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  <xsd:element id="sybt_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" name="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinancingReceivableImpairedTroubledDebtRestructuringSpecificReserveAllocation" name="FinancingReceivableImpairedTroubledDebtRestructuringSpecificReserveAllocation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinancingReceivableModificationsNumberOfContracts" name="FinancingReceivableModificationsNumberOfContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_FinancingReceivableNonaccrualWithNoAllowanceForLoanLosses" name="FinancingReceivableNonaccrualWithNoAllowanceForLoanLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinancingReceivablePurchasedWithCreditDeteriorationInterestIncome" name="FinancingReceivablePurchasedWithCreditDeteriorationInterestIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_FinancingReceivableTroubledDebtRestructuringExcludingNonaccrualLoans" name="FinancingReceivableTroubledDebtRestructuringExcludingNonaccrualLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts" name="FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_FinancinngReceivableScheduleOfPaymentActivityTableTextBlock" name="FinancinngReceivableScheduleOfPaymentActivityTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_FinitelivedIntangibleAssetExpectedAmortizationYearEight" name="FinitelivedIntangibleAssetExpectedAmortizationYearEight" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinitelivedIntangibleAssetExpectedAmortizationYearNine" name="FinitelivedIntangibleAssetExpectedAmortizationYearNine" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinitelivedIntangibleAssetExpectedAmortizationYearSeven" name="FinitelivedIntangibleAssetExpectedAmortizationYearSeven" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinitelivedIntangibleAssetExpectedAmortizationYearSix" name="FinitelivedIntangibleAssetExpectedAmortizationYearSix" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_FinitelivedIntangibleAssetExpectedAmortizationYearTen" name="FinitelivedIntangibleAssetExpectedAmortizationYearTen" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="sybt_FutureLoanCommitmentsMember" name="FutureLoanCommitmentsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_GainLossOnLoansHeldforsale" name="GainLossOnLoansHeldforsale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_GainLossOnRateLockLoanCommitments" name="GainLossOnRateLockLoanCommitments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_GainLossOnSaleOfMortgageLoansAndFairValueChangesInLoansAndDerivatives" name="GainLossOnSaleOfMortgageLoansAndFairValueChangesInLoansAndDerivatives" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_GainsLossesOnCollateralDependentLoans" name="GainsLossesOnCollateralDependentLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_GuaranteeObligationEstimatedPaymentUnderDefaultOnContract" name="GuaranteeObligationEstimatedPaymentUnderDefaultOnContract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_GuaranteeObligationsAgreementTerm" name="GuaranteeObligationsAgreementTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_HomeEquityLoansMember" name="HomeEquityLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ImpairedLoansFairValue" name="ImpairedLoansFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_ImpairedLoansMeasurementInput" name="ImpairedLoansMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="sybt_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_InterestBearingDepositOtherTimeDeposit" name="InterestBearingDepositOtherTimeDeposit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_InterestExpenseFederalFundsPurchasedAndOtherShorttermBorrowing" name="InterestExpenseFederalFundsPurchasedAndOtherShorttermBorrowing" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_InterestIncomeFederalHomeLoanBankStock" name="InterestIncomeFederalHomeLoanBankStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_InvestmentInFederalHomeLoanBankStockAndOtherSecuritiesFairValueDisclosure" name="InvestmentInFederalHomeLoanBankStockAndOtherSecuritiesFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_InvestmentInTaxCreditRelatedVentures" name="InvestmentInTaxCreditRelatedVentures" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="sybt_InvestmentManagementAndTrustMember" name="InvestmentManagementAndTrustMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_JeffersonCountyInKentuckyMember" name="JeffersonCountyInKentuckyMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_KentuckyBancsharesMember" name="KentuckyBancsharesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_KingBancorpIncMember" name="KingBancorpIncMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_KingSouthernBancorpMember" name="KingSouthernBancorpMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_LandmarkFinancialAdvisorsLlcLfaMember" name="LandmarkFinancialAdvisorsLlcLfaMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_LettersOfCreditMember" name="LettersOfCreditMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_LinesOfCreditMember" name="LinesOfCreditMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_LoanServicingIncome" name="LoanServicingIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_LoansReceivableHeldforsaleAcquiredThroughBusinessAcquisition" name="LoansReceivableHeldforsaleAcquiredThroughBusinessAcquisition" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_LondonInterbankOfferedRateLibor1Member" name="LondonInterbankOfferedRateLibor1Member" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_MandatoryForwardContractMember" name="MandatoryForwardContractMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_MergerRelatedCreditLossMember" name="MergerRelatedCreditLossMