XML 104 R73.htm IDEA: XBRL DOCUMENT
v3.20.4

ALLOWANCE FOR CREDIT LOSSES - Changes in the Allowance for Credit Losses for the Previous Three Years (Detail) - USD ($) $ in Thousands |  | 12 Months Ended
--- | --- | ---
Jan. 01, 2020 | Dec. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | $ 57,650 | $ 57,650 | $ 56,542 | $ 54,021
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 61,505 | 61,505 |  |
Provision for loan and lease losses |  | 70,796 | 30,598 | 14,586
Loans charged off |  | (21,359) | (35,565) | (20,670)
Recoveries |  | 7,087 | 6,075 | 8,605
Total net charge-offs |  | 14,272 | 29,490 | 12,065
Balance at end of year | 119,155 | 175,679 | 57,650 | 56,542
Commercial & Industrial |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 18,584 | 18,584 | 18,746 | 17,598
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 9,901 | 9,901 |  |
Provision for loan and lease losses |  | 25,407 | 23,631 | 10,615
Loans charged off |  | (5,345) | 26,676 | (11,533)
Recoveries |  | 2,907 | 2,883 | 2,066
Total net charge-offs |  | 2,438 | 23,793 | 9,467
Balance at end of year | 28,485 | 51,454 | 18,584 | 18,746
Lease financing |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 971 | 971 | 1,130 | 675
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 118 | 118 |  |
Provision for loan and lease losses |  | 758 | 3 | 454
Loans charged off |  | (852) | 162 | 0
Recoveries |  | 0 | 0 | 1
Total net charge-offs |  | 852 | 162 | (1)
Balance at end of year | 1,089 | 995 | 971 | 1,130
Construction real estate |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 2,381 | 2,381 | 3,413 | 3,577
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 11,579 | 11,579 |  |
Provision for loan and lease losses |  | 7,759 | (1,100) | (310)
Loans charged off |  | 0 | 0 | 0
Recoveries |  | 17 | 68 | 146
Total net charge-offs |  | (17) | (68) | (146)
Balance at end of year | 13,960 | 21,736 | 2,381 | 3,413
Commercial real estate |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 23,579 | 23,579 | 21,048 | 20,930
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 24,118 | 24,118 |  |
Provision for loan and lease losses |  | 38,936 | 5,107 | 847
Loans charged off |  | (12,100) | 3,689 | (4,835)
Recoveries |  | 2,262 | 1,113 | 4,106
Total net charge-offs |  | 9,838 | 2,576 | 729
Balance at end of year | 47,697 | 76,795 | 23,579 | 21,048
Residential |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 5,299 | 5,299 | 4,964 | 4,683
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 5,490 | 5,490 |  |
Provision for loan and lease losses |  | (2,122) | 739 | 492
Loans charged off |  | (488) | 677 | (422)
Recoveries |  | 381 | 273 | 211
Total net charge-offs |  | 107 | 404 | 211
Balance at end of year | 10,789 | 8,560 | 5,299 | 4,964
Home equity |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 4,787 | 4,787 | 5,348 | 4,935
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 8,430 | 8,430 |  |
Provision for loan and lease losses |  | (939) | 695 | 829
Loans charged off |  | (1,541) | (2,591) | (1,725)
Recoveries |  | 1,132 | 1,335 | 1,309
Total net charge-offs |  | 409 | 1,256 | 416
Balance at end of year | 13,217 | 11,869 | 4,787 | 5,348
Installment |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 392 | 392 | 362 | 307
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 801 | 801 |  |
Provision for loan and lease losses |  | 12 | 2 | (85)
Loans charged off |  | (148) | (223) | (435)
Recoveries |  | 158 | 251 | 575
Total net charge-offs |  | (10) | (28) | (140)
Balance at end of year | 1,193 | 1,215 | 392 | 362
Credit card |  |  |  |
Allowance for loan and lease losses |  |  |  |
Balance at beginning of year | 1,657 | 1,657 | 1,531 | 1,316
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method | 1,068 | 1,068 |  |
Provision for loan and lease losses |  | 985 | 1,521 | 1,744
Loans charged off |  | (885) | 1,547 | (1,720)
Recoveries |  | 230 | 152 | 191
Total net charge-offs |  | 655 | 1,395 | 1,529
Balance at end of year | $ 2,725 | $ 3,055 | $ 1,657 | $ 1,531

X
- References No definition available. + Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableGrossAllowanceAndNetAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The effect of a change in method or methods for calculating the allowance for credit losses on the current period provision. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_FinanceLeasesPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |