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ALLOWANCE FOR LOAN AND LEASE LOSSES - Changes in the Allowance for Loan and Lease Losses for the Previous Three Years (Detail) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2017
Allowance for loan and lease losses |  |  |
Balance at beginning of year | $ 56,542 | $ 54,021 | $ 57,961
Provision for loan and lease losses | 30,598 | 14,586 | 3,582
Loans charged off | (35,565) | (20,670) | (13,663)
Recoveries | 6,075 | 8,605 | 6,141
Total net charge-offs | 29,490 | 12,065 | 7,522
Balance at end of year | 57,650 | 56,542 | 54,021
Commercial & Industrial |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 18,746 | 17,598 | 19,225
Provision for loan and lease losses | 23,631 | 10,615 | 6,917
Loans charged off | (26,676) | (11,533) | (10,194)
Recoveries | 2,883 | 2,066 | 1,650
Total net charge-offs | 23,793 | 9,467 | 8,544
Balance at end of year | 18,584 | 18,746 | 17,598
Lease financing |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 1,130 | 675 | 716
Provision for loan and lease losses | 3 | 454 | (42)
Loans charged off | (162) | 0 | 0
Recoveries | 0 | 1 | 1
Total net charge-offs | 162 | (1) | (1)
Balance at end of year | 971 | 1,130 | 675
Construction real estate |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 3,413 | 3,577 | 3,282
Provision for loan and lease losses | (1,100) | (310) | 207
Loans charged off | 0 | 0 | (1)
Recoveries | 68 | 146 | 89
Total net charge-offs | (68) | (146) | (88)
Balance at end of year | 2,381 | 3,413 | 3,577
Commercial real estate |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 21,048 | 20,930 | 26,540
Provision for loan and lease losses | 5,107 | 847 | (7,291)
Loans charged off | (3,689) | (4,835) | (1,038)
Recoveries | 1,113 | 4,106 | 2,719
Total net charge-offs | 2,576 | 729 | (1,681)
Balance at end of year | 23,579 | 21,048 | 20,930
Residential |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 4,964 | 4,683 | 3,208
Provision for loan and lease losses | 739 | 492 | 1,695
Loans charged off | (677) | (422) | (435)
Recoveries | 273 | 211 | 215
Total net charge-offs | 404 | 211 | 220
Balance at end of year | 5,299 | 4,964 | 4,683
Home equity |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 5,348 | 4,935 | 3,043
Provision for loan and lease losses | 695 | 829 | 1,778
Loans charged off | (2,591) | (1,725) | (913)
Recoveries | 1,335 | 1,309 | 1,027
Total net charge-offs | 1,256 | 416 | (114)
Balance at end of year | 4,787 | 5,348 | 4,935
Installment |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 362 | 307 | 388
Provision for loan and lease losses | 2 | (85) | (90)
Loans charged off | (223) | (435) | (225)
Recoveries | 251 | 575 | 234
Total net charge-offs | (28) | (140) | (9)
Balance at end of year | 392 | 362 | 307
Credit card |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 1,531 | 1,316 | 1,559
Provision for loan and lease losses | 1,521 | 1,744 | 408
Loans charged off | (1,547) | (1,720) | (857)
Recoveries | 152 | 191 | 206
Total net charge-offs | 1,395 | 1,529 | 651
Balance at end of year | $ 1,657 | $ 1,531 | $ 1,316

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
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