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ALLOWANCE FOR CREDIT LOSSES - Changes in the Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | $ 144,274 | $ 141,591 | $ 141,433 | $ 132,977
Provision for Credit Losses-loans and leases | 16,157 | 12,719 | 29,576 | 21,363
Loans charged off | (5,035) | (6,940) | (16,172) | (9,581)
Recoveries | 789 | 1,276 | 1,348 | 3,887
Total net charge-offs | (4,246) | (5,664) | (14,824) | (5,694)
Balance at end of year | 156,185 | 148,646 | 156,185 | 148,646
Commercial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 46,019 | 45,905 | 44,319 | 42,313
Provision for Credit Losses-loans and leases | 5,206 | (1,537) | 9,439 | 2,676
Loans charged off | (2,149) | (2,372) | (4,844) | (3,102)
Recoveries | 236 | 631 | 398 | 740
Total net charge-offs | (1,913) | (1,741) | (4,446) | (2,362)
Balance at end of year | 49,312 | 42,627 | 49,312 | 42,627
Lease financing |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 11,903 | 3,950 | 12,365 | 3,571
Provision for Credit Losses-loans and leases | 2,205 | 4,208 | 1,687 | 4,599
Loans charged off | (190) | (90) | (193) | (103)
Recoveries | 1 | 1 | 60 | 2
Total net charge-offs | (189) | (89) | (133) | (101)
Balance at end of year | 13,919 | 8,069 | 13,919 | 8,069
Construction real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 13,337 | 13,646 | 11,003 | 13,527
Provision for Credit Losses-loans and leases | 6,341 | (1,868) | 8,675 | (1,749)
Loans charged off | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Total net charge-offs | 0 | 0 | 0 | 0
Balance at end of year | 19,678 | 11,778 | 19,678 | 11,778
Commercial real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 34,411 | 42,020 | 34,903 | 41,106
Provision for Credit Losses-loans and leases | (524) | 4,926 | 4,265 | 3,668
Loans charged off | (2) | (2,648) | (5,321) | (2,714)
Recoveries | 137 | 153 | 175 | 2,391
Total net charge-offs | 135 | (2,495) | (5,146) | (323)
Balance at end of year | 34,022 | 44,451 | 34,022 | 44,451
Residential Portfolio Segment [Member] |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 17,717 | 15,536 | 18,088 | 12,684
Provision for Credit Losses-loans and leases | 667 | 3,776 | 337 | 6,562
Loans charged off | (6) | (20) | (71) | (20)
Recoveries | 37 | 113 | 61 | 179
Total net charge-offs | 31 | 93 | (10) | 159
Balance at end of year | 18,415 | 19,405 | 18,415 | 19,405
Home equity |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 12,997 | 13,380 | 13,322 | 12,447
Provision for Credit Losses-loans and leases | 897 | 1,476 | 517 | 2,420
Loans charged off | (122) | (21) | (147) | (112)
Recoveries | 118 | 232 | 198 | 312
Total net charge-offs | (4) | 211 | 51 | 200
Balance at end of year | 13,890 | 15,067 | 13,890 | 15,067
Installment |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 5,420 | 4,693 | 4,888 | 4,945
Provision for Credit Losses-loans and leases | 1,323 | 1,198 | 3,946 | 2,416
Loans charged off | (2,034) | (1,515) | (4,270) | (3,039)
Recoveries | 219 | 90 | 364 | 144
Total net charge-offs | (1,815) | (1,425) | (3,906) | (2,895)
Balance at end of year | 4,928 | 4,466 | 4,928 | 4,466
Credit card |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Balance at beginning of year | 2,470 | 2,461 | 2,545 | 2,384
Provision for Credit Losses-loans and leases | 42 | 540 | 710 | 771
Loans charged off | (532) | (274) | (1,326) | (491)
Recoveries | 41 | 56 | 92 | 119
Total net charge-offs | 491 | 218 | 1,234 | 372
Balance at end of year | $ 2,021 | $ 2,783 | $ 2,021 | $ 2,783

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B + Details
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