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ALLOWANCE FOR CREDIT LOSSES (Tables)
12 Months Ended
Dec. 31, 2020
Receivables [Abstract]  
Changes in the Allowance for Loan and Lease Losses for the Previous Three Years
Changes in the allowance by loan category as of December 31 were as follows:
  
2020
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses       
Beginning balance, prior to adoption of ASC 326$18,584 $971 $2,381 $23,579 $5,299 $4,787 $392 $1,657 $57,650 
Impact of adopting ASC 3269,901 118 11,579 24,118 5,490 8,430 801 1,068 61,505 
Provision for credit losses25,407 758 7,759 38,936 (2,122)(939)12 985 70,796 
Gross charge-offs(5,345)(852)(12,100)(488)(1,541)(148)(885)(21,359)
Recoveries2,907 17 2,262 381 1,132 158 230 7,087 
Total net charge-offs(2,438)(852)17 (9,838)(107)(409)10 (655)(14,272)
Ending allowance for credit losses$51,454 $995 $21,736 $76,795 $8,560 $11,869 $1,215 $3,055 $175,679 
 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses       
Balance at beginning of year$18,746 $1,130 $3,413 $21,048 $4,964 $5,348 $362 $1,531 $56,542 
Provision for credit losses23,631 (1,100)5,107 739 695 1,521 30,598 
Gross charge-offs(26,676)(162)(3,689)(677)(2,591)(223)(1,547)(35,565)
Recoveries2,883 68 1,113 273 1,335 251 152 6,075 
Total net charge-offs(23,793)(162)68 (2,576)(404)(1,256)28 (1,395)(29,490)
Ending allowance for credit losses$18,584 $971 $2,381 $23,579 $5,299 $4,787 $392 $1,657 $57,650 
 2018
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses       
Balance at beginning of year$17,598 $675 $3,577 $20,930 $4,683 $4,935 $307 $1,316 $54,021 
Provision for credit losses10,615 454 (310)847 492 829 (85)1,744 14,586 
Gross charge-offs(11,533)(4,835)(422)(1,725)(435)(1,720)(20,670)
Recoveries2,066 146 4,106 211 1,309 575 191 8,605 
Total net charge-offs(9,467)146 (729)(211)(416)140 (1,529)(12,065)
Ending allowance for credit losses$18,746 $1,130 $3,413 $21,048 $4,964 $5,348 $362 $1,531 $56,542 



As of December 31, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Ending allowance balance attributable to loans
Individually evaluated for impairment$2,044 $$$113 $18 $$$$2,175 
Collectively evaluated for impairment16,540 971 2,381 23,466 5,281 4,787 392 1,657 55,475 
Ending allowance for credit losses$18,584 $971 $2,381 $23,579 $5,299 $4,787 $392 $1,657 $57,650 
Loans        
Individually evaluated for impairment$27,480 $223 $$10,831 $15,162 $5,700 $204 $$59,600 
Collectively evaluated for impairment2,438,397 88,141 493,182 4,183,820 1,040,787 766,169 82,385 49,184 9,142,065 
Total loans$2,465,877 $88,364 $493,182 $4,194,651 $1,055,949 $771,869 $82,589 $49,184 $9,201,665