<SEC-DOCUMENT>0000708955-17-000124.txt : 20171129
<SEC-HEADER>0000708955-17-000124.hdr.sgml : 20171129
<ACCEPTANCE-DATETIME>20171129161333
ACCESSION NUMBER:		0000708955-17-000124
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20171129
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20171129
DATE AS OF CHANGE:		20171129

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST FINANCIAL BANCORP /OH/
		CENTRAL INDEX KEY:			0000708955
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				311042001
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34762
		FILM NUMBER:		171228462

	BUSINESS ADDRESS:	
		STREET 1:		255 EAST FIFTH STREET
		STREET 2:		SUITE 800
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45202
		BUSINESS PHONE:		8773229530

	MAIL ADDRESS:	
		STREET 1:		255 EAST FIFTH STREET
		STREET 2:		SUITE 800
		CITY:			CINCINNATI
		STATE:			OH
		ZIP:			45202
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a8-krelease112917.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2017 Workiva -->
		<title>Document</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sB7E4A676CA022B60FFCC0447097F842D"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;"><hr></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:13pt;"><font style="font-family:Arial;font-size:13pt;font-weight:bold;">UNITED STATES </font></div><div style="line-height:120%;text-align:center;font-size:13pt;"><font style="font-family:Arial;font-size:13pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION </font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;font-weight:bold;">Washington, D.C. 20549 </font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:18pt;"><font style="font-family:Arial;font-size:18pt;font-weight:bold;">FORM 8-K</font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;font-weight:bold;">CURRENT REPORT </font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;font-weight:bold;">Pursuant to Section&#160;13 or 15(d) of the </font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;font-weight:bold;">Securities Exchange Act of 1934</font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Date of Report (Date of earliest event reported): November 29, 2017</font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:Arial;font-size:24pt;font-weight:bold;">FIRST FINANCIAL BANCORP. </font></div><div style="line-height:120%;text-align:center;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;font-weight:bold;">(Exact name of registrant as specified in its charter) </font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.36305732484077%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:50%;"></td><td style="width:2%;"></td><td style="width:48%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Ohio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">31-1042001</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;font-weight:bold;">(State or other jurisdiction of</font></div><div style="padding-bottom:1px;text-align:center;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;font-weight:bold;">incorporation or organization)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;font-weight:bold;">(I.R.S. employer</font></div><div style="padding-bottom:1px;text-align:center;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;font-weight:bold;">identification number)</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Commission file number: 001-34762 </font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">255 East Fifth Street, Suite 700, Cincinnati, Ohio 45202</font></div><div style="line-height:120%;text-align:center;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;font-weight:bold;">&#32;(Address of principal executive offices and zip code) </font></div><div style="line-height:120%;text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Registrant's telephone number, including area code: (877)&#160;322-9530 </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:29px;text-indent:-28px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">[X] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:29px;text-indent:-28px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div><div style="line-height:120%;font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#231f20;">Indicate by check mark whether the registrant is an emerging growth company as defined</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#231f20;">in as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#231f20;">of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:11pt;color:#231f20;">Emerging growth company</font><font style="font-family:inherit;font-size:12pt;color:#231f20;">&#32;&#32;&#160;&#160;&#160;&#160;</font><font style="font-family:Wingdings;font-size:12pt;color:#231f20;">&#168;</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#231f20;">If an emerging growth company, indicate by check mark if the registrant has elected not</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#231f20;">to use the extended transition period for complying with any new or revised financial accounting</font></div><div style="line-height:120%;font-size:12pt;"><font style="font-family:Arial;font-size:11pt;color:#231f20;">standards provided pursuant to Section 13(a) of the Exchange Act.  </font><font style="font-family:inherit;font-size:12pt;color:#231f20;">&#160;&#160;&#160;&#160;</font><font style="font-family:Wingdings;font-size:12pt;color:#231f20;">&#168;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><a name="s3850342D9B6AD37C1E30044709B1660A"></a></div><div><div style="line-height:120%;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Form 8-K</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">First Financial Bancorp.</font></div><div style="line-height:120%;text-align:justify;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Item 7.01</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Regulation FD Disclosure.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">On November 29, 2017, First Financial Bancorp announced that Institutional Shareholder Services Inc. (ISS) and Glass, Lewis &amp; Co., LLC (Glass Lewis) have both recommended that First Financial shareholders vote "FOR" the proposed merger with MainSource Financial Group as described in the Company's proxy statement/prospectus for the special meeting of its shareholders to be held at 10:00 a.m. local time, on December 4, 2017.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ISS and Glass Lewis are widely recognized as leading independent voting and corporate governance advisory firms.&#160; Their analysis and recommendations are relied on by many major institutional investment firms, mutual funds and fiduciaries throughout North America.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The merger and related proposals have been unanimously approved by the boards of directors of both companies.  The proposed merger is expected to close early in 2018.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference under this Item 7.01.  The information in Items 7.01 and 9.01 of this report (including Exhibits 99.1 hereto) is being &#8220;furnished&#8221; and shall not be deemed &#8220;filed&#8221; for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and is not deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such a filing.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Important Additional Information about the Merger</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Company has filed a registration statement on Form S-4 with the SEC (filed on September 22, 2017 and amended on October 17, 2017), which includes a joint proxy statement of the Company and MainSource Financial and a prospectus of the Company, and each party will file other documents regarding the proposed transaction with the SEC.&#160; A definitive joint proxy statement/prospectus will also be sent to the Company and MainSource Financial shareholders seeking required shareholder approvals.  </font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Before making any voting or investment decision, investors and security holders of the Company and MainSource Financial are urged to carefully read the entire registration statement and joint proxy statement/prospectus, when they become available, as well as any amendments or supplements to these documents, because they will contain important information about the proposed transaction.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The documents filed by the Company and MainSource Financial with the SEC may be obtained free of charge at the SEC's website at www.sec.gov.&#160; In addition, the documents filed by the Company may be obtained free of charge at the Company's website at http://www.bankatfirst.com and the documents filed by MainSource Financial may be obtained free of charge at MainSource Financial' s website at https://www.mainsourcebank.com under the tab "Investor Relations."&#160; Alternatively, these documents, when available, can be obtained free of charge from the Company upon written request to First Financial Bancorp, Attention: Shannon M. Kuhl, Chief Legal Officer and Corporate Secretary, 255 E. Fifth Street, Suite 2900, Cincinnati, Ohio 45202 or by calling (877) 322-9530 or from MainSource Financial upon written request to MainSource Financial Group, Inc., 2105 North State Road 3 Bypass, Greensburg, Indiana 47240, Attn: James M. Anderson, Chief Financial Officer, or by calling (812) 663-6734.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">This communication shall not constitute an offer to sell or the solicitation of an offer to buy securities nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.&#160; This communication is also not a solicitation of any vote in any jurisdiction pursuant to the proposed transactions or otherwise.&#160; No offer of securities or solicitation will be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended.&#160; The communication is not a substitute for the joint proxy statement/prospectus that the Company and MainSource Financial will file with the SEC.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Cautionary Statements Regarding Forward-Looking Information</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.