UB7XO;5-]=-FKFW<)1>JC2VYIB)K^H:04
M2=TC7U-SO.C3-1PKX`4.8'QFBRJR8'X95#CND)M##;[@;.M5ED4-_P!M3IKM
MJW-KILB7-=JFL&HAS)A`&(((&&29YQM;(W'<+Q555FO<IC+]1(R<Y@\#G(""
MTXK@1BOR&03C]070M9UUVWZT7HYH^D4K?7(MM<NM&,>"AW+F@Z2DW:U0DY=,
M!%VB7FD3'3$!`0+G\,//L37VRB]RJ:DN4ULIU93SI4K4W4WF$!.S2O[2X?.-
M'W8I*JMV=/Z5NM]/,8]^)!TA02/@H)51A$C.D"[%`WOTQV2N5;F4CI"EJCM[
M3*K;DED3].<H1;9)_!O$$MC21B'&\BNB(%%,Y1#+%;;LME1:-T5U'<PUM6VJ
MF.(4AKAJ*/Q500A"%,8E>TJZ1=]N4=1;RXR13M`*@.:X``L<$S"(8^C51)Q3
MK3)JH8LWK)R^B+`7>1E&;=PF=S'F=6QJ%VW3>)%,)D5%VI@4)O!F)!S#9A=K
M"J.Y;;-F@L::^26DN!:?XK4)\.`_L8][^]OI^X2Y"N+:6;J`3!W+=V@XQ$5V
M@X'6Z\[;NDES;.YVF:(H-:A9(::C*PM/<2=J9E'A6E2E43E9:(N1#Q[YX#L%
M!`R3=`H)B7/:`CBV_=BHV6[W"N3KM3W";<N8S6^5-E<LNY;,6K**-1,SFL5W
ML"5NY^S:$T$ZW-I]+D$V7,+TUN12U[07+V#).,-Y[9BMV&?;9[H2U`K"\O0W
MU"ZI34\O3399HFXK$L!!E36A&BJCE=HFLYS%%(YU%"%RS,(XD'N/,M55OG:Q
MK@Y]L9)I\'D$Z06X$@`9=H[8CNS3<96S-P"D/_Y'G34#`@U(5+54]OW1(AV/
M)JAI+MH:=_)CEL+J+8343<8Z)A3>'N<TDCA6"LTJ8QG"TP9TH3BJ*B90^S,<
M5Q[XN?3>XU4*TF3*G2F<EA&/+T^%$0)V)$]]IYCINS*;HVL=5"8[G-4:BY<2
MY5QP"]N$-L:TLM$_J%)"2M&W(T;3FD^+EM1)8E/EX]9--S%MJ0<323;<;+3#
M]11!0BJA16.0!',0SQ)VU7._+_(9>'S#-9<7-I5Q5H74U2"X-`50O=#!T-73
M^\3YU`V6VVNI`9@&`#R`I0(-1PSC1>VX<H][;NK`!O\`X5;;Z<\P`HR\/M#/
M/\0F'_##E[CD2O9/;C1PK,78J5806DG!.!C7V0*D>Z5[+Y8;)=()![?&U/MQ
MC;NR#/`:['<I@;J+@GJ@)JMJF8K`DV7_`-U'M@9-JRH,Q55<G)J?2;M\D"%_
M++GGEF.&SWIERVV[;M5;9998Q9F2PI27S=;W/*<7$.Q.?"-KVOJ7/N=ZH;G,
M'F[KBYP"C6Z7HEA0JG3J!``X#XQ/S)LZ>5DF#YV2.5J5K$S:4(Y5%/J:;%PB
MCU0K01$5A;FW$N(`;`V8HD3Y[I2TI+Z9A!+&N`87C`*"#X@%#?C%N.ET\N:&
MS4ZA"%<A=IS.2%.V*X':TCM6#QEKG>:?JRLC$P2&N"Y2DK3MRZ'JF>G)4_7V
MG656%1Q-90<3%IKQ8+`WX[)UNJY;VS'1'N.-KMDV.7N.GN76.M,MS7RI\IK1
MX58C>2XY_4%RRQBCO;R5N*;,O)L]11Z3<CA-EO<=(.(5KVIX5TJ#BBQ9J3X0
M@`I"00$N91(("42&',!+D.0E'X98YY>H![8OB,LQQI\U_;&2"()M3OL]_N<Z
M;_4GW9^[OI*GH/Y$X'I)T3EU>M<3>V=/X?\`O]_;O;N6+IL?K/\`IM7^3=+Z
M/Z@=5J3F+^'^ZGTQ5M^]*>MZ/J^L\]Y/^GT_1_9<_G"[=VWVS^T&=]XOKU[?
