XML 68 R35.htm IDEA: XBRL DOCUMENT
v2.4.1.9

Loans Held for Investment (LHFI) and Allowance for Loan Losses, LHFI (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2014
Loans Held for Investment (LHFI) and Allowance for Loan Losses, LHFI [Abstract] |
Loan portfolio held for investment | At December 31, 2014 and 2013, LHFI consisted of the following ($ in thousands):
|  | 2014 |  |  | 2013 |
Loans secured by real estate: |  |  |  |  |  |
Construction, land development and other land |  | $ | 619,877 |  |  | $ | 596,889 |
Secured by 1-4 family residential properties |  |  | 1,634,397 |  |  |  | 1,485,564 |
Secured by nonfarm, nonresidential properties |  |  | 1,553,193 |  |  |  | 1,415,139 |
Other |  |  | 253,787 |  |  |  | 189,362 |
Commercial and industrial loans |  |  | 1,270,350 |  |  |  | 1,157,614 |
Consumer loans |  |  | 167,964 |  |  |  | 165,308 |
Other loans |  |  | 949,901 |  |  |  | 789,005 |
LHFI |  |  | 6,449,469 |  |  |  | 5,798,881 |
Less allowance for loan losses, LHFI |  |  | 69,616 |  |  |  | 66,448 |
Net LHFI |  | $ | 6,379,853 |  |  | $ | 5,732,433 |
Summary of LHFI evaluated for impairment | The following table details LHFI individually and collectively evaluated for impairment at December 31, 2014 and 2013 ($ in thousands):
|  | December 31, 2014 |
|  | LHFI Evaluated for Impairment |
|  | Individually |  |  | Collectively |  |  | Total |
Loans secured by real estate: |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 13,867 |  |  | $ | 606,010 |  |  | $ | 619,877 |
Secured by 1-4 family residential properties |  |  | 25,621 |  |  |  | 1,608,776 |  |  |  | 1,634,397 |
Secured by nonfarm, nonresidential properties |  |  | 25,717 |  |  |  | 1,527,476 |  |  |  | 1,553,193 |
Other |  |  | 1,318 |  |  |  | 252,469 |  |  |  | 253,787 |
Commercial and industrial loans |  |  | 12,104 |  |  |  | 1,258,246 |  |  |  | 1,270,350 |
Consumer loans |  |  | 88 |  |  |  | 167,876 |  |  |  | 167,964 |
Other loans |  |  | 628 |  |  |  | 949,273 |  |  |  | 949,901 |
Total |  | $ | 79,343 |  |  | $ | 6,370,126 |  |  | $ | 6,449,469 |
|  | December 31, 2013 |
|  | LHFI Evaluated for Impairment |
|  | Individually |  |  | Collectively |  |  | Total |
Loans secured by real estate: |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 13,327 |  |  | $ | 583,562 |  |  | $ | 596,889 |
Secured by 1-4 family residential properties |  |  | 21,603 |  |  |  | 1,463,961 |  |  |  | 1,485,564 |
Secured by nonfarm, nonresidential properties |  |  | 21,809 |  |  |  | 1,393,330 |  |  |  | 1,415,139 |
Other |  |  | 1,327 |  |  |  | 188,035 |  |  |  | 189,362 |
Commercial and industrial loans |  |  | 6,286 |  |  |  | 1,151,328 |  |  |  | 1,157,614 |
Consumer loans |  |  | 151 |  |  |  | 165,157 |  |  |  | 165,308 |
Other loans |  |  | 735 |  |  |  | 788,270 |  |  |  | 789,005 |
Total |  | $ | 65,238 |  |  | $ | 5,733,643 |  |  | $ | 5,798,881 |
Impaired financing receivables | At December 31, 2014 and 2013, the carrying amount of LHFI individually evaluated for impairment consisted of the following ($ in thousands):
|  | December 31, 2014 |
|  | LHFI |  |  |  |  |  |  |
|  | Unpaid |  |  | With No Related |  |  | With an |  |  | Total |  |  |  |  |  | Average |
|  | Principal |  |  | Allowance |  |  | Allowance |  |  | Carrying |  |  | Related |  |  | Recorded |
|  | Balance |  |  | Recorded |  |  | Recorded |  |  | Amount |  |  | Allowance |  |  | Investment |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 20,849 |  |  | $ | 7,411 |  |  | $ | 6,456 |  |  | $ | 13,867 |  |  | $ | 2,767 |  |  | $ | 13,597 |
Secured by 1-4 family residential properties |  |  | 31,151 |  |  |  | 1,650 |  |  |  | 23,971 |  |  |  | 25,621 |  |  |  | 450 |  |  |  | 23,612 |
Secured by nonfarm, nonresidential properties |  |  | 27,969 |  |  |  | 12,868 |  |  |  | 12,849 |  |  |  | 25,717 |  |  |  | 2,787 |  |  |  | 23,763 |
Other |  |  | 1,594 |  |  |  | - |  |  |  | 1,318 |  |  |  | 1,318 |  |  |  | 52 |  |  |  | 1,322 |
Commercial and industrial loans |  |  | 13,916 |  |  |  | 1,206 |  |  |  | 10,898 |  |  |  | 12,104 |  |  |  | 6,449 |  |  |  | 9,195 |
Consumer loans |  |  | 152 |  |  |  | - |  |  |  | 88 |  |  |  | 88 |  |  |  | - |  |  |  | 120 |
Other loans |  |  | 734 |  |  |  | - |  |  |  | 628 |  |  |  | 628 |  |  |  | 259 |  |  |  | 682 |
Total |  | $ | 96,365 |  |  | $ | 23,135 |  |  | $ | 56,208 |  |  | $ | 79,343 |  |  | $ | 12,764 |  |  | $ | 72,291 |
|  | December 31, 2013 |
|  | LHFI |  |  |  |  |  |  |
|  | Unpaid |  |  | With No Related |  |  | With an |  |  | Total |  |  |  |  |  | Average |
|  | Principal |  |  | Allowance |  |  | Allowance |  |  | Carrying |  |  | Related |  |  | Recorded |
|  | Balance |  |  | Recorded |  |  | Recorded |  |  | Amount |  |  | Allowance |  |  | Investment |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 24,350 |  |  | $ | 9,817 |  |  | $ | 3,510 |  |  | $ | 13,327 |  |  | $ | 989 |  |  | $ | 20,216 |
Secured by 1-4 family residential properties |  |  | 26,541 |  |  |  | 3,095 |  |  |  | 18,508 |  |  |  | 21,603 |  |  |  | 191 |  |  |  | 24,359 |
Secured by nonfarm, nonresidential properties |  |  | 24,879 |  |  |  | 10,225 |  |  |  | 11,584 |  |  |  | 21,809 |  |  |  | 2,307 |  |  |  | 20,049 |
Other |  |  | 1,375 |  |  |  | - |  |  |  | 1,327 |  |  |  | 1,327 |  |  |  | 122 |  |  |  | 2,641 |
Commercial and industrial loans |  |  | 8,702 |  |  |  | 2,506 |  |  |  | 3,780 |  |  |  | 6,286 |  |  |  | 1,253 |  |  |  | 5,513 |
Consumer loans |  |  | 286 |  |  |  | - |  |  |  | 151 |  |  |  | 151 |  |  |  | 2 |  |  |  | 255 |
Other loans |  |  | 849 |  |  |  | - |  |  |  | 735 |  |  |  | 735 |  |  |  | 317 |  |  |  | 767 |
Total |  | $ | 86,982 |  |  | $ | 25,643 |  |  | $ | 39,595 |  |  | $ | 65,238 |  |  | $ | 5,181 |  |  | $ | 73,800 |
Impact of modifications classified as troubled debt restructurings | The following table illustrates the impact of modifications classified as TDRs as well as those TDRs modified within the last 12 months for which there was a payment default during the period for the years ended December 31, 2014, 2013 and 2012 ($ in thousands):
|  | Year Ended December 31, 2014 |
