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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Changes in the Allowance for Loan and Lease Losses for the Previous Three Years
Changes in the ALLL for the three years ended December 31 were as follows:
(Dollars in thousands)
 
2017
 
2016
 
2015
Changes in the ALLL, excluding covered/formerly covered loans
 
 
Balance at beginning of year
 
$
49,422

 
$
43,149

 
$
42,820

Provision for loan and lease losses
 
8,038

 
9,322

 
7,926

Loans charged-off
 
(12,712
)
 
(6,652
)
 
(11,660
)
Recoveries
 
4,124

 
3,603

 
4,063

Balance at end of year
 
$
48,872

 
$
49,422

 
$
43,149

 
 
 
 
 
 
 
Changes in the ALLL for covered/formerly covered loans
 
 
 
 
Balance at beginning of year
 
$
8,539

 
$
10,249

 
$
10,038

Provision for loan and lease losses
 
(4,456
)
 
818

 
1,715

Loans charged-off
 
(951
)
 
(4,462
)
 
(8,896
)
Recoveries
 
2,017

 
1,934

 
7,392

Balance at end of year
 
$
5,149

 
$
8,539

 
$
10,249

 
 
 
 
 
 
 
Total changes in the ALLL
 
 
 
 
 
Balance at beginning of year
 
$
57,961

 
$
53,398

 
$
52,858

Provision for loan and lease losses
 
3,582

 
10,140

 
9,641

Loans charged-off
 
(13,663
)
 
(11,114
)
 
(20,556
)
Recoveries
 
6,141

 
5,537

 
11,455

Balance at end of year
 
$
54,021

 
$
57,961

 
$
53,398
Allowance for Loan and Lease Losses by Classification
Changes in the ALLL by loan category as of December 31 were as follows:
  
 
2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of year
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961

Provision for loan and lease losses
 
6,917

 
(42
)
 
207

 
(7,291
)
 
1,695

 
1,778

 
(90
)
 
408

 
3,582

Gross charge-offs
 
(10,194
)
 
0

 
(1
)
 
(1,038
)
 
(435
)
 
(913
)
 
(225
)
 
(857
)
 
(13,663
)
Recoveries
 
1,650

 
1

 
89

 
2,719

 
215

 
1,027

 
234

 
206

 
6,141

Total net charge-offs
 
(8,544
)
 
1

 
88

 
1,681

 
(220
)
 
114

 
9

 
(651
)
 
(7,522
)
Ending allowance for loan and lease losses
 
$
17,598

 
$
675

 
$
3,577

 
$
20,930

 
$
4,683

 
$
4,935

 
$
307

 
$
1,316

 
$
54,021


 
 
2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of year
 
$
16,995

 
$
821

 
$
1,810

 
$
23,656

 
$
4,014

 
$
3,943

 
$
386

 
$
1,773

 
$
53,398

Provision for loan and lease losses
 
3,705

 
(106
)
 
1,280

 
5,365

 
(655
)
 
(175
)
 
53

 
673

 
10,140

Gross charge-offs
 
(2,630
)
 
0

 
(93
)
 
(4,983
)
 
(387
)
 
(1,445
)
 
(386
)
 
(1,190
)
 
(11,114
)
Recoveries
 
1,155

 
1

 
285

 
2,502

 
236

 
720

 
335

 
303

 
5,537

Total net charge-offs
 
(1,475
)
 
1

 
192

 
(2,481
)
 
(151
)
 
(725
)
 
(51
)
 
(887
)
 
(5,577
)
Ending allowance for loan and lease losses
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961



 
 
2015
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of year
 
$
13,870

 
$
435

 
$
1,045

 
$
27,086

 
$
3,753

 
$
4,260

 
$
407

 
$
2,002

 
$
52,858

Provision for loan and lease losses
 
4,809

 
384

 
597

 
1,439

 
1,234

 
573

 
25

 
580

 
9,641

Gross charge-offs
 
(5,408
)
 
0

 
(85
)
 
(10,083
)
 
(1,531
)
 
(1,891
)
 
(509
)
 
(1,049
)
 
(20,556
)
Recoveries
 
3,724

 
2

 
253

 
5,214

 
558

 
1,001

 
463

 
240

 
11,455

Total net charge-offs
 
(1,684
)
 
2

 
168

 
(4,869
)
 
(973
)
 
(890
)
 
(46
)
 
(809
)
 
(9,101
)
Ending allowance for loan and lease losses
 
$
16,995

 
$
821

 
$
1,810

 
$
23,656

 
$
4,014

 
$
3,943

 
$
386

 
$
1,773

 
$
53,398



The ALLL balance and the recorded investment in loans by portfolio segment and based on impairment method as of December 31 were as follows:
 
 
December 31, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Ending allowance on loans individually evaluated for impairment
 
$
169

 
$
0

 
$
0

 
$
448

 
$
160

 
$
2

 
$
0

 
$
0

 
$
779

Ending allowance on loans collectively evaluated for impairment
 
17,429

 
675

 
3,577

 
20,482

 
4,523

 
4,933

 
307

 
1,316

 
53,242

Ending allowance for loan and lease losses
 
$
17,598

 
$
675

 
$
3,577

 
$
20,930

 
$
4,683

 
$
4,935

 
$
307

 
$
1,316

 
$
54,021

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and Leases
 
 

 
 
 
 

 
 

 
 

 
 

 
 
 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
7,331

 
$
82

 
$
29

 
$
21,542

 
$
7,932

 
$
4,456

 
$
255

 
$
0

 
$
41,627

Ending balance of loans collectively evaluated for impairment
 
1,905,412

 
89,265

 
467,701

 
2,468,549

 
463,459

 
489,148

 
41,331

 
46,691

 
5,971,556

Total loans
 
$
1,912,743

 
$
89,347

 
$
467,730

 
$
2,490,091

 
$
471,391

 
$
493,604

 
$
41,586

 
$
46,691

 
$
6,013,183



 
 
December 31, 2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance on loans individually evaluated for impairment
 
$
550

 
$
0

 
$
0

 
$
593

 
$
179

 
$
2

 
$
0

 
$
0

 
$
1,324

Ending allowance on loans collectively evaluated for impairment
 
18,675

 
716

 
3,282

 
25,947

 
3,029

 
3,041

 
388

 
1,559

 
56,637

Ending allowance for loan and lease losses
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and Leases
 
 

 
 
 
 

 
 

 
 

 
 

 
 
 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
13,203

 
$
195

 
$
0

 
$
20,460

 
$
9,601

 
$
4,074

 
$
437

 
$
0

 
$
47,970

Ending balance of loans collectively evaluated for impairment
 
1,768,745

 
92,913

 
399,434

 
2,407,117

 
491,379

 
456,314

 
50,202

 
43,408

 
5,709,512

Total loans
 
$
1,781,948

 
$
93,108

 
$
399,434

 
$
2,427,577

 
$
500,980

 
$
460,388

 
$
50,639

 
$
43,408

 
$
5,757,482