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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 6 Months Ended
Jun. 30, 2019
Receivables [Abstract]  
Allowance for Loan and Lease Losses by Classification
Changes in the ALLL by loan category were as follows:
 
 
Three months ended June 30, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
19,926

 
$
1,373

 
$
2,793

 
$
20,400

 
$
5,043

 
$
5,250

 
$
380

 
$
1,557

 
$
56,722

Provision for loan and lease losses
 
6,242

 
20

 
121

 
(211
)
 
14

 
174

 
32

 
266

 
6,658

Gross charge-offs
 
(1,873
)
 
0

 
0

 
(86
)
 
(150
)
 
(689
)
 
(78
)
 
(289
)
 
(3,165
)
Recoveries
 
291

 
0

 
5

 
254

 
101

 
572

 
61

 
50

 
1,334

Total net charge-offs
 
(1,582
)
 
0

 
5

 
168

 
(49
)
 
(117
)
 
(17
)
 
(239
)
 
(1,831
)
Ending allowance for loan and lease losses
 
$
24,586

 
$
1,393

 
$
2,919

 
$
20,357

 
$
5,008

 
$
5,307

 
$
395

 
$
1,584

 
$
61,549

 
 
Three months ended June 30, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
18,038

 
$
626

 
$
4,267

 
$
20,321

 
$
4,727

 
$
4,828

 
$
290

 
$
1,283

 
$
54,380

Provision for loan and lease losses
 
3,328

 
170

 
(282
)
 
(619
)
 
(28
)
 
171

 
136

 
859

 
3,735

Loans charged off
 
(4,356
)
 
0

 
0

 
(78
)
 
(101
)
 
(385
)
 
(218
)
 
(684
)
 
(5,822
)
Recoveries
 
518

 
1

 
0

 
887

 
70

 
187

 
82

 
38

 
1,783

Total net charge-offs
 
(3,838
)
 
1

 
0

 
809

 
(31
)
 
(198
)
 
(136
)
 
(646
)
 
(4,039
)
Ending allowance for loan and lease losses
 
$
17,528

 
$
797

 
$
3,985

 
$
20,511

 
$
4,668

 
$
4,801

 
$
290

 
$
1,496

 
$
54,076

  
 
Six months ended June 30, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
18,746

 
$
1,130

 
$
3,413

 
$
21,048

 
$
4,964

 
$
5,348

 
$
362

 
$
1,531

 
$
56,542

Provision for loan and lease losses
 
19,510

 
363

 
(562
)
 
282

 
139

 
359

 
51

 
599

 
20,741

Loans charged off
 
(14,201
)
 
(100
)
 
0

 
(1,300
)
 
(232
)
 
(1,157
)
 
(127
)
 
(630
)
 
(17,747
)
Recoveries
 
531

 
0

 
68

 
327

 
137

 
757

 
109

 
84

 
2,013

Total net charge-offs
 
(13,670
)
 
(100
)
 
68

 
(973
)
 
(95
)
 
(400
)
 
(18
)
 
(546
)
 
(15,734
)
Ending allowance for loan and lease losses
 
$
24,586

 
$
1,393

 
$
2,919

 
$
20,357

 
$
5,008

 
$
5,307

 
$
395

 
$
1,584

 
$
61,549

 
 
Six months ended June 30, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
17,598

 
$
675

 
$
3,577

 
$
20,930

 
$
4,683

 
$
4,935

 
$
307

 
$
1,316

 
$
54,021

Provision for loan and lease losses
 
4,217

 
121

 
408

 
196

 
86

 
(123
)
 
87

 
1,046

 
6,038

Loans charged off
 
(5,241
)
 
0

 
0

 
(2,254
)
 
(197
)
 
(627
)
 
(234
)
 
(938
)
 
(9,491
)
Recoveries
 
954

 
1

 
0

 
1,639

 
96

 
616

 
130

 
72

 
3,508

Total net charge-offs
 
(4,287
)
 
1

 
0

 
(615
)
 
(101
)
 
(11
)
 
(104
)
 
(866
)
 
(5,983
)
Ending allowance for loan and lease losses
 
$
17,528

 
$
797

 
$
3,985

 
$
20,511

 
$
4,668

 
$
4,801

 
$
290

 
$
1,496

 
$
54,076

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of June 30, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
4,908

 
$
0

 
$
0

 
$
30

 
$
85

 
$
0

 
$
0

 
$
0

 
$
5,023

Collectively evaluated for impairment
 
19,678

 
1,393

 
2,919

 
20,327

 
4,923

 
5,307

 
395

 
1,584

 
56,526

Ending allowance for loan and lease losses
 
$
24,586

 
$
1,393

 
$
2,919

 
$
20,357

 
$
5,008

 
$
5,307

 
$
395

 
$
1,584

 
$
61,549

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
47,384

 
$
295

 
$
6

 
$
19,669

 
$
15,978

 
$
5,244

 
$
195

 
$
0

 
$
88,771

Collectively evaluated for impairment
 
2,500,613

 
90,343

 
497,677

 
3,883,985

 
999,842

 
781,895

 
88,954

 
48,706

 
8,892,015

Total loans
 
$
2,547,997

 
$
90,638

 
$
497,683

 
$
3,903,654

 
$
1,015,820

 
$
787,139

 
$
89,149

 
$
48,706

 
$
8,980,786



 
 
As of December 31, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
667

 
$
0

 
$
0

 
$
461

 
$
32

 
$
0

 
$
0

 
$
0

 
$
1,160

Collectively evaluated for impairment
 
18,079

 
1,130

 
3,413

 
20,587

 
4,932

 
5,348

 
362

 
1,531

 
55,382

Ending allowance for loan and lease losses
 
$
18,746

 
$
1,130

 
$
3,413

 
$
21,048

 
$
4,964

 
$
5,348

 
$
362

 
$
1,531

 
$
56,542

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
37,633

 
$
22

 
$
9

 
$
25,022

 
$
17,598

 
$
6,351

 
$
174

 
$
0

 
$
86,809

Collectively evaluated for impairment
 
2,477,028

 
93,393

 
548,926

 
3,729,659

 
938,048

 
810,931

 
93,038

 
46,382

 
8,737,405

Total loans
 
$
2,514,661

 
$
93,415

 
$
548,935

 
$
3,754,681

 
$
955,646

 
$
817,282

 
$
93,212

 
$
46,382

 
$
8,824,214