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Consolidated Statements of Income (Loss) (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest Income        
Interest and fees on LHFS & LHFI $ 211,859 $ 217,128 $ 617,529 $ 636,315
Interest on securities:        
Taxable 26,625 26,162 78,950 59,725
Tax exempt 0 0 0 4
Other interest income 4,233 8,302 12,813 24,539
Total Interest Income 242,717 251,592 709,292 720,583
Interest Expense        
Interest on deposits 71,065 86,043 206,960 253,440
Interest on federal funds purchased and securities sold under repurchase agreements 4,626 4,864 13,437 16,118
Other interest expense 4,585 5,971 15,643 22,452
Total Interest Expense 80,276 96,878 236,040 292,010
Net Interest Income 162,441 154,714 473,252 428,573
PCL, off-balance sheet credit exposures 295 (1,375) (3,206) (5,167)
Net Interest Income After PCL 160,756 148,166 461,597 394,780
Noninterest Income (Loss)        
Service charges on deposit accounts 11,251 11,272 32,472 33,154
Bank card and other fees 8,318 7,931 24,736 24,584
Mortgage banking, net 8,182 6,119 25,555 19,238
Wealth management 9,798 9,288 28,979 27,932
Other, net 2,382 2,952 10,663 13,515
Securities gains (losses), net 0 0 0 (182,792)
Total Noninterest Income (loss) 39,931 37,562 122,405 (64,369)
Noninterest Expense        
Salaries and employee benefits 71,508 66,691 208,298 197,016
Services and fees 28,777 25,724 82,022 74,898
Net occupancy - premises 7,774 7,398 22,666 21,933
Equipment expense 6,410 6,141 18,924 18,707
Other expense 16,464 17,316 48,148 48,706
Total Noninterest Expense 130,933 123,270 380,058 361,260
Income (Loss) From Continuing Operations Before Income Taxes 69,754 62,458 203,944 (30,849)
Income taxes from continuing operations 12,967 11,128 37,683 (19,747)
Income (Loss) From Continuing Operations 56,787 51,330 166,261 (11,102)
Income from discontinued operations before income taxes 0 0 0 237,152
Income taxes from discontinued operations 0 0 0 59,353
Income From Discontinued Operations 0 0 0 177,799
Net Income $ 56,787 $ 51,330 $ 166,261 $ 166,697
Earnings (Loss) Per Share (EPS)        
Basic EPS from continuing operations $ 0.94 $ 0.84 $ 2.75 $ (0.18)
Basic EPS from discontinued operations 0 0 0 2.91
Basic EPS [1] 0.94 0.84 2.75 2.72
Diluted EPS from continuing operations 0.94 0.84 2.74 (0.18)
Diluted EPS from discontinued operations 0 0 0 2.9
Diluted EPS [1] $ 0.94 $ 0.84 $ 2.74 $ 2.72
Loans Held for Investment [Member]        
Interest Expense        
PCL, LHFI $ 1,390 $ 7,923 $ 14,861 $ 30,327
1-4 Family Mortgage Loans [Member]        
Interest Expense        
PCL, LHFI $ 0 $ 0 $ 0 $ 8,633
[1] Due to rounding, earnings (loss) per share from continuing operations and discontinued operations may not sum to earnings per share from net income.