&#160; Such statements include, but are not limited to, certain plans, expectations, goals, projections and benefits relating to the transaction between the Company and MainSource Financial, which are subject to numerous assumptions, risks and uncertainties.&#160; Words such as ''believes,'' ''anticipates,'' "likely," "expected," "estimated," ''intends'' and other similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements.&#160; Please refer to each of the Company's and MainSource Financial' s Annual Report on Form 10-K for the year ended December 31, 2016, as well as their other filings with the SEC, for a more detailed discussion of risks, uncertainties and factors that could cause actual results to differ from those discussed in the forward-looking statements.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Forward-looking statements are not historical facts but instead express only management's beliefs regarding future results or events, many of which, by their nature, are inherently uncertain and outside of the management's control.&#160; It is possible that actual results and outcomes may differ, possibly materially, from the anticipated results or outcomes indicated in these forward-looking statements.&#160; In addition to factors previously disclosed in reports filed by the Company and MainSource Financial with the SEC, risks and uncertainties for the Company, MainSource Financial and the combined company include, but are not limited to:&#160; the possibility that any of the anticipated benefits of the proposed Merger will not be realized or will not be realized within the expected time period; the risk that integration of MainSource Financial's operations with those of the Company will be materially delayed or will be more costly or difficult than expected; the inability to close the Merger in a timely manner; the inability to complete the Merger due to the failure of the Company's or MainSource Financial's shareholders to adopt the Merger Agreement; diversion of management's attention from ongoing business operations and opportunities; the failure to satisfy other conditions to completion of the , including receipt of required regulatory and other approvals; the failure of the proposed Merger to close for any other reason; the challenges of integrating and retaining key employees; the effect of the announcement of the Merger on the Company's, MainSource Financial's or the combined company's respective customer relationships and operating results; the possibility that the Merger may be more expensive to complete than anticipated, including as a result of unexpected factors or events; and general competitive, economic, political and market conditions and fluctuations.&#160; All forward-looking statements included in this filing are made as of the date hereof and are based on information available at the time of the filing.&#160; Except as required by law, neither the Company nor MainSource Financial assumes any obligation to update any forward-looking statement.</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Proxy Solicitation</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Company, MainSource Financial, their directors, executive officers and certain other persons may be deemed to be participants in the solicitation of proxies from the Company's and MainSource Financial's shareholders in favor of the approval of the Merger.&#160; Information about the directors and executive officers of the Company and their ownership of the Company's common stock is set forth in the proxy statement for the Company's 2017 annual meeting of shareholders, as previously filed with the SEC on April 13, 2017, and the Company's Annual Report on Form 10-K for the year ended December 31, 2016, as previously filed with the SEC on February 24, 2017.&#160; Information about the directors and executive officers of MainSource Financial and their ownership of MainSource Financial common stock is set forth in the proxy statement for MainSource Financial's 2017 annual meeting of shareholders, as previously filed with the SEC on March 24, 2017. Shareholders may obtain additional information regarding the interests of such participants by reading the registration statement and the proxy statement/prospectus when they become available.&#160;</font></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Item 9.01</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Financial Statements and Exhibits.</font></div><div style="line-height:120%;text-align:justify;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(d) </font><font style="font-family:Arial;font-size:10pt;font-style:italic;">Exhibits</font><font style="font-family:Arial;font-size:10pt;">.&#160;&#160;&#160;&#160;The following exhibit is being filed herewith:</font></div><div style="line-height:120%;text-align:justify;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">99.1 </font><a style="text-decoration:underline;color:#0000FF;font-family:Arial;-sec-extract:exhibit;" href="ex991pressrelease.htm"><font style="font-family:Arial;font-size:10pt;">First Financial Bancorp press release dated November 29, 2017</font></a></div><div style="line-height:120%;text-align:justify;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;-sec-extract:summary;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><a name="sF3C48C53C7D69A555E65044709D36D58"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;font-weight:bold;">SIGNATURES</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Arial;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:336px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">FIRST FINANCIAL BANCORP.