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Other Real Estate (Tables)

12 Months Ended

Dec. 31, 2025

Other Real Estate, Foreclosed Assets, and Repossessed Assets [Abstract]

Changes and Gains (Losses), Net on Other Real Estate

For the periods presented, changes and gains (losses), net on other real estate were as follows ($ in thousands):


		Years Ended December 31,
		2025				2024				2023
Balance at beginning of period		$	5,917			$	6,867			$	1,986
Additions			8,471				6,782				7,237
Disposals			(6,739	)			(6,084	)			(2,555	)
(Write-downs) recoveries			(692	)			(1,648	)			199
Balance at end of period		$	6,957			$	5,917			$	6,867

Gains (losses), net on the sale of other real estate included in other real estate expense		$	(1,759	)		$	(1,104	)		$	(145	)

Other Real Estate, By Type of Property

At December 31, 2025 and 2024, other real estate by type of property consisted of the following ($ in thousands):


		December 31,
		2025				2024
Construction, land development and other land properties		$	63			$	46
1-4 family residential properties			3,871				2,260
Nonfarm, nonresidential properties			1,273				3,611
Other real estate properties			1,750				—
Total other real estate		$	6,957			$	5,917

Other Real Estate, By Geographic Location

At December 31, 2025 and 2024, other real estate by geographic location of where the loan was originated consisted of the following ($ in thousands):


		December 31,
		2025				2024
Alabama		$	409			$	170
Mississippi (1)			5,621				2,407
Tennessee (2)			927				1,079
Texas			—				2,261
Total other real estate		$	6,957			$	5,917

(1)

Mississippi includes Central and Southern Mississippi Regions.

(2)

Tennessee includes Memphis, Tennessee and Northern Mississippi Regions.