Troubled Debt Restructurings |  | Number of Contracts |  |  | Pre-Modification Outstanding Recorded Investment |  |  | Post-Modification Outstanding Recorded Investment |
Loans secured by 1-4 family residential properties |  |  | 17 |  |  | $ | 1,248 |  |  | $ | 1,234 |
|  | Year Ended December 31, 2013 |
Troubled Debt Restructurings |  | Number of Contracts |  |  | Pre-Modification Outstanding Recorded Investment |  |  | Post-Modification Outstanding Recorded Investment |
Loans secured by 1-4 family residential properties |  |  | 10 |  |  | $ | 498 |  |  | $ | 441 |
Loans secured by nonfarm, nonresidential properties |  |  | 1 |  |  |  | 952 |  |  |  | 952 |
Commercial and industrial loans |  |  | 2 |  |  |  | 944 |  |  |  | 937 |
Other loans |  |  | 1 |  |  |  | 2,490 |  |  |  | 2,490 |
Total |  |  | 14 |  |  | $ | 4,884 |  |  | $ | 4,820 |
|  | Year Ended December 31, 2012 |
Troubled Debt Restructurings |  | Number of Contracts |  |  | Pre-Modification Outstanding Recorded Investment |  |  | Post-Modification Outstanding Recorded Investment |
Construction, land development and other land loans |  |  | 12 |  |  | $ | 4,092 |  |  | $ | 4,092 |
Loans secured by 1-4 family residential properties |  |  | 48 |  |  |  | 5,399 |  |  |  | 5,383 |
Loans secured by nonfarm, nonresidential properties |  |  | 2 |  |  |  | 1,210 |  |  |  | 1,210 |
Other loans secured by real estate |  |  | 1 |  |  |  | 199 |  |  |  | 199 |
Commercial and industrial loans |  |  | 1 |  |  |  | 148 |  |  |  | - |
Total |  |  | 64 |  |  | $ | 11,048 |  |  | $ | 10,884 |
Troubled debt restructuring subsequently defaulted |
|  | Years Ended December 31, |
|  | 2014 |  |  | 2013 |  |  | 2012 |
Troubled Debt Restructurings that Subsequently Defaulted |  | Number of Contracts |  |  | Recorded Investment |  |  | Number of Contracts |  |  | Recorded Investment |  |  | Number of Contracts |  |  | Recorded Investment |
Construction, land development and other land loans |  |  | - |  |  | $ | - |  |  |  | - |  |  | $ | - |  |  |  | 7 |  |  | $ | 1,881 |
Loans secured by 1-4 family residential properties |  |  | 1 |  |  |  | 103 |  |  |  | 5 |  |  |  | 345 |  |  |  | 16 |  |  |  | 1,469 |
Loans secured by nonfarm, nonresidential properties |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 862 |
Total |  |  | 1 |  |  | $ | 103 |  |  |  | 5 |  |  | $ | 345 |  |  |  | 24 |  |  | $ | 4,212 |
Troubled debt restructuring related to loans held for investment, excluding covered loans, by loan type | The following tables detail LHFI classified as TDRs by loan type at December 31, 2014, 2013 and 2012 ($ in thousands):
|  | December 31, 2014 |
|  | Accruing |  |  | Nonaccrual |  |  | Total |
Construction, land development and other land loans |  | $ | - |  |  | $ | 3,665 |  |  | $ | 3,665 |
Loans secured by 1-4 family residential properties |  |  | 1,385 |  |  |  | 3,733 |  |  |  | 5,118 |
Loans secured by nonfarm, nonresidential properties |  |  | - |  |  |  | 1,854 |  |  |  | 1,854 |
Other loans secured by real estate |  |  | - |  |  |  | 149 |  |  |  | 149 |
Commercial and industrial loans |  |  | - |  |  |  | 509 |  |  |  | 509 |