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_MortgageBankingIncomeLoss" name="MortgageBankingIncomeLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_MortgageBankingIncomeOther" name="MortgageBankingIncomeOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_MortgageLoansHeldForSaleAndMortgageBankingDerivativesTableTextBlock" name="MortgageLoansHeldForSaleAndMortgageBankingDerivativesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_MortgageLoansHeldForSaleCarryingAmount" name="MortgageLoansHeldForSaleCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_MortgageLoansHeldForSaleFairValue" name="MortgageLoansHeldForSaleFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="sybt_MortgageServicingRightsMember" name="MortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_NetServicingIncomeLoss" name="NetServicingIncomeLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_NoncashOrPartNoncashAcquisitionNoncontrollingInterestAcquired" name="NoncashOrPartNoncashAcquisitionNoncontrollingInterestAcquired" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_NoncontrollingInterestIncreaseFromContributions" name="NoncontrollingInterestIncreaseFromContributions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_NoninterestIncomeExcludingFeesAndCommissionsFromFiduciaryAndTrustActivities" name="NoninterestIncomeExcludingFeesAndCommissionsFromFiduciaryAndTrustActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_NonownerOccupiedMember" name="NonownerOccupiedMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_NorthernKentuckyMember" name="NorthernKentuckyMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_NoteToFinancialStatementDetailsTextual" name="NoteToFinancialStatementDetailsTextual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_NotesToFinancialStatements" name="NotesToFinancialStatements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_NumberOfBranches" name="NumberOfBranches" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"/>
  <xsd:element id="sybt_NumberOfOperatingLeasesAddedInAcquisition" name="NumberOfOperatingLeasesAddedInAcquisition" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_OAEMMember" name="OAEMMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_OperatingLeaseRemainingLeaseTerm" name="OperatingLeaseRemainingLeaseTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_OtherCollateralMember" name="OtherCollateralMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_OtherOffBalanceSheetCommitmentsMember" name="OtherOffBalanceSheetCommitmentsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_OtherRealEstateOwnedFairValueDisclosure" name="OtherRealEstateOwnedFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="sybt_OverdraftsMember" name="OverdraftsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_OwnerOccupiedMember" name="OwnerOccupiedMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_PPPLoansMember" name="PPPLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_PayingMember" name="PayingMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_PaymentsForProceedsFromLoansAndLeasesExcludingLoansHeldforInvestment" name="PaymentsForProceedsFromLoansAndLeasesExcludingLoansHeldforInvestment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_PremisesAndEquipmentNetMember" name="PremisesAndEquipmentNetMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_PretaxMergerExpensesMember" name="PretaxMergerExpensesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ProceedsFromPaymentsForStockAwards" name="ProceedsFromPaymentsForStockAwards" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ProceedsFromSaleOfMortgageLoansHeldforsaleFairValue" name="ProceedsFromSaleOfMortgageLoansHeldforsaleFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ProceedsUsedForAndReceivedFromSettlementOfStockAwards" name="ProceedsUsedForAndReceivedFromSettlementOfStockAwards" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_ProductSalesCommissionsAndFeesMember" name="ProductSalesCommissionsAndFeesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ProvisionForLoanAndLeaseLossesAndOffbalanceSheetCreditRiskExposures" name="ProvisionForLoanAndLeaseLossesAndOffbalanceSheetCreditRiskExposures" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_PurchasedFinancialAssetsWithCreditDeteriorationTableTextBlock" name="PurchasedFinancialAssetsWithCreditDeteriorationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_RateLockLoanCommitmentsMember" name="RateLockLoanCommitmentsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_ReceivingMember" name="ReceivingMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_ResidentialRealEstatePortfolioSegmentMember" name="ResidentialRealEstatePortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ScheduleOfBusinessAcquisitionsByAcquisitionAllowanceForCreditLossesAdjustmentsTableTextBlock" name="ScheduleOfBusinessAcquisitionsByAcquisitionAllowanceForCreditLossesAdjustmentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ScheduleOfBusinessAcquisitionsByAcquisitionLoansFairValueAdjustmentTableTextBlock" name="ScheduleOfBusinessAcquisitionsByAcquisitionLoansFairValueAdjustmentTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ScheduleOfMaturitiesAndAverageEffectiveInterestRatesOfFederalHomeLoanBankAdvancesDisclosureTableTextBlock" name="ScheduleOfMaturitiesAndAverageEffectiveInterestRatesOfFederalHomeLoanBankAdvancesDisclosureTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ScheduleOfOffBalanceSheetCommitmentsToExtendCreditTableTextBlock" name="ScheduleOfOffBalanceSheetCommitmentsToExtendCreditTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ScheduleOfSharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsAndMethodologyTableTextBlock" name="ScheduleOfSharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsAndMethodologyTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_SellingAndClosingCostsMember" name="SellingAndClosingCostsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_ServicingAssetAtAmortizedCostAcquisition" name="ServicingAssetAtAmortizedCostAcquisition" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueExercised" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueExercised" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueVestedAndExercisable" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueVestedAndExercisable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisesExercisePrice" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisesExercisePrice" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisesInPeriod" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisesInPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueGranted" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueGranted" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodExercisePrice" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodExercisePrice" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingExercisePrice" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingExercisePrice" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="instant"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsSharesReleasedDueToRestrictionLapseWeightedAverageGrantDateFairValue" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsSharesReleasedDueToRestrictionLapseWeightedAverageGrantDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsSharesReleasedDueToRestrictionLapsed" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsSharesReleasedDueToRestrictionLapsed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvested" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvested" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvestedExercisePrice" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvestedExercisePrice" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="instant"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvestedWeightedAverageGrantDateFairValue" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvestedWeightedAverageGrantDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="instant"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvestedWeightedAverageRemainingContractualTerms" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsUnvestedWeightedAverageRemainingContractualTerms" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExercisable" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExercisable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExercisableExercisePrice" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExercisableExercisePrice" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="instant"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExercisableWeightedAverageGrantDateFairValue" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExercisableWeightedAverageGrantDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="instant"/>
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  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedExercisePrice" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedExercisePrice" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharebasedCompensationArrangementBySharebasedPaymentAwardLiquidityDiscount" name="SharebasedCompensationArrangementBySharebasedPaymentAwardLiquidityDiscount" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="instant"/>
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  <xsd:element id="sybt_SharebasedPaymentArrangementExpenseExcessTaxBenefit" name="SharebasedPaymentArrangementExpenseExcessTaxBenefit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_SharesCancelledShares" name="SharesCancelledShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
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  <xsd:element id="sybt_StockIssuedForSharebasedAwardsNetOfWithholdingsToSatisfyEmployeeTaxObligations" name="StockIssuedForSharebasedAwardsNetOfWithholdingsToSatisfyEmployeeTaxObligations" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_StockIssuedForSharebasedAwardsSharesNetOfWithholdingsToSatisfyEmployeeTaxObligations" name="StockIssuedForSharebasedAwardsSharesNetOfWithholdingsToSatisfyEmployeeTaxObligations" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
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  <xsd:element id="sybt_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssetsIncludingCapitalConservationBuffer" name="TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssetsIncludingCapitalConservationBuffer" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="sybt_TotalCommercialAndIndustrialPortfolioSegmentMember" name="TotalCommercialAndIndustrialPortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="sybt_TradingActivityChargesReducingProductSalesCommissionsAndFees" name="TradingActivityChargesReducingProductSalesCommissionsAndFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="sybt_TransactionDepositsFairValueDisclosure" name="TransactionDepositsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="sybt_TransferOfPremisesAndEquipmentToPremisesHeldForSale" name="TransferOfPremisesAndEquipmentToPremisesHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_TreasuryManagementMember" name="TreasuryManagementMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