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:7%;"></td><td style="width:43%;"></td><td style="width:50%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:  /s/ Shannon M. Kuhl</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Shannon M. Kuhl</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Senior Vice President and Chief Legal Officer</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Date:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">November 29, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991pressrelease.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2017 Workiva -->
		<title>Exhibit</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s6BEC95DDAEE634BBDF0A044706E53926"></a></div><div></div><div><br></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">EXHIBIT 99.1</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;"><img src="ffbcimagea09.jpg" alt="ffbcimagea09.jpg" style="height:89px;width:624px;"></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">FOR IMMEDIATE RELEASE</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Contacts:&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;">Lauren Ponti-Zins</font></div><div style="line-height:120%;text-align:left;text-indent:72px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Arial;font-size:10pt;">(513) 246-2137 (office)</font></div><div style="line-height:120%;text-indent:72px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Arial;font-size:10pt;">media@bankatfirst.com</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;font-weight:bold;">Leading Independent Proxy Advisory Firms ISS and Glass Lewis Recommend First Financial Bancorp Shareholders Vote "FOR" the Proposed Merger with MainSource Financial Group</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Cincinnati, Ohio - November 29, 2017 - </font><font style="font-family:Arial;font-size:10pt;">/PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) (&#8220;First Financial&#8221; or the "Company") announced today that Institutional Shareholder Services Inc. (ISS) and Glass, Lewis &amp; Co., LLC (Glass Lewis) have both recommended that First Financial shareholders vote "FOR" the proposed merger with MainSource Financial Group as described in the Company's proxy statement/prospectus for the special meeting of its shareholders to be held at 10:00 a.m. local time, on December 4, 2017.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ISS and Glass Lewis are widely recognized as leading independent voting and corporate governance advisory firms.&#160; Their analysis and recommendations are relied on by many major institutional investment firms, mutual funds and fiduciaries throughout North America.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In its report, Glass Lewis stated "We find the proposed merger both strategically and financially compelling, at a fair and reasonable valuation for First Financial shareholders. The merger strengthens and expands the Company's presence and franchise in a complementary manner and presents the opportunity to achieve cost savings and efficiencies. Combined, the companies stand to achieve greater scale, operational diversity, efficiencies and growth than the Company could likely realize on its own in the short to medium term. As a result, the merger is likely, in our view, to lead to enhanced financial performance and ultimately superior shareholder value once these expected benefits are realized."</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Additionally, ISS stated, among other things, that "The offer represents a significant premium to tangible book value.  However, the company forecast $43 million in annual pre-tax cost savings and has articulated a strong strategic rationale.  Moreover, the transaction is expected to be accretive to EPS starting in 2018.  As such, support for the proposal is warranted."</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Commenting on the proxy advisors' reports, Claude E. Davis, Chief Executive Officer of First Financial stated "The ISS and Glass Lewis recommendations are consistent with our view that the combined company will be even more effective in meeting the lending, economic development and financial education needs of the communities we serve and provides a compelling strategic opportunity to enhance value for First Financial."</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The merger and related proposals have been unanimously approved by the boards of directors of both companies.  The proposed merger is expected to close early in 2018.</font></div><div><br></div><div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">About First Financial Bancorp.