Total TDRs by type |  | $ | 1,385 |  |  | $ | 9,910 |  |  | $ | 11,295 |
|  | December 31, 2013 |
|  | Accruing |  |  | Nonaccrual |  |  | Total |
Construction, land development and other land loans |  | $ | - |  |  | $ | 6,247 |  |  | $ | 6,247 |
Loans secured by 1-4 family residential properties |  |  | 1,320 |  |  |  | 4,201 |  |  |  | 5,521 |
Loans secured by nonfarm, nonresidential properties |  |  | - |  |  |  | 2,292 |  |  |  | 2,292 |
Other loans secured by real estate |  |  | - |  |  |  | 167 |  |  |  | 167 |
Commercial and industrial loans |  |  | - |  |  |  | 549 |  |  |  | 549 |
Total TDRs by type |  | $ | 1,320 |  |  | $ | 13,456 |  |  | $ | 14,776 |
|  | December 31, 2012 |
|  | Accruing |  |  | Nonaccrual |  |  | Total |
Construction, land development and other land loans |  | $ | 233 |  |  | $ | 12,073 |  |  | $ | 12,306 |
Loans secured by 1-4 family residential properties |  |  | 1,280 |  |  |  | 5,908 |  |  |  | 7,188 |
Loans secured by nonfarm, nonresidential properties |  |  | - |  |  |  | 4,582 |  |  |  | 4,582 |
Other loans secured by real estate |  |  | - |  |  |  | 197 |  |  |  | 197 |
Total TDRs by type |  | $ | 1,513 |  |  | $ | 22,760 |  |  | $ | 24,273 |
Carrying amount of loans by credit quality indicator | The table below illustrates the carrying amount of LHFI by credit quality indicator at December 31, 2014 and 2013 ($ in thousands):
|  |  |  |  | December 31, 2014 |
|  |  |  |  | Commercial LHFI |
|  |  |  |  | Pass – Categories 1-6 |  |  | Special Mention - Category 7 |  |  | Substandard – Category 8 |  |  | Doubtful – Category 9 |  |  | Subtotal |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  |  |  |  |  | $ | 518,944 |  |  | $ | 479 |  |  | $ | 37,022 |  |  | $ | 196 |  |  | $ | 556,641 |
Secured by 1-4 family residential properties |  |  |  |  |  |  | 125,203 |  |  |  | 1,652 |  |  |  | 7,483 |  |  |  | 213 |  |  |  | 134,551 |
Secured by nonfarm, nonresidential properties |  |  |  |  |  |  | 1,462,226 |  |  |  | 8,431 |  |  |  | 81,661 |  |  |  | - |  |  |  | 1,552,318 |
Other |  |  |  |  |  |  | 246,099 |  |  |  | 306 |  |  |  | 4,975 |  |  |  | - |  |  |  | 251,380 |
Commercial and industrial loans |  |  |  |  |  |  | 1,239,247 |  |  |  | 4,245 |  |  |  | 26,133 |  |  |  | 719 |  |  |  | 1,270,344 |
Consumer loans |  |  |  |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Other loans |  |  |  |  |  |  | 928,251 |  |  |  | 7,550 |  |  |  | 6,779 |  |  |  | 564 |  |  |  | 943,144 |
|  |  |  |  |  | $ | 4,519,970 |  |  | $ | 22,663 |  |  | $ | 164,053 |  |  | $ | 1,692 |  |  | $ | 4,708,378 |
|  | Consumer LHFI |  |  |  |
|  | Current |  |  | Past Due 30-89 Days |  |  | Past Due 90 Days or More |  |  | Nonaccrual |  |  | Subtotal |  |  | Total LHFI |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 62,897 |  |  | $ | 199 |  |  | $ | 59 |  |  | $ | 81 |  |  | $ | 63,236 |  |  | $ | 619,877 |
Secured by 1-4 family residential properties |  |  | 1,465,355 |  |  |  | 10,429 |  |  |  | 2,367 |  |  |  | 21,695 |  |  |  | 1,499,846 |  |  |  | 1,634,397 |
Secured by nonfarm, nonresidential properties |  |  | 875 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 875 |  |  |  | 1,553,193 |