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  <xsd:element id="sybt_UnfundedCommitmentsInTaxCreditInvestments" name="UnfundedCommitmentsInTaxCreditInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="sybt_statement-statement-note-13-commitments-and-contingent-liabilities-off-balance-sheet-commitments-to-extend-credit-details" name="statement-statement-note-13-commitments-and-contingent-liabilities-off-balance-sheet-commitments-to-extend-credit-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="sybt_statement-statement-note-14-assets-and-liabilities-measured-and-reported-at-fair-value-significant-unobservable-inputs-details" name="statement-statement-note-14-assets-and-liabilities-measured-and-reported-at-fair-value-significant-unobservable-inputs-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="sybt_statement-statement-note-16-mortgage-banking-activities-activity-in-mortgage-loans-held-for-sale-details" name="statement-statement-note-16-mortgage-banking-activities-activity-in-mortgage-loans-held-for-sale-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-16-mortgage-banking-activities-changes-in-the-net-carrying-amount-of-msrs-details" name="statement-statement-note-16-mortgage-banking-activities-changes-in-the-net-carrying-amount-of-msrs-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-16-mortgage-banking-activities-mortgage-banking-income-details" name="statement-statement-note-16-mortgage-banking-activities-mortgage-banking-income-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-16-mortgage-banking-activities-notional-amounts-and-fair-values-details" name="statement-statement-note-16-mortgage-banking-activities-notional-amounts-and-fair-values-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="sybt_statement-statement-note-17-accumulated-other-comprehensive-income-loss-accumulated-other-comprehensive-income-loss-by-component-details" name="statement-statement-note-17-accumulated-other-comprehensive-income-loss-accumulated-other-comprehensive-income-loss-by-component-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-17-accumulated-other-comprehensive-income-loss-tables" name="statement-statement-note-17-accumulated-other-comprehensive-income-loss-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-19-net-income-per-share-antidilutive-sars-details" name="statement-statement-note-19-net-income-per-share-antidilutive-sars-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-19-net-income-per-share-basic-and-diluted-net-income-per-share-details" name="statement-statement-note-19-net-income-per-share-basic-and-diluted-net-income-per-share-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="sybt_statement-statement-note-2-bank-acquisition-loans-fair-value-adjustment-details" name="statement-statement-note-2-bank-acquisition-loans-fair-value-adjustment-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-2-bank-acquisition-net-adjustments-to-allowance-for-credit-losses-details" name="statement-statement-note-2-bank-acquisition-net-adjustments-to-allowance-for-credit-losses-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-2-bank-acquisition-summary-of-assets-acquired-and-liabilities-assumed-details" name="statement-statement-note-2-bank-acquisition-summary-of-assets-acquired-and-liabilities-assumed-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-2-bank-acquisition-tables" name="statement-statement-note-2-bank-acquisition-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-2-bank-acquisition-unaudited-pro-forma-information-details" name="statement-statement-note-2-bank-acquisition-unaudited-pro-forma-information-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-20-stockbased-compensation-fair-value-assumptions-details" name="statement-statement-note-20-stockbased-compensation-fair-value-assumptions-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-20-stockbased-compensation-performancebased-restricted-stock-units-details" name="statement-statement-note-20-stockbased-compensation-performancebased-restricted-stock-units-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-20-stockbased-compensation-restricted-stock-details" name="statement-statement-note-20-stockbased-compensation-restricted-stock-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-20-stockbased-compensation-sars-activity-details" name="statement-statement-note-20-stockbased-compensation-sars-activity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-20-stockbased-compensation-stockbased-compensation-expense-details" name="statement-statement-note-20-stockbased-compensation-stockbased-compensation-expense-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-20-stockbased-compensation-tables" name="statement-statement-note-20-stockbased-compensation-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-20-stockbased-compensation-unrecognized-stockbased-compensation-expense-details" name="statement-statement-note-20-stockbased-compensation-unrecognized-stockbased-compensation-expense-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-21-derivative-financial-instruments-derivative-position-designated-as-cash-flow-hedge-details" name="statement-statement-note-21-derivative-financial-instruments-derivative-position-designated-as-cash-flow-hedge-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-21-derivative-financial-instruments-outstanding-undesignated-interest-rate-swap-contracts-details" name="statement-statement-note-21-derivative-financial-instruments-outstanding-undesignated-interest-rate-swap-contracts-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-21-derivative-financial-instruments-tables" name="statement-statement-note-21-derivative-financial-instruments-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-22-regulatory-matters-risk-based-capital-amounts-and-ratios-details" name="statement-statement-note-22-regulatory-matters-risk-based-capital-amounts-and-ratios-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-22-regulatory-matters-tables" name="statement-statement-note-22-regulatory-matters-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-23-segments-financial-information-by-business-segment-details" name="statement-statement-note