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">First Financial Bancorp. is a Cincinnati, Ohio based bank holding company.&#160; As of September&#160;30, 2017, the Company had $8.8 billion in assets, $6.0 billion in loans, $6.7 billion in deposits and $915.0 million in shareholders' equity.&#160; The Company's subsidiary, First Financial Bank, founded in 1863, provides banking and financial services products through its four lines of business: Commercial and Private Banking, Retail Banking, Investment Commercial Real Estate and Commercial Finance.&#160; These business units provide traditional banking services to business and retail clients.&#160; Commercial and Private Banking includes First Financial Wealth Management, which provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $2.6 billion in assets under management as of September&#160;30, 2017.&#160; The Company's primary operating markets are located in Ohio, Indiana and Kentucky where it operates 102 banking centers, while the Commercial Finance business lends into targeted industry verticals on a nationwide basis. &#160;Additional information about the Company, including its products, services and banking locations is available at www.bankatfirst.com. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Important Additional Information about the Merger</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Company has filed a registration statement on Form S-4 with the SEC (filed on September 22, 2017 and amended on October 17, 2017), which includes a joint proxy statement of the Company and MainSource Financial and a prospectus of the Company, and each party will file other documents regarding the proposed transaction with the SEC.&#160; A definitive joint proxy statement/prospectus will also be sent to the Company and MainSource Financial shareholders seeking required shareholder approvals.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Before making any voting or investment decision, investors and security holders of the Company and MainSource Financial are urged to carefully read the entire registration statement and joint proxy statement/prospectus, when they become available, as well as any amendments or supplements to these documents, because they will contain important information about the proposed transaction.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The documents filed by the Company and MainSource Financial with the SEC may be obtained free of charge at the SEC's website at www.sec.gov.&#160; In addition, the documents filed by the Company may be obtained free of charge at the Company's website at http://www.bankatfirst.com and the documents filed by MainSource Financial may be obtained free of charge at MainSource Financial' s website at https://www.mainsourcebank.com under the tab "Investor Relations."&#160; Alternatively, these documents, when available, can be obtained free of charge from the Company upon written request to First Financial Bancorp, Attention: Shannon M. Kuhl, Chief Legal Officer and Corporate Secretary, 255 E. Fifth Street, Suite 2900, Cincinnati, Ohio 45202 or by calling (877) 322-9530 or from MainSource Financial upon written request to MainSource Financial Group, Inc., 2105 North State Road 3 Bypass, Greensburg, Indiana 47240, Attn: James M. Anderson, Chief Financial Officer, or by calling (812) 663-6734.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">This communication shall not constitute an offer to sell or the solicitation of an offer to buy securities nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.&#160; This communication is also not a solicitation of any vote in any jurisdiction pursuant to the proposed transactions or otherwise.&#160; No offer of securities or solicitation will be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended.&#160; The communication is not a substitute for the joint proxy statement/prospectus that the Company and MainSource Financial will file with the SEC.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Cautionary Statements Regarding Forward-Looking Information</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Certain statements contained in this report which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.&#160; Such statements include, but are not limited to, certain plans, expectations, goals, projections and benefits relating to the transaction between the Company and MainSource Financial, which are subject to numerous assumptions, risks and uncertainties.&#160; Words such as ''believes,'' ''anticipates,'' "likely," "expected," "estimated," ''intends'' and other similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements.&#160; Please refer to each of the </font></div><div><br></div><div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Company's and MainSource Financial' s Annual Report on Form 10-K for the year ended December 31, 2016, as well as their other filings with the SEC, for a more detailed discussion of risks, uncertainties and factors that could cause actual results to differ from those discussed in the forward-looking statements.