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ALLOWANCE FOR CREDIT LOSSES - Changes in the Allowance for Credit Losses for the Previous Three Years (Detail) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Allowance for loan and lease losses |  |  |
Balance at beginning of year | $ 132,977 | $ 131,992 | $ 175,679
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 17
Provision for loan and lease losses | 43,074 | 6,731 | (19,024)
Loans charged off | (40,315) | (12,558) | (32,903)
Recoveries | 5,697 | 6,812 | 8,223
Total net charge-offs | 34,618 | 5,746 | 24,680
Balance at end of year | 141,433 | 132,977 | 131,992
Commercial & Industrial |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 42,313 | 44,052 | 51,454
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 0
Provision for loan and lease losses | 19,647 | 3,221 | 6,606
Loans charged off | (19,175) | (5,899) | (15,620)
Recoveries | 1,534 | 939 | 1,612
Total net charge-offs | 17,641 | 4,960 | 14,008
Balance at end of year | 44,319 | 42,313 | 44,052
Lease financing |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 3,571 | 1,633 | 995
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 17
Provision for loan and lease losses | 13,162 | 2,041 | 621
Loans charged off | (4,423) | (152) | 0
Recoveries | 55 | 49 | 0
Total net charge-offs | 4,368 | 103 | 0
Balance at end of year | 12,365 | 3,571 | 1,633
Construction real estate |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 13,527 | 11,874 | 21,736
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 0
Provision for loan and lease losses | (2,524) | 1,653 | (8,367)
Loans charged off | 0 | 0 | (1,498)
Recoveries | 0 | 0 | 3
Total net charge-offs | 0 | 0 | 1,495
Balance at end of year | 11,003 | 13,527 | 11,874
Commercial real estate |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 41,106 | 53,420 | 76,795
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 0
Provision for loan and lease losses | (3) | (12,951) | (14,689)
Loans charged off | (8,723) | (3,667) | (13,471)
Recoveries | 2,523 | 4,304 | 4,785
Total net charge-offs | 6,200 | (637) | 8,686
Balance at end of year | 34,903 | 41,106 | 53,420
Residential |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 12,684 | 6,225 | 8,560
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 0
Provision for loan and lease losses | 5,196 | 6,509 | (2,436)
Loans charged off | (39) | (224) | (127)
Recoveries | 247 | 174 | 228
Total net charge-offs | (208) | 50 | (101)
Balance at end of year | 18,088 | 12,684 | 6,225
Home equity |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 12,447 | 9,643 | 11,869
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 0
Provision for loan and lease losses | 600 | 2,066 | (2,376)
Loans charged off | (340) | (160) | (1,073)
Recoveries | 615 | 898 | 1,223
Total net charge-offs | (275) | (738) | (150)
Balance at end of year | 13,322 | 12,447 | 9,643
Installment |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 4,945 | 1,097 | 1,215
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 0
Provision for loan and lease losses | 5,944 | 5,232 | 65
Loans charged off | (6,442) | (1,549) | (334)
Recoveries | 441 | 165 | 151
Total net charge-offs | 6,001 | 1,384 | 183
Balance at end of year | 4,888 | 4,945 | 1,097
Credit card |  |  |
Allowance for loan and lease losses |  |  |
Balance at beginning of year | 2,384 | 4,048 | 3,055
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method |  |  | 0
Provision for loan and lease losses | 1,052 | (1,040) | 1,552
Loans charged off | (1,173) | (907) | (780)
Recoveries | 282 | 283 | 221
Total net charge-offs | 891 | 624 | 559
Balance at end of year | $ 2,545 | $ 2,384 | $ 4,048

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