|
EXHIBIT 99.1 Another step on the path to success |
| First Financial is committed to the long-term success of its clients, communities, associates, and shareholders. Here is how we are demonstrating that commitment: | ||
| Facts about First | ||
| ä | Tradition of service that began in 1863 in Hamilton, Ohio, and continues under the eighth-oldest national bank charter. | |
| ä | Third-largest Greater Cincinnati-based bank by assets and deposits. | |
| ä | Well capitalized with continual management of our capital to strengthen the bank. | |
| ä | Strong core deposit base of diversified clients individuals, partnerships, corporations, public entities, and geographic markets. | |
| ä | First Financial Banks net interest margin has consistently been top quartile relative to our peers. | |
| ä | Actively managing credit quality and credit diversification in the balance sheet. | |
| ä | Assets of $3.3 billion and 80 banking centers in Ohio, Indiana, and Kentucky. | |
| ä | Comprehensive risk management program in place to manage credit risk, operational risk, and liquidity risk inherent in the banking industry. | |
| ä | Deposits are insured by the FDIC for up to $100,000 per depositor per insured bank and up to $250,000 for eligible retirement accounts. | |
| Our Industry Ratings | ||
| ä | In the top 95th percentile in core deposits, according to the Federal Financial Institutions Examination Councils (FFIEC) latest peer report (Uniform Bank Performance Report dated 3/31/08). Visit www.ffiec.gov and click on UBPR for more information. | |
| ä | Rated Superior by IDC Financial Publishing. This is IDCs highest rating, based on first-quarter 2008 data. For more information about IDC Financial Publishing, visit www.idcfp.com | |
| ä | Rated by The Street.com with a B+ on a scale of A to F. This is the highest rating given to any of Ohios ten largest banks and S&Ls as of March 31, 2008. |
|
Sources of information:
SNL.com, First Financial filings with the SEC at www.SEC.gov, Federal Financial Institutions Examination Council (FFIEC). |