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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 9 Months Ended
Sep. 30, 2019
Receivables [Abstract]  
Allowance for Loan and Lease Losses by Classification
Changes in the ALLL by loan category were as follows:
 
 
Three months ended September 30, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
24,586

 
$
1,393

 
$
2,919

 
$
20,357

 
$
5,008

 
$
5,307

 
$
395

 
$
1,584

 
$
61,549

Provision for loan and lease losses
 
2,654

 
(388
)
 
(152
)
 
1,684

 
702

 
68

 
(2
)
 
662

 
5,228

Gross charge-offs
 
(9,556
)
 
0

 
0

 
(535
)
 
(278
)
 
(627
)
 
(65
)
 
(598
)
 
(11,659
)
Recoveries
 
556

 
0

 
0

 
347

 
64

 
335

 
93

 
39

 
1,434

Total net charge-offs
 
(9,000
)
 
0

 
0

 
(188
)
 
(214
)
 
(292
)
 
28

 
(559
)
 
(10,225
)
Ending allowance for loan and lease losses
 
$
18,240

 
$
1,005

 
$
2,767

 
$
21,853

 
$
5,496

 
$
5,083

 
$
421

 
$
1,687

 
$
56,552

 
 
Three months ended September 30, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
17,528

 
$
797

 
$
3,985

 
$
20,511

 
$
4,668

 
$
4,801

 
$
290

 
$
1,496

 
$
54,076

Provision for loan and lease losses
 
2,035

 
287

 
(114
)
 
959

 
50

 
63

 
(288
)
 
246

 
3,238

Loans charged off
 
(232
)
 
0

 
0

 
(902
)
 
(145
)
 
(351
)
 
(43
)
 
(390
)
 
(2,063
)
Recoveries
 
627

 
0

 
146

 
786

 
71

 
419

 
351

 
64

 
2,464

Total net charge-offs
 
395

 
0

 
146

 
(116
)
 
(74
)
 
68

 
308

 
(326
)
 
401

Ending allowance for loan and lease losses
 
$
19,958

 
$
1,084

 
$
4,017

 
$
21,354

 
$
4,644

 
$
4,932

 
$
310

 
$
1,416

 
$
57,715

  
 
Nine months ended September 30, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
18,746

 
$
1,130

 
$
3,413

 
$
21,048

 
$
4,964

 
$
5,348

 
$
362

 
$
1,531

 
$
56,542

Provision for loan and lease losses
 
22,164

 
(25
)
 
(714
)
 
1,966

 
841

 
427

 
49

 
1,261

 
25,969

Loans charged off
 
(23,757
)
 
(100
)
 
0

 
(1,835
)
 
(510
)
 
(1,784
)
 
(192
)
 
(1,228
)
 
(29,406
)
Recoveries
 
1,087

 
0

 
68

 
674

 
201

 
1,092

 
202

 
123

 
3,447

Total net charge-offs
 
(22,670
)
 
(100
)
 
68

 
(1,161
)
 
(309
)
 
(692
)
 
10

 
(1,105
)
 
(25,959
)
Ending allowance for loan and lease losses
 
$
18,240

 
$
1,005

 
$
2,767

 
$
21,853

 
$
5,496

 
$
5,083

 
$
421

 
$
1,687

 
$
56,552

 
 
Nine months ended September 30, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
17,598

 
$
675

 
$
3,577

 
$
20,930

 
$
4,683

 
$
4,935

 
$
307

 
$
1,316

 
$
54,021

Provision for loan and lease losses
 
6,252

 
408

 
294

 
1,155

 
136

 
(60
)
 
(201
)
 
1,292

 
9,276

Loans charged off
 
(5,473
)
 
0

 
0

 
(3,156
)
 
(342
)
 
(978
)
 
(277
)
 
(1,328
)
 
(11,554
)
Recoveries
 
1,581

 
1

 
146

 
2,425

 
167

 
1,035

 
481

 
136

 
5,972

Total net charge-offs
 
(3,892
)
 
1

 
146

 
(731
)
 
(175
)
 
57

 
204

 
(1,192
)
 
(5,582
)
Ending allowance for loan and lease losses
 
$
19,958

 
$
1,084

 
$
4,017

 
$
21,354

 
$
4,644

 
$
4,932

 
$
310

 
$
1,416

 
$
57,715

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of September 30, 2019
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
91

 
$
43

 
$
0

 
$
127

 
$
18

 
$
0

 
$
0

 
$
0

 
$
279

Collectively evaluated for impairment
 
18,149

 
962

 
2,767

 
21,726

 
5,478

 
5,083

 
421

 
1,687

 
56,273

Ending allowance for loan and lease losses
 
$
18,240

 
$
1,005

 
$
2,767

 
$
21,853

 
$
5,496

 
$
5,083

 
$
421

 
$
1,687

 
$
56,552

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
36,917

 
$
284

 
$
5

 
$
19,756

 
$
16,133

 
$
5,944

 
$
104

 
$
0

 
$
79,143

Collectively evaluated for impairment
 
2,433,100

 
92,332

 
515,955

 
3,996,152

 
1,038,874

 
770,941

 
88,171

 
49,010

 
8,984,535

Total loans
 
$
2,470,017

 
$
92,616

 
$
515,960

 
$
4,015,908

 
$
1,055,007

 
$
776,885

 
$
88,275

 
$
49,010

 
$
9,063,678



 
 
As of December 31, 2018
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial & industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
667

 
$
0

 
$
0

 
$
461

 
$
32

 
$
0

 
$
0

 
$
0

 
$
1,160

Collectively evaluated for impairment
 
18,079

 
1,130

 
3,413

 
20,587

 
4,932

 
5,348

 
362

 
1,531

 
55,382

Ending allowance for loan and lease losses
 
$
18,746

 
$
1,130

 
$
3,413

 
$
21,048

 
$
4,964

 
$
5,348

 
$
362

 
$
1,531

 
$
56,542

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
37,633

 
$
22

 
$
9

 
$
25,022

 
$
17,598

 
$
6,351

 
$
174

 
$
0

 
$
86,809

Collectively evaluated for impairment
 
2,477,028

 
93,393

 
548,926

 
3,729,659

 
938,048

 
810,931

 
93,038

 
46,382

 
8,737,405

Total loans
 
$
2,514,661

 
$
93,415

 
$
548,935

 
$
3,754,681

 
$
955,646

 
$
817,282

 
$
93,212

 
$
46,382

 
$
8,824,214