Other |  |  | 2,407 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2,407 |  |  |  | 253,787 |
Commercial and industrial loans |  |  | - |  |  |  | 5 |  |  |  | 1 |  |  |  | - |  |  |  | 6 |  |  |  | 1,270,350 |
Consumer loans |  |  | 165,504 |  |  |  | 2,162 |  |  |  | 211 |  |  |  | 87 |  |  |  | 167,964 |  |  |  | 167,964 |
Other loans |  |  | 6,757 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6,757 |  |  |  | 949,901 |
|  | $ | 1,703,795 |  |  | $ | 12,795 |  |  | $ | 2,638 |  |  | $ | 21,863 |  |  | $ | 1,741,091 |  |  | $ | 6,449,469 |
|  |  |  |  | December 31, 2013 |
|  |  |  |  | Commercial LHFI |
|  |  |  |  | Pass – Categories 1-6 |  |  | Special Mention - Category 7 |  |  | Substandard – Category 8 |  |  | Doubtful – Category 9 |  |  | Subtotal |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  |  |  |  |  | $ | 493,380 |  |  | $ | 4,383 |  |  | $ | 47,610 |  |  | $ | 318 |  |  | $ | 545,691 |
Secured by 1-4 family residential properties |  |  |  |  |  |  | 119,640 |  |  |  | 479 |  |  |  | 7,839 |  |  |  | 110 |  |  |  | 128,068 |
Secured by nonfarm, nonresidential properties |  |  |  |  |  |  | 1,313,470 |  |  |  | 12,620 |  |  |  | 87,203 |  |  |  | 399 |  |  |  | 1,413,692 |
Other |  |  |  |  |  |  | 178,951 |  |  |  | - |  |  |  | 6,756 |  |  |  | 235 |  |  |  | 185,942 |
Commercial and industrial loans |  |  |  |  |  |  | 1,099,429 |  |  |  | 18,771 |  |  |  | 37,209 |  |  |  | 2,187 |  |  |  | 1,157,596 |
Consumer loans |  |  |  |  |  |  | 496 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 496 |
Other loans |  |  |  |  |  |  | 777,395 |  |  |  | 60 |  |  |  | 4,126 |  |  |  | 669 |  |  |  | 782,250 |
|  |  |  |  |  | $ | 3,982,761 |  |  | $ | 36,313 |  |  | $ | 190,743 |  |  | $ | 3,918 |  |  | $ | 4,213,735 |
|  | Consumer LHFI |  |  |  |
|  | Current |  |  | Past Due 30-89 Days |  |  | Past Due 90 Days or More |  |  | Nonaccrual |  |  | Subtotal |  |  | Total LHFI |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 50,850 |  |  | $ | 131 |  |  | $ | - |  |  | $ | 217 |  |  | $ | 51,198 |  |  | $ | 596,889 |
Secured by 1-4 family residential properties |  |  | 1,327,624 |  |  |  | 8,937 |  |  |  | 2,996 |  |  |  | 17,939 |  |  |  | 1,357,496 |  |  |  | 1,485,564 |
Secured by nonfarm, nonresidential properties |  |  | 1,439 |  |  |  | 8 |  |  |  | - |  |  |  | - |  |  |  | 1,447 |  |  |  | 1,415,139 |
Other |  |  | 3,418 |  |  |  | 2 |  |  |  | - |  |  |  | - |  |  |  | 3,420 |  |  |  | 189,362 |
Commercial and industrial loans |  |  | 13 |  |  |  | 5 |  |  |  | - |  |  |  | - |  |  |  | 18 |  |  |  | 1,157,614 |
Consumer loans |  |  | 162,348 |  |  |  | 2,012 |  |  |  | 302 |  |  |  | 150 |  |  |  | 164,812 |  |  |  | 165,308 |
Other loans |  |  | 6,755 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6,755 |  |  |  | 789,005 |
|  | $ | 1,552,447 |  |  | $ | 11,095 |  |  | $ | 3,298 |  |  | $ | 18,306 |  |  | $ | 1,585,146 |  |  | $ | 5,798,881 |