-23-segments-financial-information-by-business-segment-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-23-segments-tables" name="statement-statement-note-23-segments-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-24-revenue-from-contracts-with-customers-revenue-by-operating-segment-details" name="statement-statement-note-24-revenue-from-contracts-with-customers-revenue-by-operating-segment-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-24-revenue-from-contracts-with-customers-tables" name="statement-statement-note-24-revenue-from-contracts-with-customers-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-25-leases-balance-sheet-income-statement-and-cash-flow-detail-regarding-operating-leases-details" name="statement-statement-note-25-leases-balance-sheet-income-statement-and-cash-flow-detail-regarding-operating-leases-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-25-leases-tables" name="statement-statement-note-25-leases-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-3-investment-securities-availableforsale-securities-details" name="statement-statement-note-3-investment-securities-availableforsale-securities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-3-investment-securities-held-to-maturity-securities-details" name="statement-statement-note-3-investment-securities-held-to-maturity-securities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-3-investment-securities-securities-by-contractual-maturity-details" name="statement-statement-note-3-investment-securities-securities-by-contractual-maturity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-3-investment-securities-securities-with-unrealized-losses-details" name="statement-statement-note-3-investment-securities-securities-with-unrealized-losses-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-3-investment-securities-tables" name="statement-statement-note-3-investment-securities-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-aging-of-the-recorded-investment-in-loans-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-aging-of-the-recorded-investment-in-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-allowance-for-loan-losses-by-portfolio-segment-and-based-on-impairment-evaluation-method-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-allowance-for-loan-losses-by-portfolio-segment-and-based-on-impairment-evaluation-method-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-credit-card-loan-payment-activity-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-credit-card-loan-payment-activity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-internally-assigned-risk-grades-of-loans-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-internally-assigned-risk-grades-of-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-loans-by-loan-portfolio-class-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-loans-by-loan-portfolio-class-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-nonaccrual-loans-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-nonaccrual-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-outstanding-tdrs-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-outstanding-tdrs-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-pcd-loans-details" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-pcd-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-tables" name="statement-statement-note-4-loans-and-allowance-for-credit-losses-on-loans-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-5-goodwill-carrying-value-of-goodwill-details" name="statement-statement-note-5-goodwill-carrying-value-of-goodwill-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-5-goodwill-tables" name="statement-statement-note-5-goodwill-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-6-core-deposit-and-customer-list-intangible-assets-changes-in-the-net-carrying-amount-of-intangibles-details" name="statement-statement-note-6-core-deposit-and-customer-list-intangible-assets-changes-in-the-net-carrying-amount-of-intangibles-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-6-core-deposit-and-customer-list-intangible-assets-future-amortization-expense-details" name="statement-statement-note-6-core-deposit-and-customer-list-intangible-assets-future-amortization-expense-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-6-core-deposit-and-customer-list-intangible-assets-tables" name="statement-statement-note-6-core-deposit-and-customer-list-intangible-assets-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-7-other-assets-summary-of-major-components-of-other-assets-details" name="statement-statement-note-7-other-assets-summary-of-major-components-of-other-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-7-other-assets-tables" name="statement-statement-note-7-other-assets-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-8-income-taxes-components-of-income-tax-expense-benefit-from-operations-details" name="statement-statement-note-8-income-taxes-components-of-income-tax-expense-benefit-from-operations-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-8-income-taxes-difference-between-statutory-and-effective-tax-rates-details" name="statement-statement-note-8-income-taxes-difference-between-statutory-and-effective-tax-rates-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-8-income-taxes-tables" name="statement-statement-note-8-income-taxes-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-9-deposits-composition-of-deposits-details" name="statement-statement-note-9-deposits-composition-of-deposits-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-note-9-deposits-tables" name="statement-statement-note-9-deposits-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="sybt_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