MN:A//'HAP^N\YU%ETKKV_P#\;J?!RRV<3+/#+[4^?>J#Z)Y/G6EW+YOTHAU:
M?WD7+A&U[D>5>G6>I.?Y;K9KY2:M2C2J^%-29X=N$>=>WV+_`-O2E?=CUCVR
M^4Z)\D>M>7J?RW0X_P!//*_3_P"H>>N1Y7D^7_,XV[O?'&%F]7_U!G>0<KS_
M`)[NHT+REU^+F<-&OZM6'9"7GTWZ*IO.=?E/)E\KF?XR:?#H_>T_=#5&/HKZ
M,1WK]_<_]H/(QW4_<+R/I_Z>_D<OZN=*_KWIGTO@Y9_F<MEO[<2FI\QZU_EG
MISU#S?\`(U:]2X\E<.8N7?E#/6>4^74_7^;^F]+-&>E.'.X\O3\D[H>=='VU
M>O>A?DO5;+I%1>UOT7Y#T)Y'I<!UOS'PORLNC\CRF[MRWOCO8ADKU;Y)>.?_
M`#7-;UO,7F9GEHN.>M?EP2))4>0>:6SDIT:?Z/3]"IXU_P"5/OA0[,^S+WW:
MG_3;HWN]\EVN]:^'R_&\O<I*]%Z1N?\`+WLNMY?7Q^6W]N%N_K'T?;O-N;Z9
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M@_GO\+G*?\+CJ7LP[8?=S>D?/&]!UGJY`G2JN03F<,OJ7A\X4:QOMO\`<U1/
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MU8Y"YZEP^20F/<R]!.EV(]QGN*\L^N]MO('H3P>7]:O-D?Z=>9>)^9P_,/`X
M67T[WCLSPX^WWG755OIGD=;T4[FZ_P#[?EGG)_<58U=]>2\BF\XU=)U\GE:?
MJY^L:/EJS[H=AJ0]`_;/7_NW\N>AGDQ7U']2^!P>E<H/$YW/Z^N9?^GP/S>/
M^'$5VUY]ZFD>F>9YMU;>FY>:J$U]RJJX)#UN/ROT[-]2:.BY#N8J=A31^_\`
M#%8C.N?['/[,M#]=]Q/L)]**?W?)W"]6O3;J[CHO6-__`$.=X>]EMX?#Q9%L
M]:?UBFZNB]=<Z9JYZ\OG(-67<J=ZQ#Z[T_\`T\I=7.]+\IBZ4YFC@JX9YKAV
MQ[.DWT[YVR'E#^Z!Z=^6TO17U[Z3Z2[GE=_Y<W.2_GNK>6N/TKF/R^'GGMRQ
MX[F\VZ>L\R]-];U)Y_2:NI36-6I<-&I-28JD:FVO)]5-T?GW0<G_`$_.3D*A
MTZ4_'IU:5X+'T=NGV/\`DC6AZ,>M_ICZGW&]S'N@Y/R?Z@[DCZE<EQ?R^E\G
MS/.9_3N^&W&S[D?U(\PL/FG3^>\F5Y?R%U\M1RLOQKE'IL;T/T]V\LZCROFO
MZ[F_3S$\>?=G_MAGEAO9[P[=^S+^Y]Y-]0;E^B?ICN>CN?++^<_)G6_J](]S
MC<MQ-G&WN'\,/EX]5?ZOU=Z9\SY3>=U'\SS$&>G_`#>W]Z(M:/(>H9Z8]2\C
MFNY:?R^A3]'[J9=T2IZ!?;CUJ^OISZE^X+SFT]R7KYP?7/J_3FOEKS%RW\MY
M4Y+_`,5P?R]S?^.>*QWGZF2BZ[D^1\O_`$_(_E]/'E+^\NM<56+*V;Y0M1T?
M,\\U'J.:G.U+_F)@J(G<D2!5AY>Z#+>;>C^6>CR?F3K_`"_1.@\L;JG6.;_E
M>F\MGQ=_Z=W$-INI\RE=+SNKUMY7+^K4O#CFF42E_(4<].7H?K7).*\$^,5N
M+;^SOSK<O^VS_</\H=>=^>/9GRWM=\W\4W.]$\R?E]>W^)_M?R=W>QT%<?5'
M34OKST_UVGP=9_-<M<>9IX9(N/RBF+1Z:\SF^D/..7S'<SD:NGU\,_PY_)%Q
MAZUH/0SVIZR.L^]GB\&H/=/ZU\#W&<CZ>CU#I?#_`*?T7TZWN2X.SEMW^+$(
MN76^I[=TWE&GF#IN2O3+S,-?%=>:Q*:7RKR:Y?S^O'JM2Z_I=J1>&E5^^%@[
M8OH-[&[:^T_UW]O/EJ7](/5GE_/'1NL3'.]$W=G_`)WFN%O[-[]F&;?_`)KZ
MMJ?/NC\UU-YG(7EZM+4SQ^G3#[M#H/3$CR;G]`KTYFG6FIV6GP_4J)AV0C/:
M=]I71-0/M&]R7DWUAKSU8]=N7Z)ZN<PAYRZ3E_K;G!WL_IX67[</7NGZH2V^
MI.EU=.WI^C_Q-"#3KXKE\XC_`+>>EN5</).K_P`=W4=0FE>.A,$S7CVXK#?*
M3]H?N'O![#_>KS'FEQZ_^S3E/;;Z@[B_4^;ZM_(^?]_?XW)_E\3+/$AKO5/E
M-)ZR\KY?+/(ZW^:Y>&7'3DB_*&2E]-==4>@^MYO-/.Y*Z$7%%PSR^42$Z'/:
M_P`Y>+T?\[^O'7X[W"^MW"]RO6.3=>6?4O?V\AT[/IW+?RO!R_BQ7&\_5G14
MWGO_`&^O^BZ;_`R\6G@JYKC$ZVAZ?_U/E6OS#7_%YZ\W,9KP[$^?"&1Z-?9=
M_<@U5>A/NX]U/*1ON1\]<KZ:])ZPCT7@?Q\KS/"Y?=_T/MQ8F_/Z@_TVL_J/
MH/1_,'3\GZ]?+Q7]Y/J[UB'[;],^K:WT_P!;YRIYO,^E-85..C4B+AV<8V#6
M=[#O=M">5_<'[^NBK=2]A^YZT^4N6#A^JN]_1/*NYG_NOSMW/+X8T-K^M?3)
MZ_RST;S!RO,UY?,7_*X]F6$;-]](^I/#S_5O*PZ1=:?O)AJ7YHD+GI>Z!ZN5
M;YT]]WJQZ</N@>Y_D.C>5\C]=]'.F?R?F3>X//\`%^K>X66&G>?6='*Z'R#H
M=;=?0K]?X=:XIG]\.^VN1SW=?UOFFAR=2J\O!4B./3E[3N;U">T_^[STOUAF
M?7?TWZ-Y:]3.HE\T<;G_`,[C\+?YW@_\;>W=N6+!O_J'I:?U'Z4U]`WI^=JU
M\G3X=*?B_9X+$%V[Z72J]/\`J'G];_&Z?Z>9J_%PY:*JXHL64[?]%\E4IY;Y
MGRYY;B.@\YQ.=Z5R2/)<WQOS>9Y?=W][;O9YXYWFJA7-(OMWU'+/A&WX;H6/
"_]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