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Forward-looking statements are not historical facts but instead express only management's beliefs regarding future results or events, many of which, by their nature, are inherently uncertain and outside of the management's control.&#160; It is possible that actual results and outcomes may differ, possibly materially, from the anticipated results or outcomes indicated in these forward-looking statements.&#160; In addition to factors previously disclosed in reports filed by the Company and MainSource Financial with the SEC, risks and uncertainties for the Company, MainSource Financial and the combined company include, but are not limited to:&#160; the possibility that any of the anticipated benefits of the proposed Merger will not be realized or will not be realized within the expected time period; the risk that integration of MainSource Financial's operations with those of the Company will be materially delayed or will be more costly or difficult than expected; the inability to close the Merger in a timely manner; the inability to complete the Merger due to the failure of the Company's or MainSource Financial's shareholders to adopt the Merger Agreement; diversion of management's attention from ongoing business operations and opportunities; the failure to satisfy other conditions to completion of the , including receipt of required regulatory and other approvals; the failure of the proposed Merger to close for any other reason; the challenges of integrating and retaining key employees; the effect of the announcement of the Merger on the Company's, MainSource Financial's or the combined company's respective customer relationships and operating results; the possibility that the Merger may be more expensive to complete than anticipated, including as a result of unexpected factors or events; and general competitive, economic, political and market conditions and fluctuations.&#160; All forward-looking statements included in this filing are made as of the date hereof and are based on information available at the time of the filing.&#160; Except as required by law, neither the Company nor MainSource Financial assumes any obligation to update any forward-looking statement.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Proxy Solicitation</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Company, MainSource Financial, their directors, executive officers and certain other persons may be deemed to be participants in the solicitation of proxies from the Company's and MainSource Financial's shareholders in favor of the approval of the Merger.&#160; Information about the directors and executive officers of the Company and their ownership of the Company's common stock is set forth in the proxy statement for the Company's 2017 annual meeting of shareholders, as previously filed with the SEC on April 13, 2017, and the Company's Annual Report on Form 10-K for the year ended December 31, 2016, as previously filed with the SEC on February 24, 2017.&#160; Information about the directors and executive officers of MainSource Financial and their ownership of MainSource Financial common stock is set forth in the proxy statement for MainSource Financial's 2017 annual meeting of shareholders, as previously filed with the SEC on March 24, 2017. Shareholders may obtain additional information regarding the interests of such participants by reading the registration statement and the proxy statement/prospectus when they become available.&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>ffbcimagea09.jpg
<TEXT>
begin 644 ffbcimagea09.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0 Z17AI9@  34T *@    @  U$0  $
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MR\.@0OL1(SC[3C^-CW!/0=,8[U]+^,9)HO!&OR6Y(F33;AHR.NX1MC]:^&J
M"MBR\*>(]3MEN;#P_JMW;M]V6"SD=3]"!BLA6VNK8!P<X/0U]6>&OCKX,U&R
M@BO97T>X"A##+$3&I Z*R@C;]<4 ?+=[IU[ILOE7UG<6LA_@GB9#^1%='\//
M!NI>,_%$%I8226T4!$MQ>)D>0@/4'^\>P]?8&OKB'4?#'BZS:WBN]+U>W<?-
M"'28?BO.*DT#PQHOA>VFMM%L(K.*:4RR*F3N8^YYQZ#H.U 'AW[15C*DWAB"
M!;B=8;>5-[$R,<;!EFZDG'4]:\0^P7G_ #Z3_P#?LU][T4 ? )!5BK @@X(/
M:DZG K8\6?\ (Y:Y_P!A"X_]&-6?8?\ (1MO^NJ_S% !]@O/^?2?_OV:]0^
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M-WB3_H,Z5^<G_P 377_#3X-ZSX)\81ZS>ZC83PK"\92'?NRP]U H [#XP?\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 5C^)-"_X2'3(K/[3]G\N[@N=^S?GRY%?;C(Z[<9[9[UL44 %%%%
M!1110 4444 %%%% !6.FA;/&4WB#[3GS=/CLO(V=-LCONW9[[\8QVZUL44 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %9/B?5FT'PKJNK1QB22SM))D0]&95) /MG%:U>;?&;2=<U#PC/=:7K'V*
MRL[6X>^M\$_:D(7"_AAO^^J .:^&3_$#Q#&GC.^\0-=V/^D;=+^Z)R$95&
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M%1CMUQGE+/PIXGG_ &<YM)MM.O8+\7K2RV<D31RRQ!LD!2 3S@X[[>*^@Z*
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MZXY9,9 ^9>2.X]:^BZ* /,O'.EZA=_ '^S;:PNIK_P"PV2?98X6:7<KQ%AL
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 9^N_\B]J?_7I+_P"@&N?^%?\ R2_P
M]_UZ#^9KH-=_Y%[4_P#KTE_] -<_\*_^27^'O^O0?S- '84444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 >$?\ #2]G_P!"Q/\ ^!@_^(H_X:7L_P#H
M6)__  ,'_P 1110 ?\-+V?\ T+$__@8/_B*/^&E[/_H6)_\ P,'_ ,1110 ?
M\-+V?_0L3_\ @8/_ (BC_AI>S_Z%B?\ \#!_\1110 ?\-+V?_0L3_P#@8/\
MXBC_ (:7L_\ H6)__ P?_$444 '_  TO9_\ 0L3_ /@8/_B*/^&E[/\ Z%B?