Aging analysis of past due loans and nonaccrual loans, excluding covered loans by class | LHFI past due 90 days or more totaled $2.8 million and $3.3 million at December 31, 2014 and 2013, respectively. The following table provides an aging analysis of past due and nonaccrual LHFI by class at December 31, 2014 and 2013 ($ in thousands):
|  | December 31, 2014 |
|  | Past Due |  |  |  |  |  |  |  |  |  |
|  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days or More (1) |  |  | Total |  |  | Nonaccrual |  |  | Current Loans |  |  | Total LHFI |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 248 |  |  | $ | 17 |  |  | $ | 60 |  |  | $ | 325 |  |  | $ | 13,867 |  |  | $ | 605,685 |  |  | $ | 619,877 |
Secured by 1-4 family residential properties |  |  | 8,424 |  |  |  | 2,428 |  |  |  | 2,367 |  |  |  | 13,219 |  |  |  | 25,621 |  |  |  | 1,595,557 |  |  |  | 1,634,397 |
Secured by nonfarm, nonresidential properties |  |  | 1,960 |  |  |  | 34 |  |  |  | - |  |  |  | 1,994 |  |  |  | 25,717 |  |  |  | 1,525,482 |  |  |  | 1,553,193 |
Other |  |  | 80 |  |  |  | - |  |  |  | - |  |  |  | 80 |  |  |  | 1,318 |  |  |  | 252,389 |  |  |  | 253,787 |
Commercial and industrial loans |  |  | 2,491 |  |  |  | 306 |  |  |  | 126 |  |  |  | 2,923 |  |  |  | 12,104 |  |  |  | 1,255,323 |  |  |  | 1,270,350 |
Consumer loans |  |  | 1,811 |  |  |  | 351 |  |  |  | 211 |  |  |  | 2,373 |  |  |  | 88 |  |  |  | 165,503 |  |  |  | 167,964 |
Other loans |  |  | 132 |  |  |  | 9 |  |  |  | - |  |  |  | 141 |  |  |  | 628 |  |  |  | 949,132 |  |  |  | 949,901 |
Total |  | $ | 15,146 |  |  | $ | 3,145 |  |  | $ | 2,764 |  |  | $ | 21,055 |  |  | $ | 79,343 |  |  | $ | 6,349,071 |  |  | $ | 6,449,469 |
(1) Past due 90 days or more but still accruing interest.
|  | December 31, 2013 |
|  | Past Due |  |  |  |  |  |  |  |  |  |
|  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days or More (1) |  |  | Total |  |  | Nonaccrual |  |  | Current Loans |  |  | Total LHFI |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 656 |  |  | $ | 267 |  |  | $ | - |  |  | $ | 923 |  |  | $ | 13,327 |  |  | $ | 582,639 |  |  | $ | 596,889 |
Secured by 1-4 family residential properties |  |  | 7,322 |  |  |  | 2,115 |  |  |  | 2,996 |  |  |  | 12,433 |  |  |  | 21,603 |  |  |  | 1,451,528 |  |  |  | 1,485,564 |
Secured by nonfarm, nonresidential properties |  |  | 1,934 |  |  |  | 110 |  |  |  | - |  |  |  | 2,044 |  |  |  | 21,809 |  |  |  | 1,391,286 |  |  |  | 1,415,139 |
Other |  |  | 2 |  |  |  | 3 |  |  |  | - |  |  |  | 5 |  |  |  | 1,327 |  |  |  | 188,030 |  |  |  | 189,362 |
Commercial and industrial loans |  |  | 809 |  |  |  | 198 |  |  |  | - |  |  |  | 1,007 |  |  |  | 6,286 |  |  |  | 1,150,321 |  |  |  | 1,157,614 |
Consumer loans |  |  | 1,866 |  |  |  | 146 |  |  |  | 302 |  |  |  | 2,314 |  |  |  | 151 |  |  |  | 162,843 |  |  |  | 165,308 |
Other loans |  |  | 17 |  |  |  | - |  |  |  | - |  |  |  | 17 |  |  |  | 735 |  |  |  | 788,253 |  |  |  | 789,005 |
Total |  | $ | 12,606 |  |  | $ | 2,839 |  |  | $ | 3,298 |  |  | $ | 18,743 |  |  | $ | 65,238 |  |  | $ | 5,714,900 |  |  | $ | 5,798,881 |
(1) Past due 90 days or more but still accruing interest.
