XML 60 R49.htm IDEA: XBRL DOCUMENT v3.10.0.1
ALLOWANCE FOR LOAN AND LEASE LOSSES - Changes in the Allowance for Loan and Lease Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Dec. 31, 2017
Allowance for loan and lease losses:            
Balance at beginning of period $ 54,076 $ 54,873 $ 54,021 $ 57,961    
Provision for loan and lease losses 3,238 2,953 9,276 3,787    
Loans charged-off (2,063) (4,499) (11,554) (11,747)    
Recoveries 2,464 1,207 5,972 4,533    
Total net charge-offs (401) 3,292 5,582 7,214    
Balance at end of period 57,715 54,534 57,715 54,534    
Ending allowance on loans individually evaluated for impairment         $ 1,790 $ 779
Ending allowance on loans collectively evaluated for impairment         55,925 53,242
Ending allowance for loan and lease losses 54,076 54,873 57,715 54,534 57,715 54,021
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         62,681 41,627
Ending balance of loans collectively evaluated for impairment         8,784,695 5,971,556
Loans and Leases Receivable, Net of Deferred Income         8,847,376 6,013,183
Commercial            
Allowance for loan and lease losses:            
Balance at beginning of period 17,528 18,313 17,598 19,225    
Provision for loan and lease losses 2,035 3,024 6,252 5,965    
Loans charged-off (232) (4,122) (5,473) (8,930)    
Recoveries 627 325 1,581 1,280    
Total net charge-offs (395) 3,797 3,892 7,650    
Balance at end of period 19,958 17,540 19,958 17,540    
Ending allowance on loans individually evaluated for impairment         1,562 169
Ending allowance on loans collectively evaluated for impairment         18,396 17,429
Ending allowance for loan and lease losses 17,528 18,313 19,958 19,225 19,958 17,598
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         11,985 7,331
Ending balance of loans collectively evaluated for impairment         2,414,605 1,905,412
Loans and Leases Receivable, Net of Deferred Income         2,426,590 1,912,743
Lease financing            
Allowance for loan and lease losses:            
Balance at beginning of period 797 550 675 716    
Provision for loan and lease losses 287 507 408 340    
Loans charged-off 0 0 0 0    
Recoveries 0 0 1 1    
Total net charge-offs 0 0 (1) (1)    
Balance at end of period 1,084 1,057 1,084 1,057    
Ending allowance on loans individually evaluated for impairment         0 0
Ending allowance on loans collectively evaluated for impairment         1,084 675
Ending allowance for loan and lease losses 797 550 675 716 1,084 675
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         0 82
Ending balance of loans collectively evaluated for impairment         95,317 89,265
Loans and Leases Receivable, Net of Deferred Income         95,317 89,347
Construction real estate            
Allowance for loan and lease losses:            
Balance at beginning of period 3,985 3,416 3,577 3,282    
Provision for loan and lease losses (114) (178) 294 (133)    
Loans charged-off 0 0 0 0    
Recoveries 146 0 146 89    
Total net charge-offs (146) 0 (146) (89)    
Balance at end of period 4,017 3,238 4,017 3,238    
Ending allowance on loans individually evaluated for impairment         0 0
Ending allowance on loans collectively evaluated for impairment         4,017 3,577
Ending allowance for loan and lease losses 3,985 3,416 4,017 3,238 4,017 3,577
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         10 29
Ending balance of loans collectively evaluated for impairment         565,067 467,701
Loans and Leases Receivable, Net of Deferred Income         565,077 467,730
Commercial real estate            
Allowance for loan and lease losses:            
Balance at beginning of period 20,511 21,717 20,930 26,540    
Provision for loan and lease losses 959 (1,003) 1,155 (6,510)    
Loans charged-off (902) (58) (3,156) (1,028)    
Recoveries 786 585 2,425 2,239    
Total net charge-offs 116 (527) 731 (1,211)    
Balance at end of period 21,354 21,241 21,354 21,241    
Ending allowance on loans individually evaluated for impairment         66 448
Ending allowance on loans collectively evaluated for impairment         21,288 20,482
Ending allowance for loan and lease losses 20,511 21,717 21,354 26,540 21,354 20,930
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         28,390 21,542
Ending balance of loans collectively evaluated for impairment         3,839,753 2,468,549
Loans and Leases Receivable, Net of Deferred Income         3,868,143 2,490,091
Residential real estate            
Allowance for loan and lease losses:            
Balance at beginning of period 4,668 5,016 4,683 3,208    
Provision for loan and lease losses 50 (243) 136 1,781    
Loans charged-off (145) (23) (342) (307)    
Recoveries 71 70 167 138    
Total net charge-offs 74 (47) 175 169    
Balance at end of period 4,644 4,820 4,644 4,820    
Ending allowance on loans individually evaluated for impairment         160 160
Ending allowance on loans collectively evaluated for impairment         4,484 4,523
Ending allowance for loan and lease losses 4,668 5,016 4,644 4,820 4,644 4,683
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         15,310 7,932
Ending balance of loans collectively evaluated for impairment         917,652 463,459
Loans and Leases Receivable, Net of Deferred Income         932,962 471,391
Home equity            
Allowance for loan and lease losses:            
Balance at beginning of period 4,801 4,138 4,935 3,043    
Provision for loan and lease losses 63 819 (60) 2,150    
Loans charged-off (351) (71) (978) (635)    
Recoveries 419 110 1,035 438    
Total net charge-offs (68) (39) (57) 197    
Balance at end of period 4,932 4,996 4,932 4,996    
Ending allowance on loans individually evaluated for impairment         2 2
Ending allowance on loans collectively evaluated for impairment         4,930 4,933
Ending allowance for loan and lease losses 4,801 4,138 4,932 3,043 4,932 4,935
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         6,654 4,456
Ending balance of loans collectively evaluated for impairment         809,479 489,148
Loans and Leases Receivable, Net of Deferred Income         816,133 493,604
Installment            
Allowance for loan and lease losses:            
Balance at beginning of period 290 355 307 388    
Provision for loan and lease losses (288) (80) (201) (52)    
Loans charged-off (43) (24) (277) (199)    
Recoveries 351 74 481 188    
Total net charge-offs (308) (50) (204) 11    
Balance at end of period 310 325 310 325    
Ending allowance on loans individually evaluated for impairment         0 0
Ending allowance on loans collectively evaluated for impairment         310 307
Ending allowance for loan and lease losses 290 355 310 388 310 307
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         332 255
Ending balance of loans collectively evaluated for impairment         97,081 41,331
Loans and Leases Receivable, Net of Deferred Income         97,413 41,586
Credit card            
Allowance for loan and lease losses:            
Balance at beginning of period 1,496 1,368 1,316 1,559    
Provision for loan and lease losses 246 107 1,292 246    
Loans charged-off (390) (201) (1,328) (648)    
Recoveries 64 43 136 160    
Total net charge-offs 326 158 (1,192) (488)    
Balance at end of period 1,416 1,317 1,416 1,317    
Ending allowance on loans individually evaluated for impairment         0 0
Ending allowance on loans collectively evaluated for impairment         1,416 1,316
Ending allowance for loan and lease losses $ 1,496 $ 1,368 $ 1,316 $ 1,317 1,416 1,316
Loans and Leases:            
Ending balance of loans individually evaluated for impairment         0 0
Ending balance of loans collectively evaluated for impairment         45,741 46,691
Loans and Leases Receivable, Net of Deferred Income         $ 45,741 $ 46,691