M_P #!_\ $444 '_#2]G_ -"Q/_X&#_XBC_AI>S_Z%B?_ ,#!_P#$444 '_#2
M]G_T+$__ (&#_P"(H_X:7L_^A8G_ / P?_$444 '_#2]G_T+$_\ X&#_ .(H
M_P"&E[/_ *%B?_P,'_Q%%% !_P -+V?_ $+$_P#X&#_XBC_AI>S_ .A8G_\
M P?_ !%%% !_PTO9_P#0L3_^!@_^(H_X:7L_^A8G_P# P?\ Q%%% !_PTO9_
M]"Q/_P"!@_\ B*/^&E[/_H6)_P#P,'_Q%%% !_PTO9_]"Q/_ .!@_P#B*/\
MAI>S_P"A8G_\#!_\1110 ?\ #2]G_P!"Q/\ ^!@_^(H_X:7L_P#H6)__  ,'
M_P 1110 ?\-+V?\ T+$__@8/_B*/^&E[/_H6)_\ P,'_ ,1110 ?\-+V?_0L
M3_\ @8/_ (BC_AI>S_Z%B?\ \#!_\1110 ?\-+V?_0L3_P#@8/\ XBC_ (:7
ML_\ H6)__ P?_$444 '_  TO9_\ 0L3_ /@8/_B*/^&E[/\ Z%B?_P #!_\
M$444 '_#2]G_ -"Q/_X&#_XBC_AI>S_Z%B?_ ,#!_P#$444 '_#2]G_T+$__
M (&#_P"(H_X:7L_^A8G_ / P?_$444 '_#2]G_T+$_\ X&#_ .(H_P"&E[/_
M *%B?_P,'_Q%%% !_P -+V?_ $+$_P#X&#_XBC_AI>S_ .A8G_\  P?_ !%%
M% !_PTO9_P#0L3_^!@_^(H_X:7L_^A8G_P# P?\ Q%%% !_PTO9_]"Q/_P"!
M@_\ B*/^&E[/_H6)_P#P,'_Q%%% !_PTO9_]"Q/_ .!@_P#B*/\ AI>S_P"A
M8G_\#!_\1110 ?\ #2]G_P!"Q/\ ^!@_^(H_X:7L_P#H6)__  ,'_P 1110
M?\-+V?\ T+$__@8/_B*/^&E[/_H6)_\ P,'_ ,1110 ?\-+V?_0L3_\ @8/_
M (BC_AI>S_Z%B?\ \#!_\1110 ?\-+V?_0L3_P#@8/\ XBC_ (:7L_\ H6)_
M_ P?_$444 '_  TO9_\ 0L3_ /@8/_B*/^&E[/\ Z%B?_P #!_\ $444 '_#
M2]G_ -"Q/_X&#_XBC_AI>S_Z%B?_ ,#!_P#$444 '_#2]G_T+$__ (&#_P"(
MH_X:7L_^A8G_ / P?_$444 '_#2]G_T+$_\ X&#_ .(H_P"&E[/_ *%B?_P,
M'_Q%%% !_P -+V?_ $+$_P#X&#_XBC_AI>S_ .A8G_\  P?_ !%%% !_PTO9
M_P#0L3_^!@_^(H_X:7L_^A8G_P# P?\ Q%%% !_PTO9_]"Q/_P"!@_\ B*/^
M&E[/_H6)_P#P,'_Q%%% !_PTO9_]"Q/_ .!@_P#B*/\ AI>S_P"A8G_\#!_\
M1110 ?\ #2]G_P!"Q/\ ^!@_^(H_X:7L_P#H6)__  ,'_P 1110 ?\-+V?\
MT+$__@8/_B*/^&E[/_H6)_\ P,'_ ,1110 ?\-+V?_0L3_\ @8/_ (BC_AI>
MS_Z%B?\ \#!_\1110 ?\-+V?_0L3_P#@8/\ XBC_ (:7L_\ H6)__ P?_$44
M4 '_  TO9_\ 0L3_ /@8/_B*/^&E[/\ Z%B?_P #!_\ $444 '_#2]G_ -"Q
M/_X&#_XBC_AI>S_Z%B?_ ,#!_P#$444 '_#2]G_T+$__ (&#_P"(H_X:7L_^
MA8G_ / P?_$444 '_#2]G_T+$_\ X&#_ .(H_P"&E[/_ *%B?_P,'_Q%%% !
M_P -+V?_ $+$_P#X&#_XBC_AI>S_ .A8G_\  P?_ !%%% !_PTO9_P#0L3_^
M!@_^(H_X:7L_^A8G_P# P?\ Q%%% %;4/VCK2]TVZM!X:G0SPO&&-V#C<",_
M=]Z]0^%?_)+_  ]_UZ#^9HHH ["BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
(* "BBB@#_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