Change in allowance for loan losses | Changes in the allowance for loan losses, LHFI were as follows for the periods presented ($ in thousands):
|  | Years Ended December31, |
|  | 2014 |  |  | 2013 |  |  | 2012 |
Balance at beginning of period |  | $ | 66,448 |  |  | $ | 78,738 |  |  | $ | 89,518 |
Loans charged-off |  |  | (13,226 | ) |  |  | (13,478 | ) |  |  | (31,376 | )
Recoveries |  |  | 15,183 |  |  |  | 14,609 |  |  |  | 13,830 |
Net recoveries (charge-offs) |  |  | 1,957 |  |  |  | 1,131 |  |  |  | (17,546 | )
Provision for loan losses, LHFI |  |  | 1,211 |  |  |  | (13,421 | ) |  |  | 6,766 |
Balance at end of period |  | $ | 69,616 |  |  | $ | 66,448 |  |  | $ | 78,738 |
The following tables detail the balance in the allowance for loan losses, LHFI by portfolio segment at December 31, 2014 and 2013, respectively ($ in thousands):
|  | 2014 |
|  | Balance |  |  |  |  |  |  |  |  | Provision for |  |  | Balance |
|  | January 1, |  |  | Charge-offs |  |  | Recoveries |  |  | Loan Losses |  |  | December 31, |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 13,165 |  |  | $ | (1,100 | ) |  | $ | 3,608 |  |  | $ | (2,600 | ) |  | $ | 13,073 |
Secured by 1-4 family residential properties |  |  | 9,633 |  |  |  | (2,505 | ) |  |  | 922 |  |  |  | 1,627 |  |  |  | 9,677 |
Secured by nonfarm, nonresidential properties |  |  | 19,672 |  |  |  | (390 | ) |  |  | 944 |  |  |  | (1,703 | ) |  |  | 18,523 |
Other |  |  | 2,080 |  |  |  | (277 | ) |  |  | - |  |  |  | 338 |  |  |  | 2,141 |
Commercial and industrial loans |  |  | 15,522 |  |  |  | (2,092 | ) |  |  | 2,657 |  |  |  | 3,830 |  |  |  | 19,917 |
Consumer loans |  |  | 2,405 |  |  |  | (1,965 | ) |  |  | 3,883 |  |  |  | (2,174 | ) |  |  | 2,149 |
Other loans |  |  | 3,971 |  |  |  | (4,897 | ) |  |  | 3,169 |  |  |  | 1,893 |  |  |  | 4,136 |
Total allowance for loan losses, LHFI |  | $ | 66,448 |  |  | $ | (13,226 | ) |  | $ | 15,183 |  |  | $ | 1,211 |  |  | $ | 69,616 |
|  | Disaggregated by Impairment Method |
|  | Individually |  |  | Collectively |  |  | Total |
Loans secured by real estate: |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 2,767 |  |  | $ | 10,306 |  |  | $ | 13,073 |
Secured by 1-4 family residential properties |  |  | 450 |  |  |  | 9,227 |  |  |  | 9,677 |
Secured by nonfarm, nonresidential properties |  |  | 2,787 |  |  |  | 15,736 |  |  |  | 18,523 |
Other |  |  | 52 |  |  |  | 2,089 |  |  |  | 2,141 |
Commercial and industrial loans |  |  | 6,449 |  |  |  | 13,468 |  |  |  | 19,917 |
Consumer loans |  |  | - |  |  |  | 2,149 |  |  |  | 2,149 |
Other loans |  |  | 259 |  |  |  | 3,877 |  |  |  | 4,136 |
Total allowance for loan losses, LHFI |  | $ | 12,764 |  |  | $ | 56,852 |  |  | $ | 69,616 |
|  | 2013 |
|  | Balance |  |  |  |  |  |  |  |  | Provision for |  |  | Balance |
|  | January 1, |  |  | Charge-offs |  |  | Recoveries |  |  | Loan Losses |  |  | December 31, |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 21,838 |  |  | $ | (1,441 | ) |  | $ | 3,077 |  |  | $ | (10,309 | ) |  | $ | 13,165 |
Secured by 1-4 family residential properties |  |  | 12,957 |  |  |  | (1,298 | ) |  |  | 427 |  |  |  | (2,453 | ) |  |  | 9,633 |
Secured by nonfarm, nonresidential properties |  |  | 21,096 |  |  |  | (1,002 | ) |  |  | 225 |  |  |  | (647 | ) |  |  | 19,672 |
Other |  |  | 2,197 |  |  |  | (910 | ) |  |  | 229 |  |  |  | 564 |  |  |  | 2,080 |
Commercial and industrial loans |  |  | 14,319 |  |  |  | (1,371 | ) |  |  | 2,298 |  |  |  | 276 |  |  |  | 15,522 |
Consumer loans |  |  | 3,087 |  |  |  | (2,425 | ) |  |  | 4,798 |  |  |  | (3,055 | ) |  |  | 2,405 |
Other loans |  |  | 3,244 |  |  |  | (5,031 | ) |  |  | 3,555 |  |  |  | 2,203 |  |  |  | 3,971 |
Total allowance for loan losses, LHFI |  | $ | 78,738 |  |  | $ | (13,478 | ) |  | $ | 14,609 |  |  | $ | (13,421 | ) |  | $ | 66,448 |
|  | Disaggregated by Impairment Method |
|  | Individually |  |  | Collectively |  |  | Total |
Loans secured by real estate: |  |  |  |  |  |  |  |  |
Construction, land development and other land |  | $ | 988 |  |  | $ | 12,177 |  |  | $ | 13,165 |
Secured by 1-4 family residential properties |  |  | 191 |  |  |  | 9,442 |  |  |  | 9,633 |
Secured by nonfarm, nonresidential properties |  |  | 2,307 |  |  |  | 17,365 |  |  |  | 19,672 |
Other |  |  | 123 |  |  |  | 1,957 |  |  |  | 2,080 |
Commercial and industrial loans |  |  | 1,253 |  |  |  | 14,269 |  |  |  | 15,522 |
Consumer loans |  |  | 2 |  |  |  | 2,403 |  |  |  | 2,405 |
Other loans |  |  | 317 |  |  |  | 3,654 |  |  |  | 3,971 |
Total allowance for loan losses, LHFI |  | $ | 5,181 |  |  | $ | 61,267 |  |  | $ | 66,448 |

X
- Definition A tabular disclosure of loans held for investment evaluated either individually and collectively for impairment as of the balance sheet date. + References No definition available. + Details
Name: | trmk_SummaryOfLhfiEvaluatedForImpairmentTableTextBlock
Namespace Prefix: | trmk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of troubled debt restructurings related to loans held for investments, excluding covered loans, by loan type (i.e. Accruing, Nonaccrual). + References No definition available. + Details
Name: | trmk_TroubledDebtRestructuringRelatedToLoansHeldForInvestmentExcludingCoveredLoansByLoanTypeTableTextBlock
Namespace Prefix: | trmk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of Troubled Debt Restructuring Subsequently Defaulted. + References No definition available. + Details
Name: | trmk_TroubledDebtRestructuringSubsequentlyDefaultedTableTextBlock
Namespace Prefix: | trmk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableGrossAllowanceAndNetAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953682-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953676-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration